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Asuransi Kendaraan Roda EmpatMotor Vechicle Insurance

Sejarah | History

PT Asuransi Umum Bumiputera Muda 1967 Sharia

Unit (Bumida Sharia), got the license to establish on

February 19, 2004 as decree of The Finance Minister

RI No. Kep-075 / KM.6 / 2004. Officially started its

operation since April 2004.

LAPORAN

TAHUNAN

ANNUAL

REPORT

P T A s u r a n s i U m u m B u m i p u t e r a M u d a 1 9 6 7

Asuransi Kecelakaan DiriPersonal Accident Insurance

Struktur Permodalan | Capital Structure

Bumida Sharia having equity 37,09 Billion Rupiahs

and have been in accordance with POJK No.72/

POJK.05/2016 article 37 which requires minimum

equity 25 Billion Rupiahs.

Didukung oleh beberapa Perusahaan Reasuransi dalam

negeri meliputi:

• PT. Reasuransi Syariah Indonesia (Reindo Syariah)

• PT. Reasuransi Nasional Indonesia (Nasre) Unit Syariah

• PT. Maskapai Reasuransi Indonesia (Marein) Unit Syariah

Bumida Syariah merupakan anggota serta Mitra Perusahaan

Asuransi Syariah yang tergabung dalam Asosiasi Asuransi

Syariah Indonesia (AASI).

Bumida Sharia are supported by some of

Reinsurance Company as Follows :

• Reasuransi Indonesia (IndonesiaRE) Sharia

• Reasuransi Nasional Indonesia (Nasre) Sharia

• Maskapai Reasuransi Indonesia (Marein) Sharia

Bumida Sharia is member and partner of Sharia

Insurance Companies as a part of Indonesia

Sharia Insurance Association.

KetuaChairmanDR. KH. Surahman Hidayat, MA

AnggotaMembersDR. KH. Ahzami Samiun Jazuli, MA

Dewan Pengawas Syariah | Sharia Supervisory Board

Dukungan Reasuransi dan Mitra Asuransi | Reinsurance Support and Insurance Partner

Appropriate letter of recommendation Board of Sharia

National Majelis Ulama Indonesia (DSN-DMUI) dated

September 4, 2003 through the letter No. U-167 /

DSN-MUI / IX / 2003, the organization structure for

Sharia Supervisory Board of Bumida Sharia as follows :

PT Asuransi Umum Bumiputera Muda 1967 Unit

Syariah (disingkat Bumida Syariah), memperoleh izin

pendirian sejak 19 Februari 2004, sesuai dengan surat

keputusan Menteri Keuangan RI No. Kep-075 / KM.6 /

2004. Secara resmi beroperasi sejak bulan April 2004.

BUMIDA Unit Syariah memiliki ekuitas sebesar

Rp. 37,09 M dan telah sesuai dengan POJK No. 72/

POJK.05/2016 Pasal 37 yang mensyaratkan minimum

equitas sebesar Rp. 25 M.

Sesuai Surat Rekomendasi Dewan Syariah Nasional

Majelis Ulama Indonesia (DSN-MUI) tanggal

4 September 2003 No. U-167 / DSN-MUI / IX / 2003,

susunan Dewan Pengawas Syariah Bumida Syariah

adalah sebagai berikut:

Produk Perorangan | Retail Products

Penghargaan | Reward

Asuransi Kendaraan Roda DuaMotorcycle Insurance

Asuransi Kecelakaan Diri bagi PelajarPersonal Accident Insurance for Student

Asuransi Kecelakaan Diri bagi MahasiswaPersonal Accident Insurance for College

Asuransi Kecelakaan Diri bagi KaryawanPersonal Accident Insurance for Employee

Asuransi KebakaranFire Insurance

Asuransi KesehatanHealth Insurance

Laporan Keuangan | Financial Report

LAPORAN KEUANGAN UNIT SYARIAHSHARIA UNIT FINANCIAL REPORT 2016 2015

1 ASET ASSETS 87.804 77.7602 LIABILITAS LIABILITIES 38.579 33.7953 DANA PESERTA TABARRU’ FUND 12.129 10.9264 EKUITAS EQUITY 37.095 33.040

(Dalam Jutaan Rupiah In Million Rupiah)

2016 20151 Pendapatan Income 22.504 21.3982 Beban Expenses 18.877 19.3233 Laba Sebelum Pajak Profit before Tax 3.627 2.0754 Laba Neto Nett Profit 3.627 2.075

LAPORAN LABA RUGI DANA PERUSAHAANCORPORATE FUND INCOME STATEMENT

2016 20151 Pendapatan Asuransi Insurance Revenues 14.031 13.2032 Beban Asuransi Insurance Expenses 10.734 10.4113 Surplus Neto Asuransi Insurance Nett Surplus 3.297 2.7914 Pendapatan Investasi Neto Netto Investment Income 1.477 1.1745 Surplus Underwriting Dana Tabarru’ Underwriting Surplus Tabarru’ Fund 4.773 3.965

LAPORAN SURPLUS (DEFISIT) UNDERWRITING DANA TABARRU’UNDERWRITING SURPLUS (DEFICIT) TABARRU’ FUND

2016 20151 Kekayaan yang Tersedia untuk Qardh Assets Available for Qardh 4.344 4.512

2 Minimum Kekayaan yang Wajib Disediakan untuk QardMinimum Assets Required for Qardh 4.250 4.323

3 Kelebihan (kekurangan) Kekayaan yang Tersedia untuk QardhSurplus (deficit) Assets Available for Qardh 94 190

KESEHATAN KEUANGAN DANA PERUSAHAANCORPORATE FUND FINANCIAL CONDITION

2016 20151 Tingkat Solvabilitas Solvency margin 37.095 33.0582 Minimum Solvabilitas Dana Perusahaan Corporate Fund Minimum Solvency

a. Kekayaan yang tersedia untuk Qardh Assets Available for Qardh 4.250 4.322b. Modal sendir atau modal Kerja Minimum Shareholders Equity or Minimum Equity 25.000 25.000c. Jumlah minimum Solvabilitas Dana Perusahaan (Jumlah yang lebih besar antara a dan b) Total Corporate minimum Sovency (Higher Amount between a and b) 25.000 25.000

3 Kelebihan (kekurangan) Solvabilitas Dana PerusahaanSurplus (deficit) Corporate Fund Solvency 12.095 8.058

SOLVABILITAS DANA KEUANGANCORPORATE FUND SOLVENCY

2016 20151 Tingkat Solvabilitas Solvency Margin 140.095 113.6282 Modal Minimum Berbasis Rasio Risk Based Capital Adequacy 62.550 48.7533 Kelebihan (Kekurangan) BTS Surplus (deficit) Solvency Margin 77.545 64.8754 Rasio Pencapaian (%) Solvency Ratio (%) 223.97% 233.07%

RASIO KESEHATAN KEUANGAN KONVENSIONALFINANCIAL RATIO CONDITION (CONVENTIONAL)

2016 20151 Tingkat Solvabilitas Solvency margin 6.181 5.5032 Minimum Tingkat Solvabilitas Dana Tabarru’ Tabarru’ Fund Minimum Solvency Margin 5.517 5.6223 Kelebihan (Kekurangan) BTS Surplus (deficit) of Solvency Margin 664 (119)4 Rasio Pencapaian (%) Solvency Ratio (%) 112.04% 97.88%

KESEHATAN KEUANGAN DANA TABARRU’TABARRU’ FUND FINANCIAL CONDITION

Rasio Kesehatan Keuangan | Financial Ratio Condition

(Dalam Jutaan Rupiah)(In million rupiah)

2012 2013 2014 2015 2016Premi Bruto Gross Premium 562,843 565,084 540,936 426,684 401,834Hasil Underwriting Underwriting Result 118,547 124,995 109,470 38,758 88,007Laba Bersih Nett Profit 17,343 8,271 9,004 9,515 4,521Aset Asset 648,248 600,026 696,682 655,205 719,020Ekuitas Equity 177,947 168,028 184,702 193,635 250,544Investasi Investment 276,746 262,982 342,746 363,449 395,320

Iktisar Keuangan | Financial Highlights

LABA BERSIHNETT PROFIT

17,343

8,271 9,0049,515

2012 2013 2014 2015 2016

EKUITASEQUITY

177,947

168,028184,702 193,635

250,544

2012 2013 2014 2015 2016

ASETASSET

648,248600,026

696,682719,020

655,205

2012 2013 2014 2015 2016

INVESTASIINVESTMENT

276,746262,982

342,746 363,449395,320

2012 2013 2014 2015 2016

HASIL UNDERWRITINGUNDERWRITING RESULT

118,547

2012 2013 2014 2015 2016

124,995109,470

88,007

38,758

PREMI BRUTOGROSS PREMIUM

562,843

2012 2013 2014 2015 2016

565,084540,936

426,684 401,834

Rasio Kesehatan Keuangan | Financial Ratio

TRUSTED &EXPERIENCED

VISI VISION“Menjadi Perusahaan Asuransi Umum

yang Memberikan Nilai Lebihbagi Stakeholder“

“To Become The General Insurance Company Providing More Value

for Stakeholders”

MISI MISSIONMenghasilkan bisnis berkualitas dengan : Produce quality business with :

Menciptakan SDM yang unggul • Creating superior human resources

Mengintegrasikan sistem dan teknologi informasi • Integrating systems and information technology

Melakukan Inovasi terus-menerus • Continuously making innovation

Mengembangkan jaringan layanan yang luas • Developing extensive network

Mengoptimalkan BUMIPUTERA group • Optimizing The BUMIPUTERA Group

PT. Asuransi Umum Bumiputera Muda 1967 (selanjutnya disebut BUMIDA) didirikan atas ide pengurus AJB Bumiputera 1912 sebagai induk perusahaan yang diwakili oleh Drs. H.I.K. Suprakto dan Mohammad S. Hasyim, MA sesuai dengan akte No. 7 tanggal 8 Desember 1967 dari Notaris Raden Soerojo Wongsowidjojo, SH yang berkedudukan di Jakarta dan diumumkan dalam tambahan Berita Negara Republik Indonesia No. 15 tanggal 20 Februari 1970. Bumida memperoleh ijin operasional dari Direktorat Lembaga Keuangan, Direktorat Jenderal Moneter Dalam Negeri, Departeman Keuangan Republik Indonesia melalui surat No. KEP. 350 / DJM / 111.3 / 7 / 1973 tanggal 24 Juli 1973 dan diperpanjang sesuai Keputusan Menteri Keuangan Tahun 1986.

Sejarah Perusahaan | Company History

PT Asuransi Umum Bumiputera Muda 1967 (which later is referred as Bumida) has been established by the Board Chairman of AJB Bumiputera 1912 as the Primary Company which has been conducted by Drs. H.I.K Suprakto and Mohamad S. Hasyim, MA as noted in the Act. No. 7 on 8 December 1967 from Notary Raden Soerojo Wongsowidjojo, SH located in Jakarta and was declared in the additional news of Republic of Indonesia No. 15 dated on 20 February 1970. Bumida has got the license to operate from the Directorate of Finance Institution, Directorate General of Local Monetary, Departement of Finance of Republic of Indonesia within the letter No. KEP. 350 / DJM / 111.3 / 7 / 1973 dated on 24 Juli 1973 and has been renewed as the Decision of Finance Minister in the Year of 1986.

Dengan Modal Sendiri sebesar Rp. 250,54 M, menunjukkan BUMIDA telah memenuhi regulasi yang tertuang dalam POJK No. 71/POJK.05/2016 Pasal 33 yang mewajibkan setiap perusahaan asuransi memiliki modal sendiri minimal Rp. 100 M. Susunan Pemegang Saham, sebagai berikut :

• AJB Bumiputera 1912: 146.700 lembar saham (99,45 %)

• PT Eurasia Wisata 800 lembar saham (0,55 %)

BERANI BERUBAH DAN BERBEDA • Willing to Change and be Different

ULET DAN PANTANG MENYERAH • Resilient and Persistent

MENGHARGAI NASABAH • Set High Value on Customer

INOVATIF DAN AKTIF • Innovative and Active

DISIPLIN DAN TAAT PROSEDUR • Diciplined and Obedient Procedure

AMANAH DAN TIDAK INGKAR JANJI • Trusteeship and Trustworthy

KEBANGGAAN DAN KEBERSAMAAN • Pride and Togetherness

ORIENTASI PADA TARGET DAN WAKTU • Target and Time Oriented

EFEKTIF DAN EFISIEN • Effective and Efficient

With owning equity of 250,54 Billion Rupiahs, Bumida have met regulations set out through POJK No.71/POJK.05/2016 article 33 which requires every insurance companies own their equity at least 100 Billion Rupiahs. Share of the shareholder, as follows :

• AJB Bumiputera 1912 :146.700 Shares (99,45 %)

• PT Eurasia Wisata : 800 Shares (0,55 %)

Idealisme • IdealismBerkualitas • Quality

Dipercaya • TrustedMenguntungkan • Benefit Profesionalisme • Professionalism

Kebersamaan • Togetherness

Falsafah dan Nilai Dasar | Philosophy and Basic Value

Modal & Kepemilikan Saham | Equity & Shareholders

Budaya Perusahaan | Corporate Culture

Dewan Komisaris 2016 | Board of Commissioners

IBNU NUGROHODirektur Utama | President Director

HELMI HASIBUANDirektur Pemasaran Marketing Director

NURHAYATIDirektur Teknik

Technical Director

Y. RONNY AGANDHIDirektur Keuangan

Finance Director

WASINTHON P. SIHOMBINGKomisaris Utama Merangkap Komisaris Independen

President Commissioner / Independent Commissioner

HOTMA SIAHAANKomisaris Independen

Independent Commissioner

NURSETOKomisaris

Commissioner

Dukungan Reasuransi | Reinsurance Support

Kelompok Usaha | Business Group

Reasuransi• PT. Reasuransi Nasional Indonesia (NASRE)• PT. Tugu Reasuransi Indonesia (TUGURE)• PT. Reasuransi Indonesia Utama (IndonesiaRE)• Lain-lain

Reinsurance• PT. Reasuransi Nasional Indonesia (NASRE)• PT. Tugu Reasuransi Indonesia (TUGURE)• PT. Reasuransi Indonesia Utama (IndonesiaRE)• Etc.

• PT. Eurasia Wisata (bidang Pariwisata dan Travel)

• PT. Mardi Mulyo (bidang percetakan dan Penerbit)

• PT. Bumiputera Wisata (bidang Perhotelan)

• Yayasan Dharma Bumiputera (bidang Pendidikan)

• PT. Wisma Bumiputera (bidang pengelolaan Properti)

• PT. Bumiputera Sekuritas (bidang sekuritas)

• PT. Bumiputera Mitra Sarana (bidang Jasa Kontraktor / Pemborongan)

• PT. Informatic OASE (bidang Hardware dan Software computer)

• Dana Pensiun Bumiputera (bidang Pengelolaan Dana Pensiun Karyawan Bumiputera)

• PT. Eurasia Wisata ( field of tourism and travel agency )

• PT. Mardi Mulyo ( field of printing and publishing services )

• PT. Bumiputera Wisata ( field of hotel services )

• Yayasan Dharma Bumiputera ( field of education services )

• PT. Wisma Bumiputera ( field of property managing )

• PT. Bumiputera Sekuritas ( field of securities services )

• PT. Bumiputera Mitra Sarana ( field of building construction services )

• PT. Informatic OASE ( field of computer hardware and software )

• Dana Pensiun Bumiputera (field of pension fund managing of Bumiputera employees)

Produk korporasi | Corporate Products

Asuransi Kendaraan BermotorMotor Vehicle Insurance

Asuransi PengangkutanMarine Cargo Insurance

Asuransi PenjaminanSuretyship Insurance

Jaminan Sosial dalam HubunganKerja di Luar Jam Kerja

External Office Hours and Social Relations Job Insurance

Produk Korporasi Lain | Other Corporate Product

Direksi 2016 | Directors

Asuransi Rangka KapalMarine Hull Insurance

Asuransi Pekerjaan Konstruksi Contraktor All Risk Insurance

Asuransi Kerusakan MesinMachinery Breakdown Insurance

Asuransi UangMoney Insurance

Visi & Misi | Vision & Mission Kantor Cabang | Branch Offices

DKI JAKARTA

KEBAYORANWijaya Grand Centre Blok D-7Jl. Wijaya II Kebayoran Baru, Jakarta Selatan 12160Tpl. 021-7228280 /75, 7228321, 7210207, 7257248Fax. 021-7257247E-mail : [email protected]

ROXYKomp ITC Roxy Mas Blok E2/17Jl. KH. Khasyim Ashari, Jakarta Pusat 10150Tlp. 021-63858408, 63858409, 6316536, 63864854Fax. 021-63858410E-mail : [email protected]

RAWAMANGUNJl. Paus No. 86 B Rawamangun, Jakarta Timur 13220Tlp. 021-4701947, 47862186, 47866455Fax. 021-4700124E-mail : [email protected]

SUDIRMANWisma Bumiputera Lt.7,Jl. Jend. Sudirman Kav. 75, Jakarta Selatan 12910Tlp. 021-5255853, 5256524, 52960941Fax. 021-5255220E-mail : [email protected]

KELAPA GADINGKomplek Rukan Artha Gading Niaga G/6, Kelapa Gading Barat, Jakarta UtaraTlp. 021-4514038, Fax. 021-4514043E-mail : [email protected]

JAWA BARAT & BANTENBANDUNGJl. Gatot Subroto No.47 D, Bandung 40272Tlp. 022-87340295/96/97, Fax. 022-7320313E-mail : [email protected]

BEKASI Ruko Bekasi MasJl. Ahmad Yani Blok C No. 10, Bekasi 17141Tlp. 021- 8858957, 8858634 Fax. 021-88966355E-mail : [email protected]

BOGOR Jl. Pajajaran No. 257, Bogor 16143Tlp. 0251-8363076, 8333819 Fax. 0251- 8330171E-mail : [email protected]

TANGERANG Tangerang City Business Park Ruko Blok F 36Jl. Jend. Sudirman No. 1 Cikokol - Tangerang 15117Tlp. 021-55782374/76, Fax. 021-55782382E-mail : [email protected]

SERANG Pertokoan Titan Arum Blok FJl. Raya Serang, Cilegon KM2, Serang 42117Tlp. 0254-218598, Fax. 0254-210115E-mail : [email protected]

CIREBON Jl. R.A. Kartini No. 32 A, Cirebon 45122Tlp. 0231-238528, 206006 Fax. 0231-230811E-mail : [email protected]

JAWA TENGAH

SEMARANG Jl. Jend. Ahmad Yani No. 195A, Semarang 50241Tlp. 024-8413483, 8310184, Fax. 024-8413484E-mail : [email protected]

YOGYAKARTA Gd. AJB Bumiputera 1912Jl. Kol. Sugiyono No. 69, Yogyakarta 55157Tlp. 0275-385660, 411245, Fax. 0274-418110E-mail : [email protected]

PURWOKERTO Jl. S. Parman No. 239 E, Purwokerto 53141Tlp. 0281-643132, 642279, Fax. 0281-643132E-mail : [email protected]

SOLO Ruko Pamanangan No. 8Jl. Adisucipto, Manahan, Solo 57139Tlp. 0271-7655455, Fax. 0271-738282E-mail : [email protected]

JAWA TIMUR

SURABAYA DARMO Jl. Raya Darmo No. 163, Surabaya 60241Tlp. 031-5623715, 5660770, 5676824, 5632577Fax. 031-5670639E-mail : [email protected]

MALANG Jl. Jaksa Agung Suprapto No. 40 Kav. B1, Malang 65111Tlp. 0341-350333, 358342 Fax. 0341-340590E-mail : [email protected]

KEDIRI Jl. A. Yani No. 153, Kediri 64122Tlp. 0354-4674767, 684570 Fax. 0354-672088E-mail : [email protected]

SUMATERA

LAMPUNG Jl. Diponegoro No. 11 A, RT 007 Lingkungan 02, Kel. Enggal, Kec. Tanjung Karang PusatBandar Lampung 35116Tlp. 0721-253033, 263044, 263691 Fax. 0721-241227E-mail : [email protected]

PALEMBANG Gd. AJB Bumiputera 1912Jl. Kolonel Atmo No. 72, Palembang 30129Tlp. 0711-320486, 361022, 374362, 356988Fax. 0711-318437, 374261E-mail : [email protected]

PEKANBARU Jl. Ahmad Yani No. 85 B, Pekanbaru 281133Tlp. 0761-39327, Fax. 0761-39316E-mail : [email protected]

MEDAN Gd. AJB Bumiputera 1912Jl. Prof. H.M. Yamin, SH No. 216 Medan 20111Tlp. 061-4521423, Fax. 061-4521912E-mail : [email protected]

PADANG Jl. S.Parman No. 80 BKel. Lolong Belanti Kec. Padang Utara, Padang, 25136Telp : 0751- 444562E-mail : [email protected]

JAMBI Gd. AJB Bumiputera 1912Jl. Prof. Dr. Sri Sudewi No. 5 Telanaipura, Jambi 36122Tlp. 0741-61319, Fax. 0741-61320E-mail : [email protected]

BANGKA BELITUNG Jl. Mayor H. Muhidin, No. 118 B Kel. Masjid Jami, Kec. Rangkui, Pangkal Pinang 33137Tlp. 0717-434092, 433465 Fax. 0717-438465E-mail : [email protected]

BATAMKomplek Mahkota Raya, Blok D No. 5Batam Centre, Batam 29432Tlp. 0778-7483477/88E-mail : [email protected]

PEMATANG SIANTAR Jl. Sangnawaluh Komp. Mega Land Blok B No. 21, Pematang Siantar 21135Telp : 0622-7077008/ 7561155/7561177Fax : 0622-7561188E-mail : [email protected]

BENGKULU Jl. Jend. Sudirman No. 7A Kel. Pintu BatuKec. Teluk Segara, Rt. 01 Rw 01, Bengkulu 38115Tlp. 0736-21218, Fax. 0736-24623E-mail : [email protected]

DUMAI Jl. Sultan Syarif Khasim No. 175Gedung AJB Bumiputera 1912, Dumai, 28811Telp : 0765 – 439274E-mail : [email protected]

BANDA ACEH Jl. Mr. Prof. Dr. Mohammad Hasan No. 8 B, Banda Aceh 23246Tlp. 0651-636001, Fax. 0651-21198E-mail : [email protected]

KALIMANTANSAMARINDA Komplek Ruko Cendrawasih,Jl. Jend. A. Yani No. 2, Samarinda 75117Tlp. 0541-748735, 755414 Fax. 0541-748740E-mail : [email protected]

BANJARMASIN Jl. Gatot Subroto Rt. 31 No. 67A, Banjarmasin 70231Tlp. 0511-3261967, Fax. 0511-3256546E-mail : [email protected]

PONTIANAK Jl. Budi Karya No. 10 Pontianak 78116Tlp. 0561-732295, 732249 Fax. 0561-732235E-mail : [email protected]

BALI / NTT / NTBDENPASAR Gd. AJB Bumiputera 1912Jl. Diponegoro No. 113, Denpasar 80114Tlp. 0361-222192 Fax. 0361-242756E-mail : [email protected]

MATARAM Ruko Kamboja SquareJl. WR. Supratman No. 10, Mataram 83111Tlp. 0371-646013, Fax. 0370-639233E-mail : [email protected]

KUPANG Ruko Plaza Palapa, Jl. Palapa No. 19B Kupang 85111Tlp. 0380-834475, Fax. 0380-822200E-mail : [email protected]

SULAWESI / PAPUA

MAKASAR komp. Ruko Bulusaraung SquareJl. Gunung Bulusaraung No. 3 Makasar 90115Tlp. 0411-3651560, 3651561 Fax. 0411-3651562E-mail : [email protected]

MANADO Kawasan Megamas Blok 1 B2 No. 36,Jl. Piere Tendean Boulevard, Manado 95111Tlp. 0431-8820874, 8820875 Fax. 0431-8820873E-mail : [email protected]

KENDARI Jl. Dr. Sam Ratulangi No.106, Gedung AJB Bumiputera 1912, Kema Raya, Kendari, 93121Telp : 0401-3123720E-mail : [email protected]

PAPUA Ruko Pasifik Permai Blok. B-9, Jl. Pasifik Permai, Jayapura 99112Tlp. 0967-550670, Fax. 0967-550670E-mail : [email protected]

PALU Jl. Basuki Rahmat No. 88C PaluTlp. 0451-428733 Fax. 0451-456639E-mail : [email protected]

GORONTALO Gd. AJB Bumiputera 1912Jl. Jend. Sudirman No. 61 Gorontalo 90115Tlp. 0435-830718, Fax. 0435-830718E-mail : [email protected]

SYARIAH JAKARTA Jl. Kapten Tendean No. 22 CMampang Prapatan, Jakarta Selatan 12790Tlp. 021-72800904, 7268039Fax. 021-7243624E-mail : [email protected]

SYARIAH BANDUNG Gd. AJB Bumiputera 1912Jl. Jend. H. Amir Machmud No 325,Cilember, Cimahi 50422Tlp. 022-6647905, Fax. 022-6647906E-mail : [email protected]

SYARIAH DEPOK Jl. Margonda Raya No. 27 Depok 16424Tlp. 021-77202357/457E-mail : [email protected]

SYARIAH SURABAYA Jl. Bintoro No. 16A Surabaya 60282Tlp. 031-5682400, 5684200 Fax. 031-5674199E-mail : [email protected]

Kantor Pusat / Head Office :Jl. Wolter Monginsidi No. 63, Kebayoran Baru, Jakarta Selatan 12180 Tel. 021 - 7222685 (Hunting), 7250685 Fax. 021 - 7222723, 7222708

Email: [email protected] Website: http://www.bumida.co.id

Asuransi Tanggung Gugat Dokter / Bidan

Proffesional Liability for Doctor / Midwives Insurance

for Stakeholders”

Technical Director

Finance Director

NURSETOKomisaris

Commissioner

DKI JAKARTA

JAWA TENGAH

JAWA TIMUR

SUMATERA

SULAWESI / PAPUA

for Stakeholders”

Technical Director

Finance Director

NURSETOKomisaris

Commissioner

DKI JAKARTA

JAWA TENGAH

JAWA TIMUR

SUMATERA

SULAWESI / PAPUA

for Stakeholders”

Technical Director

Finance Director

NURSETOKomisaris

Commissioner

DKI JAKARTA

JAWA TENGAH

JAWA TIMUR

SUMATERA

SULAWESI / PAPUA

for Stakeholders”

Technical Director

Finance Director

NURSETOKomisaris

Commissioner

DKI JAKARTA

JAWA TENGAH

JAWA TIMUR

SUMATERA

SULAWESI / PAPUA

Sejarah | History

LAPORAN

TAHUNAN

ANNUAL

REPORT

negeri meliputi:

17,343

8,271 9,0049,515

2012 2013 2014 2015 2016

EKUITASEQUITY

177,947

168,028184,702 193,635

250,544

2012 2013 2014 2015 2016

ASETASSET

648,248600,026

696,682719,020

655,205

2012 2013 2014 2015 2016

INVESTASIINVESTMENT

276,746262,982

342,746 363,449395,320

2012 2013 2014 2015 2016

118,547

2012 2013 2014 2015 2016

124,995109,470

88,007

38,758

562,843

2012 2013 2014 2015 2016

565,084540,936

426,684 401,834

Sejarah | History

LAPORAN

TAHUNAN

ANNUAL

REPORT

negeri meliputi:

17,343

8,271 9,0049,515

2012 2013 2014 2015 2016

EKUITASEQUITY

177,947

168,028184,702 193,635

250,544

2012 2013 2014 2015 2016

ASETASSET

648,248600,026

696,682719,020

655,205

2012 2013 2014 2015 2016

INVESTASIINVESTMENT

276,746262,982

342,746 363,449395,320

2012 2013 2014 2015 2016

118,547

2012 2013 2014 2015 2016

124,995109,470

88,007

38,758

562,843

2012 2013 2014 2015 2016

565,084540,936

426,684 401,834

Sejarah | History

LAPORAN

TAHUNAN

ANNUAL

REPORT

negeri meliputi:

17,343

8,271 9,0049,515

2012 2013 2014 2015 2016

EKUITASEQUITY

177,947

168,028184,702 193,635

250,544

2012 2013 2014 2015 2016

ASETASSET

648,248600,026

696,682719,020

655,205

2012 2013 2014 2015 2016

INVESTASIINVESTMENT

276,746262,982

342,746 363,449395,320

2012 2013 2014 2015 2016

118,547

2012 2013 2014 2015 2016

124,995109,470

88,007

38,758

562,843

2012 2013 2014 2015 2016

565,084540,936

426,684 401,834

Sejarah | History

LAPORAN

TAHUNAN

ANNUAL

REPORT

negeri meliputi:

17,343

8,271 9,0049,515

2012 2013 2014 2015 2016

EKUITASEQUITY

177,947

168,028184,702 193,635

250,544

2012 2013 2014 2015 2016

ASETASSET

648,248600,026

696,682719,020

655,205

2012 2013 2014 2015 2016

INVESTASIINVESTMENT

276,746262,982

342,746 363,449395,320

2012 2013 2014 2015 2016

118,547

2012 2013 2014 2015 2016

124,995109,470

88,007

38,758

562,843

2012 2013 2014 2015 2016

565,084540,936

426,684 401,834

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