BestGuru Success Mantra for  RRB Officer Scale – I, II, III Exam (to be held in September 2014) 

Part 2 

 

 

Editor 

Rajesh Goyal*   

(Rajesh Goyal joined as Management Trainee (also called PO) in a nationalized Bank in 1980 and worked for over 30 years in banking sector, and took VRS from the post of Assistant General Manager. He is also the owner and editor of www.AllBankingSolutions.com - the most popular website among the serving and retired bankers)

Disclaimer : We at bestguru.com have tried our best to compile the study material, which is being provided absolutely FREE of cost,   from various authentic sources.   However, candidates, in case of doubt, are advised to recheck the same from their own sources.   We will not be responsible for any mistake / omission for whatsoever reasons. 

 

Release Date : 27th August 2014

 

 

 

Editor’s Notes 

 

This is the 2nd Instalment of the BestGuru’s Success Mantra for RRB CWE III Officers Exam to be held in September 2014.    In Part 1, we have given only the overview of the Exam Structure and a comprehensive and authentic  write up on Regional Rural Banks. 

The above was necessary as still we find lot of study material is being circulated by certain websites which are quite old and not authentic.   Even the latest position regarding number of RRBs is wrongly given by number of websites.  Therefore, we would like to caution the readers that you must read the latest updated study material.  Any material which is older than three months or so becomes useful for the subjects like Current Affairs, Financial Awareness / Guidelines issued by RBI etc. 

Today we are releasing Part 2 of our BestGuru Success Mantra.    Time is short in the hands of the RRB officer aspirants.  Therefore, start preparation on daily basis and finish this Part within 2 days alongwith study of other subjects. 

In this Part we are uploading the latest details relating to RRBs, NABARD (which is the regulatory authority for RRBs) and other relevant study material, which can be probably asked.   All this information will be relevant even for other forthcoming exams of IBPS, SSC and other higher exams. 

We are trying to give TOP  QUALITY  material at FREE of COST , which will be useful For All Competition Exams.  We believe this type of LATEST and IN‐DEPTH study material is not made available by any other website. 

 

 

Study Material for General Awareness Paper 

(A)You should download the following study material and study the same carefully which is very relevant for the RRBs Officers exam to be held in September 2014

• Download daily News for the month of August 2014 from BestGuru.com (Two instalments already uploaded)

• Download : BestGuru’s Monthly e-Magazine for July 2014

• Download : BestGuru’s Half Yearly Round-up (January to June 2014) and memorized as much as possible.

(B) You should attempt the following Rapid Fire Test Papers to get latest updates (More such Rapid fire Tests based on News relating to August 2014, will be uploaded by 5th September 2014

Test Papers – Current Affairs – July 2014 Part – 1Test Papers – Current Affairs – July 2014 Part – 2Test Papers – Current Affairs – July 2014 Part – 3Test Papers – Current Affairs – July 2014 Part – 4Test Papers – Current Affairs – July 2014 Part – 5

(C) Latest Data / Policy Rates / Union Ministers / Heads of Important organization etc.

Latest CRR, SLR, Bank Rate, MSF, repo, reverse repo rate etc. Financial Awareness Exercise No. 002 on Who’s Who of Financial Sector Financial Awareness Exercise No. 001 on Current Policy Rates

• Latest Who's Who of India • List of Cabinet and State Ministers • Important Heads of International Organizations • Important Heads of National Organizations

Some Important Links:

http://www.bestguru.com/world-capitals/ http://www.bestguru.com/world-currencies/

Links for Information Only

(a) List of Regional Rural Banks alongwith Name of State and Sponsoring Bank (b) List of Regional Rural Banks (alongwith Addresses and Contact Details)

Latest News and Progress in Regional Rural Banks in 2013‐14 

(1)Performance of RRBs :

• After amalgamation, the number of RRBs in the country as on 31 March

2014 were 57, with a network of 19,082 branches covering 642 notified

districts in 26 States and the UT of Puducherry. (However, as on 20th

August, 2014, the number of RRBs is only 56).

• The aggregate deposits of RRBs registered a growth of 13 per cent,

borrowings 34 per cent, loans and advances (outstanding) 17 per cent and

investments 2 per cent, respectively during the FY 2013-14

• The provisional financial results of RRBs for the year 2013-14, indicates that

all 57 RRBs have earned profits aggregating Rs.2,833 crore.

• The proportion of RRBs that are sustainably viable viz., earning profits and

carrying no accumulated losses has increased from to 86 per cent (49 out of

57) as on 31 March 2014.

• The aggregate reserves of RRBs increased to Rs.15,736 crore and net worth

increased to Rs. 21,199 crore as on 31 March 2014.

• There were 8 RRBs with accumulated losses and their accumulated losses

had decreased by 17 per cent as on 31st March 2014, over the previous year.

• The recovery performance of RRBs improved marginally from 81.2 per cent

as on 30 June 2012 to 81.9 per cent as on 30 June 2013. Nine RRBs had

recovery of more than 90 per cent, 19 RRBs had recovery in the range of 80

to 90 per cent, 28 RRBs had recovery in the range of 60 and 80 per cent and

one RRB had recovery of less than 60 per cent. The aggregate gross NPA of

all RRB declined from 6.1 per cent as on 31 March 2013 to 4.4 per cent as on

31 March 2014.

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(B) Committee on Human Resource Policy for RRBs - Post CBS

As directed by GoI, a Committee was constituted in NABARD to revisit the existing

Human Resource Policy for assessment of manpower/staffing pattern, skill

development needs of RRBs in the event of implementation of CBS and other

related technological up-gradation. The committee submitted its report to GoI in

November 2012. The tenure of the Committee was extended upto 30 June 2013

with amendment of terms of reference to prepare roadmap for implementation of

the recommendations and monitoring of the same. The Committee finalised the

RRB- wise road map and time frame for implementation of technology adoption by

all RRBs as per the amended terms of reference. The second Part of the Report of

the Committee was submitted to GoI for consideration during March 2013.

Approval of GoI in the matter is awaited.

(C ) Committee for fixing Inter-Se seniority of RRBs – Post amalgamation

As advised by GoI, a Committee was constituted by NABARD, with members of 11

new Sponsor banks of amalgamated RRBs to fix the norms for Inter-Se seniority of

RRBs in post amalgamation scenario. After approval from GoI, the guidelines on

fixation of Inter-Se seniority of RRB staff post amalgamation as submitted by the

Committee was issued to all concerned in November 2013.

(D ) Recapitalisation of RRBs

Dr. K.C. Chakrabarty Committee had reviewed the financial position of all RRBs in

2010 and recommended for recapitalisation of 40 out of 82 RRBs for

strengthening their CRAR to the level of 9 per cent by 31 March 2012. Accepting the

recommendations of the committee, the GoI alongwith other shareholders decided

to recapitalise the RRBs by infusing funds to the extent of `2,200 crore, with

proportion of shareholding being 50:35:15 for GoI : Sponsor Banks : State

Governments. As on 31 March 2014, an amount of `2,076.51 crore was released to

38 RRBs in 20 States. The released amount includes GoI’s contribution

of `1,038.14 crore, State Government’s contribution of `311.49 crore and Sponsor

bank’s contribution of `726.78 crore. The recapitalisation is complete in respect of

38 RRBs (five each in Odisha and Rajasthan, three each in Madhya Pradesh and

West Bengal, two each in Uttarakhand, Jharkhand, Chhattisgarh, Bihar,

Maharashtra and Jammu & Kashmir and one each in Assam, Arunachal Pradesh,

Nagaland, Tripura, Mizoram, Karnataka, Tamil Nadu, Gujarat, Manipur and UT of

Puducherry). Govt. of Uttar Pradesh has not released any amount in respect of two

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RRBs identified by the committee. An additional recapitalisation fund of `96.92

crore has been released to Central Madhya Pradesh Gramin Bank including GoI’s

contribution of `48.46 crore, State Government’s contribution of `14.54 crore and

Sponsor Bank’s contribution of `33.92 crore.

(E) Appointment of Chairman of RRBs

As per the guidelines issued by GoI for selection of the Chairman of RRBs, the

Sponsor Bank will have a Selection Committee with representatives from RBI,

NABARD, Sponsor Bank and an external expert. The recommendation of this

Committee will be subject to approval by the Board of the Sponsor Bank for

appointment of Chairman of RRBs.

(F) Branch Expansion

As a strategy towards broader financial inclusion, the RRBs were advised to

undertake an aggressive branch expansion programme particularly in hitherto

unbanked areas. RRBs had opened 913 and 947 new branches during 2011-12 and

2012-13, respectively. During 2013-14, the RRBs opened 438 branches, taking the

cumulative number of branches to 19,082 as on 31 March 2014. The RRBs have

been allocated 22,000 villages and at places where opening of brick and mortar

branch is not considered viable, the banks are allowed to start Ultra Small

Branches (USBs) and thereafter at places where the USB reaches the desired level

of business, the same can be upgraded into regular bank branches.

Source : NABARD website

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National Bank for Agriculture & Rural Development (NABARD)

Headquarters : Mumbai, Maharashtra, India

Established : 12 July 1982

Chairman : Dr. Harsh Kumar Bhanwala

Website : www.nabard.org

History

The Committee to Review Arrangements for Institutional Credit for Agriculture and Rural Development (CRAFICARD), set up by the Reserve Bank of India (RBI) under the Chairmanship of Shri B. Sivaraman, conceived and recommended the establishment of the National Bank for Agriculture and Rural Development (NABARD).

It was established on 12 July 1982 by a special act by the parliament, as an apex Development Bank. It replaced the Agricultural Credit Department (ACD) and Rural Planning and Credit Cell (RPCC) of Reserve Bank of India, and Agricultural Refinance and Development Corporation (ARDC).

Shareholding in NABARD / Ownership of NABARD As on 31st March 2014

Initially, RBI held 72.5 per cent of equity in NABARD amounting to Rs 1450 crore. The remaining shareholding of Rs 550 crore was with the Government of India. The Union Cabinet in May 2008 approved the Reserve Bank's proposal to transfer its share holding in NABARD to the Government of India. Accordingly, the Government of India issued a notification on September 16, 2010 prescribing the proportion of subscription/ownership of Government of India and Reserve Bank in NABARD as 99 per cent and 1 per cent respectively. In terms of RBI circular dated 14th October, 2010, RBI had divested its stake amounting to Rs 1430 crore (Rupees one thousand four hundred and thirty crore) in National Bank for Agriculture and Rural Development (NABARD) on October 13, 2010. With this, the Reserve Bank's holding in NABARD came down to one per cent of shareholding in NABARD. In September, 2013, GoI gave an amount of Rs.700 crore towards Share Capital. Consequent to this the shareholding of Government of India and RBI in the Paid up capital of NABARD as on 31 March 2014 was at 99.57 : 0.43

OBJECTIVES :

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NABARD was established in terms of the Preamble to the Act, "for providing credit for the promotion of agriculture, small scale industries, cottage and village industries, handicrafts and other rural crafts and other allied economic activities in rural areas with a view to promoting IRDP and securing prosperity of rural areas and for matters connected therewith in incidental thereto". The main objectives of the NABARD as stated in the statement of objectives while placing the bill before the Lok Sabha were categorized as under : The National Bank will be an apex organisation in respect of all matters relating to policy, planning operational aspects in the field of credit for promotion of Agriculture, Small Scale Industries, Cottage and Village Industries, Handicrafts and other rural crafts and other allied economic activities in rural areas. The Bank will serve as a refinancing institution for institutional credit such as long-term, short-term for the promotion of activities in the rural areas.The Bank will also provide direct lending to any institution as may approved by the Central Government.The Bank will have organic links with the Reserve Bank and maintain a close link with in.

Thus, we can say NABARD was given a mandate for facilitating credit flow for promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts and other rural crafts. It also has the mandate to support all other allied economic activities in rural areas, promote integrated and sustainable rural development and secure prosperity of rural areas. NABARD is the apex refinancing agency for institutions providing agricultural finance so that credit reaches rural areas for development activities.

Major Functions of NABARD also include :

• Coordinator in the operations of rural credit institutions

• Extends assistance to the government, the Reserve Bank of India and other organizations in matters relating to rural development

• Offers training and research facilities for banks, cooperatives and organizations working in the field of rural development

• Helps the state governments in reaching their targets of providing assistance to eligible institutions in agriculture and rural development

• Acts as regulator for cooperative banks and RRBs. On-site inspection of cooperative banks and Regional Rural Banks (RRBs) and iff-site surveillance over health of cooperatives and RRBs.

Thus, we can say NABARD is an apex institution accredited with all matters concerning policy, planning and operations in the field of credit for agriculture

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and other economic activities in rural areas. It is an apex refinancing agency for the institutions providing investment and production credit for promoting the various developmental activities in rural areas. It takes measures towards institution building for improving absorptive capacity of the credit delivery system, including monitoring, formulation of rehabilitation schemes, restructuring of credit institutions, training of personnel, etc. It co-ordinates the rural financing activities of all the institutions engaged in developmental work at the field level and maintains liaison with Government of India, State Governments, Reserve Bank of India and other national level institutions concerned with policy formulation. It prepares, on annual basis, rural credit plans for all districts in the country; these plans form the base for annual credit plans of all rural financial institutions. It undertakes monitoring and evaluation of projects refinanced by it. It promotes research in the fields of rural banking, agriculture and rural development.

Achievements of NABARD :

NABARD has been instrumental in grounding rural, social innovations and social enterprises in the rural hinterlands. This endeavour is perhaps unparalleled in the country, it has in the process partnered with about 4000 partner organisations in grounding many of the interventions be it, SHG-Bank Linkage programme, tree-based tribal communities’ livelihoods initiative, watershed approach in soil and water conservation, increasing crop productivity initiatives through lead crop initiative or dissemination of information flow to agrarian communities through Farmer clubs.Despite all this, it pays huge taxes too, to the exchequer – figuring in the top 50 tax payers consistently. NABARD virtually ploughs back all the profits for development spending, in their unending search for solutions and answers. Thus the organisation had developed a huge amount of trust capital in its 3 decades of work with rural communities.

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Agriculture in India

This Success Mantra Part 2 is being issued for recruitment to RRBs. There is likelihood that questions may be asked about agriculture in India, as their knowledge is must to work in Rural areas.

India is essentially an agricultural land and Agriculture sector is the backbone of India. Agriculture

provides direct employment to almost two-thirds of its population. Agriculture includes farming,

animal rearing and fishing. The agriculture sector providing livelihood to about 64 per cent of

Gross Domestic Product (GDP) and accounts for about 18 per cent share of the total value

of the country’s exports. It supplies bulk of wage goods required by the non-agricultural

sector and raw material for a large section of industry.

Inspite of huge population growth, the per capita net availability of food grains went up to

a level of 467 grams per day in 1999-2000 as compared to that of 395 grams in the early

fifties.

In terms of gross fertilizers consumption, India ranks fourth in the world after USA, the

erstwhile USSR and China. The country has the largest area in the world under pulse crops

while in the field of cotton, India is the first to evolve a cotton hybrid.

HARVESTING SEASON

There are three main crop seasons, namely,

(a) Kharif: ‘ Sown in June/ July (i.e. Monsoon period) and harvested in September / October, e.g., are Rice, Jowar, Bajara, Ragi, Maize, Sesame, Groundnut Cotton and Jute.

(b) Rabi : Sown in October / December, harvested in April / May e.g. are Wheat, Barley, Gram,

Linseed, Peas, Rapeseed, Mustard, Masoor, Potatos (the word Rabi has been derived from Arabic word

which means “spring”)

(c) Summer. Rice, maize and groundnut are grown in summer season also.

Additional Crops :

Zaid / Zayad Crops : These crops are sown on irrigated lands (i.e. they are not dependent on

Monsoons or rains), and mature in the short duration itself i.e. between Rabi and Kharif crop season,

mainly from March to June. These crops require warm dry weather for major growth period and

longer day length for flowering. The main produce are seasonal fruits and vegetables like Cucumber,

Toris, Bitter Gourd and other vegetables.

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Major Crops of India & The Major Producing States of India for Such Crops

MAJOR CROPS : Agricultural crops can be broadly divided into two categories, viz., Food crops and Non-food crops.

(a) Food crops consist of cereals and pulses. Among the cereals are included rice, wheat, jower, bajra, maize, pulses, etc. pulses include gram, moong, masure, arhar, etc.

(b) The non-food crops comprise a number of cash crops such as sugarcane, cotton, jute, tobacco, etc. tea, coffee and rubber are included among the plantation crops. Besides these, we have the horticulture crops like fruits, vegetables, coconut, cashew nut, etc.

In India, food crops are grown on nearly 73 per cent of the gross sown area. Agriculture depends on monsoons as nearly 56% of area sown is dependent on rainfall.

Chief Crops and Producing State Wheat Uttar Pradesh, Punjab and Haryana

Rice Paschim Bengal and Tamil Nadu

Gram Madhya Pradesh and Tamil Nadu

Barley Maharashtra, Uttar Pradesh and Rajasthan

Cereals

Bajra Maharashtra, Gujarat and Rajasthan

Sugarcane Uttar Pradesh and Maharashtra

Poppy Uttar Pradesh and Himachal Pradesh Cash Crops

Coconut Kerala and Tamil Nadu

Linseed Madhya Pradesh and Uttar Pradesh

Oil Seeds

Ground nut Andhra Pradesh, Gujarat and Tamil Nadu

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Rape and Mustard

Rajasthan and Uttar Pradesh

Sesame Uttar Pradesh and Rajasthan

Sunflower Maharashtra and Karnataka

Cotton Maharashtra and Gujarat

Jute Paschim Bengal and Bihar

Silk Karnataka and Kerala

Hemp Madhya Pradesh and Uttar Pradesh

Fibre Crops

Coffee Karnataka and Kerala,

Rubber Kerala and Karnataka

Tea Asom and Kerala

Tobacco Gujarat, Maharashtra and Madhya Pradesh

Plantations

Pepper Kerala, Karnataka and Tamil Nadu

Cashew nuts Kerala, Tamil Nadu and Andhra Pradesh

Ginger Kerala and Uttar Pradesh Spices

Turmeric Andhra Pradesh and Odessa

 

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Different Revolutions in Agriculture & Other Sectors  in Last Few Decades 

(When there is a significant increase in the production of a particular agriculture product or other product, it is termed as Revolution.  Usually a colour (which is relevant to the product) is added to the 

word revolution) 

 

Name of Revolutions   Relates to Production of   How to Remember 

Black Revolution    Petroleum Production  Petrol is Black 

Blue Revolution    Fish Production Water where fish lives is Blue 

Brown Revolution    Leather production  Colour of Leather is Brown  

Golden Fiber Revolution    Jute Production  Colour of Jute is Golden  

Golden Revolution   Fruits/Overall Horticulture development/Honey Production    

Green Revolution    Food grains  Plants are Green colour 

Grey Revolution    Fertilizer    

Pink Revolution   Pharmaceutical (India)/Prawn production    

Red Revolution    Meat & Tomato Production Tomato & Meat are red Colour  

Round Revolution    Potato Potatos are nearly  Round in Shape  

Silver Fiber Revolution    Cotton    

Silver Revolution    Egg/Poultry Production    

White Revolution   Milk/Dairy production  Milk is White 

Yellow Revolution    Oil Seeds production  Oil is Yellow  

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Budget (2014‐15) Proposal for Agriculture / Rural Development 

[The detailed Budget Proposals are available on www.BestGuru.com and the relevant monthly e‐magazines.  Here we are giving  only  points which are more relevant for RRB  (agriculture and rural 

development )Exam ] 

AGRICULTURE  

• Government to establish two more Agricultural Research Institute of excellence in Assam and Jharkhand with an initial sum of Rs. 100 crore. 

• An amount of Rs. 100 crores set aside for “Agri‐tech Infrastructure Fund”. 

• Rs. 200 crore provided to open Agriculture Universities in Andhra Pradesh and Rajasthan and Horticulture Universities in Telangana and Haryana. 

• A scheme to provide every farmer a soil health card in a Mission mode will be launched.    Rs.  100 crore has been provided for this purpose and additional Rs. 56 crores to set up Rs. 100 Mobile Soil Testing Laboratories across the country. 

• To meet the vagaries of climate change a “National Adaptation Fund” with an initial sum an amount of Rs. 100 crore will be set up. 

• A sustainable growth of 4% in Agriculture will be achieved. • Technology driven second green revolution with focus on 

higher productivity and including “Protein revolution” will be area of major focus. 

• To mitigate the risk of Price volatility in the agriculture produce, a sum of Rs. 500 crore is provided for establishing a “Price Stabilization Fund”. 

• Central Government to work closely with the State Governments to re‐orient their respective APMC Acts. 

• Sum of Rs. 50 crores provided for the development of indigenous cattle breeds and an equal amount for starting a blue revolution in inland fisheries. 

• Transformation plan to invigorate the warehousing sector and significantly improve post‐harvest lending to farmers.  

Agriculture Credit  

• To provide institutional finance to landless farmers, it is proposed to provide finance to Rs.  5 lakh joint farming groups of “Bhoomi Heen Kisan” through NABARD . 

• A target of ` 8 lakh crore has been set for agriculture credit during 2014‐15. 

• Corpus of Rural Infrastructure Development Fund (RIDF) raised by an additional Rs. 5000 crores from the target given 

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in the Interim Budget to Rs. 25000 crores . • Allocation of Rs. 5,000 crore provided for the Warehouse 

Infrastructure Fund. • “Long Term Rural Credit Fund” to set up for the purpose of 

providing refinance support to Cooperative Banks and Regional Rural Banks with an initial corpus of Rs. 5,000 crore.9 

• Amount of Rs. 50,000 crore allocated for Short Term Cooperative Rural Credit . 

• Sum of Rs. 200 crore for NABARD’s Producers Development and Upliftment Corpus (PRODUCE) for building 2,000 producers organizations over the next two years.  

Rural Development  

• Shyama Prasad Mukherji Rurban Mission for integrated project based infrastructure in the rural areas. 

• Rs.500 crore for “Deen Dayal Upadhyaya Gram Jyoti Yojana” for feeder separation to augment power supply to the rural areas. 

• Rs. 14,389 crore provided for Pradhan Mantri Gram Sadak Yojna(PMGSY) . 

• More productive, asset creating and with linkages to agriculture and allied activities wage employment would to be provided under MGNREGA. 

• Under Ajeevika, the provision of bank loan for women SHGs at 4% to be extended to another 100 districts. 

• Initial sum of Rs. 100 crore for “Start Up Village Entrepreneurship Programme” for encouraging rural youth to take up local entrepreneurship programs . 

• Allocation for National Housing Bank increased to  Rs. 8000 crore to support Rural housing. 

• New programme “Neeranchal” to give impetus to watershed development in the country with an initial outlay of Rs. 2142 crores. 

• Backward Region Grant Fund (BRGF) to be restructured to address intra‐district Inequalities. 

 

Drinking Water & Sanitation  

• 20,000 habitations affected with arsenic, fluoride, heavy/ toxic elements, pesticides/fertilizers to be provided safe drinking water through community water purification plants in next 3 years 

• “Swachh Bharat Abhiyan” to cover every household with sanitation facility by the year 2019.  

Food Security  

• Restructuring FCI, reducing transportation and distribution losses and efficacy of PDS to be taken up on priority. 

• Government committed to provide wheat and rice at reasonable prices to the weaker sections of the society. 

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• Government when required will undertake open market sales to keep prices under control.  

Irrigation  

• Rs. 1000 crore provided for “Pradhan Mantri Krishi Sinchayee Yojna” for assured Irrigation. 

 

Small Savings  

• Kissan Vikas Patra (KVP) to be reintroduced. • A special small savings instrument to cater to the 

requirements of educating and marriage of the Girl Child to be introduced. 

• A National Savings Certificate with insurance cover to provide additional benefits for the small saver. 

• In the PPF Scheme, annual ceiling will be enhanced to Rs. 1.5 lakh p.a. from Rs. 1 lakh at present.  

Water Resources and cleaning of Ganga  

• Rs.  100 crore provided for Detailed Project Reports for linking of rivers. 

• Rs. 2037 crores provided for Integrated Ganga Conservation Mission “NAMAMI , GANGE”. • Rs.  100 crore provided for Ghat development and 

beautification at Kedarnath, Haridwar, Kanpur, Varanasi, Allahabad, Patna and Delhi. 

• NRI Fund for Ganga will be set up.  

 

 

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BODMAS  or Simplification 

Almost every competition exam contains few questions on BODMAS or simplification. This chapter is taught to us in primary classes, yet even after graduation, 80%+ students commit one or other mistake.

In case you are not confident about BODMAS rule or simplification, you must read the following link carefully and then attempt the exercise for which another link is given.

Study Material for BODMAS or Simplification : http://www.bestguru.com/bodmas‐vs‐pemdas/

 

In case you are confident, try to solve the following questions, and you will know about the depth of your knowledge for BODMAS:‐ 

Twelve Simple Questions on BODMAS. If you are not able to answer these, you can go to the link given below: -

1) (11 + (18 ÷ 6 - 3)) - 9 6) 16 + ( 8 x (16 + 8 )) - 6

2) 9 + ( 3 + (11 - 4)) + 2 7) ((14 + 3 ) – (24 ÷ 3 )) x 6

3) (10 + ( 8 ÷ 4 - 2)) + 1 8) (8 ÷ 4) + ((15 - 2) + 26 )

4) ((10 + 3 ) – (14 ÷ 2 )) + 2 9) (18 ÷ 6) + (( 9 + 7 ) x 6 )

5) ((17 + 2 ) x 4 ) + 3 - 3 10) ((16 – 8 ) + 3 ) - 18 + 7

11) 10×20÷5-0+5-2+5 12) 73 x 5 ÷ 5 x 5 ÷ 5

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Answers: Q1 : 2 ; Q2 : 21 ; Q3 : 11; Q4: 8 ; Q5:76 ; Q6: 202;

Q7 : 54; Q8: 41 ; Q9 : 99; Q10: 0 ; Q11 : 38 ; Q12 : 73

In case you are able to solve correctly more than 10 questions, then your

understanding of BODMAS is excellent or else you must read the rules

again and then try the questions once again. [In case you believe that

above answer is not correct, you can try to solve this by using formula in

Excel, it should give the same answer if you have typed the question

correctly]

For Solutions to above, go the link below :

http://www.bestguru.com/bodmas-practical-exercises-1/

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