Comercial Banking Hdfc Bank
-
Upload
navin-bafna -
Category
Education
-
view
1.822 -
download
2
description
Transcript of Comercial Banking Hdfc Bank
HDFC BANKFACTORS OF GROWTH
GROUP 6NAVIN BAFNAPUNIT BIYANISAURABH BHALOTIAMOHD.IBRAHIM SAIDPRATIK KUMAR
BACKGROUND
Founded in 1977 by Hasmukh bhai Parakh HDFC Bank was incorporated in August 1994 Among the first in new generation commercial
banks Registered office in Mumbai, India Promoted by HDFC, the parent company IPO in India in 1995 Listed in NSE, BSE, NYSE(ADR)
NETWORK 761 branches 1977 ATM’s in the country 327 cities in India All branches are OLRT
connected 16 branches in Middle east 6 in Africa Representative offices in
Hong Kong, NewYork, London & Singapore
Technology – New is better !!!
Latest Technology
Plans to deploy connections, with built-in redundancy in the network
Tested CDMA and GSM solutions—specially for ATMs as they consume very small bandwidths
For corporate and retail banking the bank uses Flexcube and Finware of i-flex respectively .
For disaster recovery the data at the main center is replicated in real-time on-line at the Chennai site
Security
Security in banking, to a large extent, is built into the software or the application itself.
The data that are being transferred to the regional centres or from internet banking request, are encrypted
GROWTH TRAJECTORY !!!
TRULY GLOBAL !!!
ROAD TO SUCCESS !!!
Growth by Acquisition !!
Synergy !!!!
Management is Important !!
Competition !!! - The way ahead
Milestones !!!!
HDFC follows the model of a sound corporate governance
The bank was amongst the first four companies, which subjected itself to a Corporate Governance and Value Creation (GVC) rating by CRISIL
A very sound and effective risk management system in place to create a less risk assets portfolio.
Uses Neural Technologies for risk management in its Credit Cards and other Retail Assets portfolios
The Story continues !!!!
Thank you !!!