Oracle FLEXCUBE Overview

Copyright 2014 Oracle and/or its affiliates. All rights reserved. |1Oracle Product XYZScope and Timelines21st April 20152Copyright 2014 Oracle and/or its affiliates. All rights reserved. |Copyright 2014 Oracle and/or its affiliates. All rights reserved. |23Safe Harbor StatementThe following is intended to outline our general product direction. It is intended for information purposes only, and may not be incorporated into any contract. It is not a commitment to deliver any material, code, or functionality, and should not be relied upon in making purchasing decisions. The development, release, and timing of any features or functionality described for Oracles products remains at the sole discretion of Oracle.Copyright 2014 Oracle and/or its affiliates. All rights reserved. |3AgendaItemDurationInstructions Responsibility1. Introduction2 minsKey People IntroductionsAll2. Overview and Roadmap2 minsOracle Pedigree and Commitment Vaibhav3. Challenges in current release10 minsList of challenges Oracle is facingSheela and Prashant4. Next Steps 5 minsDiscussion about what next and future risk mitigationSunil and Vaibhav5. Conclusion1 minsConclusions and Commitment from OracleVaibhavCopyright 2014 Oracle and/or its affiliates. All rights reserved. |4Introductions Our People and Pedigree

Strong Banking domain expertise across the teamExecutive Mandate to deliver best of our capabilities to the XYZ bankEstablished XYZ/Oracle working relationship and knowledge including deliveryOur product is already integrated with CAMs, Cards (B2K), Credit Bureaus, and Credit Risk systemsOur product can leverage Bank future plans SAM, Business Origination and Asset Finance

Copyright 2014 Oracle and/or its affiliates. All rights reserved. |5Introductions Corporate OverviewSCALEINNOVATION

$37.9B in revenue on a trailing twelve-month basis*400,000 customers in 145 countriesMore than 25,000 partners More than 120,000 employees18,000 customer support specialists, speaking 29 languages2.5 million students supported annually* GAAP revenue reported in USD as of February 28, 2014#2 software company in the world#1 in 50 product/industry categories$29B in R&D since 2004$56B on more than 100 acquisitionsMore than 15,000 patents worldwide35,000 developers and engineers15 million developers in Oracle online communities900 independent Oracle user groups with 500,000 membersCopyright 2014 Oracle and/or its affiliates. All rights reserved. |6Product RoadmapOracle Confidential Internal/Restricted/Highly Restricted7Copyright 2014 Oracle and/or its affiliates. All rights reserved. |Challenges in this release

Interfacing with multiple core banking systems to take data feeds Integration with other payment system apart from product XYZChange in Management at Bank sideLogistics Issues

Copyright 2014 Oracle and/or its affiliates. All rights reserved. |8Next Steps

Release planned in July 2016Looking for Extension of 3 More MonthsSupport from Bank on logistics issue More resources will be pooled by Oracle Emphasis on Requirement gathering and Test PlanningChange in Delivery model from Waterfall to Agile

Copyright 2014 Oracle and/or its affiliates. All rights reserved. |9One Last Thing.

We are planning to deliver OBIEE integration in the next release along with interfacing related requirementsWe are also planning to deliver out of the box MIS reporting for complete business suite

Copyright 2014 Oracle and/or its affiliates. All rights reserved. |10Thank You

Copyright 2014 Oracle and/or its affiliates. All rights reserved. |11Copyright 2014 Oracle and/or its affiliates. All rights reserved. |12