California Lending for Energy and Environmental Needs Center · Disaster Relief: Disaster Relief...
25
.1Bank ,Calif ornia IInf rast ruc t ure and E conomic Developmen t Bank
Transcript of California Lending for Energy and Environmental Needs Center · Disaster Relief: Disaster Relief...
1Bank Cali fornia II nf rast ruct ure and Economic Development Bank
CALIFORNIA INFRASTRUCTURE AND ECONOMIC DEVELOPMENT BANK (IBANK)
The legislature created IBank in 1994 to finance public infrastructure and private development that creates jobs and a strong economy to
improve the quality of life for the people of California
IBank has broad authority to issue tax-exempt and taxable revenue bonds provide financing to public agencies leverage State and Federal funds and more
1
Disaster Relief Disaster Relief Loan Guarantee
Program
Jump Start Loans Loans from $500 to $10000
2
Presenter
Presentation Notes
IBank has four main programs funding public infrastructure energy and environmental needs small businesses manufacturing nonprofits and public agencies Special for todayrsquos discussion we are going to cover disaster relief options available for some counties as well 13
ISRF DIRECT LOAN PROGRAM Direct financing to public borrowers (and non-profit organizations sponsored by public
entities) for a wide variety of infrastructure and economic development projects
3
Water Sewage Flood Control and Waste
EXAMPLES OF ELIGIBLE PROJECTS
Streets Highways Public Transit and Public Safety Facilities
Educational Cultural Social Parks and Recreational Facilities
Power and Communications
Ports and Goods Movement Related Infrastructure
4
ELIGIBLE APPLICANTS AND TERMS
Any Subdivision of a Local Funding available from Government (Departments $50000 to $25 million Agencies Commissions Cities and Counties) Terms for the useful-life
of the project up to 30 Special Districts years
Joint Powers Authorities Up to 100 of eligible project cost financed
5
Funding available from $50000 to $25 million Terms for the useful-life of the project
up to 30 years Up to 100 of eligible project cost financed
6
ISRF CREDIT UNDERWRITING AND CRITERIA Financial Condition (Comprehensive Annual Financial Report or CAFR)
Sources of Repayment Enterprise Revenues rate payer fees water sewer other General Fund revenues Property assessments Other recurring revenues acceptable to IBank
8
Loan Amount $6 Million Interest Rate 345 Loan Term 30 years
SAN LUIS OBISPO COUNTY Funds will support the construction of a new airport terminal at the SLO County Regional Airport
ldquoWe are filling the flights we have now and theyd likely be disappearing if we werent making this investment
-Third District Supervisor Adam Hill
9
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
CALIFORNIA INFRASTRUCTURE AND ECONOMIC DEVELOPMENT BANK (IBANK)
The legislature created IBank in 1994 to finance public infrastructure and private development that creates jobs and a strong economy to
improve the quality of life for the people of California
IBank has broad authority to issue tax-exempt and taxable revenue bonds provide financing to public agencies leverage State and Federal funds and more
1
Disaster Relief Disaster Relief Loan Guarantee
Program
Jump Start Loans Loans from $500 to $10000
2
Presenter
Presentation Notes
IBank has four main programs funding public infrastructure energy and environmental needs small businesses manufacturing nonprofits and public agencies Special for todayrsquos discussion we are going to cover disaster relief options available for some counties as well 13
ISRF DIRECT LOAN PROGRAM Direct financing to public borrowers (and non-profit organizations sponsored by public
entities) for a wide variety of infrastructure and economic development projects
3
Water Sewage Flood Control and Waste
EXAMPLES OF ELIGIBLE PROJECTS
Streets Highways Public Transit and Public Safety Facilities
Educational Cultural Social Parks and Recreational Facilities
Power and Communications
Ports and Goods Movement Related Infrastructure
4
ELIGIBLE APPLICANTS AND TERMS
Any Subdivision of a Local Funding available from Government (Departments $50000 to $25 million Agencies Commissions Cities and Counties) Terms for the useful-life
of the project up to 30 Special Districts years
Joint Powers Authorities Up to 100 of eligible project cost financed
5
Funding available from $50000 to $25 million Terms for the useful-life of the project
up to 30 years Up to 100 of eligible project cost financed
6
ISRF CREDIT UNDERWRITING AND CRITERIA Financial Condition (Comprehensive Annual Financial Report or CAFR)
Sources of Repayment Enterprise Revenues rate payer fees water sewer other General Fund revenues Property assessments Other recurring revenues acceptable to IBank
8
Loan Amount $6 Million Interest Rate 345 Loan Term 30 years
SAN LUIS OBISPO COUNTY Funds will support the construction of a new airport terminal at the SLO County Regional Airport
ldquoWe are filling the flights we have now and theyd likely be disappearing if we werent making this investment
-Third District Supervisor Adam Hill
9
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
Disaster Relief Disaster Relief Loan Guarantee
Program
Jump Start Loans Loans from $500 to $10000
2
Presenter
Presentation Notes
IBank has four main programs funding public infrastructure energy and environmental needs small businesses manufacturing nonprofits and public agencies Special for todayrsquos discussion we are going to cover disaster relief options available for some counties as well 13
ISRF DIRECT LOAN PROGRAM Direct financing to public borrowers (and non-profit organizations sponsored by public
entities) for a wide variety of infrastructure and economic development projects
3
Water Sewage Flood Control and Waste
EXAMPLES OF ELIGIBLE PROJECTS
Streets Highways Public Transit and Public Safety Facilities
Educational Cultural Social Parks and Recreational Facilities
Power and Communications
Ports and Goods Movement Related Infrastructure
4
ELIGIBLE APPLICANTS AND TERMS
Any Subdivision of a Local Funding available from Government (Departments $50000 to $25 million Agencies Commissions Cities and Counties) Terms for the useful-life
of the project up to 30 Special Districts years
Joint Powers Authorities Up to 100 of eligible project cost financed
5
Funding available from $50000 to $25 million Terms for the useful-life of the project
up to 30 years Up to 100 of eligible project cost financed
6
ISRF CREDIT UNDERWRITING AND CRITERIA Financial Condition (Comprehensive Annual Financial Report or CAFR)
Sources of Repayment Enterprise Revenues rate payer fees water sewer other General Fund revenues Property assessments Other recurring revenues acceptable to IBank
8
Loan Amount $6 Million Interest Rate 345 Loan Term 30 years
SAN LUIS OBISPO COUNTY Funds will support the construction of a new airport terminal at the SLO County Regional Airport
ldquoWe are filling the flights we have now and theyd likely be disappearing if we werent making this investment
-Third District Supervisor Adam Hill
9
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
ISRF DIRECT LOAN PROGRAM Direct financing to public borrowers (and non-profit organizations sponsored by public
entities) for a wide variety of infrastructure and economic development projects
3
Water Sewage Flood Control and Waste
EXAMPLES OF ELIGIBLE PROJECTS
Streets Highways Public Transit and Public Safety Facilities
Educational Cultural Social Parks and Recreational Facilities
Power and Communications
Ports and Goods Movement Related Infrastructure
4
ELIGIBLE APPLICANTS AND TERMS
Any Subdivision of a Local Funding available from Government (Departments $50000 to $25 million Agencies Commissions Cities and Counties) Terms for the useful-life
of the project up to 30 Special Districts years
Joint Powers Authorities Up to 100 of eligible project cost financed
5
Funding available from $50000 to $25 million Terms for the useful-life of the project
up to 30 years Up to 100 of eligible project cost financed
6
ISRF CREDIT UNDERWRITING AND CRITERIA Financial Condition (Comprehensive Annual Financial Report or CAFR)
Sources of Repayment Enterprise Revenues rate payer fees water sewer other General Fund revenues Property assessments Other recurring revenues acceptable to IBank
8
Loan Amount $6 Million Interest Rate 345 Loan Term 30 years
SAN LUIS OBISPO COUNTY Funds will support the construction of a new airport terminal at the SLO County Regional Airport
ldquoWe are filling the flights we have now and theyd likely be disappearing if we werent making this investment
-Third District Supervisor Adam Hill
9
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
Water Sewage Flood Control and Waste
EXAMPLES OF ELIGIBLE PROJECTS
Streets Highways Public Transit and Public Safety Facilities
Educational Cultural Social Parks and Recreational Facilities
Power and Communications
Ports and Goods Movement Related Infrastructure
4
ELIGIBLE APPLICANTS AND TERMS
Any Subdivision of a Local Funding available from Government (Departments $50000 to $25 million Agencies Commissions Cities and Counties) Terms for the useful-life
of the project up to 30 Special Districts years
Joint Powers Authorities Up to 100 of eligible project cost financed
5
Funding available from $50000 to $25 million Terms for the useful-life of the project
up to 30 years Up to 100 of eligible project cost financed
6
ISRF CREDIT UNDERWRITING AND CRITERIA Financial Condition (Comprehensive Annual Financial Report or CAFR)
Sources of Repayment Enterprise Revenues rate payer fees water sewer other General Fund revenues Property assessments Other recurring revenues acceptable to IBank
8
Loan Amount $6 Million Interest Rate 345 Loan Term 30 years
SAN LUIS OBISPO COUNTY Funds will support the construction of a new airport terminal at the SLO County Regional Airport
ldquoWe are filling the flights we have now and theyd likely be disappearing if we werent making this investment
-Third District Supervisor Adam Hill
9
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
ELIGIBLE APPLICANTS AND TERMS
Any Subdivision of a Local Funding available from Government (Departments $50000 to $25 million Agencies Commissions Cities and Counties) Terms for the useful-life
of the project up to 30 Special Districts years
Joint Powers Authorities Up to 100 of eligible project cost financed
5
Funding available from $50000 to $25 million Terms for the useful-life of the project
up to 30 years Up to 100 of eligible project cost financed
6
ISRF CREDIT UNDERWRITING AND CRITERIA Financial Condition (Comprehensive Annual Financial Report or CAFR)
Sources of Repayment Enterprise Revenues rate payer fees water sewer other General Fund revenues Property assessments Other recurring revenues acceptable to IBank
8
Loan Amount $6 Million Interest Rate 345 Loan Term 30 years
SAN LUIS OBISPO COUNTY Funds will support the construction of a new airport terminal at the SLO County Regional Airport
ldquoWe are filling the flights we have now and theyd likely be disappearing if we werent making this investment
-Third District Supervisor Adam Hill
9
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
Funding available from $50000 to $25 million Terms for the useful-life of the project
up to 30 years Up to 100 of eligible project cost financed
6
ISRF CREDIT UNDERWRITING AND CRITERIA Financial Condition (Comprehensive Annual Financial Report or CAFR)
Sources of Repayment Enterprise Revenues rate payer fees water sewer other General Fund revenues Property assessments Other recurring revenues acceptable to IBank
8
Loan Amount $6 Million Interest Rate 345 Loan Term 30 years
SAN LUIS OBISPO COUNTY Funds will support the construction of a new airport terminal at the SLO County Regional Airport
ldquoWe are filling the flights we have now and theyd likely be disappearing if we werent making this investment
-Third District Supervisor Adam Hill
9
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
ISRF CREDIT UNDERWRITING AND CRITERIA Financial Condition (Comprehensive Annual Financial Report or CAFR)
Sources of Repayment Enterprise Revenues rate payer fees water sewer other General Fund revenues Property assessments Other recurring revenues acceptable to IBank
8
Loan Amount $6 Million Interest Rate 345 Loan Term 30 years
SAN LUIS OBISPO COUNTY Funds will support the construction of a new airport terminal at the SLO County Regional Airport
ldquoWe are filling the flights we have now and theyd likely be disappearing if we werent making this investment
-Third District Supervisor Adam Hill
9
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
Loan Amount $6 Million Interest Rate 345 Loan Term 30 years
SAN LUIS OBISPO COUNTY Funds will support the construction of a new airport terminal at the SLO County Regional Airport
ldquoWe are filling the flights we have now and theyd likely be disappearing if we werent making this investment
-Third District Supervisor Adam Hill
9
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
CLEEN CENTER GOALS Assist in achieving Californiarsquos Greenhouse Gas
Reduction Goals Drive down the cost of clean energy water
conservation and environmental projects Enhance market confidence in green investing
10
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
CLEEN CENTER DIRECT FINANCING Funding available in amounts ranging from
$500000 to $30 million Terms for the useful-life of the project Up to 100 eligible project costs financed
11
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
TYPES OF CLEAN ENERGY PROJECTS Generation bull Renewable energy solar wind biomass
hydroelectric
Conservation bull Energy efficiency retrofits Light Emitting Diode
(LED) lights bull Building automation and controls
Other bull Energy storage transmission distribution bull Electric Vehicle (EV) charging stations bull Alternative technologies alternative fuels
13
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
STATEWIDE ENERGY EFFICIENCY PROGRAM (SWEEP)
COMPREHENSIVE ENERGY EFFICIENCY IMPROVEMENTS TO NEW AND EXISTING FACILITIES FOR EXAMPLE
Light Emitting Diode (LED) Street Lighting
Advance metering systems
Data Center information technology communications
Energy managementandor control systems
Heating ventilation and air conditioning system
Thermal and electric energy storage
14
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
CITY OF HUNTINGTON BEACH STREET LIGHT ACQUISITION AND LED RETROFIT PROJECT
IBankrsquos first CLEEN loan was for the acquisition and retrofit of more than 11000 streetlights with new Light Emitting Diode (LED) technology Expected annual energy savings ndash35 million kilowatt-hours the first year lowering costs making funds available for other services
Loan Amount $3 million
ldquoThis acquisition and retrofit represents a rare opportunity to improve the Cityrsquos finances infrastructure light quality and environmental footprintrdquo -Energy Manager Antonia Graham
15
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon - Unemployment rate - Median household income
7
Benchmarked to Thompson Reuters Municipal Data (MMD) Index
Subsidized based upon CalEnviroScreen
Lower transaction costs
Term is not based on energy savings
Lower transaction costs
Better than a public offering
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
SMALL BUSINESS FINANCE CENTER (SBFC) SBFC partners with Financial Development Corporations
to provide loan guarantees for small businesses
that experience barriers to capital
Helps businesses create and retain jobs and encourages investment in low- to moderate-income communities
17
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
SMALL BUSINESS LOAN GUARANTEE PROGRAM (SBLGP)
Since 1968 the SBLGP has guaranteed more than 30000 loans to lending institutions that are committed to helping smallbusinesses grow and prosper in California
18
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
HOW IT WORKS When a business is having difficulty accessing capital the Small Business Loan Guarantee Program (SBLGP) provides the lender with added support in the form of a loan guarantee Itrsquos like an insurance policy for the lender
This provides incentive to lenders to offer loans to small businesses that were not otherwise eligible for traditional loans
Financial institutions credit unions and Community Development Finance Institutions make small business loans with the support of IBank guarantee tominimize the lenderrsquos risk An Financial Development Corporation works as an agentof IBank to issue the guarantee to the lender for up to 80 of the loan
19
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
California Capital Financial Development Corporation Sacramento CA
California Coastal Rural Development Corporation Salinas CA
California Southern Small Business Development Corporation San Diego CA
Nor-Cal Financial Development Corporation Oakland CA
Small Business Financial Development Corporation of Orange County Santa Ana CA
Pacific Coast Regional Small Business Development Corporation Los Angeles CA
Valley Small Business Development Corporation Fresno CA
LOS ANGELES
SANTA ROSA SACRAMENTO
SALINAS
OAKLAND
FRESNO
SANTA ANA
SAN DIEGO 20
Presenter
Presentation Notes
A small business interested in obtaining a loan should contact one of the local FDCrsquos
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
Business Acquisition Construction Renovation Tenant Improvement
Inventory ampReceivables
Business Expansion Purchase Equipment Working Capital Lines of Credit Start up Costs
Gap financing prior to permanent financing Export Financing
Guarantee up to 80 Maximum guarantee $1
million Term up to 7 years (loan
term can be longer) Eligible for Californiabusiness entities with 750
employees or less Loan qualifications ampinterest rates based on lenderrsquos underwriting
criteria Loan proceeds must be
used in the State of California
21
Presenter
Presentation Notes
Cannot13Conflict of Interest13Buy out a partner13Purchase of goodwill13Investment purposes13Reimbursement to an owner13Pay delinquent taxes13Illegal activity13Gambling speculative activity conflicts13Refinancing debt originally not used for an eligible purpose13Borrower or Lender convicted of a sex offense 13 (self certification required)13
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
Disaster Relief Loan Guarantee Program
Businesses in a
DISASTER AREA WITH
SignificantPhysicalDamage andor
SignificantEconomic Injury
WHO IS ELIGIBLE
Maximum Guarantee Amount $1 million
Guarantee Up to 95
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
Jump Start Loan Program
Eligible Use of Loan Proceeds May Include
Start-Up Costs Property Buildings Machinery Equipment Inventory
The Jump Start Loan Program (Jump Start) helps small
businesses start grow and thrive Jump Start provides technical assistance financial literacy training and microloans
Tenant Improvements
Business Requirements
Must be a low-wealth entrepreneur located in a low-wealth community or Disaster Area
LOAN TERMS $500-$10000 Terms up to
5 years
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
BOND FINANCING PROGRAM Provides tax-exempt and taxable conduit revenue bond financing for Qualified nonprofit public benefit corporations
Eligible manufacturing and processing companies Government agencies Privately owned facilities that provide services to the general public
22
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
TYPE
S O
F BO
NDS
501(C)(3) Revenue Bonds for qualified nonprofit public benefit corporations for
acquisitions andor improvement of facilities
Industrial Development Revenue Bonds up to $10 million for eligible manufacturing and processing
companies for construction or acquisition of facilities
Public Agency Revenue Bonds for governmental entities
Exempt Facility Revenue Bonds for projects that are government owned or provide
improvements to privately owned facilities that serve the general public
LOW-COST
LONG-TERM
23
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
CON
TACT
US
ISRF Loan Program Nancee Robles
LoanProgramIBankcagov
CLEEN Center Nancee Robles
LoanProgramIBankcagov
Bond Financing Program Fariba Khoie
FaribaKhoieIBankcagov
Small Business Finance CenterDisaster ReliefJump Start
Emily Burgos SBFCIBankcagov
Telephone (916) 341-6600 Website wwwIBankCAGOV
25
Presenter
Presentation Notes
We will also be available to answer questions after all of the presentation are completed
- Slide Number 1
- Slide Number 2
- Slide Number 3
- Slide Number 4
- Slide Number 5
- Eligible applicants and terms
- Slide Number 7
- Slide Number 8
- Slide Number 9
- Slide Number 10
- Slide Number 11
- Slide Number 12
- Slide Number 13
- City of Huntington BeachStreet light Acquisition and LED Retrofit Project
- Slide Number 15
- Slide Number 16
- Small Business Loan Guarantee Program (SBLGP)
- How it works
- Slide Number 19
- Slide Number 20
- Slide Number 21
- Slide Number 22
- Slide Number 23
- Slide Number 24
- Slide Number 25
-
![Disaster Relief Project[3]](https://static.fdocuments.us/doc/165x107/55d4d7e4bb61eb74748b45ba/disaster-relief-project3.jpg)
