Cluster Business Plan
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Transcript of Cluster Business Plan
FORMULATION OF CLUSTER
BUSINESS PLAN
By: Bhupal Neog,Manager-BDS
MRDS/LIFCOM
1. Livelihood Portfolio Analysis
Study the income pattern of the community as per Wealth Being Ranking on a random basis.
The sample size needs to be 1 per cent of the HH in the cluster
2. Loan Portfolio
Study the loan portfolio of the SHG members on a random basis especially the following:
Purpose of loan Frequency of loan Amount of loan Amount outstanding Period of repayment
3. Resource Mapping
Prepare the resource Map to have an idea of the community -land-water-cultivation-conservation issues.
4. Inflow-Outflow
Prepare the inflow–outflow chart of products/services in the cluster with reference to local market, regional market, national market and international market. However while preparing the inflow – outflow chart kindly link it with seasonality matrix
5. Market Survey
Do a quick market survey to verify about the inflow-outflow of products/services by cross checking at the field.
6. Expenditure Mapping
Study the expenditure pattern of the SHG members as per seasonality on a random basis.
7. Key Informants Interview
Talk with influential people in the community about the cluster potential.
8. Prepare The List of Potential Livelihood
A. Availability of local resourcesB. Availability of local skillC. Local DemandD. Growth ProspectE. Employment Generation F. Suitable as per Project Objective
9. Rank the sub sector based on the following criteria :
10. Identify The Potential Subsector
11. Organize participatory Stakeholders Workshop and Discuss about the
A. Names of prominent value chains playersB. Key Players at different levels visa a vis the
position of the poorest in terms of value chain participation as per Wealth Being Ranking
C. Value Chain Map –size of market, volume of business transaction
D. Dynamics between playersE. Strength Weakness Opportunity Threat (SWOT)
analysis at different levels of the value chain
Contd…
11. Organize participatory Stakeholders Workshop and Discuss about the
F. Business Development Services: ( Identify key service providers for each categories)
Market access (e.g. marketing linkages, advertising, packaging)
Infrastructure (e.g. storage and warehousing, telecommunications, couriers)
Input supply (e.g. linking firms to input suppliers) Alternative financing mechanisms (e.g. supplier credit) Technology and product development (e.g. design
services) Pure services: Extension Driven Policy/Advocacy (e.g. training in policy advocacy) Training and Technical Assistance (e.g. management
training)Contd…
11. Organize participatory Stakeholders Workshop and Discuss about the
G. Financing: Formal ( banks/MFI/Government) and Informal sources ( private finance)H. Institution framework I. Cost benefits analysis of the various activities in
the value chainJ. Profitability at each level of the value chainK. Value Chain Governance L. Case study of value chain champions
Contd…
11. Organize participatory Stakeholders Workshop and Discuss about the
M. Leveraging areas and strategy for interventions:
Demonstrations Technical Consultancy Training Exposure etc
Thank you