CivPro Digests 01-21-2014.doc

Home Insurance Company vs. Eastern Shipping Lines [GR L-34382, 20 July 1983]; Home Insurance vs !e"lloy" L#$nen [GR L-34383] %ac&s' [GR L-34382] (n or a)ou& 13 January 19*+, a$#&a . /o, on )eal o &las /onsol#"a&e" #n#n . 5evelo6men& /or6ora&#on, s#66e" on )oar" &e 7as&ern Ju6#&er rom (saa, Ja6an, 2,3*1 co#ls o lac Ho& Rolle" /o66er :#re Ro"s e sa#" <77L #s o=ne" an" o6era&e" )y 7as&ern #66#n L#nes e s#6men& =as covere" )y #ll o La"#n (--9, =#& arr#val no&#ce &o >el6s 5o"e /o66er >ro"uc&s /or6ora&#on o &e >#l#66#nes a& an# la e s#6 men& =as #nsu re" =#& &e Home Insuranc e /om6 any aa#ns& all r#ss #n &e amoun& o >1,?80,10?0* un"er #&s Insurance >ol#cy - +3*33 e co#ls "#scare" rom &e <77L num)ere" 2,3*1, o =#c ?3 =ere #n )a" or"er :a& &e >el6s 5o"e ul&#ma&ely rece#ve" a& #&s =areouse =as &e same nu m)er o 2,3*1 co#ls, =#& +3 co#ls loose an " 6ar&ly cu&, an" 28 co#ls en&anle", 6ar&ly cu&, an" =#c a" &o )e cons#"ere" as scra6 @6on =e##n a& >el6s 5o"eAs =areouse, &e 2,3*1 co#ls =ere oun" &o =e#& 2*3,9408? #los as aa#ns& #&s #nvo#ce" =e#& o 2*4,?3400 #los or a ne& lossBsor&ae o ?931? #los, or 1,209,?* l)s, accor"#n &o &e cla#ms 6resen&e" )y &e >el6s 5o"e aa#ns& Home Insurance, &e 7as&ern #66#n , an" nel Jose rans6or&a&#on Inc %or &e lossB"amae suere" )y &e caro, Home Insurance 6a#" &e >el6s 5o"e un"er #&s #nsurance 6ol#cy &e amoun & o >3,2* 04 4, )y v#r &ue o =#c Home Insur ance )ecame su)roa&e" &o &e r#&s an" ac&#ons o &e >el6s 5o"e Home Insurance ma"e "eman"s or 6aymen& aa#ns& &e 7as&ern #66#n an" &e nel Jose rans6or&a &#on or re#m)ursemen& o &e aoresa#" amoun& )u& eac reuse" &o 6ay &e sameC [GR L-34383] (n or a)ou& 22 5ecem)er 19**, &e Hansa rans6or& on&or s#6 6e" rom remen, German y, 30 6acae s o erv#ce >ar&s o %arm 7Du#6men& an" Im6lemen&s on )oar" &e <77L, A!757R RIJ!A o=ne" )y ! < !e"lloy" L#$nen, an" re6resen &e" #n &e >#l#66# nes )y #&s local aen&, &e /olum)#an >#l#66#nes, Inc e s#6men& =as covere" )y #ll o La"#n !o 22 or &rans6or&a&#on &o, an" "el#very a&, an#la, #n avor o In&erna&#onal Harve s&er acleo" , Inc e s#6 men& =as #nsu re" =#& Home Insuran ce com6any un"er #&s /ar o >ol#c y - +3+3? A=# & ave ra e &er msA or >98 ,?*+ +9 e 6aca es "#sc ar e" rom &e <77L num) ere" 29, o =#c seven 6acaes =ere oun" &o )e #n )a" or"er :a& In&erna&#o nal Harves&er ul&#ma&ely rece#ve" a& #&s =areouse =as &e same num)er o 29 6acaes =#& 9 6acaes #n )a" or"er (u& o &ese 9 6acaes, 1 6acae =as acce6&e" )y In&erna&#o nal Harves&er #n oo" or"er "ue &o &e nel##) le "amaes sus&a#ne" @6on #ns6ec&#on a& In&erna&#onal Harves&erAs =areouse, &e con&en&s o 3 ou& o &e 8 cases =ere also oun" &o )e com6le&e an" #n&ac&, leav#n ? cases #n )a" or"er e con&en&s o &ese ? 6acaes so=e" several #&ems m#ss#n #n &e &o&al amoun& o E13114 ; =#le &e con&en&s o &e un"el#vere" 1 6ac ae =ere value" a& E394**, or a &o&a l o E?2?8 0 or >2,42*98 %or &e sor&-"el#very o 1 6acae an" &e m#ss#n #&ems #n ? o&er 6acaes, Home Insurance 6a#" In&erna&#onal Harves&er un"er #&s Insurance /aro >ol#cy &e amoun& o >2,42*98, )y v#r&ue o =#c Home Insurance )eca me su)r oa &e" &o &e r# &s an" ac&# ons o In&e rna&#onal Harves&er 5eman"s =ere ma"e on !< !e"lloy" L#$nen an" In&erna&#onal Harves&er or re#m)urseme n& &ereo )u& &ey a#le" an" reuse" &o 6ay &e sameC :en &e #nsurance con&rac&s =#c orme" &e )as#s o &ese cases =ere eFecu&e", Home Insurance a" no& ye& secure" &e necessary l#censes an" au& or# &y; )u& =en &e com6 la#n&s #n &ese &=o cases =ere #le", Home Insurance a" alrea"y secure" &e necessary l#cense &o con"uc& #&s #nsurance )us#ness #n &e ># l#6 6#n es In )o& cases, Home Insur ance ma"e &e avermen& rear"#n #&s ca6ac#&y &o sue, as &a& #& C#s a ore #n #nsurance com6any "uly au&or#e" &o "o )us#ness #n &e >#l#66#nes &rou #&s aen&, r <#c&or H ello, o leal ae an" =#& o#ce a""ress a& (le"an u#l"#n, yala venue, aa&#, R#alC e /our& o %#rs& Ins&ance o an#la, ranc <II, o=ever, "#sm#sse" &e com6la#n&s #n )o& cases, on &e roun" &a& Home Insurance a" a#le" &o 6rove #&s ca6ac#&y &o sue Home Insurance #le" &e 6e&#&#ons or rev#e= on cer&#orar#, =#c =ere consol#"a&e" Issue : Wheth er Home Insuranc e, a forei gn corpo ratio n licen sed to do business at he time of the filing of the case, has the capacity to sue for claims on contracts made hen it has no license yet to do business in the !hilippines. Hel"' s ear ly as 1924, &e u6reme /our& rule" #n &e lea"#n case o arsall :ells /o v Henry : 7lser . /o 4* >#l +0 &a& &e o)$ec& o ec&# ons *8 an" *9 o &e /or 6ora&#on La= =as &o su) $ec& &e ore# n cor6ora&#on "o#n )us#ness #n &e >#l#66#nes &o &e $ur#s"#c&#on o >#l#66#ne cour&s e /or6ora&#on La= mus& )e #ven a reasona)l e, no& an un"uly ars, #n&er6re&a&#on =#c "oes no& am6er &e "evelo6men& o &ra"e rela&#ons an" =#c os&ers r#en"ly commerc# al #n&ercourse amon coun&r #es e o)$ec&#ves enu nc#a &e" #n &e 1924 "ec#s#o n are even more rele van& &o"ay =en =e commerc#al rela &#on s are v#e=e" #n &erms o a =orl " econ omy, =en &e &en"ency #s &o re-eFam#ne &e 6ol#&#cal )oun"ar#es se6ara&#n one na&#on rom ano &er #nsoar as &e y "e #ne )us# ness reD u#remen&s or res& r#c& mare &#n con" #&#o ns e cour& "#s&#n u#s e" )e&= een &e "en #al o a r# & &o &ae reme "#al ac&#on an" &e 6enal sanc& #on or non -re #s&ra &#on Inso ar as CivPro Digests 01-21-2014 1

CivPro Digests 01-21-2014.doc

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