CODE of CONDUCT

for LAC XAVIER RESIDENTS and VISITORS

June 2010 Page 2

INDEX

FOREWORD.................................................................................................................................................................3

I - LAKE ..........................................................................................................................................................4Navigating and Sharing the Lake .................................................................................................4

II - RESIDENCES..............................................................................................................................................6Municipal By-laws ......................................................................................................................6

Septic Tanks ...............................................................................................................6Waterfront Land..........................................................................................................6Cutting Trees...............................................................................................................6Construction and Renovation ......................................................................................6Pesticides and Fertilizers ............................................................................................6

Definitions ......................................................................................................6Regulations ......................................................................................................6

Chimney Sweeping .....................................................................................................7Property Maintenance .................................................................................................7

III - BEING GOOD NEIGHBOURS...................................................................................................................7Alarm Systems ............................................................................................................................7Neighbourhood Watch .................................................................................................................7Dogs ............................................................................................................................................7Noise and Music .........................................................................................................................7Caravans, Trailers, Motorized Caravans, Camping Trailers and Tents........................................7Lights ...........................................................................................................................................7Campfires and Bushfires ..............................................................................................................8

IV - WATER SAFETY........................................................................................................................................8Your Legal Responsibilities.........................................................................................................8Safety on Pleasure Craft...............................................................................................................8Craft Security ...............................................................................................................................8Safe Speed ...................................................................................................................................9Water Skiing and Other Towing Activities ..................................................................................9Protecting the Aquatic Environment – Your Responsibility ........................................................9

BIBLIOGRAPHY .......................................................................................................................................................11

IMPORTANT TELEPHONE NUMBERS..................................................................................................................12

June 2010 Page 3

CODE of CONDUCT

for LAC XAVIER RESIDENTS and VISITORS

FOREWORD

The Residents of Lac Xavier Corporation was founded in 1981 by a group of residents and vacationers intent onpreserving the quality of the environment. This objective continues to be the raison d’être of the Corporation,informing virtually all its efforts and activities.

As residents, we can be proud of our efforts at preserving the quality of the water, which in a 2002 study was found to beexcellent. Our lake of 117 hectares and a maximum depth of 48 meters is one of the healthiest in the Laurentians!

We all use the water in one way or another and some of us even drink it.

Historical Fact: As of July 1st, 2002, seventy percent of Lac Xavier’s shores had been developed, which included 89residences. The remaining thirty percent was still available for real estate development. Once fully developed it wasestimated that there would be a total of approximately 120 residences on the lake and that this number would be reachedrapidly given the lake’s proximity to Mont-Tremblant.

In the summer of 2001, the Board of Directors began to receive complaints regarding damages to docks, boats and otherwaterfront structures suggesting problems with how the lake was being used.

Given our lake’s small size, the residents’ varied interests and uses of the water, the population growth around the lakeand changes in habits, it became urgent to agree on common rules to share the lake in harmony in order to ensure its long-term health and continued use.

The Corporation took the necessary steps to regulate boating activity before it reached a saturation point, before accidentsoccurred and before residents’ quality of life deteriorated beyond the point of no return. The work group responsible fordrafting a code of conduct was also concerned with protecting our shores, our land and the value of our homes, as well asensuring good neighbourly behaviour.

In June 2004, the Board of Directors presented a VOLUNTEER CODE of CONDUCT at the annual general meeting oflake residents, written in a joint effort by over 15 residents. The vast majority of lake residents agreed to and signed acommitment to comply with these rules which were aimed at improving the quality of the environment of Lac Xavier andensuring the quality of life of its users.

In the fall of 2009, the Corporation’s Board of Directors decided that the VOLUNTEER CODE of CONDUCT needed tobe brought up to date in order to reflect changes in the municipal legislation often referred to in the original document.

Accordingly, the Board of Directors is submitting this amended version of our VOLUNTEER CODE of CONDUCT,confident that everyone will benefit.

We ask that you sign the form and commit to respecting these voluntary rules that aim to preserve and improvethe quality of the environment at Lac Xavier and to make our lives more enjoyable.

We also ask that you provide a copy to any eventual tenant or buyer of your property.

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I - LAKE

Navigating and Sharing the Lake

Lac Xavier, A lake of rare and natural beauty, belongs to the whole community. Those who use it must do so with respectfor all, and within the context of its sustainable development.

The CODE of CONDUCT outlines a series of recommendations to minimize or eliminate irritants and preserve theenvironment for the residents of the lake, without being opposed to water-based recreational activities.

Principles for lake use:

Waves are one of the main causes of erosion of our shores, disruption of wetlands and accidents; they are also anannoyance. Every effort must be made reduce waves.

Motorboats must operate within the speed limits, creating as few waves as possible, and without creating turbulence neara swimmer, another water craft or lakeside structures.

The driver of the boat must not create waves with the intention of using them for acrobatics, nor use the wave of anothercraft by heading into its wake.

Many users of our lake willingly choose peaceful activities that are in harmony with nature.

Swimmers are urged to stay within the 50 meter protected zone. If they wish to go beyond the zone, they must ensure thatthey are seen, either by having a boat accompany them, or by dragging a balloon in the air or on the water.

Without exception, swimmers and non-motorized craft have priority over motorboats and should stay in the protectedzone within 50 meters of the shore.

Motorboats must stay at least 30 meters away from swimmers and non-motorized craft, unless they are specifically askedto come closer. This rule also applies to animals and wild birds.

Drivers must operate their motorboats respecting these priorities. It is recommended to operate large boats and to water-ski in the middle of the lake. It is also recommended that the water-skier start in the middle of the lake rather than from adock.

Jumping ramps are forbidden.

Rafts must be installed securely, no further than 50 meters from the shore, and must not be a danger to navigating thelake.

Regattas are forbidden.

The power of a motor must be in proportion with the size of the boat and sufficient enough to make the boat plane, thusreducing the waves.

Flat-bottom boats make fewer waves and are preferable.

Weight must be spread evenly within the boat to reduce the waves.

Four-stroke motors are preferable to two-stroke motors as they pollute far less.

After consulting with members of the Corporation, it was found that most do not want jetskis on the lake due to theassociated noise and pollution.

June 2010 Page 5

Given the problems caused to pumps and to the water quality for residents in the discharge zone of the lake, the Saint-Jean/Guilbault narrows, motorboats are not permitted in this part of the lake. Only the residents of the four chalets in thiszone are exempt from this rule.

Dangerous Zones:

Avoid driving motorboats between Chaput Island and the shore where there are shallow waters and reefs. Alsoavoid the zone identified by a buoy at the east end of the lake. The lake’s discharge zone includes shallow areas,submerged logs and reefs.

In order to ensure the harmonious coexistence of different users of the lake, it is recommended that activities beundertaken according to the time of day as follows:

1 More peaceful activities (fishing, canoeing, pedal boating, etc.) are more suited to the morning, inkeeping with the calm and peacefulness of this time of day.

2 The afternoon is the time for the more turbulent activities (water-skiing, towing, etc.) which are moresuited for this active period of the day.

3 We must all adapt our activities based on the level of activity already on the lake.

The public boat ramp is strictly reserved for those with an access key. All lakeside owners, those who have access to thelake and authorized individuals are asked to prevent the launching of non-authorized craft or boats that have beeninadequately washed and have no certificate.

It is forbidden to leave a boat overnight at the public boat ramp, and at all times it is forbidden to leave a vehicle or trailerwhere it could block access to the ramp.

Buoys placed at the public launching area are a reminder that the speed limit is10 km/h within 50 meters of the shore.However, given the configuration of the area and the power of boats, a speed of 5 km/h is recommended in order to avoidcreating larger waves that can be created at 10 km/h.

First and foremost, it is the behaviour of each of us that determines quality of life around our lake and sets thetone of relationships among lakeside residents.

White Beach

Black Beach

Chaput IslandNarrows

Discharge

Shallows and buoyPublic boat launch

Playground

N

June 2010 Page 6

II - RESIDENCES

Municipal By-Laws

Complying to the municipal by-laws is critical, and in particular, we draw your attention to the following points:

Septic TanksExcerpt from By-law 10-2009 “Drainage and Watertightness of Septic Tanks”

“ARTICLE 4Any owner of a septic tank used seasonally must have said septic tank drained at least once every 4 years. Anyowner of a septic tank used all year long must have said septic tank drained at least every second year.”

Furthermore, as per the Regional County Municipalities (MRC) by-laws currently in force, new septic tanksmust be installed beyond 30 meters from the high water line.

Waterfront Land

All work done on waterfront land requires a permit before it begins.

Since 2009, new provisions are to be followed:

They address in particular, that it is prohibited to mow grass or deforest within 10 to 15 meters(depending on the slope) of the shore, as well as reforestation obligations within five meters of theshore.

Cutting Trees

A municipal permit must be obtained before cutting down any trees.

Construction and Renovation

A permit must be obtained before any new construction, addition, modification and/or renovation is undertaken.

Pesticides and Fertilisers

Definitions

Pesticide: Any substance, matter or micro-organism destined to control, destroy, reduce,attract or repel, directly or indirectly a pest or an organism that is noxious or a nuisance for humans, thefauna, the vegetation, the harvest or capable of affecting the ground water or other goods destined toregulate the growth of vegetation, excluding medications or vaccines except when topical and usedexternally on animals. Pesticides include in general, but without being limited to, all herbicides, fungicides,insecticides and other biocides.

Fertiliser: Chemical food to promote plant growth.Organic Fertiliser: Organic food, such as, and not limited to, bone meal, manure or compost, to

promote plants’ growth.

Regulations

1. Spreading Manure Is Forbidden

1.1 Using pesticides is forbidden at all times on the entire territory of the Municipality.

1.2 It is forbidden to spread fertilizers on a riverside strip one hundred (100) meters wide,measured from the natural line of high waters of the whole lake and of any watercourse on theMunicipality’s territory.

June 2010 Page 7

1.3 It is also forbidden to apply organic fertilizers inside a fifteen (15) meter strip starting fromthe natural line of high waters.

2. Exclusions

Using pesticides is however permitted in certain cases (please refer to the current by-law).

Chimney Sweeping

The owner of a residential building must:

1 Ensure that all chimneys and smoke conduits and clean and in good working order.

2 Within thirty (30) days of the sweeping or no later than December 31st of each year, provide theMunicipality a receipt confirming that the chimney has been swept by a chimney sweeper or adeclaration completed and signed by the owner confirming that he himself has done the work.

Property maintenance

Owners are expected to maintain their property and residence.

III - BEING GOOD NEIGHBOURS

The following points from the municipal by-laws, which are in force on the whole territory of the municipality, may be ofparticular interest. Anyone voluntarily or involuntarily failing to comply could be fined.

Alarm Systems

After two false alarms in the same year, the owner could be fined.

The Lac Xavier Residents Corporation has implemented a neighbourhood watch program. We can visityour home when the alarm system goes off if you have authorized us to do so. You can provide yourcoordinates to those in charge of the program, as well as numbers where you can be reached in case ofemergency.

Neighbourhood Watch

Vigilance is critical in avoiding thefts and break-ins. We suggest the following preventive measures:

learn the car makes of your immediate neighbours;

share with others, as soon as possible, any behaviour that seems abnormal or bizarre;

inform your neighbours when you plan to be absent 24 hours or more;

keep paper and pencil within reach in your car to note a license plate number or any other information;

memorize the phone number of the QPP which is 819-425-3656;

be watchful of anything suspect such as old model cars and trucks, cube vans or trailers, shabbilydressed individuals, the presence of two or more people, unusual activity around property underrenovation or construction.

Dogs

All dogs must have a licence and remain on your property (tied or enclosed) and must not be a menace to others.

Noise and Music

Any music that is too loud is considered a public nuisance and forbidden, particularly after 11 p.m.

Construction or other work must not disturb the peace between 10 p.m. and 7 a.m. The same applies to the useof lawnmowers, mowing tractors, chain saws or any other tool likely to make noise.

Caravans, Trailers, Motorized Caravans, Camping Trailers and Tents

Caravans or trailers, motorized trailers, camping trailers or tents must be set up inside the limits of a campground when they are in use. More information is available at the municipality.

June 2010 Page 8

Lights

Projecting a direct light beyond the property from which it comes is considered a nuisance and forbidden if it islikely to cause public danger or be inconvenient to other residents.

Campfires and Bushfires

Open-air fires are forbidden in the municipality. A permit from the municipality must be obtained whena fire is planned, otherwise a permanent or portable exterior wood stove must be used.

In addition, ashes must be removed immediately. Rain can wash ash into the lake. Ashes are a choice fertilizer,like phosphate, and could cause fast growing aquatic plants to sprout on your shores. Accordingly, set a fire in afireplace, well away from the lake to avoid any problems.

“La Société de protection des forêts contre le feu (SOPFEU)”, has the mandate to prevent, detect and put outforest fires in Québec. To report a forest fire dial 1-800-463-3389. For any other fire (house, outbuildings, etc.)dial 911.

IV - WATER SAFETY

Your Legal Responsibilities

As a watercraft operator, your must know the rules that govern Canadian lakes. Boat owners or operators who disobey thelaws, the by-laws or the codes cited below may be subject to penalties and fines.

Small Vessel Regulations

Collision Regulations

Vessel Operation Restriction Regulations

Canadian Merchant Marine Law

Since September 15, 2009, any owner or operator of a boat must have completed a course to obtain a Pleasure CraftOperator Card. It is MANDATORY.

Outlined below are certain safety rules that have been somewhat ignored on Lac Xavier over the past few years.

Safety on Pleasure Craft

A pleasure craft operator must be well equipped, drive or sail responsibly and ensure passengers’ safety. Operators orowners of pleasure craft who contravene measures stipulated in Canadian laws and regulations are liable to sanctions,including fines.

Certain behaviours can lead to charges under the Criminal Code of Canada, for example, operating a boat in a dangerousmanner, driving under the influence of alcohol, improperly towing water-skiers, leaving the scene of an accident andoperating a boat that is not in good working condition.

Statistics show that at least 40 percent of all victims of fatal accidents involving motor boats had blood alcohol levelsabove the legal limit. Do not drink while on board and do not operate your boat under the influence. It is yourresponsibility!

Operators must have on board, for each passenger, individual floatation devices or lifejackets approved in Canada, of theappropriate size, in good condition, and in keeping with regulations. Failure to do so can lead to fines of more than $200per violation.

June 2010 Page 9

Craft Security

Changes were made to regulations as a result of new boating activities, innovation in safety equipment and thetechnological evolution of watercraft. The Small Vessel Regulations list the minimum safety equipment required onboard a pleasure craft based on its length. The equipment must be in good working order. This is not only common sense,it is mandatory.

Safe Speed

The Collision Regulations stipulate that it is up to the operator to proceed at a safe speed, described as being one that willallow him to take proper and effective action to avoid a collision.

We recommend a maximum speed of 5km/h within 50 meters of the shore to avoid creating waves.

The wake created by your boat could cause damage to goods (other craft, docks, buildings, shores, water intake pumps,etc.) or to individuals (swimmers, divers, children in canoes that could capsize, etc.) for which you could be heldresponsible. Accordingly, please pay attention to the wake, and its effects, created by your boat.

Water Skiing and Other Towing Activities

Rules for water skiing in the Small Vessel Regulations also cover related towing activities such as bare-foot skiing, towinginflatable tubes and surfboards, and parasailing.

The regulations require that, in addition to the driver, an observer must be on board. The following rules also apply:

A boat must be equipped with a seat to accommodate anyone being towed in case they need to board.

Towing activities are forbidden between one hour after sunset and sunrise. (On the lake, the preferredtime for towing activities is from noon until 6 p.m. )

(Definition of sunset: when the sun is no longer completely visible on the horizon.)

Protecting the Aquatic Environment – Your Responsibility

1. Refuse

We all enjoy lakes and waterways. To protect them from pollution and to preserve the environment, we mustnavigate responsibly. There are guidelines that ensure the protection of our aquatic environment. Craft operatorsare in violation if they dump gasoline, garbage or any other polluting matter in the water, either accidentally orintentionally.

Bring your garbage back home. Do not pollute nature.

Use phosphate-free products to protect the health of our lake.

2. Wakes

Do not contribute to the erosion of our shores and banks. Pay attention to your wake and to the propeller’s eddy.

3. Nesting Areas

Chaput Island (see map on page 5) is a loon nesting area. Please stay off the island to avoid disturbing the eggsor hatchlings.

Nesting areas are often near the water and waves can destroy them. When boating near Chaput Island, please

June 2010 Page 10

reduce your speed to limit the boat’s wake.

3. Gasoline

When you fill up with fuel, make sure your tank does not overflow.

4. Contamination

Every time a boat has been on another lake, it must be washed before being put into Lac Xavier or to any otherlake in the Municipality of La Conception, as stipulated in Municipal By-law 07-2008. Following is an excerpt:

“ARTICLE 5: WASHING CERTIFICATEAll boat users must, before launching a boat in a lake covered by Article 3 of the present by-law,wash said boat, its motor and trailer, when applicable, in a washing station and carry a validwashing certificate.”

Violation of this by-law carries a fine of $300 to $1000 for a first offence and up to $2,000 for a subsequent offence.

The by-law can be found on the municipality’s website.

This measure is necessary to avoid the lakes being contaminated by various pollutants such as zebra mussels or parasiteplants, specifically myriophyllum spicatum (a fine-strip aquatic plant that multiplies rapidly, feeds on the oxygen fromlakes and by its concentrated growth, limits swimming and fishing).

June 2010 Page 11

BIBLIOGRAPHY

MRC des Laurentides, municipalité de La ConceptionBy-law no 07-2002 concerning safety of activities on certain lakes: abolished by the government becauseMunicipalities cannot legislate the lakes.

Size of DocksQuébec Gouvernment“Règlement sur le domaine hydrique public”, no CR-13, r.2

Municipality of La ConceptionBy-law 10-2009 related to refuse and watertightness of septic tanks.Zoning By-law 05-1997By-law 16-2008 modifying By-law 14-2006 related to zoning.By-law 06-2008 related to the ban on fertilizers and pesticides.By-law 08-2009 modifying By-law 05-2007 related to chimney sweeping.By-law 04-1997 related to Article 116 of the legislation on Urban Development and Planning, replaced by By-laws 11-2006 to 15-2006

Sûreté du Québec (Québec Provincial Police)Alarm Systems: SQ13-1997Dogs and Public Nuisance: SQ15-1999

Government of CanadaSmall Vessel RegulationsCollision RegulationsVessel Operation Restriction RegulationsCanadian Merchant Marine Law

IMPORTANT TELEPHONE NUMBERS

Auberge Vallée de la Rouge (819) 686-2621

Anti-poison Centre 1-800-463-5060

Bus - Autobus Galland (450) 687-8666Request to stop at La Conception (819) 686-2621

Garage Matte Mont-Tremblant (819) 425-7969Pelletier Towing Mont-Tremblant (819) 425-8315

Hospitals L’Annonciation (819) 275-2118Ste-Agathe (819) 324-4000

Labelle Medical Clinic (819) 686-2311St-Jovite Medical Centre (819) 425-2728

Info-Santé CLSC 1-800-361-3977CLSC Mont-Tremblant (819) 425-3771CLSC Ste-Agathe (819) 326-3111CLSC Labelle (819) 686-2117

Hydro-Québec Emergencies and power failures 1-800-790-2424

Municipality Town Hall (819) 686-3016Fire Department 911Roads (819) 686-5155Garbage (819) 275-3516

Pharmacies Jean Coutu (819) 425-3757Uniprix (819) 425-2305

Poaching (S.O.S. Braconnage) 1-800-463-2191Protection of Fauna (819) 686-2116

SOPFEU (forest fires) Mont-Tremblant (819) 425-3881General 1-800-463-3389

Sûreté du Québec (QPP) Mont-Tremblant (819) 425-3656

24 hour Emergency (to be verified) (819) 310-4141

Taxi Mont-Tremblant Mont-Tremblant (819) 425-3212

EMERGENCIES (ambulance, fire, police, others) 911