B A K E W E L LM E W S

B U X TO N - D E R B Y S H I R E

3

02 W E L C O M E

06 T H E L O C A T I O N

12 T H E P R O P E R T Y

28 I N V E S T M E N T P L A N S

36 A B O U T U S

BAKEWELL MEWS

W E L C O M E T O P R O S P E R I T YA S I N C O M E T H R O U G H P R O P E R T Y

S P E C I A L I S T S , W E A R E P A S S I O N A T E A B O U T

P R O V I D I N G A F F O R D A B L E U K P R O P E R T Y A S

A L O N G - T E R M I N V E S T M E N T T O O L .

O U R P R O D U C T A L L O W S T H E O P P O R T U N I T Y

T O P U R C H A S E P R I M E U K S T O C K A T

D I S C O U N T E D P R I C E S , U T I L I S I N G A R A N G E

O F S P E C I A L L Y D E V I S E D P A Y M E N T P L A N S .

B E C A U S E O F T H I S R A R E C O M B I N A T I O N

W E ’ R E A B L E T O W E L C O M E A F A R W I D E R

I N V E S T O R A U D I E N C E – O N E W H I C H B U Y S - I N

T O O U R B E L I E F T H A T T H I S T A N G I B L E , B R I C K S

A N D M O R T A R A S S E T S H O U L D F O R M P A R T O F

E V E R Y I N V E S T O R ’ S F I N A N C I A L P O R T F O L I O .

O W N I N G T H E U N D E R L Y I N G P R O P E R T Y Y E T

E N J O Y I N G T H E C O N V E N I E N C E O F P A Y I N G

I N A W A Y S U I T E D T O Y O U , O F F E R S V A L U E D

R E A S S U R A N C E T H A T Y O U R M O N E Y I S S A F E L Y

T I E D I N T O A N I N C O M E P R O D U C I N G A S S E T O F

W H I C H Y O U H A V E F U L L C O N T R O L .

5

D E S I G N E D T O S U I T O U R C L I E N T S ’ C U R R E N T F I N A N C I A L C I R C U M S T A N C E S A N D F U T U R E L O N G T E R M I N C O M E R E Q U I R E M E N T S . . .

I’m a first time buyer

who’d otherwise

stand little chance of

acquiring the level of

deposit that today’s

market requires

I’d like to build on

an existing portfolio,

but have limited

lump sum allowance

due to capital tied up

in these investments

I’m a home owner

wishing to purchase

further properties

We’re over 55 and looking for an investment where we can keep tax payments low and take advantage of our pension drawdown

availability

BAKEWELL MEWS

T H E M I X O F C O M P O N E N T S U N D E R P I N N I N G O U R P R O D U C T I S T O TA L LY U N I Q U E T O T H E P R O P E R T Y I N D U S T R Y

NO LUMP SUM Deposit is paid monthly across 2 year build period

AFFORDABILITYDiscounts are proven by what is selling locally. We guarantee you won’t find the same value for money for the same specification level anywhere else

RENTAL GUARANTEE Rent paid to you from date of completion so mortgage payments are covered by rental income.

HANDS OFF INVESTMENTFrom initial reservation through to rental management, Prosperity take care of everything – allowing an ‘arm chair’ property purchase, management and investment experience RANGE OF PAYMENT

PLANSA choice of payment options available to suit your individual circumstances and long term financial goals

TAX FRIENDLYAn ideal investment option utilising pension draw-downs as part of the revised UK tax rules

I T ’ S A L L A B O U T T H E

L O C AT I O N

R E A S O N S T O L O V E D E R B Y S H I R E

7BAKEWELL MEWS

EDINBURGH

BELFASTNEWCASTLE

GLASGOW

LIVERPOOL

MANCHESTER

LEEDS

BIRMINGHAM

BRISTOL

CARDIFF

LONDON

B U X T O N I S A T H R I V I N G S PA T O W N I N D E R B Y S H I R E , I N T H E H E A R T O F T H E U K . FA M E D F O R I T S N AT U R A L S P R I N G W AT E R A N D G E O R G I A N A R C H I T E C T U R E , T H I S C H A R M I N G M A R K E T T O W N E N J O Y S A N E N V I A B L E L O C AT I O N O N T H E F R I N G E S O F T H E P E A K D I S T R I C T N AT I O N A L PA R K . T H AT ’ S 1 4 4 0 K M 2 O F B R E AT H TA K I N G PA R K A N D W O O D L A N D V I E W S R I G H T O N T H E D O O R S T E P.

I N T R O D U C I N G B U X T O N

KEY INDUSTRIAL EMPLOYERS INCLUDE: –

· Nestle -Buxton Water (mineral water)

· Tarmac Buxton Lime & Cement

(lime products, cement and cement products)

· Cemex UK Ltd Dove Holes (aggregates)

· Health and Safety Executive Laboratory

(UK government agency)

· Selden Research Ltd (develops and

manufactures cleaning and hygiene chemicals)

UNIVERSITY TOWN

Operating from their town centre campus,

the University of Derby and Buxton College,

offer ‘real-world’ learning from their base in

the Devonshire Dome. Delivering courses

including tourism, hospitality, catering, and

spa management, outdoor recreation and

countryside management.

KEY REASONS FOR STRONG RENTAL DEMAND:

With more than twice the national average of

the working population involved in creative

industries or employed in firms that invest

significantly in research and development,

Buxton enjoys a very healthy knowledge

based economy.

The town is the source of Buxton Water, bottled

and distributed by Nestle, recently investing

£35m in a state-of-the-art production facility.

Nestle remain a key employer in the town

9BAKEWELL MEWS

Steeped in a rich history dating back

to Roman Times Buxton’s charm and

character, not to mention its magnificent

architecture attracts around 1.3 million

visitors a year, generating £74 million

in tourist income for the region. This

high quality environment allows the town

to attract and retain a very high skilled

workforce who enjoy living and working

in its local industries.

Derby University Campus in Buxton Buxton Opera House

The Peak District National Park

BUXTON

RETAIL

Buxton enjoys a large selection of

independent retailers and well known high-

street brands. The Old Court House and

George Street & Quadrant is home to a

wealth of eateries, whilst the Cavendish

Arcade features a range of independent

boutique shops, craft and gift emporiums.

Higher Buxton relishes in a more village feel

with independent shops and cafés.

TRAVEL TIME TO THE MOTORWAY NETWORK IS APPROX 45 MINUTES (M60 JUNCTION 1/27; M6 JUNCTION 15; M1 JUNCTION 28) AND UNDER AN HOUR (M1 JUNCTION 26).

MANCHESTER INTERNATIONAL AIRPORT CAN BE EASILY REACHED WITHIN 45 MINUTES.

TRANSPORT

Buxton and the wider Peak District region enjoy

a high quality transport network. Buxton is

conveniently located right on a main intersection

of cross country A-roads, including

A6 North (M60 motorway orbital and Manchester

City centre)

A6 East (Bakewell; Matlock and M1)

A515 (Ashbourne & Derby)

A53 (Leek, Stoke-on-Trent and M6)

“...top-notch schools, plus the great outdoors, and you can see why families and returnees from London head for the hills.”

THE TIMES

Manchester City Centre

Shopping in Cavendish Arcade

River Buxton

11BAKEWELL MEWS

The Crescent - Buxton

T H E D E V E L O P M E N T

B A K E W E L L M E W S

A B R A N D N E W C O L L E C T I O N O F 5 S T U N N I N G 3 B E D R O O M FA M I LY H O M E S

13BAKEWELL MEWS

A S T U N N I N G C O L L E C T I O N O F 5 3 B E D R O O M F A M I L Y H O M E S .

A delightful development of three bedroom homes within the Peak

District. Excellent commuter links make this location ideal for families and

commuters alike. Buxton boasts a wide choice of high quality schools

alongside a great range of amenities which include a large selection of

independent retailers and well known high street brands.

I N T R O D U C I N G B A K E W E L L M E W S

15BAKEWELL MEWS

Three BedroomFREEHOLD HOUSES- FROM £125,996

- INITIAL DEPOSITS FROM £18,900 WITH NOTHING TO PAY UNTIL COMPLETION

- YIELDS OF OVER 6%

- ESTIMATED GROSS RENTAL INCOME OF £7,200 PA

£125,996STARTING PRICE

5 FAMILY HOMES

17BAKEWELL MEWS

Floor PlanGROUND FLOOR

19BAKEWELL MEWS

Floor PlanFIRST FLOOR

DevelopmentSITE MAP

21BAKEWELL MEWS

The Launt (Path)

The La

unt (

Path)

SHELDON

HASSOP CLOSESloping masonry

1525

37

11

14

5

12

Sheldon Court

310.6m306.7m

309.0m

LB

TCB

GRANBY

ROAD

ROAD51

45

110

124104

4

55

85 87

108

53

112

2

83

106 114

79

1 813

142

126

134

El Sub Sta

Bakewell Court1 to 29

12

22

32

1

42

123

10

1211

77

2

0m 25m 50m 75m

Land & Buildings at Granby Road,Buxton

Ordnance Survey © Crown Copyright 2015. All rights reserved. Licence number 100022432. Plotted Scale - 1:1250

06BUSINESS

I N V E S TM E N TC H O O S E YO U R P E R F E C T

P AY M E N T P L A N S D E S I G N E D W I T H Y O U I N M I N D

23BAKEWELL MEWS

LOCAL MARKET SALES AND RENTAL VALUES FOR NEW BUILD PROPERTIES IN THE AREA ARE CURRENTLY ACHIEVING AN AVERAGE OF £180.00 PER SQ. FT.

This figure is generated based on evidence from

certified valuations of at least four comparable

properties within a one mile radius of Bakewell Mews.

Our development is available to Prosperity clients, after

discount, at values averaging £157.00 per sq. ft. – a

minimum saving of over 10%.

Whichever local property you choose to compare

against the values presented for Bakewell Mews, we

guarantee you will not find the same value for money.

The discounts we show are real; they are proven by

what is selling locally so we are confident, passionate

even, that our prices cannot be beaten.

COST EXAMPLE BASED ON ‘SIMPLE PAYMENT PLAN’

PURCHASE PRICE:

Three Bedroom House £125,996

RESERVE & EXCHANGE ON YOUR

PROPERTY WITH

£18,900 plus £850 legal fees

PAYING A FURTHER 15% DEPOSIT, ALONGSIDE A 70% MORTGAGE ARRANGED ON COMPLETION

Mortgage is then covered by rental

income from completion

YOU OWN AN INCOME PRODUCING ASSET FOR LIFE.

The Peak District National Park

25BAKEWELL MEWS

Example Costs

S I M P L E P A Y M E N T P L A N

SUMMARY GBP Example Purchases Price - 3 Bedroom House £125,996.00

RESERVATION / EXCHANGE STAGE

Initial Reservation Deposit - 15% £18,899.40

Legal Fees £850.00

Reservation / Exchange stage total due £19,749.40

15% DEPOSIT PAYMENT STAGE

15% deposit payable 6 months after reservation £18,899.40

COMPLETION STAGE

Balance payment - by way of mortgage or cash £88,197.20

Mortgage arrangement fee if applicable (estimated) £1,259.96

Amount Due at Completion Stage £89,457.16

INCOME

Estimated Gross Rental Income Per month £625.00 /Per annum £7,500.00

Estimate Yield based on above 6%

EXPENSES

Tenant Management Fees @ 8% + vat £720.00

Total Expenses* Per month £60 / Per annum £720.00

INCOME NET OF EXPENSES SUBJECT TO MORTGAGE PER MONTH £565.00

PER ANNUM £6,780.00

* + Letting & Setup Fees

RESERVE & EXCHANGE on your chosen property with £18,900 plus £850 legal feesPaying a further 15% deposit, alongside a 70% mortgage arranged on completionMortgage is then covered by rental income from completion

27BAKEWELL MEWS

What’s in it for me?

W H Y I N V E S T I N P R O S P E R I T Y ?

3Totally standard UK properties in desirable owner occupier locations, fully managed and providing the best yields with capital appreciation over the long term. UK property at institutional prices i.e. accessing individual discounted property at fund manager prices. Deposits payable monthly over two years with no lump sum required - the only property payment plan of this type on the market today.

A complete hands-off property investment, as we are geared up to manage the whole process from start to finish and post completion.

Mortgages, 100% covered by rental assurance plans from completion. Strong yields.

Properties in Castle Court starting from just 24 payments of £1,210, followed by rental income to cover mortgage.

PROSPERITY DO NOT OFFER:

Student accommodationHotel apartmentsAny kind of collective investment or fund.

3

3

3

3

3

3

“I always enjoy working with Prosperity. From a time management point of view, the fact that all cost and letting management issues are organised as part of the package is a major bonus for me. I’ve bought numerous properties from Prosperity, and

shall continue to do so.”

Simon Browne - Logistics Director, GSK

“I required lots of detailed information in order to make my decision - all of which I received in a concise and accurate manner. Completion went very smoothly as did letting management. I have recommended Prosperity’s services to other sporting

professionals within my organisation”

Cyrille Regis - MBE

7

“I feel confident and assured that this income producing asset was the right decision for my pension. I have no hesitation in recommending Joe as a knowledgeable, passionate advisor who gives his clients an

individual service.

Meino Meines - Head of Dutch Stream Panaga school, Brunei

29BAKEWELL MEWS

LAMONT ASSET MANAGEMENT PROVIDES THE FINAL

PIECE IN AN END TO END SOLUTION FOR OUR

INVESTOR BUYERS. WE DELIVER A SPECIALIST LETTINGS

AND MANAGEMENT SOLUTION AND OFFER A LEVEL

OF RENTAL PROTECTION UNIQUE TO THE MARKET FOR

A PACKAGED PRODUCT. EXCLUSIVE TO PROSPERITY

CLIENTS, WE HAVE CREATED A ‘RENTAL ASSURANCE

INVESTOR PACKAGE’ INCLUDING:

• RENTAL AND LEGAL PROTECTION *

• VOID COVER BETWEEN TENANCIES

• DISCOUNTED MANAGEMENT FEE OF 8%**

• UNIQUE SECURE ONLINE LANDLORD TRACKER

5 YEARRENT & VOID ASSURANCE

R E N T A L & V O I D A S S U R A N C E

RENT & LEGAL PROTECTION *

We will facilitate insurance that will protect you in the event that a tenant fails to pay the rent and that will cover you for any associated legal costs of eviction.

VOID ASSURANCE *Other that for maintenance or refurbishment we will protect the void periods between Tenancies.

* Subject to Standard Terms & Conditions

Working in the industry for over 25 years, Lamont Asset Management offer a totally independent solution, managing properties all over the UK. We also handle every aspect of the property’s management including maintenance, tenant liaison and administration. All clients are allocated a specific account manager, ensuring a single point of contact from the start. Every tenant is subject to stringent industry standard checks with TDS protected deposits in place across all tenancy agreements.

* No excess for 5 years ** + Vat, Letting & Setup Fees

31BAKEWELL MEWS

Bentley CourtKEIGHLEY, WEST YORKSHIRE

Beckett HouseDERBY CITY CENTRE

SOLDOUT

Our recent

D E V E L O P M E N T SWE STRIVE TO ENSURE THAT OUR CLIENTS RECEIVE THE VERY BEST EXPERIENCE WHEN INVESTING IN A PROSPERITY PRODUCT. WITH OVER 56% OF OUR CLIENTS GOING ON TO BUY A SECOND PROPERTY AFTER TWO YEARS, THAT’S A GREAT SIGN WE’RE GETTING IT RIGHT.

SOLDOUT

Castle CourtDUDLEY, WEST MIDLANDS

Parkwood CourtDUDLEY, WEST MIDLANDS

Prosperity HouseDERBY CITY CENTRE

UNITSAVAILABLE

Trent HouseNEWARK, NOTTINGHAMSHIRE

St Paul’s PlaceBIRMINGHAM CITY CENTRE

Orton PlazaPETERBOROUGH, CAMBRIDGE

SOLDOUT

SOLD & BUILDCOMPLETE

SOLD & BUILDCOMPLETE

Town GateLINCOLNSHIRE

Godfrey ParadeNEWARK, NOTTINGHAMSHIRE

JQ1BIRMINGHAM CITY CENTRE

Key HillBIRMINGHAM CITY CENTRE

B1BIRMINGHAM CITY CENTRE

The PinnacleSOUTHEND, ESSEX

Victoria MillDRAYCOT, DERBYSHIRE

SOLDOUT

SOLDOUT

SOLD & BUILDCOMPLETE

SOLDOUT

SOLD & BUILDCOMPLETE

SOLD & BUILDCOMPLETE

SOLD & BUILDCOMPLETE

UNITSAVAILABLE

UNITSAVAILABLE

Kings MillMANSFIELD, NOTTINGHAMSHIRE

AVAILABLENOW

Bakewell MewsBUXTON, DERBYSHIRE

Priestgate HousePETERBOROUGH, CAMBRIDGE

Varity HousePETERBOROUGH, CAMBRIDGE

UNITSAVAILABLE

UNITSAVAILABLE

Chartwell PlazaSOUTHEND ON SEA, ESSEX

SOLDOUT

AVAILABLENOW

INCOME PRODUCED IN RETIREMENT BASED ON £25,000 INVESTMENT

T H E B I G G E R P I C T U R ESince the birth of the buy-to-let mortgage 18 years ago, the average return produced from a buy-to-let investment

has significantly outstripped those gained via other major asset classes. Additionally, UK landlords are benefiting

from falling mortgage charges and longer fixed-rate deals as the competition between mortgage lenders hots up.

Our product is perfectly positioned to capitalise on this, delivering secure long term investment, eliminating risk

with the reassurance of a tangible asset. By comparing property to the other most popular investment and savings

plans, it’s clear to see the added value and security it brings to a traditional savings plan.

INVESTMENT CAPITAL REQUIRED TO PRODUCE £25,000 OF INCOME

This graph compares the typical amount of investment required in order to generate £25,000 of income per year, across the 5 main pension investment classes. With UK property represented by a standard one bedroom unit at our Orton Plaza development, this example clearly highlights the staggering difference in investment required by all of the other classes in comparison, only to produce exactly the same amount of income per year.

This graph compares the level of income generated by the five main pension investment classes. In this example, UK property is represented by a one bedroom unit at our recently allocated Orton Plaza development. Based on a capital investment of £25,000, it clearly produces the highest level of income compared to all of the other investment classes. Based on exactly the same level of investment by the client,with an annual income of £7,150, Orton Plaza produces £5,893 per year more income than the next best alternative, the UK pension.

*returns exclude fees and charges, information provided by Bloomberg

C O N T A C T U SFor more information or to discuss your investment

requirements please contact the Prosperity team

UK +44 (0) 845 676 9799

JQ1, 32 GEORGE ST, BIRMINGHAM B3 1QG

MALAYSIA + (60) 10 549 4602

MENARA UOA BANGSAR, 59000 KL

HONG KONG +852 5113 7143

LEVEL 5, TWO EXCHANGE SQUARE, 8 CONNAUGHT PLACE, HONG KONG

DUBAI + (971) 4311 6928

THE FAIRMONT, SHEIKH ZAYED ROAD DUBAI, UAE PO BOX 73310

E: ENQUIRIES@PROSPERITY-WEALTH.CO.UK

WWW.PROSPERITY-WEALTH.CO.UK

33BAKEWELL MEWS

B A K E W E L LM E W S

B U X T O N - D E R B Y S H I R E

W W W . P R O S P E R I T Y-W E A LT H . C O . U K