Chapter 11 power point HIT 212

8
The Blue Plans, Private Insurance and Managed Care Plans CHAPTER 11

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Transcript of Chapter 11 power point HIT 212

Page 1: Chapter 11 power point HIT 212

The Blue Plans, Private Insurance and Managed Care Plans

CHAPTER 11

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HEALTHCARE REFORM

Cost of healthcare

High tech equipment

Expensive medications

Uninsured Americans

Fraud

Inefficency

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MANAGED CARE SYSTEMS

EPO

“Exclusive”

Regulated by insurance statutes

FMC

Member physicians bill foundation directly

Reimbursement is proportional to number of medical services delivered

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MANAGED CARE SYSTEMS

IPA

Contractual arrangement to treat HMO patients

Discount of up to 30%

PPO

Coinsurance requires patient to pay 20-25% of allowed amount

“network discount applied”

Pre-certify

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MANAGED CARE SYSTEMS

PPG

Flexible

Portion of physician income covers joint expenses

Physician owned

POS

Primary care Physician

Use network Providers

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QUALITY IMPROVEMENT ORGANIZATION

Medically necessary, appropriate and meet standards of care

AKA Professional or Peer Review Organizations

Review and recommend action

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UTILIZATION REVIEW/MANAGEMENT

Appropriate and efficient use of resources

Cost effective manner

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PREAUTHORIZATION/PRIOR APPROVAL

VERY IMPORTANT!

Unknown to patients

Must be medically necessary service

ALWAYS CALL!