7/31/2019 Charles Schwab Presentation Original By K.Studioso and T.Wilson

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Schwab Retirement Technologies

ASP Solution . Is it Right for You?

Advantage 2005

Kristin Studioso, Director, Schwab ASP Operations

Trent Wilson, VP, Schwab Technology - Schwab Retirement Technologies

7/31/2019 Charles Schwab Presentation Original By K.Studioso and T.Wilson

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Introductions

Schwab Retirement Technologies Kris Studioso

- Director - ASP Operations Trent Wilson

- VP - Schwab Technology

7/31/2019 Charles Schwab Presentation Original By K.Studioso and T.Wilson

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Session Overview

What is it?Why would an ASP benefit you?SoftwareTechnologyClosing RemarksQ & A

7/31/2019 Charles Schwab Presentation Original By K.Studioso and T.Wilson

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What is an ASP?

Application Service Provider (ASP)is a third-party entity that managesand distributes software-basedservices and solutions tocustomers across a wide areanetwork from a central data center

7/31/2019 Charles Schwab Presentation Original By K.Studioso and T.Wilson

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Why ASP?

Move towardsoutsourcingtechnology andRecordkeeping

Provide solutionto meet PlanAdministratorsneeds

Part of broadervalue proposition

Customer Customer Customer

Recordkeeping Recordkeeping Recordkeeping

Technology Technology Technology

Self-Contained ASP

HeavilyOutsourced

C O N T I N U U M

IN-HOUSEOUTSOURCE CORE COMPETENCY

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How does it benefit you?

Software applicationsand hardwarecentrally located andmanaged

Leverage the powerof Schwabsinfrastructure

Leverageeconomies of scaleto control costs

Priced per participant You maintain

operational controland your clientrelationships

Predictably planexpenses

Focus on corecompetencies

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Customizable & Robust Software

Statements Scicom Extract & e-statements Newkirk Extract Print on-site

Trading Schwab trading platform Other trading platforms

Reporting

Full Crystal

Web Call Center

Centralized AdministrationVoiceRecordkeeping

7/31/2019 Charles Schwab Presentation Original By K.Studioso and T.Wilson

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Hardware Environment

Web Servers

Citrix Gateway

Voice Servers

SQL Server

PervasiveServer

Admin User

CSR

Sponsor

Participant Phone Line

Citrix Servers

PAS Servers

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Schwab RT ASP

Currently: 23 clients 3,500+ plans 370,000+ active participants 900,000 total participants

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Gain the ASP Advantage !

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Schwab Retirement Technologies

ASP Solution . Is it Right for You?

Charles Schwab Corporate Services (SCS) provides services to retirement plan sponsorsand participants through Charles Schwab & Co., Inc.., The Charles Schwab TrustCompany (CSTC), Schwab Retirement Plan Services, Inc. and Schwab RetirementTechnologies, Inc. (Schwab RT). SCS also provides equity compensation plan servicesand other financial and retirement services to corporations and executives. These entitiesare affiliates of each other and are wholly owned subsidiaries of The Charles SchwabCorporation.

2005 SchwabRetirement Plan Services, Inc. All rights reserved. (0805-6672)