Ashutosh Sharma Founder & Managing Director MANCOM’S VIEW · 2020-02-24 · Ashutosh Sharma...

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UMMEED H O U S I N G F I N A N C E vkids lius lkFk gekjk Ashutosh Sharma Founder & Managing Director Ummeed Housing Finance Pvt. Ltd. FOUNDER’S NOTE Aligning the team with the objecves of the company coupled with strong leadership and in-depth knowledge of the space, has helped in superior execuon and leading the way to success. Sachin Grover Chief Operating Officer Robust underwring processes and a tailor-made income assessment model is our key differenator. Rajendra Gupta VP- Credit Money is the raw material for any finance company. In a short span of me we have been able to iniate debt lines from mulple lenders at aracve rates. Bikash Mishra VP- Financial Controller First and foremost, I wanted to use the opportunity to wish each and every one of you and your families a very happy, healthy and prosperous 2019. We have connued to grow our presence in Rajasthan, Haryana and NCR through Hub expansions, state level leadership teams have been put in place to drive forward this iniave. Our mantra has been to hire the right people, train and empower them to be able to do their jobs effecvely. Use of Technology as a key tool to help drive producvity and make work more streamlines has been encouraged and is becoming a way of life for our teams. We have all worked together to create a congenial and fun work atmosphere without wavering from our goal of providing high quality product and services to our customers. The next few pages of this newsleer, gives you an informave snapshot of our achievements during the year both on financial metrics and other qualitave factors. I look forward to working closely with each and every one of you during 2019 and have no doubt that with your skills, energy, passion we will connue our journey and work together to make Ummeed a household name in the affordable housing space. Looking back at 2018, I can say with pride that the journey at Ummeed during the last 12 months, has been a sasfying one for all our key stake holders, ranging from Customers, Employees and Investors. MANCOM’S VIEW

Transcript of Ashutosh Sharma Founder & Managing Director MANCOM’S VIEW · 2020-02-24 · Ashutosh Sharma...

Page 1: Ashutosh Sharma Founder & Managing Director MANCOM’S VIEW · 2020-02-24 · Ashutosh Sharma Founder & Managing Director Ummeed Housing Finance Pvt. Ltd. FOUNDER’S NOTE Aligning

UMMEEDH O U S I N G F I N A N C E

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Ashutosh SharmaFounder & Managing Director

Ummeed Housing Finance Pvt. Ltd.

FOUNDER’S NOTE

Aligning the team with the objec�vesof the company coupled with strong leadership and in-depth knowledge of the space, has helped in superior execu�on and leading the way to success.

” ” ”

” ” ”

Sachin GroverChief Operating Officer

Robust underwri�ng processes and a tailor-made income assessment model is our key differen�ator.

Rajendra GuptaVP- Credit

Money is the raw material for any finance company. In a short span of �me we have been able to ini�ate debt lines from mul�ple lenders at a�rac�ve rates.

Bikash MishraVP- Financial Controller

First and foremost, I wanted to use the opportunity to wish each and every one of you and your families a very happy, healthy and prosperous 2019.

We have con�nued to grow our presence in Rajasthan, Haryana and NCR through Hub expansions, state level leadership teams have been put in place to drive forward this ini�a�ve. Our mantra has been to hire the right people, train and empower them to be able to do their jobs effec�vely. Use of Technology as a key tool to help drive produc�vity and make work more streamlines has been encouraged and is becoming a way of life for our teams. We have all worked together to create a congenial and fun work atmosphere without wavering from our goal of providing high quality product and services to our customers. The next few pages of this newsle�er, gives you an informa�ve snapshot of our achievements during the year both on financial metrics and other qualita�ve factors.

I look forward to working closely with each and every one of you during 2019 and have no doubt that with your skills, energy, passion we will con�nue our journey and work together to make Ummeed a household name in the affordable housing space.

Looking back at 2018, I can say with pride that the journey at Ummeed during the last 12 months, has been a sa�sfying one for all our key stake holders, ranging from Customers, Employees and Investors.

MANCOM’S VIEW

Page 2: Ashutosh Sharma Founder & Managing Director MANCOM’S VIEW · 2020-02-24 · Ashutosh Sharma Founder & Managing Director Ummeed Housing Finance Pvt. Ltd. FOUNDER’S NOTE Aligning

Our Journey

BusinessGrowth

HUBGrowth

EmployeeGrowth

CreditRating

Upgrade

EquityRaise

-FY 2018 19AUM

AUM

INR 107Cr.

INR 310Cr.

- -FY 2018 FY 2018

FY 2017 FY 2017

19 19

18 18

-FY 2017 18

255

Employees BBB

-FY 2018 19

17 HUBs

AUM

INR 1217 Lakhs

--

--

FY 2016 17

FY 2016 17 FY 2016 17

FY 2016 17

FY 2017FY 2017 1818

3 HUBs

9 HUBs

- -

- -

119Employees

35Employees

-FY 2016 17

BBB-

BBB-

Ummeed Housing Finance Pvt. Ltd.

Rs. 33.3Crore

Rs. 134.3Crore

Page 3: Ashutosh Sharma Founder & Managing Director MANCOM’S VIEW · 2020-02-24 · Ashutosh Sharma Founder & Managing Director Ummeed Housing Finance Pvt. Ltd. FOUNDER’S NOTE Aligning

Yoga

Day

Cele

brat

ionIndependence Day

CelebrationEmployee Corner

Employee Engagment Activities @ Ummeed

Page 4: Ashutosh Sharma Founder & Managing Director MANCOM’S VIEW · 2020-02-24 · Ashutosh Sharma Founder & Managing Director Ummeed Housing Finance Pvt. Ltd. FOUNDER’S NOTE Aligning

Process & ProductTrainings

Strategy & CreditMeets

Employee Corner

Employee Development Program @ Ummeed

Page 5: Ashutosh Sharma Founder & Managing Director MANCOM’S VIEW · 2020-02-24 · Ashutosh Sharma Founder & Managing Director Ummeed Housing Finance Pvt. Ltd. FOUNDER’S NOTE Aligning

Annual Off-Site

Employee Speaks :

At Ummeed, my journey has been full of excitement, work and learning. st

I was the 1 member of Jaipur team and supported in the hub setup. During the ini�al days, work would really get hec�c but with the support and apprecia�on of senior management, work pressure would convert into learning & I was able to quickly adapt to Ummeed's philosophy. I

st stgot my 1 promo�on in the 1 appraisal cycle and since then there has been no looking back. I have been involved in building out the credit team at Rajasthan, training & bringing them up the curve. I would say the journey so far has been fantas�c and I have enjoyed it thoroughly.

Ravi TiwariState Credit Head, Rajasthan

Ummeed Housing Finance Pvt. Ltd.

Page 6: Ashutosh Sharma Founder & Managing Director MANCOM’S VIEW · 2020-02-24 · Ashutosh Sharma Founder & Managing Director Ummeed Housing Finance Pvt. Ltd. FOUNDER’S NOTE Aligning

Customer Corner

Ummeed Housing Finance Pvt. Ltd.

CustomerGrowth

UMMEEDH O U S I N G F I N A N C E

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Dec’16Mar’17

Sep’17Mar’18

Sep’18Dec’18

What Customers Say

MANOJ is a vegetable whole seller at Kota and Ummeed has provided him with a Loan against property. In his words- “with excep�onal service standard & speed, Ummeed disbursed my loan in 7 days, from the date of my first mee�ng them. I never thought, ge�ng a loan can be so easy & smooth with my minimum documents. I thank Ummeed to help me realize my dream of expanding my business.

SABITA is an owner of small business firm in Delhi, s�tching ladies clothes. As per Ummeed’s policy we gave her an accident/illness insurance cover along with our home loan. Ini�ally she was a li�le skep�cal about the insurance but since itwas our policy, she signed up for the same. Post availing the loan she was diagnosed with a brain tumor, with needfor an immediate surgery, she was able to claim theseexpences through insurance. The claim also repaid Ummeed’sHome loan she had taken, giving her a debt free home.

44 Customers

157 Customers

559 Customers

1379 Customers

2424 Customers

2965 Customers

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