Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for...
Transcript of Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for...
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ISHAAN BATRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
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SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 3: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/3.jpg)
ADAMAY BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
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BHAWNA BANSAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 5: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/5.jpg)
CHETAN DHAND BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
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CHAHNA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 7: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/7.jpg)
HIMANSHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 8: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/8.jpg)
RIDDHI CHANDOK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 9: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/9.jpg)
VANSHIKA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 10: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/10.jpg)
ESHANI DHIR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 11: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/11.jpg)
MADHAV PUROHIT BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
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RAGHAV DUA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
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TEJPREET SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 14: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/14.jpg)
ANKUSH PAHWA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 15: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/15.jpg)
ANMOL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
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DEVAM SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 17: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/17.jpg)
DIA KHURANA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
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GOBINDER BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
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GURKIRPAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 20: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/20.jpg)
HARAJAY BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 21: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/21.jpg)
HARDIK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 22: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/22.jpg)
ISHAN AWASTHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
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JOSHITA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 24: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/24.jpg)
MANAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 25: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/25.jpg)
MEHAKJOT KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
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PARAS MALHOTRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
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PARNEET KAUR DHALIWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 28: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/28.jpg)
PARTH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 29: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/29.jpg)
RISHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 30: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/30.jpg)
ARSHMEHAR SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 31: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/31.jpg)
GURSIMRAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 32: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/32.jpg)
VANSHIKA KAPOOR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
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ANSH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 34: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/34.jpg)
ARCHIT SINGAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 35: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/35.jpg)
CHAITANYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 36: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/36.jpg)
MANVEEN KAUR MANN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 37: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/37.jpg)
MRIDUTTA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 38: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/38.jpg)
UDAY GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 39: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/39.jpg)
VANDIT JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 40: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/40.jpg)
VARN MAHESHWARI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 41: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/41.jpg)
ARYAN JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 42: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/42.jpg)
PRANSHU BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 43: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/43.jpg)
YUVRAJ SINGH DUA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 44: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/44.jpg)
NAKUL RATRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 45: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/45.jpg)
ARSH SAINI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 46: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/46.jpg)
DHANUJ MAHAJAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 47: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/47.jpg)
GURKANWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 48: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/48.jpg)
JA IVISHAV BHASKAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 49: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/49.jpg)
MADHAV BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 50: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/50.jpg)
NAVROOP KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 51: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/51.jpg)
PALLAV BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 52: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/52.jpg)
PARAMVEER SINGH BAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 53: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/53.jpg)
TANISH JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 54: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/54.jpg)
AJUNIPREET BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 55: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/55.jpg)
ARSHDEEP BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 56: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/56.jpg)
BHAVYA GROVER BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 57: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/57.jpg)
CHESHTA CHOPRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 58: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/58.jpg)
HARMAN JAGDEV BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 59: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/59.jpg)
JATIN DANG BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 60: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/60.jpg)
KANAV BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 61: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/61.jpg)
MADHUR DHEER BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 62: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/62.jpg)
OM BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 63: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/63.jpg)
RITESH ARORA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 64: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/64.jpg)
SIMARJOT SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 65: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/65.jpg)
SWAYAM BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 66: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/66.jpg)
TWINKLE VERMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 67: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/67.jpg)
VANSHIKA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 68: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/68.jpg)
VIVEK KUMAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 69: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/69.jpg)
YASHIKA AHUJA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 70: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/70.jpg)
ZAYD ZAHIR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 71: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/71.jpg)
KARTIKEYA DALMIA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 72: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/72.jpg)
RITIK AHUJA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 73: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/73.jpg)
TANMAY BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 74: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/74.jpg)
KRITIKA KAPOOR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 75: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/75.jpg)
PRATHAM AGGARWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 76: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/76.jpg)
SHIVAM SINGLA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 77: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/77.jpg)
AGAM VASAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 78: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/78.jpg)
GURTEJ SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 79: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/79.jpg)
JASHANDEEP SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 80: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/80.jpg)
MANRAJ SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 81: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/81.jpg)
NAVNOOR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 82: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/82.jpg)
PUNEET KR. KUMAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 83: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/83.jpg)
SAMRIDHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 84: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/84.jpg)
TUSHYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 85: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/85.jpg)
YASHVI SABHARWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 86: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/86.jpg)
AMULYA LAKHANPAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 87: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/87.jpg)
HITESH BANSAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 88: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/88.jpg)
SHINA SINGLA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 89: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/89.jpg)
BHUMIKA SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 90: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/90.jpg)
KUNICA ARORA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 91: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/91.jpg)
AKUL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 92: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/92.jpg)
AMBIKA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 93: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/93.jpg)
HEMANYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 94: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/94.jpg)
HITEN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 95: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/95.jpg)
LAKSHYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 96: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/96.jpg)
MOULIK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 97: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/97.jpg)
NISHANT GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 98: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/98.jpg)
NISHANT SINGLA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 99: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/99.jpg)
PRATHAM GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 100: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/100.jpg)
REHAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 101: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/101.jpg)
SAMARPARTAP DEVGAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 102: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/102.jpg)
ARYAN SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 103: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/103.jpg)
BHAVUK BANSAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 104: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/104.jpg)
JHANAVI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 105: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/105.jpg)
MADHAV AGGARWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 106: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/106.jpg)
SAMEER SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 107: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/107.jpg)
SHAGUN KAKKAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 108: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/108.jpg)
TANUJ JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 109: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/109.jpg)
RISHAB SEHGAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 110: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/110.jpg)
SAMDISH ARORA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 111: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/111.jpg)
CHAHAT GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 112: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/112.jpg)
VIVEK JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 113: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/113.jpg)
HARSHLEEN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 114: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/114.jpg)
JASLEEN KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 115: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/115.jpg)
DEV KALRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 116: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/116.jpg)
DIVYANSHU BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 117: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/117.jpg)
DIYA NANDA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 118: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/118.jpg)
GAURANG BUBBER BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 119: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/119.jpg)
MUSKAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 120: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/120.jpg)
MUSKANPREET KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 121: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/121.jpg)
PRITHM MITTAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 122: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/122.jpg)
SAANIYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 123: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/123.jpg)
VANSH KHANNA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 124: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/124.jpg)
ANJALI SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 125: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/125.jpg)
BRAHMLEEN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 126: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/126.jpg)
GUNEET SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 127: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/127.jpg)
HARSHIT BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 128: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/128.jpg)
ISHIKA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 129: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/129.jpg)
JAI SOOD BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 130: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/130.jpg)
KRISH MALHOTRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 131: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/131.jpg)
PURNIMA NAGPAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 132: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/132.jpg)
SHIVANSH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 133: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/133.jpg)
UDIT CHUGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 134: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/134.jpg)
DEEKSHA SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 135: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/135.jpg)
GURLEEN KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 136: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/136.jpg)
HIMANSHU SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 137: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/137.jpg)
VRINDA BHUTANI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 138: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/138.jpg)
ANMOLDEEP SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 139: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/139.jpg)
BIPASHA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 140: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/140.jpg)
CHARANPREET SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 141: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/141.jpg)
FIZA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 142: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/142.jpg)
MITHIL GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 143: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/143.jpg)
SHIVAM MALHOTRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 144: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/144.jpg)
SUPNEET BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 145: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/145.jpg)
DEEPAK GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 146: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/146.jpg)
DRISHTI MALHOTRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 147: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/147.jpg)
KANAV SAREEN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 148: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/148.jpg)
ADITYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 149: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/149.jpg)
ARYAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 150: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/150.jpg)
BHAVNEET BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 151: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/151.jpg)
JAPNEET KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 152: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/152.jpg)
KARTIK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 153: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/153.jpg)
MANEKAM SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 154: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/154.jpg)
PALKI KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 155: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/155.jpg)
PURVAM JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 156: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/156.jpg)
HARJOT SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 157: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/157.jpg)
TANISHA SOOD BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 158: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/158.jpg)
KASHISH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 159: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/159.jpg)
ADITYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 160: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/160.jpg)
DIYA CHAWLA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 161: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/161.jpg)
PRISHITA GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 162: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/162.jpg)
VASU JOSHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 163: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/163.jpg)
DHRITI JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 164: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/164.jpg)
ANMOL SACHDEVA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 165: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/165.jpg)
ZYAN ZAHIR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 166: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/166.jpg)
ANGAD KHULLAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 167: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/167.jpg)
CHETANYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 168: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/168.jpg)
KARTIK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 169: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/169.jpg)
KESHAV GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 170: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/170.jpg)
KRRISH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 171: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/171.jpg)
NIPUN JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 172: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/172.jpg)
PARTH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 173: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/173.jpg)
VANSH SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 174: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/174.jpg)
ADITYA CHUGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 175: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/175.jpg)
AMOL GULATI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 176: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/176.jpg)
AVISHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 177: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/177.jpg)
JASHANPREET SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 178: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/178.jpg)
REHAAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 179: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/179.jpg)
RISHAV KURA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 180: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/180.jpg)
RISHIKA MANHAS BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 181: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/181.jpg)
SAMYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 182: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/182.jpg)
YASHPREET KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 183: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/183.jpg)
ARSHDEEP SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 184: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/184.jpg)
ARYAN DHIR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 185: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/185.jpg)
GEETANSH SINGLA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 186: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/186.jpg)
JATIN PATHAK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 187: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/187.jpg)
KARAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 188: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/188.jpg)
KASHISH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 189: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/189.jpg)
KHUSHKARAN PUNJ BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 190: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/190.jpg)
LIZA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 191: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/191.jpg)
NAVDEEP BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 192: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/192.jpg)
SHOUNIT BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 193: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/193.jpg)
VARUN BANSAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 194: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/194.jpg)
AARYAN JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 195: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/195.jpg)
ANGEL AHUJA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 196: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/196.jpg)
BHAVYA SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 197: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/197.jpg)
DHANI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 198: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/198.jpg)
HARJI SINGH GHAIL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 199: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/199.jpg)
SHREYA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 200: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/200.jpg)
PRANAV MAKKAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 201: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/201.jpg)
AYUSH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 202: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/202.jpg)
MANAV JUNEJA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 203: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/203.jpg)
VANSH DHINGRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 204: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/204.jpg)
ISHA SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 205: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/205.jpg)
SONAL RAJPUT BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 206: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/206.jpg)
DAMAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 207: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/207.jpg)
GEETALI SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 208: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/208.jpg)
HARJASDEEP SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 209: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/209.jpg)
MRIDUL AGGARWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 210: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/210.jpg)
AYUSHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 211: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/211.jpg)
DAKSH VERMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 212: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/212.jpg)
HIMANSHU KUMAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 213: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/213.jpg)
JAGRUTI WADHWA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 214: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/214.jpg)
NEERAJ JOLLY BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 215: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/215.jpg)
AASTHA ROY BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 216: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/216.jpg)
GOPAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 217: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/217.jpg)
SAMARTH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 218: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/218.jpg)
AGAMPREET BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 219: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/219.jpg)
BALJINDER SINGH BAGGA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 220: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/220.jpg)
MEGHA BANSAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 221: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/221.jpg)
ADITI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 222: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/222.jpg)
DYUTI SETHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 223: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/223.jpg)
KASHISH BHASIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 224: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/224.jpg)
NITISH SINGLA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 225: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/225.jpg)
RISHNEET SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 226: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/226.jpg)
SAANIDHYA PATHAK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 227: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/227.jpg)
ESHAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 228: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/228.jpg)
HEMANG JINDAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 229: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/229.jpg)
MOULIK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 230: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/230.jpg)
PRANAV BEHL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 231: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/231.jpg)
LAVISH RAJPAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 232: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/232.jpg)
MEERA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 233: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/233.jpg)
SHUBHAM ARORA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 234: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/234.jpg)
YASHANK GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 235: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/235.jpg)
AKHILESH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 236: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/236.jpg)
AKSHITA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 237: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/237.jpg)
HARLEEN KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 238: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/238.jpg)
NYRA SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 239: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/239.jpg)
CHETAN SINGLA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 240: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/240.jpg)
AGRIM BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 241: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/241.jpg)
GUNJAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 242: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/242.jpg)
HARIHAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 243: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/243.jpg)
KAHISH SONI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 244: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/244.jpg)
KANAV BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 245: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/245.jpg)
MEHAK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 246: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/246.jpg)
SHIVAM GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 247: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/247.jpg)
AJAYVEER SINGH DHALIWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 248: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/248.jpg)
SUJAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 249: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/249.jpg)
GAURISH GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 250: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/250.jpg)
NUKTA VERMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 251: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/251.jpg)
ANKITA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 252: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/252.jpg)
ARUSHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 253: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/253.jpg)
GURNOOR KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 254: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/254.jpg)
HARSHPREET SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 255: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/255.jpg)
KRISHNA SINGLA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 256: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/256.jpg)
LAKSHAY GOEL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 257: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/257.jpg)
MADHAV KHUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 258: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/258.jpg)
GEETANSH KHURANA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 259: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/259.jpg)
KRITIKA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 260: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/260.jpg)
SIMRAN CHADHA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 261: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/261.jpg)
DEWANSHU BHATIA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 262: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/262.jpg)
YASH SHRIVASTAV BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 263: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/263.jpg)
MEHAR KAPOOR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 264: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/264.jpg)
TAARAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 265: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/265.jpg)
GOPESH KALRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 266: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/266.jpg)
SUNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 267: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/267.jpg)
SWARIT TALWAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 268: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/268.jpg)
JANVI SABLOK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 269: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/269.jpg)
ARYAN AGGARWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 270: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/270.jpg)
AAYUSH GHAI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 271: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/271.jpg)
ARYAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 272: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/272.jpg)
DEV ARORA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 273: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/273.jpg)
GIRISHA JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 274: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/274.jpg)
HARSHUL KAPOOR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 275: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/275.jpg)
NIDHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 276: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/276.jpg)
NISHIKA JANGRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 277: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/277.jpg)
SRISHTI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 278: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/278.jpg)
UDAY BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 279: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/279.jpg)
GOPESH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 280: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/280.jpg)
JAGJOT SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 281: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/281.jpg)
PRISHA KALRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 282: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/282.jpg)
SAANIYA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 283: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/283.jpg)
BHARAT SAXENA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 284: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/284.jpg)
ABHIJOT CHANA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 285: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/285.jpg)
ANSH JOSHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 286: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/286.jpg)
GURNOOR SINGH MALHOTRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 287: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/287.jpg)
MANJOT BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 288: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/288.jpg)
MISHM BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 289: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/289.jpg)
NAMISHA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 290: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/290.jpg)
PIYUSH KAUSHAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 291: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/291.jpg)
TANVEER SETHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 292: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/292.jpg)
YASHIKA BANSAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 293: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/293.jpg)
KHUSHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 294: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/294.jpg)
KRIDAY GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 295: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/295.jpg)
KRISHIV MARWAHA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 296: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/296.jpg)
CHAITANYA AGGARWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 297: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/297.jpg)
CHETANYA AGGARWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 298: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/298.jpg)
DIVYANSH TAKIAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 299: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/299.jpg)
MANJOT SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 300: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/300.jpg)
SAMARTH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 301: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/301.jpg)
SHOBIT DUA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 302: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/302.jpg)
UTKARSHA VEDI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 303: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/303.jpg)
VANI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 304: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/304.jpg)
MUSKAN MANHAS BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 305: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/305.jpg)
GURSIRAT KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 306: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/306.jpg)
HARSH DHAND BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 307: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/307.jpg)
ARYAN JHANSAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 308: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/308.jpg)
DANISH MITTAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 309: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/309.jpg)
DEV DANG BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 310: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/310.jpg)
GAURAV BERI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 311: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/311.jpg)
HARSH SETHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 312: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/312.jpg)
KHUSHAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 313: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/313.jpg)
SHREYA MEHRA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 314: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/314.jpg)
SNEHPREET KAUR KOCHAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 315: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/315.jpg)
AKANKSHA CHOUDHARY BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 316: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/316.jpg)
TAVNEET BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 317: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/317.jpg)
YAMINI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 318: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/318.jpg)
PRIYANSHU BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 319: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/319.jpg)
RAHUL NARANG BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 320: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/320.jpg)
SIMAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 321: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/321.jpg)
ANMOL KESHAV BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 322: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/322.jpg)
TANVI GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 323: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/323.jpg)
MUSKAN GHAI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 324: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/324.jpg)
ASEEM ARORA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 325: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/325.jpg)
BHUMI SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 326: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/326.jpg)
HARNOOR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 327: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/327.jpg)
NAVETA TANEJA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 328: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/328.jpg)
SANMEET KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 329: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/329.jpg)
DIVYA GARG BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 330: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/330.jpg)
MUSKAN BHATIA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 331: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/331.jpg)
AVLEEN KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 332: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/332.jpg)
EKAMJOT SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 333: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/333.jpg)
JASHNOOR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 334: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/334.jpg)
MALYA GHAI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 335: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/335.jpg)
SNEHA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 336: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/336.jpg)
ABHINAV DHAWAN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 337: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/337.jpg)
NAVDEEP BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 338: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/338.jpg)
PRANAV HARJAI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 339: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/339.jpg)
VANSHIKA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 340: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/340.jpg)
AISHWARYA JHANJI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 341: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/341.jpg)
ARSHPREET BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 342: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/342.jpg)
BALDEEP SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 343: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/343.jpg)
GARRICK ANEJA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 344: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/344.jpg)
NANDINI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 345: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/345.jpg)
NANDINI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 346: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/346.jpg)
PRIYANSHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 347: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/347.jpg)
VASU MITTAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 348: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/348.jpg)
KRISH GAGNEJA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Jr. 2018-19
![Page 349: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/349.jpg)
DIVYA JUNEJA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 350: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/350.jpg)
JATIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 351: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/351.jpg)
MANAV BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 352: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/352.jpg)
MANRAJ SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 353: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/353.jpg)
MAYANK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 354: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/354.jpg)
NAVDEEP NAGPAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 355: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/355.jpg)
PUNYA SOOD BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 356: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/356.jpg)
YUVRAJ BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 357: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/357.jpg)
SHAINA VERMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 358: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/358.jpg)
ADITI BANSAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 359: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/359.jpg)
DIVYA CHADHA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 360: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/360.jpg)
MANIT JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 361: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/361.jpg)
MANNAT BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 362: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/362.jpg)
SAHIB PREET SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 363: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/363.jpg)
YATIN KOCHAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 364: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/364.jpg)
JAYANT BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 365: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/365.jpg)
RUCHIKA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 366: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/366.jpg)
ARJUN JAIN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 367: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/367.jpg)
BHAVESH SHARMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 368: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/368.jpg)
GARIMA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 369: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/369.jpg)
RIYA RAINA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 370: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/370.jpg)
ALSUBOOR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 371: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/371.jpg)
ANGADPAL SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 372: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/372.jpg)
DEV ARORA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 373: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/373.jpg)
MANNATPREET KAUR MIGLANI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 374: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/374.jpg)
NIKHIL RANA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 375: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/375.jpg)
PARAS SINGLA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 376: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/376.jpg)
PUNEET BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 377: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/377.jpg)
SHITAKSHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 378: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/378.jpg)
JASDEEP BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 379: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/379.jpg)
SUMIT BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 380: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/380.jpg)
CHETANYA AGGARWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 381: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/381.jpg)
GUNEET BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 382: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/382.jpg)
MEHAK BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 383: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/383.jpg)
SUKARAN GUPTA BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 384: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/384.jpg)
ASHINA AGGARWAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 385: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/385.jpg)
SEERAT UBHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 386: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/386.jpg)
GURSIMAR SINGH BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 387: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/387.jpg)
JASMEEN KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 388: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/388.jpg)
GUNJAN KHULLAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 389: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/389.jpg)
UDAI SAREEN BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 390: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/390.jpg)
MANMEET KAUR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 391: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/391.jpg)
TANYA GAUTAM BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT Sr. 2018-19
![Page 392: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/392.jpg)
KASHISH SETHI BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 393: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/393.jpg)
KETAN BABBAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 394: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/394.jpg)
VANSHDEEP BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 395: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/395.jpg)
ANSH BERRY BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 396: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/396.jpg)
PRIYANKA MANGAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19
![Page 397: Certificates update 02-05-2019SNEHA GOYAL BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19](https://reader030.fdocuments.us/reader030/viewer/2022013022/5f7734e65db57c661c03e869/html5/thumbnails/397.jpg)
JIYA THAPAR BCM ARYA MODEL SR. SEC. SCHOOL, LUDHIANA, PUNJAB
for participating in the National Financial Literacy Assessment Test NCFE - NFLAT 2018-19