Banking application architecture mishra
Click here to load reader
-
Upload
mishraba108 -
Category
Economy & Finance
-
view
670 -
download
2
description
Transcript of Banking application architecture mishra
![Page 1: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/1.jpg)
Banking Application Architecture
![Page 2: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/2.jpg)
MishraBusiness Analyst
Suntiara Softwww.suntiara.in+91 9912923179+91 9581271790
India
![Page 3: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/3.jpg)
Bank
• Introduction• Architecture of bank • Types of Bank• Functions of Bank• Channel of Bank
![Page 4: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/4.jpg)
INTRODUCTION
• Bank is mediator between entities for transactions of funds.
![Page 5: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/5.jpg)
ARCHITECTURE OF BANK
1. ATM2. POS 3. Teletet4. Teller(Branch)5. Internet Banking6. CIF7. Product Factory8. Portfolio Management9. Deposit
![Page 6: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/6.jpg)
ARCHITECTURE OF BANK cont…
10. Securities 11. FX Import12. Loans/Credits13. NBS14. Cheques15. Merchant 16. Sale & Support System17. CMS18. Treasury Payment
![Page 7: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/7.jpg)
ARCHITECTURE OF BANK cont…
19. GL/Accounting20. Settlement21. PCM22. Campaign Management 23. Management Control24. Info Center25. Reporting
![Page 8: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/8.jpg)
ARCHITECTURE OF BANK cont…
26. Information Delivery27. Phone Banking29. Mobile Banking/SMS Banking 30. Internet Shopping31. EFT 32.Credit Risk Management 33.Relationship Management
![Page 9: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/9.jpg)
ARCHITECTURE OF BANK cont…
34. Payment36. HR
![Page 10: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/10.jpg)
TYPES OF BANK
• Retail Banks• Commercial banks• Cooperative banks• Investment Banks• Specialized banks• Central banks
![Page 11: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/11.jpg)
TYPES OF BANK cont…
• Global banks - full range of services - international capability• Commercial banks - wide range of services - limited international capability• Investment banks - arranging, originating and distributing debt and equity issues and advice• Savings banks - taking deposits and making loans
![Page 12: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/12.jpg)
FUNCTIONS OF BANK
• Handle customers business in a safe and professional manner
• Honour customers’ cheques• Comply with any express (written) instruction
from the customer• Maintain secrecy about customers’ affairs• Give reasonable notice to close an account
![Page 13: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/13.jpg)
FUNCTIONS OF BANK cont…
• Provide balance of account on request• Receive customers money and cheques and
credit to the correct account• Repay money on demand in banking hours• Advise customers immediately of any
improper event affecting the account• Exercise proper care and skill when
performing all its duties.
![Page 14: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/14.jpg)
Bank Account
• Current account • Deposit/savings account• Composite account• Money market deposit• Overdraft• Loan accounts• Resident and Non-resident accounts
![Page 15: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/15.jpg)
CHANNEL OF BANK
• ATM• POS• Card• Cheqes • Online/ Internet banking• Phone Banking • Mobile Banking/SMS Banking
![Page 16: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/16.jpg)
Bank Accounts/ServicesTo control Float
Lockbox Intervention accounts Remote disbursement Controlled disbursement Direct collections - Negotiation - Collection
![Page 17: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/17.jpg)
You also view video on You Tube!
![Page 18: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/18.jpg)
Questions?
![Page 19: Banking application architecture mishra](https://reader038.fdocuments.us/reader038/viewer/2022100506/54772bb9b4af9f6a1d8b479e/html5/thumbnails/19.jpg)
Thanks