Coming Home…a Rural Seminar in Visalia, CA
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Coming Home…a Rural Seminar in Visalia, CA Housing & Community Development Translating Lines of Business into Jobs June 14, 2012 Rosa Rios Valdez, CEO Business and Community Lenders of Texas www.bcloftexas.org
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Coming Home…a Rural Seminar in Visalia, CA. Housing & Community Development Translating Lines of Business into Jobs. June 14, 2012 Rosa Rios Valdez, CEO Business and Community Lenders of Texas. www.bcloftexas.org. - PowerPoint PPT Presentation
Transcript of Coming Home…a Rural Seminar in Visalia, CA
Coming Home…a Rural Seminar in Visalia, CA
Housing & Community Development
Translating Lines of Business into Jobs
June 14, 2012
Rosa Rios Valdez, CEO Business and Community Lenders of Texas
www.bcloftexas.org
People Place Purpose
TECHNOLOGY
COMPETETIVE
ADVANTGAGE
STRATEGIC INNOVATION
COLLABORATIVE
PARTNERS
Guiding Principles: Achieve sustainability for the corporation through strategic innovation, competitiveness, using technology and collaboration.
www.bcloftexas.org
Since 1990, over 4,300 jobs
Business & Community Development
www.bcloftexas.org
Lending Creates Jobs
Purchase Rural Habitat Mortgage Portfolio– Wharton, Texas
• Population 8,832• 39.4% LatinoZero % Rehab Loans
-- Cuero, Texas• Population 6,841• 39.9% Latino
*2010 US Census, www.census.gov
Rural Housing Collaborative
www.bcloftexas.org
Job Retentions: Bank, BCL, Habitat =1.25 jobs
Innovation Creates Jobs
Tripple Bottom Line is also known as Corporate Social Responsibility ( Financial / Social / Environment) Texas E²
Innovation Financial Social Environment UPDATEEnergy Pricing (Smolen) Y Y Y
The items listed here Sale of Bonds to Capitalize GREEN Fund Y Y Yare examples of Other Social Enterprise Y Y Y Salud Corp.how to expand our Texas E² (energy efficiency entrepreneurs/families) Y Y Y Prob. With Securing Capitalproduct mix for Equity Investments / convert loans to equity Y Y Yfuture sustainability Sears Home Store/Appliance Store Y Y Y
NP Back Offi ce Management Y Y Y
Diversification Financial Social EnvironmentAll items on these lists Business Plans Y Y Yrequire full discussion Market Studies Y Y Y
Credit Repair Y Y YSeveral other Items can be Loan Portfolio Management Y Y Y Secured 3 new Accounts
New Green Loans Y Y Y Piloted 4 commercial Green Loans Outcome will be incorporated Education.Go Get it - Y -into the 2015 business plan Business Valuations Y Y -
www.bcloftexas.org
Social Enterprise
Texas Grown & Bottled Olive Oil
www.bcloftexas.org
11 new jobs projected
Identify Partners & Develop Business Plan
Due Diligence & Forecasts
Risk Analysis & Capital Structure
Grow Asset Base Increase Competetiveness
ROI & Managed Growth
SALUD CORPORATION
Salud Corporation
Business Analysis
www.bcloftexas.org
Thank youcopy of this presentation will be made available upon request
