BPI Deposit Account Rates

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5/8/2015 Deposit Account Rates https://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/DepositRates1 1/5 As of May 8, 2015 PRINT PAGE Deposit Rates Savings and Checking BPI | BPI Family Savings Bank | BPI Direct Savings Bank Bank of the Philippine Islands Type of Deposit Account Required Initial Deposit Required Minimum Monthly ADB 1 Required Daily Balance 2 to Earn Interest Interest Rate 3 (Per Annum) Peso Savings Account Jumpstart Savings Php 100 Php 1,000** Php 2,000 0.250% Easy Saver Php 200 N.A. Php 1,000 0.250% Express Teller Savings Php 500 Php 3,000 Php 5,000 0.250% Passbook Savings Php 10,000 Php 10,000 Php 25,000 0.250% BPI Advance Savings Account with Passbook Php 100,000 Php 100,000 Php 100,000 Less than Php 100,000 N.A. 100,000 999,999 0.750% 1M and above 1.500% MaxiSaver 4 Savings with ATM Php 50,000 Php 50,000 Php 50,000 Less than Php 50,000 N.A. 50,000 499,999 0.250% 500,000 999,999 0.375% 1M and above 1.000% With 0.5% BONUS p.a. if no withdrawal within a month MaxiSaver 4 Savings with Passbook Php 75,000 Php 75,000 Php 75,000 Less than Php 75,000 N.A. 75,000 499,999 0.250% 500,000 999,999 0.375% 1M and above 1.000% With 0.5% BONUS p.a. if no withdrawal within a month MaxiSaver 4 Savings with Passbook (Corporate) Php 250,000 Php 250,000 Php 250,000 Less than Php 250,000 N.A. 250,000 499,999 0.250% 500,000 999,999 0.375% 1M and above 0.500% With 0.5% BONUS p.a. if no withdrawal within a month Get Started Savings Account with Life Insurance o ATM Php 25,000 Php 25,000 Php 25,000 0.250% o Passbook Php 75,000 Php 75,000 Php 75,000 0.250% BPI SaveUp N.A. Php 1,000 Php 5,000 0.250%

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account rates for BPI

Transcript of BPI Deposit Account Rates

  • 5/8/2015 DepositAccountRates

    https://info.bpiexpressonline.com/bpiprod/produpd.nsf/Deposit+Rates/DepositRates1 1/5

    AsofMay8,2015

    PRINTPAGE

    DepositRatesSavingsandChecking

    BPI|BPIFamilySavingsBank|BPIDirectSavingsBank

    BankofthePhilippineIslands

    TypeofDepositAccount

    RequiredInitialDeposit

    RequiredMinimumMonthlyADB1

    RequiredDaily

    Balance2toEarn

    Interest

    InterestRate3(PerAnnum)

    PesoSavingsAccountJumpstartSavings

    Php100 Php1,000** Php2,000 0.250%

    EasySaver Php200 N.A. Php1,000 0.250%ExpressTellerSavings

    Php500 Php3,000 Php5,000 0.250%

    PassbookSavings

    Php10,000 Php10,000 Php25,000 0.250%

    BPIAdvanceSavingsAccountwithPassbook

    Php100,000 Php100,000 Php100,000 LessthanPhp100,000 N.A.100,000999,999 0.750%1Mandabove 1.500%

    MaxiSaver4SavingswithATM

    Php50,000 Php50,000 Php50,000 LessthanPhp50,000 N.A.50,000499,999 0.250%500,000999,999 0.375%1Mandabove 1.000%With0.5%BONUSp.a.ifnowithdrawalwithinamonth

    MaxiSaver4SavingswithPassbook

    Php75,000 Php75,000 Php75,000 LessthanPhp75,000 N.A.75,000499,999 0.250%500,000999,999 0.375%1Mandabove 1.000%With0.5%BONUSp.a.ifnowithdrawalwithinamonth

    MaxiSaver4SavingswithPassbook(Corporate)

    Php250,000 Php250,000 Php250,000 LessthanPhp250,000 N.A.250,000499,999 0.250%500,000999,999 0.375%1Mandabove 0.500%With0.5%BONUSp.a.ifnowithdrawalwithinamonth

    GetStartedSavingsAccountwithLifeInsuranceoATM Php25,000 Php25,000 Php25,000 0.250%oPassbook Php75,000 Php75,000 Php75,000 0.250%BPISaveUp N.A. Php1,000 Php5,000 0.250%

  • 5/8/2015 DepositAccountRates

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    AutomaticSavings+InsuranceBPISaveUpHighAutomaticSavings

    N.A. Php1,000 Php5,000 Php5,00049,999 0.250%50,000499,999 0.500%500,000andabove 0.625%

    PesoCheckingAccountExpressTellerChecking

    Php10,000 Php10,000 N.A. N.A.

    BusinessChecking

    Php10,000 Php10,000 N.A. N.A.

    KaNegosyoCAwithATMandStatement

    Php10,000 Php10,000 Php50,000 0.250%

    KaNegosyoCAwithStatement

    Php10,000 Php10,000 Php50,000 0.250%

    KaNegosyoCAwithPassbook

    Php25,000 Php25,000 Php100,000 0.250%

    MaxiOnewithStatementIfdailybalanceis:

    oIndividual Php25,000 Php25,000 Php25,000 Php25,000999,999 0.250%oCorporate Php50,000 Php50,000 Php25,000 1,000,000andabove 0.350%MaxiOnewithPassbook

    Ifdailybalanceis:oIndividual Php250,000 Php250,000 Php25,000 Php25,000999,999 0.250%oCorporate Php500,000 Php500,000 Php25,000 1,000,000andabove 0.350%

    DollarAccountExpressDollarSavings

    $500 $500 $500 0.250%

    DollarSavingswithPassbook

    $500 $500 $500 0.250%

    ThirdCurrencySavingsAccount*AUDAustralianDollarPassbookSavings

    AUD500 AUD500 AUD500 1.25%

    CADCanadianDollarPassbookSavings

    CAD500 CAD500 CAD500 0.250%

    CHFSwissFrancPassbookSavings

    CHF500 CHF500 N.A. N.A.

    CNY/RMBChineseYuanPassbookSavings

    CNY/RMB3,500 CNY/RMB3,500 CNY/RMB3,500 0.100%

    EUREuroPassbookSavings

    EUR500 EUR500 EUR500 0.025%

    GBPBritishPoundPassbookSavings

    GBP500 GBP500 GBP500 0.250%

    HKDHongKongDollarPassbook

    HKD500 HKD500 HKD500 0.050%

  • 5/8/2015 DepositAccountRates

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    SavingsJPYJapaneseYenPassbookSavings

    JPY50,000 JPY50,000 N.A. N.A.

    *ForThirdCurrencydepositproducts,visitanyofthe50accreditedBPIbranches.ViewListofBPIbranchesofferingThirdCurrencies.

    BPIFamilySavingsBank

    TypeofDepositAccount

    RequiredInitialDeposit

    RequiredMinimumMonthlyADB1

    RequiredDaily

    Balance2toEarn

    Interest

    InterestRate3(PerAnnum)

    PesoSavingsAccountJumpstartSavings

    Php100 Php500** Php1,000 0.500%

    EasySaver Php200 N.A. Php1,000 0.500%ExpressTellerSavings

    Php500 Php1,000 Php3,000 0.500%

    PassbookSavings

    Php10,000 Php10,000 Php25,000 0.500%

    BPIAdvanceSavingsAccountwithPassbook

    Php100,000 Php100,000 Php100,000 LessthanPhp100,000 N.A.100,000999,999 1.000%1Mandabove 1.750%

    MaxiSaver4SavingswithATM

    Php25,000 Php25,000 Php25,000 LessthanPhp25,000 N.A.25,000499,999 0.500%500,000999,999 0.625%1Mandabove 1.250%With0.5%BONUSp.a.ifnowithdrawalwithinamonth

    MaxiSaver4SavingswithPassbook

    Php50,000 Php50,000 Php50,000 LessthanPhp50,000 N.A.50,000499,999 0.500%500,000999,999 0.625%1Mandabove 1.250%With0.5%BONUSp.a.ifnowithdrawalwithinamonth

    MaxiSaver4SavingswithPassbook(Corporate)

    Php150,000 Php150,000 Php150,000 LessthanPhp150,000 N.A.150,000499,999 0.500%500,000999,999 0.625%1Mandabove 0.750%With0.5%BONUSp.a.ifnowithdrawalwithinamonth

    GetStartedSavingsAccountwithLifeInsuranceoATM Php5,000 Php5,000 Php10,000 0.500%oPassbook Php50,000 Php50,000 Php50,000 0.500%BFSBSaveUpAutomaticSavings+Insurance

    N.A. Php1,000 Php3,000 0.500%

    BFSBSaveUpAutomaticHighSavings

    N.A. Php1,000 Php3,000 Php3,00049,999 0.500%50,000499,999 0.750%500,000andabove 0.875%

  • 5/8/2015 DepositAccountRates

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    PesoCheckingAccountExpressTellerChecking

    Php5,000 Php5,000 N.A. N.A.

    RegularChecking

    Php10,000 Php10,000 N.A. N.A.

    KaNegosyoCAwithATMandStatement

    Php10,000 Php10,000 Php50,000 0.500%

    KaNegosyoCAwithStatement

    Php10,000 Php10,000 Php50,000 0.500%

    KaNegosyoCAwithPassbook

    Php25,000 Php25,000 Php100,000 0.500%

    MaxiOnewithStatementIfdailybalanceis:

    oIndividual Php25,000 Php25,000 Php25,000 Php25,000999,999 0.500%oCorporate Php50,000 Php50,000 Php25,000 1,000,000andabove 0.700%MaxiOnewithPassbook

    Ifdailybalanceis:oIndividual Php150,000 Php150,000 Php25,000 Php25,000999,999 0.500%oCorporate Php500,000 Php500,000 Php25,000 1,000,000andabove 0.700%

    DollarAccountGetStartedSavingsAccountwithLifeInsurance

    $1,000 $1,000 $1,000 0.125%

    DollarSavingswithPassbook

    $500 $500 $500 0.250%

    Note:BPIFamilySavingsBankisasubsidiaryofBankofthePhilippineIslands.

    BPIDirectSavingsBank

    TypeofDepositAccount

    RequiredInitialDeposit

    RequiredMinimumMonthlyADB1

    RequiredDaily

    Balance2toEarn

    Interest

    InterestRate3(PerAnnum)

    PesoSavingsAccountBPInoySavings

    N.A. N.A.(Foraslongas

    thereisaremittance

    transactionatleastonceeverythreemonths)

    Php500 0.500%

    BPIDirectExpressTellerSavings

    Php500 Php500 Php500 0.500%

    BPIDirectStockTradeAccount

    Php500 Php500 Php500 0.500%

    BPIDirectSaveUpAutomaticSavings+Insurance

    N.A. Php1,000 Php1,000 0.500%

    MaxiSaver4 Php25,000 Php25,000 Php25,000 LessthanPhp25,000 N.A.

  • 5/8/2015 DepositAccountRates

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    SavingswithATM

    25,000499,999 0.500%500,000999,999 0.625%1Mandabove 1.250%With0.5%p.a.BONUSifnowithdrawalwithinamonth

    PesoCheckingAccountBPIDirectMaxiOneChecking

    Php25,000 Php25,000 Php25,000 0.500%

    1ADBreferstoAverageDailyBalance,whichisdefinedasthesumofthedailyendofdaybalancesintheaccountforamonthdividedbythenumberofdaysinthatmonth.TheformulaforcomputingADBisasfollows:

    ADB=(Day1endingbalance+Day2endingbalance+Day30/31endingbalance)Numberofdaysinthemonth(i.e.30/31days)

    2DailyBalanceisequivalenttoendofdaybalance.

    3Interestearnedshallbecreditedquarterlytoyoursavings(exceptforMaxiSaverwhereinterestearnediscreditedmonthlyandBPIAdvance)and/orcurrentaccount(s)providedthattheaccounthasnotbeenclosedpriortoscheduleofinterestcrediting.

    4ForMaxiSaverSavings,ifwithdrawalexceeds6timeswithinamonth,theaccountwillbesubjecttotheratethatappliestothelowestinterestbearingtier.Anyformofclientinitiateddebitfromtheaccountisconsideredawithdrawal.

    **Waivedforone(1)yearforaccountsopenedstartingMarch16,2012.

    Member:PDIC.MaximumDepositInsuranceforEachDepositorP500,000.