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CHANGE MAKES DIFFERENCE Eddie Ngew Principal Consultant CMD.
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Transcript of CHANGE MAKES DIFFERENCE Eddie Ngew Principal Consultant CMD.
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CHANGE MAKES DIFFERENCE
Eddie NgewPrincipal Consultant
CMD
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What are You Doing vs
What are you Dreaming !
DreamsDoing
?
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What is your Planning for the Next 10 Years ?
From Zero to Hero ?????
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In Life, we either determine our destiny or
Destiny will determine our Life
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Most Important Question in Your Life
Do you know what are you looking for in
Present Moment & Future?
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7 Habits of Highly Effective People
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2nd Habit ~ Begin with the End in Mind what are you looking for in your life ?
Family
Money
Fame & Recognition
Power Standard
ofLiving
Self Actualization
Value in Life
Early Retirement
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It is not what we are, that holds us back, It is what we think we can’t.
We are lifted up or beaten down by ourselves
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If You want something in your Life you have never had, You must do something you have never done.
~ JFK
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4 Stages in Live !
From ( Rich Dad & Poor Dad )
1st Stage ~ Employee
2nd Stage ~ Self Employed
3rd Stage ~ Businessman
4th Stage ~ Investor
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1st Stage ~ Employee !
DreamsDoing
?
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Do you take it as a Job or a Career ?
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Let “ 1 , 3 , 5 , 10 ”
System Breakthrough Your
Dream
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2nd Stage ~ Self Employed
• Year 1 ~ To Do RM 100 K FYP Business
• Making RM 85 K per annum in 3rd Years
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Your Bright Future“1, 3, 5, 10 ”
• 1st Year ~ RM 100 K FYP Business
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Your Potential Income in 3 Years
85 K12 K2 K21 K25 K25 K 3rd Year
100 K
60 K8 K2 K25 K25 K2nd Year
100 K
31 K4 K2 K25 K 1st Year
100 K
TotalCareer BenefitPool Fund
16 +520 +520 +5FYP
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Financial Planner ~ Vertical GrowthTo Improve the Your Active Income !
The Ideas & Methods that
will help to
Improve your Income to
RM 85 K per annum
or
RM 7 000 per month
in 3 Years !
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Market – Improve Your Active Income( Work Smart !!)
2 Methods
Provide Protection Planning
OR
Provide Retirement Planning
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Unlimited Opportunities in your “ Existing Market ”
Protection Market~ Personal Protection( Needs & Responsibilities in Different Stages of Life ) ~ Family Protection~ Business Insurance ( Keyman & Partnership )~ Guarantors Planning~ MRTA~ Ladies Packaged Products~ Trust Fund ( Education )~ 3 & 4 Generations Fund~ Charity Trust Fund ~ Retirement Planning (Personal or Company Directors )
Retirement Planning( Traditional Products )~ Annuity~ Lump Sum~ Every 2 Years Payment
Investment & ReturnLocal Fund or OverseasAd hop & RegularGuarantee & With Risk
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TOTAL MEDICAL COST AS AT JANUARY 2007: RM 65,000.00
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AAA Packaged Plan
RM 6 Per Day
PCLR ~ RM 50 K
ECP ~ RM 60 K per Annum ~ RM 200 K Life Time
EPA ~ RM 50 K RM 3000 MR & RM 300 WI
Live Coverage ~ 100 K
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How to Achieved RM 100K FYP Business
• Only One Case Per Week
• 1 case x 4 ( weeks ) x 12 ( Month ) = 48 cases
• 48 cases x RM 6 x 365 Days = RM 105 K
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Design your own Destiny & Dreams Associate with
AIA in a Business !
2 Directions
Career Planner“Active Income”
Agency Building Management
“ Passive Income ”
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Your Bright Future“1, 3, 5, 10 ”
• 1st Year ~ RM 100 K FYP Business • 3rd Year ~ Promote As Agency Manager
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Your Income as a Agency Manager in the First 3 Years Business
FYP Year
1
20+5
Year
2
20+5
Year
3
16+5
Year
4
10
Year
5
10
Pool
Fund
Career
Benefit
Monthly Total
210 K
7+ 5
25K
25.2
25K 21K 2 K 12K 9 K 110.2
210 K
12+12
25K
25.2
25K
25.2
21K 10 K 2 K 12K 12 K 145.4
210 K
12+12+3.9
25 K
25.2
25 K
25.2
21 K
8 K
10 K 10 K 2 K 12 K 13.6 K 163.4
Total 419K
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Your Potential Income as a Agency
Manager for 1st 3 Years
FYP/Years Monthly Income
Annual Income
Improvement
RM 210 K FYP
1st YearRM 9 000 RM 110 200 + 30 %
RM 210 K FYP
2nd YearRM 12 000 RM 145 400 + 32 %
RM 210 K FYP
3rd YearRM 13 600 RM 163 400 + 12.4 %
Total Income for 1st 3 Years
RM 419 000
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Stage 3 Become a Successful Businessman in 3 years ~
Build your “ Down Line ” or “ Business Partner”
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Planning for Promotion to Agency ManagerWhat is the Requirement for Promotion ?
You + 4 Planners = RM 120 K FYP
RM 60 K FYP
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How to ?You bring in 4 Planners
&
Every one of them submit 1 case per month
1 case x 12 months x 4 planners = 48 cases
48 cases x RM 6 x 365 Days = RM 105 K FYP
Your FYP ( 105 K ) +Your Planners ( 105 K FYP )
= RM 210 K FYP
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Stage 3 Set up a new Branch within 5 Years
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Promote one Agency Manager from your Team and you promoted to District Manager in 5 Years
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Your Bright Future“1, 3, 5, 10 ”
• 1ST Year ~ RM 100 K FYP Planner• 3rd Year ~ Agency Manager• 5th Year ~ Build Agency Manager
~ Promoted to District Manager
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Identify the right person and put into “ Your Organization ” chart
You The CEO
Agency Manager AThe Branch Manager
Agency Manager BThe Branch Manager
Agency Manager CThe Branch Manager
A B C D E F G H
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Stage 4 ~ Be a Successful Investor Build your own Business Empire
and enjoy your handsome Passive Income
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Your Bright Future“1, 3, 5, 10 ”
• 1ST Year ~ RM 100 K FYP Business • 3rd Year ~ Agency Manager• 5th Year ~ Build Agency Manager• ~ Promoted to District Manager• 10th Year ~ Build 6 Branch Managers
• ~ Enjoy Early Retirement
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If You have 6 Down Lines when you are retire ……Early Retirement
• If every down lines produce RM 300 K FYP per annum ….
• You will receive at least RM 216 000 ( Passive Income )every year ( which exclude your personal direct O/R, Commission & RM 162 K Agency Builder Cash Awards.
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Your Ultimate GoalsBuild your
“ OWN BUSINESS EMPIRE ”
CEO
AM AM AM AM AM
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The Formula of Success
Thinking
Emotion
Action
Result
Destiny
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How long to earn RM1,000,000 ?
25,000 x 40 YRS = 1 million
50,000 x 20 YRS = 1 million
100,000 x 10 YRS = 1 million
200,000 x 5 YRS = 1 million
500,000 x 2 YRS = 1 million
1,000,000 x 1 YR = 1 million
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Together WE Can Make The Different
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1st Quarter after completing you FHC, FHR & BEST Training Programs
Fast Start - New Business Special Incentive for You !
Grab The Cash $$$ !
Month Period Application Cash Reward
1st Month April 06 – May 10, 2009 4 apps RM100
2nd Month May 11 – June 10, 2009 4 apps RM200
3rd Month June 11 – July 10, 2009 4 apps RM400Example : John qualified for all 3 months, he will receive RM700 in total.
John qualified for the 1st & 2nd month & did not qualify for 3rd month, he will receive RM300John qualified for the 1st month & did not qualify for 2nd month, but he qualified for the 3rd month, he will received RM200
Rules : Each application must be LIFE CASE with Minimum Monthly Premium RM150.00 All applications must be submitted within the stated period, and paid & approved latest by after the two weeks from the closing period. In the case of dispute, management’s decision is final.
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Thank you !