B o u l eva rd F C U B u l l et i n

August 2019

2787 Niagara Falls Blvd., Amherst, NY 14228 ● Phone: 716-691-6727 ● Fax: 716-691-6860 ● visit us at: blvdfcu.com

Penn Central Branch: 8612 Buffalo Ave., Niagara Falls, NY 14304 ● Phone: 716-283-6268 ● Fax: 716-283-3007

Holiday Closings

Labor Day…………….. 9/02/19

Save on Auto Insurance!

Auto Loan Buy Back SPECIAL! Bring us your Auto Loan from another

financial institution & we will

REDUCE that rate by .50%

All loans subject to approval based on credit qualifications of the applicant. Not all loans will qualify. Auto Loan Buy Back must be from another financial institution. This offer is not available on existing Blvd FCU Loans or loans for vehicle purchase. Cannot be com-bined with any other offer. Other rates and terms available. Special Rate available thru 9/30/19.

& we will REDUCE our regular auto loan rate by .50%!

Did you know that a vehicle loan isn’t just for purchasing a vehicle… You can also borrow against the equity in your vehicle!

Vehicle Equity Loan

SPECIAL!

All loans subject to approval based on credit qualifications of the applicant. Not all loans will qualify. This offer is not available on existing Blvd FCU loans or loans for vehicle purchase. Cannot be combined with any other offer. Other rates and terms available. Special Rate available thru 9/30/19.

Bring in your clear title to borrow

the equity from your vehicle ...

* APR is annual percentage rate. 3.25% APR represents loan terms up to 12 months and is based on the qualifications of the applicant. ** This Special Rate applies to New Loans Only. Refinancing of existing Blvd FCU Loans is not permitted. Cannot be combined with any other offer. Other rates and terms available. Special Rate available thru 9/30/19.

► Supplies

► New Clothes

► Computers

► Printers

► Cell Phone

► Dorm Furniture

► College Books

► Tuition

3.25 APR* As low

Borrow up to $ 7,500.00 Blvd FCU Signature Loan

%

We have Debit Cards & Reloadable Prepaid Debit Cards

for your college-bound young adult!

To make money easily available for your young adult, bring them in to add a check-ing account to their account for debit card access! We also offer our free MobiMoney App that you can monitor and set limits on transactions on our MasterMoney debit card!

We also offer re-loadable prepaid

debit cards which are also an easy way for you to allow them conven-ient access to cash!

For more details, please stop by or contact us at 716-691-6727.

Regular Savings Sub-share Accounts Money Market Christmas Club Vacation Club Share Certificates IRA Certificates IRA Share Account

) ~ No minimum balance No monthly fees Monthly Statement Overdraft Protection/Line of Credit Available Courtesy Pay

Loan Pre-Approval New and Used Auto Loans Recreational Vehicle Loan Boat Loan First Mortgage Home Equity Line of Credit MasterCard Credit Card w/MasterCard REWARDS Program Share Secured MasterCard Share Loan Preferred Line of Credit Loan Payment Protection Available (member

pay) Gap Protection Available (member pay)

Drive-Thru Blvd FCU Teller * Drive-Thru 24/7 ATM Machine * Drive-Thru 24/7 Night Depository Box * - Safe

& Secure for deposits, loan payments and Im-portant Paperwork

Allpoint Surcharge-Free ATM Network 24 Hour Voice Response Unit (Automated Ac-

count Info & Transfers) Debit/ATM Card w/Free App available from

Vantiv® MobiMoney for Extra Security. Payroll Deduction Direct (Automated Deposit) ACH Pre-Authorized Automated Payments Online Bill Pay Service E-Banking & Mobile App E-Statements

* indicates available at Amherst Branch only.

Visa Gift Cards CUMONEY Prepaid Debit Card Regal Cinema Discount Tickets Discount Tickets for Delta Sonic Car Wash,

Darien Lake & Fantasy Island Group Accidental Death & Dismemberment

Ins. Group Life Insurance Group Homeowner’s Insurance Group Auto Insurance Notary Public Fax Service Coin Machine Consumer Information Catalog

We are a FULL SERVICE , Not-for-Profit Financial Institution. By pooling al l of our sav ings together , we create a source of funds for loans to our members at reasonable to low rates of inter-es t . The interes t f rom these loans a l lows us to operate and offer al l of these wonderful no-to- low fee serv ices & conveniences !

We have Discount Tickets Available for Darien Lake, Fantasy Island, Regal Cinemas and Delta Sonic Car Wash!

Day Pass - $32.00 includes parking Season Pass Request Form - $61.19

Day Pass - $23.00 parking NOT included Season Pass - $36.00 includes parking

$9.25 per Ticket

Many to choose from! Let us know what you are

looking for.

During the back to school shopping season in 2019, The National Retail Federa-tion expects families of children from elementary to high school to spend $696.70 and families with college students to spend $976.78. Total back to school spending is expected to reach $80.7 billion.

Back to school shopping can be a financially overwhelming endeavor. There is an easy way to plan and budget for this expensive time of year with a prepaid card.

Here are five simple back to school shopping tips:

Take stock of supplies already in your home: Have you unpacked the kids backpacks from the end of last school year? Reuse last year’s supplies that are in good shape. Only buy what they actually need.

Hit the dollar store first for the essentials and save big. Also consider buy-ing for the mid-year restock while prices are low during back to school sales.

Host an end of the summer fashion show and ask the children to create ten outfits from the clothes they have to prepare for the first two weeks of school. Then, if it’s important to you and the children, consider getting one new “first day of school” outfit.

After taking stock of the essentials already in your home, supplies and clothes, create a back to school budget. Load a prepaid card with the amount that fits into your budget to be sure not to overspend. Take into consideration school fees, beginning of the school year fundraisers, and extra-curricular startup costs.

Shop without the children. Print the school supply list and hit the store on your way home from work one evening. A kid free shopping experience is faster and less stressful. Plus, when you arrive home with several bags of supplies for the children – they will be elated!

Debit Card TIP When traveling, for Hotels & Rental Cars, it is best to use your Blvd Master-card instead of your Debit Card, because they usually hold more than the actu-al cost on a Debit Card.

Back to School Budget Tips

CUMONEY® Visa® Everyday Spend Card

Pre-funded to help you manage your money

Track spending & add more funds with online management tool

Eliminates being overdrawn & paying overdraft fees

Use wherever Visa Debit Cards are accepted worldwide

Not linked to any account, so there’s no risk if lost or stolen

Safer than carrying cash