Introduction

Company profile

Established in 1963, UCPB was the first private Philippine bank to

become a universal bank, obtaining its expanded commercial banking license

in 1981. It was among the first banks to introduce an ATM service in the late

1980s. In 1991, it took the lead with three other banks in organizing Megalink,

the Philippines’ first shared ATM network, which now has 23 member banks

and nearly 9.5 million cardholders.

UCPB is a key player in countryside development as well. It’s UCPB-CIIF

Finance and Development Corp. and UCPB-CIIF Foundation implement various

credit programs and community-building activities in 62 of the country’s 64

coconut provinces aimed at uplifting the quality of life of people living in

coconut communities. As of the end of 2009, the UCPB-CIIF Finance

Development Corp. has released over P4.43 billion in loans to coconut farmers

and their wives, and has also provided numerous trainings to them. The UCPB-

CIIF Foundation, on the other hand, has given scholarship grants to their

children.

UCPB is also implementing one of the most successful purely private

reforestation initiative on a 33.3-hectare site in Antipolo City. The site is now

fully reforested. It was recently declared a “Model Reforestation Site” by the

Department of Environment and Natural Resources. The UCPB-CIIF

Reforestation Program garnered the “Most Outstanding Award for

Environmental Excellence” at the annual Asian Corporate Social Responsibility

Conference in 2004 and the “Asian Banking Award for Best Environmental

Project” in Asia in 1999.

Presentation of current product

LOAN PRODUCT`

Product Name: FAMILY CARE LOAN

Loan Features:

Amount Rate Loan Term Period

5k-7k 10% 3 months Monthly

7k>8k 10.5% Monthly

8k>9K 11% 5 months Monthly

9k>10k 11.5% Monthly

10k>2k 12% 7 months Monthly

You are qualified to apply for a UCPB Family Care Loan if:

You are in below or within a minimum salary level, whether you are regular or contractual employee

How much you can borrow?

The minimum loanable amount is 5,000 The maximum loanable amount is 12,000

How long is the loan term?

The minimum loan term is 3 months The maximum loan term is 7 months

Document Requirements

Pre Approval

Proof of Income

o Original Certificate of Employment and Income (COEI)o Photocopy of last full month pay slip

Proof of Identification

Driver's License National Bureau of Investigation (NBI) Clearance Police Clearance Voters ID Barangay Certification Social Security System (SSS) Card Company ID's issued by private entities or institutions

registered or supervised either by BSP, SEC or IC.

Loan policy outline

Impression or security management

Profitability analysis

Conclusion

Making a summary benefits of product to the bank and the

community and to the consumer

What is the relationship of this product to the profitability of bank

Discussion/recommendation

a. Reason why we locate

b. What is your reason ?