Barchester Green Investment Introduction Jd (2)

BARCHESTER GREEN INVESTMENT

The UK’s longest established Independent Financial Adviser (IFA) specialising in socially responsible, environmental and ethical investment

Barchester Green Investment Ltd is authorised and regulated by the Financial Services Authority to provide independent financial planning advice.

1BARCHESTER GREEN INVESTMENT

Barchester Green Investment Ltd is a whole of market, fully independent practice. We always offer our clients the choice of paying by commission or by fee.

We work with individuals, social enterprises, charities and private business.

Barchester Green Investment Ltd is owned 100% by Barchester Green Financial Services LLP whose partners are also the company’s staff. This means clients usually deal with a business owner, giving you a committed and personal service.

ABOUT US

WHY CHOOSE BARCHESTER GREEN INVESTMENT?

Independent Financial Advisers

In business for over 25 years

Founder members of the UK Social Investment Forum

Specialists in green, ethical and sustainable investment

The majority of our advisers have a vested interest in the long-term health of the business

A highly skilled back office team


Most people who approach us want to make a change in their financial lives; perhaps you are nearing retirement and want to discuss your options, or you are considering how to plan ahead for the long-term more effectively and efficiently?

OUR SERVICES

Depending on your financial requirements, we can offer different levels of service:

HOLISTIC FINANCIAL REVIEW

A full financial review looking at all aspects of your financial planning, taking into account your attitude to risk, and ethical and environmental criteria.

PORTFOLIO REVIEW

Providing you with advice relating to a portion of your overall savings and investment portfolio.

FINANCIAL HEALTH CHECK

Meeting with an adviser to discuss your financial aims and money management.

FINANCIAL EDUCATION SESSIONS

We run workshops and information events for clients covering a wide range of financial planning topics.


OUR SERVICES

Here are just some of the areas our advisers work with clients on:

Environmental and ethical investment

Self Invested Personal Pension (SIPPs) and Small Self Administered Schemes (SSASs)

Retirement planning

ISAs and other tax efficient investments

Lump sum investment and portfolio management

Mortgages (both commercial and residential)

Insurance

Inheritance tax planning

ABOUT OUR SERVICE

We believe that taking independent financial advice can, and must, produce real benefits for you and your family in a number of crucial areas, including:

Matching your investments with your ethical •and environmental values

Simplifying the administration of your financial affairs •

Putting in place a plan to make the most of your money •

Recommending other professional service •providers where appropriate, such as legal or accountancy services


THE ADVISORY PROCESS

1. INFORMATION

In order to give you the most appropriate advice, we need to understand your circumstances in some depth. To do this we will ask you to fill in our financial questionnaire in detail. This includes your ethical and environmental criteria.

2. CONSULTATION

Once we have received your questionnaire we will schedule an appointment with you so we can discuss your circumstances.

At this meeting we will normally complete an ‘attitude to risk questionnaire’, discuss your ethical concerns, explain our services and discuss any charges. The initial consultation is free and you are under no obligation to proceed.

3. RECOMMENDATIONS

Your adviser will summarise their recommendations in a clear, easy-to-read report. The report is always open to further discussion.

4. ACTION

If you decide to proceed, your adviser will help you complete any forms and ensure your investments are properly set up. This may involve a further meeting in order to complete the necessary paperwork.


OUR ONGOING COMMITMENT TO YOU

Our aim is to build a long-term relationship with you, which, over time, will help you make the best use of your money.

Even the best financial plans will be subject to changes, either as a result of new taxation rules or as a result of changes in your circumstances. For this reason we recommend that you meet with your adviser at least annually.

With this is mind we have developed a number of options designed to meet the needs and expectations of our various clients.

1. WEALTH MANAGEMENT SERVICE

A full Annual Review will be carried out once a year as a minimum (further reviews subject to individual agreement between you and your adviser) and will consist of:

A review of your portfolio asset allocation •

Factfind update including a review of your risk profile •and the continued suitability of your portfolio

A tax planning review (if necessary) •

Completion of an asset allocation rebalancing •exercise where appropriate

For further details of the services provided please refer to the cost of services document.


OUR ONGOING COMMITMENT TO YOU

2. THE INTERMEDIATE SERVICE

You will be contacted in person by your adviser on an annual basis following an asset allocation portfolio review.

A full review will be offered if deemed necessary and will be subject to a charge.

For further details of the services provided please refer to the cost of services document.

3. THE STANDARD SERVICE

You will be contacted by your adviser in writing once a year requesting an update of your personal details and circumstances, and to enquire whether you would like a Full Review.

A full review will be subject to a charge.

Your adviser will be available to provide you with general information and guidance. This service may be subject to an additional charge depending on the nature of the request; the level of work involved and is at the adviser’s discretion

We will inform you in writing, on an ad-hoc basis, of any issues we feel to be significant affecting any investments/fund you have with us.

You will be sent the company newsletter, the ‘Barchester Chronicle’, at least once per annum.


OUR VALUES

Barchester Green Investment actively promotes the value of investing in companies which are making a positive contribution to society and the environment.So, where possible, we seek to use suppliers and services which are in keeping with these values.

We also donate a percentage of annual profits to social enterprise businesses and charities.

ENVIRONMENTAL COMMITMENTS

Green themes within our own business include:

Reducing waste and using recycled materials •

Sourcing local suppliers and working with •social enterprise businesses

Working as a partnership – we believe this •gives the company greater long-term stability

MAINTAINING INDEPENDENCE

Barchester Green Investment is an independent company, owned and run by the advisers and support staff via a limited liability partnership. We are not owned by an insurance or investment company, so the advice you receive is truly impartial.


YOUR ADVISER

JOHN DITCHFIELD

John joined Barchester in 2004 and is one of our five managing partners. Based in central London, John works with clients across the UK and Europe.

Qualifications:

JO6 Diploma Investment Principles and Markets

CF2 Investment and Risk CF9 Pension Simplification

Direct telephone: 020 7002 1358

Barchester Green Investment LLP 60 Cannon Street London EC4N 6NP

For John’s full profile, please visit www.barchestergreen.co.uk/our-people

Barchester Green Investment Introduction Jd (2)

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