AXA EARLY SAVERLimited offer till 22 February 2016!

Terms and Conditions Overleaf.

Receive an Apple Watch Sport

with a minimum premium of SGD 24,000. Hurry! A Chinese

New Year limited edition Apple Watch Sport

42mm Gold is reserved for the first 10

customers.

Terms and Conditions

1. Customers who purchase an AXA Early Saver policy with annual premiums of SGD 24,000 and above will receive an Apple Watch Sport 42mm. For the first ten (10) submitted and incepted policies that fulfilled the premium criterion, these customers will receive an exclusive Chinese New Year Apple Watch Sport 42mm Gold Aluminium Case with RED Sport Band. The rest of the customers will receive an Apple Watch Sport 42mm. Both types of Apple Watches are referred to as “the Gift” in the terms and conditions below.

2. Each eligible AXA Early Saver policy, as defined by its Policy Number, will only be eligible for one (1) Gift. This means, for example, a policyholder with two (2) AXA Early Saver policies (each policy is annual premiums of SGD 24,000 and above) will receive two (2) Gifts.

3. This promotion is applicable for new AXA Early Saver policy applications submitted and received by AXA Life Insurance Singapore Private Limited ("AXA Life") between 22 January 2016 to 22 February 2016 (both dates inclusive) ("Promotion").

4. The relevant AXA Early Saver policy must be incepted by 28 February 2016 to be eligible for this Promotion.5. Policyholders who qualify for this Promotion (and have their AXA Early Saver policies still in force) will receive a redemption letter from AXA Life

via email by 30 April 2016. The redemption letter will be emailed to policyholders at the email address provided on the relevant AXA Early Saver promotion flyer.

6. To collect the Gift, policyholders will need to present the redemption letter as well as their NRIC/Passport at the venue as specified in the redemption letter.

7. In the event that a policyholder is unable to collect the Gift personally, the policyholder may complete the authorization form to authorize another party to collect the Gift on their behalf. A copy of the policyholders’ NRIC/Passport together with the authorized party’s NRIC/Passport must be presented at point of collection.

8. The Gift must be collected no later than 3 months from the date of the redemption letter. 9. The Gift is NOT exchangeable for cash or any other promotional items/gifts.10. AXA Life reserves the right to replace or substitute the Gift with another item of equivalent value without giving eligible policyholders prior notice.11. All decisions made by AXA Life in connection with this Promotion (including the interpretation of these terms and conditions) shall be final and

binding on all participants of the Promotion. Appeals will NOT be entertained.12. AXA Life shall NOT be liable for any liabilities, losses, damages, costs and expenses in connection with or resulting from this Promotion and/or

the Gift.

AXA LIFE INSURANCE SINGAPORE PRIVATE LIMITEDCompany Reg. No.: 199903512M8 Shenton Way #27-02 AXA Tower Singapore 068811AXA Customer Care #B1-01 Tel: 1800 880 4888 Fax: 6880 5501 Email: Customer.Care@axa.com.sg

Applicant Signature & Date

I agree with the Terms and Conditions as stated above.

I confirm that the information I have provided is my personal data.

By providing this information, I understand that AXA Insurance Singapore and AXA Life Insurance Singapore (collectively “AXA”) and their respective representatives or agents may collect, use, and/or disclose the information I have provided for the purpose of contacting me about products and services offered by AXA, and I give my consent for AXA and their respective representatives and agents to contact me for this purpose by:

Telephone Text message Fax

AXA Early Saver Policy is a plan underwritten by AXA Life Insurance Singapore Private Limited. This flyer is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract.

A product summary in relation to AXA Early Saver Policy is available and may be obtained from AXA Life Insurance Singapore Private Limited and the participating distributors’ officers. You should read the product summary before deciding whether to purchase the policy.

The flyer above is for your information only and does not have any regard to specific investment objectives, financial situation and any of your particular needs. You may wish to seek advice from an AXA Financial Consultant before making a commitment to purchase the product. In the event that you choose not to seek advice from an AXA Financial Consultant, you should consider whether the product in question is suitable for you.

Buying a life insurance is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value may be less than total premiums paid.

The insurance policy featured in this flyer is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you should you buy the policy. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the AXA website at www.axa.com.sg or visit the LIA or SDIC websites (www.lia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme (Life Insurance).

The above information is needed to receive redemption letter and for gift collection.

Applicant Name:

Email Address: Contact Number:

Information is correct as of 22 Jan 2016