BeingMe_07032014
-
Upload
praveenpersonel -
Category
Documents
-
view
216 -
download
0
Transcript of BeingMe_07032014
-
8/12/2019 BeingMe_07032014
1/2
Domestic Validity
International Validity
Domestic Validity
International Validity
Domestic Validity
International Validity
Till 31st March '14
Free
Free
Free
Free
Free
Free
Free
Nil
Nil
Nil
Nil
Free
Free
Free
Till 31st March '14
Free
Free
SCHEME CODE - RSYOU, RSYNE, RSYNO
Account ClosureNil
Rs. 100/-
Rs. 100/-
Nil
W.e.f. 1st April 2014
Rs. 50/- (W.e.f. 1st April 2014)
Foreign currency demand drafts / international money orders
DD/ payorder cancellation (Foreign Currency)
Within 14 Days
Rs. 50
Rs. 100/-
Over 14 Days upto 6 Months
Over 6 Months upto 1 Year
Beyond 1 Year
Cheque stop payment instructions
Per Cheque Leaf
Per Range of Cheque Leaves
Rs 220/-
Rs 110/-
Rs 220/-
Rs 110/-
Rs 220/-
Hold mail facility Free
Schedule of Facilities
Charges inclusive of Service Tax
Re - generation of Pin/ Copy retrieval
IDBI Bank ATM Non Financial / Financial Transaction
Average Quarterly Balance
Account Opening Amount
Being Me Debit Cum ATM Card
Rs.2,500/-
Rs.2,500/-
Free
Rs 110/-
"Being Me" Savings Account (March 01, 2014)
International Validity:- If a Customer opts for International Validity Debit Card, EMV Chip Debit Card will be issued which can be used in India &
abroad for ATM, POS & E-com transactions. For all domestic POS transactions, PIN will be prompted to complete the transaction.
Domestic Validity: - If a Customer opts for Domestic Validity Card, a Debit Card with magnetic stripe will be issued which can be used only in India
for ATM, POS & E-com transactions. For all domestic POS transactions, PIN will be prompted to complete the transaction.
Eligibility
Replacement of Lost/ Stolen card
One/additional add-on card per account
(Second year onwards)*
Annual Fee (Second year onwards)*
Free
20 leaves per quarter free and Rs 2 per cheque leaf above free limit.
Cheque Book
Non Financial - Rs 30 per transaction
Financial- Rs 140 per transaction
5 transactions Free per month, thereafter
Non Financial - Rs 8 per transaction
Financial - Rs 20 per transaction
Other Bank ATM
International ATM
Personalised Multicity book
Passbook / Statement
Monthly statement by e-mail
Duplicate Statement at the branch
Free
Free
Rs. 100/-
Duplicate Passbook
Standing instructions
Certificates
Rs. 100/-
Rs. 50/-
Payable at Par utilisation
Overseas mailing Actual Mailing charges
Rs. 100/-Request for duplicate statement through Phone banking & ATM
NEFT
Balance/Interest/Signature verification certificate/Banker's report
Foreign inward remittance certificate
Demand Drafts (Branch/Non Branch Location) / Payorder
Remittances
As per Trade Finance guidelines
DD/ payorder cancellation (Domestic)
10 Transactions Free per month (Both inclusive)
Above free limit Rs 2.50/1000, (Min.- Rs 25/- and Max. Rs 10,000/-)
Cash deposits (Home Branch)
Cash deposits (Non - Home Branch) (Max. Rs. 50,000/- per day)
Any Branch Cash withdrawal (By self only) Free (Upto Rs 50,000/- per day only)
15 transactions per month free -
Excess charged @Rs 2/1000. (Min. 25 and Max Rs. 10,000/-)(15 transactions includes both Home - Non Home Cash deposit)
NEFT (Net Banking)
RTGS
Any branch cheque/ account to account transfers
Any Branch Banking
Free
Cheque collections (Branch/Non branch locations)/Speed Clearing
Foreign currency cheque collection As per Trade Finance guidelines
Only other bank commission will be recovered
Cheque transaction charges
The services allows you to operate your account from any IDBI bank branch across India.
This service is not available for encashing FD, issuance of DD/PO and third party bearer cheque. These can be done only at Home Branch.
Third party cash withdrawal is not allowed at Non-Home branch.
Third party cash deposit is allowed to the maximum of Rs 50,000/- per day per account.
Old records / copies of paid cheques Free
As per Trade Finance Guidelines
As per Trade Finance guidelines
Free
W.e.f. 1st April 2014
Rs. 100/-
Account statements
Rs 2 lakh to Rs 5 Lakh - Rs 25 per transaction,
Above Rs 5 lakh - Rs 50 per transaction.
Free
Upto Rs 1 Lakh - Free
above Rs 1 Lakh to 2 Lakhs Rs 15 per transaction
above Rs 2 Lakhs - Rs 25 per transaction
-
8/12/2019 BeingMe_07032014
2/2
Rs.25,000/- per day
FacilitiesParticular
ATM Cash withdrawal limit
POS (Point of sale)
Discounted charges for opening of share trading account
Tie-up with various outlets.
Other Features
Rs. 25,000/- per day
Rs.60Cheque deposited and returned
Rs 225
Special Features *
Internet/Mobile/Phone/SMS banking
Alternate Channel Banking
Free
Preferential rate on Education Loan
Charges
* Special features shall be withdrawan if the Average Quarterly Balance is not maintained for two consecutive quarters
Rs.115
Unarranged overdraft / Cheque Purchase (A + B) (Subject to approval)Rs.115
ECS/ Cheque issued and returned ( Financial reasons )
Local cheque
Signature of first holder Signature of Second holder Signature of Third holder
Declaration: I/ we have read / understood the terms and condition as applicable to Account opening / Scheme Code upgrade or downgrade and
other operational aspect. I / We understand that the terms and condition may be revised by the Bank from time to time.I /we shall also be
responsible for regularly reviewing these terms, including the amendments that are posted on the website. I / we also agree to pay charges as per
the Bank Policy. (P&T and swift charges applicable)
6. Opening of the Saving Account tantamount to deemed acceptance of the aforesaid rule & regulations as well as the fact of being informed about
the various service charges being levied by the Bank and the terms and conditions guiding related products and services.
5. Any change of address should be immediately communicated in writing to the Bank.
4. Availing of the Anywhere Banking facility and the At Par Cheque facility is contingent upon the limits and service charges stipulated for these
facilities.
3. Satisfactory conduct of the account entails maintaining stipulated minimum quarterly average balance as well as sufficient balance to honour
cheques issued to third parties. If there are high incidences to the contrary, the Bank reserves the right to close the account under intimation to the
customer.
2. If there are no transactions in the account for a period of two years, the account will be treated as an inoperative account. The customer should
thus transact on the account periodically, so that it does not become inoperative. In case there are no customer induced debit, credit and/or third
party transactions in the account, it may be classified as inoperative. The service charges levied by the Bank and/or interest credited by the Bank
would not be considered as customer induced transactions.
1. The Savings Bank Account is essentially an account to build up savings and should be used to route transactions of only non-business/ non-
commercial nature. It should not be used as a Current Account. If the Bank at any stage finds that the Savings Bank Account is being used either
for the purpose for which it is not allowed or for the purpose of routing transactions which are dubious or undesirable, the Bank reserves the right to
close such Savings Bank Account.
* Reckoned from the date of issuance of card
Outstation cheque
Per occasion (A)
Interest (B) 19.75%