Aspendale Gardens News - Summer 2015

7232019 Aspendale Gardens News - Summer 2015

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Aspendale

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Your LocalProfessionalReal Estate

Agent

If you need an agent with

integrity and a strong localknowledge of the area you

need to speak to Steve Turner

Steve Turner Area Manager amp Auctioneer

M 0402 342 957

E

521 Main Street

If you need an agent w ith

integrity and a strong local

knowledge of the area you




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Here for lifersquos big momentsIrsquove always kept on top of my1047297nances but lately Irsquod become a

bit complacent

We still have a small mortgage

I hadnrsquot looked at my super for

a while and my daughter had just

announced her engagement

I knew what I wanted I just

needed some help getting it

sorted

I had a great chat with Kristy at

my local Bendigo branch and she

helped me get things on track

I consolidated my super fundsset up some additional payments

to pay the home loan off sooner

and opened a managed fund to

help my daughter realise the

wedding of her dreams

She then suggested I speak with

a Bendigo Financial Planner to

discuss a more detailed

retirement plan

With some smart solutionsBendigo Bank is helping me

prepare for some big moments

Drop into your nearest branch at

Aspendale Gardens Shopping

Centre Aspendale Gardens or

phone 9588 0610 call

1800 018 018 or visit

bendigobankcomauwealth

today and find out what they

can do for you

Aspendale Gardens-Edithvale Community BankregBranch

Superannuation products and managed

funds issued by Sandhurst Trustees

Bendigo Financial Planning Limited ABN 81 087 585 073 AFSL 237898 Level 5120 Harbour Esplanade Docklands Victoria 3008 SmartStart Super ABN 57 526 653 420 is issued bySandhurst Trustees Limited ABN 16 004 030 737 AFSL 237906 is a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSLAustralian Credit Licence 237879(the Bank) Investments in this product are not deposits with guaranteed by of liabilities of the Bank or any of its related entities Consider your situation and read the Product DisclosureStatement available at bendigobankcomauwealth before making and investment decision S50436-3 (259121_v1) (29062015)

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DAVIDknows what

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- lt8 1lt1$ =ltamp$+8 gt$ $$ D+lt1 7+

gt -$ -$+$ gt$+8 Glt0 gt$ 1$F

V$L+$ +$C (0=NC +$((C lt gt$ =lt110C gt -$ gt$F

lt1$ (lt8 amp 8$ lt($amp 6 Clt0L(( G$ G$$+ Dlt+ F

Camp(3 + 52amp(63 D 2+ E)amp F

L+ampM $2+

N2lt+ gt244

-+ 0)amp12+ 7+$amp$ gt+$+lt

amp$+8

+ampG 52amp(6 T=$ 7+$amp$ Wamplt+

42amp 5amp8 A+$0+$+

78)+2 5ampamp21 S0$ $=+$+C

6( 7)( 48Camp1283 amp 52amp12+3

9+ H88623 C21amp+ I2lt)(3 + 0amp)=3

Aamp= J2+ K L+amp M2ampamp+

H 1$$ lt gt$ gt+amp A0$ampC ltD gt$ 1ltgt

$E=$ R$=$1G$+F (( -$(=lt1$F YZ31 gt$

$amp($ +amp$ lt110C $+$

I2+M C

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Agent





M 0402 342 957

E

521 Main Street







$amp($ +amp$ $- 011$+ 2345 6 78$ c






O B+ 03 02)(P 2-amp+ 2 $amp() (+amp O0()




lt= e3Zf IYYZ 4433







G$8 + ltD gt$+ ($F






EF( lt (+ amp 2 1 ( lt$+ 202+R ^ C$+




8lt8 lt G$ampF

28 F()F $R C =$ -(N amp 43333 $ $+ ampCF





1C gG+amplt+F




+8gt lt-j


$$+C 0ampCF


EF2 =2lt+ (Q2lt+ 0lt24+R (( 1C $j


$+lt( gt+1 =+amp $$+C C$+ K $$+ 1 lt$F K










O22+ ampampG(1)


028gtN O22+ ampampG(1) 5V+ 26 E(2




$amp($ +amp$ $- 011$+ 2345 6 78$ 5



$amp($ +amp$ $- 011$+ 2345 6 78$ ^

0F U (amp L+ampV


8WF

2Q41+ GH8



$amp($ +amp$ $- 011$+ 2345 6 78$ Y




$$ lt8$gt$+F B+ltj















gt$C -$+$ =0++$(C $E$+$=8F

Uamp F X2amp ( F




$amp($ +amp$ $- 011$+ 2345 6 78$ d



$amp($ +amp$ lt110C $+$




[lt0gt m Q1(C $+=$F










$$ -gtL ltF



EF(M 2amp ( F




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bit complacent







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$amp($ +amp$ $- 011$+ 2345 6 78$ 43


D0F22) L+2lt02amp











A(F+M B(= gt(4$ ]lt















D00+$F V$(( amplt$ $$+Clt$ - 8+$ 8gtj

+ I^$2










V$ gtamp G+ -$$N

D0(( ltD $amp0=lt(

=+$$ amp $altCG($

=$ lt =$($G+$

lt0+ ltD0=0(+ltlt1

=lt$=ltF Agt$+$ -

amp01(8 1N8






+(amp$(+ampM B(=






8+amp+$F

D0F22) B02








$amp() (+amp

L+4(+= D0F22) -



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



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Agent





M 0402 342 957

E

521 Main Street







$amp($ +amp$ $- 011$+ 2345 6 78$ c






O B+ 03 02)(P 2-amp+ 2 $amp() (+amp O0()




lt= e3Zf IYYZ 4433







G$8 + ltD gt$+ ($F






EF( lt (+ amp 2 1 ( lt$+ 202+R ^ C$+




8lt8 lt G$ampF

28 F()F $R C =$ -(N amp 43333 $ $+ ampCF





1C gG+amplt+F




+8gt lt-j


$$+C 0ampCF


EF2 =2lt+ (Q2lt+ 0lt24+R (( 1C $j


$+lt( gt+1 =+amp $$+C C$+ K $$+ 1 lt$F K










O22+ ampampG(1)


028gtN O22+ ampampG(1) 5V+ 26 E(2




$amp($ +amp$ $- 011$+ 2345 6 78$ 5



$amp($ +amp$ $- 011$+ 2345 6 78$ ^

0F U (amp L+ampV


8WF

2Q41+ GH8



$amp($ +amp$ $- 011$+ 2345 6 78$ Y




$$ lt8$gt$+F B+ltj















gt$C -$+$ =0++$(C $E$+$=8F

Uamp F X2amp ( F




$amp($ +amp$ $- 011$+ 2345 6 78$ d



$amp($ +amp$ lt110C $+$




[lt0gt m Q1(C $+=$F










$$ -gtL ltF



EF(M 2amp ( F




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D0F22) L+2lt02amp











A(F+M B(= gt(4$ ]lt















D00+$F V$(( amplt$ $$+Clt$ - 8+$ 8gtj

+ I^$2










V$ gtamp G+ -$$N

D0(( ltD $amp0=lt(

=+$$ amp $altCG($

=$ lt =$($G+$

lt0+ ltD0=0(+ltlt1

=lt$=ltF Agt$+$ -

amp01(8 1N8






+(amp$(+ampM B(=






8+amp+$F

D0F22) B02








$amp() (+amp

L+4(+= D0F22) -



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



$amp($ +amp$ $- 011$+ 2345 6 78$ c






O B+ 03 02)(P 2-amp+ 2 $amp() (+amp O0()




lt= e3Zf IYYZ 4433







G$8 + ltD gt$+ ($F






EF( lt (+ amp 2 1 ( lt$+ 202+R ^ C$+




8lt8 lt G$ampF

28 F()F $R C =$ -(N amp 43333 $ $+ ampCF





1C gG+amplt+F




+8gt lt-j


$$+C 0ampCF


EF2 =2lt+ (Q2lt+ 0lt24+R (( 1C $j


$+lt( gt+1 =+amp $$+C C$+ K $$+ 1 lt$F K










O22+ ampampG(1)


028gtN O22+ ampampG(1) 5V+ 26 E(2




$amp($ +amp$ $- 011$+ 2345 6 78$ 5



$amp($ +amp$ $- 011$+ 2345 6 78$ ^

0F U (amp L+ampV


8WF

2Q41+ GH8



$amp($ +amp$ $- 011$+ 2345 6 78$ Y




$$ lt8$gt$+F B+ltj















gt$C -$+$ =0++$(C $E$+$=8F

Uamp F X2amp ( F




$amp($ +amp$ $- 011$+ 2345 6 78$ d



$amp($ +amp$ lt110C $+$




[lt0gt m Q1(C $+=$F










$$ -gtL ltF



EF(M 2amp ( F




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D0F22) L+2lt02amp











A(F+M B(= gt(4$ ]lt















D00+$F V$(( amplt$ $$+Clt$ - 8+$ 8gtj

+ I^$2










V$ gtamp G+ -$$N

D0(( ltD $amp0=lt(

=+$$ amp $altCG($

=$ lt =$($G+$

lt0+ ltD0=0(+ltlt1

=lt$=ltF Agt$+$ -

amp01(8 1N8






+(amp$(+ampM B(=






8+amp+$F

D0F22) B02








$amp() (+amp

L+4(+= D0F22) -



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



$amp($ +amp$ $- 011$+ 2345 6 78$ 5



$amp($ +amp$ $- 011$+ 2345 6 78$ ^

0F U (amp L+ampV


8WF

2Q41+ GH8



$amp($ +amp$ $- 011$+ 2345 6 78$ Y




$$ lt8$gt$+F B+ltj















gt$C -$+$ =0++$(C $E$+$=8F

Uamp F X2amp ( F




$amp($ +amp$ $- 011$+ 2345 6 78$ d



$amp($ +amp$ lt110C $+$




[lt0gt m Q1(C $+=$F










$$ -gtL ltF



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bit complacent







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D0F22) L+2lt02amp











A(F+M B(= gt(4$ ]lt















D00+$F V$(( amplt$ $$+Clt$ - 8+$ 8gtj

+ I^$2










V$ gtamp G+ -$$N

D0(( ltD $amp0=lt(

=+$$ amp $altCG($

=$ lt =$($G+$

lt0+ ltD0=0(+ltlt1

=lt$=ltF Agt$+$ -

amp01(8 1N8






+(amp$(+ampM B(=






8+amp+$F

D0F22) B02








$amp() (+amp

L+4(+= D0F22) -



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



$amp($ +amp$ $- 011$+ 2345 6 78$ ^

0F U (amp L+ampV


8WF

2Q41+ GH8



$amp($ +amp$ $- 011$+ 2345 6 78$ Y




$$ lt8$gt$+F B+ltj















gt$C -$+$ =0++$(C $E$+$=8F

Uamp F X2amp ( F




$amp($ +amp$ $- 011$+ 2345 6 78$ d



$amp($ +amp$ lt110C $+$




[lt0gt m Q1(C $+=$F










$$ -gtL ltF



EF(M 2amp ( F




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bit complacent







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D0F22) L+2lt02amp











A(F+M B(= gt(4$ ]lt















D00+$F V$(( amplt$ $$+Clt$ - 8+$ 8gtj

+ I^$2










V$ gtamp G+ -$$N

D0(( ltD $amp0=lt(

=+$$ amp $altCG($

=$ lt =$($G+$

lt0+ ltD0=0(+ltlt1

=lt$=ltF Agt$+$ -

amp01(8 1N8






+(amp$(+ampM B(=






8+amp+$F

D0F22) B02








$amp() (+amp

L+4(+= D0F22) -



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



$amp($ +amp$ $- 011$+ 2345 6 78$ Y




$$ lt8$gt$+F B+ltj















gt$C -$+$ =0++$(C $E$+$=8F

Uamp F X2amp ( F




$amp($ +amp$ $- 011$+ 2345 6 78$ d



$amp($ +amp$ lt110C $+$




[lt0gt m Q1(C $+=$F










$$ -gtL ltF



EF(M 2amp ( F




$amp($ +amp$ $- 011$+ 2345 6 78$ I


bit complacent







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retirement plan







1800 018 018 or visit



can do for you





b i g

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$amp($ +amp$ $- 011$+ 2345 6 78$ 43


D0F22) L+2lt02amp











A(F+M B(= gt(4$ ]lt















D00+$F V$(( amplt$ $$+Clt$ - 8+$ 8gtj

+ I^$2










V$ gtamp G+ -$$N

D0(( ltD $amp0=lt(

=+$$ amp $altCG($

=$ lt =$($G+$

lt0+ ltD0=0(+ltlt1

=lt$=ltF Agt$+$ -

amp01(8 1N8






+(amp$(+ampM B(=






8+amp+$F

D0F22) B02








$amp() (+amp

L+4(+= D0F22) -



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



$amp($ +amp$ $- 011$+ 2345 6 78$ d



$amp($ +amp$ lt110C $+$




[lt0gt m Q1(C $+=$F










$$ -gtL ltF



EF(M 2amp ( F




$amp($ +amp$ $- 011$+ 2345 6 78$ I


bit complacent







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retirement plan







1800 018 018 or visit



can do for you





b i g

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$amp($ +amp$ $- 011$+ 2345 6 78$ 43


D0F22) L+2lt02amp











A(F+M B(= gt(4$ ]lt















D00+$F V$(( amplt$ $$+Clt$ - 8+$ 8gtj

+ I^$2










V$ gtamp G+ -$$N

D0(( ltD $amp0=lt(

=+$$ amp $altCG($

=$ lt =$($G+$

lt0+ ltD0=0(+ltlt1

=lt$=ltF Agt$+$ -

amp01(8 1N8






+(amp$(+ampM B(=






8+amp+$F

D0F22) B02








$amp() (+amp

L+4(+= D0F22) -



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



$amp($ +amp$ $- 011$+ 2345 6 78$ I


bit complacent







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retirement plan







1800 018 018 or visit



can do for you





b i g

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DAVIDknows what

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$amp($ +amp$ $- 011$+ 2345 6 78$ 43


D0F22) L+2lt02amp











A(F+M B(= gt(4$ ]lt















D00+$F V$(( amplt$ $$+Clt$ - 8+$ 8gtj

+ I^$2










V$ gtamp G+ -$$N

D0(( ltD $amp0=lt(

=+$$ amp $altCG($

=$ lt =$($G+$

lt0+ ltD0=0(+ltlt1

=lt$=ltF Agt$+$ -

amp01(8 1N8






+(amp$(+ampM B(=






8+amp+$F

D0F22) B02








$amp() (+amp

L+4(+= D0F22) -



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



$amp($ +amp$ $- 011$+ 2345 6 78$ 43


D0F22) L+2lt02amp











A(F+M B(= gt(4$ ]lt















D00+$F V$(( amplt$ $$+Clt$ - 8+$ 8gtj

+ I^$2










V$ gtamp G+ -$$N

D0(( ltD $amp0=lt(

=+$$ amp $altCG($

=$ lt =$($G+$

lt0+ ltD0=0(+ltlt1

=lt$=ltF Agt$+$ -

amp01(8 1N8






+(amp$(+ampM B(=






8+amp+$F

D0F22) B02








$amp() (+amp

L+4(+= D0F22) -



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



$amp($ +amp$ $- 011$+ 2345 6 78$ 44



amp ( amp 2345 7 42



amp ( amp 2345 7 42

Aspendale Gardens News - Summer 2015

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Transcript of Aspendale Gardens News - Summer 2015