ASSET BUILDING COURSE CATALOG

Copyright © 2018 Asset Building Team of Heartland Human Care Services, Inc. All rights reserved.

Asset Building Financial Education Course Catalog

www.heartlandalliance.org/assetbuilding

These workshops are free and open to the public

WINTER 2018

@HEARTLANDASSETS

RESPONSE

Yes Somewhat

No N/A

1 Do you know how to set and accomplish financial goals?

2 Are you comfortable with your spending habits?

3 Are you able to pay your monthly expenses in full?

4 Are you satisfied with the amount of money you save?

5 Do you track your income and spending on paper or electronically?

6 Do you receive your earnings from work by a method other than a paper paycheck or direct deposit into a bank account? (Payroll card, for example.) Type: ______________

7 Have you paid fees to use your own money (overdraft fees, currency exchange fees, cash advance fees, etc.)?

8 Do you understand how credit works?

9 Have you ever requested your own credit report and reviewed it?

10 Are you confident about the contents of your credit reports and the accuracy of your credit scores?

11 Do you know how to fix incorrect information on your credit report?

12 Do you know where the reputable resources are for credit and debt counseling?

13 Are you concerned about how much money you owe?

14 Have you been contacted by debt collection agencies within the last year by mail, email or phone?

15 Have you ever applied for and received a payday loan?

16 Have you ever had a car or other type of personal property repossessed for nonpayment?

17 Are you preparing for a major purchase such as a car or home?

Questions 1 - 2 If you answered “No” to either of these questions, you may wish to attend:

“Spend & Save for the Future You Want” Questions 3 - 5 If you answered “No” to any of these questions, you may wish to attend:

“Make Every Cent Count” Questions 6 - 7 If you answered “Yes” to either of these questions, you may wish to attend:

“Banks, Credit Unions, and More” Questions 8 - 11 If you answered “No” to any of these questions, you may wish to attend:

“Credit Scores - What Hurts & What Helps”

Questions 12 - 16 If you answered “Yes” to any of these questions, you may wish to attend:

“Get Help with Your Credit Problems”

Question 17 If you answered “yes” to this question, you may wish to attend:

“Save for the Big Things”

NOT SURE WHICH WORKSHOP TO ATTEND??? Check out our workshop referral guide below for assistance or talk to one of our Asset Development Coordinators!!!

South Side Series WORKSHOP TITLE DATE TIME LOCATION CONTACT

Alumni Club Vision Board Party Wed, 1/10 5:00pm– 7:00pm Heartland Alliance: Englewood

400 W. 76th St., Suite 112

Dorien

312.909.1928

Get What You Deserve at Tax Time Tue, 1/16 3:00pm - 5:00pm Charles Hayes Center, E&ES

4859 S. Wabash, Computer Lab

William

773.358.3838 x2675

Make Every Cent Count Wed, 1/17 10:00am-12:00pm Heartland Alliance: Englewood

400 W. 76th St., Suite 112

Earlisha

224.479.2684

Get What You Deserve at Tax Time Wed, 2/14 10:00am-12:00pm Heartland Alliance: Englewood

400 W. 76th St., Suite 112

Larry

773.358.3838 x2601

Preparing for College Tue, 2/20 3:00pm - 5:00pm Charles Hayes Center, E&ES

4859 S. Wabash, Computer Lab

Rickie

773-672-6566 x6566

Spend & Save for the Future You Want Tue, 3/20 3:00pm - 5:00pm Charles Hayes Center, E&ES

4859 S. Wabash, Computer Lab

Latesha

773.358.3838 x2661

Banks, Credit Unions & More Wed, 3/21 10:00am-12:00pm Heartland Alliance: Englewood

400 W. 76th St., Suite 112

Erika

773.358.3838 x2606

South East Series

Make Every Cent Count Tue, 2/20 5:30pm-7:30pm Centers For New Horizons

226 E. 43rd St.

Dorien

312.909.1928

Your Financial Story Tue, 3/20 5:30pm-7:30pm Centers For New Horizons

226 E. 43rd St.

Dorien

312.909.1928

Fiscal Saturday Series

Get What You Deserve at Tax Time Sat, 1/13 10:00am-12:00pm Heartland Alliance: Englewood

400 W. 76th St., Suite 112

Lance

773.358.3838 x2683

Credit Score What Hurt & What Hurts Sat, 2/10 10:00am-12:00pm Heartland Alliance: Englewood

400 W. 76th St., Suite 112

KP

312.257.0136

Save for Big Things Sat, 3/10 10:00am-12:00pm Heartland Alliance: Englewood

400 W. 76th St., Suite 112

Kevin

773.358.3838 x2602

Asset Building Workshop Series by Location Based on your feedback, Heartland is now offering several workshop series on the North and South sides of Chicago at various times of the day. We will also have Saturday workshops available! Check out the workshop schedule below, organized by location.

GROUP GUIDELINES The following guidelines are designed to help us stay focused on our journey towards better money management.

PROMPTNESS Please arrive on time. If you come in after we have begun, please come in quietly.

RESPECT Give your undivided attention to the person who is speaking (no cross-talking or interruptions). Respect the views of other group

members. While we won’t agree on everything, tolerance and acceptance is essential. Please silence your phones.

CONFIDENTIALITY Personal information that is shared in the group should remain in the group. Talking about other group members is

not acceptable.

PARTICIPATION Share your thoughts and feelings, offer support, encouragement, and suggestions, if sought. It is always okay to pass.

CHILDREN Although you may bring your children with you, our classes are designed for adults.

If your children are with you, please keep them quiet and keep close watch on them.

CURIOSITY If you have a question, please ask!

PLEASE CALL TO RSVP AT LEAST TWO DAYS IN ADVANCE Contact names & numbers are listed next to event titles.

By letting us know that you will attend, we can come prepared with the correct number of copies for the group and we will also be able to let you know about any schedule changes.

North Side Series WORKSHOP TITLE DATE TIME LOCATION CONTACT

Credit Scores – What Hurts & What

Helps Wed, 1/17 3:00pm-5:00pm

Heartland Alliance: Ravenswood

4411 N. Ravenswood St., 3rd Floor

Mercedes

312.859.2371

Get Help with Your Credit Problems Wed, 2/21 3:00pm-5:00pm Heartland Alliance: Ravenswood

4411 N. Ravenswood St., 3rd Floor

Mercedes

312.859.2371

Save for the Big Things Wed, 3/21 3:00pm-5:00pm Heartland Alliance: Ravenswood

4411 N. Ravenswood St., 3rd Floor

Mercedes

312.859.2371

North Side Series WORKSHOP TITLE DATE TIME LOCATION CONTACT

Make Every Cent Count Thu, 1/18 1:00pm-3:00pm Heartland Alliance: Ravenswood

4411 N. Ravenswood St., 3rd Floor

Karen

773.336.6048

Credit Scores What Help & What

Hurts Thu, 2/15 1:00pm-3:00pm

Heartland Alliance: Ravenswood

4411 N. Ravenswood St., 3rd Floor

Karen

773.336.6048

Your Financial Story and Why it

Matters Thu, 3/15 1:00pm-3:00pm

Heartland Alliance: Ravenswood

4411 N. Ravenswood St., 3rd Floor

Karen

773.336.6048

Near West Side Series Your Financial Story & Why It

Matters Wed, 1/17 2:00pm-4:00pm

Heartland Alliance: Harvest Commons

1519 W. Warren Avenue

Andrés

312.350.4632

Save for the Big Things Wed, 2/21 2:00pm-4:00pm Heartland Alliance: Harvest Commons

1519 W. Warren Avenue

Andrés

312.350.4632

Get What You Deserve at Tax Time Wed, 3/21 2:00pm-4:00pm Heartland Alliance: Harvest Commons

1519 W. Warren Avenue

Andrés

312.350.4632

Spanish Language Series TITULO FECHA HORA LOCACION CONTACTO

Benefíciese de su crédito Ma, 2/6 9:30am-11:30am Heartland Alliance: Belmont

5715 W. Belmont Ave

Barbara

773.592.4171

Maneje Su Problema de Crédito Ma, 2/20 6:00pm-8:00pm Heartland Alliance: Belmont

5715 W. Belmont Ave

Barbara

773.592.4171

WORKSHOP DESCRIPTIONS

Your Financial Story and Why It Matters Explore how your relationships influence your finances,

discuss how to resolve conflicts about money, and how to

pass on positive financial habits

Get What You Deserve at Tax Time We’ll help you understand basic tax forms, the options you

have for filing, and how to get every dollar you’re entitled to!

Talleres en español

Maneje sus problemas de crédito -Aprenda como

mejorar su crédito, pagar deudas, trabajar con deudas en

colecciones y cómo resolver el robo de identidad.

Benefíciese de su crédito -¿Usted está confundido sobre

su crédito? Hablaremos de lo que es el crédito, cuándo se

usa, cómo conseguirlo y cómo comprender su reporte y

puntaje de crédito.

Get Help with your Credit Problems Improve your

credit, deal with collections, repay your debt, and overcome

identity theft.

Make Every Cent Count Find creative ways to cut

costs, new ways to save, and meet your financial goals.

Banks, Credit Unions & More Avoid fees! Learn the

pros and cons of using banks, credit unions, prepaid cards,

currency exchanges and when to use each.

Credit Scores – What Helps & What

Hurts Confused by credit? Learn what credit

is, when to use it, and how to understand your

credit report and score.

Spend and Save for the Future You Want Discover

how your values impact your spending, saving, and

goals.

Save for the Big Things We’ll teach you how

to get the best rates when buying big ticket items.

.

Keep more of what you earn. Get your taxes done for free at the

Center for Economic Progress.

Find a tax site near you by visiting the

Center for Economic Progress’ website: http://www.economicprogress.org/tax-site-finder

Who qualifies for free tax preparation? Families with incomes less than $55,000

Individuals with incomes less than $30,000

To get our free tax services, you MUST

bring with you: All W-2s and 1099s (if any) for the year involved

Social Security cards or Individual Taxpayer Identification

Numbers (ITINs) for all family members

Valid photo ID for the person filing

Copy of previous year’s tax return, if possible

Checking and savings account number and routing number if

you choose to direct deposit refund

Property tax bill, if applicable

Amount spent on college expenses

Any letters from the IRS, if applicable

NORTH SIDE LOCATIONS

Heartland Alliance: Ravenswood - 4411 N. Ravenswood Avenue, 3rd Floor

Located East of the Metra tracks on Ravenswood (3 blocks West of Ashland). It is accessible from the Brown Line Montrose

station and #78 (Montrose Brown Line Station) bus.

SOUTH SIDE LOCATIONS

Heartland Alliance: Englewood - 400 W. 76th Street, Suite 112

This office is located one block west of Vincennes Avenue in the Stewart Business Building (which has a big cell phone tower on

top). Press “start” and enter “027” to ring the buzzer. Parking is available behind the building. Also accessible by the Red Line train

to 79th St, take the #74/75 bus to 75th & Vincennes, walk one block west.

Centers For New Horizons - 226 E. 43rd Street

This office is located on the corner of 43rd & Prairie; two blocks west of King Drive. It is accessible via the Blue Line at the 43rd St.

stop, as well as the #43 43rd Street and the #3 King Drive bus. Street parking is also available.

Charles Hayes Center - 4859 S. Wabash Avenue , Computer Lab

This office is located on the corner of 49th & Wabash. It is accessible via the #47 47th Street bus and is five blocks from both the

Red & Green Line 47th Street train stop. There is a small parking lot and free street parking available.

WEST SIDE LOCATIONS

Heartland Alliance: Harvest Commons - 1519 W. Warren Avenue

The building is located between Ashland and Ogden on Warren Avenue. It is accessible via the Blue Line Ashland station, as well as

the #9 Ashland bus and #20 Madison bus.

Heartland Alliance: Belmont - 5715 W. Belmont This building is located 2 blocks east of the corners of Belmont and

Central Avenues. Free street parking located on Central south of Belmont, is available. It is also accessible by the #77 Belmont or

#85 Central Bus.

For public transportation directions, call the CTA at (312) 836-7000

or log on to the CTA’s website at www.transitchicago.com

LOCATIONS

WORKSHOP ATTENDANCE POLICY If you miss more than 15 minutes of a workshop, you will not

receive full credit for attending the workshop; however,

partial credit will be given based on the chart on the right.

TIME PRESENT CREDIT GIVEN

1:45 - 2 Hours Full Credit

45 Minutes - 1:45 Half Credit

0 - 45 Minutes No Credit