Banking Awareness Final
27
Lakshmi Palace, Womens College Road, 1st Cross, Gandhi Nagar. Cell :- 98458-37470 BANKING AWARENESS QUESTION PAPER SETS FOR IBPS - CLERICAL 2011-2012 RAVI'S COACHING CENTRE
Transcript of Banking Awareness Final
Lakshmi Palace, Womens College Road, 1st Cross, Gandhi Nagar. Cell :- 98458-37470
BANKING AWARENESS
QUESTION PAPER SETS
FOR
IBPS - CLERICAL 2011-2012
RAVI'S COACHING CENTRE
1)
1) 3)
3) 5)
5)
A) It replaces Kishori Shakti Yojana(KSY) in all districts.
(A) Housing finance companies B) It is being implemented in 200 districts at present.
(B) Co-operative sector banks C) it is a scheme for empowerment of adolescent girls.
Choose the correct option. Which of the above statemenets is/are correct ?
1) 1) Only A 2) Only B
3) 4) Only B and C 5) None of these
5)
1)
A) 3)
5)
B) Approximately half of the workers are women.
C) The average wage per day is nearly Rs.100.
Which of the above statements is/are correct ? 1)
1) 2)
3) 3)
5) 4)
5)
11 At present, marginal standing facility (MSF) stands at
1)
2)
1) 3)
3) 4)
5) None of these 5)
1)
3)
5)
13 All countires from the Cotton-4 group belong to
1) Asia 2) America
3) Europe 4) Africa
5) None of these
5) None of these 1)
3)
5)
A)
A) They are opened with RBI.
B) They earn interests on deposits.
Choose the correct option.
Which of the above statements is /are correct ? 1)
1) 3)
3) 5)
5)
17
8
2
3
9
10
4
125
Recently, PRINT ( particle Replication in Non-wetting
Templates ) technology was in news. What is PRINT
Technology ?
In around 3/4 of the panchayats, social audit has
been done.
Only A and B 2) Only B and C
4) Only C and AAll A,B and C
None of these
Kandaghat, a heritage railway station made entirely of
wood and built by the British in 1903, was destroyed in
a fire recently, In which of the following states was it
located ?
2) MaharashtraGujarat
Himachal Pradesh 4) Jammu and Kashmir
On the 6th anniversary of Tsunami, a Genetic Garden
and a Sea Water Farming Project was launched in which
of the following states ?
Kerala
6
15
B)
C)
1)
2)
3)
4)14
It's a technology related to genetic engineering and
refers to duplication of DNA codes.
It's a technology related to climate change and
refers to a new technique of combating air
pollution.
It's a new technology related to synthesis of
artificial blood.
It's a new technology for printing currency notes.
The scheme started rolling from 1st April 2008.
None of these
The beneficiaries under RSBY are entitled to
hospitalisation coverage up to Rs. 50,000 for most
of the diseases that require hospitalisation.
Consider the following statements regarding Rashtriya
Swathya Bima Yojana.
The maximum age limit to be enrolled into RSBY is
65 years,
Only A
Only A and C
2) Only A and B
4) All A, B and C
None of these
Who among the following famous authors was an
Investment Banker prior to turning become columnist,
author and speaker ?
Aravind Adiga 2) Chetan Bhagat
4) Kiran Desai
2) Tamil Nadu
In which of the following states is the Pagladia Dam
Project Located ?
Arunachal Pradesh 2) Sikkim
Assam 4) West Bengal
Consider the following statements about the progress of
MGNREGA for the year ending 2010-11.
Andhra Pradesh 4) Karnataka
None of these
National Housing Bank (NHB) the apex institution of housing
finance in India, provides loan to
Only A 2) Only A and B
4) Only A and CAll A,B and C
None of these
4) Census 1941
Census 1971
Census 1951
None of these
Which of the following is NOT an Alternative
Investment Fund ?
None of these
Consider the following statements about SABLA
scheme.
3) Only A and B
Prior to Census 2011, in which of the following
censuses was the highest sex ratio recorded in India ?
2) Census 1961
1% above Repo Rate
2% below Reverse Repo Rate
2% above Reverse Repo Rate
1% below Reverse Repo Rate
None of these
Private Investment in Public Equity Funds
Infrasturcture Equity Fund
Venture Capital Fund
Mutual Fund
None of these
jhumpa Lahiri
The objective of the perform, Achieve and Trade
scheme is to achieve
Export Efficiency 2) Investment Efficiency
4) Trade EfficiencyEnergy Efficiency
4) Only BOnly B and C
None of these
C)
None of these
Which of the following are the features of Exchange
Earners ' Foreign Currency Accounts ?
They need a minimum balance to be maintained
by the account holder.
Only A 2) Only A and B
Banking Awareness Paper - 1
1) 1) National Rural Employment Gurantee Scheme
2) 2) National Food for Work Programme
3) 3) Swarnjayanti Gram Swarozgar Yojana(SGSY)
4) 4) Jawahar Rozgar Yojana
5) 5) None of these
1) 25% 2) 30% 3) 40% 4) 50%
A) It provides strength to the financial system.
B) It increases flow of credit to productive sectors. 1) FDI
C) It provides growth to Indian economy. 2) Portflio Investment
Which of the above statements is /are correct.? 3) NRI Investment
1) 4) Foreign Indirect Investment
3) 5) None of these
5)
1)
3)
1) 5)
2)
3)
4)
5) 1) Justice Gyan sudha Misra
2) Justice Ranjana Desai
3) Justice Sujata Manohar
4) Justice Fatima Bibi
1) 5) None of these
3)
5)
Consider the following:
A) Short Term Funds 1)
B) Medium Term Funds 3)
C) Long Term Funds 5)
1) Both A and B 2) Both B and C 1)
3) Both A and C 4) All A, B and C 3)
5) None of these 5)
1)
1) South America 2) South Africa 3)
3) Australia and Pacific 4) Europe and CIS 5)
5) None of these
1)
1) National Rural Employment Gurantee Act 3)
2) Sampoorna Grameen Rozgar Yojna 5)
3) Swarna Jayanti Gram Swarozgar Yojna
4) National Food for Work Programme
5) None of these
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18
26
27
19
28
20
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None of these
Which of the above is/are dealt in the Indian capital
market?
Decreae Statutory Liquidity Ratio
None of these
The power of the commercial banks to expand deposits
through expanding their loans and advances is known
as which of the following ?
Capital Expansion 2) Credit Expansion
If the Reserve Bank of India wants to block/hinder
capital outflows and contain currency depreciation,
which of the following would be the most possible
action?
Increase Interest Rates
Decrease Intrest Rates
Purchaese Government Bonds
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24
17
Billionaire entrepreneur Ajay Piramal has purchased
5.5% stake in which of the following mobile service
providers for $640 million recently ?
Idea Cellular 2) Vodafone Essar
Bharti Airtel 4) MTNL
None of these
Collateralised Borrowing and Lending Obligation
(CBLO) is a
Money Market Instrument
2) Only B and C
4) All A, B and C
Only A and B
Only A
25
Monetary Policy Instrument
Investment Fund
Capital Market Instrument
None of these
In India, the RBI has mandated the banks to hold 24
percent of their net demand and time liabilities (NDTL)
in a liquid portfolio under the statutory liquidity ratio
(SLR) regime. What are the benfits of this system ?
The implementation of which of the following
programmes is/was based on the concept of Self Help
Groups (SHGs) ?
Which of the following schemes was redisigned and
restructured into National Livelihood Mission (NLM)?
The Mahatma Gandhi National Rural Employment
Guarantee Act mandtes at least what fraction of the
beneficiaries to be women ?
The purchase of shares and bonds of Indian companies
by Foreign Institutional Investors is called
Name the state where at the Geological Survey of
India (GSI) has rcently found huge deposits of rare
platinum group of elements (PGE).
Rajasthan 2) Orissa
West Bengal 4) Karnataka
None of these
Who among the following is to be sworn in as the
second woman judge of the Supreme Court in the
present collegium of 31 judges ?
From which of the following countries has one of the
most wanted gangsters, Santosh Shetty has recently
been deported to India ?
Portugal 2) Thailand
Malaysia 4) Saudi Arabia
UAE
Which country has recently put into orbit Pakistan's
first communications satellite PAKSAT -1R ?
US 2) Italy
china
4) Credit CreationCredit Control
None of these
4) Britain
Japan
Who among the following is the new chairman and
managing director of Air India ?
Arvind Jadhav 2) Rohit Nandan
Ali Ghandour 4) Cyrus Guzder
None of these
The export promotion scheme "Focus: LAC" was
launched to leverage the potential market in which of
the following regions ?
1)
1)
3) 4) Ram Gopal Verma 2)
5) None of these
3)
1)
3) 4)
5)
5) None of these
1)
2) 1)
3) 2)
4) 3)
5) 4)
5)
1)
2) 1)
3)
3) 5)
4) Politician-official-liquor mafia nexus in Kerala
5) None of these
1)
3)
5)
1)
3)
5)
1)
3)
5)
1) 8% 2) 8.5% 3) 9% 4) 9.5%
38 MK Pandhe, who passed away recently, was a/an
1)
3) 1)
5) 3)
5)
Who has written the book An Appeal from Death Row ?
1)
3)
1) 5)
3)
5)
3946
45
44
43
42
40
41
33
34
35
36
37
32
2) 20%
25% 4) 30%
None of these
What is the average growth rate target of the Gross
Domestic Product (GDP) that has been set by the
Planning Commission for the 12th Five-Year plan?
None of these
Name the promoter of the 1200-MW Tori power plant
in Latehar district of Jharkand which has entered into a
power purchase agreement with the Bihar Government
to supply 300 MW of contracted capacity to Bihar.
Damodar Valley Corporation
National Thermal Power Corporation
Essar Energy
Reliance Power
None of these
Justice VS Sirpurkar has retired from the post of
Supreme Court judge. Which of the following landmark
judgements was not delivered by him?
Confirmation of death sentence to the pakistani
national Mohd Arif in the 2000 Delhi Red fort
attac case
UN Convention against Torture
None of these
Trade union leader 2) Diplomat
Industrialist 4) Philanthropist
None of these
In which of the following countries has the government
decided to repeal all emergency laws which have been
in force in one form or the other in the country for the
last three decades ?
Libya 2) Myanmar
Inclusion of PF scheme subscriber as a consumer
under the Consumer Protection Act, 1986
Confirmation of life sentence to Manu Sharma in
the jessica Lal murder case
According to the national Manufacturing Policy
unveiled recently, what is the perentage share of target
set for the manufacturing sector in India's GDP by 2020?
15%
Which of the following recommendations made by
the RBI panel on efficent management of public
expenditure, headed by C Rangarajan, is not true ?
The planning Commission should stop deciding
the allocations to central ministries.
The current system of classifying government
expenditure into plan and non-lan should be
abolished.
Rural and urban local bodies should be included
as part of state plans.
Plan allocation should be the primary domain of
the finance ministry.
For which of the following UN treaties has the
Calcutta High Court sought affidavit from the Centre
about what it is doing to sign it, in the absence of
which India is unable to extradite many wanted
The Convention on the Rights of the Child
International Humanitarian Law
UN Convetion on International Refugees
Kevin Smith 2) Prakash jha
Anurag Kashyap
Name the director whose film Not a Love Story, based
on the gruesome murder of television executive Neeraj
Grover, has been given green signal by the Bombay
high Court for release ?
What has been the growth rate of agriculture in the first
four years of the 11 th Five-Year Plan ?
5.60% 2) 4%
4.50% 4) 3.2%
China and japan 2) US and China
China and Brazil 4) Belgium and South Africa
Germany and Russia
After being vanquished by the North Atlantic Treaty
Organisation(NATO) air strikes under the leadership
of the National Transitional Council (NTC) of Libya.
The reign of Col Muamar Gaddaffi collapsed and he
took political asylum in
Saudi Arabia 2) Burkina Faso
Egypt 4) Britain
France
The justice peace Foundation, which is spearheading
an agitation for the last several years against the
highhanded approach of the Indian Army in some
states under special Acts, is headed by
Anna Hazare 2) Irom sharmila
Farmers in the irce belt of which of the following
states have declared a "crop holiday" this season after
they suffered losses despite a bumper crop last year ?
Uttar Pradesh 2) Maharashtra
madhya Pradesh 4) Andhra Pradesh
Bihar
Davinder Singh Bhullar 2) Dhananjoy Chatterjee
Afzal Gure 4) Meesekar Madaiah
Manindarjeet Singh Bitta 4) GR Khairnar
Baba Amte
Which of the following countries along with India
have decided to build customs network by2012 on the
lines of US, japan, South Korea and China ?
AG Perarivalam
None of these
Sri Lanka 4) Pakistan
1)
1) 3)
3) 5)
5)
1)
3)
1) 4)
3) 5) None of these
5)
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None of these
Name the Indian company which has bought coal
mines in Galilee Basin in australia for $ 2.2 billion
recently,
Adani Group 2) Vedanta India
Steel Authority of India Limited
Steve jobs, under whose stewardship a digital
company started in a garage became the world's most
valuable company overtaking Exxon Mobile, has
resigned as the CEO of
Apple 2) IBM
Samsung
Which of the folloiwng countries of the Arab world is
the third country after Russia and Egypt to overthrow
the ruling autocratic establishment in the wave of the
Arab Spring democratic wave sweeping this part of the
world ?
Syria 2) Yemen
Libya 4) Algeria
None of these
4) Sony
Oriental Bank of Commerce
Indian Bank
Syndicate Bank 4) Bank of Baroda
Which of the following public sector banks has won the
"Best Risk Master Award" for its outstanding record in
loan appraisal standards, loan portfolio
management,NPAs and restructured loan book
management ?
2) UCO Bank
50
GVK Power & Infrastructure
1)
2)
1) 3)
2) 4)
3) 5)
4)
5)
1)
3)
5)
1) Directory search 2)Anti-spam program
3) Web server 4) Virus
1) 5) Web storefront creation package
3)
5)
1)
3)
5)
1)
2)
3) 1) java 2) cable
4) 4) Net 5) COBOL
5) 13
1)
2)
1) 3)
2) 4)
3) 5)
4) 14
5)
2)
(A) Fertilizer 3) LPG 3)
1) 4)
3) 5)
5)
1) Rajastan 3) Assam 1)
4) Maharashtra 3)
5)
(A)
1)
(B) 3)
5)
( C ) 17
1)
3)
5)
Which of the following is contained on chips connected
to the system board and is a holding area for data
instructions and information? (processed data waiting to
be output to secondary storage )
program 2) Mouse
Internet 4) memory
Modem
12
4
5
1)
15
16
7
6
Bad Debt in other areas of priority sector is almost
nil now.
Which of the following is a programming language for
creating special programs like applets ?
3) domain name
allows the user to diagnose and troubleshoot the
device
coordinates input and output devices
is the container that houses electronic components
is a combination of hardware and software
controls and manipulates data
does the arithmetic operations
is a programming language
The system unit
System software
Interest Rates offered by banks on deposits
Sensex and Nifty
Bhagyam Oilfields', which were recently in news, are
located in which of the following states in India ?
2) Gujarat
5)Karnataka
govt is planning to disburse another instalment of
Rs. 1,60,000 crore, which will bring 'Bad Debts'
almost at 'Nil level' and no special treatment will
be needed in next fiscal year.
The Finance Minister of India recently decided to
review the postion of 'Bad Debts' in priority sector.
Which of the following is/are the reasons(s) owing to
which FM took this decision ?
Only (A) 2) Only (B)
Only © 4) Only (A) and ©
All (A),(B) and ©
is part of a productivity suite
is an optional form of software
helps the computer manage internal resources
Computer and communication technology, such as
communication links to the Internet, that provide help
and understanding to the end user is known as
presentation file 2) information technology
program 4) worksheet file
FTP
mother board
Banking Awareness Paper - 2
1
8
9
10
11
2
3
Bad Debt in agriculture is still rising substantially
every year despite special treatment to it.
Consumer Price Index
What is the full form of 'FINO' a term we see frequently
in financial newspapers ?
Financial Investment network and Operations
Farmers' Investment in national Organisation
Farmers Inclusion News and Operations
Which of the following is/are commodity/ies on which
subsidy is given to farmers/poor in India ?
(B) Kerosene
Immediately prior to change in the measure of Food
Inflation, which of the following indexes was being used
for measuring it ?
Wholesale Price Index
A major Public Sector Bank raised interest rates on loans
by 25 basis points - was news in some major financial
newspapers recently. This means the bank has raised
interest by 25 basis pints of
Gold and Silver 2) Petroleum Products
Tea and Coffee 4) Sugar
Jute and jute products
Savings Bank Interest Rate
Base Lending Rate
Repo Rates
Present Rates on Deposits
Discount Rates of Interest
The Finance Minister of India in one of his press
conferences said that inflationary pressure is likely to
continue following recent increase in rates of some
commodities in international markets. Which of the
following commodities was he referring to as it gets
frequent increase at international levels and disturbs our
Home Economy substantially ?
domain name
None of these
Financial Inclusion Network and Operations
None of these
hyperlind 4) e-mail
regional service provider
Which of the following is program that uses a variety of
different approaches to identify and eliminate spam?
Connection or link to other documents or Web Pages
that contain related information is called
Dail-up 2) Electronic commerce
hyperlink 4) e-cash
Where are you likely to find an embedded operating
system ?
on a desktop operating system
on a networked PC
on a network server
on a PDA
on a mainframe
An online discussion group that allows direct "live
communication is known as
Webcrawler 2) chat group
4) RAM
None of these
The main circuit -board of the system unit is the :
computer program 2) control unit
1) A 2) B 3) C 4) A and B 5) All A,B and C
27
1)
2)
1) India 3) Portugal 3)
4) Pakistan 4)
5)
1)
1) 3)
3) 5)
5) 29
1)
3)
5)
1) London 3) Vienna
4) Manila
1) Purchase Section
2) Production Department
3) IT Department
4) Designs Section
5) A collective function af all staff
1) 31 Customisation is useful for
2) 1) Designing customer specific products
3) 2) Call centres
4) 3) Publicity
5) 4) Motivating the staff
5) Cold calls
32 The key challenge to market-driven strategy is
1)
3) Singapore 2)
4) Spain 3)
4)
5)
33
1)
1) Haryana 3) Uttar Pradesh 2)
4) Rajastan 3)
4)
5)
34
1) Liquidity 3) Leveraged 1)
4) Longitudinal 2)
25 3)
4)
1) 5)
2) 35
3) 1)
4) 2)
5) 3)
4)
5)
36
1) 1)
3) 3)
5) 5)
26
18
2819
20
30
21
22
23
24
International Atomic Energy Agency (IAEA)
United Nations Organisation (UNO)
BRIC' which was the organisation of 4 nations, namely Brazil,
Russia, India and China, has now become 'BRICS' which is the
fifth nation included in it?
2) Sri Lanka
5) South Africa
1) South Korea
Which of the following international
agencies/organizations had initiated an 'International
convention for the Protection of All person from
Enforced Disapperance', which came into effect recently
?
World Health Organisation (WHO)
International Court of Justice
International Maritime Organisation
Who amongst the following has been appointed the
new coach of the Indian Cricket team for a period of
two years?
Stuart Law 2) Allan Border
4) Duncan FletcherGary Kirsten
Allan Donald
Heavy Machinery
Oil exploration and processing
The process of acquisition of agricultural land and its
compensation to farmers recently came up as a major
issue in which of the following states ?(It also created
law and order problem in the State.)
2) Gujarat
5) Punjab
What does the letter 'L' denote in the term 'LAF' as
referred every now and then in relation to monetary
policy of the RBI ?
Atomic Energy
Information Technology
None of these
2) Afghanistan
5)Turkmenistan
Which amongest the following countries is NOT a
member of the TAPI pipeline project, which was in
news recently?
An agreement on Arms Reduction popularly known as
'START' is one of the major issues in the way of smooth
relations between which of the following two countries
?
Russia - Iran
2) Paris
5) Hyderbad
The international WWW Conference -2011 was
organized in which of the following places in March
2011?
India-Pakistan 2) India - China
4) USA - RussiaChina - Japan
2) Liability
5) Linear
BP Plc, which was in news recently, is a major
international company in the field of
Microsoft's Messenger allows uses to:
bypass a browser to surf the Web
create a blog
communicate via direct live communication
identify and eliminate spam
make graphic presentations
Portable computer, also known as laptop computer,
weighing between 4 and 10 punds is called
Internet 2) Scanner
Printer 4) notebook computer
general-purpose application
which of the following is billionth of a second?
Gigabyte 2) Terabyte
Nanosecond 4) Microsecond
Terasecond
Online Marketing is the function of which of the
following ?
Selling maximum products
Employing maximum DSAs
Delivering superior value to customers
Being rigid to changes
Adopting short-term vision
Size of the sales team
Age of the slaes team
Peer strength
Knowledge level of the sales team
Educational level of the sales team
Effective selling skills depends on
Generation of sales leads can be improved by
Being very talktive
Increasing personal and professional contacts
Being passive
Engaging Recovery Agents
Product designs
A Market Plan is :
Performance Appraisal of marketing staff
Company Prospectus
Documented marketing strategies
Business targets
Call centres
Delivery objects 2) Sales targets
Delivery outlets 4) Delivery boys
Sales teams
Marketing channels mean
43
37 1)
1) 3)
2) 5)
3) 44
1)
4) 3)
5)
5) 45
1)
3)
1) 5)
3) 46
5) 1)
2)
3)
4)
5)
47
1) CRR 3) SLR 1)
4) PLR 2)
3)
4)
1) NASA 2) ROSCOSMOS 3) CNSA 5) Selling old products
4) ISRO 5) JAXA
1) 7 to 8% 3) 9%to9.5%
(A) 4) 11%
(B)
1) Nigeria 3) Kosovo
© 4) Haiti
1)
3) 1) National Old Age Pension Scheme
5) 2) National Maternity Benefit Scheme
3) National Family Benefit Scheme
4) Mid-Day meal Scheme
5) All are launched by Ministry of Rural Development
1) Narmada 3) Ganga
4) Chambal
Only (A) 2) Only (B)
Only ( C ) 4) All (A),(B) and ( C )
None of these
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39
40
41
Banks and other financial institutions in India are
required to maintain a certain amount of liquid assets
like cash, precious metals and other short-term securiteis
as a reserve all the time. In Banking World this is known
as
2) Fixed Asset
5) None of these
Which of the following space agencies recently launched
three satellites and placed them into polar sun
Synchronous Orbit successfully?
Choreo grapher
4) Music DirectorPhotographer
Why was Kanishtha Dhankhar's name in news recently?
She is the new captain of India's woman cricket
team
She has become the new Dy Minister of Textile in
place of Dayanidhi Maran
She was crowned Femina Miss India 2011.
She was adjudged Best Actress 2010 by Film fare
None of these
K Balachander, who was awarded prestigious Dada
Saheb Phalke Award 2010, is basically a/an
42
As per the decision taken by the Govt of India recently,
"Bomboo is a liberated item now", What does it really
mean?
"Bamboo, henceforth, will be treated as a minor
forest produce only.
Now villagers are free to sell bamboo in their
community forest areas.
Gram Sabha has been given right to issue transport
passes to legally transport the produce.
Union Cabinet recently Passed a Rs. 7000-crore project to
clean up which of the following rivers in Indai ?
2) Ravi
5) Krishna
Actor 2) Director
Aspiration 4) Creativity
Team work
Personal Loans can be canvassed among
Salaried persons 2) Pensioners
50Which of the following schemes has NOT ben launched by
the Ministry of Rural Development, Govt of India ?
Internet Marketing
Marketing for a social cause
Society bye-laws
Market-driven stragegies include
Identifying problems
Planning marketing tactics of peers
Internal Marketing
Positioning the Organisation and its brands in the
marketplace
48
As per estimates of the Planning Commission of India,
the target growth rate of 12th five year Plan is set at
2) 8.0 to 8.5%
5) 10% to 10.5%
49
Goodluck Jonathan was recently re-elected the
President of
2) South Africa
5) None of these
Service Marketing is the same as
Internet Marketing 2) Telemarketing
Internal Marketing 4) Relationship Marketing
Transaction Marketing
Social Markeing means :
Share market prices
Marketing by the entire society
Foreign Nationals 4) NRI customers
Non- customers
Innovation in marketing is same as :
Motivation 2) Perspiration
(A) Foreign exchange
(B) Gold
1) ( C ) Special Drawing Rights (SDRs)
3)
5)
1)
3)
1) 5)
3)
5)
1)
(A) Balance of trade 3)
(B) Net factor income 5)
© Net transer payments
1)
3)
5)
1)
3)
5)
1) 13
3) 1)
5) 2)
3)
(A) 4)
5)
(B)
© Duty paid while importing a machinery from abroad 1)
1) 3)
3) 5)
5)
1) 100 2) 1000 3) 10000
4) 100000 5) None of these 1)
3)
16
1) 1)
2) 2)
3) 3)
4) 4)
5) 5)
1)
3)
5) 1)
2)
3)
1) Arbitrage 3) Spread 4)
4) Short 5) Tall 5)
1
2
11
Consider the following :
Consider the following taxes.
Consider the following :
Volume 2) Value
4) ExportProduction
None of these
Which among the above is/are a part of the "Capital
Account "?
Only A 2) Both A and B
Both B and C 4) All A, B and C
None of these
A systematic record of all economic transactions
between residents of a country and the rest of the
world in a year is known as
Net Capital Flow 2) Balance of Payments
Balance of Trade 4) Absolute Flow
None of them
CASA ratio is used in which of the following industries?
Arunachal Pradesh 4) Manipur
who among the following is the chairman of public
Private Partnership Appraisal Committee in India ?
Ashok Chawla 2) SK Jain
Pranab Mukherjee
Ad Valorem Tax is levied on the basis of which of the
following ?
(D) International Monetary Fund(IMF) reserve
postion the RBI counts which among the above in
"Foreign exchange reserves" of India ?
Only A 2) Both A and B
Both A,B and C 4) All A, C and D
None of these
Which of the following states in north-eastern India is
running its 'Power Sector Enhancement Investment
programme' in which investment worth $ 764 million
would be made by 2014 and for which Asian
Development Bank (ADB) has approved $200 Million
recently ?
Assam 2) Meghalaya
Where is the headquarters of the United nations
conference on Trade and Development (UNCTAD)?
Geneva 2) Paris
Frankfurt 4) London
None of these
4) Usha Thorat
4) All A, B and C
No governmental intervention
Maxinum governmental intervention
None of these
Which of the following is a suitable term for the state of
economy in which economic activity slows down, even
as wages and prices continue to rise ?
Inflation 2) Delfation
4) StagflationSkewflation
None of these
Birth rate is the number of births per ____ of the
population during one year.
Capitalism is based upon"Laissez-faire system". What is
"Laissez-faire system"?
None of these
Service Tax paid while making payments of dinner
in a restaurent
VAT paid during the purchase of a tyre tube for a
vehicle
Only A 2) Both A and B
None of them
Nagaland
Merchandise Trade
Banking and Finance
Software Industry
Travel and Tourism
Financial assistance to warehousing
Refinancing agricultural credit
Inter-state sale of agricultural products
Land development
None of them
Which of the following is a function of SCARDB?
Husk Power Systems(HPS), a rural electrification
company which makes electricity out of paddy husk,
is providing electricicty to 50 villages in which of the
following states of India ?
Chattisgadh 2) Andhra Pradesh
Bihar 4) None of these
Role of market forces is minimum
None of these
Limited government intervention
Goods which have positive relationship between price
and quantity demanded are called as
Both B and C
The minimum support prices (MSP) for major
agricultural products are fixed by the government
each year after taking into account the
recommendations of which of the following
Planning Commission of India
Finance Commission of India
Farmers's Commission of India
Commission for Agricultural Costs and Prices
None of these
Which of the following is an activity opposite of
hedging in share/currency/future markets?
2) Speculation
Giffen Goods 4) Capital Goods
None of these
Valuable goods 2) Essential Goods
8
9
10
12
14
15
17
Banking Awareness Paper - 3
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4
5
6
7
26
1)
3)
5)
1)
2)
3) 1)
4) 3)
5) 5)
28
1)
1) 3)
3) 5)
5)
1) 1)
2) 2)
3) 3)
4) 4)
5) 5)
1)
2)
3) 1) Oman 3) UAE
4) 4) Iran 5) Kuwait
5)
1)
1) 3)
3) 5)
5)
1)
2) 1)
3) 3)
4) 5)
5)
1)
3)
1) 5)
3) 34 Ganapati Sthapati, who died recently, was a famous
5) 1) Architect 3)Numismatist
4) Astrologer 5) Historian
1)
2)
1) 3)
3) 4)
5) 5)
At present, the number of recognised Central trade
unions is 12. Which of the following trade unions
continues to be the largest among all the 12 trade
unions ?
Hind Mazdoor Sabha (HMS)
Bharatiya Mazdoor Sangh (BMS)
CITU
INTUC
Who has won the US open men's singles 2011 title ?
Photographer 4) Film-maker
None of these
Which of the following ratio correctly denotes Insurance
Penetration ?
Premium underwritten: Population
Premium Underwrittern: GDP
Insured Population: Total Population
Premium underwritten: Ploicy Holders
None of these
In Union Budget 2011-12, which of the following deficits has
been estimated above four percent of GDP?
Fiscal Deficit 2) Primary Deficit
Revenue Deficit 4) Budgetary Deficit
2) Insurance Density
4) Insurance ReachInsurance Intensity
Which of the following markets is independently regulated by
Forward Market Commission?
A policy initiative of Government of India
In context of the insurance industry, which of the following is
a correct term for per capita premium?
Insurance Depth
None of these
Which of the following correctly categorises Collateralised
Borrowing and Lending Obligation?
A market operation
A Money market instrument
A clearing system
A scheme of Reserve Bank of India
10th Amendment 2) 12th amendment
13th Amendment 4) 15th amendment
20th Amendment
Rafael Nadal
Choreographer
Ximena Navarrete
West Khasi Hills University
Kolkata University
Bank Rate
Cash Reserve Ratio 4) Repo Rate
2) Open Market Operations
All of these
Which of the following amendments of the Sri Lankan
government, brought about after Indo-Sri Lanka Accord
in 1987, devolves powers to the Tamil-dominated
northern provinces ? The Amendment has become
relevant after the end of civil war in Sri Lanka.
Mutual funds
Commodity Exchanges
Stock Markets
Foreign Exchange markets
None of these
Which of the following measures comes under quantitative
credit controls adopted by the Reserve Bank of India ?
Insurance Penetration
2) Lyricist
Singer
Celebrity Gautam Rajyadhyakshsa has passed away
recently. He was a famous
Who has been recently crowned as Miss Universe ?
2) Roger Federer
Novak Djokovic 4) Andy Murray
None of these
Jawaharlal Nehru University
Gauhati university
2) Saudi Arabia
With which of the following countries is India going
to sign a Memorandum of Understanding (MoU) on
manpower to ensure welfare of Indian workers in
that country ?
2) Olesia Stefanko
Leila Lopes 4) Vivica Fox
None of these
Which of the following universities of India has decided to
honour the Prime Minister of Bangladesh with an honorary
D Litt ?
Tripura University
Which of the following chief ministers of India has
been praised by the US Congressional Research
Service report for his administrative prowess and
projected to be the future Prime Minister of India ?
Nitish Kumar 2) Narendra Modi
Sheila Dikshit 4) Mayawati
Mamta Banerjee
Who has been given this year's Appan Menon Award
for young journalists covering international affairs?
Rohit Viswanath 2) P Sainath
Anita Joshua 4) Srinivasan Ramani
None of these
2) Sculptor
Which of the following North-Eastern state
governments has ordered an inquiry into the alleged
mass graves in some areas in West Garo Hills districts
Meghalaya Government
Arunachal Pradesh Government
Nagaland Government
Manipur Government
Which of the following is the first state to offer air
taxi sevices in India ?
Bihar 2) Himachal Pradesh
Madhya Pradesh 4) Maharashtra
Tamil Nadu
None of these
35
33
32
31
30
29
27
18
19
20
21
22
23
24
25
36 Who is the leader of the rebel forces in Libya ?
1)
3)
5)
1)
1) 2)
3) 3)
5) 4)
5)
1) 8% 3) 9.2%
1) 4) 8.60% 5) None of these
3)
5)
1) USA 3) Jamaica
4) 5) South Korea
1)
2)
3)
4) 1) Yen 3) Yuan
5) 4) Euro 5) Pound
1) 1)
2) 3)
3) 5)
4)
5)
1)
3)
1) Rs.10000 3) Rs.12000 5)
4) Rs.20000 5) Rs.20000
1) Greece 2) Italy 3) US 4) France
5) Germany
1)
2)
3)
4)
5)
1) HTC 3) Nokia
4) Bharti Airtel 5) IDEA
Which of the following countries has proposed the
'Buffet Rule' which refers to Warren Buffet's idea to
force the wealthiest to pay the same share of income
in taxes is being paid by middle-class families ?
4) Ozone
Ammonia
Mohammed al-Fortiya 2) Muammar Gaddafi
Hosni Mubarak 4) Abdel-Hafiz Ghoga
None of these
44
2) Vodafone India
The supreme court has recently issued a notice to the
government on a plea challenging the appointment
of atul Kumar Rai as the chief executive officer and
managing director of which of the following bodies
despite his alleged involvement in corrupt practices ?
Industrial Finance corporation of India(IFCI)
FICCI
Chamber of Commerce
Competition Commission of India
The Madhya Pradesh government has announced a
reward of ______ for those who inform the state
administration about female foeticide.
2) Rs.15000
Which of the following companies has signed a
memorandum of understanding (MoU) with Japan-
based Nippon Life Insurance for collaboration
opportunities, including strategic partnership, across all
financial services businesses ?
Reliance Capital
Life Insurance Corporation
The chhattisgarh State Government has filed a petition
in the Supreme Court over Polavaram Dam, which is
being constructed by the
Andhra Pradesh Govrnment
Orissa Government
Maharashtra Government
Chhatiisgarh Government
Madhya pradesh government
Which of the following former Andhra Pradesh chief
ministers was appointed as the new Governor of Tamil
Nadu in August ?
Kotla Vijaya Bhaskara Reddy
Nara Chandrababu Naidu
Nandamuri Taraka Rama Rao
K Rosaiah
None of these
Haryana Vidhan Sabha speaker, Kuldeep Sharma, on 27
august 2011, announced the constitution of a seven
member committee to look into the irregularities in
giving away land to various trusts and societies during
the regime of which of the following former Haryana
chief ministers ?
Kosovo
Philippines 4) Laos
Vietnam
Which of the following countries has approached the
United Nations recently to seek full membership for
itself ?
South Sudan 2) Switzerland
The government has recently allowed corporates to raise
external commercial borrowings (ECBs) equivalent to $1
billion in which of the following currencies ?
2) German Deutsche
Which of the following countries are Indian oil and
gas exploration companies cooperating with in South
China sea, which China has strongly objected to ?
South Korea 2) Indonesia
Vatican 4) Palestine
Comptroller & Auditor
UNCTAD's Trade and Development Report 2011,
launched in New Delhi in the first week of September
2011, projected an econmic growth of what per cent
for India in 2011 ?
2) 8.1%
Which of the following countries has topped the list
of medals in the World Athletics Championships in
Daegu, South Korea ?
2) Kenya
South Africa
Om prakash Chautala 2) Bansi Lal
Bhajan Lal 4) Hukam Singh
Bhupinder Singh hooda
Russian and US scientists have launched an expedition
to study emission of ____ gas in the eastern Arctic.
Methane 2) Carbon dioxide
Sulfur dioxide
39
40
41
42
43
50
49
48
47
46
Max New york Life Insurance
bharti AXA Life Insurance
None of these
Which of the following companies launched itself
branded mobile phone in the Indian market, known as
the Facebook phone, in September 2011?
38 45
37
1) 1)
3) 3)
5) 5)
2 13
1) 1)
2) 3)
3) 4)
4) 5)
5) 14
1)
3)
1) 4) 5) None of these
3) 15 Scheduled Bank is a bank which is
5) 1) Nationalised 2) Not nationalised
3) Based in a foreign country
4) Included in the Second Schedule of RBI
1) 5) None of these
3)
5)
1) RBI 2) SBI 3)IFC 4) NABARD
5) Axis Bank
1) 17 What is true about sevice Tax in Union Budget 2011-12?
3) 1)
5) 3)
6 Which agency/organisation is not related to UNO ? 5)
1) 18 The 'Food for Work' programme was renamed as
2) 1) RLEGP 2) IRDP 3)NREP 4) MNP
3) 5) NREGA
4)
5) 1)
3)
5)
1) 10% 2) 11% 3) 6% 4) 5% 20
8 1) CRISIL 2) CARE 3) ICRA 4) All of these
1) 5) None of these
3)
5)
1)
3)
1) 5)
2) 22
3) 1)
4) 3)
5) Goods and Services Tax
5) 23
10 1)
1) 2)
3) 3)
5) 4)
5)
24 TK Govinda Rao was a maestro of
1) 1) Hindustani music 2) Carnatic music
3) 3) Qawwali 4) Tribal music
5) 5) folk music
Plan expenditure in India is met by
Internal debt and other resources
Debt from RBI against government securities
Assistance from IMF
Annual assistance package of the World Bank
Assistance from OECD countries'
None of these
Sales Tax 2) Excise Tax
Income Tax 4) Corporation Tax
Tax information Network is associated with
Which of the following is a credit rating agency in India ?
Which of the following committees is related ot
infrastructure financing ?
Deepak parekh 2) T Shankar Lingam
TS Vijayan 4) OP Garg
None of these
Repo Rate 2) Reverse Repo Rate
bank Rate 4) Cash Reserve Ratio
Statutory Liquidity Ratio
AS ON September 16, which of the following key rates of
RBI is the highest among all ?
Dairy products
Domestic electronic goods
Which of the following banks is limited to the needs of
agriculture and rural finance ?
Retained at 10% 2) Retained at 12%
Reduced to 10% 4) Increased to 12%
None of these
Which of the following is considered as "White goods'?
Gems and jewellary 2) construction materials
corporate Tax is imposed by
State Government 2) Local Governemt
Central Government
Both Centre and State Government
Mileap' is a laptop of the lowest price. It has been
launched by
Satyam Computers 2) Infosys
Microsoft Corporation 4) HCL
None of these
Indian rupee has got its new symbol, This symbol has
been designed by
D Udai Kumar 2) D Kumar Raju
Renwal of mines
Modernisation of industries
Establishment of small units
Rehabilitation of displaced labourers due to
modernisation of industires
None of these
Income Tax was introduced in India by
Sir Charles Wood 2) Lord Macaulay
james Wilson 4) William Jones
None of these
National Renewal Fund was constituted with the
objective of
International Finance Corporation (IFC)
Workd Meteorological Organisation(WMO)
None of these
4) Germany
Russia
Universal Postal Union(UPU)
YV Reddy 2) Rakesh Mohan
C Ramgarajan 4) YK Alagh
Kushik Basu
Durgapur Steel Plant was constructed in collaboration
with
In Union Budget 2011-12, the 20% income tax sab has
been placed for the income between
Rs.3lakh to Rs. 5 lakh 2) Rs. 4 Lakh to Rs. 6 lakh
4) Rs. 5 lakh to Rs. 8 lakhRs. 5lakh to Rs. 7 lakh
None of these
What was the aim of the antyodaya Programme ?
Elimination of urban poverty
Improving the standards of Scheduled Castes
Upliftment of minorities
Kandla 2) Vishakhapatanam
Noida 4) Surat
None of these
The government has formed a high-level infra-finance
committee under the chairmanship of
Helping the poorest of the poor
None of these
First Export Promotion Zone (EPZ) in private sector was
established at
International Confederation of Free Trade
Union(ICFTU)
In Union Budget 2011-12, the surcharge on domestic
companies has been reduced/raised from 7.5% to
Britain 2) France
USA
Banking Awareness Paper - 4
1 12
3
4
16
5
19
7
21
9
11
Udai D Raj 4) D Udai Reddy
None of these
Which of the following is not a member of SAARC?
Nepal 2) Pakistan
Bangladesh 4) Myanmar
Maldives
1) Industrial diversification 1)
2) control of inflation 2)
3) Export Promotion 3)
4) Technological upgradation 4)
5) None of these
5) None of these
1)
1) China 2) japan 3) Thailand 3)
4) Sri Lanka 5) Vietnam 5)
1) 1)
3) 3)
5) 4)
1) Apple 2) Wheat 3) Sugar 4) Onion 1)
5) Tea 2)
3)
4)
1) 5)
3)
5)
1)
3)
1) 5)
3)
5)
1)
3)
5)
1)
3)
5)
1)
3)
5)
1)
3)
5)
1)
2)
3)
4)
1) 5)
3)
5)
2) Suresh Raina
Sachin Tendulkar 4) Ravi Shastri
None of these
Which of the following Indian cricketers has won the
'Spirit of Cricket Award' at the annual International
Cricket Council (ICC) awards function in London
recently ?
Indian Mujahideen 5) None of these
Name the bank of China which is the largest lender in the
world in terms of market capitalisation and which has set
up its operations in India recently.
Which state of india has registered the highest ever
export of iron ore during the financial year 2010-11 ?
In which of the following countries has the National
Transitional Council (NTC) taken over the powers of an
interim government after sucessful international action
against decades-old dictatorship?
Karnataka 2) jharkhand
4) ChattisgarhOrissa
Goa
Life of Pie
People's Bank of China
Industrial and Commercial Bank of China
Hua Xia Bank
China Development Bank
Shanghai Commercial Bank
In view of recurrent rail accidents, the Railway Ministry
has constituted a safety peanel to give views and
suggestions to improve railway safety. The panel is
headed by
E Sreedharan 2) Sanjay Dhandhe
Anil Kakodkar 4) Dinesh Trivedi
harkat-ul-jihad Islami(HuJI)
From january 2011, payment of wages under NREGA has
been modified. What is the change ?
Now, more than one member per family can get
work every month.
The amount has been increased to Rs. 150 per month.
There will be payment for more than 100 days p y
Payment is linked to Consumer Price Index.
What was the total additional power generation target
set for the 11th Five-Year Plan ?
50,000MW 2) 55,000MW
4) 70,000MW65,000MW
78,700MW
which of the following terrorist organisations operating
against India is the latest to be designated as a Foreign
Terrorist Organisation (FTO) by the US?
Lashkar-e-Taiba 2) jaish-e-Mohammad
There was reported an explosion at Marcoule nuclear
reprocessing plant recently. In which of the following
countries is this nuclear plant located ?
Japan 2) france
Germany 4) Russia
Sweden
Which of the following countries has a 120-personnel
Central Reserve Police Force (CRPF) contingent been
sent to join the Indian forces involved in UN Peace
Keeping Mission in the country ?
Rwanda 2) Sierra Leone
N Vedachalam
Who among the following has been elected as the first
woman Prime Minister of Denmark ?
Jytte Andersen 2) Helle Thorning Schmidt
Anne Kristine Axelsson 4) Dinesh Trivedi
None of these
Name the film in which a hypthetical planet "Tatooine"
was shown having two sunsets and two sunrises in a day.
This has been found true by astronomers using NASA's
kepler planet-hunting spacecraft.
Total Recall 2) Sunshine
Star Wars 4) District 9
Children of Men
What is La Tomatina, originally celebrated in Spai, which was
contemplated to be organised in Bangalore but the Karntaka
government moved to stop the reverly ?
A festival of bull fighting
A tomato-hurling festival
A festival of fighting with swords
A mud-throwing festival
None of these
25 34
3526
Focus Product' and 'Focus Market' are the two schemes
related to
Which of the following countries will the Kapilvastu
relics of Lord Buddha be carried to in january with all
protocal extended to a head of state granted to the
relics ?
27 36
3728
29
38
39
30
31
The export of which of the following commodities has been
banned by the Union Government recently in apprehension
of price escalation in domestic market ?
Bollywood mega star Amitabh Bachchan is making his belated
international debut in Hollywood with which of the
following films directed by Baz Wolfsheim ?
Mission Impossible TV 2) The Amazing Spiderman
Planet of the Apes 4) The Great Gatsby
Egypt 2) Tunisia
Yeman 4) Libya
Syria
40
32
33
41Libria 4) Sudan
Congo
MS Dhoni
1)
3) 1)
5) 3)
5)
1)
3)
1) 5)
3) 49
5) 1)
44 BNP Paribas is 3)
1) 5)
2)
3)
4)
5)
1)
3)
5)
1)
2)
3)
4)
5)
1)
3)
5)
Shabana Azmi 4) Anu Malik
Ram Gopal Verma
TK Govinda Rao was a maestro of
Hindustani Music 2) Carnatic Music
Qawwali 4) Tribal Music
Folk Music
McGraw-Hill
Which of the following state assembly has passed a
resolution calling upon the Centre to commute the life
sentence of the main convict in the Parliament attack
case, Afzal Guru ?
Tamil Nadu 2) Nagaland
Jammu & Kashmir 4) Punjab
None of these
In which of the following states of India has
Archeological survey of India (ASI) unearthed a
hemispherical Buddhist stupa belonging to the Vajrayana
period dating back to 6th and 7th century AD recently ?
West Bengal 2) Orissa
Jharkhand 4) Sikkim
Andhra Pradesh
Germany 2) Indonesia
Career Education corporation
The princeton Review
Noida
Who has been conferred the 44th Jnanpith Award
recently ?
Javed Akhtar 2) Akhlaq Shahryar
Chile 4) Australia
Name the country where GVK power and Infrastructure
has acquired a strategic part of Hancock Coal for $1.26
billiont. This is one of the largest overseas infrastructure
acquisitions by an Indian infrastructure entity.
In which of the following countries of Europe have the
Muslim community's Friday prayers on streets been
banned recently ?
Italy 2) france
Germany 4) Belgium
Britain
In which of the following cities the Formula One (FI)
Grand Prix, considered to be the second biggest sporting
event in India after Delhi's commonwealth Games, is to
be held in October ?
hyderabad 2) Bangalore
Delhi 4) Chandigarh
46
4247
4348
45
50
Russia
an insurance player of India
the biggest mutual fund company in Britain
the biggest bank of France
a financial institution of Indonesia
an infrastructure company of India
The world-famous credit rating agency, Standard &
poor's,is part of which of the following educational
companies which is all set to separate its markets
business and education services ?
Learning Tree International Ltd
Berkshire Hathaway
1. Tourists 3. Students 4. Press
1) 41% 2)31% 3) 26% 4) 49% 5) None
1. Only A 2. Only B 3. B & C 4. A & C 5. None
2. I. T
4. VAT
1. Coal 2.Crude oil
3)YV Reddy
6
1) 2 Yrs 2) 3 Yrs 3) 4 Yrs 4) 5 Yrs 5) None
1) 6% 2) 6.6% 3) 8.5% 4) 10% 5) None
1. Only A 2. Only B 3. C 4. A & B 5. None
1)Mercury 2) Mars 3) Jupiter 4) Venus 5) None
1. Punjab 2)Orissa 3) Haryana 4. Delhi 5. None
9
3) Educationist 5) None4) Environmentalist 5) None of these
PC Alexander, who died recently, was a veteran 1) India and Pakistan 2) China and Afghanistan
1) Bureaucrat 2) Nuclear Scientist 3) Belgium and France4) Bangladesh and Bhutan
They are established to help the poorest of the poor in india
as the activaities of these Zones are reserved only ofr the
poor and those living below the poverty line. 19
NASA scientists have recently announced that they have
found the first evidence of flowing water on which of the
following planets.
8
Which state government has announced to undertake a
detailed census of cancer patients in the state ?
20
Italy approved a draft law banning women from wearing
veils in public. Besides italy, which of the following nations
have banned women from wearing veil in public ?
7
Very often we read about Special Economic Zones (SEZs) in
newspapers What is the purpose of promoting SEZs in
India?
18
Telecom Commission, the apex decision-making body of the
Department of Telecom has permitted imposition of a
uniform licence fee of _____on all telecom operators.
a) They are established to promote exports.
b) They are established to attract investments from foreign
countries.
The high rate of growth of economy certainly reduces
17
The Central Government has revised wages of agricultural
labourers under the Mahatma Gandhi National Rural
Employment Guarantee Scheme. The base wage is revised
once in
1. Gender inequalities 2)Poverty
3. population of a country 4) Flow of FDI
1. Kisan Mitra 2) Khadya Suraksha 3) Borrowing Risk assessment
3. Garibi Hatao 4) Jan Shakti 4) Banking Regulation Act 5) None of these
5. Once in 5 years
16
Which of the following is the full form of 'BRA' as used in
banking industry ?
5
Development of watershed and dryland farming is the part
of which of the following points of the Twenty- point
Programme of the Government of India ?
1) Brazilian and Rusian association
2) Banking Restructuring Act
1. There is no fixed term 2) Every Year 1) Deepak Parekh 2)D Subbarao
3. Once in 3 years 4. Once in 10 years 4) M Damodaran 5) None of these
4
The agricultual census is done at which of the following
intervals ?
15
Who among the following was the chaiperson of the
committee set up by the RBI on "customer Services in Banks"
1. Employe more and more people
2. Maximise total profits14
Which of the following is not among the six infrastructure
industries that comprise the "core Sector" ?3. Maximise total production
4.Provide financial services to the people across the country 3. Chemicals and fertilizers
3
In economics, it is generally believed that the main objective
of a public sector financial company, like bank, it to
1. Dena Bank 2. Canara Bank
3. Bank of Baroda 4. Bank of Maharashtra
5. Sell goods at subsidised cost 4. Petroleum refinery products 5. All of the above
1. Vaghul Committee 2. Raghuram Rajan Committee
b) This will imprve the financial health of the country's Oil
Marketing Companies (OMCs) and contribute to fiscal
conslidation.
11
Which of the following is the percentage up to which FDI in
defence secor is allowed ?
c) This will end the subsidy on petroleum products.
12
The Maximum amount of the toal revenue earned by the
Government of India comes form
3. Kelkar Committee 4. Rakesh Mohan Committee
13Which public sector bank celebrated its Platinum Jubilee in
late 2010 ?
BANKING AWARENESS PAPER - 5
1
We read in the newpapers about the deregulation of the
pricing of petroleum products by the Government of India.
Consider the following outcomes of the above step:
10
The Securities and Exchange Board of India has decided to
allow ___ to visit SEBI Bhavan to help them learn about the
capital market regulator.
a) This will make petroleum products prices cheaper and the
pricing system will become more transparent.
2. Foreign investors
2
Which of the following committees has given its
recommendations on "Financial Inclusion " ?
1. Custom Duty 3. Excise Duty
4. Corporate Tax
A) Adverse inpact on Indian Exports
Bhilai 2) Sindri
3)Burnpur 4)Rourkela 5) None
1. Only A 2. A & B 3. A & C 4. A,B & C 5. None
4) Karan Bhagat 5) None
33
23
1) Only A 2) Only B 3) Only C 4) A,B & C 5) None
3) Insider trading 5) None
3) GDP 4) None 1) Only A 2) Only B 3) Only C 4) A,B & C 5) None
1) 15% 2) 25% 3) 35% 4) 40% 5) 30%
1) ESPN 2)DD Sports 3)Neo Sports 4)Ten Sports 5) None
3) In-Line
1) Only A 2) A & B 3) Only B 4) A,B & C 5) Only C
3) Manipur
5) None
1) 46.45% 2) 45.7% 3) 52% 4) 56.9% 5) None 5) None
1) Loans 3) Bonds
4) Stocks 5) None4) Commercial Papers 3) Rs.70,000 crs 4) Rs.90,000 crs
30
Which of the following cannot be called a Debt Instrument
as referred in financial transactions ?
39
What is the revenue target from disinvestment in Central
public sector enterprises set in the Union Budget 2011-12?
2) Certificate of Deposits 1) Rs.40,000 crs 2) Rs.50,000 crs
29
According to the latest figures released by the Commerce
Minister, what is the percentage growth of India's exports
during 2010-11 ? 1)Indian Oil Corporation 2)Rashtriya Ispat Nigam Limited
3)Power Finance Corporation4)Hindustan Copper
3) Borrowing powers of the banks 4) Meghalaya 5) Assam
4) Flow of foreign direct investment
38
In which of the follwong public sector companies has the
government recently offloaded its stake to mop up revenue
to the tune of Rs 1,144 crores ?
37
In which of the follwong states did the sadar Hills
Districthood Demand Committee (SHDDC) recently impose
an economic blacked in pursuance of their demand for a
separate district ?
28
Whenever the RBI does some Open Market Operation
transaction, it actually wishes to regulate which of the
following ?
1) Inflation only 2) Liquidity in economy 1) Tripura 2) Arunachal Pradesh
B) Inability to repay loans
C) Zamindari System, which prevented farmers from owning
the land
1) Over weight 2) Market weight
4) Underperform 5) Market outpeformer
5) Net wealth of the country
26
As per the instructions of the RBI, banks are required to give
what percentage of their priority sector lending to weaker
sections of the society ?35
Name the sports channel that has acquired the exclusive
broadcast rights for Euro 2012 in the Indian subcontinent
(India,pakistan, Sri Lanka, Bangladesh, Nepal, Bhutan and
maldives ) for Rs 100 Crore.
27
Many a time, we read about rural indebtedness in various
newspapers and magazines. What are the main causes of the
rural indebtedness ? 36
Goldman Sachs, citing imporvement in macroeconomic
situation, has recently upgraded India's rating from
'underweight' to A) Poverty
4) Future trading B. For PE funds, investments would be mainly in unlisted
companies or companies proposed to be listed.
25
The process of the total valuation of the financial assets of a
company is technically known as
C) For infrastructure equity funds, minimum half of the
investment would have to be in equity of infrastructure
projects/companies.1)Market capitalisation 2) Gross Domestic Resoureces
5) None of these
34
SEBI has Proposed to create regulations for alternative
investment funds under the title'SEBI(Alternative Investment
Fund) Regulations'. With regard to this proposal, which of
the following is /are not true ?24
In a company, the use of price-sensitive corporate
information by the company people to make gains or cover
losses is known as A. SEBI made it optional for all types of private pools of
capital or investment funds to seek registration with SEBI1) Stock trading 2) Foreign trading
1) It is the rate at which RBI sells Govt. securities to banks B) Lending to people who are valued customers of the
banks2) It is the rate at which banks borrow Rs. from RBI.
3)It is the rate at which RBI allows small loans in the
market
C) Lending to those who are not regular customers of a
banks
4) It is the rate which is offered by banks to their most
valued customers or prime customers.
1) Rajat Gupta 2) Devesh Sharma 5) Discount earned on certain discounted bills
3) Sanjay Saini
Which of the following correctly describes sub-prime lending?
What is Repo Rate ? A) Lending to people with less than ideal credit status
32 Which of the following services provided by a bank in India is
not liable for taxation for Service Tax as per existing laws :
22
Name the Indian executive in the global credit rating agency
Standard and Poor's under whose leadership the decision of
the historic credit downgrade of the united States was taken
and later he was forced to step down.
1) Safe Deposit Lockers 2) Merchant Banking Services
3) Credit cards 4) None of these
21
Consider the following negative impacts on the Indian
economy in the context of the ongoing US debt crisis:
31
For the revival of which of the following fertilizer units of the
fertilizer Corporation of India has the SAIL been the given the
go-ahead by the Cabinet Committee on Economic Affairs
(CCEA) Recently ?B) RBI Will be forced to cut down interest rates.
C) FDI flow will slow down.
5) None
1)Germany 2)France 3) Italy 4)England 5) None
5) None
1)Cauliflower 3) Onion 1) Punjab
4)Cabbage 5)Potato
50
2) Deepali Pant Joshi 5) None
3) M Damodaran 4) Amarya Sen 5) None
1) C Rangarajan 3) Samit Basu 4) Amit Chaudhary
2) Bittergourd 2) Uttar Pradesh 3) Bihar
4) Madhya Pradesh 5) Rajasthan
44Who has written the book "The Financial Inclusion:
Imperative and Sustainable Approaches" ?
Who is the author of the book "Last Man In Tower" ?
1) Aravind Adiga 2) Jhumpa Lahiri
3)CP bhambhri 4) PC Alexander
43
After allegations of bio-piracy complaints against US based
multinational Monsanto with regard to Bt brinjal, for the
hybrid research of which of the following vegetable
products is the National Biodiversity Authority of India
(NBA) processing Monsanto's application ?
5)HN Haksar
49
Which of the following states provides the Vishwakarma
Contributory Pension Scheme to the labourers of 20 trades of
the unorganised sector ?
1) Rural Development Ministry
2) Urban Development Ministry48
who is the author of the book " THROUGH THE
CORRIDORS OF POWER:Insider's Story ?3) Environment Minisry
4) Surface Tansport Ministry 5) None of these 1)Kuldip Nayar 2) Brajesh Mishra
47
Name the chief of the three-member interlocution team on
Kashmir which is to submit its report to the government
shortly.
42
Which of the following departments of the Government of
India has initiated the Public Bicycle Scheme for 10 cities
under the Mission for Sustainable Habitat?
1) NM Ansari 2) Radha Kumar
3) Karan Singh 4) Dileep Padgaonkar
41
In which of the following western countries did largescale
rioting take place in predominantly African and Caribbean
neighbourhoods recently ?
1)Sikkim High Court 2) Karnataka High Court
3)Calcutta High Court 4) Guwahati High Court
1) Suman K Bery 2) BB Bhattacharya
3) M Govinda Rao 4) Dr Sumitra Chaudhary
46
Justice Soumitra Sen, against whom impeachment
proceedings have been initiated in the Parliament, is the
judge of
5) Dr KP Krishnan
40
The Prime Minister's Economic Advisory Council headed by
C Rangarajan has submitted its report on economy-- "The
Economic Outlook and the Review". Who among the
following is not a member of it ?
45
Who is the chariman of the national Commission for
Scheduled Castes ?
1) PL Punia 2) Justice KG Balakrishnan
3) Justice MN Rao 4) Wajahat Habibullah
1. Delhi 2) Kerala
B)Cost-push
1. Only A 2)Only B 3)Only C 4. A,B & C 5. None 1) A 2) A & B 3) B & C 4) A,B & C 5) None
1)Gujarat 2)Kerala 4)Rajasthan
C) Regional Rural Banks D) Self-Help Groups
1)A & B 2) C & D 3) A,B & C 4)A,B,C & D 5) None
A) IMF B) RBI C) SEBI
1) A 2) B 3) C 4) A & B 5) B & C
1)Tata Steel
1)Mars 2) Saturn 3) Venus 4)Jupiter 5) None
1) A 2) B 3) C 4) A,B & C 5) None
2) Sikkim
5) None
1) FERA 2) FRBMA 3) FEMA
5) None
1) 7.5% 2) 8% 3) 8.5% 4) 9% 5) 9.5%
9What was the growth rate of the Gross Domestic product
(GDP) of india during the fiscal year 2010-11.
1) Sonjoy Chatterjee 2) Karan Bhagat
4) Anshu Jain 4) Rajat Gupta
4) Rashtriya Ispat Nigam Ltd 5) KVS Ispat
7
Which of the following services has been introduced
recently by the Reserve Bank of India and SEBI in India for
the first time ?
16
To which of the following planets has NASA recently launced
the unmanned solar-powered satellite observatory named
8
As we know, some new initiatives were introduced in the
area of Fiscal Management by the Government of India.
Which of the following acts was passed a few years back to
keep a check on the fiscal indiscipline on macro-economic
parameters ?
4) Meghalaya
18
Against which of the Indian directors of Goldman Sachs,
global investment banking securities firm, the US securities
and Exchange Commission (SEC) has aggred to drop an
administrative action for passing inside information to the
Galleon Group?
4) Public Debt Act
A) Trading of currency futures
B) Opening of NRI accounts in Indian currencies
C) Foreign Direct Investment through participatory
Notes (PNs) by the foreign Instituional Investors. 17
In which of the following states is the National Thermal
power Corporation(NTPC) planning to invest Rs.1 lakh crore
to set up India's largest hydro power porject ?
1) Himachal Pradesh 3) Arunachal Pradesh
15
Which of the following steel companies of India has
announced to have signed a memorandum of understanding
(MoU) with the British-Australian multinational mining gaint
Rio Tinto for the joint commercialisation of Hismelt
technology,the world's first commercial direct smelting
process for making iron straight from the ore ?
6
Which of the following is NOT a special programme
undertaken as crop Production Programme ?
1) Intensive Cotton Development Programme
2) Integrated Cereal Development Progrmme
3) Special Jute Development Programme
4) Intergrated Rural Development Programme
5) All are included 2) Essar Group 3) Jindal Steel
5
The Government of India recently decided to allow
Currency Futures in India. In additon to the Ministry of
finance,which is/are the other organization(s) whose
permission/approval is needed for such operations in India ?
14
which of the following is NOT a social Assistance programme
launched by the Government of India?
1) National Old Age Pension Scheme
2)Annapurna Scheme 3)National Family Benefit Scheme
4)Indira Awaas Yojana 5)All are included
1) Loan adjustment Fund 2) Public Private Partnership
2) Liquidity Adjustment facility 3) Long Awaited Funds 3) Partial Payment Project
4) Loan against Funds 5) None of these 4) Popular Private Project
5) Tamil Nadu
13
Many times we see in newspapers that some projects are
launched by the government authorities on 'PPP' basis. What
is the full form of 'PPP' ?
5) Public Private Plan
4
The Reserve Bank of India has decided to help banks, as a
temporary measure, by providing additional liquidity
support under LAF.what is the full form of LAF? 1) Preferential Payment Plan
3
The formal or institutional credit delivery system in rural
India comprises which of the following ?
12
A state Mission on Urban Poverty has been formed by which
of the following states in India?
A)Coorperative Credit Institutions B) Commercial Banks 3)Maharashtra
A) Better human resources management11
Which of the following is /are different categories of
inflation?B) Adequate capital to support risks
C) Better profitability with min number of employees A)Open and suppressed C)Demands - pull
4. Maharashtra 5) None of these 2) National Rural Health Mission
3) National agricultural Insurance Scheme
2
The Reserve Bank of India has recently issued guidelines to
banks on pillar 2 of Base II framework. pillar 2 deals with
which of the following ?
4) Sarva Shiksha Abhiyan
5) Mid Day Meal Scheme
BANKING AWARENESS PAPER - 6
1
Which of the following states became the first state in India
to reserve government jobs for HIV+ candidates?
10which of the following is Not a social sector programme
being run by the government of India ?
3) Karnataka 1) Jawaharlal Nehru National urban Renewal Mission
2)Sahmat
2) compliance 3) Corrective
5) None
5) None
1)Greece 2) China 3) US 4)Japan 5) Italy
1) First 2)Second 3) Third 4)Fourth 5) None 4) Ministry of foreign affairs
5) None
5) None
5) None
1) A 2) B 3) A & B 4) B & C 5) A,B & C
1)Sugar 2) Wheat 3)Cotton
1) A 2) B 3) C 4) A & B 5) A,B, & C
5) None
1) National Rural Health Mission
2) National Rural Employment Guarantee Scheme
3) Bharat Nirman 4) National urban Health Mission
5) None
38Who is India's permanent representative to the United
Nations ?
1) A Gopinathan 2) Ujal Sing Bhatia
3) Hardeep Puri 4) Ravi Bangar
B) General additional employment opportunities 4) White goods 5)All
C) Promotion of export of goods and services
37
The actual return of an investor is reduced sometimes as the
prices of thecommodities go up all of a sudden. In financial
sector,this type of phenomenon is known as
28
Janani Suraksha Yojana scheme, a Centrally sponsored
scheme aimed at reducing maternal and infant mortality
rates and increasing institutional deliveries in below poverty
line(BPL) families, comes under the umbrella of
1) Probability risk 2)Market risk
3) Inflation risk
5) Market challenger
27which of the following is/are the objectives of developing
Special Economic Zones (SEZs)? 36
In India,minimum Support Prices are announced by the
Government of India every year. Which of the following
commodities is not covered under this policy ?A) Generate additional economic activites
4) Credit risk
26
An Industry which fight hard to increase its market share in
existing market (with new popular products is known as
5) All are very popular
35
Which of the following policies of a country brings a crucial
impact on the economic growth of the nation ?1) Market Vendor 2)Market operator
3) Market leader 4) Market follower A)Fiscal Policy B)Foreign Policy C)Social Policies
3) Maharashtra 4) Kerala 1) Development Bonds 2) Insurance Policies
3) Mutual Funds 4) Sovereign Wealth Funds
1) Kisan Credit Card 2) Personal Loan
25
In which of the following states is the Central Government
all set to open an exclusive Sainik (military) school for girls
in a bid to have more women officers in defence forces ?
3) Business Loan 4) ATM Card
34
Which of the following financial products are NOT much
popular in India as they have been launched only recently ?
1) Uttaranchal 2) Madhya Pradesh
24Who among the following has taken over as the Prime
Minister of Tibet's government-in-exile ?
4) Policy of Restrictive Trade Practices
1)Samdhong Rinpoche 2) Lobsang Nyima
33
Which of the following products launched by most of the
banks help farmers in getting instant credit for various
agricultural puposes ?
3)Thupten Lungrig 4) Lobsang Nyandak
5)Lobsang Sangay
3)Berlin Film Festival 4) Jerusalem Film Festival 1) Policy of Capital Account Convertibility
5) None of these 2) Policy of Financial Deficit Management
3) Policy of Minimum Support Price
5) None of these
23
In which of the following international film festivals is there
an Open Doors section, which started this year with a
special focus on India?
32
Which of the following policies of the financial sectors is
basically designed to transfer local financial assets into foreign
financial assets freely and at market. determined exchange
rates ?1)Cannes Film Festival 2) Locarno Film Festival
A customer wishes to purchase some US dollars in India.
He/she should go to
1) Public Debt Division of the RBI only
22
The world's largest economy, the United States of America,
is undergoing a deep debt crisis. What is the rank of India
among the debtor countries to the USA?
2) American Express Bank only
3) RBI or any branch of a bank which is authorized for such
business
2) Jug Suraiya
3) Shobhaa de 4) Madhu limaye
1) Personal Loan 2) Corporate Loan
21
For which of the following countries has the international
credit agency standard & poor's downgraded its credit rating
from AAA to AA+ for the first time in history?
3) Educational Loan 4) Mortgage Loan
31
4)SPIC-MACAY 5) None of these 1) Preventive
4) Detective 5) None of these
20Who among the following has written the times of my life
as his/her autobiographical reflections?
30
Which of the following products of a bank is specifically
designed to provide financial help to children in their higher
studies in India or in a foreign nation?
1) Karan Thapar
19
Which of the following institutions has been given this year's
Rajiv Gandhi National Sadbhavan Award for promotion of
communal Harmony,peace and goodwill:
29
A Bank/Financial Organisation these days relies heavily on e-
commerce for its transaction. As a part of systems awareness
manual. This step of the organisation can be classified under
which of the following categories of measures for a business ?1) Vidya Bhavan 3) Ramakrishna Mission
1)Ukraine 2) Russia 4) India 1)Australia 3)Germany 4)Britain
3) Rehab 1) Palau 2) Kosovo
5) None
1)Lithuania 2)Spain 3) Estonia 4) Poland 5) None
1)Mongolia 2)Brazil 3)Vietnam 4)Mexico 5) None
1) Germany 2) UK 3) France 4) Spain 5) Italy
1)Rs.70,000 2)Rs.80000 3)Rs.90000 Rs. 1 Lakh 5) None
3) Bihar
1) National Hydro Power Corporation
2) National Thermal Powe Corporation
1)Thailand 2)Pakistan 3)Turkey 4)Spain 5)None 3) Reliance Energy 4) Tata Power 5) None
1)Hungary 2)Poland 4)Venezuela
45
In which of the following contries has the ruling party taken
an initiative to introduce legislation that would allow it to
charge three former Socialist prime ministers with
mismanaging public finances ?
3) Czech Republic
4) Rajastan 5) None of these
50
The 800-MV Koldam hydro power project in Himachal
pradesh which will be operational in 2011-12 and the 620-
MW Amochhu hydro power project, are being constructed
by44
In which of the following countries did the military
leadership resign an mass recently, in protest against the
government's decision to block promotions of officers
accused of plotting a coup ?
49
The Cabinet Committee on Economic Affairs(CCEA) has
approved the proposal for enhancement of parental income
ceiling for eligibility of Post-matric scholarship for students of
other Backward Classes (OBCs) from Rs.44,500 to
43
In a landmark move, which of these state governments has
set up a Savarna Aayog, a commission to identify the
deprived and underprivileged families among upper castes ?
1) Uttar Pradesh 2)Madhya Pradesh
4) Love Is a Losing Game 4) Papua New Guinea 5) None of these
41Which of the following became the first Baltic nation to sign
a double taxation avoidance agreement with india ?
48
In which of the following countries did the government have
to unveil a new industrial policy featuring measures like tax
breaks, preferences for local firms in government
procurement and quadrupling of the number of inspectors to
monitor imports, in order to help manufacturers cope with
the strength of Chinese imports ?42
Which of the following nations became the first European
nation since 1995 to allow its citizens to visit Kashmir after it
revise an advisory that had cautioned against trips to
Kashmir ?
40
British singer and song writer Amy Winehouse, whose self-
destructive habits overshadowed a distinctive musical talent,
was found dead in her London house recently. For which of
her albums did she win five Grammy awards ?
47
In which of the following places did thousands of people
march in the streets for the right to hold a referendum for
independence from the parent country?
1) Back to Black 2) Stronger Than Me 3) South Sudan
39
Which of the following countries has proposed the United
Nations to host a global grain reserve to avoid price
fluctuation by contributing 10-20 million tonnes of grain to
such a reserve ?
46
Which of the following countries has decided to shut down
the Mox nuclear facility at Sellafield because of the damage
caused by the Fukushima Disaster to Japan's nuclear Industry
?
3) Indonesia 3) New Zealand
1 Expand the term FRBM. 12 Bridge loans refer to
1) Financial Responsibility and Business management 1) Loans granted to construction companies for
2) Fiscal Responsibility and Business Management construction of bridges
3) Financial Responsibility and budget Management 2) Loan granted of PWD for construction of bridges
4) Fiscal Responsibility and Budget Management over rivers
5) Formal Responsibility and Business Management 3) Intrim finance allowed by banks to their customers,
2 Structure of Basel II is based on how many pillars ? pending disbursement of term loans by financial
1) Two 2) Ten 3) Four institutions
4) Five 5) Three 4) Loan granted to Railway for construction of bridges
3 When the loan is granted for purchase of white goods, it 5) None of these
is called 13 On which one of the following issues has IMF
1) Consumption loan 2) white goods loan supported monetary policy of India ?
3) consumer durable loan 4) business loan 1) Introduction of GST
5) Proprietary loan 2) Stimulus for agriculture sector
4 Which of the following sector(s) make (s) maximum 3) concessions for foreign investment
contribution to the national income of india ? 4) Tightening of monetary policy
1) Services 2) Industry 3) Agriculture 5) None of these
4) Both Agriculture and Industry 14 In the term STRIPS, the first letter 's' Denotes
5) None of these 1) Single 2) Small 3) Special
5 Which of the following is not a part of the scheduled 4) Savings 5) Seprate
banking structure in india ? 15 Which of the following is known as plastic Money ?
1) State Co-operative Banks (A)Demand Draft (B) Credit Card
2) Private Sector Banks 3) Public Sector Banks © Debit Card
4) Regional Rural Banks 5) Moneylenders 1) Only A 2) Only B 3) Only C
6 Which of the following terms is used in the field of 4) Both B and C 5) All A,B and C
Finance and Banking ? 16 The world Economic Outlook report of IMF indicates
1) Gauge pressure 2) Quantum number achievement of highest per cent GDP gorwth rate in
3) Adjustment credit 4) Absolute Zero 2011. which one of the following is that country
5) Single bond 1) Brazil 2) Russia 3) India
7 Goods and Sevices Tax(GST) would replace which of 4) China 5) South Africa
the following taxes levied at present ? 17 Which of the following schemes is launched specifically
1) Income tax 2) Corporate tax for helping senior citizens to avail loan by mortgage of
3) Capital gains tax 4) Value added tax(VAT) their residential property ?
5) All of these 1) English Mortgage Scheme
8 Yuan is the currency of 2) Senior Capital Loan Scheme
1) japan 2) China 3) Indonesia 3) Reverse Mortgage Loan scheme
4) Myanmar 5) None of these 4) Senior Citizen Personal Loan scheme
9 Normally,banks accept fixed deposits for a maximum 5) None of these
period of 18 SEBI is an
1) 5 years 2) 3 years 3) 7 years 1) Advisory body 2) Statutory body
4) 20 years 5) 10 years 3) Constituional body 4) non-statutory body
10 IFRS stands for 5) Registered as a society
1) International financial Reporting Standards 19 mixed Economy means
2) Indian Finance Rating Standards 1) Co-existence of small and large industries
3) International Financial Rating Standards 2) Promoting both agriculture and industries in the
4) Indian Functional Reporting Standards economy
5) None of these 3) Co-existence of public and private sectors
11 KYC guidelines followed by the banks have been framed 4) co-existence of the rich and the poor
on the recommendations of the 5) Existence of wholesale and retail markets
1) Ministry of Home Affairs 20 Which of the following books has been written by
2) Ministry of Rural Development Vikram seth ?
3) Indian Banks Association 1) A Suitable Boy 2) A Bend in the River
4) Financial Intelligence unit 3) Five Point Someone 4) Lolita
5) Reserve Bank of India 5) None of these
Banking Awareness Paper - 7
21 The expansion for BIFR, in the context of the Indian 30 GNP stands for
industry,is 1) Gross national Product
1) Board for Investment and Financial Redevelopment 2) Group Net Product
2) Bureau for Industrial and Financial Revolution 3) Grand nuclear Process
3) Board for Investment and Formal Reconstruction 4) Group networking process
4) Board for Industrial and Financial Reconstruction 5) None of these
5) Bureau for Investment and Financial Reconstruction 31 The European Union has adopted which of the following
22 What is the SLR at present ? as a common currency ?
1) 6% 2) 12% 3) 18% 1) Dollar 2)Dinar 3)yen
4) 25% 5) None of these 4) Peso 5) Euro
23 Who amongst the following is NOT afamous economist ? 32 As per Union Budget 2011-12, the fiscal deficit as % of
1) Amartya Sen 2) Octvia Paz GDP has been projected at ____ for 2011-12.
3) muhammad Yunus 4) Peter A Daimond 1) 5% 2) 5.5% 3) 4.6%
5) Dale I Mortensen 4) 4% 5) 4.2%
24 Which of the following organisations/agencies has 33 Which of the following would result in a fall in asset
established a fund known as investor protection Fund? prices ?
1) RBI 2) SIDBI 1) Low liquidity in the economy
3) Bombay Stock Exchange 2) High liquidity in the economy
4) Ministry of Finance 3) RBI increasing the Reverse Repo Rates
5) Ministry of Commerce and Industry 4) RBI allowing more banks to play
25 As per the recent press reports, use of credit cards in 5) None of these
India has gone down, What is/are the main reason/s for 34 Which of the following is the biggest borrower in India ?
the same ? 1) Indian Government 2) Reserve Bank of India
(A) High interest rate charged by the card companies 3) Indian Railways 4) State Government
(B) Rise in fraudulent activites related to use of credit 5) Public Sector undertakings
cards 35 Consider the following.
© Govt policies which do not allow the launch of new (A)Deposite rates
credit cards by the banks (B) Base Rate
1) Only(A) 2) Only(B) 3) Only © © Prime Lending Rate
4) All(A), (B) and © Which of the above are decided by the RBI
5) None of these 1) Only(A) 2) Only(B) 3) Only ©
26 Which of the following terms is used in the field of 4) Both (B) and © 5) None of these
Banking ? 36 Rabi season is considered between
1) MRI 2) Refraction 1) December to may 2) october to march
3) Depository Receipt 4) Neutralisation 3) may to October 4)April to September
5) Atomic number 5) January to june
27 Reverse Repo is a tool used by RBI to 37 Which of the following is not a measure adopted by the
1) Inject Liquidity Government or RBI to control inflation?
2) Absorb liquidity 1) monetary Policy 2) price Control
3) Increase the liquidity with banking system 3) Fiscal Policy 4) Public Distribution System
4) To keep the liquidity at one level 5) financial Inclusion
5) None of these 38 Which of the following is not a negotiable instrument?
28 The Union Cabinet recently cleared 'Prohibition of unfair 1) Cheque 2) Pay order
Practices in Technical medical Educational Institutes and 3) Bill of Exchange 4) Warehouse receipt
Universities Bill 2010'. As per the bill, which of the 5) All are negotiable instruments
following will now be treated as a cognizable offence ? 39 The main funciton of the IMF is
1) Accepting capitation fee from the students 1) to help sove balance -of - payments problems of
2) Running a private college member countries
3) Not allowing students to change their course in 2) to arrange international deposits from banks
between 3) to act as private sector lending arm of the World Bank
4) Running a college without proper facilities 4) to finance investment loans to developing countries
5) None of these 5) None of these
29 Many times we read a term CBS used in banking 40 During the recent global slowdown, almost all major
operations,what is the full form of the letter C in the countries were in recession, But, some countries like
term 'CBS' ? ___and____ were not going through recession. Which
1) Complete 2) Credit 3) Continuous of the following fits in the blanks?
4) Core 5) None of these 1) England and America 2) India and China
3) Japan and China 4) Germany and France
5) Ireland and Greece
41 The census in India is done after a gap of every 46 Which of the following schemes is related exclusively to
1) 5 years 2)10 years 3) 12 years Financial Inclusion ?
4) 15 years 5) None of these 1) Swawalamban 2) Swadeshi
42 Which of the following is NOT a public Sector Unit? 3) Swabhiman 4) SGSY
1) HPCL 2) HAL 3) Yes Bank 5) None of these
4) SAIL 5) IDBI Bank 47 Which of the following is the top dividend-paying
43 As per recent notification issued by RBI, circulation of company of indaa as per a study done by economic
which of the following coins shall be ceased wef 29 th Times ?
june, 2011? 1) ONGC 2)TCS 3)ITC
1) Rs.1 2) 50 paise 3) 25 paise 4) IOC 5) Tech Mahindra
4) Both 2) and 3) above 48 Anant Pai, better known as 'Uncle Pai',who died recently
5) None of these was the creator of which of the following comic series ?
44 Which of the following bodies promoted Securites 1) Chacha Chaudhary 2) Indrajaal
Trading Corporation of India Limited (STCI) jointly with 3) Chandamama 4) Amar Chitra Katha
the Public Sector Banks? 5) None of these
1) Securities Exchange Board of India 49 Additional deduction from income is proposed to be
2) ICICI Ltd 3) IDBI Ltd continued for investment in ____as per the provisions of
4) Reserve Bank of India 5) IRDA Union Budget 2011-12.
45 Which of the following is the most active segment of the 1) Bank deposits of three years
money market in India ? 2) Long-term infrastructure bonds
1) Call Money/natoce Money Market 3) Tax-free bonds
2) Repo/Reverse Repo 4) New public issues
3) commercial Paper (CP) 5) There is no such provision.
4) Certificate of Deposit (CD) 50 Who amongst the following was never the finance
5) None of these Minister of India ?
1) Dr Manmohan Singh 2) P Chidambaram
3) Yashwant Sinha 4) Kamal Nath
5) Pranab Mukherjee
1) Govt of India has provided a sum of RS.6,000 crores to 12 Which of the following is not the name of a bank
recapitalise some banks.Which of the following types functioning in india ?
of banks will get this fund ? 1) Central Bank of India 2) UCO Bank
1) Co-operative Banks 3) Aegon Religare 4) Dena Bank
2) Small Banks 5) ICICI Bank
3) Public Sector Banks 13 When banks accept a fixed sum of money from an
4) Regional Rural Banks 5) None of these individual for a definite term and pay on maturity with
2 As per newspaper reports, ANZ was given licence to interest, the deposit is known as
open a branch in Mumbai, ANZ is a bank based in 1) Term deposit 2) Demand deposit
1) Australia 2) Argentina 3) Afghanistan 3) Bond 4) Mortgage
4) Angola 5) Austria 5) Advance
3 Where is the headquarters of the international Monetary 14 Which of the following terms in NOT used in Banking/
Fund (IMF) ? finance-related matters ?
1) Geneva 2) Paris 3) London 1) Discount Rate 2) Letter of Credit
4) Manila 5) Washington DC 3) Cheque Clearing 4) General Ledger
4 What is the full form of LAF, as used in banking world 5) Law of Motion
very frequently ? 15 Growth for 2011-12 has been 8.8% was the news in
1) Liquid Advances Finance major newpapers. This means which of the following
2) Liquidity Adjustment Facility grew at this rate during that period ?
3) Legal Adjournment Formality 1) GDP 2) Money supply
4) Local Advance Finance 3) Foreign Exchange Reserves
5) Late Arrival of Finance 4) Inflation 5) Price Index
5 What is the full form of 'CRR' as used in banking sector ? 16 Global Market' means market of
1) Crucial Reserve Rate 1) USA 2) China 3) OPEC members
2) Cash Reserve Ratio 3)Compulsory Retrun Rate 4) European Union Countries
4) Credit and Reserve Ratio 5) All major countries and their alliances
5) None of these 17 Which of the following is a leading electronic-payment
6 Which of the following organisations/agencies works technology firm ?(The logo of the firm can be seen
solely to monitor and arrange few of agriculture credit printed on credit cards/ATM Centres etc.)
in India ? 1) Visa 2) Max 3) BSE
1) NABARD 2) SIDBI 3) RBI 4) Sensex 5) SWAP
4) SEBI 5) None of these 18 Which of the following is NOT a part of the Ministry
7 The RBI has decided to stop circulation of the coin of of Finance ?
which of the following denominations from une 2011 ? 1) Department of Financial Sevices
1) 50 p 2) Rs.1 3) Rs.3 2) department of Expenditure
4) 25 p 5) Rs. 5 3) Department of Revenue
8 Insurance companies in India are regulated by 4) Department of Disinvestment
1) AMFI 2) IRDA 3) SEBI 5) Department of Resource Planning
4) RBI 5)NABARD 19 Who amongst the following is the Chief of SEBI ?
9 Department of Economic Affairs is part of which of the 1) Milind Barve 2) UK Sinha
following ministries ? 3) Shashikant Sharma 4) Shyamala Gopinath
1) Ministry of Home Affairs 5) None of these
2) Ministry of Rural Development 20 Whenever somebody needs foreign currency against
3) Ministry of Planning indian Rupee, banks give equivalent amount of
4) Ministry of Heavy Industries & public Enterprises desired currency based on prevlaent
5) None of these 1) bank rate 3) policy rate
10 the currency notes of which of the following 4) exchange rate 5) base rate
denominations are not printed in India ? 21 ONGC has found the reserves of Shale Gas for the first
1) Rs.5 2) Rs. 10 3) Rs.50 time in India in
4) Rs.2,500 5) Rs.1,000 1) Maharashtra 2) West Bengal
11 Union Budget, which is presented every year in the 3) Rajasthan 4) Orrisa 5) None of these
parliament, is also known as 22 Who amongst the following cannot work as a Business
1) General Budget Correspondent as given in the scheme launced by the
2) Common Budget banks?
3) Annual Budget 1) Kirana Store 2) Post Office
4) Finance Report of the Year 3) Self help Group 4) A Bank Officer
5) Statement of Allocation of Funds 5) Co-operative Society
Banking Awareness Paper - 8
2) currency rate
23 Some banks are financing big projects like construction 34 POSCO is a company which manufactures
of roads/bridges etc. Financing such projects means 1) Cement 2) pharma products
banks are helping exactly in 3) Sugar 4)Textiles
1) Infrastructural development 5) Steel
2) Project management 35 The financial results of banks and other organisations
3) Developing core sector industry normally are expressed in quarters.What does Q-1mean
4) Financial inclusion 1) Results of january-March
5) All of these 2) performance during April-June
24 India's Industry Minister, Anand Sinha, and Kim jonghoon 3) Profits during july-september
signed an agreement recently. This means, India has 4) The period when the profits are highest
signed an agreement with 5) None of these
1) China 2) South Korea 3)North Korea 36 Who amongst the following padma Bhushan awardees
4) japan 5) Hong Kong is a famous banker?
25 As we know, a lot of new concepts are being used in the 1) Azim H Premji 2) Kapila Vatsyayan
field of banking these days. Which of the 3) Chanda Kochar 4) Waheeda Rehman
following is NOT one such concept/product directly 5) Brajesh Mishra
associated with banks ? 37 Wages to workers of which of the following is now
1) F-payment 2)SMS Alert revised and are based on the Consumer price Index ?
3) ATM/Debit Card 4) Demat Account 1) MGNREGA
5) Number Portability 2) Anganwadi workers
26 Which of the following organisations has offered a credit 3) Teachers involved in operation'Black Board'
of 225 million USD to India to mitigate impact of cyclones ? 4) Hearth workers in rural areas
1) IMF 2) World Bank 5) None of these
3) WTO 4) Asian Development Bank 38 The 'Fifth Vibrant Gujarat Summit' was organised in
5) UNESCO jannary 2011. This, in fact,was a
27 Which of the following certainly is an effort in the 1) cultural meet
direction of Financial Inclusion ? 2) meeting ov volunteers of political parties
1) Internet Banking 2) Anywhere Banking 3) summit to attract investors to Gujarat
3) No-Frills Accounts 4) Foreign Currency Accounts 4) global conference to create awareness for climate
5) All of these change
28 Foreign currencies are represented in various 5) None of these
abbreviations. What is meant by USD ? 39 Which of the following Acts has specially been launched
1) US Dollar 2) UAE Dinar to facilitate banks in recovery of bad loans ?
3) Unit of Currency of Denmark 1) RBI Act. 2) Banking Regulation Act
4) Ukrainian Soviet Dollar 3) Companies Act 4) Income Tax Act
5) None of these 5) SARFAESI Act
29 Many Regional Rural Banks are given licence to open 40 The financial assistance or loans of Rs.10,000 by a bank
branches in small cities and towns. These licences are to a very small borrower will be called
given by 1) Business finance 2) Govt finance
1) Cabinet Committee on economic affairs 3) micro finance 4) Small finance
2) Reserve Bank of India 5) KYC finance
3) NABARD 4)Indian Bank's Association 41 What does the letter P denote in the term 'PAN', which
5) None of these is issued by the Income Tax Department?
30 Which of the following organisations/agencies is not 1) Provisional 2) Private
associated with the world of Banking and Finance ? 3) Personal 4) postal 5) Permanent
1) SEBI 2)AMFI 3) RBI 42 Who amongst the following is the chairperson of the
4) ECGC 5) SPCA planning Commission of india at present ?
31 Banks recover term loan from the parties in EMIs. What 1) Shri P Chidambarm
does the letter 'E' represent in the term ? 2) Shri Brajesh Mishra
1) Easy 2) Effective 3) Equated 3) Dr M S Ahluwalia
4) Essential 5) Economical 4) Dr Manmohan Singh
32 What is the Bank Rate at present ? 5) None of these
1) 3% 2) 4% 3)6% 43 How many banks were nationalised in july 1969 when
4) 8% 5) None of these the first nationalisation took place ?
33 Which of the following is not a scheduled Commercial 1) 5 2) 8 3) 10
Bank ? 4) 14 5) None of these
1) IDBI Bank 2) Axis Bank
3) HDFC Bank 4) NABARD
5) kotak Mahindra Bank
44 The head office of the Unique Identification Authority 48 World Economic Forum Meet was organised in january
of India is located in 2011 in
1) Bangalore 2) Mumbai 3) New Delhi 1) Milan 2)Davos 3)London
4) Chennai 5) Hyderabad 4) New Delhi 5) Tokyo
45 As decided by the Govt of India, home states will now 49 As predicted by the World Bank, Indian economy will
get more shares in power generation. This will be up to grow faster than which of the following countries in 2012?
1) 25% 2) 30% 3) 40% 1) China 2)USA 3) japan
4) 50% 5) 65% 4) France 5) Germany
46 Which of the following is called the Bankers'Bank in 50 Who amongst the following cannot open an account in
1) State Bank of india 2) Central Bank of India any bank in India ?
3) NABARD 4)Reserve Bank of India 1) One who is not earning regularly
5) None of these 2) A Housewife
47 Which of the following is NOT a Nationalised Bank ? 3) A student of 10th standard
1) Union Bank of India 4) A farmer who owns a small piece of land
2) Central Bank of India 3) Yes Bank 5) An indicidual who is well-to-do but his source of
4) Syndicate Bank 5) Indian Bank income is not known
Question 1 2 3 4 5 6 7 8 9 10 Question 1 2 3 4 5 6 7 8 9 10
Answer 2 3 3 3 3 1 3 4 2 4 Answer 2 2 1 1 5 1 1 4 2 2
Question 11 12 13 14 15 16 17 18 19 20 Question 11 12 13 14 15 16 17 18 19 20
Answer 5 3 4 2 5 1 3 1 4 2 Answer 3 1 3 5 1 4 3 3 4 5
Question 21 22 23 24 25 26 27 28 29 30 Question 21 22 23 24 25 26 27 28 29 30
Answer 1 3 3 2 4 2 2 2 3 2 Answer 5 5 3 1 2 4 3 4 3 5
Question 31 32 33 34 35 36 37 38 39 40 Question 31 32 33 34 35 36 37 38 39 40
Answer 2 4 4 3 3 3 3 1 3 5 Answer 1 3 3 2 3 3 1 2 3 4
Question 41 42 43 44 45 46 47 48 49 50 Question 41 42 43 44 45 46 47 48 49 50
Answer 4 2 2 4 4 5 1 3 1 3 Answer 4 3 1 4 4 4 1 3 1 4
Question 1 2 3 4 5 6 7 8 9 10 Question 1 2 3 4 5 6 7 8 9 10
Answer 2 2 4 4 5 2 1 3 2 4 Answer 4 4 4 2 1 4 4 3 4 4
Question 11 12 13 14 15 16 17 18 19 20 Question 11 12 13 14 15 16 17 18 19 20
Answer 1 1 2 1 3 4 4 2 1 2 Answer 1 4 3 3 4 4 1 3 5 4
Question 21 22 23 24 25 26 27 28 29 30 Question 21 22 23 24 25 26 27 28 29 30
Answer 2 2 2 5 3 3 3 3 1 3 Answer 1 3 1 2 3 4 4 4 5 4
Question 31 32 33 34 35 36 37 38 39 40 Question 31 32 33 34 35 36 37 38 39 40
Answer 4 2 3 2 1 1 1 1 4 1 Answer 2 3 1 3 5 4 2 3 2 3
Question 41 42 43 44 45 46 47 48 49 50 Question 41 42 43 44 45 46 47 48 49 50
Answer 1 1 2 1 2 1 3 5 4 3 Answer 2 2 4 3 5 3 5 2 2 5
Question 1 2 3 4 5 6 7 8 9 10 Question 1 2 3 4 5 6 7 8 9 10
Answer 2 2 4 5 1 2 4 1 1 3 Answer 2 5 3 2 5 4 1 2 3 3
Question 11 12 13 14 15 16 17 18 19 20 Question 11 12 13 14 15 16 17 18 19 20
Answer 3 3 4 3 4 4 4 3 2 3 Answer 3 4 2 5 3 4 3 4 4 2
Question 21 22 23 24 25 26 27 28 29 30 Question 21 22 23 24 25 26 27 28 29 30
Answer 3 2 2 3 1 1 4 2 4 4 Answer 3 4 2 5 2 5 5 1 1 3
Question 31 32 33 34 35 36 37 38 39 40 Question 31 32 33 34 35 36 37 38 39 40
Answer 2 3 1 3 3 2 1 3 1 2 Answer 3 1 1 3 5 4 1 3 1 1
Question 41 42 43 44 45 46 47 48 49 50 Question 41 42 43 44 45 46 47 48 49 50
Answer 4 2 3 2 1 3 4 4 5 1 Answer 1 1 3 3 1 4 4 2 4 2
Question 1 2 3 4 5 6 7 8 9 10 Question 1 2 3 4 5 6 7 8 9 10
Answer 4 3 3 1 5 3 4 2 5 1 Answer 3 1 5 2 2 1 4 2 5 4
Question 11 12 13 14 15 16 17 18 19 20 Question 11 12 13 14 15 16 17 18 19 20
Answer 5 3 4 5 4 4 3 2 3 1 Answer 1 3 1 5 1 5 1 5 2 4
Question 21 22 23 24 25 26 27 28 29 30 Question 21 22 23 24 25 26 27 28 29 30
Answer 4 5 2 1 2 3 2 1 4 1 Answer 2 4 1 2 5 2 1 2 5 3
Question 31 32 33 34 35 36 37 38 39 40 Question 31 32 33 34 35 36 37 38 39 40
Answer 5 3 1 1 1 1 5 5 1 2 Answer 3 3 4 5 2 3 1 3 5 3
Question 41 42 43 44 45 46 47 48 49 50 Question 41 42 43 44 45 46 47 48 49 50
Answer 2 3 3 4 1 4 1 4 2 4 Answer 5 4 4 3 4 4 3 2 1 3
Banking Awareness Paper - 7 Banking Awareness Paper - 8
Banking Awareness Paper - 5 Banking Awareness Paper - 6
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