Business Plan Entreprenuership

7/28/2019 Business Plan Entreprenuership

http://slidepdf.com/reader/full/business-plan-entreprenuership 1/24

Written By:

Haseeb Ur Rehman Shaikh

Mansoor Malik Saima Mustafa Supro

Shuaib Ahmed Narejo

Submitted To :

Sir Faiz Khuawja

SHMS Coffee ShopBusiness plan

Disclaimer: This document is written solely for the purpose of submission and

grading to Mr. Faiz Muhammad Khuaja as a class project for the subject of “ Entrepreneurship” . This document cannot be copied or Edited without the

permission of all four authors in written.



Page 1

1 Introduction

1. About SHMS Coffee

There is growing recognition of the need for new Brands in market place. Consumers are

demanding more than “product” from their favorite brands. In today’s competitive

environment, everyone wants to have such type of Products which satisfy the. Coffee is

second only to water as the world’s most popular drink, with more than 400 billion cups

consumed every year. Coffee is a giant industry employing 20 million people globally, and

ranks as the second most traded commodity on the planet after petroleum.

Location

Keeping in view the industry and need of customer we little champs start “SHMS Coffee

Shop” in the area of Defense Phase-II Ext. Karachi. We offer Seasoned based coffee with

different Flavors. We offer satisfaction of consumer needs by providing great customer

service experience and Quality product.

Name Stands For

SHMS pronounced as (SHAMS) Stands for the Name of 4 Entrepreneurs Students of BBA at

SIBA sukkur.

S Saima

H Haseeb

MMansoor

S Shuaib



Page 2

1.2 Name(S) and Address (es) of principals

Haseeb-Ur-Rehman Shaikh

Email: [email protected]

Add: house # C-2763 3rd

floor Sarafa

Bazar Sukkur

Saima Mustafa supro


Add: House# 211 Shahi Bazar Naudero,

Larkana.

Shuaib Ahmed Narejo


Add: House# 789 Narejo House Khairpur Mir’s

Mansoor Ahmed Malik


Add: Malik, House near post office Naushehro

Feroz.

mailto:[email protected]














Page 3

2.0 Executive Summary

At SHMS Coffee Shop, the choices we make and actions we take are a reflection of our core

values. To become leading retailer, roaster and brand of specialty coffee took the vision to

create a values-driven coffee company inspired by passion, dedicated to quality and guided

by exceptionally strong principles.

The Overall Strategic Plan of represents the New Business idea of Seasoned Coffee, Coffee

of all seasons to change the perception and mind set of people that coffee is only winter

product. We provide value added services by focusing on Niche Segment, to cater huge no:

of customers includes individuals, Business Class meetings. Our goal throughout this Report

is to provide information about our policies and practices, measures of our performance,

competition, Future Business Strategies, Financial and So forth.

This Document includes the Broad Vision, mission, and Strategic & Financial objectives,

long term and short term Goals that would support the SHMS Coffee to achieve their

strategic and financial objectives. Moreover, this Study includes Internal as well as External

Environment Analysis, and its SWOT Analysis. To carry out all those Strategies we have

made In-depth marketing and financial plan to see the capacity of SHMS Coffee to increaseits capacity and grow it.

Moreover the action plan is also given which shows the activities designed and completed at

specific time period which will SHMS Coffee Shop to carryout operations at given pace.



Page 4

3 Industry Analysis

3.1 Future outlooks And Trends.

Economy has major role in success or failure of any business hence our business wouldalso be affected in a way that if interest rate is increased or decreased the tax system, the

inflation rate, population size, Per capita Income and so forth.

1 Inflation rate: Inflation is very volatile in Pakistan, currently 13%, in last quarter it

was jumped from 10.2 to 16.5%, which will strongly affect the prices of Coffee and

pricing strategy, but as we operating in Defense Area and High Class, it will be very little

effect on sales in terms of Change in Price and so forth.

2 Outright Prices: Coffee prices can be negotiated either at outright prices or in

relationship to the prevailing wholesale price. We at SHMS will give preference today is

to source coffee at outright prices. This provides stability and predictability for both

buyers and sellers. In fiscal 2011, 12 percent of coffee supply 74 percent of green coffee

will be purchased at outright prices.

3 Per Capita Income: One of the Positive indicator for our business operations, Per

Capita Income Jumps from $1206 per year to $3100 in 2011, which means people

having more money to spent for consumption which will positively affect the sales of

Coffee.

4 Population size: Population size also increases in Pakistan, and 65 of Population in

the age bracket of 20 to 40, the youth we are targeting the major portion of population

size, which will strongly positive for our Coffee sales and so forth. Apart from that

Population growth rate is 2.5 and day by day trends of Consumption is going towards

fast foods and outing outlets like Coffee Shops and so forth.

5 GDP Growth rate:

GDP in Pakistan is growing every year, in 2012 are 2.39 and people having more money to

spend as discuss above in per capita Income also increasing, which will positively effect on

sales of our Coffee.



Page 5

Technology

Emerging technological changes having little impact on our Business operations, Because

only the Coffee machine is Required other things will manually manage at our SHMS

Coffee Shop, as Standard of Coffee making changes we will be change the way to follow

Global standards and Starbucks as our Benchmark, and it will having very little impact on

our Coffee Quality and sales.

3.2 Market Segmentation

Our targeted customers will be the young coffee lover individuals; our main focus is to

provide great experience of coffee to youth and specially the business class people and

party lover individuals.

Business Class

Youth

Corporate customers



Page 6

3.3 Competitors Analysis

Pakistan is a tea culture. However with time we have seen Pakistan opening its doors to the

coffee culture. Coffee culture has been so fast in spreading its wings with new coffee outlets

opening left right and center in Pakistan. These coffee shops have played an important role in

introducing coffee to the masses in Pakistan.

Now that coffee awareness has grown to such extent tea might finally have competition.

Younger generation in Pakistan definitely prefers coffee over tea. This is not only because

coffee is more hip than tea but also because coffee is more helpful in keeping energy levels

going than tea ever has been. Professionals in Pakistan who need to be on the go for long

hours are fast quitting the frequent tea breaks with fewer coffee breaks.

In the markets in Pakistan there are many varieties of instant coffee mixes available.

Ironically now in Pakistan making tea is considered more difficult now that is how intensely

coffee culture has taken over. In addition usage of coffee in everyday products especially

bakery products has become very frequent. Use any coffee mix brew it in hot water, sprinkle

with nutmeg, you can add sugar later according to taste.

3.4 Current Competitors

SHMS Coffee Shop operating in DHA extension area in Karachi having few close

competitors includes, A-one Snacks, Espresso Coffee Shop and Coffee at Hot &

Spicy. We compete on differentiation of providing seasoned coffee and Targeting on

Market Niche of youth and Business Class.

A-one Snacks Coffee

Espresso Coffee Shop

Coffee at Hot & Spicy

PORTER’S FIVE FORCES MODEL

This Model emphasis the mode of Competition in our Coffee Industry, which includes;

1 Threat of New Entrant’s: We will operate our Coffee Shop in Defense Phase-II Ext.

Area where very few are available, yes new Entrants are open and not in our control. We will

give them the competition in terms of maintaining our customer, capturing the new market

and price controls.



Page 7

1 Bargaining Power of Customer / Buyers: As we operating for the High-High and

High-Middle so bargaining power is very low, where the product is of Premium Quality

and Status Symbol.

3 Bargaining Power of supplier: Bargaining Power of Supplier is medium, because

there are not many suppliers of Coffee Beans and other raw materials of Coffee in the market.

We will manage this with strong relationship with one or two suppliers and keep our

materials ready and less bargaining over prices but we need quality.

4 Threat of Competitors: In Coffee Industry Competition is different, very few

competitors available near the area, and we make competition not in terms of prices but on

Service experience and customer satisfaction. We provide value added services with Highend Coffee to make “Win-Win” Situation.

5 Substitutes Products: No direct substitute of Coffee, indirect Substitute of coffee

can be the tea, Coffee lover does not want to shift, and yes different Flavors can be substitute

but is in internal. Apart for that customer make differ with variety of taste and Seasoned

Coffee which we will be offer at greater extent.

Summary of the Model in Perspective of SHMS Coffee Shop

Bargaining Power of Buyers Low

Bargaining Power of Suppliers Moderate

Barriers to Entry Moderate

Threat of Substitutes Low

Competitive Rivalry Low



Page 8

4. Description of venture

4.1 Our product(s) and Service(s)

“The choices we make and actions we take are a reflection of our core values”

We offer “Seasoned Coffee” with amazing service experience with great interior

décor and ambiance for the customers

We offer different flavors of coffee as per the choice of our customers

We offer friendly and romantic environment as customer desire.

Coffee Drinks SHMS Coffee will provide;

4.2 Size of Business

The business is new and as for as the finance/budget is concern the business will be funded

by all the partners so the business will be consist of one shop at starting of the business.

4.3 Office Equipment and Personnel

Equipment Chairs and tables

Coffee maker

Crockery

Personnel

Manager

Waiters

Cook



Page 9

5. Production and Operation Plan

5.1 Manufacturing process

The manufacturing process of coffee is very simple it flows in the sequence shown in figure.

5.2 Machinery and equipment

The following items are required:-

Coffee blenders

Stoves

Cream beater

Other utensils

5.3 Operations of company

Inbound Activities: Inbound logistics for SHMS coffee includes the purchasing of

raw material from supplier and reaches to our store warehouse. The cost includes the

product cost, and the transportation cost and storage cost also.

Operations: It includes the production of Coffee at Shop, and gaining the orders,

placements of Halls with according to the orders and customer feedback the most

focused areas.

step 3

Adding milk or cream as per the Requirment

Step 2

prepearing the cofee as per order of the customer

Step 1

Blending or Grinding the Cofee Beans



Page

10

Outbound Logistics: For SHMS as not such any outbound activities, because we are

operating in Junk Food providers that serve as on the spot Product and services also

rendered at the same time.

Marketing and Sales: Marketing activities of SHMS includes the Cable

Advertisement in Karachi for creating the awareness to customers, and some Bill

Boards will be placed at nearby located areas and mainly focusing on word of mouth,

by Visiting Business Institutes and organizations also for distributing Brochures and

provide them discount offers and so forth.

5.4 Flow of order for goods/Service



Page

11

1. Marketing Plan

6.1 Pricing

Pricing policy of company is very simple as we are operating in DHA Karachiwe would be charging price lesser than our competitor (A-one Snacks, Espresso

Coffee Shop and Coffee at Hot & Spicy) in starting to capture the market.

Rs.100/= cup of coffee.

6.2 Distribution

For SHMS as not such any outbound activities, because we are operating in Junk Food

providers that serve as on the spot Product and services also rendered at the same time.

6.3 Promotion

We will launch 360 degree campaign for SHMS Coffee Shop. As this business initially is

operated just in Karachi Defense area so we will have niche marketing to focus on so

promotional strategy includes;

Local cable TV ads

Distributing Pamphlets (Visiting Universities and Companies)

Publicity

Retail Merchandising

Online marketing

Local Cable TV Ad

As our business is located in Karachi so it’s appropriate to use local TV ad this would limit to

the geographic level according to our requirement and will also reduce the expenses. Local

cable TV advertisement will include a moving footer ad “at the bottom of channels” which

will create awareness in our target audience and along with this a 30 sec TV commercial will

also be launched to effectively execute advertisement.

Pamphlets

Pamphlets would be kept inside the newspapers so it would also be effective source of

providing information regarding our business. For accomplishing this task we would contact

with newspaper venders.



Page

12

Publicity

After registration of our business, we will visit universities and Companies. Moving ahead,

from head offices, through emails and telephone calls branch managers could be told

regarding our service easily and then branch managers would at least aware their customers

regarding our services. After this initial publicity, automatically positive word of mouth

would be generated when they will use our service with high satisfaction. So publicity is

strong and very important tool for our marketing campaign.

Retail Merchandising:

We will carry out our merchandising in the offices so that:

Get a chance to explain them about our business and the benefits they can have by

getting our services

educate them about new services and ease to avail those services

Online Marketing

Now a day’s most of the organization is working on online marketing that is very cheap and

feasible, so in online marketing we’ll use Google Ad word (advertising tool provided by

goole.co). Secondly social marketing tools like face book, LinkedIn will be used to get

people inform about the service. Moreover we will also develop a website, Facebook page, to

give the customers more information about the services we are offering and how it is

beneficial in future prospect. Besides this there will be a feedback system which will record

all the complaints and suggestions of customers for further improvisation in our services.

Summarizing all this:

a) Website development

b) Google ad wards

c) Fan pages on social media webs (Facebook, LinkedIn, twitter).



Page

13

2. Organization Plan

7.1 Form of ownership

There are three forms of businesses which are described below:

Sole proprietorship: a form of business operated by a single owner having all

responsibility for liability Partnership: a form of business operated by 2 or more partners, all having

the equally liable for the liabilities.

Corporation: a legal entity that is run by stockholders having limited

liability.

As we are four students (HASEEB, SAIMA, SHOAIB and MANSOOR) in this

project so we have decided to go for the partnership and we require an initial

investment of PKR.1, 000,000/-, so each partner would contribute PKR. 0.25million.

7.2 Identification of partners

Partner’s Name Contributed amount

1. Haseeb Shaikh PKR 0.25million

2. Saima Supro PKR 0.25million

3. Shuaib Narejo PKR 0.25million

4. Mansoor Malik PKR 0.25million



Page

14

7.3 Roles and Responsibilities of Members

Actions (what)Who (Responsible

for Task)How when

Business Registration

Marketing and

Brand Head

(Haseeb Shaikh)

Law consultant for company

registration under

Companies

Ordinance, 1984,

vans & machine

buying will be

done through

vendors

January

2013

Search for Coffee Shop , Buying Fixtureand furniture

Operation Head

(Shuaib Narejo)

With the help of

his operation teamAdministration

and logistics

December 2012

Selection of Interior Decor

Finance

head

(Mansoor

Malik)

Admin

head

(Saima

supro)

With observational

research of other

coffee shops

January 2013

Hiring general staff Saima. Shoaib,

Haseeb

By following

complete

Recruitment

process

January 2013

Executing 360 degree marketing

campaign

Marketing Head

(Haseeb Shaik)

Carrying out

different activities

like publishing ad

in newspaper,

local cable TV ad

launching, retailmerchandising and

so on

January 2013

Efforts to grow Sales (Promotional

Activities)Haseeb Shaikh

With the help of

sales team efforts

would be made to

increase no: of

customer base

JAN-JUN 2013

Expansion of business through adding

one more coffee shop in Karachi at

different location

Operations Manager

(Shuaib Narejo)

Buying will be

made through

different venders

JAN-JUN 2014



Page

15

8 Assessment of risk

8.1 S.W.O.T analysis

This part will covers our Internal factors Evaluation as Strengths and Weaknesses, that we

have in terms of Financial resources, our core Competencies, our Staff our Product and

Services and so forth. Apart from the Internal we will have External Factor Evaluation

which will cover the market analysis that what are the competitive advantages we have,

what are the Competitors we have to fight with, what is worth fighting for us and so forth.

Strengths

1) Seasoned Coffee

SHMS offers a very highly specialized and Customized

Coffee which has ability to delight customers with their

various choices and adjust to the changing seasons. We

at SHMS will offer Coffee of all Seasons to change the

mind set of people that Coffee is only Winter Product.

2) Educated Workforce

As being a service business SHMS believes its

employees satisfaction is its customer’s satisfaction so it

employs the most talented and educated people for its

services to gain ultimate delight of the customers.

3) Global Culture

As Globalization now at every corner of the world,

SHMS proactively realizing the need of our target

market and we will be Following international

Standards in terms of (Language, Service Standards,

Interior Décor etc. and provide friendly and Energetic

environment at SHMS Coffee which will be derived as

competitive edge over others.



Page

16

4) Environment

We at SHMS Coffee offer the Different Themes of

Environment, again with customer driven experience,

which includes Friendly Environment, Romantic

Environment and also Business Class Meetings.

5) Target Market (Business Class)

Since our target market is business class where people

value quality more than price which SHMS is the only

desired place for our target market.

6) Flavored CoffeeWe at SHMS Coffee Provide Coffee in variety of

Flavors with customer driven Choices, different Flavors

with Customized Taste and so forth

7) Single Product Category

We at SHMS will only operate in Coffee category, will

get

Competitive edge by using our core competencies

Weaknesses

1) Very Limited Startup Budget

Rich people having enough capital to invest in new

business and expand their operations very quickly and

smoothly

2) Marketing Expenses

New business requires more marketing expenses to

advertise and create awareness form connection of

Brand with Customer, SHMS cannot afford more

outflows since SHMS is short of budget.

3) Discrepancy between Local and Global Cultures



Page

17

Our target market is more oriented to the global culture

whereas our employees are inborn local cultures. So

more training and education of employees required

which will turn in to one of Core Strength.

4) Insecurity of Intellectual Property

In Pakistan there is common violation of copyrights and

intellectual Property theft

Opportunities

1) Market Growth

Since population is ever increasing in Pakistan and its

literacy rate of youth is also increasing which will

ultimately be our target market which will be an

opportunity to capture the market share.

2) Availability of Efficient Labor

Due to unemployment in Pakistan the more educated

people are willing to work at SHMS.

3) Increasing Trend towards Coffee

Since Coffee brand is getting more exposure to the

business class and all classes all over the country it will

help SHMS to achieve more ROI and sooner achieve

the Break even and having potential to grow up in new

markets to open more outlets in Karachi Clifton and

Sadar area.

4) Globalization

Inflow and outflow of people especially business class

has become faster due to globalization. It will grow

SHMS coffee customer base and helps to increasingrevenue.



Page

18

5) Expansion

SHMS is unique business in its entire industry in terms

of Seasoned and Customized Coffee Provider to delight

customer, to arrange Business Meetings and provide

romantic environment, so it has golden opportunities to

grow in various areas of Karachi like Clifton and Sadar

and afterwards into other cities of Pakistan like in

Islamabad and Lahore.

Threats

1) Brain Drain

The educated business class tends to quit Pakistan due

to more favorable opportunities available in other

countries and will affect in reducing Key Target

customer.

2) Security issues

Bomb blasts, target killings, robbery and political

strikes make businesses shutdown regularly and

strongly affects the business operations of SHMS

Coffee.

3) Electricity Breakdown

Fuel crises have gone up and due to continuous shut

down of Electricity SHMS operations also affected

and cost of providing the Services increases and

customers also disturbed in their respective Meetings

and so forth

4) Perception about Coffee as only Winter Product

People’s perception about coffee as a winter Product, in

this regard we will make efforts to create awareness and



Page

19

change the perception to have mind set coffee can be

every seasoned Product by offering Seasoned Coffee

5) Competitors Attacks

Other mammoth competitors such as Starbucks

McDonalds, KFC and other local competitor, five star

and seven star hotels can easily jump over a new baby

business in metropolitan city with their subsidiaries.

Strengths – S1. Seasoned Coffee

2. Educated Workforce

3. Global Culture

4. Environment Themes

5. Product Differentiation

Weaknesses – W1. Low Startup Budget

2. Low Marketing Budget

3. In Security

4. Discrepancy between local and Global

Culture

Opportunities – O1. Market Growth

2. Availability of Efficient Labor

3. Increasing trends to towards

outing and off-street Coffee Shop

Gathering

4. Globalization

5. Expansion in new Markets

Threats – T3. Brain Drain

4. Security issues

5. Electricity Breakdowns

6. Perception about Coffee as only winter

Product

7. Competitors Attacks



Page

20

9 Financial plans

9.1 SALES FORCAST FOR 3 YEARS

SHMS Coffee ShopForecasted Sales for 3 years of operations

Sales Revenue

Year 1 Year 2 Year 3

Month 1 PKR 300,000 PKR 375,000 PKR 562,500

Month 2 PKR 300,000 PKR 375,000 PKR 562,500

Month 3 PKR 300,000 PKR 375,000 PKR 562,500

Month 4 PKR 300,000 PKR 375,000 PKR 562,500

Month 5 PKR 300,000 PKR 375,000 PKR 562,500

Month 6 PKR 300,000 PKR 375,000 PKR 562,500

Month 7 PKR 300,000 PKR 375,000 PKR 562,500

Month 8 PKR 300,000 PKR 375,000 PKR 562,500

Month 9 PKR 300,000 PKR 375,000 PKR 562,500

Month 10 PKR 300,000 PKR 375,000 PKR 562,500

Month 11 PKR 300,000 PKR 375,000 PKR 562,500

Month 12 PKR 300,000 PKR 375,000 PKR 562,500

Total

PKR

3,600,000

PKR

4,500,000

PKR

6,7500,000

* Forecasted sales for a day are about 10,000 which are calculated as;

(Per Coffee Cup Charged 100 PKR, expected cups sales per day 100, so its 10,000 PKR

revenue generated daily *30 working days in a month) = (PKR 300,000)

* The year end revenue will be 300,000*12=3,600,000 PKR annually

* In second year the sales are expected to increase of 25% daily sales. (Per cup Price 100*

Cup Sales per day 125)

* In third again daily sales increase by 25%, per coffee cup sales Price 125*150 Cups daily)



Page

21

9.2 Financial Plan (Forecasted Financial Statements)

Our financial Plan include the investment table, three years forecasted income statement,

Depreciation expenses and finally the statement of financial position which is called

Balance sheet.

SHMS Coffee ShopInvestment Table

Year 1

Fixed Assets

Prepaid Rent PKR 240,000

Office Furniture PKR 300,000

Prepaid Insurance PKR 60,000

Fixture and Interior Decor PKR 200,000

Legal Fees PKR 50,000

Total Fixed Assets PKR 850,000

Starting with the initial fixed cost required for the business it includes the Prepaid rent for a

year, purchase of office furniture and fixture, prepaid insurance, legal fees and the pre-paid

rent which in first year costs “PKR 240,000 “. In fir st year we will have ONE Coffee Shop

located in DHA phase-II, Karachi.

150,000 PKR are in working capital for purchasing the raw material and other

things.

Total Budget expense 1,000,000 PKR



Page

22

9.3 PROFORMA INCOME STATEMENT FOR 3 YEARS

SHMS Coffee ShopForecasted Income Statement

Year Ended December 31 (2013-2015)


Revenue

Sales Revenue PKR 3,600,000 PKR 4,500,000 PKR 6,720,000

Operational and Administrative

Expenses

Cost of Goods Sold (PKR 2,160,000) (PKR 2,700,000) (PKR 4,032,000)

Utilities expense (PKR 120,000) (PKR 130,000) (PKR 140,00)

Fuel Expense (PKR 60,000) (PKR 66,000) (PKR 72,000)

Marketing Expense (PKR 100,000) (PKR 100,000) (PKR 100,000)

Rent Expense (PKR 240,000) (PKR 264,000) (PKR 288,000)

Insurance Expense (PKR 60,000) (PKR 60,000) (PKR 60,000)

Salaries expense (PKR 41,000) (PKR 49,000) (PKR 57,000)

Depreciation Expense (PKR 100,000) (PKR 100,000) (PKR 100,000)

Total Expenses (PKR 2,881,000) (PKR 3,469,000) (PKR 4,849,000)

Net Operating Income Before Taxes PKR 790,000 PKR 1,031,000 PKR 1,871,000

Taxes Expense (35%) (PKR 251,650) (PKR 360,850) (PKR 654,850)

Net Income (PKR 538,350) PKR 670,150 PKR 1,216,150

Details of “Monthly operating Expenses”

Total 4 employees 41,000 PKR

Office Manager 15,000 PKR

Coffee Cook 12,000 PKR

Two Waiters (8,000*2) 16,000 PKR

Fuel expense 5, 000 PKR

Cost of Goods Sold 60% of Sales Revenue

Monthly Utility Expense 10,000 PKR

Monthly Rent Expense 20,000 PKR



9.4 Balance Sheet

SHMS Coffee ShopForecasted Balance Sheet

Year Ended December 31


Fixed Assets

Prepaid Rent PKR 240,000 PKR 264,000 PKR 288,000

Office Furniture PKR 300,000 PKR 300,000 PKR 300,000

Fixture and Decor PKR 200,000 PKR 200,000 PKR 200,000

Prepaid Insurance PKR 60,000 PKR 60,000 PKR 60,000

Legal Fees PKR 50,000 PKR 50,000 PKR 50,000

Total Fixed Assets PKR 850,000 PKR 874,000 PKR 898,000Current Assets

Cash (Working Capital) PKR 150,000 PKR 126,000 PKR102,000

Total Assets PKR 1,000,000 PKR 1,000,000 PKR 1,000,000

Liabilities PKR 0 PKR 0 PKR 0

Total Liabilities PKR 0 PKR 0 PKR 0

Owner's Equity PKR 1,000,000 PKR 1,000,000 PKR 1,000,000

Total Owners Equity & Liability PKR 1,000,000 PKR 1,000,000 PKR 1,000,000

Details of “Balance Sheet Items”

Fixed Cost:

Furniture 300,000 PKR

Pre-paid rent (1 year) 240,000 PKR

The Fixture & Decor 200,000 PKR

Business Plan Entreprenuership

Documents

Transcript of Business Plan Entreprenuership