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Building Hope… Building

Homes

2005

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There is a need for affordable housing

Two billion people worldwide live in poverty.

One billion people worldwide live in urban slums. This is expected to double by 2030.

5.1 million American families have “worst-case” housing needs.

Source: Habitat for Humanity International

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“Worst Case” housing needs means that families are faced with one or more of the following:

1. They are forced to pay more than half their income for housing,

2. They endure overcrowded living conditions, and/or

3. Their homes have severe physical deficiencies.

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More than half of U.S. households with children face a major housing problem.

The number of families in poverty is growing, while the number of affordable rental units is shrinking.

Most families who qualify for government housing assistance aren’t receiving any aid.

Source: Habitat for Humanity International

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Major Housing Problems

Examples• unsafe housing • doubling up in single family living

space • homelessness

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Thrivent Financial and Habitat for Humanity

Since 1991, Thrivent Financial and Habitat have

• built more than 500 homes,• Raised more than $25,000,000 and• Contributed over 1.4 million volunteer

hours in homebuilding time.

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Pacific Northwest Relationship

• In 2005, Thrivent Financial has supported Habitat in grants of more than $125,000 in the Pacific Northwest.

• In 2006 and beyond, the relationship between Habitat and Thrivent Financial will result in hundreds of additional homes being built for families in need.

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About Habitat for Humanity

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Habitat Offices are referred to as Affiliates

• Grassroots movements that carry out Habitat for Humanity International homebuilding work locally

• Distinct 501(c) 3 tax status (non-profit agency)

• Each Affiliate has its own board of directors

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Connection to Habitat for Humanity

International• Each affiliate shares Habitat for Humanity

International’s mission and method of operation

• Each affiliate tithes up to 10% of their contributions to fund homebuilding in other nations

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Habitat for Humanity Homes are

Simple

Decent

Affordable

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Habitat Homes are Simple

Modestly sized homes,• Large enough for the family’s needs• Small enough to keep construction

and maintenance costs to a minimum

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Habitat Homes are Decent

• Habitat uses quality, locally available building materials

• Trained staff supervise construction and educate volunteer and partner families

• Home designs reflect the needs of the local climate and culture.

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Habitat Homes are Affordable

– Labor of volunteers and partner families

– Efficient building methods– Modest house sizes and– No profit, no interest loans

make it possible for low-income people around the world to purchase

a home

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Habitat Homes are Purchased by Homeowner Families

• Homes are sold at no profit, with no interest charged on the mortgage.

• Homeowners put in at least 300 hours of “sweat equity” into the build of their home, PLUS an additional 200 hours into another Habitat home.

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Sweat Equity

• The unpaid labor invested by homeowner partners in building their own – and others’ – Habitat for Humanity houses.

• Sweat equity reduces the monetary cost of the house and increases the personal stake of family members in their home.

• This concept also fosters partnerships that cross economic, racial and national divisions.

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Bible EconomicsThe basis of a home mortgage with

Habitat for Humanity

• Exodus 22:25 “If you lend money to my people, to the poor among you, you shall not deal with them as a creditor: you shall not exact interest from them.”.

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Key Members of a Build Team

• Project Leader• Volunteer Coordinator• Fundraising Coordinator• Crew Chief• Family Partner• Congregation’s Habitat Contact

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Project Leader

• Oversees the entire project, providing leadership and guidance to other volunteers. The project leader will call meetings, delegate responsibilities and work directly with Habitat for Humanity in the overall coordination of the build.

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Volunteer Coordinator

• Responsible for recruiting, scheduling and organizing volunteers. The volunteer coordinator will maintain records in order to ensure enough volunteers are available on any given day of the build.

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Fundraising Coordinator

• Responsible for organizing fundraising and recording donations. Fundraising takes cooperation. This person’s role is to be a leader and a contact, but will be more successful if many people are willing to work together on fundraising responsibilities.

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Crew Chief

• A skilled worker, either volunteer, or contracted by Habitat for Humanity to be in charge of a small group of volunteers for the day. Crew Chiefs may have the abilities to do the work themselves, but are trained to assist those on their team so that they can have the satisfaction of doing the work.

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Family Partner

• Individual or couple who act as a guide for the homeowner family throughout the building process and the first year of ownership.

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Congregation’s Habitat Contact

• Main contact to Habitat for Humanity affiliate. Responsible for posting information or making announcements, and keeping touch with Habitat regarding volunteer availability, recruiting, work schedules and other details.

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Opportunities for You

• Prayer – keep the Habitat families and the Habitat program in your prayers.

• Volunteering – come out and help build.

• Fundraising – donate money, or time to organize a fundraising event.

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My people will live in peaceful dwelling

places, in secure homes, in undisturbed places of rest.

Isaiah 32:18

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