A New Generation of Banking 6/15/’10

• Opened August 15, 2007• Located in the Continental Park

Development, El Segundo• 2141 Rosecrans Ave. Suite 1160

• Focused on Relationship Banking to Entrepreneurs, Family-Owned and

Closely Held Middle Market Businesses, Real Estate Investors, Professional Service Firms and Households

• Manhattan Beach Chamber of Commerce• Hermosa Beach Chamber of Commerce• Redondo Beach Chamber of Commerce • El Segundo Chamber of Commerce• El Segundo Rotary Board• El Segundo Co-Op• El Segundo Education Foundation• Manhattan Beach Education Foundation• Manhattan Beach’s Women in Business• Manhattan Beach Little League• Manhattan Beach Athletic Association• Manhattan Beach Community Spirit

Fireworks, Inc.

• Mira Costa High School Boys and Girls Volleyball

• Sea King Capital Project• American Martyrs Preschool• Richstone Family Center• Mychal’s Learning Place• South Bay Youth Project• Muscular Dystrophy Association• Peninsula Committee• Tree Musketeers• Soroptimist International• South Bay 5 Man Golf• Strictly Hoops

• Personal Relationships• Banking on a First Name Basis• Concierge Banking

• Banking with Confidence• Knowing Who to Call and Knowing They

Will Exceed Expectations• Responsiveness• Access to Decision Makers• Quick Turnaround on Lending Decisions

• Capital ratios over 3 times the mandatory requirements

• A strong loan portfolio including NO past due and NO non-performing loans

• Safe lending practices – NO subprime mortgages or lending

• FDIC Insured Deposits – $250,000 for interest bearing accounts & unlimited for non interest bearing accounts through 2009

• Checking • Savings• Money Market• Certificate of Deposit• Online Banking• Remote Deposit Capture• Merchant Services• FEE FREE Debit Card

• Home Equity Line of Credit• Up to 70% Loan to Value• Prime – ¼ with a Floor of 6%

• Consumer/Personal• Construction• Commercial Real Estate• Commercial and Industrial• First Trust Deeds Coming Soon

Direct : 310.606.8014jgardner@bankmanhattan.co

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