BENEFITS OF UNIVERSITY APPLYING THROUGH UCAS STUDENT … · • Vernon Kay • Vernon Kay Vernon...
Transcript of BENEFITS OF UNIVERSITY APPLYING THROUGH UCAS STUDENT … · • Vernon Kay • Vernon Kay Vernon...
BENEFITS OF UNIVERSITY
APPLYING THROUGH UCAS
STUDENT FINANCE
BENEFITS OF UNIVERSITY
Entering the workplace
• Graduateonlyprofessions
• Competitive• Earningpotential
Graduate vs. non-graduate salary
Subject Graduatesalary Non-graduatesalary
Economics £25,637 £16,249
MechanicalEngineering £24,337 £14,764
Psychology £18,173 £14,118
Architecture £17,873 £14,526
EnvironmentalScience £19,844 £14,686
Mathematics £23,160 £15,807
BusinessStudies £21,007 £15,776
SocialWork £24,630 £15,669
Geology £21,182 £13,950
Average £20,964 £13,721
Source: The Complete University Guide 2011“What do graduates earn and do?”
BENEFITS OF UNIVERSITY
• Study• Employability• Transferableskills
Guess the Degree
• VernonKay• VernonKay
Vernon Kay Harry Hill Sacha Baron CohenEnvironmental Science
Medicine History
Guess the Degree
• Vernon Kay • Vernon Kay
Chris MartinJK Rowling Jimmy CarrGreek & Latin
French Political Science
WHERE DO YOU START?
TYPES OF COURSES
• Differentdegreetypes
• Progressionroutes
Types of degree
• Specialistdegrees
• Nonspecialistcourses
A VARIETY OF COURSES TO SUIT EVERY INTEREST
• 39,000• 300• Specialise• Trysomethingnew
• Careeraspirations
Post-itis…orPost-itisn’t
CHOOSING THE RIGHT UNIVERSITY
WhattocontemplatewhenchoosingaUniversity?
• Location• Ithastheright
course• Anicecampus• Goodfacilities• Goodreputation• Theclubs/societies
ithas• It’scloseto
home/it’sfarfromhome!
• Greatatmosphere• Nice
accommodation
Top answers
THINGS TO CONSIDER
• Entryrequirements
• Course• Assessment• Studentlife• Employment
1. Thenumber ofscheduled teachinghours
2. Thedemographic ofpeoplewhogothere
3. Thelearningandassessmentstyle
4. Thefinancialsupport onofferattheuniversity
5. Degreeclassesawarded
http://university.which.co.uk/
FIVE THINGS STUDENTS WISH THEY’D CONSIDERED
WHAT ELSE SHOULD I DO WHILST AT UNIVERSITY?
• Transferableskills
• Volunteering• Workexperience
• Clubs/societies• Getinvolved!
RESEARCH YOU CAN DO
• Internet• Prospectus• Opendays• Leaguetables
THE STUDENT ROOM
THE STUDENT ROOM
USING THE UCAS WEBSITE
SEARCHING FOR COURSES
SEARCHING FOR A COURSE
SEARCHING FOR A COURSE
SEARCHING FOR A COURSE
TIPS FOR GETTING IT RIGHT!
• Startthinkingnow!
• Interests• Research• Requirements• Pursueyourinterests
APPLYING THROUGH UCAS AND PERSONAL STATEMENTS
WHAT IS UCAS?
• UniversitiesandCollegesAdmissionService
• UCASisthe“gobetween”betweentheinstitutionandtheapplicant
• UCASrecordsalldecisionsmadeaboutyou
• Onlineservicesocanbeaccessedfromanycomputer
WHAT ARE THE UCAS DEADLINES?
15October Oxford/CambridgeMedicineDentistryVeterinaryScience
15 January Allotherapplications
October- December Internalschool/collegedeadline
WHEN ARE STUDENTS MAKING THEIR APPLICATIONS?
Byapplicationmonth Totalapplicants(2013)
October 56,753
November 88,256
December 158,852
January 225,037
February 15,620
March 11,385
April 15,716
May 11,893
Year12 Year13
Startresearchingcoursesanduniversities
Startapplication- up to5choices
Attendopendays Keep todeadlines
Startplanning personalstatement
Attendapplicantdays
Getasummer joborvoluntary experience
Continue todoyour research
HOW CAN I PREPARE TO APPLY?
HOW CAN I PREPARE TO APPLY?
January February March April May
Deadline
Interviewsandapplicantdays
Institutionoffers/rejections
Applicantaccepts/declines(Firstandinsurancechoice)
Ifapplying toPlymouthyouwillreceiveanautomatedemailresponse - thiswilldetailwhathappensnext.Checkemailaccountregularlytocheckforimportantcommunication.
YOUR APPLICATION FORM
COURSE CHOICES
YOUR APPLICATION FORM
THE PERSONAL STATEMENT
WHERE SHOULD I START?
• Thinkhonestlyaboutyourself–whatmakesyouspecial,interestingorunique?
• Everyoneisdifferent!
• Mapoutyourideasthenbuildupparagraphs
• Writingaboutyourselfisnotsomethingyoudooften
• Expecttowriteseveraldrafts
WHAT SHOULD I PUT IN IT?
PersonalStatement
Reasonsforacademicsubjectchoice
Qualifications
Careeraspirations
Reflectionofwork
experience
Personalachievements– lifeskills,strengths
Takingayearout?
75%coveringacademicinterests,motivationandstrengths
25%covering theskillsdeveloped thatarenotdirectlyrelevanttothecourse
HOW SHOULD I STRUCTURE IT?
ThinkofABCwhenwriting:ActivityBenefitCourse
• Activity:beingapeermentor
• Benefit:Teamwork,communicationskills,leadership, commitment, timemanagement
• Course:Groupassignments,puttingacrossyourideas,good timekeeping forlecturesandfieldtrips,work/lifebalance,responsibility
“Ihavealwaysbeeninterestedinart.Iespeciallylikepaintings.Ilikelotsofdifferentstyles.Myfavouriteismodernart”
OR
“FrequenttripstoartgalleriesasvariedastheNationalPortraitGallery,theWallaceCollectionandtheTateModernhaveinspiredanunderstanding anddeepappreciationofpaintingasamediumacrossawiderangeofstyles.Thishasbeensupported byreadingtextslike…”
EVIDENCE WHAT YOU SAY!
WHAT ARE UNIVERSITIES LOOKING FOR?
• Awellstructuredpersonalstatementwhichidentifiesacademicandtransferableskills
• Whyyouaresuitableforthesubjectareaandwhatsortofpersonyouare
• Evidencethethingsyousayaboutyourself, relatedbacktoyourcoursechoice
• Examplestoshowyouhavemotivationandcommitment tocompleteyourcourse
HOW TO START… THE OPENING SENTENCE
“Fromthesmallestmoleculetothemostimportant issuesofthe
modernworld, chemistryisfundamental.Theburgeoning
worldenergycrisis,forexample,willonlybesolvedwiththehelpofChemistry,andthepossibility tobeinvolved inthisisanambitionof
mine”
“EarlierthisyearIwasinvolved inacaraccident,andasIsatamong thewreckageIwasshocked toseenotonepersonstoppedtohelpme.Didn’tanyonecareenough to
help? Ifitweren’tforthescienceofPsychology, thisandsomanyotherquestions
abouthumanbehaviourwouldgounanswered.”
“Totakeajourney inartistofollowapaththatisneverending;youwillneverknowallthereistoknoworseeanddiscoverallthere
isoutthere.”
TIPS FROM UCAS AND ADMISSIONS – DO’S
• Identify academicandtransferableskills
• Bereflective.Ifyoumakeapoint like'Ilikereading','Itravelledabroad',saywhatyougotfromit
• Evidence thethingsyousayaboutyourselfandrelatebacktoyourcoursechoice(ABC)
• Identifywhyyouaresuitableforthesubjectareaandwhatsortofpersonyouare
• Bepassionate
• Getitproofread
TIPS FROM UCAS AND ADMISSIONS – DON’TS
• Justlistyour interests,demonstratethem
• Listyourqualifications
• Includeirrelevantinformation
• Rush
• Missdeadlines
• Don'tbend thetruth
FINISHING YOUR APPLICATION
• Declareyourintention toapplyforstudentfinance
• Reference
• Checkalldetails
• Cannotcontinuetothepay/sendsectionuntilyouhavecompletedallothersections
• £23for2to5choices• £13for1choice
• Keepahardcopy
UCAS TRACK
• YouwillneedyourPersonalIDandthesameusernameandpasswordyouusedinApply
• Enablesyoutofollowtheprogressofyourapplication24/7
• Seeifanyofyouruniversity/collegechoicesofferyouanintervieworaplaceontheircourse
• Replytotheoffersyouget
• Confirmyourplace
DECISIONS
Admissions tutorscanmakeoneofthreedecisions:- Conditionaloffer- Unconditionaloffer- Unsuccessful
Applicantscanthenkeepamaximumoftwooffers:- Firmchoice- Insurancechoice
Anyremainingoffersmustbedeclined
UCAS EXTRA
• Ifall5choicesareusedandyouaren’tholding anyoffers,youcanapplyforacourse(ifvacancies)
• Apply fromendofFebruaryuntiltheendofJune
• Usecoursesearchtoseecoursevacancies
• Contacttheuniversity/college firsttoseeiftheywillconsideryourapplication
• Apply throughUCASTrack
• Youcanonlyapplytoonecourseatatime,soyouwillnotbeabletohaveaninsurancechoice
• www.ucas.com/students/offers/extra
RESULTS DAY
• CheckUCAStracktoconfirmyourplace
• Youcancallyouruniversitytoconfirmyourplace
• Don’tpanicifyoudropagrade
• Clearing:opensonAlevelresultsday
• Re-sits
STUDENT FINANCE
AIMS OF THIS PRESENTATION
• Explainwhatstudentfundingisavailabletosupportyouruniversityexperience
• Informationabouthowtoapplyforyourfunding
IMMEDIATE CONCERNS
• Youdon’thavetopaytuition feesupfront
• Student loansareavailabletocovertuitionfeesandlivingcosts
• Monthly repaymentsareaffordable, theyarebasedonwhatyouearn,notwhatyouowe
• After30yearsanyremainingdebtiswrittenoff
• Thenewsystemofloansdoesn’taffecttheabilitytogetamortgage
• Non-repayablefinancialhelpisalsoavailable
FINANCIAL SUPPORT
REPAYABLE• Tuition feeloan(coverstheentirecostsof
tuition fees)• Livingcostloan
NON-REPAYABLE• NationalScholarshipProgramme• Livingcostgrant• Bursariesandscholarships
SelectedNHScoursesofferdifferentfundingfortuition feesandlivingcosts
LIVING COST LOAN
• Livingcostloanavailabletoalleligiblefull-timestudents, irrespectiveofhouseholdincome
• For2015entry,everyoneisentitledtoatleast65%oftheloan.Theremaining35%is“meanstested”onhousehold income(gross incomeminuscertainallowancessuchaspensionsandcharitabledonations)
• Itispaidinthreeinstalments
Residencewhilstatuniversity
65%ofloan Maximumloanavailable
Parentalhome £2,967 £4,565
Elsewhere £3,731 £5,740
London £5,206 £8,009
**Figuresaresubjecttoparliamentaryapproval
LIVING COST GRANT - 2015
• Non-repayable,maximumof£3,387peryearofstudy• Incomeof£25,000orless– fullgrant• Incomebetween£25,000and£42,620– partialgrant(£50- £3,387)• Thelivingcostgrantistakenintoconsiderationwhenallocatingthelivingcostloanto
createanoverallpackage.
Household income
Living cost grant
Living cost loan Yearly total
£25,000 or less £3,387 £3,862 £7,249£30,000 £2,441 £4,335 £6,776£40,000 £547 £5,282 £5,829£50,000 £0 £4,836 £4,836Over £62,132 £0 £3,610 £3,610
**2014figures
OTHER FINANCIAL HELP
• PlymouthUniversitywillhavebursariesandscholarshipsavailable:someofwhichhasbeenmadepossiblebythegenerosityofouralumni
- Careleaversbursary(£2,000ayear)- Drakegoldandsilverawards- Academicscholarships- IncludingAcademicExcellenceAwards
• AccesstoLearningFund
• PlymouthUniversityRetentionFund:thisismoneyreleasedfromthetuitionfeestosupportstudentswhilsttheystudywithus.
DISABLED STUDENTS ALLOWANCE
• Helptowardstheadditionalcoststhatastudentmayfaceasaresultoftheirdisability,mental-healthcondition,specificallergyorspecificlearningdifficulty.
• Inadditiontothestandardstudentfinancepackageandisnotaffectedbyhouseholdincome
• Doesnothavetoberepaid
• Looksatthespecificneedsoftheindividualinrelationtotheircircumstancesandstudies.
APPLYING THROUGH STUDENT FINANCE ENGLAND
• Studentscanapplyforfinancialsupportandmaintaintheiraccountonlinewww.gov.uk/studentfinance
• Theapplicationopenedfor2014entryonMonday20JanuaryandclosedMay2014.
• WhencompletingtheUCASapplicationform,studentsareencouragedtoselecttheoptionthattheyintendtomakeanapplicationthroughStudentFinanceEngland– thiswillallowthemtocontactthestudentwhenitopens.
• Studentscanconsenttohaveuptotwopeoplespeakontheirbehalf– theymustberegisteredfirsttodoso
• Studentsareencouragedtocompletetheirapplicationasearlyaspossible
STUDENT FINANCE ENGLAND SUPPORT
• DedicatedStudentFinanceEnglandhubontheStudentRoomwebsite(www.thestudentroom.co.uk/studentfinance)- latestnews,adviceandtoolstohelpwithapplyingforfinance
• StudentFinanceEnglandhaveaFacebookgroup– abletoseenewsandupdates
• StudentFinanceEngland'surgeries'onFacebook,TwitterandtheStudentRoom– arepresentativeavailabletoanswerquestions
REPAYING THE LOANS
What? Tuitionfeesloanandlivingcostloan
When? FromAprilafterleavingthecourseandearningoverthethresholdof£21,000peryear
What? 9%ofearningsoverthreshold
How? Deductionsdirectlyfromwages,beforetax
Salary Monthly repayment Weeklyrepayment
£20,999 £0 £0
£23,000 £15.00 £3.48
£25,000 £30.00 £6.97
£30,000 £67.50 £15.70
£40,000 £142.50 £33.14
Graduateswillpaylesspermonth thantheydounder thecurrentsystemwhen“startingout”
REPAYING THE LOANS
•Ifyourearningsfall,yourcontributionsfall•Youcanrepayearly•Debtwrittenoffafter30yearsoryoubecomedisabledandcannotwork
•YourdebtisnotpassedontoanyoneelseYoursituation InterestappliedWhilstyouarestudying(andupuntil theAprilafteryouleaveyourcourse)
RPI+3%
Graduatesearningbelow£21,000(fromtheApril youleaveyourcourse)
RPI(norealrateofinterest)
Graduatesearningbetween£21,000andaround£41,000
Gradualscale – RPIifearning£21,000reachingamaximumofRPI+3%whenearning£41,000
Graduates earningabove£41,000 RPI+3%
Graduateearning£30,000pa(gross)=MonthlyGrossIncome£2,500
Monthlynetincome:£1,732.50
DeductionPension (at6%) £150.00
Tax £362.00
NationalInsurance £189.00
StudentLoan £67.50
GRADUATE CASE STUDY
BEFORE GETTING TO UNIVERSITY
• Funding
• Budgetplanner
• Arrivalmoney
• Studentbankaccount
• Learntofoodshop!
• Saveanymoneynow!
• Getaparttimejob
• Psychologysurveys
• Entrepreneurialflair
• Moneyandvouchers
HOW DO STUDENTS GET MORE MONEY
SUMMARY
Repayable Non-repayable
Tuition feeloan National ScholarshipProgrammeandothersupport
Livingcost loan Livingcostgrant
• Nothing ispaidupfront
• Repaymentofloans(tuition feeandlivingcost)startstheAprilafteryouleaveyourcourse.
• Yourepay9%ofyourearningsover£21,000
• Further informationatwww.gov.uk/studentfinance andwww.plymouth.ac.uk/money andwww.moneysavingexpert.co.uk