BIBPlus – PayNow Guide PayNow is now available in BIBPlus.

You will be able to perform the following functions in BIBPlus:

Register for PayNow - register your UOB SGD corporate account(s) by linking your unique entity

number (UEN) to receive Singapore Dollar funds

Pay with PayNow – make payments in Singapore Dollar without the need for the beneficiary’s

account number. All you need is the beneficiary’s UEN, NRIC, or mobile number. You will be able to

make the following payments with PayNow:

o Single payments

o Bulk payments

Create Beneficiary Master / Pre-Approved Beneficiary (PAB) for PayNow – create a Beneficiary

Master / Pre-Approved Beneficiary with PayNow payment mode for frequently used beneficiary (ies).

Generate QR code for collections – generate QR code(s) to facilitate collections via PayNow. Your

customers will be able to scan and pay directly into your PayNow registered account(s).

1) PayNow Registration

Step 1: From Top Menu > Administration > PayNow Management > Register/Manage PayNow

Step 2: Select the Company ID or indicate specific SGD corporate account number that you wish to register

for PayNow and click . Alternatively, you may lookup the Company ID/Account Number using . Select . Note: button will only appear after Company ID and Account Number have been selected.

Alternatively, UOB Accounts for the selected Company ID will be listed and you may register the account(s)

by clicking on +.

You can also modify your UOB account(s) registered for PayNow by clicking on or

deregister your account(s) for PayNow by clicking .

Step 3: Indicate the Suffix, which is an optional field, with 3 alphanumeric characters in uppercase and accept the Terms & Conditions. The account number and UEN will be prefilled. Select to proceed.

Approval from Authoriser (for dual control setup) Step 1: From Top Menu > Administration > PayNow Management > Pending Approval. PayNow registration records that are pending approval will be displayed.

Step 2: Select ? to approve the registration.

Status of PayNow Registration

Step 1: From Top Menu > Administration > PayNow Management > Maintenance History.

Status of PayNow Registration will be indicated under “Status”.

2) Single Payment with PayNow

BIBPlus (desktop)

Step 1: From Top Menu > Payment Services > Local Payment > Transfer to Other Bank.

Step 2: Select the Company ID as well as the account you wish to make the payment from. Only SGD

accounts can be used for PayNow payments.

Step 3: Select “PayNow” as the processing mode. PayNow ID Type and PayNow ID will then be displayed

under Beneficiary Details section.

Step 4: Enter the beneficiary’s Mobile / UEN / NRIC. Click to proceed.

Note: For single PayNow transaction, it will be processed as FAST payment and payment will be credited to beneficiary almost immediately.

Step 4: Confirm the beneficiary’s nickname and select to proceed. Note: Beneficiary nickname is the nickname provided by beneficiary when they register for PayNow.

BIBPlus Mobile

You may make PayNow payments on BIBPlus Mobile by:

scanning the QR code; or

indicating the beneficiary’s UEN, NRIC, or mobile number

Scanning QR Code – Option 1: Scan QR

Step 1: Click on BIBPlus Mobile login screen.

Note : Please do “Allow” the accessing of camera in order to capture the QR code.

Step 2: Scan the QR Code.

Step 3: Login to BIBPlus Mobile.

Step 4: Input the token response code generated from your secured token and click to proceed.

Step 5: Select the account which you would like to make payment from.

Step 6: Indicate Payment Amount and Transfer date, if it is not automatically populated. All other payment

details are automatically populated. Confirm the payment details before clicking to proceed with

payment.

Step 7: Confirm the beneficiary’s nickname and select to proceed.

Note: Beneficiary nickname is the nickname provided by beneficiary when they register for PayNow.

Step 8: Follow the details on screen to obtain the Token Response Code. Enter Token Response Code and

click to proceed

Step 9: Confirmation of successful transaction will be displayed.

Note: For dual control setup, authoriser will be required to approve the transaction from “To Do List”.

Scanning QR Code – Option 2: PayNow with QR

Step 1: After login to BIBPlus Mobile, from Left menu > Fund Transfer > PayNow with QR

Note : Please do “Allow” the accessing of camera in order to capture the QR code.

Step 2: Scan the QR Code.

Step 3: Select the account which you would like to make payment from.

Step 4: Indicate Payment Amount and Transfer date, if it is not automatically populated. All other payment

details are automatically populated. Confirm the payment details before clicking to proceed with

payment.

Step 5: Confirm the beneficiary’s nickname and select to proceed.

Note: Beneficiary nickname is the nickname provided by beneficiary when they register for PayNow.

Step 6: Follow the details on screen to obtain the Token Response Code. Enter Token Response Code and

click to proceed

Step 7: Confirmation of successful transaction will be displayed.

Note: For dual control setup, authoriser will be required to approve the transaction from “To Do List”.

PayNow with Beneficiary UEN / Mobile No. / NRIC

Step 1: After login to BIBPlus Mobile, from Left menu > Fund Transfer > PayNow

Step 2: Select the account which you would like to make payment from, the PayNow ID Type and PayNow

ID (beneficiary’s UEN / Mobile No. / NRIC).

Step 3: Enter transaction amount, Transfer date, Payment Purpose and Beneficiary Reference. Click

to proceed.

Step 4: Confirm the beneficiary’s nickname and select to proceed.

Note: Beneficiary nickname is the nickname provided by beneficiary when they register for PayNow.

Step 5: Follow the details on screen to obtain the Token Response Code. Enter Token Response Code and

click to proceed

Step 6: Confirmation of successful transaction will be displayed.

Note: For dual control setup, authoriser will be required to approve the transaction from “To Do List”.

3) Bulk Payment with PayNow

You can perform a bulk payment with PayNow by creating the bulk transaction online or uploading a bulk file.

Online Creation

Step 1: From Top menu > Payment Services > Bulk Services > Create Bulk Transaction Create New

Bulk Transfer.

Step 2: Select Product Group (either Payment or Payroll) and Payment Type (FAST/GIRO) and select .

Step 3: Select the processing mode from the dropdown list and select .

There are three processing modes available for Fund Transfer via PayNow:

PayNow – FAST

o PayNow payment will be processed with FAST. Beneficiary will receive payment almost

instantly.

PayNow – GIRO

o PayNow payment will be processed with GIRO. Beneficiary will receive payment in 2

business days.

PayNow – Express

o For payment to UOB accounts only. Beneficiary will receive payment instantly.

Note: The processing mode selected on screen will apply to all individual transactions in the bulk transaction.

Step 4: Fill in all required fields indicated by * including the PayNow ID Type (UEN / NRIC / Mobile No.) and

the PayNow ID. Select to add transaction to Bulk transaction.

Step 5: After all transactions have been added to the Bulk transaction, select to proceed.

Bulk File Upload

File specification for PayNow file upload formats are available in the following link:

https://uniservices1.uobgroup.com/secure/forms/business/BIBPlus_users_guide.html

Step 1: From Top menu > Payment Services > Bulk Services > Create Bulk Transaction > File Upload

Step 2: Select File Type as “FAST/GIRO Payment with Advice” and select to upload the bulk file.

Note: “Change to FAST” option is available for urgent payments. When selected, all transactions in bulk file uploaded will be processed with FAST payment mode regardless of the processing mode indicated in the bulk file header. FAST transaction fee will apply.

Step 3: To confirm the status of the bulk file uploaded, select “File Upload Results”.

Successful - Click to open bulk transaction to view transaction details of successfully uploaded file.

Failed: Click to access reason for file upload failure.

To view individual transaction details in a bulk transaction

Step 1: Click to open bulk transaction. List of transaction(s) in the bulk file uploaded will be displayed.

Select the BIB Ref hyperlink to access individual bulk transactions.

Step 2: Verify the transaction details and bulk summary before submitting the transaction for approval. Click

to proceed.

4) Creating Beneficiary Master / Pre-Approved Beneficiary (PAB) for PayNow

You can create a Beneficiary Master / Pre-Approved Beneficiary with PayNow payment mode for frequently used beneficiary(ies).

Step 1: From Top menu > Administration > Data Management > Payer/Beneficiary Master.

Select. .

Step 2: Select Payment Type “Transfer to Other Bank”. Select PayNow ID type (Mobile / UEN / NRIC) and add PayNow ID. Click to proceed.

Note: To create this beneficiary as a Pre-Approved Beneficiary (PAB), select the “Pre-approved beneficiary” checkbox.

Step 3: Confirm the beneficiary’s nickname and select to proceed.

Note: Beneficiary nickname is the nickname provided by beneficiary when they register for PayNow.

Payment to Beneficiary Master/Pre-approved Beneficiary (PAB) with PayNow Once Beneficiary Master/Pre-approved Beneficiary (PAB) has been created successfully for PayNow, it will be made available at “Transfer to Other Bank”. Step 1: Select Processing Mode as PayNow. Select the PayNow ID Type and search the PayNow ID of

the Beneficiary Master/Pre-Approved Beneficiary using .

Note: Upon selecting PAB, Beneficiary’s Nickname will be displayed. Beneficiary Nickname will not be displayed at the transaction confirmation screen after submission.

5) PayNow QR Generator

Step 1: Top Menu > Administration > PayNow Management. Select link to “PayNow QR Generator” on

the PayNow Management landing screen.

Step 2: Indicate transaction details as required: and click to proceed.

Mandatory fields:

o PayNow ID & Suffix – PayNow ID & Suffix of the corresponding Company Name needs to

be provided.

o Company Name – First 25 characters of ACRA name.

o Reference – This is the customer reference which will be reflected in your account

statement. Payer will not be able to edit this field.

o Expiry Date – This is the QR code expiry date. QR code will no longer be valid from this

date onwards.

Optional field

o Default Payment Amount – Default Payment Amount will appear on Payer’s PayNow

screen. If left blank, payer is required to enter the payment amount prior to completing the

PayNow transaction.

Note: Default Payment Amount is not editable by Payer. To allow payer to edit the default

amount, please check (√) the option “Allow Payer to edit Default amount” before

generating the QR code.

Step 3: Select the export file format (ASCII, Image or PDF) as required and the QR code is ready for use.