HOW CAN YOU RECUPERATE YOUR FEES?

•Discount Program

•Surcharge

*Many additional states allow the discount program, but do not have a law specifically outlining such.

SURCHARGE Merchant must calculate the fee utilizing a percentage rate at the point of

sale Merchant is still charged traditional processing fees Numerous compliance guidelines to follow with Visa/MasterCard Many states have very strict regulations in regards to income from

surcharging. Prohibited in many states:

California Colorado Connecticut Florida Kansas Maine Massachusetts Minnesota New York Oklahoma Texas

DISCOUNT Service Fee to the customer is a set amount There are no transaction charges to you. Eliminates normal processing fees for the merchant These states have created specific laws allowing a discount

program California Colorado Connecticut Maryland Massachusetts Nevada Washington Wisconsin Wyoming Texas