Banking operations , insurance & risk management
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Transcript of Banking operations , insurance & risk management
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BOIRM
overview of boirm
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What is Business?
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Business is a ……..
It is an economic activity which is involved in exchange(Buying & Selling) of Goods & Services with the intension of earning profits
The primary motto of every business concern is earning profits on their sales
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TYPES OF BUSINESS
Two types of Business available1) Trading concern business(Product
oriented)Ex: Mfg. units2) Non-trading concern business(Service
oriented)Ex: Banking, Insurance, Transportation etc
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Indian economy- sectors
It is divided into three categories1) Agricultural sector 2) Industrial sector3) Service sector Agriculture is the
Backbone for our Indian economy
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Service SECTOR IN INDIA
o Ours is developing countryo The growth rate (GDP) is increasing
day by dayo The revenue generated through
service sector is increasing day by day than rest of the sector
o The employment opportunities are more in the service industry
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Introduction to banking business (unit-1)
o It explains the information about Indian banking sector and its operations
o Importance of Banking sector, history of banking business in India
o Banking system, specializations and types of Banks.
o Banking vs. Non-Banking
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Introduction to banking business (unit-1)
o List of Nationalized banks in Indiao List of Public, Private and Foreign
Bankso E-Banking system and its utilityo Debit/Credit/Smart cards and utilityo Types of loans and advances
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banking REFORMS AND REGULATIONS (unit-2)
o It explains banking sector regulations and reforms in India
o It explains about the Banking business, Banking regulations act-1949
o It explains the history of RBI o It explains the RBI regulations act-
1934.
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banking REFORMS AND REGULATIONS (unit-2)
o It explains clearly the important terms under banking like CRR, SLR, Repo rate, Reverse repo rate, Bank rate and Base rate
o It explain about the Inflation, methods for calculating inflation rate in India
o It explains about the NPA and its impact over the banks
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INTRODUCTION TO INSURANCE (unit-3)
o It explains the Need and importance of insurance industry in India
o It explains about the branches of Insurance sector are like Life Insurance and General Insurance in India
o It explains about the IRDA and its activities in India
o List of public and private insurance companies in India
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INSURANCE BUSINESS ENVIRONMENT(unit-4)
o It explains the regulatory and legal frame work governing the insurance Industry
o It explains various insurance policies calculations like premium and assurance amount
o It explain about the reinsurance and latest trends in insurance
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INTRODUCTION TO RISK (unit-5)
o It explains about Risk and various types risks involved in the business
o It explains about the Risk management methods, Risk identification and measurement
o It explains the Risk management techniques and non-insurance methods
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INSURANCE AS A RISK MANAGEMENT (unit-6)
o It explains about the principles, requirements and characteristics of Insurance contracts
o It explains about principles of insurable interest, subrogation and importance of an insurance contract
o It explains the role of Agent and broker in the insurance policy
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