Chandragiri Hills Prospectus dated 22 11 2020 final bishnu

sDkgL P]g, @)^# cGtu{t ;+:yflkt / ;~rflnt rGb|flu/L lxN; lnld6]8

rGb|flu/L g=kf= j8f g+=$, yfgsf]6, sf7df08f+}, g]kfn kmf]g g= $#!@%!%÷$#!!&!( km\ofS; g+= $))@%*@,

Od]n M [email protected], j]e;fO6M www.chandragirihills.com

sf] -lwtf]kq ;DaGwL P]g, @)^# sf] bkmf #) tyf sDkgL P]g, @)^# sf] bkmf @# cGtu{t k|sflzt_

ljj/0f-kq rGb|flu/L lxN; lnld6]8sf] o; ljj/0fkq dfkm{t cfkm\gf] hf/L k"FhL ?= !,%#,$),(!,))).–-cIf/]kL Ps ca{ lqkGg s/f]8 rfnL; nfv PsfgAa] xhf/ dfq_ dWo] @Ü cyf{t ?=#,)^,*!,()).– -cIf/]kL tLg s/f]8 5 nfv Psf;L xhf/ gf} ;o dfq_ /sd a/fa/sf] ?= !)).– c+lst b/sf] #,)^,*!( lsQf ;fwf/0f z]o/ cfof]hgf k|efljt If]q sf7df08f}+ lhNnf cGtu{t rGb|flu/L gu/kflnsf j8f g+= #, $, ^ / & -;fljs yfgsf]6 uf=lj=;= sf ;Dk"0f{ j8fx? tyf ;fljs dxfb]j:yfg uf=lj=;=sf j8f g+= #,$, %, ^, & / * dfq_ Pj+ dsjfgk'/ lhNnf cGtu{t yfxf gu/kflnsf j8f g+= ( / !) -;fljs lrTnf‹ uf=lj=;= sf ;Dk"0f{ j8fx?_ / OGb|;/f]j/ ufpFkflnsf j8f g= % -;fljs kmfv]n uf=lj=;=sf ;Dk"0f{ j8fx?_ df :yfoL a;f]af; ug]{ g]kfnL gful/sx?sf] nflu lgisfzg ul/Psf] / afFsL !)Ü cyf{t ?= !%,#$,)(,!)).–- cIf/]kL kGw| s/f]8 rf}+tL; nfv gf} xhf/ Ps ;o dfq_ /sd a/fa/sf] ?=!)).–c+lst b/sf] !%,#$,)(! lsQf ;fwf/0f z]o/sf] %Ü cyf{t &^,&)% lsQf ;fwf/0f z]o/ ;fd'lxs nufgL sf]if / $Ü cyf{t ^!,#^$ lsQf ;fwf/0f z]o/ sDkgLsf sd{rf/Lsf nflu 5'§fO{ afFsL /x]sf] !#,(^,)@@ lsQf lwtf]kq ;j{;fwf/0fsf nflu lwtf]kq btf{ tyf lgisf;g lgodfjnL, @)&# -t];|f] ;+zf]wg ;lxt_ sf] clwgdf /xL lgisf;g ul/Psf] 5 . jftfj/0fLo k|efj d"NofÍg / k"/s jftfj/0fLo d"NofÍg k|ltj]bgdf ePsf] ljj/0fsf] cfwf/df cfof]hgf k|efljt If]q 5'§fOPsf] xf] .

sDkgLsf] ljut tyf cfufdL tLg jif{sf] jf:tljs tyf k|If]lkt ljQLo ljj/0f : ljj/0f

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k|lt z]o/ g]6jy{ -?=_ ($=%@ (̂ =̂ # (̂ =̂ ( *$=** ()=̂ ( !)(=@$ !@@=)&

k|lt z]o/ cfDbfgL -?=_ -@=!#_ @=!! )=)^ -!@=̂ &_ $=)) @#=%$ #@=*$

;l~rt d'gfkmf÷-gf]S;fg_ -?= xhf/df_

-%$,*)*_ -##,^^#_ -##,)(%_ -@,)$,!@)_ -!,$@,&%^_ !,$!,&)* #,#*,^#)

gf]6 *: cfGtl/s n]vfkl/Ifsaf6 k|dflf0ft ul/Psf] ckl/is[t ljQLo ljj/0f .

b/vf:t ;fy k|lt z]o/ ?=!)).– sf] b/n] -ztk|ltzt e'QmfgL dfu ul/Psf]_ nufgLdf x'g] hf]lvd ;DaGwL pb\3f]if0f M lwtf]kqdf ul/g] nufgLdf hf]lvd x'g] ePsf]n] To:tf] hf]lvdsf] d"NofÍg ug]{ k|d'v bfloTj nufgLstf{ :jo+sf] x'g]5 / lwtf]kqsf] lgisf;g d"Non] ;"rLs/0f kZrft lwtf]kq ahf/df x'g] sf/f]af/ d"No ghgfpg] x'Fbf o; ljj/0f kqsf] bkmf u -*_ df pNn]lvt hf]lvdx? ;d]tsf] cWoog u/]/ dfq nufgL ;DaGwL lg0f{o lng ;'emfj ul/G5 .

O:o'/ /]l6Ë ;DaGwL ljj/0f M o; ljj/0fkq cg';f/ lgisfzg ul/g] ;fwf/0f z]o/sf] nflu lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# -t];|f] ;+zf]wg ;lxt_ df ePsf] Joj:yf adf]lhd sDkgLsf] O:o'/ /]l6Ë u/fpg' kg]{ ePsf]n] qm]l86 /]l6Ë lgodfjnL, @)^* sf] lgod # adf]lhd g]kfn lwtf]kq af]8{af6 cg'dlt k|fKt qm]l86 /]l6Ë ;+:yf O{qmf g]kfn ln=, l8NnLahf/, sf7df08f}+af6 O:o'/ /]l6Ë u/fO{ æ[ICRANP-IR] BB@ (pronounced ICRA NP Issuer Rating double B)Æ k|df0fkq k|fKt u/]sf] 5 . æ[ICRANP-

IR] BB@Æ n] dWod:t/sf] qm]l86 hf]lvd -Moderate Credit Risk of Default_ eGg] a'lemG5 . O{qmf g]kfn ln=n] ICRANP-IR AAA b]lv ICRANP-IR D ;Ddsf] /]l6Ë k|bfg ub{5 . h;df /]l6Ë æICRANP-IR AAA Æ n] Highest degree of Safety Regarding Timely Servicing of Financial Obligation hgfpF5 eg] æICRANP-IR D Æ n] Default or are Expected to be in Default soon eGg] hgfpF5 . O:o'/ /]l6Ë u|]8 k|bfg u/]sf] ldlt M @)&&.)#.)@ -tbg';f/ h'g !^, @)@)_ axfn /xg] cjlw @)&*.)#.)! -tbg';f/ h'g !%, @)@!_

g]kfn lwtf]kq af]8{af6 ljj/0fkqdf :jLs[lt k|fKt ldlt M @)&&÷)*÷)# sDkgL /lhi6«f/sf] sfof{nodf ljj/0f kq btf{ ldlt M@)&&÷)*÷)% lwtf]kq lgisfzg v'Nnf x'g] ldlt M @)&&÷)*÷!& lgisf;g aGb x'g] ldlt -l56f]df_ M@)&&÷)(÷)! lgisf;g aGb x'g] ldlt -l9nf]df_ M@)&&÷)(÷!^

lwtf]kq lgisf;g tyf laqmL k|aGws

Unf]an cfOPdO{ SofkL6n lnld6]8 kf]=a=g+=@!%((, /fli6«o gfr3/ -t];|f] tNnf_ hdn, sf7df08f}+ . kmf]g g+= $@@@$^) ˆofS; g+=$@@@%#$ E-mail:[email protected] URL: www.globalimecapital.com

o; æljj/0f-kqÆ lwtf]kq lgisf;g tyf laqmL k|aGwssf] website: www.globalimecapital.com, rGb|lu/L lxN; lnld6]8sf] website: www.chandragirihills.com / g]kfn lwtf]kq af]8{sf] website: www.sebon.gov.np af6 ;d]t x]g{ ;Sg' x'g]5 .

lgodg lgsfosf] hjfkmb]xLtf g/xg] pb\3f]if0f M o; ljj/0fkqdf pNn]lvt lwtf]kq ;fj{hlgs lgisfzgsf nflu tof/ ul/Psf] xf] . o; ljj/0fkqnfO{ lwtf]kq ;DaGwL P]g, @)^# adf]lhd g]kfn lwtf]kq af]8{n] :jLs[lt k|bfg u/]sf] 5 . o;/L af]8{n] ljj/0fkq :jLs[lt k|bfg u/]sf] sf/0faf6 s;}n] klg g]kfn lwtf]kq af]8{, sDkgL /lhi6«f/sf] sfof{no jf ;Da4 cGo lgodg lgsfon] ljj/0fkqdf pNn]lvt s'/fsf] ;Totf jf lgisfzgstf{ jf cfof]hgfsf] cfly{s ;Ifdtfsf] af/]df s'g} k|sf/sf] k|Tofe"\t u/]sf] jf lhDd]jf/L lnPsf] dflgg] 5}g . o; ljj/0f kq dfkm{t :yfgLo afl;Gbfx?sf] nflu laqmL ljt/0f ul/g] z]o/x? ;j{;fwf/0fnfO{ lgisfzg u/]sf] z]o/ afF+8kmfF+6 ePsf] ldltn] tLg jif{ k"/f geP;Dd laqmL ljt/0f jf x:tfGt/0f ug{ kfOg] 5}g .

1

v=!= ljj/0f kqdf k|of]u ePsf k|fljlws tyf cGo zAbfjnLsf] kl/efiff M -s_ æljj/0fkqÆ eGgfn] lwtf]kq ;DaGwL P]g, @)^# sf] bkmf #) tyf sDkgL P]g, @)^# sf] bkmf @# cGtu{t

k|sflzt ljj/0fx? ePsf] k'l:tsfnfO{ ;Demg' kb{5 . -v_ ælwtf]kq lgisf;g tyf laqmL k|aGwsÆ eGgfn] Unf]an cfOPdO{ SofkL6n lnld6]8nfO{{ ;Demg' kb{5 . -u_ æsDkgLÆ eGgfn] lgisf;gstf{ sDkgL rGb|flu/L lxN; lnld6]8nfO{ ;Demg' kb{5 . -3_ æsDkgLsf sd{rf/Lx?Æ eGgfn] rGb|flu/L lxN; lnld6]8sf kbflwsf/Lx? nufotsf sd{rf/Lx?nfO{ ;Demg'

kb{5 . -ª_ æ;+sng s]Gb|Æ eGgfn] ;fj{hlgs lgisf;gsf] nflu tof/ ul/Psf] ljj/0fkq / b/vf:t kmf/d k|fKt ug{ ;lsg]

tyf b/vf:t kmf/d ;fy /sd a'emfpg ;lsg] u/L tf]lsPsf ;+:yfx?nfO{{ ;Demg' kb{5 . -r_ ælgisf;g a}+sÆ eGgfn] ;fj{hlgs lgisf;gaf6 ;+sng x'g cfPsf] /sdnfO{ hDdf ug{sf] nflu tf]lsPsf]

a}+snfO{ ;Demg' kb{5 . -r_ ælgodg lgsfoÆ eGgfn] g]kfn lwtf]kq af]8{ / sDkgL /lhi6«f/sf] sfof{nonfO{ ;Demg' kb{5 . -5_ æ;+:yfksÆ eGgfn] rGb|flu/L lxN; lnld6]8sf ;+:yfks z]o/wgLx?nfO{ ;Demg' kb{5 . -h_ æ;~rfnsÆ eGgfn] rGb|flu/L lxN; lnld6]8sf ;~rfnsx?nfO{ ;Demg' kb{5 . -´_ æsfo{sf/L k|d'vÆ eGgfn] rGb|flu/L lxN; lnld6]8sf] dxfk|aGwsnfO{ ;Demg' kb{5 . -`_ æJoj:yfkgÆ eGgfn] rGb|flu/L lxN; lnld6]8sf] Joj:yfkgnfO{ ;Demg' kb{5 . -6_ æaf]8{Æ eGgfn] g]kfn lwtf]kq af]8{nfO{{ ;Demg' kb{5 .

-7_ æ:yflgojf;LÆ eGgfn] cfof]hgf k|efljt If]q qmdzM sf7df08f}+ lhNnf cGtu{t rGb|flu/L gu/kflnsf j8f g+= #, $, ^ / & -;fljs yfgsf]6 uf=lj=;=sf ;Dk"0f{ j8fx? tyf ;fljs dxfb]j:yfg uf=lj=;=sf j8f g+= #, $, %, ^, & / * dfq_ Pj+ dsjfgk'/ lhNnf cGtu{t yfxf gu/kflnsf j8f g+= ( / !) -;fljs lrTnf‹ uf=lj=;=sf ;Dk"0f{ j8fx?_ / OGb|;/f]j/ ufpFkflnsf j8f g= % -;fljs kmfv]n uf=lj=;= sf ;Dk"0f{ j8fx?_ df :yfoL a;f]af; ug]{ Pj+ o; ljj/0fkq sDkgL /lhi6«f/sf] sfof{nodf btf{ ePsf] cl3Nnf] ldlt;Dd ;f]xL :yfgdf a;fO{ ;/fO{ u/L cfPsf g]kfnL gful/s ;d]tnfO{ hgfpF5 .

v=@ ljj/0fkq tyf b/vf:t kmf/d k|fKt ug]{ / a'emfpg] :yfg M

ljj/0fkq k|fKt ug{ ;Sg] :yfg

l;=g+= sDkgLsf] gfd / 7]ufgf

!= >L Unf]an cfOPdO{ SofkL6n lnld6]8, hdn, sf7df08f}+ .

;fy}, lgisf;g tyf laqmL k|aGwsx?sf] j]e;fO6 www.globalimecapital.com tyf lgisfzgstf{ sDkgLsf] j]e;fO6 www.chandragirihills.com Pj+ g]kfn lwtf]kq af]8{sf] j]e;fO6 www.sebon.gov.np af6 ;d]t o; lgisf;gsf] nflu :jLs[t ljj/0fkq x]g{ ;Sg' x'g]5 .

cfof]hgf k|efljt If]qsf nflu b/vf:t kmf/fd k|fKt ug]{ / b/vf:t a'emfpg] :yfgx?M :yfgLo afl;Gbfx?sf] lgisf;g tyf laqmL v'Nnf ul/bf lgDgfg';f/sf ;+sng s]Gb|x?af6 b/vf:t a'lemlng] Joj:yf ldnfOPsf] 5 M

! rGb|flu/L lxN; lnld6]8sf] sfof{no rGb|flu/L g=kf=, j8f g+=$, yfgsf]6, sf7df08f+} . @= a}+s ckm sf7df08" lnld6]8, O{Gb|;/f]j/ uf=kf= @, s'n]vfgL, dsjfgk'/ . #= ;]~r'/L sdl;{on a}+s lnld6]8, yfxf g=kf j8f g+= #, ah|jf/fxL, dsjfgk'/ . $= Unf]an cfOPdO{ a}+s lnld6]8, rGb|flu/L g=kf j8f g+= $, Odfv]n, sf7df08f}+ .

%= Unf]an cfOPdO{ a}+s lnld6]8, rGb|flu/L g=kf j8f g+= &, yfgsf]6, sf7df08f}+ . cfjZostf cg';f/ ljj/0fkqsf] :jLsl[t kZrft klg cGo ;+sng s]Gb|x? yk ug{ ;lsg]5 . ;fy} g]kfn lwtf]kq af]8{af6 ldlt @)&%÷!)÷)& sf] lgb]{zg adf]lhd cfof]hgf k|efljt If]qsf :yflgojf;Lx?n] P]lR5s ?kdf cf:jf k|0ffnL dfkm{t klg cfj]bg lbg ;Sg] 5g\ .

b/vf:t kmf/d k|fKt ug{sf nflu k|lt b/vf:t z'Ns ?=@ .– -b'O{ dfq_ a'emfpg' kg]{5 . ;j{;fwf/0fsf] nflu b/vf:t kmf/fd k|fKt ug]{ / b/vf:t a'emfpg] :yfgx? M

g]kfn lwtf]kq af]8{af6 cg'dlt lnO{ cf:jf (ASBA) ;]jfdf ;xefuL a}s tyf ljQLo ;+:yfx?af6 l;–cf:jf (C–ASBA) k|0ffnL dfkm{t cfj]bg lbg ;lsg]5 .

2

u=!=lwtf]kq lgisf;g tyf laqmL k|aGwssf] pb\3f]if0f M

xfdLnfO{ lgisf;gstf{ ;+ul7t ;+:yf tyf o;sf ;+:yfks/;~rfnsx¿n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx?sf] cfwf/df o; ;+:yfsf] Joj:yfksLo, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} ljj/0fkqdf n]lvPsf cfly{s ljj/0fx¿ / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsfn] nufgLstf{x?nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/fk|lt ljZj:t eO{ xfdLn] of] ljj/0fkq :jLs[ltsf nflu g]kfn lwtf]kq af]8{df lwtf]kq ;DaGwL P]g, @)^# / lwtf]kq btf{ tyf lgisf;g lgodfjnL, @)&# cg'?ksf] of]Uotf k'u]sf] k|lta4tfkq -Due Diligence Certificate_ k|:t't u/]sf 5f}+ .

u=@=;+ul7t ;+:yfsf] pb\3f]if0f M

u=@=s= ;~rfnssf] lhDd]jf/L tyf hjfkmb]lxtf ;DaGwL pb\3f]if0f M of] ljj/0fkq xfdLn] k'g/fjnf]sg u/L cg'df]bg u/]sf] x'gfn] o; ljj/0fkqdf pNn]v ul/Psf ljj/0f tyf hfgsf/Lx?sf ;fy} lgisf;g tyf laqmL k|aGwsnfO{ lbPsf] ljQLo ljj/0f, cGo ljj/0f, hfgsf/L tyf sfuhftx?sf ;Totf / z'4tf k|lt / lwtf]kq btf{ tyf lgisf;g cg'dlt k|of]hgsf nflu g]kfn lwtf]kq af]8{df k]z ul/Psf] ljj/0fkq / ;f] ;Fu ;DalGwt cGo ljj/0f tyf hfgsf/Lx?sf] z'4tf tyf ;Totfk|lt o; ljj/0f kqdf x:tfIf/ ug]{ xfdL ;~rfnsx? AolQmut jf ;fd"lxs ?kdf hjfkmb]lxtf axg ub{5f}+ / lwtf]kq lgisf;gsf nflu tf]lsPsf zt{ tyf cfjZostfx?sf] ;DaGwdf cfjZos hfgsf/L lnO{ xfdL of] pb\3f]if0f ub{5f}+ ls tf]lsPsf zt{ tyf cfjZostfx? ;a} kfngf u/]sf 5f}+ / nufgLstf{x?nfO{ nufgL ;DaGwL lg0f{o lng cfjZos s'g} ljj/0f, ;"rgf tyf hfgsf/Lx? n'sfPsf 5}gf}+ .

u=@=v= ;+ul7t ;+:yfsf] hjfkmb]lxtf ;DaGwL pb\3f]if0f M o; rGb|flu/L lxN; lnld6]8n] k|sflzt u/]sf] ljj/0fkq, ;fj{hlgs k|:tfj, lj1fkg jf cGo s'g} ;"rgfdf pNn]v ePsf ljj/0f afx]s ;+ul7t ;+:yfsf] af/]df k|sflzt cGo s'g} ;"rgf jf hfgsf/Lsf] hjfkmb]xLtf ;+ul7t ;+:yfdf g/xg] / To:tf] ;"rgf, hfgsf/L jf ljj/0fsf] cfwf/df nufgL u/]df ;f] sf] hf]lvd nufgLstf{ :jo+n] axg ug'{kg]{5 .

u=@=u= lgodg lgsfosf] lgodg Joj:yfsf] kfngf ;DaGwL pb\3f]if0f M k|rlnt sfg'g cg';f/ cfkm\gf] pBf]u÷Joj;fo÷;]jf;Fu ;DalGwt lgodg lgsfo -h:t}M sDkgL /lhi6«f/sf] sfof{no, g]kfn lwtf]kq af]8{ cflb_ sf] ;fj{hlgs lgisf;g tyf cGo lgodg Joj:yf tyf lgb]{zgx?sf] kfngf u/]sf] s'/fsf] pb\3f]if0f ub{5f}+ . ;fy} ;fj{hlgs lgisf;g k|of]hgsf] nflu tof/ ul/Psf] ljj/0fkq / ;f] df plNnlvt ;Demf}tf jf cGo ljj/0fx? g]kfn lwtf]kq af]8{ / sDkgL /lhi6«f/sf] sfof{nodf k]z u/]sf 5f}+ . ;fy} sDkgL /lhi6«f/sf] sfof{nodf cf=j= @)&%÷)&^ ;Ddsf] ljj/0fx? k]z u/L pQm sfof{nosf] ldlt @)&&÷)@÷!$ sf] lg0f{ofg';f/ o; sDkgL cf=j= @)&%÷)&^ ;Ddsf] nflu cWofjlws ul/Psf] 5 .

u=@=3= ;+:yfks, ;~rfns tyf sfo{sf/L k|d'v ;DaGwL pb\3f]if0f M -!_ o; ;+ul7t ;+:yfsf] ;+:yfks, ;~rfns jf sfo{sf/L k|d'v shf{ ;"rgf s]Gb|sf] sfnf] ;"rLdf /x]sf 5}gg\ . -@_ o; ;+ul7t ;+:yfsf] ;~rfns jf sfo{sf/L k|d'v sfnf] ;"rLdf /x]sf] cGo ;+ul7t ;+:yfdf ;~rfns jf

sfo{sf/L k|d'v /x]sf 5}gg\ . -#_ ;fj{hlgs lgisf;g dfkm{t ;j{;fwf/0faf6 k"FhL ;+sng u/L a]kQf ePsf jf ;~rfngdf g/x]sf jf

nufgLstf{x¿sf] lxt ljk/Lt x'g] sfo{ u/]sf] ;+ul7t ;+:yfsf] ;~rfns jf sfo{sf/L k|d'v o; sDkgLsf] ;~rfns jf sfo{sf/L k|d'v 5}gg\ .

-$_ lwtf]kq ;DaGwL sfg'g ljk/Lt sfo{ u/]sf] sf/0f lwtf]kq ahf/ jf lwtf]kq Joj;foLsf] cg'dltkq vf/]h ePsf] bz jif{ k"/f gePsf] ;+ul7t ;+:yfsf] ;~rfns jf sfo{sf/L k|d'v o; sDkgLsf] ;~rfns jf sfo{sf/L k|d'v 5}gg\ .

-%_ o; ;+ul7t ;+:yfsf] ;~rfns jf sfo{sf/L k|d'v lwtf]kq ;DaGwL P]g, @)^# sf] bkmf !)* adf]lhd ;~rfns jf sfo{sf/L k|d'v cof]Uo /x]sf 5}gg\ .

3

u=#= ;+ul7t ;+:yf ;DaGwL hfgsf/L M

u=#=s= ;+ul7t ;+:yfsf] k[i7e"ld M

-s_ ;+:yfsf] gfd M rGb|flul/ lxN; lnld6]8 (Chandragiri Hills Limited) -v_ ;+:yf s'g P]g cGtu{t :yflkt ePsf] ;f] s'/f M sDkgL P]g, @)^# cGtu{t ;+:yflkt . -u_ ;+:yfsf] /lhi68{ sfof{nosf] 7]ufgf M o; sDkgLsf] /lhi68{ sfof{no sf7df08f} lhNnf sf=d=g=kf=j8f

g+= #, kfgLkf]v/L, sf7df08f}+df /x]sf] 5 . -3_ sf/f]af/ ug]{ d'Vo :yfg M o; sDkgLsf] sf/f]jf/ ug]{ d'Vo :yfg rGb|flu/L g=kf= j8f g+=$, yfgsf]6,

sf7df08f}+ /x]sf] 5 . -ª_ ;+ul7t ;+:yfsf] :yfkgfsfnb]lv xfn;Ddsf] ;+lIfKt Oltxf; / ;+ul7t ;+:yfsf] d'Vo p2]Zox?M ;+ul7t ;+:yfsf] :yfkgfsfnb]lv xfn;Ddsf] ;+lIfKt Oltxf; b]xfo adf]lhd /x]sf] 5 M

-!_ rGb|flu/L lxN; lnld6]8 k|rlnt sfg'g adf]lhd @)^^ ;fn >fj0f !$ ut] ;fljsdf sf7df08f] kmgkfs{ k|f=ln=sf] gfdjf6 btf{ ePsf]df ldlt @)&! ;fn cfiff9 #@ ut]b]lv k|fOe]6 sDkgLaf6 klAns sDkgLsf] ?kdf kl/0ft eO{ ldlt @)&# h]i7 # ut]b]lv rGb|flul/ lxN; lnld6]8sf] gfddf sDkgL /lhi6«f/sf] sfof{nodf btf{ ePsf] 5 .

-@_ sDkgL dfkm{t s]a'nsf/, xf]6n tyf l/;f]6{ / PDo"hd]G6 kfs{ nufotsf kl/of]hgf ;~rfng ug]{ u/L ldlt @)^^ ;fn kmfNu'0f @% ut] g]kfn ;/sf/, pBf]u ljefuaf6 :jLslt k|fKt ePsf] xf] .

-#_ g]kfn ;/sf/sf] ldlt @)^*÷)%÷@) ut]sf] dGqL:Q/Lo lg0f{o adf]lhd #^ x]S6/ sa'lnotL jg $) jif{sf] nflu lnhdf lnOPsf 5 .

-$_ s]a'nsf/, xf]6n÷l/;f]6{ kl/of]hgf ;~rfngsf nflu cfjZos kg]{ ;Dk"0f{ ef}lts ;+/rgfx? lgdf{0f eO{ ;s]sf] 5g\ .

-%_ ldlt @)&# >fj0f @$ ut]b]lv Joj;flos ?kdf s]a'nsf/ ;~rfngdf NofO{;s]sf]] 5 . -^_ o; kl/of]hgf ;~rfng :yndf cfGtl/s tyf afx\o ko{6sx?sf] pNn]Vo dfqfdf e|d0f x'g] u/]sf] 5 . -&_ cf}ift b}lgs krL; ;o b]lv tLg xhf/sf] xf/fxf/Ldf cfGtl/s tyf afx\o ko{6sx? o; ko{6sLo If]qdf

e|d0f ug{ tyf 3'Dg cfpg] u/]sf 5g . -*_ sDkgLn] Ps ;o sf]7f ePsf] a'l6s xf]6n÷l/;f]6{ ;~rfngdf Nofpg'sf cltl/Qm cfjZos cGo k"jf{wf/

h:t} x]lnKof8, :jLld‹ k'n nufotsf ;+/rgf ;d]t ldlt @)&^ >fj0f ! ut] b]lv ;~rfngdf NofO{;s]sf] 5 / kl/of]hgf;Fu ;DalGwt Micro-Piling nufot cGo s]xL sfdx? eO{ /x]sf] / xf]6n÷l/;f]6{sf] l5§} cf}krfl/s p¢3ff6g ug{] nIo /fv]sf] 5 .

-(_ kl/of]hgf;Fu ;DjlGwt ljj/0f tyf cg'kftx? kl/of]hgfsf] ;fwf/0f nufgL lkmtf{ x'g] cjlw &=() jif{

kl/of]hgfsf] l8:sfp06df nufgL lkmtf{ x'g] cjlw !)=(@ jif{ Net Present Value (NPV) -?= xhf/df_ ?=$%,%*,&!& Internal Rate of Return (IRR) @)=$Ü

NPV tyf IRR u0fgf ubf{ Cash Flow Basis ljlw cg'?k u0fgf ul/Psf] 5 .

sDkgLsf] k|aGwkqsf] bkmf $ cg';f/ sDkgLsf] d'Vo p2]Zox¿ b]xfo adf]lhd /x]sf 5g\M

-s_ g]kfnsf] ljleGg :yfgdf s]a'nsf/ l;i6daf6 /f]kj] ;~rfng ug{ ;DefAo :yfgsf] vf]hL ug]{ / To:tf :yfgdf cfw'lgs k|ljlwsf] /f]kj] l;i6daf6 oftfoft ;]jfsf] ljsf; / lj:tf/ ub} ko{6g Joj;fosf] k|j4{g ug]{ u/fpg] .

-v_ k|rlnt sfg'g adf]lhd :yfkgf ePsf] sDkgL, kmd{ jf ;+3 ;+:yfsf] gfpFdf k|fKt u/]sf] Ohfhtkq jf nfO;]G;sf] cfwf/df To:tf sDkgL jf ;+3 ;+:yf;Fu ;Demf}tf u/L To:tf cg'dtL jf nfO{;]G;sf] cfwf/df d'n'ssf] ljleGg efudf s]a'nsf/ pBf]usf] :yfkgf / ;~rfng ug]{ jf cfkm\gf] gfpFdf Ohfht k|fKt u/L pBf]u ;~rfng ug]{ .

-u_ ofq'x?sf] ;'ljwfsf] nflu 6k :6]zg / a6d :6]zgdf ;'ljwf ;DkGg xf]6n /]i6'/fF, :jLldË k'n, lhDg]li6s SoflDkË, /\oflkml6Ë tyf ljz]if ;'ljwfo'Qm ;]ldgf/ tyf sGk]m/]G; xn cflbsf] :yfkgf u/L xf]6n Joj;fo ug]{ .

4

-3_ :jb]zL tyf ljb]zL ko{6s jf ljleGg JolQmx?nfO{ uGtJo :yfgdf cfjh hfjt ug]{ ;'ljwf k|bfg u/L d'n'ssf] ko{6g pBf]usf] ljsf;df hf]8 lbO{ :jb]zL tyf ljb]zL d'b|f cfh{g ug]{ .

-ª_ /f]kj] l;i6dsf] ljsf;sf] nflu cGt{/fli6«o ahf/df /x] ePsf] k|ljlwnfO{ g]kfndf leq\ofO{ To;sf] ljsf;df hf]8 lbg] / o:tf k|ljlwsf] nflu cfjZos kg]{ hgzQmL tof/ u/L /f]huf/sf] cj;/x? k|bfg ug]{ u/fpg] .

-r_ ofq'x?nfO{ cfsif{0f ug{sf] lgldQ s]a'nsf/ k4tL -/f]kj] l;i6d_ sf] dfWodaf6 b[iofjnf]sg u/fpg pko'Qm cfw'lgs ;fwgsf ljsf; ug]{ u/fpg] .

-5_ s]a'nsf/ ;~rfng tyf To;sf] Joj:yfkg ;~rfngsf] nflu cfjZos kg]{ cfw'lgs pRr k|ljlw, ef}lts ;fwg tyf cGo ;fwg / >f]tsf] kl/rfng ug]{ /fli6«o tyf cGt/fli6«o ;+3 ;+:yf jf sDkgL;Fu k|rlnt sfg"g adf]lhd k|ljlw u|x0f jf x:tfGq0f ug]{ u/fpg] .

-h_ o; sDkgLsf] p2]Zo;Fu d]nvfg] :jb]zL tyf ljb]zL sDkgLx?;Fu ldnL ;fd'lxs ?kdf kl/of]hgfx? ;~rfng ug]{ tyf 7]Ssfdf lnO{ ;~rfng ug]{ .

-`_ s'g} klg ;/sf/L u}/;/sf/L ;+3 ;+:yf sDkgL JolQm kmd{n] s'g} klg dfn;fdg cfot lgof{t tyf ;Knfo;{ ug{sf] nflu af]nkq -6]08/_ cfXjfg u/]]df af]nkq -6]08/_ 4f/f jf ;f]em} ;Dks{ u/L 6]08/df efu lng] .

kl/of]hgfsf] xfnsf] cj:yf nufot ljleGg sfo{x¿sf] @)&& cfiff9 d;fGt;Ddsf] k|ult ljj/0f

qm=;+= kl/of]hgfsf] ljj/0f÷sfo{ xfnsf] cj:yf ! s]a'nsf/ ;~rfng ug]{ .

ldlt @)&# >fj0f @$ ut]b]lv g} ljlwjt ?kdf ;~rfngdf cfO{;s]sf] .

@ xf]6n÷l/;f]6{ ;~rfng ug]{ . ldlt @)&^ >fj0f ! ut]b]lv ;~rfng u/L cfGtl/s tyf afx\o ko{6sx?nfO{ ;]jf lbb}+ cfPsf] / l5§} cf}krfl/s p¢3f6g ug{] nIo /fv]sf] 5 .

#

lhknfOg ;~rfng ug]{ . -PDo"hd]G6 kfs{ kl/of]hgf cGtu{t _

lhknfO{g ;~rfngsf nflu cfjZos kg]{ ;fdfgx? vl/b u/L NofO{;lsPsf] / ;+/rgf lgdf{0f tyf h8fgsf nflu sfd x'Fb} u/]sf] .

-r_ ;+ul7t ;+:yfsf] s'g} ;xfos sDkgL ePdf ;f] ;xfos sDkgLsf] gfd, Oltxf; / To;sf d'Vo p2]Zox?sf ;fy} To;df ePsf] nufgLsf] c+z -k|ltztdf_ M

-!_ ;xfos sDkgLsf] gfd M

s_ dN6L kf]v/f 8]enkd]06 k|f=ln= v_ rGb|flul/ lxN; Kof/fUnfO{l8Ë ln=

-@_ ;xfos sDkgLsf] Oltxf; / d'Vo p2]Zo M s_ dN6L kf]v/f 8]enkd]06 k|f=ln=

o; dN6L kf]v/f 8]enkd]06 k|f=ln=tTsflng sDkgL P]g, @)%# cGtu{t sDkgL /lhi6«f/sf] sfof{nosf] btf{ g+ !&*$#÷)%*÷)%( adf]lhd ldlt @)%* ;fn df3 @$ ut]sf lbg btf{ ul/Psf] sDkgL xf] . o; sDkgLdf rGb|flu/L lxN; lnld6]8sf] ztk|ltzt nufgL /x]sf] 5 . o; sDkgLsf] k|aGwkqdf pNn]lvt d'Vo p2]Zo tk;Ln adf]lhd /x]sf 5g M != hUuf vl/b laqmL ;DaGwL Joj;fo ug]{ . hUuf v/Lb u/L jf ef8fdf lnO{ cfw'lgs lsl;dsf] Jofkfl/s ejg tyf cfjf;u[xsf] lgdf{0f u/L laqmL ljt/0f ug]{ jf ef8f O{Toflbdf lbg], vl/b ul/Psf] hUuff ljsf; ul/ ljleGg JolQmx?nfO{ laqmL ljt/0f ug]{ . @ lgdf{0f Joj;fo ;DaGwL sfd ug]{, lgdf{0f ;fdfu|Lsf] vl./b laqmL ug]{ u/fpg] . #= ljleGg ;jf/L ;fwgx?sf] dd{t tyf ;Def/sf] nflu js{;ksf] :f+:yfkgf ;~rfng ug]{ cfjZos cf}hf/,pks/0f tyf ;fdfu|Lx?, :k|]o/ kf6{;x? :jb]z tyf ljb]zaf6 lemsfpg], ;~ro ug]{ k|of]u ug]{, To;sf] laqmL ljt/0fsf] Joj:yf ug]{ u/fpg] . $= gofF tyf k'/fgf ;jf/L ;fwgx?sf] vl/b laqmL ;DaGwL Joj;fo ug]{ . %= s'g} klg Joj;fo ;~rfng ubf{ cfjZos kg]{ Joj:yfklso ;Nnfx k|bfg ug]{ .

5

v_ rGb|flul/ lxN; Kof/fUnfO{l8Ë ln= rGb|flul/ lxN; Kof/fUnfO{l8Ë ln= sDkgL P]g, @)^# cGtu{t sDkgL /lhi6«f/sf] sfof{nosf] btf{ g+= !$$)%÷)&@÷)&# adf]lhd ldlt @)&@ ;fn df3 $ ut]sf lbg btf{ ul/Psf] sDkgL xf] .

o; sDkgLdf rGb|flu/L lxN; lnld6]8sf] ztk|ltzt nufgL /x]sf] 5 . o; sDkgLsf] k|aGwkqdf pNn]lvt p2]Zox? dWo] d'Vo p2]Zox? b]xfo adf]lhd /x]sf 5g M != g]kfn el/ Kof/fUnfO{l8Ë Joj;fo ;~rfng ug]{ tyf pQm Joj;fo ;DaGwL cWoog cg';Gwfg

Pj+ tflnd lbg] . @= lhk km\nfo/, aGhL hlDkË, xif{ /fOl8Ë, /s SnfO{lDaË h:tf ;fxfl;s Joj;fo ;~rfng ug]{ . #= Kof/fUnfO{l8Ë ;DaGwL Joj;fo ;~rfng ug]{ qmddf ko{6sx?nfO{ pko'Qm ko{6sLo :t/sf] ;'ljwf ;DkGg xf]6n nh, l/;f]6{ /]i6'/]G6 tyf lj>fd :ynsf] Joj:yf ug]{ nufotsf p2]Zox? /x]sf 5g .

-$_ ;xfos sDkgLdf ePsf] nufgLsf] k|ltzt M s_ dN6L kf]v/f 8]enkd]06 k|f=ln sf] s'n r'Qmf k"FhLsf] !)) k|ltzt .

v_ rGb|flu/L lxN; Kof/fUnfO{l8Ë ln= sf] s"n r'Qmf k"FhLsf] !)) k|ltzt . -5_ cGo ljj/0fx? M

-!_ ;+ul7t ;+:yfn] pTkfbg ug]{ j:t' jf k|bfg ug]{ ;]jfx? M o; sDkgLn] k|bfg ug]{ d'Vo ;]jfx?df ko{6g;Fu ;Da4 s]a'nsf/, xf]6]n÷l/;f]6{ Joj;fo / lhknfOg Joj;fo;Fu ;DalGwt dgf]/~hgfTds / ko{6sLo lqmofsnfkx? /x]sf 5g\ .

-@_ k|of]u ePsf] jf ul/g] k|ljlw M o; sDkgLn] s]a'nsf/ kl/of]hgf ;~rfngsf nflu Dopplemayr, Austrian k|ljlw k|of]udf NofOPsf] 5 .

-#_ s'g} a||fG8g]d, k|ltlnlk clwsf/, 6«]8dfs{, O{hfhtkq, k|fljlws ;xof]u ;Demf}tf / ;+ul7t ;+:yf;Fu ;DalGwt af}l4s ;DklQ xs clwsf/ M o; sDkgLsf] rGb|flul/ lxN; lnld6]8sf] gfddf 6]«8dfs{ btf{ ePsf] 5 .

-$_ ;+ul7t ;+:yfn] cf]u6]sf] ahf/ If]q M o; sDkgLn] ko{6sLo / ljleGg dgf]/~hgfTds lqmofsnfkx? ;~rfngdf NofO{ cfGtl/s tyf afXo ko{6sx?nfO{ cfs{lift ul/ cfkm"nfO{ Ps pTs[6 ko{6sLo uGtJo :ynsf] ?kdf ljZj ;fd' kl/lrt u/fPsf] 5 . o; sDkgLn] ;~rfngdf NofPsf] s]a'nsf/ kl/of]hgf dfkm{t ljleGg ko{6sx?nfO{ s]a'nsf/ ;]jf lbg'sf] ;fy} 6k :6]zgdf cjl:yt rGb|flu/L efn]Zj/ dxfb]j dlGb/ dfkm{t wfld{s cf:yf / ljZjf;nfO{ ;+/If0f u/L ;]jf k|bfg ub} cfPsf] 5 . o;sf cltl/Qm o; sDkgLn] Eo" 6fj/ dfkm{t dgf]/d b[Zofjnf]sgsf] ;]jf k|bfg ug'{sf] ;fy} ljleGg /]:6'/]G6÷af/ af6 ;]jf k|bfg ub} cfpg'sf] ;fy}} xf]6n÷l/;f]6{ kl/of]hgf cGt{ut xfn Ps ;o sf]7f ePsf] a'l6s xf]6n÷l/;f]6{ tof/ u/L cfGtl/s tyf afXo ko{6sx?nfO{ ljleGg ;'ljwf k|bfg ub} cfPsf] 5 . o; afx]s lgs6 eljiodf g} ;~rfngdf Nofpg nfluPsf] lhknfOg kl/of]hgf cGtu{t ljleGg ;fxl;s v]n tyf lqmofsnfkx? ;~rfngdf NofO{ yk pTs[i6 ko{6sLo uGtJo :ynsf] ?kdf lrgfpg] nIo /flvPsf] 5 .

-%_ gofF pTkfbg tyf ;]jf ;DaGwL of]hgf M o; sDkgLn] Zipline kl/of]hgf ;~rfngdf NofO{ lhknfOg ;]jf, Wall climbing, Swing tyf Archery h:tf ;fxl;s v]n tyf lqmofsnfkx?af6 cfGtl/s tyf afXo ko{6sx?nfO{ cfsif{0f ub}{ ;]jf k|bfg ug]{ of]hgf /x]sf] 5 .

-^_ pTkfbg tyf ;]jfsf] k|d'v ahf/ / To;sf] dfu / laqmL ljt/0fsf] tl/sf M o; sDkgLsf] k|d'v ahf/ eg]sf] g]kfn nufot ljb]zdf /x]sf cfGtl/s tyf afXo ko{6sx? /x]sf] 5 . o; sDkgLn] /fli6«o tyf cGt{/fli6«o ko{6sx?nfO{ cfslif{t u/L /fhwfgLsf] d'6'df cjl:yt o; If]q Psrf]6L k'Ug} kg]{ ko{6sLo uGtJosf] ?kdf /x]sf] 5 . sDkgLsf] s]a'nsf/ ;]jftkm{ xfn cf}iftdf b}lgs krL; ;ob]lv tLg xhf/ ko{6sx?n] ofqf ul//x]sf 5g\ eg] xf]6n l/;f]6{ ;]jftkm{ cf}iftdf tL; k|ltzt;Dd sf]7fx? Occupy eO{/x]sf] 5 . ;]jf ljt/0f ug]{ qmddf o; sDkgLsf] s]a'nsf/ ;]jfsf] nflu sDkgLsf] a6d :6]zgdf /x]sf] l6s6 sfpG6/x?sf ;fy} ef6e6]gL ;'k/dfs]{6sf cfp6n]6x?, 6«fen Ph]G;L Pj+ cgnfO{g dfWodaf6 l6s6 vl/b ug{ ;lsg] Joj:yf ul/Psf] 5 . xf]6ntkm{sf] sf]7fx?sf] a'lsË / /]i6'/]G6 ;]jfsf] nflu 6]lnkmf]g, Od]n, cgnfO{g ;le{;, 6«fen Ph]G;L h:tf dfWodaf6 laqmL ug]{ ul/Psf] 5 .

-&_ pTkfbg÷;~rfng Ifdtf / ;f] sf] pkef]u l:ylt M o; sDkgLdf ko{6sLo ?kdf cfudg ug]{ ko{6sx?sf] ;+Vof jflif{s ?kdf j[l4 eO{/x]sfn] sDkgLn] :yfkgfsfn

b]lv g} ahf/df /fd|f] lx:;f cf]u6\g / u|fxsx?nfO{ /fd|f] ;'ljwf lbg ;kmn ePsf] 5 . -*_ sRrf kbfy{sf] >f]t, lsl;d / pknJwtf M o; sDkgLn] l/;f]6{ / /]:6'F/f ;]jf k|bfg ug{ ljleGg vfB j:t'x? pkef]u ub}{ cfO{/x]sf] 5 . o:tf :jb]zL, ljb]zL

tyf :yfgLo vfB ;fdfu|Lx? yf]s laqm]tfsf] dfWodaf6 dfu u/L k|of]u ug]{ ul/Psf] 5 / o;sf] pknAwtfsf nflu af]nkq cfJXfg u/L ;Demf}tf cg'?k k|of]udf Nofpg] ul/Psf] 5 .

6

-(_ u'0f lgoGq0fsf] nflu ul/Psf] Joj:yf M sDkgL ;]jfu|fxLx?sf] nflu u'0f:t/Lo ;]jf, ;'ljwf tyf ;Gt'li6 k|bfg ug{ ;Fw} tTk/ /lx cfPsf] 5 . sDkgLn]

k|bfg ug]{ ;]jfsf] u'0f:t/nfO{ pRr /fVg Standarad Operating Policy -SOP) adf]lhd Joj:yfkgn] sfo{ ul//x]sf]] 5 .

-!)_ cg';Gwfg tyf ljsf; M sDkgLn] cfufdL lbgsf r'gf}tLx? Pj+ ahf/ k|lt:kwf{nfO{ cfTd;fy ub}{ xfn k|bfg ul/Psf ;]jfx?df ;do ;fk]If

?kdf cfjZos kl/dfh{g ug]{ tyf gofF ;]jfx?sf] pko'Qmtfsf] ;DaGwdf ;'emfj u'gf;f] ;+sng ub} cfO{/x]sf] 5 / pQm u'gf;fx?dWo] plrt u'gf;fx?nfO{ ;Daf]wg x'g] u/L ;]jf k|bfg ug]{ ul/Psf] 5 .

-!!_ ljut !@ dlxgfsf] cjlwdf ;+:yfsf] ;~rfngdf c;/ kg]{ u/L ePsf] afwf, Jojwfg M ldlt @)&^ r}q !! ut]b]lv sf]/f]gf efO/; -sf]le8 !(_ sf] dxfdf/L / ;+qmd0faf6 aRg g]kfn ;/sf/n] b]zJofkL ?kdf ns8fpg 3f]if0ff u/]sf] sf/0fn] s]a'nsf/ / l/;f]6 ;Fu ;DalGwt ;]jf ;~rfngdf gcfPsf] .

-!@_ dhb'/ ;+u7g;Fusf] ;DaGw / ljutdf s'g} cf}Bf]lus ljjfb ePsf] eP, ;f] ;DaGwL ljj/0f M ;f] gePsf] . -!#_ ahf/, k|lt:kwf{ / cGo ;dfg pBf]ux? aLr ;+ul7t ;+:yfsf] l:ylt M o; sDkgL ;~rfngdf cfP;Fu} ;~rfngdf cfPsf o:t} cGo sDkgLx?sf] ljlQo kl/;'rsx?sf] ljZn]if0f ubf{

t'ngfTds ?kdf o; sDkgLsf] ljlQo l:ylt dha't /x]sf] 5 . o; sDkgLn] k|bfg u/L /x]sf] ;]jf tyf ;'ljwf cGosf] t'ngfdf u'0ffTds /xL o; If]qdf cfudg ug]{ ko{6sx?sf] ;+Vof jflif{s ?kdf j[l4 eO/x]sf] 5 .

-!$_ k|d'v u|fxsx?sf] ljj/0f -h:t}–;+:yfsf] s"n jflif{s sf/f]af/df !)Ü jf ;f] eGbf a9Ln] of]ubfg ug{] jf Joj;fosf] nflu ;+ul7t ;+:yf s'g} k|d'v u|fxs;Fu lge{/ 5 eg] t\t;DaGwL ljj/0f M ;f] gePsf] .

-!%_ k|d'v ;Knfo;{x?sf] ljj/0f -h:t}–;+:yfsf] s"n sf/f]af/df !)Ü jf ;f] eGbf a9Ln] of]ubfg ug{] ;Knfo;{ jf Joj;fosf] nflu ;+ul7t ;+:yf s'g} k|d'v ;Knfo;{;Fu lge{/ 5 eg] tt\;DaGwL ljj/0f_ M ;f] gePsf] .

u=#=v=;DklQsf] ljj/0f

-s_ ;+ul7t ;+:yfsf] pks/0f -KnfG6_ tyf cGo ;DklQ /x]sf] :yfg / pks/0f tyf ;DklQsf] cj:yf M xfn;Dd sDkgLsf] gfddf ;[hgf e} ;s]sf] rn crn ;DklQsf] cj:yf tn pNn]v adf]lhd /x]sf] 5 M

-cfly{s jif{ @)&^÷)&& sf] ckl/is[t n]vf kl/If0f k|ltj]bg cg';f/

-?= xhf/df _ ljj/0f hUuf ejg tyf

kfls{Ë Pj+ af6f]

kmlg{r/ tyf

lkmS:r/

sDKo"6/ tyf sfof{no ;fdfu|L

;jf/L ;fwg

pks/0fx? cGo hDdf

s'n k/nd.]n #,$(,*(% !!,@*,#*( @(,!!$ #),%%# #%,#)( ^,%%,)^* %*,^(( @@,*&,)@& o; jif{sf] yk &,!^# !!,%!,@@$ !@,(^* @,#$( &,!$@ !,$),)$* *),$$^ !$,)@,!)) s'n k/n d"No #,%&,)%& @@,&(,^!# #),%(! #@,()@ $@,$!! &,(%,(!^ !,#(,!$% #^,*(,!@& s'n x|f;s§L @,!$,(^% !*,^^^ !&,&(# !&,@&& #,@@,^$! #!,#!$ ^,@@,^%% A.'s Eofn' #,%&,)%& @),^$,^$( @#,$!^ !%,!)( @%,!#$ $,&#,@&% !,)&,*#! #),^^,$&@ k"FhLut lgd{f0f (,)@@ hDdf #,%&,)%& @),^$,^$( @#,$!^ !%,!)( @%,!#$ $,&#,@&% !,)&,*#!

pk/f]Qm ;Dklt o; sDkgLsf] /lhi68{ sfof{no Pj++ sf/f]af/ ug{] d'Vo :yfgdf cjl:yt /x]sf 5g\ .

-v_ a'Fbf -s_ df pNn]lvt ;DklQ ;+ul7t ;+:yfsf] cfkm\g} ;DklQ xf] of lnhdf lnPsf], lnhdf lnPsf] eP lnhsf] cjlw ldlt ;d]t pNn]v ug'{kg]{ M

kl/of]hgf lgdf{0f tyf ;~rfngsf nflu vl/b ul/Psf] tyf lnhdf lnOPsf] ;+ul7t ;+:yfsf] hUufx?sf] ljj/0f M

l;=g+= ljj/0f lsQf g+= If]qkmn hUufwgL ! Yffgsf]6 – !÷v !(@ !–)–)–) rGb|flul/ lxN; ln=

@ Yffgsf]6 – !÷v @$^ !–!!–)–) rGb|flul/ lxN; ln

# Yffgsf]6 – !÷v ^*^ $–@–#–) rGb|flul/ lxN; ln=

$ Yffgsf]6 – !÷v %)( )–!@–)–) rGb|flul/ lxN; ln=

% Yffgsf]6 – !÷v %!@ )–$–)–) rGb|flul/ lxN; ln= ^ Yffgsf]6 – !÷v &!^ !–&–)–) rGb|flul/ lxN; ln= & Yffgsf]6 – !÷v ^ ^–^–@–) rGb|flul/ lxN; ln= * Yffgsf]6 – !÷v #%) )–!#–)–) rGb|flul/ lxN; ln= ( Yffgsf]6 – !÷v %@) )–(–)–) rGb|flul/ lxN; ln= !) Yffgsf]6 – !÷v %^# @–@–@–) rGb|flul/ lxN; ln= !! Yffgsf]6 – !÷v %^% )–#–!–@ rGb|flul/ lxN; ln= !@ Yffgsf]6 – !÷v @(% )–#–)–) rGb|flul/ lxN; ln=

7

!# Yffgsf]6 – !÷v @(^ )–#–)–) rGb|flul/ lxN; ln=

!$ Yffgsf]6 – !÷v #) )–&–@–) rGb|flul/ lxN; ln=

!% Yffgsf]6 – !÷v @%# !–)–)–) rGb|flul/ lxN; ln=

!^ Yffgsf]6 – !÷v @%$ ^–$–@–) rGb|flul/ lxN; ln=

!& Yffgsf]6 – !÷v !%% %–)–)–) rGb|flul/ lxN; ln=

!* Yffgsf]6 – !÷v (# %–!)–#–) rGb|flul/ lxN; ln=

!( Yffgsf]6 – !÷v !!^ @–!#–)–) rGb|flul/ lxN; ln=

@) Yffgsf]6 – !÷v !$! )–^–!–) rGb|flul/ lxN; ln=

@! Yffgsf]6 – !÷v !$% #–#–#–) rGb|flul/ lxN; ln=

@@ Yffgsf]6 – !÷v !&! #–#–)–) rGb|flul/ lxN; ln=

@# Yffgsf]6 – !÷v !&@ #–#–)–) rGb|flul/ lxN; ln=

@$ Yffgsf]6 – !÷v !%) !–)–)–) rGb|flul/ lxN; ln=

@% Yffgsf]6 – !÷v !%! %–)–)–) rGb|flul/ lxN; ln=

@^ Yffgsf]6 – !÷v !%@ %–)–)–) rGb|flul/ lxN; ln=

@& Yffgsf]6 – !÷v (% )–#–)–) rGb|flul/ lxN; ln=

@* Yffgsf]6, dxfb]j:yfg – & $%! )–#–)–) rGb|flul/ lxN; ln=

@( Yffgsf]6, dxfb]j:yfg – & !!! $–!!–@–) rGb|flul/ lxN; ln=

#) kmfv]n – ^ -rv]n_ dsjfgk'/ &#& @–*–)–) rGb|flul/ lxN; ln=

#! Yffgsf]6 – !÷v !** #–)–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

#@ Yffgsf]6 – !÷v !)) $–)–@–) dN6L kf]v/f 8]enkd]06 k|f=ln=

## Yffgsf]6 – !÷v !)$ !–@–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

#$ Yffgsf]6 – !÷v !)& )–@–@–) dN6L kf]v/f 8]enkd]06 k|f=ln=

#% Yffgsf]6 – !÷v !)! $–!)–!–) dN6L kf]v/f 8]enkd]06 k|f=ln=

#^ Yffgsf]6 – !÷v !!@ *–#–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

#& Yffgsf]6 – !÷v !*( @–)–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

#* Yffgsf]6 – !÷v !)( @–!@–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

#( Yffgsf]6 – !÷v (( @–%–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

$) Yffgsf]6 – !÷v !!) $–!!–@–) dN6L kf]v/f 8]enkd]06 k|f=ln=

$! Yffgsf]6 – !÷v !)@ )–^–!–) dN6L kf]v/f 8]enkd]06 k|f=ln=

$@ Yffgsf]6 – !÷v !)* )–!)–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

$# Yffgsf]6 – !÷v !)% )–%–@–) dN6L kf]v/f 8]enkd]06 k|f=ln=

$$ Yffgsf]6 – !÷v !@& )–*–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

$% Yffgsf]6 – !÷v !@^ !–@–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

$^ Yffgsf]6 – !÷v !)# @–!!–)–) dN6L kf]v/f 8]enkd]06 k|f=ln=

$& Yffgsf]6 – !÷v (^ )–@–#–) dN6L kf]v/f 8]enkd]06 k|f=ln=

$* Yffgsf]6 – !÷v (& )–@–#–) dN6L kf]v/f 8]enkd]06 k|f=ln=

hDdf !)̂ –)(–)@–)

lnhdf lnPsf] ;/sf/L jg If]qsf] ljj/0f* M

l;=g+= ljj/0f If]qkmn ! cfof]hgf lgdf{0f cjlw (Short Term Lease) ) @ cfof]hgf cjlwe/ (Long Term Lease) #^ x]S6/ s"n #^ x]S6/ dfq

gf]6* : dGqLkl/ifb\sf] ldlt @)^*÷)%÷@) sf] lg0f{o adf]lhd ldlt @)^*÷)%÷@! ut] dWodf~rn If]qLo jg lgb]{zfgno x]6f+}8f / ldlt @)^*÷)%÷@! Uft]sf lbgdf o; sDkgL aLr lqkIfLo ;Demf}tf ePsf] .

8

-u_ olb ;DklQ ;+ul7t ;+:yfsf] :jfldTjdf /x]sf] ePdf pQm ;DklQ dfly s'g} lnog jf df]6{u]h eP ;f] ;DaGwL ljj/0f M

ln8 a}+s l;l6hG; a}+s OG6/g];gn ln= tyf ;xljlQos/0f a}+sx? qmdzM g]kfn OGe]i6d]06 a}+s ln=, ;flgdf a}+s ln=,;g/fO{h a}+s ln=, d]uf a}+s g]kfn ln= / k|e' a}+s ln= aLr ;g\ @)!$÷)%÷)@ / ;g\ @)!^÷)#÷#! df ePsf] C0f ;Demf}tf adf]lhd pQm a}+sx?n] kl/of]hgf lgdf{0fsf] nflu ?=@,@),)),)),))).– -cIf/]kL b'O{ ca{ aL; s/f]8 dfq_ cfjlws shf{ nufgL ug]{ / pQm shf{ / ;f] sf] Aofh tyf cGo b:t'/ ;d]t vfKg] u/L ;'/If0f afkt sDkgLsf] gfddf xfn /x]sf] / kl5 l;h{gf x'g] cfof]hgfsf] rn crn ;DklQ rGb|flu/L lxN; lnld6]8sf] gfddf /x]sf] sf7df08f}+ lhNnf yfgsf]6 l:yt kl/of]hgfsf] gfddf /xsf] !)#–!#–@ If]qkmn hUuf pQm a}+sx?sf] gfddf b[li6aGwssf] lnvt /lhi6«]zg kfl/t ul/Psf] 5 .

-3_ ljj/0f kq af]8{df k]z ul/Psf] ldltdf ;+ul7t ;+:yfsf] ;DklQsf] lstfaL d"No / ahf/ d"No aLr km/s ePdf ;f] sf] ljj/0f M ;DklQx? k/n d"Nodf g} /flvPsf]n] k'g{d"NofÍg ul/Psf] 5}g .

-ª_ ;DklQsf] d"NofÍg ul/Psf] t/Lsf ;DaGwL ljj/0f M ;f] gePsf] .

u=#=u= efjL of]hgf tyf /0fgLlt M

-s_ Joj;fo÷;]jfsf] j[l4sf nflu ;+:yfsf] efjL of]hgf / To:tf] of]hgfsf] k|flKtsf nflu rflng] ;doa4 /0fgLlt M

kl/of]hgfsf] l/;f]6{÷xf]6n k"0f{ ?kdf ;+rfng eO{;s]sf] / ;f] sf] cf}}krfl/s pb\3f6g÷z'ef/Desf] sfo{ ;d]t ldlt @)&& cflZjg d;fGt ;Dddf ug]{ nIo /x]sf]df sf]le8 !( sf] dfxfdf/Lsf] sf/0fn] tf]lsPsf] ldltdf x'g g;ls ldlt @)&* j}zfv d;fGt ;Dddf ug]{ nIo /x]sf] 5 . ;fy} ;f]xL sf/0fn] ubf{ lhknfOg ;~rfng ;d]t @)&& kf}if d;fGt ;Dddf ;DkGg ug]{ nIo /xg] ePsf] 5 . / ;f] sf nflu sDkgLn] kl/of]hgf ;DkGg ug{ cfˆgf] sfd sf/jfxLnfO{ tLj| ?kdf cufl8 a9fO{ /x]sf] 5 . ;xfos sDkgLx?sf] xsdf dN6L kf]v/f 8]enkd]G6 k|f=ln= sf] gfddf /x]sf] hUufdf rG›flu/L lxN; lnld6]8sf] a6d :6]zg ;++/rgf agfpg pkef]u ul/Psf] / efjL lbgdf pQm sDkgLnfO{ rG›flu/L lxN; lnld6]8df g} ufEg] /0fgLlt lnOPsf] 5 eg] rGb|flu/L lxN; Kof/fUnfO{l8Ë ln=sf] xsdf lgs6 eljZodf g} sDkgLsf] p2]Zo cg'?k Kof/fUnfO{l8Ësf] ;DefAotf cWoog u/L ;]jf ;~rfng ug]{ /0fgLlt lnO{Psf] 5 .

-v_ k|lt:kwf{,ljBdfg cfly{s l:ylt / ;dfg lsl;dsf] pBf]usf] l:yltsf] cfwf/df ;+ul7t :f+:yfsf] Joj;fosf] eljioM

o; sDkgLaf6 ;~rflnt ljleGg kl/of]hgfx? ko{6sLo If]qdf ;~rfng ul/Psf]n] cGo sDkgL;Fu k|lt:kwf{df hfg ;Sg] / k|lt:kwL{ /xL nufgLstf{nfO{ plrt k|ltkmn lbg ;Ifd /xg] s'/fdf o; sDkgL ljZj:t /x]sf] 5 .

u=#=3= ;~rfns ;ldltsf] ;+/rgf / k|ltlglwTj ;DaGwL Joj:yf M sDkgLsf] lgodfjnLsf] lgod @& -@_ df ePsf] Joj:yf cg';f/ ;ft -&_ hgf ;~rfns ;b:o /x]sf] ;~rfns ;ldlt b]xfo adf]lhd /xg] pNn]v 5 M ;+:yfks z]o/wgLx?af6 dgf]lgt jf lgjf{lrt % ;j{;fwf/0f z]o/wgLx?af6 lgjf{lrt ! :jtGq ;~rfns ! hDdf & gf]6 M sDkgLn] ;j{;fwf/0f -:yfgLo afl;Gbf tyf ;j{;fwf/0fdf_ nfO{ 5'6\ofPsf] z]o/sf] ;fj{hlgs lgisf;g eO{ afF8kmfF6 ePkZrft\ ! hgf :jtGq ;~rfns dgf]gog u/L ;~rfns ;ldltsf] ;+/rgfnfO{ lgod @& -@_ df ePsf] Joj:yf adf]lhd k"0f{tf lbOg] Joxf]/fsf] k|lta4tf sDkgLsf] ldlt @)&&÷)@÷)@ ut] a;]sf] ;~rfns ;ldltsf] !) cf}+ a}7sn] u/]sf] 5 . ;j{;fwf/0fdf z]o/ lgisf;g tyf afF8kmfF6 kZrft\ ;f]xL adf]lhd ;~rfns ;ldltdf k|ltlglwTj x'g] Joj:yf u/]sf] 5 . sDkgLsf] lgodfjnLsf] lgod @* df ePsf] Joj:yf cg';f/ ;~rfns x'gsf] nflu sDkgLsf] sDtLdf !)) -Ps ;o_ lsQf z]o/ cfˆgf] gfddf vl/b u/]sf] x'g' kg{]5 . t/ g]kfn ;/sf/ jf ;+ul7t ;+:yfsf] k|ltlglwTj ug]{ ;~rfns / :jtGq ;~rfnssf] xsdf pk/f]Qm Joj:yf nfu' x'g] 5}g .

9

u=$= kF"hL ;+/rgf ;DaGwL hfgsf/L M

-s_ clws[t, hf/L tyf r'Qmf kF"hL / ;+:yfsf] :yfkgf kZrft\ ;f] df kl/jt{g ePsf] eP tT;DaGwL ljj/0f M -s_ clws[t kF"hL M sDkgLsf] clws[t kF"hL ?=@,)),)),)),))).–-cIf/]kL b'O{ ca{ dfq_ /x]sf] 5 . pQm

k"FhLnfO{ ?=!)).–sf b/n] @,)),)),))) -cIf/]kL b'O{ s/f]8_ yfg z]o/df ljefhg ul/Psf] 5 . -v_ hf/L kF"hL M sDkgLsf] hf/L k"FhL ?=!,%#,$),(!,))).–-cIf/]kL Ps cj{ lqkGg s/f]8 rfln; nfv

PsfgAa] xhf/ dfq_ /x]sf] 5 . pQm k"FhLnfO{ ?=!)).–sf b/n] !,%#,$),(!) -cIf/]kL Ps s/f]8 lqkGg nfv rfln; xhf/ gf} ;o bz dfq_ yfg z]o/df ljefhg ul/Psf] 5 . -u_ r'Qmf kF"FhL MsDkgLn] cfkm\gf] hf/L kF"hL dWo] ?=!,#%,)),)),))).–-cIf/]kL Ps ca{ k}+tL; s/f]8 dfq_ ;+:yfks z]o/wgLx?af6 r'Qmf eO{;s]sf] tyf afFls ?=!*,$),(!,))).– -cIf/]kL c7f/ s/f]8 rfnL; nfv PsfgAa] xhf/ dfq_ a/fa/sf] !*,$),(!) -cIf/]kL c7f/ nfv rfnL; xhf/ gf};o bz dfq_ lsQf z]o/ ;j{;fwf/0f -:yfgLo tyf ;j{;fwf/0f / sd{rf/Lx? ;d]t_ df ;fj{hlgs lgisf;gåf/f hf/L ug]{5 . :yfgLo tyf ;j{;fwf/0f sd{rf/Lx? ;d]tsf nflu 5'§fOPsf] ?=!*,$),(!,))).– -cIf/]kL c7f/ s/f]8 rfnL; nfv PsfgAa] xhf/ dfq_ a/fa/sf] ?=!)).–c+lst b/sf] !*,$),(!) lsQf ;fwf/0f z]o/ lgisf;g u/L afF8kmfF6 u/] kZrft\ sDkgLsf] r'Qmf k"FhL ?=!,%#,$),(!,))).– -cIf/]kL Ps ca{ lqkGg s/f]8 rfnL; nfv PsfgAa] xhf/ dffq_ x'g]5 . sDkgLsf] :yfkgf kZrft\ clws[t, hf/L Pj+ r'Qmf k"FhLdf lgDg adf]lhd kl/jtg{ ePsf] 5 M

l;=g+= cfly{s jif{ clws[t k"FhL -?=_ hf/L k"FhL -?=_ r'Qmf k"FhL -?=_

!== @)^*÷)^( 1,00,00,00,000 75,00,00,000 21,24,25,000 @ @)^(÷)&) 1,00,00,00,000 75,00,00,000 25,32,75,000 #= @)&)÷)&! 1,00,00,00,000 75,00,00,000 40,00,00,000 $= @)&!÷)&@ 1,00,00,00,000 75,00,00,000 40,00,00,000 %= @)&@÷)&# 1,00,00,00,000 1,00,00,00,000 1,00,00,00,000

^= @)&#÷)&$ 2,00,00,00,000 2,00,00,00,000 1,00,00,00,000

&= @)&$÷)&% 2,00,00,00,000 2,00,00,00,000 1,00,00,00,000

*= @)&%÷)&^ 2,00,00,00,000 1,50,00,00,000 1,00,00,00,000

(= @)&^÷)&& 2,00,00,00,000 1,53,40,91000 1,35,00,00,000

-v_ lgisf;g kl5sf]]] r'Qmf k"FhL -;d"xs[t ul/Psf] cj:yfdf ;f]xL cg'?k_ M sDkgLsf] k|aGwkqsf] bkmf ^ df pNn]v ul/Psf] z]o/ k"FhLdWo] ;+:yfks z]o/wgL tyf tk;Ln adf]lhd cGo ;d"xx?df lwtf]kq lgisf;g eO{ afF8kmfF6 eP kZrft\ sDkgLsf] r'Qmf k"FhLsf] ;+/rgf b]xfo adf]lhd /xg]5 M

qm= ;+=

ljj/0f z]o/ ;+Vof r'Qmf /sd -?=_ k"FhL ;+/rgf

e'QmfgL k|ltzt

! ;+:yfks z]o/wgL !,#%,)),))) !,#%,)),)),))).)) **Ü Zftk|ltzt

@ :yfgLo afl;Gbfx? -cfof]hgf k|efljt If]qsf nflu_

#,)^,*!( #,)^,*!,()).)) @Ü o; ljj/0fkq dfkm{t z]o/ lgisf;g kZrft\

# ;j{;fwf/0f -sd{rf/Lx? ;d]t_

!%,#$,)(! !%,#$,)(,!)).)) !)Ü o; ljj/0fkq dfkm{t z]o/ lgisf;g kZrft\

hDdf !,%#,$),(!) !,%#,$),(!,))).)) !))Ü

-u_ z]o/ lk|ldod vftf -lgisf;g k"j{ / lgisf;g kZrft\_ M ;f] gePsf] . u=%= ;+:yfks÷;~rfns ;DaGwL hfgsf/L M u=%=s= ;+:yfks÷;~rfnssf] k[i7e"ld M

-s_cfwf/e"t z]o/wgLx? tyf ;~rfnsx?sf] gfd, kb, pd]/, /fli6«otf, 7]ufgf, z]o/ :jfldTj, z}lIfs of]Uotf, cg'ej / k|:tfljt Aofkf/÷Joj;fodf cg'ej M

10

cfwf/e"t z]o/wgLsf] ljj/0f M l;=g+= gfd, kb pd]/ /fli6«otf 7]ufgf z]o/

:jfldTj z}lIfs of]Uotf cg'ej

-k"j{ / xfn sfo{/t_

!= rGb| k|;fb 9sfn -cWoIf_

%$ g]kfnL

cdnfrf}/ $, afUn'Ë

@(,$#,##& :gfts

pkfWoIf - g]kfn pBf]u jfl0fHo dxf;+3df @)&$ r}qb]lv xfn;Dd . cWoIf - Unf]an cfO{PdO{ a}s ln=df :yfkgfsfn b]lv xfn;Dd . cWoIf -cfO{PdO{ u'|k ckm sDkgLh . Honorary Consular - Republic of Indonesia sf] nflu ;g\ @)!) b]lv xfn;Dd . cWoIf- Employer’s Council, FNCCI df @)&$ r}qb]lv xfn;Dd . ;~rfns - g]kfn OGk|mf:6«Sr/ a}+s ln=df ;g\ @)!( km]/j/L b]lv xfn;Dd . ;b:o - Social Security Fund (SSF), Ministry of Labour, Employment & Social Security df @)&$ b]lv xfn;Dd .

@= x]d/fh 9sfn -;~rfns_

$$ g]kfnL

r08f]n $, sf7df08f}+

@(,$#,##*

:gftsf]Q/ -T.U_ OPM,Harvard EMP, MIT (USA)

;x ;+:yfks tyf k|jGw lgb]{zs-;g\@))! b]lv IME Group of Companies df xfn;Dd .

cWoIf - cfO{PdO{ hg/n OG:of]/G; sDkgL lnld6]8df ;g\ @)!^ b]lv xfn;Dd . cWoIf - xfyj] OGe]i6d]i6 g]kfn lnld6]8 df ;g\ @))( b]lv xfn;Dd . ;x;+:yfks tyf cWoIf- l8; ldl8of g]6js ln=df ;g\ @)!* b]lv xfn;Dd . cWoIf-Nepal Malaysia Chamber of Commerce and Industry . ;b:o - National council, Confederation of Nepalese Industries (CNI) df ;g\ @)!& b]lv xfn;Dd .

# clDasf k|;fb kf}8]n -;~rfns_

$* g]kfnL

wfkf;L %, sf7df08f}+

(,)#,!%) :gftsf]Q/

;~rfns - xfyj] OGe]i6d]06 g]kfn ln=df @)^& j}zfv @& b]lv xfn;Dd . ;~rfns - lxdfnog kfj/ kf6{g;{ lnld6]8df ldlt @)&% efb| !) b]lv xfn;Dd . ;~rfns - cfO{PdO hg/n OG:of]/]g; lnld6]8 .

$ pQd g]kfn -;~rfns_

%! g]kfnL sNn]/L #, wflbË !(,^@,@@% :gfts xfyj] OGe]i6d]06 g]kfn lnld6]8sf] ;~rfns .

% sNof0f u'?Ë -;~rfns _

#% g]kfnL ef6e6]gL, sf7df08f}+

*,$^,!!# :gftsf]Q/ sfo{sf/L ;~rfns - ef6e6]gL ;'k/

dfs]{6 k|f= ln= .

^ ldg a= u'?Ë -;+:yfks z]o/wgL_

^# g]kfnL ef6e6]gL, sf7df08f}+

^,%$,)&%

:gftsf]Q/ -cy{zf:q_

;+:yfks ef6e6]gL ;'k/ dfs]{6 k|f=ln= .

& gj/fh g]kfn -;+:yfks z]o/wgL_

$* g]kfnL

sNn]/L #, wflbË

^,%$,)&% OG6/ldl8o6

;~rfns - lxdfnog u|z/L % jif{sf] cg'ej . ;~rfns -xfyj] OGe]i6d]06 g]kfn lnld6]8sf] ;~rfnsdf !) jif{sf]

11

cg'ej . ;~rfns-g]zgn xfO{8«f] kfj/ sDkgL ln= sf] # jif{sf] cg'ej .

* Eff6e6]gL ;'k/ dfs]{6 k|f=ln= -;+:yfks z]o/wgL_

nfu' gx'g] ef6e6]gL, sf7df08f}+

(,*!,!!@ nfu' gx'g]

( ;fljqL u'?Ë -;+:yfks z]o/wgL_

^) g]kfnL

ef6e6]gL, sf7df08f}+

^,%$,)&% OG6/ldl8o6 ;+:yfks -ef6e6]gL ;'k/ dfs]{6 k|f=ln= .

!)

s'df/ s]z/ lji6 -;+:yfks z]o/wgL_

^^

g]kfnL nlntk'/

@,&),))) Cost Accountant ljut $) jif{b]lv k/fdz{ ;]jf .

!! 8f]n/fh zdf{ -;+:yfks z]o/wgL_

^$ g]kfnL

sf7df08f} !,#%,))) :gfts l;6L PS;k|];df pkfWoIf kbdf /xL sfd u/]sf] .

!@

xfyj] OGe]i6d]G6 g]kfn ln= -;+:yfks z]o/wgL_

nfu' gx'g]

sf7df08f}

@,&),))) nfu' gx'g]

!# ;GWof u'?Ë -;+:yfks z]o/wgL_

@& g]kfnL

sf7df08f} !,#%,))) :gftsf]Q/ -Joj:yfkg_

!$

pdf lji6 lh=l;= -;+:yfks z]o/wgL_

$)

g]kfnL xl:trf}/ & u'NdL

!,#%,))) OG6/ldl8o6 ul[x0fL

!,#$,*^,%))

;~rfnsx?sf] ljj/0f

l;= g+=

gfd, kb pd]/ /fli6«otf

7]ufgf z]o/

:jfldTj z}lIfs of]Uotf

k|:tfljt Aofkf/÷Joj;fo

cGo sfo{ cg'ej

!=

rGb| k|;fb 9sfn -cWoIf_

%$

g]kfnL

cdnfrf}/ $, afUn'Ë

@(,$#,##&

:gfts

o; sDkgLdf ldlt @)&)÷!@÷@^ b]lv xfn ;Dd cWoIf kbdf /xg'ePsf] .

pkfWoIf - g]kfn pBf]u jfl0fHo dxf;+3df @)&$ r}qb]lv xfn;Dd . cWoIf - Unf]an cfO{PdO{ a}s ln=df :yfkgfsfn b]lv xfn;Dd . cWoIf -cfO{PdO{ u'|k ckm sDkgLh . Honorary Consular - Republic of Indonesia sf] nflu ;g\ @)!) b]lv xfn;Dd . cWoIf- Employer’s Council, FNCCI df @)&$ r}qb]lv xfn;Dd . ;~rfns - g]kfn OGk|mf:6«Sr/ a}+s ln=df ;g\ @)!( km]/j/L b]lv xfn;Dd . ;b:o - Social Security Fund (SSF), Ministry of Labour, Employment &

12

Social Security df @)&$ b]lv xfn;Dd .

@=

x]d/fh 9sfn -;~rfns _

$$

g]kfnL

r08f]n $, sf7df08f}+

@(,$#,##*

:gftsf]Q/ -T.U_ OPM,Harvard EMP, MIT

(USA)

o; sDkgLdf ldlt @)^^÷)(÷@* b]lv @)&)÷!@÷@% ;Dd cWoIf kbdf /xg'ePsf] / @)&)÷!@÷@^ b]lv xfn ;Dd ;~rfnssf] ?kdf /xg'ePsf] .

;x ;+:yfks tyf k|jGw lgb]{zs-;g\ @))! b]lvIME Group of Companies df xfn;Dd .

cWoIf - cfO{PdO{ hg/n OG:of]/G; sDkgL lnld6]8df ;g\ @)!^ b]lv xfn;Dd . cWoIf - xfyj] OGe]i6d]G6 g]kfn lnld6]8 df ;g\ @))( b]lv xfn;Dd . ;x;+:yfks tyf cWoIf- l8; ldl8of g]6js ln=df ;g\ @)!* b]lv xfn;Dd . cWoIf-Nepal Malaysia Chamber of Commerce and Industry .

;b:o - National council, Confederation of Nepalese Industries (CNI) df ;g\ @)!& b]lv xfn;Dd .

# clDasf k|;fb kf}8]n -;~rfns _

$* g]kfnL wfkf;L %, sf7df08f}+

(,)#,!%) :gftsf]Q/

o; sDkgLdf ldlt @)&)÷!@÷@@ b]lv xfn;Dd ;~rfnssf] ?kdf /xg'ePsf] .

;~rfns - xfyj] OGe]i6d]G6 g]kfn ln=df @)^& j}zfv @& b]lv xfn;Dd . ;~rfns - lxdfnog kfj/ kf6{g;{ lnld6]8df ldlt @)&% efb| !) b]lv xfn;Dd .

;~rfns - cfO{PdO hg/n OG:of]/]g; lnld6]8 .

$ pQd g]kfn -;~rfns _

%! g]kfnL sNn]/L #, wflbË !(,^@,@@% :gfts

o; sDkgLdf ldlt@)&^÷)(÷@* b]lvxfn ;Dd ;~rfnssf] ?kdf /xg'ePsf] .

;~rfns -xfyj] OGe]i6d]G6 g]kfn lnld6]8 .

%= sNof0f u'?Ë -;~rfns _

#% g]kfnL ef6e6]gL, sf7df08f}+ .

*,$^,!!# :gftsf]Q/ o; sDkgLdf ldlt@)&)÷!@÷@@ b]lvxfn ;Dd ;~rfnssf] ?kdf /xg'ePsf] .

sfo{sf/L ;~rfns -ef6e6]gL ;'k/ dfs]{6 k|f= ln=.

-v_ ;+:yfksx? s'g} sDkgL÷;+:yf ePdf To:tf] sDkgL÷;+:yfsf] gfd tyf 7]ufgf ;lxtsf] ;+lIfKt ljj/0f (Profile) / pQm

sDkgL÷;+:yfsf ;~rfnsx?sf] gfd, 7]ufgf, -k|fs[lts JolQm gv'n];Dd_ M ;+:yfksx?sf] gfd tyf 7]ufgf

;+lIfKt ljj/0f ;~rfnsx?sf] gfd tyf 7]ufgf

ef6e6]gL ;'k/ dfs]{6 k|f= ln= ef6e6]gL, sf7df08f}+ .

o; ef6e6]gL ;'k/dfs]{6 k|f=ln=;g\ !(*$ df sf7df08f}+df :yfkgf ePsf] xf] . o; sDkgLsf ;+:yfks ;~rfns tyf cWoIf dLg axfb'/ u'?Ë x'g'x'G5 eg] lgb]{zssf] ?kdf ;fljqL u'?Ë /xg' ePsf] 5 . xfn;Dd o; ;'k/dfs]{6 :6f]/n] sf7df08f}+ nufot g]kfne/ qmdzM nlntk'/, eQmk'/, kf]v/f, lrtjg, w/fg, g]kfnu~h, lj/f6gu/, a'6jn, e}/xjf cflb :yfgx?df o;sf] zfvf ;~hf/ lj:tf/ u/]sf] 5 . o; :6f]/åf/f ;j{;fwf/0fsf] nflu rflxg] b}lgs pkef]Uo ;fdfgx? Ps} 7fpFdf ;:tf] / ;'ne tl/sfn] kfpg ;xh ug]{ x]t'n] ;~rfng x'Fb} cfPsf] 5 . g]kfns} ;a}eGbf 7"nf] v'b|f tyf xf]n;]n ;Knfo;{sf] ?kdf /x]sf] o; :6f]/n] /fli6«o tyf cGt{/fli6«o :t/df cfkm\gf] sf/f]af/ ub}{ cfPsf] 5 . g]kfndf xfn;Dd ;~rfngdf /x]sf ef6e6]gL :6f]/x?sf] b}lgs ;/b/ laqmL sf/f]af/ ?= % s/f]8 %)

dLg axfb'/ u'?Ë - cWoIf, ef6e6]gL, sf7df08f}+ ;fljqL u'?Ë - ;~rfns, ef6e6]gL, sf7df08f}+

13

nfv a/fa/ /x]sf] 5 . o; ef6e6]gL :6f]/n] !,))) j6f :yflgo tyf cGt{/fli6«o ;Knfo;{x?af6 !,%),))) yl/sf ;fdfgx? NofO{ laqmL ljt/0f u/]sf] b]lvG5 . l/6]n ;]S6/df d'n'ss} ;a}eGbf 7"nf] s/bftfsf] ?kdf /x]sf] o; ;'k/dfs]{6n] ;a}eGbf w]/} /fh:j lt/]sf] 5 eg] pkef]Qmfx?sf] OR5f cg';f/ gofF gofF a|fG8]8 ;fdfgx? Klg pknAw u/fpFb} cfPsf] 5 .

xfyj] OGe]i6d]G6 g]kfn ln= o; sDkgL g]kfn ;/sf/, sDkgL /lhi6«f/sf] sfof{nodf ldlt @)^% r}t !$ ut] btf{ eO{ ;f]xL ldltb]lv cfkm\gf] sf/f]af/ ;~rfng ub}{ cfPsf] 5 . g]kfnsf VoftL k|fKt o'jf Joj;foL, pBdL, rf6{8{ PsfpG6]G6, cGo k|f]km];gn nufotsf k|j'4 JolQmx?sf] ;d'xåf/f ;+:yflkt / ;~rflnt o; sDkgLn] g]kfnsf] k"FhL ahf/ / nufgLsf cGo If]qx?df nufgL u/L cfkm'nfO{ Ps ;kmn sDkgLsf] ?kdf pEofpg ;kmn ePsf] 5 . o; sDkgLn] k'FhL ahf/sf] cltl/Qm hnljB't, l/on OG6]6, cfly{s ko{6g / :jM k"FhLsf] If]qdf cfkm\gf nufgLnfO{ lj:tf/ / ljljlws/0f u/L d'n'ssf] cfly{s ljsf;df of]ubfg k'of{pFb} cfPsf] 5 .

x]d /fh 9sfn - cWoIf, r08f]n $, sf7df08f}+ . clDasf k|;fb kf}8]n - ;~rfns, wfkf;L %, sf7df08f}+ . pQd g]kfn - ;~rfns, sNn]/L #, wflbË . ;'/h s'df/ >]i7 - ;~rfns, s'df/Lkf6L, nlntk'/ . sdn k|;fb cof{n - ;~rfns, Go'dkf]v/L, :ofËhf .

-u_ ;+ul7t ;+:yfsf] ;~rfnsx? cGo s'g} sDkgL, ;+:yf, sf]if, ;+u7g;Fu cfj4 eP To:tf] ;~rfns / cfj4 ePsf] ;+:yfsf] gfd, 7]ufgf M qm=;+ ;~rfnssf] gfd, 7]ufgf cfj4 /x]sf] ;+:yfsf] gfd, 7]ufgf != rGb| k|;fb 9sfn, cdnfrf}/ $, afUn'Ë Unf]an cfO{PdO a}+s ln=, sdnfbL, sf7df08f}+ .

cfO{PdO{ u|'k ckm sDkgLh, kfgLkf]v/L, sf7df08f}+ . g]kfn pBf]u jfl0fHo dxf;+3, 6]s', sf7df08f}+ . g]kfn OGk|mf:6«Sr/ a}+s ln= . ;fdflhs ;'/Iff sf]if, >d, /f]huf/ tyf ;fdflhs ;'/Iff dGqfno .

@= x]d/fh 9sfn, sf=lh=sf=d=g=kf= j8f g+= $, r08f]n

cfOPdO{ u|'k ckm sDkgLh, kfgLkf]v/L, sf7df08f}+ . xfyj] OGe]i6d]G6 g]kfn ln=, n}grf}/, sf7df08f}+ . cfO{PdO{ hg/n OG:of]/]G; ln=, gS;fn, sf7df08f}+ . l8; ldl8of g]6js{ ln=, e}+;]kf6L, nlntk'/ . Nepal Malaysia Chamber of Commerce and Industry . National Council, Confederation of Nepalese Industries (CNI) .

#= clDasf k|;fb kf}8]n, wfkf;L %, sf7df08f}+ xfyj] OGe]i6d]G6 g]kfn ln=, n}grf}/, sf7df08f}+ . lxdfnog kfj/ kf6g;{ ln=, kfgLkf]v/L, sf7df08f}+ . cfO{PdO{ hg/n OG:of]/]G; ln=, gS;fn, sf7df08f}+ .

$= pQd g]kfn, sNn]/L #, wflbË xfyj] OGe]i6d]G6 g]kfn ln=, n}grf}/, sf7df08f}+ . %= sNof0f u'?Ë, sf7df08f}+ ef6e6]gL ;'k/ dfs]{6 k|f=ln=, ef6e6]gL, sf7df08f}+ .

;+:yfut ;'zf;g ;DaGwL lgb]{lzsf, @)&$ / sDkgL P]g, @)^# sf] bkmf *( sf] pkbkmf -!_ -^_ df ePsf] Joj:yfx? kfngf ePsf] Joxf]/f hfgsf/L u/fOG5 .

-3_ ;+:yfks÷;~rfnssf] xs x:tfGt/0f aGb]h ;DaGwL ljj/0f M -s_ sDkgLsf] z]o/ vl/b jf x:tfGt/0f ug{ jf lwtf]aGws /fVg ;~rfns ;ldltsf] :jLs[lt lng' kg]{5 .

:jLs[lt lagf ul/Psf] z]o/ vl/b jf x:tfGt/0f dfGo x'g] 5}g . -v_ ;j{;fwf/0f z]o/wgL ;d"x afx]s cGo ;d"x -;+:yfks, sd{rf/Lx? tyf :yfgLo afl;Gbfx?_ sf

nufgLstf{x?nfO{ lgisf;g u/]sf] z]o/ afF+8kmfF+6 ePsf] ldltn] tLg jif{ k"/f geP;Dd laqmL ljt/0f jf x:tfGt/0f ug{ kfOg] 5}g .

u=%=v=;+:yfks÷;~rfns;Fusf] sf/f]af/ M -s_ ;+ul7t ;+:yfaf6 s'g} ;+:yfks÷;~rfnsn] k|ToIf jf ck|ToIf ?kdf s'g} j:t' jf ;'ljwf -cfly{s jf

u}/cfly{s_ k|fKt u/]sf] jf k|fKt ug]{ ePdf To:tf] j:t' jf ;'ljwfsf] k|s[lt / d"No / To:tf] ;'ljwf lbP afkt ;+ul7t ;+:yfn] s'g} ;DklQ, ;]jf k|fKt u/]sf] jf ug]{ ePdf tT;DaGwL ljj/0f M ;f] gePsf] .

-v_ a'Fbf -s_ df pNn]lvt j:t' jf ;'ljwfsf] d"No lgwf{/0f ug{ ckgfOPsf] tl/sf M ;f] gePsf] .

14

u=^=;Lldt bfloTj ;DaGwL ljj/0f M o; sDkgL k|rlnt sDkgL sfg'g cGtu{t :yflkt tyf ;~rflnt klAns lnld6]8 sDkgL xf] . o;df

z]o/wgLx?sf] bfloTj ;Lldt 5 . o; sDkgLsf] z]o/wgLsf] bfloTj lghn] vl/b u/]sf] jf vl/b ug{ saf]n u/]sf] z]o/sf] clwstd\ /sd;Dd dfq ;Lldt /xg]5 .

u=&=;+ul7t ;+:yfsf] sd{rf/L ;DaGwL hfgsf/L M u=&=s=;+ul7t ;+:yfsf] pRr Aoa:yfksLo txsf clws[t sd{rf/Lx? ;DaGwL ljj/0f M -s_ ;+ul7t ;+:yfsf] pRr Joj:yfksLo txsf sd{rf/Lsf] gfd, of]Uotf, lgo'lQm ePsf] ldlt, klxn] u/]sf]

sfdsf] cg'ej tyf ;+ul7t ;+:yfsf] z]o/ lnPsf] eP z]o/ ;+Vof ;DaGwL ljj/0f . ;fy} To:tf] sd{rf/Lx? cGo s'g} ;"rLs[t ;+ul7t ;+:yfsf] cfwf/e"t z]o/wgL eP jf cGo s'g} ;+ul7t ;+:yfdf nufgL u/]sf] eP pQm ;+ul7t ;+:yfsf] gfd / nufgL u/]sf] /sd v'nfpg' kg]{ .

qm= ;+=

sd{rf/Lsf] gfd kb of]Uotf lgo'lQm ldlt sfof{g'ej z]o/ ;+Vof

!= cleif]s ljqmd zfx dxfk|aGws :gfts tx @)&@÷)^÷)^

-xl:k6fln6L If]qdf !@ jif{sf] cg'ej . -Revenue & Strategy df Nov.2012 b]lv Dec. 2014 ;Dd cWoIf kbdf sfo{/t .

-Hyatt Regency df Mar.2010 b]lv Nov. 2012 ;Dd Revenue Analyst kbdf sfo{/t .

-Hyatt Regency df Mar.2009 b]lv Nov. 2010 ;Dd Marketing Analyst kbdf sfo{/t .

-Soaltee Crowne Plaza df May 2008 b]lv Mar. 2009 ;Dd Asst. Revenue Manager kbdf sfo{/t .

-Soaltee Crowne Plaza df Jan. 2008 b]lv May 2008 ;Dd Asst. Front Officer Manager kbdf sfo{/t .

-Soaltee Crowne Plaza df April 2007 b]lv Jan. 2008 ;Dd Asst. Manager Revenue kbdf sfo{/t .

-Soaltee Crowne Plaza df Mar. 2006 b]lv April 2007 ;Dd Front Office Executive kbdf sfo{/t .

5}g

@= d]3 gfy zdf{ k|aGws :gftsf]Q/ @)&^÷)#÷@#

-xl:k6fln6L If]qdf dfgj ;+zfwg tkm{ #% jif{sf] cg'ej .

-rGb|lu/L lxN; ln=df dfgj ;+zfwgtkm{ k|aGws kbdf h'nfO{ )*, @)!( b]lv xfn;Dd sfo{/t .

-;ld6 tyf xf]6n lxdfnodf ldlt @))*÷)$÷@@ b]lv @)!(÷)$÷!% ;Dd sfo{/t .

-;flu|nf tyf l;k|bL 6«]l8Ëdf !((^ ÷)#÷!& b]lv @))*÷)$÷@! ;Dd sfo{/t

-g]kfn cf]/]G8 DofUg]];fO6df !(*! ÷)*÷@% b]lv !((^÷)#÷!& ;Dd sfo{/t .

5}g

#= emns /fh zdf{ sDkgL ;lrj :gfts tx @)&#÷)^÷!^

u}/;/sf/L ;+:yf ;jf{‹L0f ljsf; cWoog s]Gb (IIDS) åf/f ;~rflnt ljleGg kl/of]hgf cGt{ut nDh'‹, nlntk'/ lhNnfdf ldlt @)%@ df3 b]lv @)%( r}q ;Dd ljleGg sfdsf] lhDd]jf/L k"j{s sl/j & jif{sf] cg'ej xfl;n u/]sf], USAID g]kfnsf] cfly{s ;xof]u tyf o"lg;]km g]kfnsf] ;xof]udf ;~rflnt ljleGg sfo{qmd cGt{ut slknj:t' tyf gjnk/f;L

5}g

15

lhNnfdf ldlt @)^) j}zfvb]lv @)^* cfiff9 ;Dd ljleGg sfo{s|ddf lhDd]jf/Lk"j{s ( jif{ sfd u/]sf] , ljZj j}ssf] ;xof]udf ;~rflnt ul/jL lgjf/0f sf]ifsf] (PAF) sfo{qmd cGt{ut lhNnf ;+of]hs (Project Coordinator) sf] ?kdf @)^* >fj0f b]lv @)&# efb| ;Dd sf7df08f} tyf slknj:t' lhNnfdf % jif{ sfd u/]sf] . xfn @)&# c;f]hb]lv lg/Gt/ ?kdf rGb|flu/L lxN; lnld6]8sf] k|zf;g ljefudf /xL k|zf;lgs lhDd]jf/L jxg ub} cfO{/x]sf] .

gf]6 M pk/f]Qm adf]lhdsf sd{rf/Lx? cGo s'g} ;+ul7t ;+:yfsf] cfwf/e"t z]o/wgL g/x]sf] . -v_ ljj/0f kq af]8{df k|:t't ug{' eGbf ! jif{ cufl8sf] cjlwdf lgod cg';f/ cjsfz k|fKt ePsf] cj:yf afx]s ;+ul7t ;+:yfsf]

pRr Joa:yfksLo txdf /x]sf s'g} sd{rf/L kl/jt{g ePdf ;f] ;DaGwL ljj/0f pNn]v ug'{ kg]{ M ;f] gePsf] . -u_ sd{rf/Lsf] ;+Vof M :yfoL, c:yfoL, s/f/, Hofnfbf/L / cGo M

sDkgLdf xfn b]xfo adf]lhdsf sd{rf/Lx? sfo{/t 5g\ M

ljj/0f s'n sd{rf/L ;+Vof :yfoL c:yfoL s/f/ Hofnfbf/L cGo

cfGtl/s >f]t !%! *% ^^ - - -

u=&=v=;~rfns Pj+ pRr Joa:yfksLo txsf clws[tnfO{ lbPsf] eQf tyf kfl/>lds ;DaGwL ljj/0f M

-s_ ;~rfns ;ldltsf] cWoIf nufot cGo ;b:ox?nfO{ k|bfg ul/g] jf ul/Psf] a}7s eQfsf] b/ tyf lghx?nfO{ k|bfg ul/g] jf ul/Psf] b}lgs tyf e|d0f eQf tyf cGo ;'ljwf M

sDkgLsf] jflif{s ;fwf/0f ;efsf] lg0f{o cg';f/ ;~rfns ;ldltsf], a}7s eQf afkt tk;Ln cg';f/sf] lbg] Joj:yf ul/Psf]

!= ;~rfns ;ldltsf] cWoIfsf] nflu k|lt a}7s eQf ?=%,))).- @= ;~rfns ;ldltsf cGo ;~rfns ;b:ox?sf] k|lt a}7s eQf ?=$,))).- -v_ ;+ul7t ;+:yfsf] pRr Joj:yfklso txsf tLg hgf clws[tx?sf] gfd / kb / Ps cfly{s jif{sf] cjlwleq

pgLx?nfO{ kfl/>ldssf] ?kdf e'Qmfg ul/Psf] /sd M

l;= g+=

sd{rf/Lsf] gfd kb Ps jif{leq cyf{t\ @)&^ >fj0fb]lv @)&& cfiff9;Dddf e'QmfgL u/]sf] kfl/>lds -?=_

!= cleif]s ljqmd zfx dxfk|aGws $),(%,^)).- @= d]3 gfy zdf{ k|aGws !#,*%,*#^ .- #= emns /fh zdf{ k|zf;lso clws[t /sDkgL ;lrj $,%%,))$.-

-u_ s'g} clws[t jf ;~rfnsnfO{ eljiosf] nflu s'g} /sd k|bfg ul/g] u/L s/f/ ul/Psf] eP ;f] ;DaGwL ljj/0f M ;f] gePsf] .

u=*= cGt{lglxt hf]lvd tyf ;f] df Joj:yfkgsf] nflu Joj:yfkgsf] wf/0ff M

sDkgLsf] cGt{lglxt hf]lvdx? lgDgcg';f/ /x]sf 5g .

-s_ ljQLo ;fwgsf] cefjaf6 x'g] hf]lvd M

g]kfnsf] cy{tGqdf x'g] cfly{s dGbLaf6 kg{ ;Sg] c;/jf6 x'g] hf]lvdx? .

-v_ sRrf kbfy{sf] cefjaf6 x'g] hf]lvd M

sDkgLn] /]i6'/fF tyf l/;f]6{df k|bfg ub}{ cfPsf] vfB ;]jfdf cfjZos kg]{ ljleGg /fli6«o, cGt{/fli6«o tyf :yfgLo vfB ;fdfu|Lx?sf] cefjaf6 x'g] ;]jf k|bfg ;DaGwL hf]lvd / pQm cfjZos vfB ;fdfu|L pknAw u/fpg ;DalGwt e]G8/ -Vendor) ;Fu ;Demf}tf ul/Psfn] pQm hf]lvd Go'g /x]sf] .

16

-u_ pTkfbg tyf ;]jfsf] ahf/ l:ylt / o;df cfpg] kl/jt{gaf6 x'g] hf]lvd M gofF ;+:yfsf] k|j]zaf6 pTkGg x'g] k|lt:kwf{Tds hf]lvdx? . cfly{s dGbLsf] sf/0faf6 x'g ;Sg] hf]lvd . ljZjJofkL dfxdf/Lsf] sf/0faf6 x'g] hf]lvd .

-3_ cfof]hgf ;DkGg x'g l9nfO{ x'g] ;Defjgf / To;af6 x'g] d"No clej[l4 (Cost Overrun) sf] hf]lvd M ;f] gePsf] . -ª_ ljb]zL ljlgdosf] hf]lvd M ;f] gePsf] . -r_ sfg"gL k|lqmofx? tyf O{hfht k|fKt ug'{ kg]{ eP ;f] af6 kg{ ;Sg] cj/f]wx? M ;f] gePsf] -5_ If]qLos/0f / ljZjAofkLs/0f (Globalization) sf sf/0faf6 pTkGg x'g ;Sg] hf]lvd M

b]zsf] cfly{s cj:yfdf cfpg ;Sg] cfly{s lu/fj6sf sf/0f vr{ ug{ ;Sg] Ifdtfdf x|f; cfpg] hf]lvd .

cGt{/fli6«o ahf/df x'g] dxfdf/L tyf cfly{s dGbLn] kfg{ ;Sg] c;/ ko{6sLo If]qdf kg{ ;Sg] ePsfn] ;f] af6 x'g] hf]lvdx? .

-h_ ;/sf/L gLlt tyf lgodx?df x'g] kl/jt{g tyf ljZjAofkL ?kdf x'g] gLltut kl/jt{gaf6 pTkGg x'g] hf]lvd M ;f] gePsf]

-em_ ;~rfng Oltxf;sf] cefj M o; sDkgL k|rlnt sfg'g adf]lhd @)^^ ;fn >fj0f !$ ut] ;fljsdf sf7df08f] kmgkfs{ k|f=ln=sf]

gfdjf6 btf{ ePsf]df ldlt @)&! ;fn cfiff9 #@ ut]b]lv k|fOe]6 sDkgLaf6 klAns sDkgLsf] ?kdf kl/0ft eO{ ldlt @)&# h]i7 # ut]b]lv rGb|flul/ lxN; lnld6]8sf] gfddf sDkgL /lhi6«f/sf] sfof{nodf btf{ sfod ePsf] / ldlt @)&# >fj0f @$ ut]b]lv s]a'nsf/ ;]jf ;~rfng u/]sf] Oltxf; /x]sf] 5 .

-`_ k|ljlwsf] kl/jt{gaf6 x'g] ;Sg] hf]lvd M ;f] gePsf] .

-6_ k'jf{wf/ lgdf{0fdf x'g] l9nfO{sf sf/0f x'g ;Sg] hf]lvd M sDkgL cGtu{t s]a'nsf/ / xf]6n÷l/;f]6{ qmdzM ldlt @)&# >fj0f @$ ut] / ldlt @)&^ >fj0f ! ut]b]lv ;~rfngdf cfO{;s]sf] . To;} u/L lhknfOg ;~rfngsf nflu cfjZos ef}lts k"jf{wf/ ;+/rgf lgdf{0f z'? ePsf]df sf]le8 !( sf] dfxfdf/Lsf] sf/0fn] lgdf{0f sfo{ cj?4 x'g hfFbf tf]lsPsf] ldltdf lhknfOg kl/of]hgf ;DkGg x'g] g;Sg] hf]lvd /x]sf] .

-7_ cGo M

b]zsf] cfly{s cj:yfdf cfpg] ptf/r9fjjf6 x'g ;Sg] hf]lvdx? . b]zsf] /fhg}lts cl:y/tfaf6 cfpg ;Sg] hf]lvdx? . sf]le8 !( sf] sf/0fn] ubf{ kg{ ;Sg] hf]lvd M xfn ljZjJofkL ?kdf km}lnPsf] sf]le8 -!( sf] dxfdf/Laf6 aRg

g]kfn ;/sf/n] ldlt @)&^ r}q !! ut]b]lv b]zJofkL ?kdf ns8fpg u/]sf] sf/0fn] o; sDkgLsf ;a} ;]jfx? aGb x'g uO{ cfly{s sf/f]jf/ gePsf] x'Fbf cf=j= @)&^.)&& sf] clGtd qodf;sf] cfDbfgL z"Go /x]sf] 5 . o;sf] k|ToIf c;/ sDkgLsf] cfufdL cfly{s jif{ @)&&÷)&* sf] efb| d;fGt;Dd /xg] u/L ljQLo k|If]k0f ul/Psf] / To; kZrft klg sf]le8 !( sf] k|sf]k sd gePdf cfufdL cf=j=df sDkgLsf] cfDbfgLdf 7"nf] c;/ kg{ ;Sg] hf]lvd /x]sf] .

;Defljt cfly{s hf]lvdx?nfO{ Go"gLs/0f ug{ Joj:yfkgn] lgDg pkfox? cjnDag ub}{ hfg]5 M

! o; sDkgLsf] d'Vo cfo>f]t eg]sf] o; kl/of]hgf :ynsf] e|d0f tyf jf; a:g cfpg] cfGtl/s tyf afx\o ko{6sx?af6 ul/g] vr{ afktsf] /sd g} xf] . o; sDkgLnfO{ /fli6«o of]hgf cfof]usf] ;lrjfnoaf6 ;d]t /fli6«o k|fyldstf k|fKt If]q cGt{ut /flv;s]sf] kl/k|]Iodf o; sDkgLn] ;~rfng ub} cfPsf] ljleGg kl/of]hgfx? tyf eljiodf ;~rfngdf cfpg] lhknfO{g, PDo"hd]G6kfs{ nufotsf kl/of]hgfx? dfkm{t 3'd3fd tyf ;fxl;s sfo{sf] nflu cfpg] ko{6sx?, Jofkfl/s lx;fan] a}7s Pj cGt{lqmof sfo{s|d ;~rfng ug{ cfpg] Joj;foLx?, wfld{s cf:yf af]s]/ cfpg] eQmhgx? tyf g]kfnsf] Oltxf;df rf;f] /fVg] ;/f]sf/jfnx? tyf l/;f]6{df cf/fd ug{ Pj+ ljleGg kfl/jfl/s tyf ;fdflhs pT;jx? DfgfO{ dgf]/d k|fs[lts jftfj/0fdf nfnlot x'g cfpg] ;dfhsf aRrf b]lv a'9fa'9L;Ddsf JolQmx?nfO{ cfs{lift ug]{ dg]f/d0fLo :ynsf] ?kdf o; rGb|flu/L lxN; ln=sf] ljsf; tyf k|j4{g ePsfn] o; If]qdf cfGtl/s tyf afXo ko{6sx? cfpg] qmd oyfjt ?kdf hf/L /xg] tyf qmdz a9\b} hfg] ePsfn] cfly{s hf]lvd sd x'g] Joj:yfkgsf] wf/0ff /x]sf] 5 .

@ sDkgLsf ef}lts ;+/rgfx? tyf d]lzg/L kf6k"hf{x? nufot cGo ;DklQx?sf] ;Defljt hf]lvdnfO{ Go"lgs/0fsf nflu aLdf ;DaGwL Joj:yf u/]sf] 5 . o;sf ;fy} sDkgLdf sfo{/t sd{rf/Lx?sf] cf}ifwL pkrf/ tyf b'3{6gf aLdf tyf s]a'nsf/df ofqf ug]{ ofq'x?sf] hf]lvd aLdf ul/Psf] 5 .

17

gf]6 *: dfly pNn]lvt ladf n]vsf] ;dofjlw ;dfKt ePsf] v08df gljs/0f ul/g]5 .

lwtf]kq d"No kl/jt{g ;DaGwL hf]lvd M

k|lt z]o/ c+lst d"No ?=!)).– b/n] lgisf;g ul/Psf] z]o/ d"Non] ;"rLs/0f kZrft\ g]kfn :6s PS;r]Gh lnld6]8df x'g] sf/f]jf/ d"No ghgfpg] ePsf] x'Fbf z]o/ d"Nodf x'g ;Sg] kl/jt{gsf] hf]lvd /x]sf] 5 .

u=(= ljQLo ljj/0f u=(=s= ljQLo ljj/0f / tT;DaGwdf Joj:yfkgsf] wf/0ff / ljZn]if0f M -s_ ;+ul7t ;+:yfsf] n]vfk/LIf0f ePsf] kl5Nnf] cfly{s jif{sf] jf;nft, gfkmf-gf]S;fg lx;fa afF8kmfF6, gub k|jfx ljj/0fM

o; sDkgLsf] cf=j=)&%÷)&^ sf] n]vfkl/If0f ePsf] jf;nft, gfkmf—gf]S;fg lx;fa tyf gfkmf gf]S;fg afF8kmfF6 lx;fa vftfsf] oyfy{ ¿k/]vf o; k|sf/ 5 M @)&^ cfiff9 d;fGtsf] jf;nft

-?= xhf/df_ k"FhL tyf bfloTj ;d"x /sd sDkgL /sd

!= z]o/ k"FhL 10,00,000 10,00,000 @ sN; Og P8efG; 350,016 350,016 #= hu]8f tyf sf]ifx? (1,02,472) (33,095) $= ltg{ afFsL shf{ ;fk6 22,20,825 22,20,825 %= e'QmfgL lbg'kg]{ lanx? 84,422 84,331 ^= k|:tfljt gub nfef+z - - &= cfos/ bfloTj - - *= cGo bfloTj 1,16,952 76,879

s'n k"FhL tyf bfloTj 36,69,743 36,98,956 ;DklQ

!= l:y/ ;DklQ 32,31,982 30,56,082 @= ;xfos sDkgLdf nufgL - 1,80,500 #. cGo nufgL 14,400 14,400 $= :yug s/ ;DklQ 5,879 5,879 %= df}Hbft 27,402 27,402 ^= cf;fdL 23,816 23,816 &= gub df}Hbft 46,566 46,066 *= cGo ljQLo ;DklQ 1,94,786 2,19,881 (= cGo u}/ ljQLo ;DklQ 1,21,673 1,21,673 !)= cGo ;DklQ 3,257 3,257

s'n ;DklQ 36,69,743 36,98,956

l;=g+= ljj/0f /sd-?=_ aLdf n]v ;dfKt ldlt * != s]a'nsf/ s]a'nsf/ / s]a'nsf/sf] cf}hf/ ^#,)),)),)).)) h'g !^, @)@!

s]a'nsf/sf] a6d :6]zg !&,@&,*&,*%*.#) h'g )(, @)@! s]a'nsf/sf] 6k :6]zg $*,&&,@*,(*&.%! h'g @*, @)@! s]a'nsf/ :6]zgsf] l;len js{, ejg tyf ljB'lto cf}hf/x?

!@,@),(%,%^%.)( cui6 #),@)@!

kmlg{r/ tyf sfof{no pks/0f s]a'nsf/sf] :6]zgdf l:yt

(,!),!*,&)(.%) d] @(, @)@!

u|fxssf] GPA !%,@),)),))).)) gf]e]Da/ @), @)@! @= xf]6n÷/]i6'/]G6 /]i6'/]G6df ePsf] pks/0fx? !,)),(*,&!(.)) dfr{ @&, @)@!

/]i6'/]G6df ePsf] kmlg{r/ tyf sfof{no pks/0f

@,)%,&%,!!$.)) cS6f]a/ )*, @)@!

sGkm/]G; xn %,(*,%#,)*$.)) h'nfO{ !^,@)@! Vault sf] aLdf #),)),))).)) gf]e]Da/ )!, @)@! #=

l/;f]6{

l/;f]6{ ;+/rgf ;DaGwL aLdf %@,(#,!$,$!^.!* gf]e]Da/ @%, @)@) l/;f]6{df ePsf] pks/0f #*,$!,#&,%)%.$# clk|n )#, @)@! cf}hf/ 6'6km'6 ;DaGwL aLdf !!,!(,%^,%!).*& clk|n )#, @)@!

18

gfkmf–gf]S;fg lx;fa ->fj0f !, @)&% b]lv @)&^ cfiff9 d;fGt;Ddsf]_ -?= xhf/df_

ljj/0f ;d"x /sd sDkgL /sd != ;~rfng cfDbfgL 5,69,656 5,69,656 @= ;~rfng vr{ 76,434 76,434 v'b ;~rfng cfDbfgL 4,93,222 4,93,222 #=cGo cfDbfgL 19,115 19,115 $=k|zf;lgs vr{ 82,423 82,389 %=sd{rf/L vr{ -sd{rf/L af]g; ;lxt_ 1,07,497 1,07,496 ^=k|rf/ k|;f/ Pj+ ahf/ Joj:yfkg vr{ 7,229 7,229 &=x|f; vr{ 1,45,084 1,45,084 ;~rfng d'gfkmf 1,70,104 1,70,138 *=Aofh vr{ 1,69,122 1,69,122 lgoldt sf/f]af/af6 ePsf] v'b d'gfkmf 982 1,016 (=c;fdfGo sf/f]af/x?af6 ePsf] d'gfkmf/-3f6f_ - - ;Dk"0f{ sf/f]jf/ ;dfj]z kl5sf] v'b d'gfkmf/-3f6f_ 982 1,016 !)= cfos/ Joj:yf - - · o; jif{sf] s/ Joj:yf - - · ut jif{;Ddsf] s/ Joj:yf - - · o; jif{sf] :yug s/ -cfDbfgL_/vr{ 411 411 v'b gfkmf/ -gf]S;fg_ 571 605

@)&% >fj0f ! b]lv @)&^ cfiff9 d;fGt ;Ddsf] gub k|jfx ljj/0f

-?= xhf/df_ ljj/0f ;d"x /sd sDkgL /sd sf/f]af/ ;~rfngaf6 gub k|jfx

s/cl3sf] gfkmf÷3f6f 982 1,016 d"Nox|f; / kl/zf]wg vr{ 1,45,084 1,45,084 ljQLo vr{x? 1,69,122 1,69,122 ;~rfng ;DklQ / bfloTjdf kl/jt{g - - ;~rfng ;DklQdf kl/jt{g (33,418) (33,418) ;~rfng bfloTjdf kl/jt{g 75,931 75,897 ;~rfng ultljlwx?af6 v'b gub k|jfx 3,57,701 3,57,701 nufgL ultljlwx?af6 gub k|jfx ;DklQ, KnfG6 / pks/0fsf] clwu|x0f (5,68,233) (5,68,233) nufgL ultljlwaf6 v'b gub k|jfx (5,68,233) (5,68,233) ljQLo sf/f]af/af6 gub k|jfx - - sN; Og P8efG; 1,62,607 1,62,607 ljQLo vr{x? (1,69,122) (1,69,122) shf{ afktsf] /sd 2,52,126 2,52,126 ljQLo sf/f]af/x?af6 ePsf] v'b gub k|jfx 2,45,610 2,45,610 gub / gub ;dt'Nodf g]6 j[l4÷sdL_ 35,079 35,079 jif{sf] z'?df gub / gub ;dt'No 11,488 10,988 gub / gub ;dt'Nodf ljlgdo b/ kl/jt{gsf] k|efj - - jif{sf] cGTodf gub / gub ;dt'No 46,566 46,066

19

-v_ ;~rfng cjlw tLg jif{ Joltt e};s]sf] cj:yfdf ljut tLg jif{sf] / tLg jif{ Joltt e}g;s]sf] cj:yfdf ;~rfng cjlwe/sf] n]vfk/LIf0f ePsf] gfkmf gf]S;fg, jf;nft ;lxtsf] ;+lIfKt ljQLo ljj/0f -;dli6s[t ?kdf_ M

Plss[t jf;nft

-?=xhf/df_

ljj/0f cf=j=

@)&#÷)&$ cf=j=

@)&$÷)&% cf=j=

@)&%÷)&^ != z]o/ k"FhL 10,00,000 10,00,000 10,00,000 @ sN; Og P8efG; 1,87,409 1,87,409 3,50,016 #= hu]8f tyf sf]ifx? (1,24,092) (1,03,006) (1,02,472) $= ltg{ afFsL shf{ ;fk6 15,28,464 19,68,699 22,20,825 %= e'QmfgL lbg'kg]{ lanx? 10,938 21,861 84,422 ^= cfos/ bfloTj - - - &= cGo bfloTj 1,12,265 1,03,513 1,16,952

s"n k"FhL tyf bfloTj 27,14,984 31,78,476 36,69,743 != l:y/ ;DklQ 23,63,122 28,08,832 32,31,982 @= ;xfos sDkgLdf nufgL - - - #= cGo nufgL - 14,400 14,400 $= :yug s/ ;DklQ 12,524 6,289 5,879 %= df}Hbft 41,400 33,792 27,402 ^= cf;fdL 5,962 12,889 23,816 &= gub df}Hbft 12,469 11,488 46,566 *= cGo ljQLo ;DklQ 1,69,256 1,70,313 1,94,768 (= cGo u}/ ljQLo ;DklQ 1,09,024 1,18,257 1,21,673 !)= cGo ;DklQ 1,227 2,216 3,257

s"n ;DklQ 27,14,984 31,78,476 36,69,743

Plss[t gfkmf gf]S;fg lx;fj -?= xhf/df_

ljj/0f cf=j=

@)&#÷&$ cf=j=

@)&$÷&% cf=j=

@)&%÷&^ != ;~rfng cfDbfgL 4,15,780 5,47,904 5,69,656 @= ;~rfng vr{ 49,195 66,764 76,434 v'b ;~rfng cfDbfgL 366,585 481,140 4,93,222 #=cGo cfDbfgL 8,872 10,529 19,115 $=k|zf;lgs vr{ 90,509 75,876 82,423 %=sd{rf/L vr{ -sd{rf/L af]g; ;lxt_ 50,345 71,136 1,07,497 ^=k|rf/ k|;f/ Pj+ ahf/ Joj:yfkg vr{ 13,833 16,910 7,299 &=x|f; vr{ 1,50,817 1,59,069 1,45,084 ;~rfng d'gfkmf 69,953 1,68,680 1,70,104 *=Aofh vr{ 95,487 141,358 1,69,122 lgoldt sf/f]af/af6 ePsf] v'b d'gfkmf÷-3f6f_ (25,534) 27,321 982 (=c;fdfGo sf/f]af/x?af6 ePsf] d'gfkmf /-3f6f_ - - - ;Dk"0f{ sf/f]af/ ;dfj]z kl5sf] v'b d'gfkmf/-3f6f_ (25,534) 27,321 982 !)= cfos/ Joj:yf - - - · o; jif{sf] s/ Joj:yf - - - · ut jif{;Ddsf] s/ Joj:yf - - -

· o; jif{sf] :yug s/ -cfDbfgL_÷vr{ (4,151) 6,235 411 v'b gfkmf /-gf]S;fg_ -21,,383_ 21,086 571

20

Plss[t gub k|jfx ljj/0f -?= xhf/df_

ljj/0f cf=j=

@)&#÷)&$ cf=j=

@)&$÷)&% cf=j=

@)&%÷)&^

sf/f]af/ ;~rfngaf6 gub k|jfx

s/cl3sf] gfkmf÷3f6f (25,534) 27,321 982 d"Nox|f; / kl/zf]wg vr{ 1,50,817 159,069 1,45,084 ljQLo vr{x? 95,487 141,358 1,69,122 ;~rfng ;DklQ / bfloTjdf kl/jt{g ;~rfng ;DklQdf kl/jt{g (12,501) (14,786) (33,418) ;~rfng bfloTjdf kl/jt{g 40,708 6,359 75,931 ;~rfng ultljlwaf6 v'b gub k|jfx 2,48,977 319,322 3,57,701 nufgL ultljlwaf6 gub k|jfx ;DklQ KnfG6 / pks/0fsf] clwu|x0f (543,259) (604,780 (5,68,233) nufgL ug]{ ultljlwaf6 v'b gub k|jfx (543,759) (619,180) (5,68,233) ljQLo sf/f]af/af6 gub k|jfx hf/L z]o/ k"FhL 59,580 - - sN; Og P8efG; - - 1,62,607 ljQLo vr{x? (95,487) (141,358) (1,69,122) shf{ afktsf] /sd 3,25,529 4,40,235 2,52,126 ljQLo sf/f]jf/x?af6 ePsf] v'b gub k|jfx 289,622 2,98,877 2,45,610 gub / gub ;dt'Nodf g]6 j[l4÷-sdL_ (4,66) (981) 35,079 jif{sf] z'?df gub / gub ;dt'No 17,128 12,469 11,488 gub / gub ;dt'Nodf ljlgdo b/ kl/jt{gsf] k|efj - - - jif{sf] cGTodf gub / gub ;dt'No 12,469 11,488 46,566 Gff]6 M n]vf kl/If0f ;DkGg ePsf] cl3Nnf] n]vf kl/If0f k|ltj]bgsf] Comparative figures sf] cfwf/df kl5Nnf] jif{sf] n]vfkl/If0f

k|ltj]bg k|:t't ul/Psf] 5 .

-u_ cfly{s jif{ ;dfKt ePsf] ^ dlxgf kZrft\ ljj/0fkq :jLs[ltsf] nfuL k]z u/]df pQm cGtl/d cjlwsf] nflu n]vfkl/Ifsaf6 k|dfl0ft u/]sf] ckl/is[t ljlQo ljj/0f

cfGtl/s n]vfkl/If0faf6 k|dfl0ft cf=j= @)&^÷)&& sf] cfiff9 d;fGt;Ddsf] ckl/is[t ljQLo ljj/0fx? b]xfo adf]lhd /x]sf] 5M

@)&& cfiff9 d;fGtsf] jf;nft k"FhL tyf bfloTj /sd -?=xhf/df_

!= z]o/ k"FhL 13,50,000 @= sN; Og P8efG; - #= hu]8f tyf sf]ifx? (2,04,120) $= ltg{ afFsL shf{ ;fk6 22,27,368 %= e'QmfgL lbg'kg]{ lanx? 24,077 ^= cGo bfloTj 2,10,674 &= cfos/ bfloTj -

s'n k"FhL tyf bfloTj 36,07,999 ;DklQ

! l:y/ ;DklQ #),*),&!& @= ;xfos sDkgLdf nufgL !,*),%))

#. cGo nufgL !$,$))

$= :yug s/ ;DklQ %,#%^

%= df}Hbft @&,%*$

21

^= cf;fdL @@,!*!

&= gub df}Hbft !^,)$*

*= shf{ ;fk6 !,%#,$)(

(= cGo rn ;DklQ !,)&,*)$ s'n ;DklQ #^,)&,(((

gfkmf–gf]S;fg lx;fa ->fj0f !, @)&^ b]lv @)&& cfiff9 d;fGt;Ddsf]_

ljj/0f /sd -?=xhf/df_ != ;~rfng cfDbfgL $,!^,)&% @=;~rfng vr{ ^),(*@ v'b ;~rfng cfDbfgL #,%%,)(# #= cGo cfDbfgL @^,$*! $= k|zf;lgs vr{ ^(,&(^ %= sd{rf/L vr{ (@,(@# ^= k|rf/ k|;f/ Pj+ ahf/ Joj:yfkg vr{ $,)#* &= x|f; vr{ !,^(,%@% ;~rfng d'gfkmf $%,@(@ *=Aofh vr{ @,!%,&(% lgoldt sf/f]jf/af6 ePsf] v'b d'gfkmf -!,&),%)#_ (=c;fdfGo sf/f]jf/x?af6 ePsf] d'gfkmf / 3f6f - ;Dk"0f{ sf/f]jf/ ;dfj]z kl5sf] v'b d'gfkmf/-3f6f_ -!,&),%)#_ !)= sd{rf/L af]g; Joj:yf - !!= cfos/ Joj:yf - · o; jif{sf] s/ Joj:yf - · ut jif{;Ddsf] s/ Joj:yf - · o; jif{sf] :yug s/ -cfDbfgL_÷vr{ %@# v'b gfkmf÷ -gf]S;fg_ -!,&!,)@^_

-3_ cfDbfgL / vr{ lx;fjsf] s'g} zLif{sdf 7'nf] dfqfdf kl/jt{g ePdf To;sf] ljZn]if0ffTds sf/0f M

xfn ljZjJofkL ?kdf km}lnPsf] sf]le8 -!( sf] dxfdf/Laf6 aRg g]kfn ;/sf/n] ldlt @)&^ r}q !! ut]b]lv b]zJofkL ?kdf ns8fpg u/]sf] sf/0fn] o; sDkgLsf ;a} ;]jfx? aGb x'g uO{ cfly{s sf/f]jf/ gePsf] x'Fbf cf=j= @)&^.)&& sf] clGtd qodf;sf] cfDbfgL z"Go /x]sf] / sDkgLsf sf/f]jf/ tyf cfDbfgL cfly{s jif{ @)&%.&^ sf] t'ngfdf l6s6 cfDbfgLdf ?= ;f]x| s/f]8 t]x| nfv ;T;¶L xhf/, km'8 P08 j]e/]h cfDbfgLdf ?= tLg s/f]8 ;f7L nfv rfnL; xhf/, j:t' ;fdfg cfDbfgLdf ?=;q nfv rf}aL; xhf/ tyf cGo ;~rfng cfDbfgLdf ?=;TrfnL; nfv

rf}w xhf/ u/L s'n cfDbfgLdf ?= aL; s/f]8 c8\tL; nfv krf;L xhf/ sd /x]sf] 5 .

-ª_ kl5Nnf] ljQLo ljj/0fsf] n]vfk/LIf0f eP kZrft\ ;+ul7t ;+:yfsf] sf/f]af/, gfkmf gf]S;fg, ;DklQsf] d'No jf cfufdL !@ dlxgfsf] bfloTj e'QmfgLdf c;/ kg]{ u/L s'g} cj:yf l;h{gf ePsf] 5÷5}g ;f] ;DaGwdf ;~rfnsx?sf] wf/0ff M ;f] gePsf] . -r_ cfly{s jif{ ;dfKt ePkl5 ljj/0fkq k]z u/]df, ljj/0fkq k]z u/]sf] ldltaf6 :jLs[lt x'g]] ldlt;Dddf jf;nftsf] ldlt kl5sf] 36gfsf] af/]df 5'§} hfgsf/L ljj/0fkqdf ;dfj]z ug'{kg]{ M ;f] gePsf] . -5_ ljut % jif{df ;DklQsf] k'gd"{NofÍg ul/Psf] 5÷5}g, olb ul/Psf] eP -c_ ;DklQsf] ljj/0f -cf_ ;DklQsf] k'gd"{NofÍg cl3 / kl5sf] lstfaL d"No -O{_ k'gd"{Nof+sgsf] cf}lrTo M ;f] gePsf] .

-h_ cfufdL tLg jif{sf] k|If]lkt jf;nft, gfkmf gf]S;fg lx;fasf ;fy} To;sf u0fgfsf] cfwf/x? M sDkgLsf] cfufdL # cfly{s jif{sf] nflu k|If]lkt ljQLo l:ylt b]xfo adf]lhd /x]sf] 5 .

22

jf;nft -?=xhf/df_

ljj/0f cf=j=@)&&÷)&* cf=j=@)&*÷)&( cf=j= @)&(÷)*) k"FhL / bfloTj z]o/ k"FhL 15,34,091 15,34,091 15,34,091 hu]8f sf]if / ;l~rt gfkmf (1,42,756) 1,41,708 3,38,630 u}/ rfn" bfloTj lb3{sflng C0f 22,11,809 19,97,738 17,54,050 rfn' bfloTj e'QmfgL lbg'kg]{ ljnx? 16,118 11,166 13,800 cGo bfloTjx? -nfef+z Joj:yf ;lxt_ 46,771 1,29,411 3,83,918 s/ bfloTj - 33,002 1,26,189

hDdf k"FhL / bfloTj 36,66,033 38,47,116 41,50,678 u}/ rfn" ;DklQ v'b l:y/ ;DklQ 30,50,656 30,23,603 28,83,144 ;xfos sDkgLdf nufgL 1,80,500 1,80,500 1,80,500 cGo nufgL 14,400 44,400 64,400 :yug s/ ;DklQ 4,731 3,971 2,956 rfn" ;DklQ df}Hbft 32,208 39,213 43,865 cf;fdL 1,30,416 2,00,741 2,45,692 gub / gub a/fa/ 88,334 2,42,919 5,86,003 cu|Ld e'QmfgL 1,30,398 77,157 13,452 cGo ;DklQ 34,390 34,611 130,666

hDdf ;DklQ 36,66,033 38,47,116 41,50,678 gfkmf– gf]S;fg lx;fa -?=xhf/df_

ljj/0f cf=j=

@)&&÷)&* cf=j=

@)&*÷)&( cf=j=

@)&(÷)*) != ;~rfng cfDbfgL 7,81,086 12,03,724 14,73,391 @= ;~rfng vr{ 96,707 1,33,990 1,65,601 v'b ;~rfng cfDbfgL 6,84,378 10,69,735 13,07,791 #=cGo cfDbfgL 17,785 12,488 13,112 $=k|zf;lgs vr{ 85,757 89,142 93,593 ^=sd{rf/L vr{ -sd{rf/L af]g; ;lxt_ 92,384 1,47,593 1,79,395 %=k|rf/ k|;f/ Pj+ ahf/ Joj:yfkg vr{ 6,932 10,964 11,200 &=x|f; vr{ 2,35,802 2,27,073 2,14,979 ;~rfng d'gfkmf 2,81,288 6,07,451 8,21,736 *=Aofh vr{ 2,19,299 2,12,521 1,90,791 lgoldt sf/f]jf/af6 ePsf] v'b d'gfkmf/-3f6f_ 61,989 3,94,930 6,30,945 (=c;fdfGo sf/f]jf/x?af6 ePsf] d'gfkmf/-3f6f_ - - - ;Dk"0f{ sf/f]jf/ ;dfj]z kl5sf] v'b d'gfkmf/-3f6f_ 61,989 3,94,930 6,30,945 !)= cfos/ Joj:yf · o; jif{sf] s/ Joj:yf - 33,002 1,26,189 · o; jif{sf] :yug s/ -cfDbfgL_/vr{ 625 760 1,015 v'b gfkmf/ -gf]S;fg_ 61,364 3,61,168 5,03,741

23

ljQLo k|If]k0fsf cfwf/ tyf tl/sf M

k|If]lkt ul/Psf] ljQLo ljj/0fx?sf] u0fgfsf] cfwf/x? b]xfo adf]lhd /x]sf] 5 M–

jf:tljs ckl/is[t k|If]lkt

ljj/0f cf=j=

@)&#÷)&$ cf=j=

@)&$÷)&% cf=j=

@)&%÷)&^ cf=j=

@)&^÷)&& cf=j=

@)&&÷)&* cf=j=

@)&*÷)&( cf=j=

@)&(÷)*) s]a'nsf/ cfof]hgftkm{

kfx'gfsf] ;+Vof 582,454 7,02,718 7,29,603 4,51,275 601,922 8,78,807 9,26,293 kfx'gfsf] ;+Vofdf j[l4 cg'kft - 21 % 4% 10% 10% 10% cfly{s jif{df sDkgL ;Grfng x'g] cjlw -dlxgfdf_

11 12 12 8=33 10 12 12 l6s6sf] cf}ift d"No 558 591 605 621 570 570 570 l6s6sf] cf}ift d"Nodf j[l4÷ljb]zL kfx'gfn] (2nd yr af6)

2% 2%

F&B df cf}ift cfDbfgL 138.94 154.16 141.16 148.36 - - - F&B df cf}ift j[l4 cfDbfgL 15% 15% 15% j:t' ;fdfgdf cf}ift cfDbfgL 9.47 20.89 13.74 18.39 - - - a:t' ;fdfgdf cf}ift j[l4 cfDbfgL - 5% 5% 5% cGo ;fdfg laqmL -?= xhf/df_ 3,545 6,768 7,491 4,321 - - - cGo ;fdfgx?df j[l4 cfDbfgL - 90% 11% (4%) 2% 5% b"/ljgdf cfDbfgL -?= xhf/df_ 943 2,801 3,134 2,120 - - -

b"/ljg cfDbfgLdf j[l4 cfDbfgL - 197% 12% (6%) 25% 5% cGo ;~rfng cfDbfgLdf j[l4-dlGb/sf] ;fdfg / b"/ljg afx]s_

cfwf/ jif{ 2% 2% 2%

vfgf tyf k]o kbfy{df nfut vr{ 55% 55% 55%

j:t' dfn;fdfgdf vr{ 75% 75% 75% sd{rf/L?sf] d'b|f:kmLlt nfut -cfGtl/s_

cfwf/ jif{ 5% 5% 5% afXo sd{rf/Lsf] nfutdf sdL÷j[l4

cfwf/ jif{ (10%) 5% 5% k|zf;lgs vr{df j[l4 cfwf/ jif{ 5% 5% 5% lj1fkg vr{df j[l4 cfwf/ jif{ 20% 20% 2%

gf]6 M s]a'nsf/ cfof]hgftkm{ k|If]lkt ljQLo ljj/0fsf nflu cfwf/ jif{ @)&%÷)&^ sf] ljj/0fnfO{ cfwf/ dfgL k|If]k0f ul/Psf] 5 .

l/;f]6{ cfof]hgftkm{

ljj/0f cf=j= @)&&÷)&*

cf=j= @)&*÷)&(

cf=j= @)&(÷)*)

sf]7fx?sf] ;+Vof 100 100 100 jif{df ;~rfngdf cfpg] lbg 365 365 365 l8nS; sf]7f 62 62 62 ljz]if cltlyx?sf] sf]7f 30 30 30 ;"O6 sf]7f 6 6 6 /fi6«klt -;"O6 sf]7f_ 2 2 2 l8nS; sf]7fsf] cf}ift d"No 13,760 13,760 13,760 ljz]if cltlyx?sf] sf]7fsf] cf}ift d"No 16,933 16,933 16,933 ;"O6 sf]7fsf] cf}ift d"No 88,427 88,427 88,427 /fli6«klt -;"O6 sf]7fsf] cf}ift d"No_ 2,22,293 2,22,293 2,22,2933

cg'dflgt cg'kft 25% 40% 55%

sf]7fsf] k|sflzt d"Nodf 5'6 15% - -

24

vfB laqmL -sf]7f d"Nosf] cfwf/df_ 10% 10% 10% k]o kbfy{ laqmL -sf]7f d"Nosf] cfwf/df_ 10% 10% 10% ;ef ;Dd]ng cfof]hgf cfDbfgL -sf]7f d"Nosf] cfwf/df_ 15% 15% 15% cGo cfo -OG6/g]6, 6]lnkmf]g, oftfot cflb_ sf]7fsf] d"No cfwf/df cfDbfgL

5% 5% 5% sf]7fsf] nfut 10% 10% 10% vfBj:t'sf] nfut 35% 35% 35% k]o k|bfy{sf] nfut 25% 25% 25% klxnf] jif{sf nflu clQl/Qm hgzlQm vr{ 5% - -

hgzlQm nfutdf j[l4 - 5% 5%

lhknfOg cfof]hgftkm{

ljj/0f cf=j= @)&&÷)&*

cf=j= @)&*÷)&(

cf=j= @)&(÷)*)

ztk|ltzt Ifdtfdf cfDbfgL -?= xhf/df_ 176,732 - - Ifdtf pkof]lutf 10% 25% 40% laqmLsf] ;fdfGo vr{ 5% 5% 5% pks/0fsf] dd{t / dd{t vr{ 4% 4% 4% laqmLsf] lj1fkg / kbf]Gglt sdlzg vr{ 3% 3% 3% lah'nL phf{ / laqmLsf] OGwg vr{ 5% 5% 5% klxnf] jif{df laqmL ePsf] hgzlQm nfut 31% - - hgzlQm nfutdf j[l4 - 5% 5%

d"NoXf; b/

ljj/0f cf=j=

@)&&÷)&* cf=j=

@)&*÷)&( cf=j=

@)&(÷)*) ejg / :yfoL ;+/rgf 5% 5% 5% kmlg{r/ lkmS:r/ / clkm; pks/0f 25% 25% 25% sDKo'6/ lk|G6/ / ;fdfg 25% 25% 25% d]l;g/L / cGo pks/0fx? 16.67% 16.67% 16.67% ;jf/L ;fwg 20% 20% 20% cGo ;DklQ 16.67% 16.67% 16.67% ;ˆ6j]o/ 5 jif{ 5 jif{ 5 jif{

cGo wf/0ffx?

ljj/0f cf=j=

@)&&÷)&* cf=j=

@)&*÷)&( cf=j=

@)&(÷)*) lb3{sflng C0fdf cf}ift Aofh b/ -Ü_ 9.80 9.80 9.80 cfo s/ cl3 v"b d'gfkmfsf] sd{rf/L af]gz -Ü_ 9.09 9.09 9.09 cfos/ b/ -Ü_ 20 20 20 nfef+z b/ -Ü_ 0 10 20 e'QmfgL lbg afFsL bfloTjx? 1 dlxgf 1 dlxgf 1 dlxgf

;fdu|L pkef]Qmfsf] nfutsf] 6]«8 Jofkf/ 2 dlxgf 1 dlxgf 1 dlxgf

d;nGb ;fdfu|Lx? 3 dlxgf 3 dlxgf 3 dlxgf

cf}iftdf ;~rfngaf6 nfutsf] k|flKt of]Uo Jofkf/ 2 dlxgf

2 dlxgf 2 dlxgf

25

dfly pNn]lvt ljQLo k|If]k0fsf cfwf/x?sf] cf}lrTo k'li6 x'g] ljj/0f b]xfo adf]lhd /x]sf] 5 M lwtf]kq ;fj{hlgs lgisfzg ug]{ cfwf/df cf=j=@)&&÷&* df z]o/ k"FhL ?=!*,$),(!,)))÷– n] j[4L x'g] k|If]k0f ul/Psf] 5 . lb3{sflng C0fdf cf}ift Aofh b/ (=*)% x'g] k|If]k0f ul/Psf] 5 .

cfos/ b/ @)% x'g] k|If]k0f ul/Psf] 5 . k|:tfljt nfef+z tn lbO{Psf] b/ cg';f/ k|If]k0f ul/Psf] 5 .

cf=j= % @)&&÷&* –

@)&*÷&( !)%

@)&(÷*) @)%

s]a'nsf/ cfof]hgftk{m cf=j @)&&.)&*,@)&*.)&( / @)&(.)*) df kfx'gfsf] ;+Vofdf !) % n] j[4L x'g] / cf=j @)&&.)&* df s]a'nsf/

cfof]hgf bz dlxgf dfq ;Grfngdf cfpg]] k|If]k0f ul/Psf] 5 .

l6s6 sf] cf};t d'No cf=j @)&&.)&*df ¿ %&) k|If]k0f ul/Psf] 5 eg] cf=j=@)&*.)&( b]vL ljb]zL kfx'gfx?sf] cfudgn] l6s6sf] cf};t d'No @% n] j[4L x'g] k|If]k0f ul/Psf] 5 .

km'8 PG8 a]e/]h cfDbfgL ;Dawdf, cfwf/ jif{ @)&%.)&^ df /x]sf] k|lt kfx'gf cf};t cfDbfgLdf cf=j=@)&&.)&* df !% % n] j[4L x'g] / cf=j=@)&*.)&( tyf cf=j=@)&(.)*)df ;DalGwt cl3Nnf] cf=j=df /x]sf] k|lt kfx'gf cf};t cfDbfgLdf !%% n] j[4L x'g] k|If]k0f ul/Psf] 5 .

j:t' ;fdfg cfDbfgL ;Dawdf, cfwf/ jif{ @)&%.)&^ df /x]sf] k|lt kfx'gf cf};t j:t' ;fdfg cfDbfgLdf, cf=j=@)&&.)&* df !% % n] j[4L x'g] / cf=j=@)&*.)&( tyf cf=j=@)&(.)*) df ;DalGwt cl3Nnf] cf=j=df /x]sf] k|lt kfx'gf cf};t cfDbfgLdf !%% n] j[4L x'g] k|If]k0f ul/Psf] 5 .

cGo ;fdfg cfDbfgL ;Dawdf, cfwf/ jif{ @)&%.)&^ df /x]sf] cGo ;fdfg cfDbfgLdf cf=j=@)&&.)&* df $% n] sdL cfpg] / cf=j=@)&*.)&( tyf cf=j=@)&(.)*) df ;DalGwt cl3Nnf] cf=j=sf] t'ngfdf qmd; @% / %% n] j[4L x'g] k|If]k0f ul/Psf] 5 .

b"/ljg cfDbfgL ;Dawdf, cfwf/ jif{ @)&%.)&^ df /x]sf] b"/ljg cfDbfgLdf cf=j=@)&&.)&* df ^ % n] sdL cfpg] / cf=j=@)&*.)&( tyf cf=j=@)&(.)*) df ;DalGwt cl3Nnf] cf=j=sf] t'ngfdf qmd; @%% / %% n] j[4L x'g] k|If]k0f ul/Psf] 5 .

cGo ;Grfng cfDbfgL ;Dawdf, cfwf/ jif{ @)&%.)&^ df /x]sf] cGo ;Grfng cfDbfgLdf cf=j=@)&&.)&* df @% n]] j[4L x'g] / cf=j=@)&*.)&( tyf cf=j=@)&(.)*) df ;DalGwt cl3Nnf] cf=j=sf] t'ngfdf @% n] j[4L x'g] k|If]k0f ul/Psf] 5 .

vfgf tyf k]o kbfy{sf] nfut %%% tyf j:t' dfn;fdfgsf] nfut &%% k|If]k0f ul/Psf] 5 .

sd{rf/L / Joj:yfkg vr{ ;Dawdf, cfwf/ jif{ @)&%.)&^ df /x]sf] sd{rf/L / Joj:yfkg vr{df cf=j=@)&&.)&* df

%% n]] j[4L x'g] / cf=j=@)&*.)&( tyf cf=j=@)&(.)*) df ;DalGwt cl3Nnf] cf=j=sf] t'ngfdf %% n] j[4L x'g] k|If]k0f ul/Psf] 5 .

l/;f]6{ cfof]hgftkm{ sf]7fx?sf] ;+Vof !)) /x]sfn] !)) sf]7f sf] cfDbgLnfO{ k|If]k0f ul/Psf] 5 .

l/;f]6{ cf=j @)&*.)&( / @)&(.)*) df afx|} dlxgf / cf=j @)&&.)&* df bz dlxgf dfq ;Grfngdf cfpg]] k|If]k0f ul/Psf] 5 .

sf]7fsf clwef]u cf=j @)&&.)&* df @%% k|If]k0f ul/Psf] 5 eg] @)&*.)&( / @)&(.)*) df qmd; $)% / %%% x'g] k|If]k0f ul/Psf] 5 .

sf]7fx?sf] k|sflzt d"Nodf cf=j @)&&.)&* df !% \% 5'6 k|bfg ul/g] k|If]k0f ul/Psf] 5 . vfBj:t' / k]o k|bfy{sf] cfDbfgL sf]7f cfDbgLsf] !) % k|If]k0f ul/Psf] 5 eg] ;ef ;Dd]ng cfof]hgf cfDbfgL Pjd\

cGo ;Grfng cfDbfgL sf]7f cfDbgLsf] %% k|If]k0f ul/Psf] 5 . sf]7fsf] nfut !) % eg] vfBj:t'sf] nfut #% % k|If]k0f ul/Psf] 5 . sd{rf/L / Joj:yfkg vr{df cf=j @)&*.)&( / cf=j @)&(.)*) df %% n] j[4L x'g] k|If]k0f ul/Psf] 5 .

lhknfOg cfof]hgftkm{

cf=j @)&&.)&*,@)&*.)&( / @)&(.)*) df cfof]hgf !) %, @%%, $)% Ifdtf pkof]lutf eO{ ;Grfngdf cfpg]] k|If]k0f ul/Psf] 5 .

cfDbfgLsf] cfwf/df ;fdfGo vr{ %%,, dd{t vr{ $%, lj1fkg / kbf]Gglt sdlzg vr{ # % x'g] k|If]k0f ul/Psf] 5 eg] hgzlQm nfutdf j[l4 % % x'g] k|If]k0f ul/Psf] 5 .

26

gf]6 M sf]le8 !( sf] ljQLo ljj/0fdf k|:t't ul/Psf] k|efj M -!_ cf=j= @)&&÷)&* df !) dlxgf dfq sf/f]af/ ;~rfngdf cfpg] k|If]k0f ul/Psf] / pQm dlxgfsf] cfDbfgL / ;DalGwt vr{ dfq ;dfj]z

ul/Psf]] . -@_ cf=j= @)&&÷)&* df l/;f]6{ clwef]u cg'dflgt cg'kft @% k|ltzt k|If]k0f ul/Psf] / !% k|ltzt 5'6 k|bfg ul/g] . -#_ @)&^ df3b]lv @)&& cfiff9 d;fGt;Dd ltg{'kg{]] sh{fsf] ;fFjf / Aofh /sdnfO{ :ylut ul/Psf] / :ylut ul/Psf] AofhnfO{ ltg{'kg]{ Aofh eg]/

cGo bfloTj cGtu{t k|:t't ul/Psf] . -$_ cf=j=@)&&÷)&* df lhknfOg cfof]hgf s'n Ifdtfsf] !) k|ltzt Ifdtfdf 5 dlxgf dfq ;~rfng x'g] k|If]k0f ul/Psf] . u=(=v=ljQLo cg'kft ;DaGwL ljj/0f M -s_ ;~rfng cjlw tLg jif{ Joltt e};s]sf] cj:yfdf ljut tLg jif{sf] / tLg jif{ Joltt e} g;s]sf] cj:yfdf ;~rfng cjlwsf] tyf cfufdL tLg jif{sf] k|If]lkt k|lt z]o/ cfDbfgL (EPS) tyf k|lt z]o/ g]6jy{ M sDkgLsf] g]6jy{ tyf k|lt z]o/ cfDbfgLdf ePsf] jf:tljs tyf k|If]lkt cf}ift k|ltkmn b]xfo adf]lhd /x]sf ]5 M

ljj/0f

jf:tljs ckl/is[t k|If]lkt

cf=j= )&#÷)&$

cf=j= )&$÷)&%

cf=j= )&%÷)&^

*cf=j= )&^÷)&&

cf=j= )&&÷)&*

cf=j= )&*÷)&(

cf=j= )&(÷)*)

k|lt z]o/ g]6jy{ -?=_ ($=%@ (̂ =̂ # (̂ =̂ ( *$=** ()=^( !)(=@$ !@@=)& k|lt z]o/ cfDbfgL -?=_ -@=!#_ @=!! )=)^ -!@=^&_ $=)) @#=%$ #@=*$

ljj/0f jf:tljs -?=xhf/df_

ckl/is[t -?=xhf/df_

k|If]lkt -?=xhf/df_

cf=j= )&#÷)&$

cf=j= )&$÷)&%

cf=j= )&%÷)&^

* cf=j= )&^÷)&&

cf=j= )&&÷)&*

cf=j= )&*÷)&(

cf=j= )&(÷)*)

z]o/ k"FhL 10,00,000 10,00,000 10,00,000 10,00,000 15,34,091 15,34,091 15,34,091 hu]8f tyf sf]ifx? (54,808) (33,663) (33,095) (204,120) (142,756) 141,708 338,630 s'n g]6jy{ 9,45,192 9,66,337 9,66,905 11,45,880 13,91,335 16,75,799 18,72,721 z]o/ ;+Vof 10,000 10,000 10,000 15,340 15,340 15,340 15,340 k|lt z]o/ g]6jy{ -?=_ 94.52 96.63 96.69 84.88 ()=^( !)(=@$ !@@=)& v"b gfkmf÷gf]S;fg (21,314) 21,145 605 (1,71,026) 61,364 3,61,168 5,03,741 k|lt z]o/ r'Qmf k'+hL -?=_ 100 100 100 100 100 100 100

g]6jy{df cf};t k|ltkmn Ü (2.25) 2.19 0.06 (14.93) 4.41 21.55 26.90 lgisfzg k"j{sf] k|lt z]o/ cfDbfgL (EPS) sfod /fVg a[l4 x'g] g]6jy{df cfjZos Go"gtd k|ltkmn k|ltztdf 0.08 gf]6 *: cfGtl/s n]vfkl/Ifsaf6 k|dflf0ft ul/Psf] ckl/is[t ljQLo ljj/0f . v_ ljut # aif{sf] g]6jy{df ePsf] cf};t k|ltkmn M -)=))Ü_ sDkgLsf] ljlQo ljj/0f k|If]k0f ljut jif{sf] sf/f]af/sf] cfwf/df lgisfzg sDkgLn] tof/ u/]sf] xf] . pQm ljlQo k|If]k0fsf] cfwf/x? tyf tl/sf k'g/fjnf]sg u/L l7s 5 egL rf6{8{ Psfp06]06 ;+:yf >L Pd la P; l8 PG8 P;f]l;P6\;, rf6{8{ PsfpG6]06\;, gS;fn, sf7df08f}++sf rf6{8{ Psfp06]06 >L ;'a|t 9sfnn] k|dfl0ft ug'{ ePsf] xf] .

u=!)= lwtf]kq lgisf;g ;DaGwL ljj/0f M u=!)=s= lwtf]kq hf/L ug'{sf] p2]Zo M

o; sDkgLsf] k|aGwkq tyf lgodfjnLdf ePsf] Joj:yf cg';f/ sDkgLn] cfkm\gf] hf/L k"FhL ?= =!,%#,$),(!,))).–-cIf/]kL Ps cj{ lqkGg s/f]8 rfln; nfv PsfgAa] xhf/ dfq_ sf] @Ü cyf{t ?=#,)^,*!,()).–-cIf]/]kL ltg s/f]8 5 nfv Psf;L xhf/ gf} ;o dfq_ /sd a/fa/sf] ?=!)).–c+lst b/sf] #,)^,*!( lsQf z]o/ :yfgLo afl;Gbfx?df tyf hf/L k"FhLsf] !)Ü cyf{t ?=!%,#$,)(,!)).– -cIf]/]kL kGw| s/f]8 rf}+tL; nfv gf} xhf/ Ps ;o dfq_ /sd a/fa/sf] ?=!)).– c+lst b/sf !%,#$,)(! lsQf z]o/ ;j{;fwf/0f ;d"xdf u/L s"n hDdf !*,$),(!) lsQf z]o/ lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# sf] clwgdf /xL z]o/ lgisfzg u/L pQm /sd sDkgLsf] a}+s shf{ /sd e'QmfgL ug{{{ d'Vo p2]Zo /x]sf] 5 .

u=!)= v= lwtf]kq lgisf;gaf6 k|fKt k'FhLsf] pkof]u M

-s_ lgisf;gaf6 k|fKt x'g] s"n /sdnfO{ s;/L / s'g If]qdf k|of]u ul/g]5 tt\;DaGwL ljj/0f M

lgisflzt /sd tk;Ln adf]lhd ljj/0fx?df k|of]u ul/g]5 M

l;=g+= ljj/0f /sd ?= ! a}+s shf{ /sd e'QmfgL ug{{{ !*,$),(!,)))

27

-v_ ;fj{hlgs lgisf;g ul/g] lwtf]kq k"0f{ ?kdf laqmL gePdf ;fj{hlgs lgisf;gsf] nflu p2]Zo k|fKtL ug{sf] nflu ckgfOg] a}slNks Joj:yfM

sy+sbflrt lgisfzg ul/g] z]o/ :yflgo afl;Gbfx?n] k"0f{ ?kdf vl/b gu/]df afF+sL z]o/ ;j{;fwf/0fx?sf] nflu lgisfzg ul/g] z]o/df yk ul/g] 5 . ;j{;fwf/0fx?sf] nflu lgisfzg u/]sf] z]o/ s'g} sf/0fjz k"0f{ ?kdf laqmL gePdf lwtf]kq k|Tofe'ltstf{nfO{ lghn] k|Tofe"lt u/]sf] cg'kftdf ;dfg'kflts ?kdf afF8kmfF6 ug]{ Joj:yf ul/Psf] 5 .

-u_ kl/of]hgfsf] ;~rfng :yfg, cfof]hgf r/0fa4 ?kdf sfof{Gjog ul/g] eP k|To]s r/0fdf nfUg] vr{, s'g} r/0f ;dfKt

e};s]sf] eP ;f] ;DaGwL ljj/0f M

kl/of]hgfsf] lgdf{0fsf] cg'dflgt nfut / @)&& cfiff9 d;fGt;Dd ;DkGg ePsf] sfdsf] ljj/0f / afFsL /x]sf] sfdsf] /sd ;lxtsf] ljj/0f tn tflnsfdf pNn]v ul/Psf] 5 .

l;=g+=

ljj/0f kl/of]hgfdf nfu]sf] vr{

-/sd_

kl/of]hgfdf nfUg] afFsL cg'dflgt vr{

-/sd_

kl/of]hgf ;dfKt e};ss]f eP ;f] sf] ljj/0f

s}lkmot

!= s]a'nsf/ kl/of]hgf

?=@,^),$@,!!,)))=)* -kF"lhs[t Aofh /sd

;lxt_

—

kl/of]hgf k"0f{ ?kdf ;DkGg eO{ ldlt @)&# >fj0f @$ b]lv ;~rfngdf cfO{;s]sf] .

@= l/;f]6{ kl/of]hgf

?=!,#*,@@,%*,&)^=)) -kF"lhs[t Aofh /sd

;lxt_

? !),)),)),))).))

ldlt @)&^ >fj0fb]lv ;~rfngdf cfPsf] ePtfklg kl/of]hgf;Fu ;DalGwt Micro Piling nufot cGo s]xL sfdx? afFsL /x]sf] cg'dflgt vr{ k|:t't ul/Psf] .

#= lhknfOg kl/of]hgf

?=(),@@,!&(=)) ? (,)),)),))).))

pks/0fx? cfO;s]sf] / cf=j= @)&&÷)&* sf] kf}if d;fGt;Dddf k"0f{ ?kdf ;~rfngdf Nofpgsf nflu sfd eO/x]sf] .

3_ cfof]hgf ;DkGg x'g], kl/If0f pTkfbg z'? x'g] / k"0f{ Jofj;flos pTkfbg z'? x'g] cg'dflgt ldlt M ldlt @)&# >fj0f @$ b]lv s]a'nsf/ ;~rfngdf cfO;s]sf] . xf]6n÷l/;f]6{ ldlt @)&^ >fj0fb]lv ;~rfngdf cfPsf] . lhknfO{g @)&& kf}if d;fGt ;Dddf k"0f{ ?kdf ;~rfngdf Nofpgsf nflu sfd eO/x]sf] .

ª_ ;+ul7t ;+:yfn] s'g} pks/0f vl/b u/]sf] jf ug{ nfu]sf] eP pQm pks/0fsf] d"No jf k|:tfljt d"No ;Knfo;{sf] gfd / ;Knfo;{;Fu ;Demf}tf ePsf] eP ;f] sf] d'Vo a"Fbfx? M ;f] gePsf] .

r_ s'g} kf6L{;Fu k|ltlnlk clwsf/ 6«]8dfs{ Ohfhtkq /f]oN6L ;xsfo{ ;DaGwdf jf ljQLo jf k|fljlws ;Demf}tf ul/Psf] eP ;f] sf] k|d'v zt{x? / kf6L{sf] gfd 7]ufgf ;DaGwL lj:t[t ljj/0f M;f] gePsf] .

5_ pTkfbg ;DaGwL cfof]hgf eP, ;f] sf] k|s[lt, k|of]ustf{, k|lt:kwf{, nlIft ;d"x, pTkfbg Ifdtf, ljutsf jif{x?sf] Ifdtf pkef]u jf eljiodf ul/g] Ifdtf pkef]u ;DaGwL ljj/0f M ;f] gePsf] .

h_ cfof]hgfsf] nflu cfjZos sRrf kbfy{sf] pknAwtf / To;sf] >f]t M ;f] gePsf] . em_ cfof]hgfsf] nflu cfjZos x'g] ljB't, kfgL, Uof;sf] dfqf / To;sf] >f]t M M ;f] gePsf] . `_ ;fj{hlgs lgisfzgsf] nflu ul/g] vr{ k|d'v ?kdf b]xfodf pNn]lvt kIfx?nfO{ lbg] z'Nsx? 5'§f5'§} ?kdf k|:t't ug'{ kg]{ .

-c_ lgisf;g tyf laqmL k|aGws — ?=$,)),))).)) -cf_ 6«i6L -l8j]Gr/ lgisfzgsf] xsdf — lgisf;g ul/g] l8j]Gr/ geO{ ;fwf/0f z]o/ ePsf] -O_ lj1x?sf] kfl/>lds jf ;]jf z'Ns — ;f] gePsf] -O{_ lwtf]kq k|Tofe"lt z'Ns — ?=$,^),@@&.))

-p_ n]vfkl/Ifssf] z'Ns — ?=#),))).)) -pm_ cGo -h:t} ;+sng s]Gb|, lgisf;g a}+s cflb_— ;f] gePsf] . u=!)=u= ;fj{hlgs lgisf;gaf6 k|fKt /sdnfO{ cfof]hgfdf k|of]u ug{ k"j{ cGo s'g} Joj:yf ug{ nfluPsf] 5 eg] tT;DaGwL ljj/0fM ;f] gePsf] . u=!)=3= lk|ldoddf lwtf]kq hf/L ug]{ ePdf M ;f] gePsf] . u=!)=ª= lwtf]kqsf] afF8kmfF6, lkmtf{ e'QmfgL tyf ;"rLs/0f ;DaGwL ljj/0f M

-s_ cToflws dfu jf Go"g dfu ePsf] cj:yfdf afF8kmFf6sf] k|lqmof M

o; ljj/0fkq dfkm{t hf/L ul/Psf] ;fwf/0f -:yflgo tyf ;j{;fwf/0f_ z]o/ ;+Vof eGbf a9L ;+Vofdf ;fwf/0f z]o/ vl/bsf nflu b/vf:t k|fKt x'g cfPdf g]kfn lwtf]kq af]8{sf] k|rlnt ælwtf]kq lgisfzg tyf afF8kmfF6 lgb]{lzsf, @)&$Æ df ePsf] Aoj:yf cg';f/ ;fwf/0f z]o/x? afF8kmfF6 ul/g]5 / z]o/ afF8kmfF6 ;DaGwL ;"rgf /fli6«o:t/sf] b}lgs klqsfdf k|sflzt ul/g]5 .

!= z]o/ afF8kmfF6 ubf{ ;j{k|yd ;a} cfj]bsnfO{ !) -bz_ lsQfsf] b/n] afF8kmfF6 ul/g] 5 .

28

@= a'Fbf g+= -!_ adf]lhd afF8kmfF6 u/] kZrft\ afFls /x]sf] lgisflzt z]o/ cfj]bsx?nfO{ k'gM !) -bz_ lsQfsf] b/n] afF8kmfF6 ul/g] 5 .

#= a'Fbf g+= -@_ adf]lhd z]o/ afF8kmfF6sf] k|lqmof ;DkGg eP kZrft\ lwtf]kq afFls ePdf ;f]lx k|lqmof ckgfO{ afF8kmfF6 ul/g] 5 .

$= pk/f]Qmfg';f/ z]o/ afF8kmfF6 ubf{ !) lsQfsf b/n] ;a} cfj]bsx?nfO{ afF8kmfF6 ug{ ck'u x'g] cj:yfdf Go"gtd bz lsQf kfpg] ul/ uf]nf k|yfaf6 cfj]bs 5gf}6 u/L ul/g] 5 .

%= z]o/ afF8kmfF6 ;km\6j]o/ tyf afF8kmfF6 tflnsfsf ;DaGwdf af]8{sf] ;xdlt lnO{g]5 .

^= z]o/ afF8kmfF6sf] hfgsf/L afF8kmfF6 u/]sf] ef]nLkN6 ;Dddf af]8{, lwtf]kq ahf/ tyf ;j{;fwf/0fnfO{ hfgsf/L u/fOg] 5 .

&= sDkgLsf sd{rf/Lx?nfO{ z]o/ afF8kmfF6 ubf{ sDkgLsf] ;~rfns ;ldltsf] lg0f{o adf]lhd ul/g]5 . ;fy}, Go"g dfu ePsf] cj:yfdf dfu eP adf]lhdsf] z]o/ cfj]bsnfO{ afF8kmfF6 u/L afF8kmfF6 x'g afFls /x]sf] z]o/ ;+ul7t ;+:yf / k|Tofe"ltstf{ aLr ePsf] k|Tofe"lt ;DaGwL ;Demf}tf adf]lhd k|Tofe'tstf{n] vl/b ug]{5 .

-v_ cToflws dfu ePsf] jf afF8kmfF6 gePsf] cj:yfdf lkmtf{ e'QmfgL ;DaGwL Joj:yf M

z]o/ afktsf] cfj]bg lng] sfo{ lwtf]kq v/Lb -;fj{hlgs lgisfzg_ ;DaGwL lgb]{lzsf, @)&# -cf:jf_ df ePsf] Joj:yf adf]lhd ;xefuL a}+s tyf ljQLo ;+:yfx?af6 x'g]5 . pQm lgb]{lzsfsf] Joj:yf adf]lhd cfj]bssf] vftfdf g} cfj]bg /sd /f]Ssf /flvg] ePsf]n] z]o/sf] cToflws dfu eO{ k|To]s cfj]bsn] dfu u/] adf]lhdsf] z]o/ afF8kmfF6 ug{ g;lsg] cj:yfdf lghnfO{ afF8kmfF6 ePsf] z]o/ jfktsf] /sd dfq dfu u/L afFls /sd ;f]xL vftfdf sfg'g adf]lhd ;xefuL a}+saf6 g} /f]Ssf km's'jf x'g] Joj:yf ldnfOg]5 .

-u_ lgj]bg ;fy k|fKt /sdsf] lkmtf{ e'QmfgLdf l9nfO{ ePdf lbOg] Aofhb/ M

ælwtf]kq lgisfzg tyf afF8kmfF6 lgb]{lzsf, @)&$Æ n] lgwf{l/t u/]sf] ;doleq z]o/sf] afF8kmfF6 kq tyf /sd lkmtf{ e'QmfgL lbg g;lsPdf z]o/sf] laqmL aGb ePsf] ldltb]lv /sd lkmtf{ e'QmfgL lbg z'? u/]sf] cl3Nnf] lbg;Ddsf] ;/sf/L C0fkqsf] k|rlnt clGtd Aofhb/sf] cfwf/df x'g cfpg] Aofh ;lxt lx;fj u/L /sd lkmtf{ e'QmfgL ul/g] Joj:yf /x]sf]df o; lgisfzgdf lwtf]kq v/Lb -;fj{hlgs lgisfzg_ ;DaGwL lgb]{lzsf, @)&# -cf:jf_ n] u/]sf] Joj:yf adf]lhd cfj]bg dfu ug'{kg]{ ePsf], h; cg';f/ cfj]bss} a}+s vftfdf /sd /f]Ssf x'g] Joj:yf /x]sf] .

-3_ lwtf]kqsf] afF8kmfF6 tyf k|df0fkq hf/L ;DaGwL k|lqmof / ;dofjwL M lgisfzg ul/g] ;fwf/0f z]o/ ælwtf]kq lgisfzg tyf aFf8kmFf6 lgb]{lzsf, @)&$Æ df ePsf] Joj:yf cg';f/ ;fwf/0f

z]o/sf] afF8kmfF6 u/L ;"rLs/0f eP kZrft ælwtf]kq s]lGb|o lgIf]k ;]jf lgodfjnL, @)^&Æ sf] lgod @$ sf] pklgod & adf]lhd ;DalGwt z]o/wgLsf] lxtu|fxL vftfdf cef}lts ?kdf z]o/ hDdf ul/g]5 .

-ª_ lwtf]kq ;"rLs/0f e};s]sf] eP To:tf] lwtf]kq ;"rLs/0f ul/Psf] lwtf]kq ahf/sf] gfd lwtf]kq sf/f]jf/ z'? x'gsf] nflu

;+ul7t :f+:yfn] k"/f ug'{kg]{ zt{x? ;DaGwL ljj/0f M ;f] gePsf] . -r_ lwtf]kq ;"rLs/0f e}g;s]sf] eP, ;+ul7t ;+:yfn] lgisfzg tyf laqmL ul/g] lwtf]kqx? k|rlnt P]g, lgod cg';f/

;xhv/Lb/laqmL jf ljlgdo x'g ;Sg] u/fpgsf] nflu ul/g] Joj:yf ;DaGwL ljj/0f M o; ljj/0fkq cg';f/ hf/L ul/Psf] ;fwf/0f z]o/x? lwtf]kq lgisfzg tyf afF8kmfF6 lgb]{lzsf, @)&$ df ePsf] Joj:yf

cg';f/ afF8kmfF6 u/L bf];|f] ahf/df sf/f]jf/ x'g] Joj:yfsf] nflu g]kfn :6s PS;r]~h ln=df ;"rLs/0f tyf l;l8P; P08 lSnol/Ë lnld6]8df btf{ u/fO{ sf/f]jf/ x'g] Joj:yf ldnfOg]5 .

-5_ ljlgdo x'g ;Sg] u/fpgsf] nflu ul/g] Joj:yf ;DaGwL ljj/0f M lwtf]kq lgisf;g tyf afF8kmfF6 lgb]{lzsf, @)&$ tyf k|rlnt lwtf]kq afF8kmfF6 ;DaGwL Joj:yf cg';f/ ;j{;fwf/0fx?df lgisf;g u/L af+F8kmfF+6 u/] kZrft\ g]kfn :6s PS;r]Gh lnld6]8df ;"rLs/0f tyf l;l8P;;L P08 lSnol/Ë ln=df btf{ u/L Ps};fy vl/b laqmLsf] Aoj:yf ldnfOg] 5 .

u=!)=r= k|Tofe"lt ;DaGwL ljj/0f M

-s_ lwtf]kq k|Tofe"lt ug]{ ;+ul7t ;+:yfsf] gfd, 7]ufgf / k|Tofe"lt ug]{ lwtf]kqsf] ;+Vof / /sd M o; ljj/0fkq dfkm{t lgisfzg ug{ nfluPsf] !*,$),(!) lsQf lwtf]kq dWo] tfTsflng k|fjwfg d'tfljs

;j{;fwf/0fnfO{ lgisfzg ug]{ lwtf]kqsf] !)) k|ltztn] x'g cfpg] !*,$),(!) lsQf ;fwf/0f z]o/sf] nflu gful/s nufgL sf]if, gofF afg]Zj/, sf7df08f}+af6 k|Tofe"lt k|bfg u/fOPsf] 5 . ;fy} cfof]hgf k|efljt If]qsf :yfgLo afl;Gbfx?af6 ;Dk"0f{ z]o/sf nflu cfj]bg k|fKt x'g gcfPdf pQm afFsL /x]sf] lwtf]kq ;d]t ;+nUg u/L k|Tofd"lt ;]jf k|bfg ug{ d~h'/ u/]sf] 5 .

29

-v_ lwtf]kq k|Tofe"ltstf{;Fu ul/Psf] ;Demf}tfsf] d'Vo d'Vo aF"bfx? M != o; sDkgLn] !*,$),(!) lsQf ;fwf/0f -:yfgLo afl;Gbfx? tyf ;j{;fwf/0fsf nflu_ z]o/ lgisfzg ug{sf nflu

lgodfg';f/ zt k|ltzt z]o/ k|Tofe"lt ug{sf] nflu k|Tofe"ltstf{ >L gful/s nufgL sf]if, gofF afg]Zj/, sf7df08f}+;Fu ldlt @)&&÷)#÷@! df k|Tofe"lt ;Demf}tf ul/Psf] 5 .

@= sDkgLn] cfof]hgf k|efljt If]qdf :yfoL a;f]af; ug]{ :yfgLo afl;Gbfsf] nflu 5'§ofOPsf] @ k|ltztn] x'g cfpg] ?=!)).- c+lst b/sf #,)^,*!( lsQf z]o/sf] d"No ?=#,)^,*!,()).- -cIf]?kL tLg s/f]8 5 nfv Psf;L xhf/ gf} ;o dfq_ / ;j{;fwf/0fsf] nflu 5'§ofOPsf] !) k|ltztn] x'g cfpg] ?=!)).- c+lst b/sf !%,#$,)(! lsQf z]o/sf] d"No ?=!%,#$,)(,!)).--cIf/]kL kGw| s/f]8 rf}tL; nfv gf} xhf/ Ps ;o dfq_ u/L s"'n !*,$),(!) lsQf ;fwf/0f z]o/ jfkt ?=!*,$),(!,))).- -cIf]?kL c7f/ s/f]8 rfln; nfv PsfGgAa] xhf/ dfq_ z]o/ d"No a/fa/sf] z]o/ k|Tofe"'ltsf] sfo{ ug{ sf]ifaf6 k|:tfj k|fKt ePsf] . ;f] ;DaGwdf sf]ifn] !*,$),(!) lsQf ;fwf/0f z]o/ jfkt ?=!*,$),(!,))).- -cIf/]]kL c7f/ s/f]8 rfln; nfv PsfGgAa] xhf/ dfq_ z]o/ d"No a/fa/sf] z]o/ k|Tofe"ltsf] sfo{ ug{ of] ;Demf}tf ul/Psf] .

#= k|Tofe"ltstf{n] cfkm" g]kfn lwtf]kq af]8{af6 ;b:otf k|fKt lwtf]kq Joj;foL /x]sf] / sDkgLsf] !*,$),(!) lsQf z]o/ k|Tofe"lt ug{ sfg'gL / cfly{s ?kdf ;Ifd cflwsfl/s ;+:yf xf] egL pb\3f]if u/]sf] .

$= k|Tofe"ltstf{n] sDkgLsf] z]o/ k|Tofe"t ug]{ k|of]hgsf] nflu o; ;Demf}tf adf]lhd sa'n u/]sf] z]o/ lsQfn] vfd];Ddsf] dfq bfloTj axg ug]{5 . z]o/ k|Tofe"lt ;DaGwdf !*,$),(!) lsQf ;fwf/0f z]o/ jfkt ?=!*,$),(!,))).- -cIf/]kL c7f/ s/f]8 rfln; nfv PsfGgAa] xhf/ dfq_ z]o/ d"No a/fa/sf] k|Tofe"lt u/] afkt k|Tofe"ltstf{nfO{ ;]jf z'Ns afkt lgodfg';f/ nfUg] s/ ;lxt ?=$,^),@@&.)) -cIf/]kL rf/ nfv ;f7L xhf/ b'O{ ;o ;QfO; dfq_ ;]jf z'Ns k|bfg ug{ sDkgL d~h'/ ub{5 . z]o/ k|Tofe"lt u/] afktsf] ;]jf z'MNssf] /sd dWo]af6 k|rlnt sfg'g adf]lhd s/ s§L u/L k|Tofe"ltstf{nfO{ ;ft -&_ lbgleq e'QmfgL ug{ sDkgL d~h'/ ub{5 . ;f] /sd lkmtf{ g'g] k|sf/sf] -Non Refundable_ x'g'sf] ;yf} ;f] /sddf k|Tofe"ltstf{n] g]kfn lwtf]kq af]8{nfO{ a'emfpg' kg]{ ;Dk"0f{ /sd ;d]t ;dfj]z x'g]5 .

%= k|Tofe"lt u/]sf] z]o/ k|Tofe"ltstf{n] u|x0f ug'{ k/]df pQm z]o/ u|x0f u/]kl5 ;j{;fwf/0f z]o/wgL ;/x k|Tofe"ltstf{nfO{ z]o/ k|ltsf] xs clwsf/ k|fKt x'g]5 .

^= k|Tofe"ltstf{sf] bfloTj lghn] k|Tofe"lt ug{ dGh'/ u/]sf] /sdsf] xb;Dd dfq sfod /xg]5 . lgisfzg sDkgLn] lgisfzg ug]{ z]o/x? k"0f{ ?kdf v/Lb eP kl5 k|Tofe"ltstf{sf] bfloTj :jtM ;dfKt x'g]5 .

&= ;a} kIfsf] cfk;L ;xdltdf o; ;Demf}tfkqsf zt{x¿ kl/jt{g ug{, kl/dfh{g ug{ jf ;+zf]wg ug{ ;lsg]5 / To:tf kl/jt{gx¿ of] ;Demf}tfkqsf] cleGg cË dflgg]5 .

*= of] ;Demf}tfkqdf pNn]lvt s'g} zt{ tyf To;sf] kfngf Pj+ JofVofsf ljifodf lgisfzg sDkgL tyf k|Tofe"tstf{ aLr s'g} ljjfb pTkGg ePdf ;f] ljjfb cfk;L 5nkmn u/L ;xdltaf6 ;dfwfg ul/g]5 . o;/L cfk;L ;xdltjf6 ljjfbsf] ;dfwfg gePdf k|rlnt sfg"g jdf]lhd ljjfbsf] ;dfwfg ul/g]5 .

u=!)=5= cfj]bg lb+bf Wofg lbg' kg]{ s'/fx? M

-s_ lwtf]kqjfnfsf] clwsf/ tyf k|ltaGwfTds Joj:yfx? h:t} dtflwsf/, nfef+z, xsk|b z]o/, lwtf]kqjfnfsf] clwsf/df kl/jt{g ug]{ k|lqmof tyf lwtf]kqsf] vf/]hL cflb ;DaGwL ljj/0f M

o; ljj/0fkq cg';f/ lgisfzg ul/Psf z]o/sf] afF8kmfF6df k/]sf z]o/wgLx?sf] clwsf/ tyf k|ltaGwfTds Aoj:yfx?

h:t}M dtflwsf/, nfef+z, xsk|b z]o/, lwtf]kqjfnfsf] clwsf/df kl/jt{g ug]{ k|s[of tyf lwtf]kqsf] vf/]hL cflb ;DaGwL Joj:yf k|rlnt sfg'g cg';f/ x'g]5 .

-v_ sDkgLsf] k|aGwkq, lgodfjnL tyf ljj/0fkq k|fKt ug{ jf x]g{ ;Sg] 7fpF, lng'kg]{ Go"gtd lwtf]kq ;+Vof / ;f] eGbf

dfly lng] ePdf s'g u'0ffÍdf lng ;Sg] xf] ;f] ;DaGwL ljj/0f M

!= sfof{no ;doleq lgDglnlvt :yfgx? tyf tf]lsPsf] :yfgx?af6 sDkgLsf] k|aGwkq, lgodfjnL / ljj/0f kq lg/LIf0f ug{ ;lsg]5 .

c= o; sDkgLsf] /lhi68{ sfof{no rGb|flu/L gu/kflnsf j8f g+=$, yfgsf]6, sf7df08f}+ . cf= z]o/ lgisf;g tyf laqmL k|aGws Unf]an cfOPdO{ SofkL6n ln=, hdn, sf7df08f}+ .

@= o; ljj/0fkq dfkm{t lgisfzg ul/g] :yfgLo afl;Gbfx?sf] xsdf Go"gtd\ !) lsQf tyf clwstd\ !) n] efu hfg] ;+Vofdf #,)^) lsQf;Dd cfj]bg lbg ;lsg] 5 .

#= o; ljj/0fkq dfkm{t lgisfzg ul/g] ;j{;fwf/0fx?sf] xsdf Go"gtd\ !) lsQf tyf clwstd\ !) n] efu hfg] ;+Vofdf !#,(^) lsQf;Dd cfj]bg lbg ;lsg] 5 .

30

-u_ cfj]bg lb+bf kfngf ug'{kg]{ zt{ aGb]hx? h:t} Ps eGbf a9L b/vf:t lbg gkfOg], nufgLstf{sf] klxrfgsf] nflu gful/stf÷hGdbtf{sf] k|dfl0ft k|df0fkqsf] k|ltlnlk k]z ug'{kg]{ jf lwtf]kq bnfn Joj;foLn] lbPsf] u|fxssf] kl/ro gDa/ / ;DalGwt Joj;foLsf] gfd v'nfpg'kg]{ / a}+s vftf dfkm{t sf/f]af/ ul/g'kg]{ h:tf kIfx? M

sf7df08f}+ tyf dsjfgk'/ lhNnfsf] cfof]hgf k|efljt If]qsf :yfgLo afl;Gbfx?n] o; ljj/0fkq dfkm{t lgisfzg ul/g] ;fwf/0f z]o/ lgDg adf]lhdsf] k|lqmof k'/f ePsf] cj:yfdf vl/b ug{sf] nflu cfj]bg lbg ;Sg]5g\ M

!= cfj]bsn] b/vf:t kmf/ddf tf]lsP adf]lhd ;Dk"0f{ ljj/0f e/L clgjfo{ ?kn] xfn;fn} lvr]sf] kmf]6f] ;lxt cfkm}n] b:tvt u/L k|efljt If]qsf] afl;Gbf k|dfl0ft ug]{ :yflgo lgsfoaf6 hf/L sfuhft ;lxt b/vf:t kmf/d a'emfpg' kg]{5 .

@= !^ aif{ pd]/ k'u]sf] xsdf cfj]bsn] cfkm\gf] gful/stf k|df0fkqsf] k|ltlnkL :jo+n] k|dfl0ft u/L clgjfo{ ?kdf b/vf:t kmf/d a'emfpFbf k]z ug'{kg]{5 .

#= !^ aif{eGbf sd pd]/sf nflu cfdf÷afa'n] ;+/Ifs eO{ cfj]bg lbg' k/]df g]kfn ;/sf/sf] kl~hsflwsf/Lsf] sfof{noaf6 k|fKt gfafnssf] hGdbtf{ k|df0f–kqsf] k|ltlnkL ;+/Ifsåf/f clgjfo{ ?kdf k|dfl0ft u/L cfj]bg;fy k]z ug'{kg]{5 . ;fy} b/vf:t kmf/ddf ;+/Ifssf] gful/stf k|df0fkqsf] k|ltlnkL ;d]t ;+/Ifs :jo+n] k|dfl0ft u/L ;+nUg ug'{ kg]{5 .

$= ljjfx e} cfPsf dlxnfsf xsdf ljjfx btf{ k|df0fkqsf] k|ltlnkL ;d]t ;+nUg u/]sf] x'g' kg]{5 . %= a;fO{+ ;/fO{ u/L cfPsf] xsdf cfx\jfgkq k|sflzt x'g'eGbf cufj} a;fO{ ;/fO{ u/L cfPsf] k|df0fkqsf] k|ltlnkL ;d]t

;+nUg u/]sf]] x'g'kg]{5 . ^= !^ jif{ pd]/ k'uL gful/stf lnPsf] t/ ljjfx u/L sf7df08f}÷dsjfgk"/ lhNnf 5f8L cGo lhNnf uPsf dlxnf Pj+

lhNnf 5f8L a;fO{ ;/fO{ u/L uPsf JolQm / kl/jf/x?df pNn]lvt ;'/lIft z]o/ lng] clwsf/ /xg] 5}g . &= cfdf afa' afx]s cGo JolQm ;+/Ifs e} gfafns jf ljlIfKt JolQmsf] gfddf b/vf:t lb+bf sfg"g adf]lhd ;+/IfsTjsf]

k|df0f k]z ug{'kg]{5 . *= lwtf]kq vl/b ug{sf nfuL b/vf:t lbg rfxg]n] tf]lsPsf] ;+sng s]Gb|df z]o/ vl/bsf] nfuL b/vf:t a'emfpg' kg]{5 . (= cfj]bg kmf/d a'emfpFbf b/vf:t kmf/ddf Go"gtd ?kdf v'Ng'kg]{ egL tf]lsPsf ljj/0fx? ;a} :ki6 ?kdf e/]sf]

b/vf:t kmf/d a'emfpg' kg]{5 . !)= Ps JolQmn] cfkm'n] lng rfx]sf] ;Dk"0f{ z]o/sf] nflu Psj6f dfq cfj]bg u/]sf] x'g'kg]{5 . olb Ps} JolQmn] Ps eGbf

a9L cfj]bg lbPsf] e]l6Pdf lghn] lbPsf] ;a} cfj]bgx?nfO{ /2 ul/g]5 . !!= cfof]hgf k|efljt If]qsf afl;Gbfx?af6 cfj]bg dfu ubf{ a;fO{ ;/fO{ jf cGo sf/0fn] a;fO{ ;/]sfx?n] cfj]bg lbg

kfpg] 5}gg\ . !@= ;fwf/0f z]o/ vl/b ug{sf nflu b/vf:t lbg] JolQm :jo+n] b/vf:t kmf/ddf b:tvt u/L tf]lsPsf] ;+sng s]Gb|x?df

;fwf/0f z]o/ vl/bsf nflu b/vf:t a'emfpg' kg]{5 . o;/L b/vf:t kmf/ddf b:tvt gu/]sf] / tf]lsPsf ;+sng s]Gb|x? afx]s cGo :yfgx¿df b/vf:t kmf/d a'emfPsf] b/vf:t kmf/dnfO{ /2 ul/g]5 .

!#= cfof]hgf k|efljt If]qsf afl;Gbfx?n] z]o/ vl/b u/]df ;j{;fwf/0fsf nflu ;fj{hlgs lgisfzg ul/g] ;fwf/0f z]o/sf] nflu k'gM cfj]bg lbg kfpg] 5}gg\ .

!$= ;Dk"0f{ b/vf:tjfnfx? -gfafnsx? ;d]t_ n] clgjfo{ ?kdf cfkm\gf] vftf /x]sf] a}+s jf ljQLo ;+:yfsf] gfd, 7]ufgf / vftf gDa/ ;d]t :ki6 ?kdf b/vf:t kmf/ddf v'nfpg' kg]{5 . b/vf:tjfnfn] b/vf:t kmf/ddf cfkm\gf] vftf gDa/ pNn]v ubf{ Nepal Clearing House sf] ;b:o ePsf] a}+s jf ljQLo ;+:yfdf ePsf] vftf gDa/ pNn]v ug'{ kg]{5.

!%= ?=%),))).–eGbf a9L nufgL ug]{ b/vf:tjfnfn] b/vf:t lb+bf clgjfo{ ?kdf PsfpG6k]oL r]s dfkm{t /sd hDdf ug'{ kg]{5 .

!^= ?=% nfv;Dd /sd a/fa/sf] cfj]bg ug]{ b/vf:tjfnfn] :j]lR5s ?kdf / ?=% nfv eGbf a9L /sd a/fa/sf] cfj]bg ug]{ b/vf:tjfnfn] clgjfo{ ?kdf Kofg (PAN No.) gDa/ b/vf:t kmf/ddf v'nfpg' kg]{5 .

!&= b/vf:tjfnfn] Psf3/ kl/jf/ afx]s Ps eGbf a9L b/vf:t kmf/d ;dfj]z u/L cfj]bg lbPsf] cj:yfdf k|To]s b/vf:tjfnfn] cfkm\g} vftfsf] Psfp06 k]oL r]s a'emfpg'kg]{5 .

!*= lxtu|fxL vftf vf]nL ;s]sf cfj]bssf] xsdf lxtu|fxL vftf g+= pNn]v ug'{kg]{5 . !(= ;fy} g]kfn lwtf]kq af]8{af6 ldlt @)&%÷!)÷)& sf] lgb]{zg adf]lhd cfof]hgf k|efljt If]qsf :yflgojf;Lx?n]

P]lR5s ?kdf cf:jf k|0ffnL dfkm{t cfj]bg lbg ;Sg] 5g\ .

;j{;fwf/0fdf lgisfzg ul/g] ;fwf/0f z]o/ lgDg adf]lhd k|lqmof k'/f ePsf] cj:yfdf z]o/ vl/b ug{ cfj]bg lbg ;Sg]5

!= o; ljj/0fkqaf6 lgisfzg x'g] lwtf]kq vl/bsf nflu b/vf:t lbg rfxg]n] g]kfn lwtf]kq af]8{af6 cg'dlt lnO{ lwtf]kqsf] ;fj{hlgs lgisfzgsf] s]lGb|s[t ljB'lto ;]jf ;DaGwL sfo{ ;~rfng lgb]{lzsf, @)&$ adf]lhd ;fj{hlgs lgisfzg k|0ffnL dfkm{t cfj]bg ;+sng ug{ cfj4 ASBA ;]jfdf ;xefuL a+}s tyf ljQLo ;+:yf tyf ltgsf zfvf sfof{nox?af6 cfj]bg lbg ;Sg]5g\ .

@= cf:jf (ASBA) ;]jfdf ;xefuL a}s tyf ljQLo ;+:yfn] ASBA cGt{ut lng] cfj]bgsf] 9fFrf lwtf]kqsf] ;fj{hlgs lgisfzgsf] s]lb|s[t ljB'tLo ;]jf ;DaGwL sfo{ ;~rfng lgb]{lzsf, @)&$ sf] cg';'rL % adf]lhd x'g'kg]{5 .

#= ;j{;fwf/0fsf] xsdf l;l8P; P08 lSnol/Ë lnld6]8af6 pknAw u/fOPsf] æd]/f] z]o/Æ ;km\6j]o/af6 klg cfj]bsn] cfj]bg ug{ ;Sg]5g\ . t/ cfof]hgf k|efljt If]qsf :yfgLo afl;Gbfx?sf] xsdf pQm ;]jf nfu" x'g] 5}g .

31

$= l/tk"j{s k|fKt gePsf] b/vf:t tyf cfj]bg kmf/fddf pNn]v ePsf] lxtu|fxL vftf g+= / cfj]bssf] gfd l;l8P;;Lsf] clen]vdf km/s k/]sf] kfO{Pdf ;f] kmf/fdnfO{ z]o/ afF8kmfF6df ;dfj]z gul/g] x'+bf cfj]bg kmf/fddf e/]sf] lxtu|fxL vftf g+= cfj]bs :jo+n] Plsg ug'{kg]{5 .

%= lwtf]kq vl/bsf nflu b/vf:t lb+bfsf] cj:yfdf jf b/vf:t lbO{;s]kl5 vl/b ug{ rfx]sf] lwtf]kq afktsf] /sd e'QmfgL gx'+b} k|rlnt sfg'g adf]lhd clwsf/ k|fKt clwsf/L jf lgsfoaf6 nufgLstf{sf] vftf /f]Ssf /fVg] cfb]z k|fKt ePdf lgisfzg tyf laqmL k|aGwsn] To:tf] b/vf:t kmf/fdnfO{ /2 ul/g] xF+bf ;f] s'/fsf] hfgsf/L cfj]bs :jo+n] hfgsf/Ldf lng' kg]{5 .

^= lwtf]kq afF8kmfF6 ug'{ k"j{ clVtof/ k|fKt lgsfoaf6 s'g} nufgLstf{sf] vftf /f]Ssf /fVg cfb]z jf lgb]{zg k|fKt ePdf ;DalGwt a}+s jf ljQLo ;+:yfn] To:tf] cfb]z jf lgb]{zg cg';f/ ;DalGwt nufgLstf{sf] vftf /f]Ssf u/L To;sf] hfgsf/L t'?Gt lgisfzg tyf laqmL k|aGwsnfO{ lbg' kg]{5 .

&= z]o/sf] afF8kmfF6 u/L ;"rLs/0f eP kZrft\ afF8kmfF6df k/]sf cfj]bsx?nfO{ afF8kmfF6df k/]sf z]o/ lghx?sf] lxtu|fxL vftfdf hDdf ug]{ Joj:yf ul/g] ePsf]n] ;Dk"0f{ cfj]bsx?n] clgjfo{ ?kdf cfkm\gf] lxtu|fxL vftf g+= cfj]bg kmf/fddf pNn]v ug'{ kg]{5 .

*= ;+ul7t ;+:yfsf] ;~rfns, sfo{sf/L k|d'v, n]vfk/LIfs, sDkgL ;lrj jf ;+ul7t ;+:yfsf] Joj:yfkg jf n]vf ;DaGwL sfo{df k|ToIf ?kn] ;+nUg JolQmn] To:tf] kbdf axfn /xFbfsf] avt jf To:tf] kbaf6 cjsfz k|fKt u/]sf] ldltn] Ps jif{;Dd ;DalGwt ;+ul7t ;+:yf jf To;sf] ;xfos sDkgLsf] lwtf]kq cfˆgf] jf cfˆgf] kl/jf/sf] ;b:o jf cGo s'g} JolQm jf To:tf JolQmsf] lgoGq0fdf /x]sf] kmd{, sDkgL jf ;+:yfsf] gfddf jf cGo JolQmnfO{ vl/b ljqmL ug{ u/fpg jf x:tfGt/0f ug{ jf n]gb]g ug{ ;Sg]5}g .

u=!!= ;DalGwt kIf aLrsf] sf/f]af/ ;DaGwL ljj/0f M

lgisf;gstf{ ;+ul7t ;+:yf / lgDg lnlvt kIf aLr ljut @ jif{sf] cjlwdf s'g} k|sf/sf] j:t'ut sf/f]jf/ ePsf] jf s'g} sf/f]jf/ ug{ k|:tfj ul/Psf] eP sf/f]jf/df ;+nUg JolQmx?sf] gfd, ltgLx?sf] ;+ul7t ;+:yf ;Fusf] ;DaGw, sf/f]af/sf] k|s[lt / /sd M ;f] gePsf] .

-s_ ;+ul7t ;+:yfsf] sfo{sf/L clws[t jf ;~rfnssf] ?kdf /x]sf] JolQm M ;f] gePsf] . -v_ cfwf/e"t z]o/wgL M ;f] gePsf] . -u_ v08 -s_ / -v_ df pNn]lvt s'g} AolQmsf] Psf3/ kl/jf/sf] ;b:o M ;f] gePsf] . -3_ ;+ul7t ;+:yfsf] sfo{sf/L clws[t jf ;~rfns jf cfwf/e"t z]o/wgLn] #) k|ltzt jf ;f] eGbf a9L dtflwsf/ x'g] u/L

z]o/ :jfldTj u|x0f u/]sf] sDkgL jf ;+ul7t ;+:yf M ;f] gePsf] . -ª_ ;+ul7t ;+:yf jf To;sf] ;xfos sDkgLn] xfnsf] ;~rfns jf lghsf] Psf3/sf] kl/jf/sf] ;b:osf nflu s'g} sf/f]jf/

jf ;Demf}tf u/]sf] 5 eg] ;f] jf ljj/0fkq k|sfzg ug'{ eGbf # jif{ cufl8sf] cjlwdf ;+:yfsf] ;~rfns jf ;~rfnssf] Psf3/ kl/jf/sf] ;b:osf nflu s'g} sf/f]jf/ jf ;Demf}tf u/]sf] eP ;f] s'/f M ;f] gePsf] .

-r_ s'g} ;~rfns jf ;~rfnssf] Psf3/ kl/jf/sf] ;b:onfO{ s'g} C0f lbPsf] jf lgh;Fu lnPsf] eP pQm C0f ;DaGwL lj:t[t ljj/0f h:t} C0f afkt lnPsf] /sd, C0fsf] Aofhb/, C0f lnPsf] ldlt, C0f e'QmfgL cjlw cflb s'/f ljj/0f kqdf v'nfpg' kg]{ M ;f] gePsf] .

u=!@= ljb]zL nufgL / Joa:yfkg ;DaGwL ljj/0f M ljb]zL nufgL / Joa:yfkgdf ;+ul7t ;+:yf ;~rfng x'g] eP ;f] sf] ljj/0fsf ;fy} ;DalGwt ;Demf}tfsf] d'Vo tyf tflTjs a'Fbfx? M ;f] gePsf] .

u=!#= ;"rLs[t ;+ul7t ;+:yfn] ;fj{hlgs lgisf;g ug]{ ePdf b]xfosf] ljj/0f pNn]v ug'{ kg]{ M -s_ ;+ul7t ;+:yfsf] ljut # cfly{s jif{sf] k|To]s q}dfl;s cjlwsf] pRrtd, Go"gtd, clGtd ahf/ d"Nosf ;fy} sf/f]jf/

ePsf] z]o/ ;+Vof M ;f] gePsf] . -v_ af]8{df ljj/0fkq btf{sf] nflu k|:t't ug'{ eGbf ^ dlxgf cufl8sf] cjlwsf] dfl;s ?kdf pRr, Go"g / clGtd

d"Nosf ;fy} k|To]s dlxgfdf sf/f]jf/ ePsf] s'n lbg / s'n sf/f]af/ ePsf] lwtf]kqsf] ;+Vof M ;f] gePsf] . u=!$=kl5Nnf] ;fj{hlgs lgisf;gsf] cg'dfg tyf pknAwL ;DaGwL ljj/0f M ;+ul7t ;+:yfn] o; eGbf cufl8 lwtf]kq lgisfzg ubf{ tof/ u/]sf] ljj/0fkq jf cGo ljj/0fx?df pNn]lvt ul/Psf nIo

tyf sfo{qmdx? tyf v'b d'gfkmf xfl;n ug{ ;s]÷g;s]sf], g;s]sf] cj:yfdf nIo tyf sfo{qmdsf ;fy} ljj/0fkq jf cGo ljj/0fx?df k|If]lkt v'b d'gfkmf eGbf aL; k|ltzt jf ;f] eGbf a9Ln] Go"g x'g uPsf] eP o;/L km/s kgf{sf] sf/0f M ;f] gePsf] .

u=!%=k/fdz{bftf÷ ljz]if1 ;DaGwL ljj/0f M -s_ n]vfkl/Ifs, k|d'v a}+s, lgisf;g sfo{;Fu ;+nUg a}+s, k|If]lkt ljQLo ljj/0f 7Ls 5 egL k|dfl0ft ug]{ lj1 cflbsf] gfd tyf 7]ufgfM

c_ sDkgLsf] cf=j= @)&$÷)&% sf] cfDbfgL vr{ lx;fa tyf jf;nftsf] n]vfk/LIf0f kL=jfO{=;L=P08 P;f]l;P6\;, rf6{8 Psfp06]06\;, sf7df08f}+sf rf6{8 Psfp06]06, >L o'4 /fh cf]nLHo"n] ug'{ePsf] 5 .

32

cf_ o; sDkgLsf] cf=j= @)&%÷)&^ sf] ljQLo ljj/0fnfO{ kL=jfO{=;L=P08 P;f]l;P6;, rf6{8 Psfp06]06\;, sf7df08f}+sf rf6{8 Psfp06]06, >L o'4 /fh cf]nLHo"n] k|dfl0ft ug'{ePsf] 5 .

O_ o; lgisf;gsf] nflu k|d'v a}+ssf] Joj:yf ul/Psf] 5}g . O{_ o; lgisf;gsf] nflu b]xfosf a}+sx?nfO{ lgisf;g a}+s (Banker to the Issue) sf] ?kdf lgo'Qm

ul/Psf] 5 . l;=g+=

lgisf;g a}+ssf] gfd, 7]ufgf vftfsf] gfd vftf gDa/

!= >L Unf]an cfOPdO{ a}+s lnld6]8,sdnfbL, sf7df08f}+ . GICL-BTI-CHANDRAGIRI HILLS IPO )@)@)@)))&&^^ @= >L s'df/L a}+s lnld6]8, k'tnL;8s, sf7df08f}+ GICL-BTI-CHANDRAGIRI HILLS IPO ))!))!&!$^))))#! #= >L a}+s ckm sf7df08" lnld6]8, gS;fn, sf7df08f}+ GICL-BTI-CHANDRAGIRI HILLS IPO 015900000409524 $= >L ;]~r'/L sdl;{on a}+s lnld6]8, k'tnL;8s, sf7df08f}+ GICL-BTI-CHANDRAGIRI HILLS IPO 0010003834CA

;fy} cfjZostf cg';f/ lgisf;g aGb x'g' cufj} af]8{nfO{ hfgsf/L lbO{ cGo jfl0fHo a}+sx?nfO{ ;d]t o; lwtf]kq lgisf;gsf] nflu lgisf;g a}+ssf] ?kdf lgo'Qm ug{ ;lsg]5 .

p_ o; ljj/0fkqdf pNn]lvt ljQLo ljj/0f tyf k|If]k0fsf] cg'dfg tyf cfwf/x? xfnsf] sDkgLsf] l:ylt, lgisf;gstf{ sDkgLsf] bIftf / lgisf;gstf{ sDkgLn] k|fKt u/]sf] xfn;Ddsf] sfo{ k|ultsf] cfwf/df k'g/fjnf]sg u/L ljj/0f 7Ls 5 egL k|dfl0ft ug]{ rf6{8{ Psfp06]06 ;+:yf >L Pd la P; l8 PG8 P;f]l;P6\;, rf6{8{ PsfpG6]06\;, gS;fn, sf7df08f}++sf rf6{8{ Psfp06]06 >L ;'a|t 9sfnn] k|dfl0ft ug'{ ePsf] 5 .

-v_ dfly v08 -s_ df pNn]lvt ;+:yf jf JolQm;Fu ePsf] ;xdltsf d'Vo d'Vo a'Fbf tyf zt{x? M

-!_ ;+sng s]Gb|x?sf] lgwf{/0f ug]{ . -@_ a}+s/ 6' lb O:o'sf] lgwf{/0f ug]{ . -#_ cfjZostf cg';f/ ;"rgf k|sfzgdf ;xof]u ug]{ . -$_ cfjZostf cg';f/ a}+s ljQLo ;+:yf tyf ;+sng s]Gb|x?df kqfrf/ ug]{ . -%_ z]o/ lgisf;gsf qmddf ;+sng s]Gb|x?df kmd{ k7fpg], b}lgs ;+sngsf] ljj/0f lng], k7fpg] tyf ;+sng tYof+s

g]kfn lwtf]kq af]8{df hfgsf/L u/fpg] . -^_ lgisf;gsf] qmddf k|fKt /sd a}+s/ 6' lb O:o'df /fVg, lemSg ;xof]u ug]{ / k|fKt /sdsf] lx;fa ldnfg ug]{ . -&_ z]o/ lgisf;g kZrft CASBA k|0ffnL cGtu{t hDdf ePsf] b/vf:t kmf/d tyf ;+sng s]Gb|x?af6 kmd{x?

;+sng ug]{, k|f];]l;Ë ug]{, afF8kmfF6 tflnsf agfpg ;3fpg] ;fy} afF8kmfF6df ;xof]u ug]{ . -*_ afF8kmfF6 kZrft ;DalGwt AolQmx?sf] l8Dof6 vftfdf cef}lts z]o/ hDdf u/L z]o/ ;"rLs/0f tyf l;l8P; P08

lSnol/Ë lnld6]8df btf{sf nflu sDkgLnfO{ cfjZos ;xof]u ug]{ . -(_ z]o/ lgisf;gsf qmddf cfOkg]{ cGo ;Dk"0f{ sfo{x? ug{ u/fpg]df ;xof]u ug]{ .

u=!^=cfof]hgf ;DkGg ug{sf] nflu ;fj{hlgs lgisf;g afx]s cGo ljQLo >f]tx? k|of]u ul/Psf] 5÷5}g, tT;DaGwL ljj/0f M of] kl/of]hgf lgdf{0f ug{sf nflu ;+:yfks z]o/wgLx?sf] :jMnufgL / a}+s ljQLo ;+:yfx?af6 C0f k|fKt u/L cfof]hgfsf sfdx?

;~rfng e}/x]sf] 5 .

qm= ;+=

a}+sx?sf]] gfd z'?sf] shf{ /sd -?=_

shf{sf] e'QmfgLsf]

cjlw

ls:tf e'QmfgLsf]

tl/sf

z'? tyf xfnsf] Jofhb/

xfn;Dd e'Qmfg ul/Psf] shf{ /sd -?=_

afFsL shf{ /sd -?=_

!= l;l6hG; a}+s OG6/g];gn ln=

%@,#*,!&,(#$=^( !) jif{ q}dfl;s cf}ift j]; /]6 ±)=@%% lk|ldod

%,%#,!!,*!*=%# $^,*%,)^,!!^=!^

@ g]kfn OGe]i6d]06 a}+s ln=

$(,&^,#^,)@@=*$ !) jif{ q}dfl;s cf}ift j]; /]6 ± )=@%% lk|ldod

#,&*,*@,!!)=)@ $%,(&,%#,(!@=*@

# d]uf a}+s g]kfn ln= !!,((,(^,(@&=@@ !) jif{ q}dfl;s cf}ift j]; /]6 ±)=@%% lk|ldod

!,&#,%*,^*$=@* !),@^,#*,@$@=($

$ l;4fy{ a}+s ln= !),)),)),)))=)) !) jif{ q}dfl;s cf}ift j]; /]6 ±)=@%% lk|ldod

!),)),)),)))=)) -

% k|e' a}+s ln= #$,(%,&$,)))=)) !) jif{ q}dfl;s cf}ift j]; /]6 ±)=@%% lk|ldod

$,$%,&!,&#%=)) $),%),)@,@^%=))

^ ;flgdf a}+s ln= #$,(),)^,)))=)) !) jif{ q}dfl;s cf}ift j]; @&,#(,!#)=$# #$,^@,^^,*^(=%&

33

/]6 ±)=@%% lk|ldod

& ;g/fOh a}+s ln= @$,(@,(),)))=)) !) jif{ q}dfl;s cf}ift j]; /]6 ±)=@%% lk|ldod

!(,%^,%@!=&$ @$,&#,##,$&*=@^

hDdf @,!*,(#,@),**$=&% !%,(*,@),)))=)) @,)@,(%,)),**$=&% Gff]6 M* l;4fy{ a}+s ln= af6 pkef]u u/]sf] z'?sf] cfjlws shf{ dWo]sf] ltg{ afFsL /x]sf] /sd ?=*,&%,@@,#*@.*@ k|e' a}+s ln=n] l;4fy{ a}+s ln= nfO{ ;Dk"0f{ /sd e'QmfgL u/] kZrft k|e' a}+s ln= df pQm /sd ;d]t ;dfof]hg u/L afFsL shf{ /sddf k|:t't ul/Psf] . * sDkgLn] l/;f]6{ kl/of]hgfsf] :tf/f]Ggltdf vr{ eO;s]sf]] / lhk nfO{g kl/of]hgfsf] nflu ? $@=&) s/f]8 sf] cfjlws sh{f lngnfO{ lgj]bg

lbPsf] / pQm sh{f /sd l:js[t cj:yfdf /x]sf] x'gfn] cf=j= @)&&.&* df cfjlws sh{f cfpg] k|If]k0f ul/Psf] 5 .

cfjlws shf{sf] ljj/0f M

qm= ;+=

a}+s tyf ljQLo

;+:yfsf] gfd

z'?sf] shf{ /sd

-?=_

shf{sf] e'QmfgLsf]

cjlw

ls:tf e'QmfgLsf]

tl/sf

z'? tyf xfnsf] Aofhb/

xfn;Dd e'Qmfg ul/Psf] shf{

/sd -?=_

afFsL shf{ /sd -?=_

!= l;l6hG; a}+s OG6/g];gn ln=

!*,*$,@!,%**=() # dlxgf # dlxgf !@ % - !*,*$,@!,%**=()

sDkgLn] tn lbPsf] tflnsf cg';f/sf] shf{ /sd e'QmfgL ug]{ 5 M

Due Date Installment Loan Balance Term Loan

l;l6hG; a}+s OG6/g];gn lnld6]8 $^,*%,)^,!!^=!^

g]kfn OGe]i6d]06 a}+s ln= $%,(&,%#,(!@=*@

d]uf a}+s g]kfn lnld6]8 !),@^,#*,@$@=($

k|e' a}+s lnld6]8 $),%),)@,@^%=))

;flgdf a}+s lnld6]8 #$,^@,^^,*^(=%&

;g/fOh a}+s lnld6]8 @$,&#,##,$&*=@^

hDdf shf{ /sd @,)@,(%,)),**$=&% r}q @)&^ 36,180,000.00 1,993,320,884.75 c;f/ @)&& 44,680,000.00 1,957,140,884.75 cflZjg @)&& 44,680,000.00 1,912,460,884.75 k'if @)&& 45,070,000.00 1,867,780,884.75 r}q @)&& 45,070,000.00 1,822,710,884.75 c;f/ @)&* 45,070,000.00 1,777,640,884.75 cflZjg @)&* 45,070,000.00 1,728,570,884.75 k'if @)&* 49,480,000.00 1,679,500,884.75 r}q @)&* 49,480,000.00 1,630,020,884.75 c;f/ @)&( 54,480,000.00 1,580,540,884.75 cflZjg @)&( 54,480,000.00 1,526,060,884.75 k'if @)&( 57,300,000.00 1,471,580,884.75 r}q @)&( 57,300,000.00 1,414,280,884.75 c;f/ @)*) 63,300,000.00 1,356,980,884.75 cflZjg @)*) 63,300,000.00 1,293,680,884.75 k'if @)*) 63,750,000.00 1,230,380,884.75 r}q @)*) 63,750,000.00 1,166,630,884.75 c;f/ @)*! 63,750,000.00 1,102,880,884.75 cflZjg @)*! 63,750,000.00 1,035,130,884.75

34

k'if @)*! 68,220,000.00 967,380,884.75 r}q @)*! 68,220,000.00 899,160,884.75 c;f/ @)*@ 72,220,000.00 830,940,884.75 cflZjg @)*@ 72,220,000.00 758,720,884.75 k'if @)*@ 56,132,500.00 686,500,884.75 r}q @)*@ 56,132,500.00 630,368,384.75 c;f/ @)*# 56,132,500.00 574,235,884.75 cflZjg @)*# 60,132,500.00 514,103,384.75 k'if @)*# 57,369,384.75 456,734,000.00 r}q @)*# 40,000,000.00 416,734,000.00 c;f/ @)*$ 40,000,000.00 376,734,000.00 cflZjg @)*$ 58,000,000.00 318,734,000.00 k'if @)*$ 58,000,000.00 260,734,000.00 r}q @)*$ 58,000,000.00 202,734,000.00 c;f/ @)*% 58,000,000.00 144,734,000.00 cflZjg @)*% 37,000,000.00 107,734,000.00 k'if @)*% 37,000,000.00 70,734,000.00 r}q @)*% 37,000,000.00 33,734,000.00 c;f/ @)*^ 33,734,000.00 - hDdf 2,02,95,00,885.00 -

u=!&= d'2f tyf ljjfb ;DaGwL ljj/0f M

-s_ ;+ul7t ;+:yfsf] t/ntf, df}Hbft, sfo{ ;~rfngdf tflTjs c;/ kg]{ vfnsf] s'g} d'2fdfldnf jf ljjfb eP ;f] ;DaGwL ljj/0f tyf pk/f]Qm d'2f jf ljjfbsf] sf/0faf6 kg{ ;Sg] k|efj ;DaGwdf Joj:yfkgsf] wf/0ff M ;f] gePsf] .

-v_ ;+ul7t ;+:yfnfO{ c;/ kg]{ u/L ;+:yfsf] ;+:yfks÷;~rfnsn] jf nfO{ bfo/ ul/Psf] d'2f ;DaGwL ljj/0f M ;f] gePsf] . -u_ ljut kfFr jif{df ;+ul7t ;+:yfsf] s'g} ;+:yfks÷;~rfns sfnf] ;"rLdf k/]sf] jf s'g} g}lts jf cfly{s sf/0faf6 s'g}

lgodg lgsfo jf cbfntn] ;hfFo u/fPsf] eP, To:tf] ;+:yfks÷;~rfnssf] gfd / ;hfo ug]{ lgodg lgsfo jf cbfntsf] gfd pNn]v ug'{kg]{ M ;f] gePsf] .

-3_ ;+ul7t ;+:yf a}+s jf ljQLo ;+:yfdf C0f glt/L l8kmN6 ePsf], lgod cg';f/sf] z'Ns glt/]sf], lwtf]kqjfnfx?sf] s'g} /sd e'QmfgL gul/Psf] eP tT;DaGwL ljj/0fx? M ;f] gePsf] .

u=!*= u'gf;f] ;'Gg] / ;dfwfg ug]{ k|lqmof M

lgisflzt lwtf]kq ;DaGwL nufgLstf{x?sf] u'gf;f] tyf ;'emfj ;'Gg tyf ;f] sf] ;dfwfgsf nflu lgisf;g sDkgL tyf lwtf]kq lgisf;g tyf laqmL k|aGwssf] sfof{nodf Ps ljz]if sIfsf] Joj:yf ul/Psf] 5 . nufgLstf{x?n] b]xfosf] dfWod dfkm{t cfˆgf] u'gf;f] tyf ;'emfjx? k|]lift ug{ ;Sg]5g\ M

!= lgisf;gstf{ sDkgLsf] tkm{af6 >L emns /fh zdf{ kmf]g g+=M $#!@%!% tyf Od]n M [email protected] @== lgisf;g tyf ljqmL k|aGwssf] tkm{af6 >L glngf >]i7 – kmf]g g+=M $@@@$^) tyf Od]nM [email protected] u=!(= gub glnO{ s;}nfO{ lwtf]kq lgisf;g ul/Psf] 5 eg] To:tf] AolQm jf ;d"xsf] gfd, v/Lb ul/Psf] ;DklQ jf ;]jf ;DaGwL ljj/0f, lgisf;g ul/Psf] lwtf]kqsf] ;+Vof / b/ ;DaGwL ljj/0f M ;f] gePsf] . u=@)= C0fkq lgisf;g ;DaGwL ljj/0f M ;f] gePsf] . u=@!= cu|flwsf/ z]o/ lgisf;g ;DaGwL ljj/0f M ;f] gePsf] . u=@@=cGo ;fdfGo hfgsf/L M

-s_ ljz]if1sf] s'g} /fo ePdf, ;f] sf] ljj/0f M o; rGb|flu/L lxN; lnld6]8sf] ljj/0fkqdf pNn]lvt ljQLo ljj/0f tyf k|If]k0fsf] cg'dfgx? tyf cfwf/x? ut cf=j=x?sf] n]vfkl/If0f eO{;s]sf ljQLo ljj/0fx? 7Ls 5 egL k|dfl0ft ug]{ rf6{8{ Psfp06]06 ;+:yf >L PdljP;l8 P08 P;f]l;P6\; rf6{8{ Psfp06]06 ;+:yf, eujlt axfn, gS;fn, sf7df08f}+sf] tkm{af6 rf6{8{ Psfp06]06 >L ;'a|t 9sfnn] k|dfl0ft ug'{ ePsf] 5 . o; sDkgLjf6 lgisf;g ug{ nfluPsf] ;fwf/0f z]o/ vf]Ng] sfo{df cGo ljljw sf/0fn] l9nf x'g uPdf k|If]k0f ul/Psf cfDbfgL tyf vr{sf glthfx? s]xL km/s kg{ hfg] /fo /x]sf] 5 .

35

-v_ ut tLg cfly{s jif{ leqdf s'g} ;~rfns, n]vfk/LIfs kl/jt{g ePsf] eP, ;f] sf] sf/0f M xfn;Dd ;~rfns ;ldtLdf ePsf] kl/jt{g b]xfo adf]lhd /x]sf] 5 M

qm= ;+=

;~rfnsx?sf] gfd Kfb k|ltlglwTj ul/Psf]] ;+:yf ;~rfnsdf axfn /x]sf] cjlw

b]lv ;Dd

!= gj/fh g]kfn ;~rfns - @)&% kf}if #) @)&^ kf}if @&

@= pQd g]kfn ;~rfns gj/fh g]kfnn] /fhLgfdf lbg' ePkl5 ;~rfns kb l/Qm x'g cfPsf]n] .

@)&^ kf}if @* -

n]vfk/LIfsdf ePsf] kl/jt{g M nuftf/ # jif{eGbf a9L Ps} JolQmn] n]vfkl/If0f ug{ gkfpg] lgodfg';f/ n]vfk/LIfsdf kl/jt{g x'g] u/]sf] . o; sDkgLsf xfn;Ddsf n]vf kl/Ifsx?sf] ljj/0f b]xfo adf]lhd /x]sf] 5 M

qm=;+= n]vfk/LIfssf] gfd, 7]ufgf n]vfk/LIf0f u/]sf]

cf=j=

!= kL=jfO{=;L=P08 P;f]l;P6\; @)&%÷)&^

@ kL=jfO{=;L=P08 P;f]l;P6\; @)&$÷)&%

# e§ P08 sDkgL @)&#÷)&$

-v_ ut tLg cfly{s jif{ leqdf s'g} ;~rfns, n]vfk/LIfs kl/jt{g ePsf] eP, ;f] sf] sf/0f M ;+:yfks z]o/wgL tyf ;~rfns ;b:o >L gj/fh g]kfnn] cfkm\gf] sfo{ Jo:ttfsf] sf/0fn] ;do lbg g;Sg] ePsf]n] lbg' ePsf] /flhgfdf ldlt @)&^÷)(÷@* ut] a;]sf] ;~rfns ;ldltsf] a}7ssf] lg0f{o adf]lhd :jLs[lt ePsf] / ;~rfns ;ldltsf] l/Qm ;~rfns ;b:o kbdf ;+:yfks z]o/wgL >L pQd s'df/ g]kfnnfO{ lgo'Qm ul/Psf] .

-u_ sDkgL ;lrjsf] gfd, 7]ufgf / of]Uotf M ;fljs k}oF'kf6f uf=lj=; ! afUn'Ë lhNnf lgjf;L jfl0fHo zf:qdf :gfts -la=sd=_ z}lIfs of]Uotf xfl;n u/L ljleGg If]qsf] Joj:yfksLo lhDd]jf/Ldf s/La !) jif{eGbf a9Lsf] sfof{g'ej ePsf >L emns /fh zdf{ o; sDkgLsf] sDkgL ;lrjsf] ?kdf sfo{/t /xg' ePsf] 5 .

-3_ ;fj{hlgs lgisf;g ug{sf nflu ;~rfns ;ldltaf6 ePsf] lg0f{o ;DaGwL ljj/0f M sDkgLsf] gjf} jflif{s ;fwf/0f ;efsf] ljif]z k|:tfj g+=#, adf]lhd sDkgLsf] k|aGwkq tyf lgodfjnLdf ;+zf]wg kZrft\ sfod

x'g] sDkgLsf] hf/L k"FhL / ;fwf/0f z]o/ ;j{;fwf/0fnfO{ laqmLsf] nflu ;fj{hlgs ug]{ ;DaGwdf 5nkmn xF'bf sDkgLsf] hf/L k"FhL ?=!,%#,$),(!,))).– -cIf/]kL Ps ca{ lqkGg s/f]8 rfnL; nfv PsfgAa] xhf/ dfq_ sfod u/L pQm hf/L k"FhLsf] bz k|ltztn] x'g cfpg] ?=!%,#$,)(,!)).)) -cIf/]kL kGw| s/f]8 rf}lt; nfv gf} xhf/ Ps ;o dfq_ a/fa/sf] !%,#$,)(! -cIf/]kL kGw| nfv rf}lt; xhf/ PsfGga] dfq_ lsQf ;fwf/0f z]o/ ;j{;fwf/0fnfO{ tyf hf/L k"FhLsf] b'O{ k|ltztn] x'g cfpg] ?=#,)^,*!,()).)) a/fa/sf] #,)^,*!( lsQf :yfgLo afl;Gbf u/L s"n hDdf !*,$),(!) lsQf lwtf]kq ;fj{hlgs lgisf;g ug]{ k|:tfj ;j{;DdtLaf6 kfl/t ug]{ lg0f{o ePsf] . sDkgLsf] bzf+} jflif{s ;fwf/0f;efdf ljz]if k|:tfjsf] ?kdf /fvL 5nkmn u/L cfjZos lg0f{o lng cg'dlt k|bfg u/]sf] x'Fbf lghn] p7fPsf ljifox?nfO{ ljz]if k|:tfjsf] ?kdf /fvL 5nkmn ubf{ b]xfo cg';f/ kfl/t ug]{ ;j{;Ddltn] lg0f{o ePsf] .

-s_ sDkgLn] ;j{;fwf/0f ;d'xsf] nflu hf/L k'FhLsf] !) k|ltzt z]o/ 5'6\ofPsf]df ;f] nfO{ j[l4 u/L !@ k|ltzt k'/\ofpg] / ;j{;fwf/0f ;d'xdf yk ePsf] @ k|ltzt z]o/ cfof]hgf k|efljt If]qsf afl;Gbfx?nfO{ ljt/0f ug]{ .

-v_ sDkgLn] ;j{;fwf/0f ;d'xsf] nflu hf/L k"FhLsf] !@ k|ltzt z]o/ ljt/0f ug]{ ePkl5 ;+:yfks ;d'xsf] z]o/ :jfldTjdf klg kl/jt{g x'g] ePsf]n] xfn sfod /x]sf] ;+:yfks ;d'xsf] z]o/ :jfldTj () k|ltztnfO{ ** k|ltzt sfod ug]{ . -u_ xfn sDkgLsf] hf/L k"FhL ?= ! ca{ %) s/f]8 / ;+:yfksx?n] r'Qmf u/]sf] z]o/ k'FhL ?=! ca{ #% s/f]8 cyf{t hf/L

k'FhLsf] () k|ltzt /x]sf]df ;+:yfksx?n] tTsfn r'Qmf u/]sf] z]o/ k'FhLnfO{ oyfjt /fVg'kg]{ cj:yfdf o; ;+zf]wg kZrft\ ;+:yfks ;d'xsf] z]o/ :jfldTj ** k|ltzt sfod x'g hfFbf hf/L k'FhL klg :jtM j[l4 x'g] ePsf]n] ;f] tYo / z]o/ :jfldTjsf] cfwf/df lx;fa ubf{ xfn sfod /x]sf] hf/L k'FhL ?=!,%),)),)),))).– nfO{ j[l4 u/L ?=!,%#,$),(!,))).– k'/\ofpg] .

-3_ sDkgLsf] k|aGwkq tyf lgodfjnLdf ;+zf]wg kZrft\ sfod x'g] hf/L k'FhL ?=!,%#,$),(!,))).))-cIf/]kL Ps ca{ lqkGg s/f]8 rfnL; nfv PsfgAa] xhf/ dfq_ sf] !@ k|ltztn] x'g] !*,$),(!,))).)) -cIf/]kL c7f/ s/f]8 rfnL; nfv PsfgAa] xhf/ dfq_ a/fa/sf] !*,$),(!) -c7f/ nfv rfnL; xhf/ gf};o bz_ yfg lsQf ;fwf/0f z]o/ ;fj{hlgs -:yfgLo afl;Gbf tyf ;j{;fwf/0fdf_ lgisf;g ug]{ ;d]tsf ljifodf lg0f{o ul/Psf] .

-ª_ ;+ul7t ;+:yf jf o;sf z]o/wgLnfO{ s'g} ljz]if s/ ;'ljwf lbOPsf] eP, ;f] ;DaGwL ljj/0f M ;f] gePsf] .

36

-r_ ;+ul7t ;+:yfsf] kl5Nnf] cfly{s jif{sf] n]vfk/LIf0f ePsf] jf;nft, gfkmf gf]S;fg lx;fj / gub k|jfx ljj/0f k|fKt ug{ jf x]g{ ;Sg] 7fpF / ;do M

sfof{no ;doleq lgDg lnlvt :yfgx?df sDkgLsf] kl5Nnf] cfly{s jif{sf] n]vfk/LIf0f ePsf] jf;nft, gfkmf–gf]S;fg lx;fj tyf gub k|jfxsf] ljj/0f k|fKt ug{ jf lg/LIf0f ug{ ;lsg]5 . != sDkgLsf] d'Vo sfof{no, rGb|flu/L gu/kflnsf j8f g+=$, yfgsf]6, sf7df08f}+ . @= lwtf]kq lgisf;g tyf laqmL k|aGws >L Unf]an cfOPdO{ SofkL6n lnld6]8, sf7df08f}+ dxfgu/kflnsf j8f g+=@&, hdn, sf7df08f} .

-5_ af]g; z]o/ ;DaGwL Joj:yf M xfn;Dd af]g; z]o/ hf/L ul/Psf] 5}g . eljiodf k|rlnt P]g / g]kfn lwtf]kq af]8{sf] k|rlnt af]g; z]o/ lgisf;g

;DaGwL Joj:yf cg';f/ af]g; z]o/ hf/L ug{ ;Sg]5 . -h_ z]o/jfnf, sd{rf/L jf c? s;}sf] nflu z]o/ ;'/lIft ug]{ Joj:yf ul/Psf] ePdf ;f] s'/f M sDkgLsf] ;fwf/0f z]o/dWo] klxnf] r/0fdf cfof]hgf k|efljt If]q sf7df08f}+ lhNnf cGtu{t rGb|flu/L gu/kflnsf j8f g+=

#, $, ^ / & -;fljs yfgsf]6 uf=lj=;= sf ;Dk"0f{ j8fx? tyf ;fljs dxfb]j:yfg uf=lj=;= sf j8f g+= #,$, %, ^, & / * dfq_ Pj+ dsjfgk'/ lhNnf cGtu{t yfxf gu/kflnsf j8f g+= ( / !) -;fljs lrTnf‹ uf=lj=;= sf ;Dk"0f{ j8fx?_ / OGb|;/f]j/ ufpFkflnsf j8f g= % -;fljs kmfv]n uf=lj=;= sf ;Dk"0f{ j8fx?_ df :yfoL a;f]af; ug]{ afl;Gbfx?sf nflu @ k|ltztn] x'g cfpg] #,)^,*!( lsQf z]o/ / ;j{;fwf/0fsf nflu !) k|ltztn] x'g cfpg] !%,#$,)(! lsQf z]o/dWo] lgodfg';f/ sDkgLsf sd{rf/Lx?sf nflu 5'§ofOPsf] ^!,#^$ lsQf tyf ;fd"lxs nufgL sf]ifx?nfO{ ;+/If0f ul/Psf] &^,&)% lsQf 5'§fO{ afFsL /x]sf] !#,(^,)@@ lsQf lwtf]kq ;j{;fwf/0fdf ;fj{hlgs lgisf;g ug]{ Joj:yf ul/Psf] .

-em_ sDkgLn] sDkgL P]gn] u/]sf] Joj:yfx?, cfˆgf] sf/f]af/;Fu ;DalGwt P]g, lgod tyf lgodg Joj:yf k"0f{ kfngf u/]sf]

;DaGwdf u/]sf] pb\3f]if0f M sDkgLn]] sDkgL P]g, @)^# n] u/]sf] Joj:yfx¿ cfkm"n] ug]{ Joj;fo;+u ;DalGwt P]g, lgod tyf lgodg Joj:yf tyf lgodg lgsfox?n] lbPsf] lgb]{zgx?sf] k"0f{ ?kdf kfngf u/]sf] 5 / ;f]xL lgb]{zgx¿sf] bfo/fleq /xL sfo{ ul//x]sf] / o; ljj/0fkqdf pNn]v ul/Psf] ljj/0fx¿ ;d]t ;f]xL cg'?k tof/ ul/Psf] xf] eGg] sDkgLsf] pb\3f]if0f /x]sf] 5 . -`_ lwtf]kq laqmL ljt/0f ;DaGwL Joj:yf M o; ljj/0fkq dfkm{t lgisflzt ;fwf/0f z]o/sf] cfj]bg kmf/fd g]kfn lwtf]kq

af]8{af6 :jLs[lt k|fKt u/]sf ;Dk"0f{ cf:jf (ASBA) ;b:o a}+s tyf ljQLo ;+:yfx? / ltgsf zfvf sfof{nox?df b/vf:t /sd a'emfpg ;lsg]5 .

-6_ qm]l86 /]l6Ë ;DaGwL Aoa:yf M

o; ljj/0f kq cg';f/ ;fwf/0f z]o/sf] nflu æqm]l86 /]l6Ë lgodfjnL, @)^*Æ sf] lgod # df ePsf] Joa:yf adf]lhd o; ljj/0fkq cg';f/ lgisfzg ul/g] ;fwf/0f z]o/sf] nflu lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# -t];|f] ;+zf]wg ;lxt_ df ePsf] Joj:yf adf]lhd sDkgLsf] O:o"/ /]l6Ë u/fpg' kg]{ ePsf]n] qm]l86 /]l6Ë lgodfjnL, @)^* sf] lgod # adf]lhd g]kfn lwtf]kq af]8{af6 cg'dlt k|fKt qm]l86 /]l6Ë ;+:yf O{qmf g]kfn ln=, l8NnLahf/, sf7df08f}+af6 O:o"/ /]l6Ë u/fO{ "[ICRANP-IR] BB@ (pronounced ICRA NP Issuer Rating double B)" k|df0fkq k|fKt u/]sf] 5 . "[ICRANP-IR] BB@

(pronounced ICRA NP Issuer Rating double B)" n] dWod:t/sf] qm]l86 hf]lvd -Moderate Credit Risk of Default_ eGg] a'lemG5

. O{qmf g]kfn ln=n] ICRANP-IR AAA b]lv ICRANP-IR D ;Ddsf] /]l6Ë k|bfg ub{5 . h;df /]l6Ë "ICRANP-IR AAA" n] Highest degree of Safety Regarding Timely Servicing of Financial Obligation hgfpF5 eg] "ICRANP-IR D" n] Default or are Expected to be in Default soon eGg] hgfpF5. O:o"/ /]l6Ë u|]8 k|bfg u/]sf] ldlt M@)&&÷)#÷)@ -tbg';f/ h'g !^ @)@)_ /x]sf] 5 .

-7_ ljj/0f kq tof/ ug]{ JolQmsf] gfd, y/, z}lIfs of]Uotf / cg'ejsf] ljj/0f M o; ljj/0f kq tof/ kfg]{ Joj;flos ;+:yfdf lwtf]kq lgisf;g tyf laqmL k|aGws Unf]an cfOPdO{ SofkL6n lnld6]8,

hdn, sf7df08f}+ /x]sf] 5 . -8_ ;sf/fTds kIfx? M

!_ sDkgL tyf kl/of]hgfsf] Joj:yfkgdf bIf Pj+ cg'ejL hgzlQm /x]sf]n] of] sDkgL cGt{ut /x]sf ;j} kl/of]hgfx? ;kmn x'g] ck]Iff ul/Psf] .

@_ o; ko{6sLo If]qdf cfGtl/s tyf afx\o ko{6sx?sf] pNn]Vo ?kdf cfjfthfjt x'g] / o;af6 o; kl/of]hgfsf] eljio pHHjn /x]sf] .

#_ g]kfnd} Ps dfq /fli6«o uf}/jsf] ko{6sLo uGtJo :ynsf] ?kdf kl/lrt /x]sf] . $_ b]zs} d'6'df /x]sf] o; s]jnsf/ nufotsf kl/of]hgfx?n] cfGtl/s tyf afXo ko{6sx?nfO{ 3'Dg tyf ;]ldgf/, uf]i7L

h:tf sfo{qmd ug{sf nflu pko'Qm jftfj/0f ePsf] . %_ :yfgLo:t/df ljleGg /f]huf/Ld"ns ;]jf lbg'sf] cltl/Qm :yfgLonfO{ :j/f]huf/sf] cj;/ v'n]sf] .

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-0f_ z]o/ /lhi6«f/ ;DaGwL Joj:yf M g]kfn :6s PS;r]Gh lnld6]8df ;"lrs/0f u/] kZrft\ z]o/sf] bflvn vf/]h, b:tvt ?h' cflb ;DaGwL sfo{ o; sDkgLsf] sfof{noaf6 jf sDkgLsf] ;~rfns ;ldltn] tf]s] adf]lhd z]o/ /lhi6«f/sf] sfof{noaf6 x'g] u/L Aoj:yf ul/g]5 .

-t_ lwtf]kq laqmL v'Nnf cjlw M

o; ljj/0fkq dfkm{t cfof]hgf k|efljt If]qsf afl;Gbfx?df lgisfzg ul/g] ;fwf/0f z]o/sf] nflu cfa]bg lbg] cjlw sDtLdf !% -kGw|_ lbg / a9Ldf #) -tL;_ lbg x'g]5 . pQm cjlwdf cfof]hgf k|efljt If]qsf afl;Gbfx?sf nflu lgisfzg u/]sf] z]o/ k'/f laqmL gePdf pQm laqmL gePsf] z]o/ ;d]t yk u/L ;j{;fwf/0fsf] nflu cfj]bg lng] sfo{ sDtLdf rf/ sfo{ lbgsf] nflu v'Nnf ul/g]5 . ;f] cjlwleq lgisfzg ul/Psf] ;a} lwtf]kq laqmL gePdf ;+:yfut nufgLstf{n] ;d]t cfa]bg ug{ kfpg] u/L bf]>f] r/0fsf] b/vf:t v'Nnf ePsf] ldltn] a9Ldf !% -kGw|_ lbgsf nflu lwtf]kqsf] b/vf:t v'Nnf /xg]5 . cfjZostf eGbf a9L ;fwf/0f z]o/sf] nflu cfj]bg kg{ cfPdf s'g} klg avt ;fwf/0f z]o/sf] laqmL aGb ug{ ;lsg]5 t/ $-rf/_ sfo{ lbgeGbf cuf8L z]o/ vl/bsf] nflu cfj]bg lng] sfo{ aGb ul/g] 5}g

u=@#= -s_ a}+lsË ljQLo jf aLdf ;DaGwL Joj;fo ug]{ ;+ul7t ;+:yf afx]ssf cGo ;+ul7t ;+:yf lwtf]kq btf{ tyf lgisfzg

lgodfjnL, @)&# sf] lgod ( pk-lgod # adf]lhd lwtf]kqsf] ;fj{hlgs lgisf;g ubf{ b]xfosf zt{x? k'/f u/]sf] x'g' kg]{5 M

s=;+= zt{x? kfngf eP/gePsf]

s= cfˆgf] p2]Zo cg';f/ sf/f]af/ ;~rfng ug{sf nflu cfjZos sfo{x? cufl8 a9fO{ Ps jif{sf] cjlw k"/f u/]sf] .

ePsf]

v= k|rlnt sfg"g adf]lhd n]vfkl/If0f tyf ;fwf/0f ;ef ;DkGg u/]sf] . u/]sf] u=

cfˆgf] p2]Zo cg';f/ sf/f]af/ ;~rfng ug{sf nflu k|rlnt sfg"g adf]lhd s'g} lgsfoaf6 Ohfht, cg'dlt jf :jLs[lt lng'kg]{ ePdf To:tf] Ohfht, cg'dlt jf :jLs[lt lnO;s]sf] .

lnO{;s]sf] .

3= ;+ul7t ;+:yfsf] nflu cfjZos kg]{ hUuf v/Lb jf cGo k|sf/n] Aoj:yf u/L sf/vfgf ejg, sfof{no ejg, uf]bfd3/ tyf cGo cfjZos ;'ljwfx?sf] lgdf{0f sfo{ z'? ul/ ;s]sf] .

5 .

ª= sDkgLsf] nflu cfjZos kg]{ oflGqs pks/0f tyf To;sf kf6{k"hf{ cflb vl/b ug{'kg]{ ePdf 6]08/ cflb u/L v/Lb k|s[of cufl8 a9fO{ ;s]sf] .

k|lqmof cg';f/ ePsf]

r= lwtf]kqsf] ;fj{hlgs lgisf;g ;DaGwdf lgisf;g tyf laqmL k|aGws;Fu ;Demf}tf e};s]sf] .

ePsf]

5= cfof]hgfsf] lgdf{0f cjlwe/ sDkgLsf] C0f / kF"hLsf] cg'kft lwtf]kq lgisfzg lgb]{lzsfdf tf]lsPsf] cg'kftdf /fVg ;xdt ePsf] .

/x]sf]

h= ;+:yfksx?n] lng sa'n u/]sf] lwtf]kqsf] /sd zt k|ltzt r'Qmf e};s]sf] . eO{;s]sf]

em= cfof]hgf lgdf{0fsf nflu kmfOgflG;on Snf]h/ (Financial Closure) e};s]sf] . ePsf]

~f= cfof]hgf;Fu ;DalGwt cGo k"jf{wf/x? lgdf{0fsf] nflu 6]08/ cfJxfg ul/;s]sf] . ePsf]

6= ;j{;fwf/0fsf nflu lgisfzg ug{ nfu]sf] z]o/x? lgb]{zgdf tf]lsP adf]lhd k|Tofe"lt u/fPsf] .

5

-v_ o; ljj/0f kqdf k|sflzt tYo tyf ljj/0fx? 7Ls b'?:t 5g, ;f] df s'g} km/s k/]df xfdL ;~rfnsx? k"0f{ ?kdf lhDd]jf/ x'g]5f}+ egL ;xL 5fk ug]{ ;~rfns tyf lj1x?sf] gfd tyf b:tvt M

l;=g+= ;~rfnssf] gfd kb b:tvt != rGb| k|;fb 9sfn cWoIf

@= x]d/fh 9sfn

;~rfns

# clDasf k|;fb kf}8]n ;~rfns

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$ pQd g]kfn ;~rfns

%= sNof0f u'?Ë

;~rfns

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u=@$ lgisf;g tyf laqmL k|aGwssf] k|:t't u/]sf] k|lta4tf kq -8\o' 8]lnh]G;\ ;l6{lkms]6_ sf] k|lt M

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u= @% ljj/0f kq, ljQLo ljj/0f tyf cGo s'g} s'/fdf lj1n] /fo lbPsf] eP ;f] ;DaGwL kq M

Chandragiri Hills Prospectus dated 22 11 2020 final bishnu

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Transcript of Chandragiri Hills Prospectus dated 22 11 2020 final bishnu