CAMEL Method

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R CAPITAL ADEQUACY RATIOS Ratio 2009 2010 2011 2012 2013 12.9 13.98 12.71 13.56 13.47 13.37 13.32 13.06 13.4 13.12 56.5 61.18 61.3 61.82 63.87 Ratio Capital Adequacy Ratio(%) Debt/Equity Ratio Advances To Assets(%) Net Non Performing Assets to Total Net Non Performing Assets to Net Advances(%) Percentage Change in Net Non Performing Assets(%)

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Transcript of CAMEL Method

Page 1: CAMEL Method

TABLE FOR CAPITAL ADEQUACY RATIOSRatio 2009 2010 2011 2012 2013 Year

12.9 13.98 12.71 13.56 13.47 2009

Debt/Equity Ratio 13.37 13.32 13.06 13.4 13.12 2010

56.5 61.18 61.3 61.82 63.87 2011

20122013

Ratio 2009 20100.14 0.11

0.24 0.18

-4.44 -3.87

Capital Adequacy Ratio(%)

Advances To Assets(%)

Net Non Performing Assets to Total Assets(%)

Net Non Performing Assets to Net Advances(%)

Percentage Change in Net Non Performing Assets(%)

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Capital Adequecy12.9

13.98

12.71

13.5613.14

2011 2012 20130.14 0.33 0.85

0.23 0.53 1.33

54.5 173.1 201.44

Ratio 2009 2010 2011 2012

65.26 70.91 70.44 71.12

4.91 6.23 7.92 8.88

24.51 23.35 23.74 21.5

Total Advances to Total Deposits(%)

Profit Per Employee(Rs. In Crores)

Return on Net worth(%)

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2013

74.77

9.3

18.73

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Ratio 2009 2010 2011 2012 201332.77 23.45 24.87 10.2 1.9

3.45 3.54 3.55 3.75 3.43

1.74 1.35 1.26 1.05 0.92

Ratio

Percentage Growth in Net profit(%)

Net Interest Margin(%)

Non Interest/Working Funds(%)

Liquid Assets/Demand Deposits(%)

Liquid Assets/Total Assets(%)

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2009 2010 2011 2012 2013

143.04 126.29 122.47 132.96 126.52

9.61 7.95 8 7.03 6.23

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