1.

• Dream It Tonight. Achieve It Tomorrow!!!

• What Does The Bailout Mean to Small Business Presented byDaymond M. Milam, MBAAccountant / Consultant

• www.1bettersolution.com

2.

The Problem!!!!!

The U.S. economy is at its weakest point in over 30 years.

3. The Real Estate is the hardest hit:Realtors, home builders, etc . 4. Those other business that may be related to real estate attorneys, suppliers etc. 5.

The Facts

Given the significant role small business plays in job creationresponsible for 93.5 percent of net new jobs since 1989

44 percent of small-business owners identified credit cards as a source of financingmore than any other source of financing, including business earnings.

6.

The Facts

Community banks fear becoming an inadvertent casualty of the government conservatorship of Fannie Mae and Freddie Mac.

7. 87% percent of small-business owners in stated that rising energy costs have had a negative impact on their business 8.

Do We Really Need A Bailout?

9.

Will The Bailout Help?

44% of small business owners simply didn't know if the bailout, would affect them positively or negatively.

67% of small businesses have been affected by the credit crunch!

10.

How the Bailout helps Small Business

Help for community banks.These smaller institutions, which have been ravaged by the collapses of Fannie Mae and Freddie Mac.

11. Fully fund the SBA.The focus is specifically on the SBA's flagship program, the so-called 7(a) loan guarantee. 12.

How to Survive Bailout or Not?

Look for ways to secure alternative funding for your business, i.e. grants, joint ventures, expense reductions.

13. Routinely review financials:Quarterly, Monthly, Daily (if possible) 14.

Tips for Survival

Figure out what your cash flow requirements are in the event that your business turns down.

15. Have at least six months of operating capital on hand. 16. business owners need to make sure that their salaries and savings are part of the budget ''Pay yourselves first,' ''Take a salary 17.

More Tips for Survival

Withdrawals from 401(k)s and other tax-deferred retirement accounts are treated as taxable income by the government.

18. keep in mind where you want to end up 19. just as you wouldn't put all your money into one stock, ''don't put all your money into the business. 20. have an alternative plan 21.

IfYourAccountant has not helped you answer these questions call us 1 866- I ACCT 4U or visit us on the web at www.1bettersolution.com

22.

What We Do?

Monthly & Quarterly Financial Statement Preparation and Analysis

23. Payroll Administration 24. Installation & Maintenance of Computerized Accounting Systems and Networks 25. Business Plans and Loan Packaging 26. Corporate, Partnership, Fiduciary & Individual Income Tax Preparation.

Business Set-Up, Acquisitions & Dispositions

27. Grant Writing & Proposals 28. Incorporations (C-Corporations, S-Corporations, LLC, LLP, PA) 29. Financial Analyses and Forecasting 30. Efficiency Improvement 31. Other Services (designed to fit your needs) 32.

OurClientele

Health Care (Hospitals & SNF)

33. Professional Services (Legal, Real Estate, & Insurance) 34. Retail 35. Not For Profits (Churches, Schools, Civic Organizations) 36. Entertainment (Artists, Musicians, Producers) 37. Independent Contractors (Mary Kay, Avon,etc.) 38. Construction & Property Management 39. Investors (Real Estate, Stock, & Other) 40.

Our Contact Sphere

Bankers (SBA Lenders and Business Bankers)

41. Attorneys (Corporate & Tax) 42. REALTORS (Commercial & Residential) 43. Commercial Loan Officers / Mortgage Officers 44. Insurance Agents 45. Financial Advisors 46.

Referrals WeLOVE

Individuals and /or Business with Tax Problems (i.e. Garnishments, Levies, Liens, etc.)

47. Businesses Experiencing Growth 48. Businesses with 3 or more employees on payroll 49. Businesses wanting to secure financing 50. Individuals desiring to go into business 51. Anyone Required that wants aRELATIONSHIP WITH THEIR ACCOUNTANT!!!! 52.

Questions