Business Plan

BUSINESS PLAN

12 JUNE 2012

NOOR AIMIZA BT MAMAT SAMAN

AFTAR DESIGN AND PRINTING

Lot 10012, Pusat Perniagaan Sura Gate,

23000 Dungun,

Terengganu.

TEL : 09-8412104

1

Content

1)cover page ............................................... 1

2) content .................................................... 2 - 3

3) Introduction............................................. 4

4) Purpose for preparing business plan........ 5

5) owner/partnership background............... 6 – 8

6) location of business.................................. 9

7) road map location..................................... 10

8) logo ........................................................... 11

9) administration plan .................................. 12–13

10) organisational chart................................ 14 – 17

11) marketing plan ....................................... 18 – 19

12) target market .........................................20

13) market size ............................................. 21

14) competitor .............................................. 22

15) market share ........................................... 23 – 26

16) sales forecast ...........................................27

17) marketing strategy .................................. 28 – 33

18) shedule of marketing budget ..................34

19) operation planing .................................... 35 – 37

20) production planing ................................... 38 – 42

21) operation layout .......................................43 – 46

2

22) financial plan ......................................... 47 – 52

23)project implimentation ..........................53 – 73

24) appendix ................................................74 - 81

3

INTRODUCTION

AFTAR Design and Printing was established by three partnerships. We all agree to give AFTAR Design and Printing as aname of our company. AFTAR Design and Printing is one of the companies that make a business of printing and design service. Located at the centre of the town of Kuala Dungun which is at Lot 10012, Pusat Perniagaan Sura Gate, 23000 Dungun,Terengganu.

AFTAR Design and Printing industry background is design and printing any kind of demand and need of customer in printing industry such as design and printing business card, banner and bunting, t-shirt, print colored and laminate paper. Our future prospect is to satisfied customer needs and also to gain profit.

Printing industry is a famous business nowadays. At Dungun, there are several companies that make the printing business like us. Besides that, here several factors that why we selected this printing business even there are several competitors around us. Demand of customer is one of the factors that affect us because our target size is among the institution and public/private companies. Moreover, printing business is one of the high potential businesses in business industry nowadays.

AFTAR Design and Printing will commencement on April 2012. We also had made a loan with Maybank Besides that, all the partnerships were contributing their equity which is 20 % per person. All the liability will control by partnership

4

PURPOSE FOR PREPARING BUSINESS PLAN

In making the business for our printing business, there are several purposes for making business plan. The first one is to apply loan from bank at Dungn town. After decide with all the partnership, we had chosen to make a loan with Maybank there are several procedure to make a loan with the bank. After fulfill all the procedure with had made a RM 111,876.00.

Besides that, the other purpose for preparing business plan is a guideline for managing the proposed business. Through business plan we can see the all the flow of the business that we want to make. Business plan give us some guideline to handle and managing the business.

The last purpose for preparing business plan is to convince the investors. The type of our company is partnership, so that business plan helps us to manage the investors of our company.

5

OWNER / PARTNERSHIP BACKGROUND

CEO

1. Name of owner/partners: Noor Aimiza Binti Mamat Saman2. Identity card number: 9309180353803. Permanent address: A-311 Jalan Besar, 18500 Machang, Kelantan 4. Correspondence address : A-311 Jalan Besar, 18500 Machang,

Kelantan5. Email address: [email protected]. Telephone number: 013-53419627. Date of birth: 18n SEPTEMBER 19938. Age: 19 years old9. Marital status: single10.Academic qualification: diploma in islamic banking and finance11.Courses attended: islamic banking and finance12.Skills: good in managing organization

6

MARKETING MANAGER

1. Name of owner/partners: nor syahirah binti sansudin2. Identity card number3. Permanent address: 4. Correspondence address :5. Email address: 6. Telephone number: 7. Date of birth: 8. Age: 9. Marital status: single10.Academic qualification: diploma in islamic banking and finance11.Courses attended:

7

FINANCIAL MANAGER

1. Name of owner/partners: nor syahirah binti sansudin2. Identity card number:3. Permanent address:. 4. Correspondence address :. 5. Email address:6. Telephone number:7. Date of birth:8. Age:9. Marital status: Single 10.Academic qualification: Diploma 11.Courses attended:

8

LOCATION OF THE BUSINESS

Located at the centre town Dungun and it in front of the Aneka. The reason for chose this location because it is very strategic place and it is the centre where the local people and student institution come. The building type is a terrace and the size is 20 x 70 feet square. The condition of building is very good because it is the new building.

9

ROAD MAP LOCATION

10

LOGO

The tree’s branches representing the products that we provide to our customers. Our products are diverge, starting from banner and bunting, to t-shirt. It is vary according to our customer since they can design them themselves.

The tree bark is representing the strong bond between each of us, and also with our customers. It symbolize the services that we serve our customer is extremely top class.

11

ADMINISTRATION PLAN

INTRODUCTION

Administrative plan is very important because it is the key to a company. When the company have administrative plan it shows that the company is well designed and well organized for the business. The plan will make all the staff very clear about their own tasks and it is also help the company to maintain their flow of the business. Administration includes organizing, planning, leading and controlling the business activities. Administration is responsible for the company activities because they are in charge in organizing and planning each of the company’s business activities. It is a must for each department to inform all their activities to administration department.

Administration department also must explore about the customer needs and wants to help them organize the business activities efficiently and professionally in order to fulfilled the customer satisfaction. Their plan also must be perfect and suitable with the company’s objectives and goals.

Administration department must provide the office with the equipment and facilities to guarantee that the business activities will run well. The smooth business activities will influence the performance of the employee because with the complete facilities they will highly motivated and feel secure to work. The comfortable working environment will affect the mood of the employee. It will create the enlargement of the company.

Administration also in charge for making the company organization chart so that the employee will recognize the hierarchy of the organization. All of these tasks are very important for the administration department in order to ensure the company achieves their goal in business.

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VISION

• To Be The Best Among The Leading Corporation in Providing Services and Demands.

MISSION

• To Provide The Finest Services and Products to Our Customers.

OBJECTIVES

• To make it easier for the local people to finish their task in short time.

• To provide services at cheaper price yet in high qualities.

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ORGANIZATIONAL CHART

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CEO

NOOR AIMIZA BINTI MAMAT SAMAN

FINANCIAL MANAGER

NOR ATHIRAH BINTI NIYAMIL

MARKETING MANAGER

NOOR AZARENA BINTI DARUS

MANPOWER PLANNING

POSITION NUMBER OF STAFF

CEO 1

MARKETING MANAGER 1

FINANCIAL MANAGER 1

TASK AND RESPONSIBILITIES

POSITION RESPONSIBILITIES

CEO Setting strategy and vision, operations, marketing, strategy, financing, creation of company culture, human resources, hiring, firing, compliance with safety regulations, and sales.

MARKETING MANAGER Plan the promotion strategies which can increase the company profit

Responsible to market the product to the customer

FINANCIAL MANAGER Make the financial statement every end of the year for the future comparison

Responsible to prepare and control the budget of the company

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SCHEDULE OF REMUNERATION

Position No. of Staff Monthly Allowance (RM) Amount (RM)

CEO 1 2000 2000

MARKETING MANAGER 1 2000 2000

FINANCIAL MANAGER 1 2000 2000

TOTAL 6000

ROOM LAYOUT

16

WALL CLOCK

CHAIR

DUSTBIN

FILE RACK

OFFICE TABLE

AIR CONDITIONER

FLOWER POT

TABLE SHOW : ADMINISTRATIVE BUDGET

17

Items Fixed Assets Expenses (RM)

Monthly Expenses (RM) Other Expenses

(RM)

Building 1 000

Furniture & Fitting 3 595

Office Supplies 2 000

Allowance 6 000

Renovation 3 000

Business Registration 300

TOTAL 3 595 9 000 3 300

GRAND TOTAL 15 895

MARKETING PLAN

INTRODUCTION

The demand for the service design and printing of banner, bunting or t-shirt are very high in Dungun area. We have found a few buyers for our product and we believe they can deal with us at anytime. The most important thing, we must maintain the relationship with them in order to strengthen our business connection. The price record shows that it is increasing from time to time and we strongly belief this phenomena will continue until ten years ahead because the demand of this product and service can give more profit to us.

MARKETING OBJECTIVE

To ensure that our business can be run smoothly and it is a real part in order to build a new business.

To create a new product and investing with high quality of services in order to gain a higher profit.

To give a good service to the customer by providing an effective promotion strategy, to ensure that customer can get a good quality of printing and design.

To offer the best price to the customer and to provide the convenience negotiation service to the customer.

PRODUCT OR SERVICE DESCRIPTION

Aftar Design & Printing is offering service for printing banner, bunting and t-shirt.

Our company also provides other service for printing such as Photostat, binding, eliminate.

Banner & Bunting size available in our company are 2’x3’ ,3’x4’ ,3’x 5’ ,3’x8’ ,3’x12’, 4’x8’, 4’x10’, 4’x12’, 5’x10’ ,5’x12’, 5’x15’,5’x20’. Besides that, we also depending on customers’ orders.

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Table 1:List of product/service provide

Type of product/service Cost of price/unit (RM) Selling price/unit (RM)

Banner & Bunting 1.50/Square-feet 2.70/Square-feet

T-shirt 15 18

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TARGET MARKET

We have seen the opportunities of a target market from the identified market segment in the targeted area.

We decided to choose Dungun as the place for our company because service for printing and design in banner and bunting are high demand at this place.

Our target markets at Dungun are student, office, local people and Ngos.

Table 2: Target market

Market segmentation Location/address

Local people

Demographic: residential area

-area Dungun

Students

Demographic :educational area

-area Dungun

(UITM, POLITEKNIK,SCHOOL)

NGOs

Demographic :occupational area

-area Dungun

Office

Demographic :occupational area

-area Dungun

(GOVERNMENT,PRIVATE)

20

MARKET SIZE

After making some research, we found out that almost 20% of people around Terengganu were located at Dungun. We estimated there are around 159,996 people stayed at Dungun. In our prediction, 10% of people in Dungun will be purchasing our product.

Calculation of the market Size

Potential number of customers for printing banner and bunting=159,996× 10% = 159,996

Average spending per month by each customer = RM 20.00

Therefore, total market size

Market size:

159,996x RM20/month = RM319,992

People usually spend around RM 20.00 purchases per month.

We are producing several types of products and we also have predicted on how much people in Dungun will purchase on each of our product per month.

Table 3

Types of Products Estimated production

(per month)

Monthly sales

(RM)

Banner & Bunting 100 x 30

=3000

3000 × 2.70

=8100

T –shirt 20 x 30

=600

600 x 18

=10800

Grand total RM 18900.00

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COMPETITORS

Table 4:List of competitors

Name of competitors and address

Strenght Weakness

NAZWA DESIGN & SUPPLY

No.1 Kedai MPD/ABI Jln Merbuk Sura Gate,23000 Dungun

-have loyal customer

-operate 5 years

-recognize business

-expensive services

Q SIGN

No.1 Kedai Perpindahan MPD/ABI Jln Merbuk Sura Gate,23000 Dungun

-have loyal customer

-operate 3 years

-recognize

-limited services

AZAX COMPUTER

K-24, Jln Baru Pak Sabak, 23000 Dungun, Terengganu

-Well establish

-They have a large source of capital to expand their market.

-They have more experience in operating the business compared to us.

-Their operation management is not systematically.

-The price of the paper is not suitable with the quality of the product selling.

PUSAT BANNER -Well known establishment

-Customers know them well and more confident to work with them.

-Less promotion to spread widely their business.

-Their operation management is not systematically.

D’ GATE SIGN

PT 12723, Taman Gemilang Harmoni 23000 Dungun, Terengganu

-have delivery services

-variety of products

-expensive

-not much in variety

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MARKET SHARE

Name and address of competitors

Before entering the market (per month)

After entering the market (per month)

% RM % RM

NAZWA DESIGN & SUPPLY

No.1 Kedai MPD/ABI Jln Merbuk Sura Gate,23000 Dungun

30 150,000.00 27 135,000.00

Q SIGN

No.1 Kedai Perpindahan MPD/ABI Jln Merbuk Sura Gate,23000 Dungun

24 120,000.00 23 115,000.00

AZAX COMPUTER

K-24, Jln Baru Pak Sabak, 23000 Dungun, Terengganu

12 60,000.00 11 95,000.00

PUSAT BANNER 11 55,000.00 10 50,000.00

D’ GATE SIGN

PT 12723, Taman Gemilang Harmoni 23000 Dungun, Terengganu

23 115,000.00 20 100,000.00

AFTAR DESIGN & PRINTING

Lot 10012, Pusat Perniagaan Sura Gate, 23000 Dungun, Terengganu

0 O 9 45,000.00

23

TOTAL 100 500,000.00 100 500,000.00

BEFORE ENTERING BUSINESS

30%

24%

23%

12%

11%

NAZWA DESIGN & SUPPLYQ SIGND'GATE SIGNAZAX COMPUTERPUSAT BANNER

AFTER ENTERING BUSINESS

27%

23%20%

11%

10%

9%

NAZWA DESIGN & SUPLLYQ SIGND'GATE SIGNAZAX COMPUTERPUSAT BANNERAFTAR DESIGN & PRINTING

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SWOT ANALYSIS

Strength

Good teamwork among members

Clear mission about the business

Product offered is simple

Strategic location

Strong education

• Weakness

Lack of business knowledge

Not enough capital

Lack of experiences

• Opportunity

Government support this industry

Product offered is very demanded

We rental government land with low price

There are many suppliers for equipment

• Threat

Artificial product in the market

Lack of guideline from government nowadays

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SALE FORECAST

Table 6:sale forecast

YEAR 2012 MONTH SALE FORECAST (RM)

1 APRIL 18900.00

MAY 19845.00

JUNE 20790.00

JULY 21735.00

AUGUST 22680.00

OCTOBER 23625.00

NOVEMBER 21262.50

26

DECEMBER 21262.50

JANUARY 23388.75

FEBRUARY 23615.50

MARCH 25731.25

APRIL 27857.50

TOTAL (RM) 270,682.50

2(2013) TOTAL (RM) 297,750.75

MARKETING STRATEGY

Product strategy

We confirm our product use a high quality products and equipments to produce a very good product. Design is the main service that our business provide. Product design or service plays an important role in satisfying and delighting the target market. By provide information about the manufacturer such as the brand name of the company.

Pricing strategy

Our company offers service printing and design at banner, bunting and t-shirt, so we have a way in set up our pricing strategy.

Cost-based pricing

This pricing strategy is based on total cost of product we sell such as banner, bunting and t-shirt. Our company mark-up the banner and bunting rm 2.70/square-feet. T-shirt we mark-up rm 3.

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For example:

Banner & Bunting

Price = cost per unit + mark-up

= RM 1.50+ RM 1.20 (80%)

= RM 2.70/square-feet

T –shirt

Price =cost per unit+ mark up

=RM 15.00+ RM 3.00 (20%)

=RM 18.00

Value-based pricing

This company try to put the price for the product based on the customer level of economic. The price will be reasonable for all customers.

Competitive-based pricing

The business bases its price largely on the competitor’s prices. The going-rate pricing will be used.

Factors affecting pricing

Product concept, cost, target market, economic conditions, government regulations, and social concerns.

Distribution strategy

Aftar Design & Printing customer

Our company manufactures our own product. Thus, our product will be directly distributed directly to our beloved customer. People in Dungun will be easily found our location of company because, our company location in downtown namely inside a shopping complex that well-known.

Promotion strategy

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An impressive promotion is needed to ensure that our missions are achieved. A step of promotion should be taken in order to achieve our vision to make everyone known our potential in printing and design service.

Promotions are based on;

Printed media

Our company use printed media such as newspaper and magazines. We use printed media because want every people in Dungun and all state know our company.

Advertisment

Signboard

It's very important for each business to have a signboard to introduce the business and let everyone know the location of the project site.

Business card

Our business card will be given especially to our customers who visit our company. Its make people know how to contact us as a manager to make a business or directly come to our company based on address given.

Banner

Our banner will be put at the city of Dungun and at aou company location. We can put the banner long distance time so people can know where our company and what the service that we have.

Internet

Our company also use internet for promotion strategies. We use facebook and made a website for our company so; customer can know everything about our company at anywhere.

29

Example our company banner:

Business card:

30

Signboard:

31

MARKETING PERSONEL

Table 7: Position and number of staff

Position Number of staff

Marketing manager 1

Table 8:Schedule of task and responsibilities

32

Position Main task/ responsibilities

Marketing manager • To ensure that customer needs and wants are met while maximizing the

profit of the company.

• to monitoring and analyzing market trends, studying competitor’s products

and services

33

SCHEDULE OF MARKETING BUDGET

Table 9: Marketing Budget

Item Fixed Assets Expenses (RM)

Monthly Expenses (RM)

Other Expenses (RM)

Promotion

-business card

-banner

50

100

Signboard

-charge signboard

700

50

Launching 1000

TOTAL 700 50 1150

Grand total RM 1900.00

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OPERATION PLAN

Introduction to operations

-Operations management can be defined as the process of marshalling resources to produce output through the transformation process. The operations process comprises three main components, i.e. business input, transformation system and output. Business input refers to all resources required to produce a particular output. Examples of of input are manpower, raw materials, machines and equipment, technology, information and capital. Business output can be categorized into either products or services.

Symbol Type of activity Description

Operation Activity that modify, transform or give values to the input.

Inspection Activity that measure the standard or quality.

Storage

Finished product or goods are stored in the storage area or

warehouse.

35

AFTAR DESIGN AND PRINTING PROCESS FLOW CHART

36

RECEIVED STOCKS FROM SUPPLIER

RECEIVED BOOKING FROM CUSTOMER

CREATE GRAPHIC AND DESIGN

PRINTING

CUTTING THE MATERIAL

CHECK THE QUALITY OF THE PRODUCT

FINISHED PRODUCT IS STORED IN THE STORAGE AREA

BUSINESS AND OPERATION HOUR

Business Hour: 9.00am-5.00pm

-We open our business to the customer from 9.00am until 5.00pm standard as office hour.

Operation Hour: 9.00am-5.00pm

-Since our company have one shift only, we does not have night shift. The overtime work should be necessary to finish our daily report and night audit but it is depend on the company and staff.

Operation Day: Saturday-Thursday

-The day of our business and operation is from Saturday until Thursday. We close on Friday.

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PRODUCTION PLANNING

OUTPUT/ITEM PRODUCED

UNIT PER DAY UNIT PER WEEK UNIT PER MONTH

BANNER 1 5 10

BUNTING 1 5 10

INVITATION CARD 100 300 600

BUSSINESS CARD 100 300 600

PRINTING 150 400 1000

T-SHIRT 150 200 500

-For our company, AFTAR Design and Printing, the output or item that we produced is T-shirt, Printing, Business card, Invitation card, Bunting and Banner. It is different unit produced of each item. Our company might have more product and service produce in the future but for the beginning of our business, we serve above item.

MATERIAL/STOCKS REQUIREMENT

List of materials/stocks

Types of Material/ stock

Quantity Price

(cost price)

Total

(RM)

Supplier

Double A & Indah Kiat paper

RM 200 RM 200 L MARKETING (M) SDN BHD

No. 5, JlnPermas 9/15, Taman Permas Jaya, 81750 Masai, Johor .

Ink Ecosolvent RM200 RM200 YL MARKETING (M) SDN BHD

No. 5, JlnPermas 9/15, Taman

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Permas Jaya, 81750 Masai, Johor .

Win-Jet Tarpoulin Paper

RM2000 RM2000 YL MARKETING (M) SDN BHD

No. 5, JlnPermas 9/15, Taman Permas Jaya, 81750 Masai, Johor

T-Shirt RM15 RM300 UNI WIZARD MARKETING SDN. BHD

No 52, Jalan LJ3, Taman IndustriLembah Jaya, 68000 Ampang, Selangor, Malaysia.

Banner glue 10 BOTTLE RM2 RM20 YL MARKETING (M) SDN BHD

No. 5, JlnPermas 9/15, Taman Permas Jaya, 81750 Masai, Johor .

Total: RM 2720

39

FORECASTED ACQUISITIONS OF STOCKS

-For our company forecasted acquisitions of stocks, the initial purchased stock was RM3000, the estimate of stock purchases is move up for every months. It is increase for RM500 compare the months before. The estimate of our stock purchase also increases RM1000 every month after eight month our company operates. The estimation for second and third year of our company operates is almost two times from the total purchased of the year before. This demonstrates that we expecting our income profit and customer rise every year and we need higher amount of stock acquisitions.

YEAR MONTH PURCHASES

(RM)

1 1 2720

2 2856

3 2999

4 3149

5 3306

6 3471

7 3645

8 3827

9 4018

10 4219

11 4430

12 4652

Total (RM) 43292

2 Total (RM) 47621

3 Total (RM) 53336

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LIST OF MACHINE AND EQUIPMENT

Item Price per unit (RM)

Unit Required

Total Cost Supplier

Canon Photostat machine

RM 200 1 RM 200 UNI WIZARD MARKETING SDN. BHD


Canon Printer RM 190 1 RM 190 CAS SYSTEM SDN. BHD

15, JlnDamai Puspa,1, AlamDamai Industrial Park, Cheras, 56000 Kuala Lumpur, Malaysia.

Computer RM 1800 1 RM 1800 ASIA SYSTEM SDN. BHD

No. 27, Jalan Bukit PermaiUtama 3, Taman Industri Bukit Permai, 56100 Cheras, Kuala Lumpur, Wilayah Persekutuan.

Laptop RM 1000 1 RM 1000 ASIA SYSTEM SDN. BHD

No. 27, Jalan Bukit PermaiUtama 3, Taman Industri Bukit Permai,

41

56100 Cheras, Kuala Lumpur, Wilayah Persekutuan.

Solvent Printer RM 30000 1 RM 30000 UNI WIZARD MARKETING SDN. BHD


Embroidery Printer

RM 48000 1 RM 48000 UNI WIZARD MARKETING SDN. BHD


TOTAL RM 81190

OPERATION LAYOUT

42

Front desk/counter

Checking in the guests

43

Handle the reservation process

Updating guest profiles in to the computer system

Money transactions such as currency exchange

Handling guest complaints and generally meeting the guest needs

Answering calls

Arranging the room allocations

Checking out the guest and getting their bill arranged

Office

The discussion corner between staff and client.

Formulate policies and direct the operations of their business, corporation, organization or institution.

Briefing and meeting place among the staff.

Operation machine

All the machine and material needed in production process is place in this area.

Where the process of produced our product and service take place.

Storage area and Tool room

To keep all our equipment and material while not being used.

To maintain the quality and safety of our equipment and product.

To store all the stocks received.

Rest room and toilet

Allow staff to rest, pray and refresh.

44

OPERATION BUDGET SCHEDULE

Items Fixed Asset

Expenses (RM)

Monthly

Expenses

(RM)

Other

Expenses (RM)

Canon Photostat machine RM200 - -

Canon Printer RM190 - -

Name card cutter RM150 - -

Compaq laptop RM1800 - -

Computer RM800 - -

Art Card paper - RM100 -

Coated paper - RM100 -

Double A & Indah Kiat paper - RM200 -

Fancy card paper - RM100 -

Ink Ecosolvent - RM200 -

Win-Jet Tarpoulin Paper - RM2000 -

Water - RM30 -

Electricity - RM100 -

45

Rent -- RM1000 -

Allowance RM6000 -

FINANCIAL PLAN

46

ADMINISTRATIVE EXPENDITURE MARKETING EXPENDITURE

Fixed Assets RMFixed Assets RM

Land & Building

Furniture 3,595 Signboard 700

Working Capital Working Capital

Office Supplies 2,000

Allowance 6,000

Other Expenditure Other Expenditure

Other Expenditure 3000 Other Expenditure 1150

Pra-Operasi Pra-Operasi

Deposit (rent, utilities, etc.) 1,000 Deposit (rent, utilities, etc.) 50

Business Registration &Licences 300Business Registration &Licences

Insurance & Road Tax for Motor Vehicle


Other Expenditure Other Expenditure

TOTAL 15,895 TOTAL 1,900

OPERATIONS EXPENDITURE

Fixed Assets RM

47

Machinery 81,190

Working Capital

Raw Materials & Packaging 2,720

Carriage Inward & Duty

Salaries, EPF & SOCSO

Other Expenditure

Other Expenditure

Pra-Operasi

Deposit (rent, utilities, etc.)

Business Registration &Licences


Other Expenditure

TOTAL 83,910

SALES PROJECTION PURCHASE PROJECTION

Month 1 18,900 Month 1 2,720

Month 2 19,845 Month 2 2,753

Month 3 20,790 Month 3 2,786

Month 4 21,735 Month 4 2,818

Month 5 22,680 Month 5 2,851

48

Month 6 23,625 Month 6 2,884

Month 7 21,263 Month 7 2,916

Month 8 21,263 Month 8 2,949

Month 9 23,389 Month 9 2,981

Month 10 23,616 Month 10 3,014

Month 11 25,731 Month 11 3,047

Month 12 27,858 Month 12 3,079

Total Year 1 270,695 Total Year 1 34,798

ToTal Year 2 541,390 ToTal Year 2 69,596

Total Year 3 573,873 Total Year 3 73,772

Total Year 4 Total Year 4

Total Year 5 Total Year 5

CASH COLLECTIONS FOR SALES CASH PAYMENTS FOR PURCHASES

In the month of sale 100% In the month of purchase 100%

1 month after sale 1 month after purchase

2 months after sale 2 months after purchase

Total 100% Total 100%

FIXED ASSETSEcon. Life (yrs) FIXED ASSETS

Econ. Life (yrs)

Furniture 5 5

- 5 5

5 Machinery 5

49

-

- 5 5

Signboard 5 5

- 5 5

DEPRECIATION METHOD (1=straight line, 2=declining balance) 1

INCREASE IN WORKING CAPITAL (%)

Year 2

Year 3

Year 4

Year 5

ENDING STOCK OF RAW MATERIALS RMENDING STOCK OF FINISHED GOODS RM

End of Year 1 End of Year 1





TAX RATE

Year 1 28%

50

Year 2 28%

Year 3 28%

Year 4 28%

Year 5 28%

BUSINESS LEGAL ENTITY 1 NATURE OF BUSINESS 1

1 = Private Limited Cpmpany (Sdn. Bhd.) 1 = Manufacturing

2 = Partnership 2 = Trading

3 = Sole Proprietorship 3 = Service

LOAN (if required)

Interest rate 5%

Loan duration 5

Interest payment method* 2

* Method: 1 = flat rate 2 = annual rest kadartetap

HIRE-PURCHASE (if required)

Interest rate 5%

Hire-purchase duration 5

51

PROJECT IMPLEMENTATION

-

PROJECT IMPLEMENTATION COST & SOURCES OF FINANCE

Project Implementation Cost Sources of Finance

Requirements Cost LoanHire-Purchase

Own Contribution

Fixed Assets Cash

Existing F. Assets

52

Land & Building

Furniture 3,595 3,595

Signboard 700 700

Machinery 81,190 81,190

Working Capital 1 months

Administrative 8,000 8,000

Marketing

Operations 2,720 2,720

Pre-Operations & Other Expenditure 5,500 5,500

Contingencies 10% 10,171 10,171

TOTAL 111,876 111,876

53

BUDGET

ADMINISTRATIVE BUDGET

Particulars F.AssetsMonthly Exp. Others Total

Fixed Assets

Land & Building -

-

Furniture 3,595

3,595

-

-

-

-

-

-

Working Capital

Office Supplies 2,000 2,000

Allowance 6,000

6,000

-

-

-

-

-

-

-

-

-

-

54

Pre-Operations & Other Expenditure

Other Expenditure 3,000

Deposit (rent, utilities, etc.) 1,000

1,000

Business Registration &Licences 300

300


-

-

Other Pre-Operations Expenditure -

-

Total 3,595

8,000

4,300

12,895

MARKETING BUDGET


Fixed Assets

Signboard 700

700

-

-

-

-

-

-

Working Capital

-

-

55

-

-

-

-

-

-

-

-

-

-

-

-


Other Expenditure 1,150

Deposit (rent, utilities, etc.) 50 50

Business Registration &Licences -

-


-

-


-

Total 700

-

1,200

750

OPERATIONS BUDGET


56

Fixed Assets

Machinery 81190 81,190

-

-

-

Working Capital

Raw Materials & Packaging 2,720

2,720

Carriage Inward & Duty -

-

Salaries, EPF & SOCSO -

-

-

-

-

-

-

-

-

-


Other Expenditure -

Deposit (rent, utilities, etc.) -

-

57

Business Registration &Licences -

-


-

-


-

Total 81,190

2,720

-

83,910

6

DEPRECIATION SCHEDULES

Fixed Asset Furniture Fixed Asset

Cost (RM) 3,595 Cost (RM)

MethodStraight Line Method Straight Line

Economic Life (yrs) 5 Economic Life (yrs) 5

AnnualAccumulated Annual Accumulated

Year Depreciation Depreciation

Book Value

Year Depreciation Depreciation Book Value

-

-

3,595

-

-

-

1 719

719

2,876 1

-

-

-

2 719

1,438

2,157 2

-

-

-

3 719

2,157

1,438 3

-

-

-

58

4 719

2,876

719 4

-

-

-

5 719

3,595

- 5

-

-

-

6 0 0 - 6

-

-

-

7 0 0 - 7

-

-

-

8 0 0 - 8

-

-

-

9 0 0 - 9

-

-

-

10 0 0 - 10

-

-

-

Fixed Asset Fixed Asset

Cost (RM) Cost (RM)




Year DepreciationDepreciation

Book Value Year Depreciation Depreciation

Book Value

-

-

-

-

-

-

1 -

-

- 1

-

-

-

2 -

-

- 2

-

-

-

3 3

59

- - - - - -

4 -

-

- 4

-

-

-

5 -

-

- 5

-

-

-

6 -

-

- 6

-

-

-

7 -

-

- 7

-

-

-

8 -

-

- 8

-

-

-

9 -

-

- 9

-

-

-

10 -

-

- 10

-

-

-

Fixed Asset Signboard Fixed Asset

Cost (RM) 700 Cost (RM)






Book Value

-

-

700

-

-

-

1 140

140

560 1

-

-

-

2 140

280

420 2

-

-

-

60

3 140

420

280 3

-

-

-

4 140

560

140 4

-

-

-

5 140

700

- 5

-

-

-

6 0 0 - 6

-

-

-

7 0 0 - 7

-

-

-

8 0 0 - 8

-

-

-

9 0 0 - 9

-

-

-

10 0 0 - 10

-

-

-


Cost (RM) Cost (RM)






Book Value

-

-

-

-

-

-

1 -

-

- 1

-

-

-

2 2

61

- - - - - -

3 -

-

- 3

-

-

-

4 -

-

- 4

-

-

-

5 -

-

- 5

-

-

-

6 -

-

- 6

-

-

-

7 -

-

- 7

-

-

-

8 -

-

- 8

-

-

-

9 -

-

- 9

-

-

-

10 -

-

- 10

-

-

-

Fixed Asset Machinery Fixed Asset

Cost (RM) 81,190 Cost (RM)






Book Value

62

- - 81,190 - - -

1 16,238

16,238

64,952 1

-

-

-

2 16,238

32,476

48,714 2

-

-

-

3 16,238

48,714

32,476 3

-

-

-

4 16,238

64,952

16,238 4

-

-

-

5 16,238

81,190

- 5

-

-

-

6 0 0 - 6

-

-

-

7 0 0 - 7

-

-

-

8 0 0 - 8

-

-

-

9 0 0 - 9

-

-

-

10 0 0 - 10

-

-

-


Cost (RM) Cost (RM)






Book Value

63

-

-

-

-

-

-

1 -

-

- 1

-

-

-

2 -

-

- 2

-

-

-

3 -

-

- 3

-

-

-

4 -

-

- 4

-

-

-

5 -

-

- 5

-

-

-

6 -

-

- 6

-

-

-

7 -

-

- 7

-

-

-

8 -

-

- 8

-

-

-

9 -

-

- 9

-

-

-

10 -

-

- 10

-

-

-

LOAN & HIRE-PURCHASE AMMORTISATION SCHEDULES

LOAN REPAYMENT SCHEDULE

Amount 111,876

Interest Rate 5%

64

Duration (yrs) 5

Method BakiTahunan

Year Principal Interest

Total Payment

Principal Balance

-

-

111,876

1 22,375

5,594

27,969

89,500

2 22,375

4,475

26,850

67,125

3 22,375

3,356

25,731

44,750

4 22,375

2,238

24,613

22,375

5 22,375

1,119

23,494

-

6 0 0 -

-

7 0 0 -

-

8 0 0 - -

9 0 0 -

-

10 0 0 -

HIRE-PURCHASE REPAYMENT SCHEDULE

Amount

65

Interest Rate 5%

Duration (yrs) 5

Year Principal Interest

Total Payment

Principal Balance

-

-

-

1 -

-

-

-

2 -

-

-

-

3 -

-

-

-

4 -

-

-

-

5 -

-

-

-

6 -

-

-

-

7 - - - -

8 -

-

-

-

9 -

-

-

-

10 -

-

-

-

66

PRODUCTION COST PRO-FORMA STATEMENT

Year 1 Year 2 Year 3 Year 4 Year 5

Raw Materials

Opening Stock 0

Current Year Purchases 34,798 69,596 73,772

Ending Stock

Raw Materials Used 34,798 69,596 73,772

Carriage Inwards

34,798 69,596 73,772

Salaries, EPF & SOCSO

Factory Overhead

Depreciation of Fixed assets

16,238 16,238 16,238 16,238 16,238

67

TOTAL CASH OUTFLOW

CASH SURPLUS (DEFICIT)

BEGINNING CASH BALANCE

ENDING CASH BALANCE

TOTAL YR 1 YEAR 2 YEAR 3

281,324 294,616 305,913

101,247 246,774 267,960

101,247 348,021

101,247 348,021 615,981

(Operations)

Total Factory Overhead 16,238 16,238 16,238 16,238 16,238

Production Cost 51,036 85,834 90,010 16,238 16,238

PRO-FORMA INCOME STATEMENT


Sales 270,695 541,390 573,873

Less: Cost of Sales

Opening Stock of Finished Goods

Production Cost 51,036 85,834 90,010 16,238 16,238

less: Ending Stock of Finishe Goods

0 0 0 0 0

51,036 85,834 90,010 16,238 16,238

Gross Profit 219,659 455,556 483,863 (16,238) (16,238)

Less: Enpenditure

Administrative Expenditure 96,000 96,000 96,000 96,000 96,000

Marketing Expenditure

Other Expenditure 4,150 4,150 4,150 4,150 4,150

Business Registration &Licences 300


68

Other Pre-Operations Expenditure

Interest on Hire-Purchase

Interest on Loan 5,594 4,475 3,356 2,238 1,119

Depreciation of Fixed Assets 859 859 859 859 859

Total Expenditure 106,903 105,484 104,365 103,247 102,128

Net Profit Before Tax 112,756 350,072 379,498 (119,485)(118,366)

Tax 31,572 98,020 106,259 0 0

Net Profit After Tax 81,185 252,052 273,239 (119,485) (118,366)

Accumulated Net Profit 81,185 333,236 606,475 486,990 368,625

PRO-FORMA BALANCE SHEET


ASSETS

Fixed Assets (Book Value)

Land & Building

Furniture 2,876 2,157 1,438 719

Signboard 560 420 280 140

69

Machinery 64,952 48,714 32,476 16,238

68,388 51,291 34,194 17,097

Current Assets

Stock of Raw Materials

Stock of Finished Goods

Accounts Receivable

Cash Balance 101,247 348,021615,981

491,219

367,575

101,247 348,021615,981

491,219

367,575

Other Assets

Deposit 1,050 1,050 1,050 1,050 1,050

TOTAL ASSETS 170,685 400,362651,225

509,366

368,625

Owners' Equity

Capital

Accumulated Profit 81,185 333,236606,475

486,990

368,625

81,185 333,236606,475

486,990

368,625

Long Term Liabilities

Loan Balance 89,500 67,125 44,750 22,375

Hire-Purchase Balance

70

89,500 67,125 44,750 22,375

Current Liabilities

Accounts Payable

TOTAL EQUITY & LIABILITIES

170,685 400,362651,225

509,366

368,625

0

FINANCIAL PERFORMANCE


PROFITABILITY

Sales 270,695 541,390 573,873 0 0

Gross Profit 219,659 455,556 483,863 (16,238) (16,238)

Profit Before Tax 112,756 350,072 379,498(119,485)

(118,366)

Profit After Tax 81,185 252,052 273,239(119,485)

(118,366)

Accumulated Profit 81,185 333,236 606,475 486,990 368,625

71

LIQUIDITY

Total Cash Inflow 382,571 541,390 573,873 0 0

Total Cash Outflow 281,324 294,616 305,913 124,763 123,644

Surplus (Deficit) 101,247 246,774 267,960(124,763)

(123,644)

Accumulated Cash 101,247 348,021 615,981 491,219 367,575

SAFETY

Owners' Equity 81,185 333,236 606,475 486,990 368,625

Fixed Assets 68,388 51,291 34,194 17,097 0

Current Assets 101,247 348,021 615,981 491,219 367,575

Long Term Liabilities 89,500 67,125 44,750 22,375 0

Current Liabilities 0 0 0 0 0

FINANCIAL RATIOS

Profitability

Return on Sales 30% 47% 48% 48% #DIV/0!

Return on Equity 100% 76% 45% -25% -32%

Return on Investment 48% 63% 42% -24% -32%

Liquidity

Current Ratio #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

Quick Ratio (Acid Test) #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

Safety

Debt to Equity Ratio 1.1 0.2 0.1 0.0 0.0

BREAK-EVEN ANALYSIS

Break-Even Point (Sales) 136,543 134,915 133,632 #DIV/0! #DIV/0!

Break-Even Point (%) 50% 25% 23% 0% 0%

72

APPENDIX

74

BORANG SSM

SURUHANJAYA SYARIKAT MALAYSIA

PermohonanKelulusanNamaPerniagaan

(TiadaBayaranDikenakan)

Sayamemohonuntukmenggunakansalahsatunama-namaperniagaan di bawah :

(a) ……………………………………………………………………

(b) ……………………………………………………………………

(c) ……………………………………………………………………

* NamadanAlamatPemilik / Pekongsi * No. KadPengenalan&Warna

(Gunakanlampiran lain jikapemiliklebih 3 orang)

(a) Nama : ……………………………………………… Baru: …………………………

Alamat :……………………………………………... Lama:…………………………

………………………………………………

(b) Nama :………………………………………………. Baru:………………………….

Alamat:……………………………………………… Lama:…………………………

……………………………………………….

(c) Nama :……………………………………………….. Baru:………………………….

Alamat:……………………………………………… Lama:…………………………

……………………………………………….

*Jenisperniagaandijalankan : …………………………………................................................

……………………………………………………………………………………………….........................................................................................................................................................

*Tarikh: ……….……………………… *TandatanganPemohon:……………………

Nama :

79

No. K/P :

# No.Rujukan :

# No.Rujukan :

# Catatan: …………………………………………………………………….............................

………………………………………………………………………………………..

Tarikh : # …………………………………………

( )

PenolongPendaftarPerniagaan

+ Silalihatsyaratkelulusan di mukasebelah.

* Pemohonhendaklahmelengkapkanruangan-ruanganini.

# Ruangan ini dibiar kosong

80

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