AYMENTCOIN

AN EVOLUTION INCRYPTOCURRENCY

O V E R V I E W W H I T E P A P E R

THE RISE OF CRYPTOCURRENCIES

The global rise of cryptocurrency represents a major transformation of how people store and transfer value. Cryptocurrencies took less than 10 years to become popular, compared to hundreds of years for paper money. Currently, less than 10% of money exists in physical form. The majority of money is simply a digital balance in a bank.

The concept of money is undergoing change for the first time in hundreds of years. The Internet freed information to the global population; and likewise cryptocurrencies will give people more direct control over their finances.

T R I L L I O N D O L L A R O P P O R T U N I T Y

420 000 000 000Source: coinmarketcap.com

The market capitalization for cryptocurrency exceeded $420+ billion in early 2018. A multi-trillion dollar opportunity exists with mainstream adoption.

2018

2009

PAYMENTCOIN IS A REAL CRYPTOCURRENCY

PAYMENTCOIN is a modern digital currency based on the best cryptography and designed to work securely over the Internet. It is built on Bitcoin and offers high levels of security, privacy, stability and speed.

PAYMENTCOIN is a fully working payment network. It enables anyone on the planet to send digital money instantly, without the involvement of third parties such as banks. Any-one in the world can use it today with around 2.5 million coins in circulation and increasing. (Source: blockexplorer.info)

P E E R - T O - P E E R D E S I G N

PAYMENTCOIN is completely decentralised. There is no central bank issuing coins and there is no payment processing company validating transactions.

BANK

C E N T R A L I S E D

D E C E N T R A L I S E D

NO BANK ORTHIRD PARTY

WHAT IS SO SPECIAL ABOUT PAYMENTCOIN?

PAYMENTCOIN is part of a wider solution ecosystem. The usability driven roadmap makes PAYMENTCOIN special.

Most crypto-currencies have been developed as technology projects and have not prioritised usability. PAYMENTCOIN prioritizes simplicity and usability over everything else. The early Internet reached mainstream adoption due to Netscape Navigator; PAYMENTCOIN will build an equivalent application that will do the same for cryptocurrencies.

U S A B I L I T Y D R I V E N R O A D M A P

PAYMENTCOIN will merge cryptocurrency with real world M-Pesa style usability. Currently less than 1% of the population have access to crypto-currencies. A breakthrough app will lead to mass adoption.

0

25

50

75

100

2015 2017 2019 2021 2023

MAKING MONEY AS SIMPLE AS SENDING AN EMAIL

SECURE LOGIN SELECT ACCOUNT SEND / RECEIVE

CORE development based on phase one requirements via analysis of 250 altcoins.

DEVELOPMENT

2017

PAYMENTCOIN launched including website, digital wallets, blockchain, pooled mining and trading.

PUBLIC LAUNCH

2018

Project team formed and feasibility analysis conducted. Funding raised.

INITIATION

2016

HOW WE STARTEDT I M E L I N E

T I M E L I N E

FUTURE DIFFERENTIAL

CRYPTO NAVIGATOR PAYMENT PORTAL SOCIAL TRADE

Breakthrough design and concept Web based payment channel Peer to peer marketplace

Simplification for mass adoption People to people payment Buy-sell goods and services

2.7 billion mobile users by 2019 Corporate payment transfers Social cryptocurrency use

Runs on existing infrastructure Micro-payment subscriptions Simplified smart contracts

NOTE: Limited information will be released on these developments to maintain a competitive edge.

M A R K E T D A T A

PAYMENTCOIN OPPORTUNITY

billion dollars

420+Crypto Market Cap

million users

25Active M-Pesa Accounts

million users

30Active Bitcoin Wallets

global users

1870PAYMENTCOIN Wallets

$ Multi TrillionCryptocurrency

Opportunity 2020

Source: coinmarketcap.com, wikipedia, bitcoin.org, finextra.com

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17.5

35

52.5

70

87.5

2017 2018 2019 2020

REBUILDING THE FINANCIAL SYSTEM. DECENTRALISED PEER-TO-PEER BANKING.

C O N C L U S I O N

Many cryptocurrencies have been created since Satoshi Nakamoto created Bitcoin. However most have deviated from the original fundamentals. The PAYMENTCOIN team fully understand the original vision; while able to apply new ideas and innovations.

The PAYMENTCOIN teams unique insight into crypto-tech and banking will help shift to a new global financial system. Designed and optimised for everyone (over 7 billion people). Projected milestone roadmap

www.podb i t co in . com

06 MAY 2018 BLOCKCHAIN

Block Height:  39,863Transactions:  35,117Coin Supply:  2,413,100Coin Maximum: 84,000,000Coin Emission:  2.8727 %

Recommended reading: https://bitcoin.org/en/bitcoin-paper ; https://s3.amazonaws.com/gavinandresen-bitcoin/GavinAndresenCIATalk.pdf

W H I T E P A P E R

DISCLAIMER

This whitepaper is for discussion and information purposes only, provided as a courtesy. The information contained herein is subject to change, and no part of this document is legally binding or enforceable. NO INVESTMENT ADVICE. The information provided in this whitepaper does not constitute investment advice, financial advice, trading advice, or any other sort of advice and you should not treat any of the content as such. www.podbitcoin.com does not recommend that any cryptocurrency should be bought, sold, or held by you. Do conduct your own due diligence and consult your financial advisor before making any investment decisions. 

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P DD E C E N T R A L I S A T I O NO F

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