“Providing non-bank financial services for the Network Marketing Industry”

Presented by: ARIA Funding Inc.

An Overview Of The OpportunityUnderstanding the relationship between low-cost entrepreneurship and economics is important.

The PayDay and Online “Short Term” Loan Industry is Booming:When credit unions decided small loans were unprofitable, payday loan companies recognized a niche market and need, and learned small, short-term loans can be profitable. Online entrants like Wonga in the UK have realized tremendous growth and profitability through efficient capital management practices gained by leveraging information technology platforms.

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Recession drives growth in the MLM Industry: When recession hits, those with any intelligence seek alternative sources of income. In their searches, they often find their best alternative is MLM also known as Network Marketing.

Network Marketing Entrepreneurs Need Small Amounts of Startup Capital:Although lower than the cost of starting a traditional business, MLM businesses require upfront investments by the new entrepreneur to get going. The typical cost to establish buy-in to an MLM franchise is around $500, which covers the initial costs of products, establishment of a website, business collateral and training.

This can create missed opportunities even though successful candidates usually see a return on this investment in 30 days or less.

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STEADYINCOMES

100%

32Median

Age

Average Loan is $300Average Term 14-30 daysAverage APR 520 percent

MIDDLE EDUCATED94% have high school diploma52% college educated

MIDDLE INCOME52% have incomes between $25,000 and $50,000

TYPICAL PAYDAY LOAN BORROWER

10%Total Pop.42% Own Homes

Typical Borrower

38%

62%

ARIA Funding FeaturesThe structure of the loan is low risk, scalable & profitable

$500Principal $100

Interest $19.95Membership

• $20 PER $100 BORROWED (240% APR)• 30 DAY TERM• PAYMENTS SETUP AS ACH• Online Transaction

Loan Principal

Interest Payment

Membership Fee

$119.95 Profit30 days

$119.95 Profit30 days

Why ARIA Funding?Founded in 2014

Our offering combines the gigantic networks of MLM organizations, the financial returns and leverage of short-term loan models, the best efficiencies of online operating models and the network based incentives of member referrals rolled into an easy to use online website and application.

Description MLM Loans Amscot E-Z Payday Wonga

Affordable

Single Use Restrictions

Focused on MLM Entrepreneurs

Capital Usage Restrictions

Online Only

15.9M

What We Are Looking To AchieveMarket size and potential for ARIA Funding offerings

U.S. MLM Market U.S. Direct Selling Channel Educated Customers 100% Online A surge of new recruits every

yearAnnual revenue in the US MLM

market yearly.Middle-market entrepreneurs with stable incomes means less defaults (10% or less)

High Volume Loans with Low Overhead

No-Cost Base of Independent Reps

Targeted Short-Term Loans to MLM Industry

Low Default Rate Efficient Capital Deployment

$31.6B 10% 80K loans/month

Revenue & Profit ForecastsWhat the graphs are saying about revenue

YR 1: $80M LoansNet Profit: $5M

YR2: $179M LoansNet Profit: $18M

YR3: $321M LoansNet Profit: $38M

YR4: $446M LoansNet Profit: $56M

AVERAGE

80,000 loans/month

$70M

YR5: $542M LoansNet Profit: $70M

5% AVERAGEGROWTH

How The Funds Will Be Used Minimal startup costs, large upside projections

HUMAN CAPITAL

Payroll, Taxes & Benefits

2014

Website, ITC Investments, Legal Fees

FUNDING

OPERATING EXPENSES

SG&A, Bad Debt, Bank Fees, R&D, Etc.

CAPITAL DEPLOYMENT

Money for lending

STARTUP COSTS

Timelines & MilestonesFast Ramp Time due to Established MLM Industry Relationships

Area Team Member May Jun Jul Aug Sept Oct Nov

Web / ITC Dev Ops Brian K.

Channel Partnerships Letty R.

Gina M.

Delia P.

Call Center Setup Nick L.

Sales Kenny R.

Training Steve B.

Product Strength And OpportunitiesOpportunities to grow the business beyond short-term loans

Strong base of reps at little to no cost combined with targeted niche marketing against no competition.

STRENGTHS

Regulatory agencies in the U.S. are becoming more stringent on PayDay lenders.

WEAKNESSES

Captured clients through MLM Channels can be targeted with new financial offerings.

OPPORTUNITIES

Credit unions are looking for new revenue from their existing client base via new short-term loan products.

THREATS

Strengths

Opprotunities

Weaknesses

Threats

S W

TO

Website Design & DevelopmentResponsive online portal for members and borrows to interact

Mobile First Responsive Design

Secure

MultiLingual

UX and Search Optimized

Mobile manufacturer are adding more and more functionality to mobile phones. From games, to shopping, travel, social and even health.

By the end of 2014 we’re expecting more surf time to be on a mobile device (iPads included) than via desktops PC’s. Mobile changes everything.)

82% of our media time is spent within apps

Apps Dominate – Brick and Mortar is HistoryResponsive app design works across all devices including iPhone and Android

Consumers can now use smart-phones and tablets to interact with business 24/7, from anywhere.

Companies that embrace this always-on behavior - the taxi service Uber with mobile pickups, GrubHub and Seamless for food delivery, and Hotel Tonight’s app for last minute bookings - can disrupt entire industries.

Over 1.2 billion people access the web from theirmobile devices

Mobile is the FutureMobile users execute transactions in real time

Digital Finance SoftwareARIA Funding digital finance solve people’s short-term cash flow

People apply for a short-term loan through the ARIAFunding.com website or application

Application Process

This offers the business startup a swift decision and then transfers the money into a bank account or onto a debit card within a short-time.

Swift Decisions

Automated interfaces to Teletrack state databases and ACH processing alleviates the need for a visit to the bank and keeps overhead low for ARIA Funding.

Completely Automated

Remote auditing cuts down on internal fraud and streamlines general ledger reporting such as principal, interest, NSF princpal, etc.

Reporting Features

Interested? - Let’s TalkARIA Funding is actively recruiting US partners to optimize its launch and accelerate growth.