www.dortonline.org

47575

7569

69

23

23

FLINT

FLUSHING

GRAND BLANC

LAPEER

DAVISON

54

54

15

15

24

24

HO

LLY

RD

.

FEN

TO

N R

D.

D AV ISON RD .

H I L L RD .

DeMILLE RD .

In Person2845 Davison Road East of Dort Hwy.

5091 W. Pierson Road West of Linden Road

1091 W. Hill Road West of Fenton Road

1441 S. State Road South of I-69

9050 Holly Road East of I-75

14265 Fenton Road North of S. Long Lake Road

1724 DeMille Road West of Main Street Lapeer

TelePhone810.767.8390800.521.3796

Dort By Phone810.600.4093866.388.7336

lost/stolen VIsA800.543.5073

InTerneTwww.DortOnline.org feedback@dortfcu.org

MAIlP.O. Box 1635 Flint, MI 48501-1635

hoursAll locations Monday-Friday, Drive-Up Tellers and Call Center ONLY: 8 AM to 6 PMFull Service: 9 AM to 6 PM

All Locations Saturday Hours Full Service: 9 AM to 12:30 PM

October 2016

sharedinterest Always Available

d o rto n l i n e . o rg

In point of sale purchases, this technology provides an additional layer of cardholder protection, plus the same zero liability for fraudulent purchases our Dort Federal

Credit Union cardholders have today.

By the end of 2016, we expect to be able to create EMV credit cards at all Dort Federal Credit Union locations. During our conversion process, if you are planning on traveling out of the country, Dort Federal Credit Union can exchange your Dort Visa Credit Card for an EMV card. Simply give us a call, and we will get your new card underway. Dort Federal Visa Platinum cardholders will receive further information regarding their card conversion in the coming months. Once we have our credit cards converted, we will begin the process of rolling out EMV technology for our debit cards.

It is important to remember during this process, your existing magnetic stripe credit and debit cards will continue to work at all retail locations. Current surveys show less than a third of all U.S. merchants have the technology in

place to accept an EMV card for payment. Whether using a magnetic stripe card or an EMV chipped card, all Dort Federal Credit Union cardholders benefit from zero liability for fraudulent purchases. If you have further questions regarding our conversion process, email us at feedback@dortfcu.org.

loan amount and term subject to credit worthiness. Minimum loan of $2,000 required, maximum loan of $30,000. Borrowing amount up to $30,000 and terms up to 96 months could result in a monthly payment of approximately $438.06. Finance charge may vary with loan date and your last payment may vary from previous payments. total unsecured loans from dort Federal Credit Union may not exceed $35,000. other restrictions may apply. loan underwriting based on dort Federal Credit Union credit standards. equal opportunity lender.

Put more cash in your monthly budget. Lower your current

monthly payments with our low interest debt consolidation loan. Bundle your outstanding higher interest loans, credit cards and bills into one easy lower payment. It’s like starting over at square ONE.

Our Monthly and Quarterly Statements are getting a new look

Dort Federal Credit Union is refreshing our account and Visa Credit Card statements. Our newly formatted statements will replace our existing

statements soon. Here’s a peek at what you’ll see.

Want Your Statements Sooner? Sign-up for eStatements through Dort Federal’s Online Banking. You’ll have access to your monthly or quarterly statements sooner, plus, eStatements remain archived so you can look back at statements any time.

eMV Chip CardSDort Federal Credit Union is hard at work on an EMV chip card solution for our members. With an embedded microchip to securely store and protect cardholder data, this new card technology is set to become the global standard for credit and debit card payment.

By thE EnD oF 2016, WE

ExpECt to BE aBlE to CrEatE

EMV CrEDit CarDs at all

Dort FEDEral CrEDit Union

loCations.

www.dortonline.org

47575

7569

69

23

23

FLINT

FLUSHING

GRAND BLANC

LAPEER

DAVISON

54

54

15

15

24

24

HO

LLY

RD

.

FEN

TO

N R

D.

DAVISON RD.

HILL RD.

DeMILLE RD.

In Person2845 Davison Road East of Dort Hwy.

5091 W. Pierson Road West of Linden Road

1091 W. Hill Road West of Fenton Road

1441 S. State Road South of I-69

9050 Holly Road East of I-75

14265 Fenton Road North of S. Long Lake Road

1724 DeMille Road West of Main Street Lapeer

TelePhone810.767.8390800.521.3796

Dort By Phone810.600.4093866.388.7336

lost/stolen VIsA800.543.5073

InTerneTwww.DortOnline.org feedback@dortfcu.org

MAIlP.O. Box 1635 Flint, MI 48501-1635

hoursAll locations Monday-Friday, Drive-Up Tellers and Call Center ONLY: 8 AM to 6 PMFull Service: 9 AM to 6 PM

All Locations Saturday Hours Full Service: 9 AM to 12:30 PM

October 2016

sharedinterest Always Available

dortonline.org

In point of sale purchases, this technology provides an additional layer of cardholder protection, plus the same zero liability for fraudulent purchases our Dort Federal

Credit Union cardholders have today.

By the end of 2016, we expect to be able to create EMV credit cards at all Dort Federal Credit Union locations. During our conversion process, if you are planning on traveling out of the country, Dort Federal Credit Union can exchange your Dort Visa Credit Card for an EMV card. Simply give us a call, and we will get your new card underway. Dort Federal Visa Platinum cardholders will receive further information regarding their card conversion in the coming months. Once we have our credit cards converted, we will begin the process of rolling out EMV technology for our debit cards.

It is important to remember during this process, your existing magnetic stripe credit and debit cards will continue to work at all retail locations. Current surveys show less than a third of all U.S. merchants have the technology in

place to accept an EMV card for payment. Whether using a magnetic stripe card or an EMV chipped card, all Dort Federal Credit Union cardholders benefit from zero liability for fraudulent purchases. If you have further questions regarding our conversion process, email us at feedback@dortfcu.org.

loan amount and term subject to credit worthiness. Minimum loan of $2,000 required, maximum loan of $30,000. Borrowing amount up to $30,000 and terms up to 96 months could result in a monthly payment of approximately $438.06. Finance charge may vary with loan date and your last payment may vary from previous payments. total unsecured loans from dort Federal Credit Union may not exceed $35,000. other restrictions may apply. loan underwriting based on dort Federal Credit Union credit standards. equal opportunity lender.

Put more cash in your monthly budget. Lower your current

monthly payments with our low interest debt consolidation loan. Bundle your outstanding higher interest loans, credit cards and bills into one easy lower payment. It’s like starting over at square ONE.

Our Monthly and Quarterly Statements are getting a new look

Dort Federal Credit Union is refreshing our account and Visa Credit Card statements. Our newly formatted statements will replace our existing

statements soon. Here’s a peek at what you’ll see.

Want Your Statements Sooner? Sign-up for eStatements through Dort Federal’s Online Banking. You’ll have access to your monthly or quarterly statements sooner, plus, eStatements remain archived so you can look back at statements any time.

eMV Chip CardSDort Federal Credit Union is hard at work on an EMV chip card solution for our members. With an embedded microchip to securely store and protect cardholder data, this new card technology is set to become the global standard for credit and debit card payment.

By thE EnD oF 2016, WE

ExpECt to BE aBlE to CrEatE

EMV CrEDit CarDs at all

Dort FEDEral CrEDit Union

loCations.

DOUBLE ScoreCard Point Rewards

ARE BACK!

* For the purposes of the shred event, boxes are considered paper grocery bags and standard boxes sized 10” x 12” x 16”.

dort Federal is excited to announce Free shredding at the following locations:thursday, october 6State road Office 1 pM – 3 pM 1441 S. State road davison, Mi 48423

thursday, october 6davison road Office 4 pM – 6 pM 2845 davison road Flint, Mi 48506

tuesday, october 11pierson road Office 9 aM – 11 aM 5091 W. pierson road Flint, Mi 48504

thursday, october 13holly road Office 10:30 aM – 12:30 pM 9050 holly road Grand Blanc, Mi 48439

thursday, october 20deMille road Office 9 aM – 11 aM 1724 deMille road Lapeer, Mi 48446

tuesday, october 25hill road Office 3 pM – 5 pM 1091 W. hill road Flint, Mi 48507

thursday, october 27Fenton road Office 2 pM – 4 pM 14265 Fenton road Fenton, Mi 48430 dort Federal members may shred up to four (4) boxes* of items. Shredding of items over four boxes will result in a charge.

Christmas Fund Account Disbursements

Christmas Club funds will be transferred to your Dort Federal checking account on Wednesday, October 12th after business hours. If you do not have a Dort

Federal checking account, your funds will be deposited into your savings account. Funds deposited into your Christmas Club account after October 12, 2016 will be credited for 2017. Save as little as $5.00 per week and you will have $250.00 to spend in 2017! Saving $10.00 per week will yield $500.00, plus dividends!

Dort Federal’s Visa Platinum ScoreCard Point/Flex Rewards cardholders will be getting a little boost this fall by earning DOUBLE* ScoreCard Point

Rewards on gas, grocery, and restaurant purchases through December 31, 2016. Simply use your Dort Federal Visa Platinum ScoreCard Point/Flex Rewards card for groceries, at the pump, or restaurants to start earning double points! ScoreCard Point Rewards can be redeemed for a variety of gifts and travel such as airline tickets, hotels, and much more! Don’t have a card? You can apply online or at any Dort Federal office today!

* Double ScoreCard Rewards are only earned on eligible gasoline, grocery, and restaurant

purchases August 1, 2016 through December 31, 2016. Purchases made before and after

the promotional dates will receive one ScoreCard Rewards point per dollar spent. Earned

ScoreCard Rewards points appear on monthly billing statements. For ScoreCard Rewards

information, including redemption info and catalog, go to www.scorecardrewards.com.

F e a t u r i n g E N V O U G E

T I C K E T S A V A I L A B L E A T T I C K E T M A S T E R . C o M

Love  your  savings.      Everyone  is  looking  for  ways  to  save  money,  and  that's  just  what  Love  My  Credit  Union  Rewards  is  all  about.      

 Dort  Federal  Credit  Union  is  excited  to  offer  you  exclusive  discounts  and  benefits  on  products  and  services  you  use  every  day.  Credit  union  members  have  already  saved  over  $1.4  billion  with  Love  My  Credit  Union  Rewards  discounts.  So  along  with  lower  loan  rates  and  fewer  fees,  here’s  another  way  you  can  save  even  more.      ♥ Receive  a  10%  discount  (business  members  a  15%  discount)  on  select  regularly  

priced  Sprint  monthly  data  service.  Plus,  waived  activation  fee  on  new  lines  and  upgrade  fees  ($36  savings  each)  

♥ Get  safety  and  security  of  roadside  assistance  and  more  for  less  than  $1  per  week*  with  CU  Road  Pal.  

♥ Save  up  to  $15  on  TurboTax  Federal  tax  products  ♥ Save  on  services  for  your  home  from  ADT,  DIRECTV,  Allied,  and  more  ♥ Earn  cash  back  when  you  shop  at  over  1,500  online  retailers  with  Love  to  Shop  

 The  more  offers  you  take  advantage  of,  the  more  you  save.  Start  saving  today  at  LoveMyCreditUnion.org.        *Based  on  individual  roadside  assistance  plan    

Love  your  savings.      Everyone  is  looking  for  ways  to  save  money,  and  that's  just  what  Love  My  Credit  Union  Rewards  is  all  about.      

 Dort  Federal  Credit  Union  is  excited  to  offer  you  exclusive  discounts  and  benefits  on  products  and  services  you  use  every  day.  Credit  union  members  have  already  saved  over  $1.4  billion  with  Love  My  Credit  Union  Rewards  discounts.  So  along  with  lower  loan  rates  and  fewer  fees,  here’s  another  way  you  can  save  even  more.      ♥ Receive  a  10%  discount  (business  members  a  15%  discount)  on  select  regularly  

priced  Sprint  monthly  data  service.  Plus,  waived  activation  fee  on  new  lines  and  upgrade  fees  ($36  savings  each)  

♥ Get  safety  and  security  of  roadside  assistance  and  more  for  less  than  $1  per  week*  with  CU  Road  Pal.  

♥ Save  up  to  $15  on  TurboTax  Federal  tax  products  ♥ Save  on  services  for  your  home  from  ADT,  DIRECTV,  Allied,  and  more  ♥ Earn  cash  back  when  you  shop  at  over  1,500  online  retailers  with  Love  to  Shop  

 The  more  offers  you  take  advantage  of,  the  more  you  save.  Start  saving  today  at  LoveMyCreditUnion.org.        *Based  on  individual  roadside  assistance  plan    

Love your savings.Everyone is looking for ways to save money, and that's just what Love My Credit Union Rewards is all about.

Dort Federal Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1.4 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.

Receive a 10% discount (business members a 15% discount) on select regularly priced Sprint monthly data service. Plus, waived activation fee on new lines and upgrade fees ($36 savings each).

Get safety and security of roadside assistance and more for less than $1 per week* with CU Road Pal.

Save up to $15 on TurboTax Federal tax products. Save on services for your home from ADT, DIRECTV, Allied, and more.

Earn cash back when you shop at over 1,500 online retailers with Love to Shop.

The more offers you take advantage of, the more you save. Start saving today at LoveMyCreditUnion.org.

*Based on individual roadside assistance plan.

dreaming Of Building a home and Don’t Know Where to start?

Our financing experts will walk you through the custom home building process from selecting a house plan to financing the project. We’ll also cover lot selection, how to hire a builder, contractors and the owner contractor option, along with estimating the cost for the build.

Seating is limited. Please RSVP online at dortonline.org/rsvp.

Join uS for Dort feDerAl’S Home BuilDing WorkSHop

Thursday, October 20, 2016 | 6:00 PM at our Administrative Building located at

9048 Holly Road in Grand Blanc.

OctObEr 29, 2016

important notice

In accordance with regulation set by NACHA, The National Electronic Payments Association, Dort Federal Credit Union will process an additional credit ACH file at 5:00 PM

each business day. Now, in addition to credits posting in the morning, some members may also see credits post to their accounts in the early evening.

Shred days are Coming!

Fall is a great time to clean out your files and prepare for another year of pay stubs, receipts, and other important documents. The key is to know what you should keep

and what to throw away or shred. It’s a good idea to store any documents that you need to keep permanently in a fireproof storage box or a safe deposit box at Dort Federal.

While purging your personal documents is a good practice, be mindful of how you’re destroying documents that contain your personal identification. Shredding the documents is the best way to ensure that your identity is protected.

DOUBLE ScoreCard Point Rewards

ARE BACK!

* For the purposes of the shred event, boxes are considered paper grocery bags and standard boxes sized 10” x 12” x 16”.

dort Federal is excited to announce Free shredding at the following locations:thursday, october 6State road Office 1 pM – 3 pM 1441 S. State road davison, Mi 48423

thursday, october 6davison road Office 4 pM – 6 pM 2845 davison road Flint, Mi 48506

tuesday, october 11pierson road Office 9 aM – 11 aM 5091 W. pierson road Flint, Mi 48504

thursday, october 13holly road Office 10:30 aM – 12:30 pM 9050 holly road Grand Blanc, Mi 48439

thursday, october 20deMille road Office 9 aM – 11 aM 1724 deMille road Lapeer, Mi 48446

tuesday, october 25hill road Office 3 pM – 5 pM 1091 W. hill road Flint, Mi 48507

thursday, october 27Fenton road Office 2 pM – 4 pM 14265 Fenton road Fenton, Mi 48430 dort Federal members may shred up to four (4) boxes* of items. Shredding of items over four boxes will result in a charge.

Christmas Fund Account Disbursements

Christmas Club funds will be transferred to your Dort Federal checking account on Wednesday, October 12th after business hours. If you do not have a Dort

Federal checking account, your funds will be deposited into your savings account. Funds deposited into your Christmas Club account after October 12, 2016 will be credited for 2017. Save as little as $5.00 per week and you will have $250.00 to spend in 2017! Saving $10.00 per week will yield $500.00, plus dividends!

Dort Federal’s Visa Platinum ScoreCard Point/Flex Rewards cardholders will be getting a little boost this fall by earning DOUBLE* ScoreCard Point

Rewards on gas, grocery, and restaurant purchases through December 31, 2016. Simply use your Dort Federal Visa Platinum ScoreCard Point/Flex Rewards card for groceries, at the pump, or restaurants to start earning double points! ScoreCard Point Rewards can be redeemed for a variety of gifts and travel such as airline tickets, hotels, and much more! Don’t have a card? You can apply online or at any Dort Federal office today!

* Double ScoreCard Rewards are only earned on eligible gasoline, grocery, and restaurant

purchases August 1, 2016 through December 31, 2016. Purchases made before and after

the promotional dates will receive one ScoreCard Rewards point per dollar spent. Earned

ScoreCard Rewards points appear on monthly billing statements. For ScoreCard Rewards

information, including redemption info and catalog, go to www.scorecardrewards.com.

F e a t u r i n g E N V O U G E

T I C K E T S A V A I L A B L E A T T I C K E T M A S T E R . C o M

Love  your  savings.      Everyone  is  looking  for  ways  to  save  money,  and  that's  just  what  Love  My  Credit  Union  Rewards  is  all  about.      

 Dort  Federal  Credit  Union  is  excited  to  offer  you  exclusive  discounts  and  benefits  on  products  and  services  you  use  every  day.  Credit  union  members  have  already  saved  over  $1.4  billion  with  Love  My  Credit  Union  Rewards  discounts.  So  along  with  lower  loan  rates  and  fewer  fees,  here’s  another  way  you  can  save  even  more.      ♥ Receive  a  10%  discount  (business  members  a  15%  discount)  on  select  regularly  

priced  Sprint  monthly  data  service.  Plus,  waived  activation  fee  on  new  lines  and  upgrade  fees  ($36  savings  each)  

♥ Get  safety  and  security  of  roadside  assistance  and  more  for  less  than  $1  per  week*  with  CU  Road  Pal.  

♥ Save  up  to  $15  on  TurboTax  Federal  tax  products  ♥ Save  on  services  for  your  home  from  ADT,  DIRECTV,  Allied,  and  more  ♥ Earn  cash  back  when  you  shop  at  over  1,500  online  retailers  with  Love  to  Shop  

 The  more  offers  you  take  advantage  of,  the  more  you  save.  Start  saving  today  at  LoveMyCreditUnion.org.        *Based  on  individual  roadside  assistance  plan    

Love  your  savings.      Everyone  is  looking  for  ways  to  save  money,  and  that's  just  what  Love  My  Credit  Union  Rewards  is  all  about.      

 Dort  Federal  Credit  Union  is  excited  to  offer  you  exclusive  discounts  and  benefits  on  products  and  services  you  use  every  day.  Credit  union  members  have  already  saved  over  $1.4  billion  with  Love  My  Credit  Union  Rewards  discounts.  So  along  with  lower  loan  rates  and  fewer  fees,  here’s  another  way  you  can  save  even  more.      ♥ Receive  a  10%  discount  (business  members  a  15%  discount)  on  select  regularly  

priced  Sprint  monthly  data  service.  Plus,  waived  activation  fee  on  new  lines  and  upgrade  fees  ($36  savings  each)  

♥ Get  safety  and  security  of  roadside  assistance  and  more  for  less  than  $1  per  week*  with  CU  Road  Pal.  

♥ Save  up  to  $15  on  TurboTax  Federal  tax  products  ♥ Save  on  services  for  your  home  from  ADT,  DIRECTV,  Allied,  and  more  ♥ Earn  cash  back  when  you  shop  at  over  1,500  online  retailers  with  Love  to  Shop  

 The  more  offers  you  take  advantage  of,  the  more  you  save.  Start  saving  today  at  LoveMyCreditUnion.org.        *Based  on  individual  roadside  assistance  plan    

Love your savings.Everyone is looking for ways to save money, and that's just what Love My Credit Union Rewards is all about.

Dort Federal Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1.4 billion with Love My Credit Union Rewards discounts. So along with lower loan rates and fewer fees, here’s another way you can save even more.

Receive a 10% discount (business members a 15% discount) on select regularly priced Sprint monthly data service. Plus, waived activation fee on new lines and upgrade fees ($36 savings each).

Get safety and security of roadside assistance and more for less than $1 per week* with CU Road Pal.

Save up to $15 on TurboTax Federal tax products. Save on services for your home from ADT, DIRECTV, Allied, and more.

Earn cash back when you shop at over 1,500 online retailers with Love to Shop.

The more offers you take advantage of, the more you save. Start saving today at LoveMyCreditUnion.org.

*Based on individual roadside assistance plan.

dreaming Of Building a home and Don’t Know Where to start?

Our financing experts will walk you through the custom home building process from selecting a house plan to financing the project. We’ll also cover lot selection, how to hire a builder, contractors and the owner contractor option, along with estimating the cost for the build.

Seating is limited. Please RSVP online at dortonline.org/rsvp.

Join uS for Dort feDerAl’S Home BuilDing WorkSHop

Thursday, October 20, 2016 | 6:00 PM at our Administrative Building located at

9048 Holly Road in Grand Blanc.

OctObEr 29, 2016

important notice

In accordance with regulation set by NACHA, The National Electronic Payments Association, Dort Federal Credit Union will process an additional credit ACH file at 5:00 PM

each business day. Now, in addition to credits posting in the morning, some members may also see credits post to their accounts in the early evening.

Shred days are Coming!

Fall is a great time to clean out your files and prepare for another year of pay stubs, receipts, and other important documents. The key is to know what you should keep

and what to throw away or shred. It’s a good idea to store any documents that you need to keep permanently in a fireproof storage box or a safe deposit box at Dort Federal.

While purging your personal documents is a good practice, be mindful of how you’re destroying documents that contain your personal identification. Shredding the documents is the best way to ensure that your identity is protected.