BAF-Deposit-Rate-Sheet-Jun-2015.pdf

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Transcript of BAF-Deposit-Rate-Sheet-Jun-2015.pdf

  • Pak Rs. SAVING ACCOUNTS

    Alfalah PLS Savings Profit payment frequency 6 monthly

    Tiers Rate

    All Tiers 4.50%

    Alfalah Royal ProfitProfit Payment Frequency Monthly

    Tiers Rate

    0 9,999,999* 4.50%

    10,000,000 +* 4.50%

    * Negotiated rates after obtaining necessary approvals can be offered on deposits in Royal Profit above Rs. 5,000,000

    Alfalah KifayatProfit Payment Frequency Monthly

    Tiers Rate

    0-999,999 4.50%

    1,000,000 - 4,999,999 5.50%

    5,000,000 & Above 6.00%

    Alfalah Care Senior Citizen Profit Payment Frequency Monthly

    Tiers Rate

    0-9,999 4.50%

    10,000-19,999,999 6.50%

    20,000,000 & Above 4.50%

    Alfalah Corporate Payroll SavingsProfit Payment Frequency 6 monthly

    Tiers Rate

    Al Tiers 4.50%

    Pak Rs. TERM DEPOSIT0-199,999

    Tenors At Maturity

    1 Month 4.50%

    3 Month 4.50%

    6 Month 4.50%

    1 Year 4.50%

    2 Year 4.50%

    3 Year 4.50%

    4 Year 4.50%

    5 Year 4.50%

    200,000-499,999Tenors At Maturity

    1 Month 4.75%

    3 Month 4.80%

    6 Month 4.85%

    1 Year 5.00%

    2 Year 5.20%

    3 Year 5.40%

    4 Year 5.60%

    5 Year 5.70%

    500,000-1,999,999Tenors At Maturity

    1 Month 4.95%

    3 Month 5.00%

    6 Month 5.05%

    1 Year 5.30%

    2 Year 5.40%

    3 Year 5.60%

    4 Year 5.80%

    5 Year 5.90%

    2,000,000+

    Tenors At Maturity

    1 Month 5.15%

    3 Month 5.20%

    6 Month 5.25%

    1 Year 5.50%

    2 Year 5.60%

    3 Year 5.80%

    4 Year 6.00%

    5 Year 6.10%

    Negotiated rates after obtaining necessary approvals can be offered on PKR Term Deposits above Rs. 3,000,000

    Negotiated Rates will be Market Based Rates and will be applicable on Group Relationship basis

    Alfalah Mahana AmdanAll Tiers Profit on Monthly basis

    1 year 5.85%

    3 year 6.00%

    FCY FE-25 SAVING ACCOUNTSProfit Payment Frequency Half Yearly

    Tiers USD/GBP/EUR JPY

    0-10k 0.25% 0.10%

    10k-50k 0.75% 0.10%

    50k-100k 1.00% 0.10%

    100K+* 1.10% 0.10%*For FCY amounts equivalent to or more than 100,000 negotiated rates maybe offered after obtaining necessary approvals

    FCY Term Deposits

    0-49,999 (Units of FCY)

    Tenors USD GBP EUR1 Month 0.40% 0.25% 0.10%3 Months 0.50% 0.35% 0.15%6 Months 0.60% 0.45% 0.25%12 Months 0.75% 0.60% 0.35%

    50,000 - 99,999 (Units of FCY)

    Tenors USD GBP EUR1 Month 0.60% 0.30% 0.15%3 Months 0.70% 0.40% 0.20%6 Months 0.90% 0.50% 0.30%12 Months 0.95% 0.65% 0.40%

    100,000+ (Units of FCY)*

    Tenors USD GBP EUR1 Month 0.75% 0.40% 0.20%3 Months 0.90% 0.50% 0.30%6 Months 1.00% 0.60% 0.40%12 Months 1.10% 0.75% 0.50%*For FCY amounts equivalent to or more than 250,000 negotiated rates maybe offered after obtaining necessary approvals

    Pls note for all of the above categories:

    1) Early encashment of a time deposit is subject to a penalty as per the bank's schedule of charges

    2) Rate offering to a customer may differ as a result of agreement between concerned customer and bank

    3) Irrespective of amount, for all tenors less than 1 month, the term deposit rate will be negotiated between the customer and the bank

    Profit calculation on average balance

    Indicative Deposit Profit Rates (Effective June 1, 2015)

    Profit calculation on average balance

    Profit calculation on a minimum monthly balance

    At Maturity

    At Maturity

    At Maturity

    Profit calculation on average balance

    Profit calculation on daily balance

    Profit calculation on average balance