An Investment that Adds wings to your dreams...Above returns are as on 31st May, 2019. Past...

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JUNE 2019

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

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Investors understand that their principal will be at Moderately High Risk

RISKOMETER

This product is suitable for investors who are seeking*:

• Long term capital growth.

• A Fund that primarily invest in large-cap stock.

• Risk - Moderately High *Investors should consult their financial advisors if in

doubt about whether the product is suitable for them.

Adds wings to your dreams

An Investment that

MARKET REVIEW

Market Review

Ÿ At the beginning of the month, sentiment remained fragile due to the trade war noise between US and China.

Ÿ The re-election of the Modi government with an improved mandate ensures political stability and policy continuity.

Ÿ The BSE-30 Index and Nifty-50 Index gained 1.7% and 1.5% amid volatility. GDP growth was down to 6.8% in FY2019 from 7.2% in FY2018 declining over the quarters.

Ÿ March IIP growth contracted by 0.1% as against a growth of 0.1% in February led largely by a slowdown in the manufacturing segment.

Ÿ CPI inflation rose marginally higher to 2.92% in April as against 2.86% in March.

Ÿ April WPI inflation was 3.07% as against 3.18% in March primarily due to a moderation in fuel and manufacturing inflation even as food inflation hardened.

Sector-wise indices – While Auto, FMCG, IT and Healthcare gave negative returns, Cap Goods, Realty, consumer durables, O&G and banks, outperformed the broader indices

Capital flows:

FIIs were net buyers in the equity to the tune of Rs. 7,920 crores

(US$1,134mn) in May 2019. Cumulatively, FIIs bought equity worth

Rs. 44,638 crores (US$ 6,616mn) in last twelve months i.e. from Jun-

May 19 and DII bought equity worth Rs. 61,368 crores (US$8,546mn)

for the same period. (As on 31st May 2019, Source: SEBI) (May 2019

Avg. 1 USD = INR 69.81).

Outlook

Ÿ In recently concluded Q4FY19 quarter, aggregate sales growth of

BSE 200 companies (excluding financial sector) moderated to a five-

quarter low of ~9% YoY which is a reflective of weak demand.

Ÿ While narrowing PSU bank losses resulted in sharp jump in profit

growth, excluding the PSU banks, aggregate profit of BSE200

companies continued to register single-digit growth.

Ÿ Weak consumption and investment growth dragged down the real

GDP growth to 5.8% in 4QFY19 compared to 6.6% in 3QFY19. With

this, FY19 full year GDP growth stood at 6.8% (vs 7.2% in FY18).

Weakness in global growth, low rural incomes, government's limited

fiscal strength, and ongoing slowdown in the NBFC sector are

expected to keep growth muted in the near term.

Ÿ On the policy front, inflation will likely remain benign in the near

term, with risks from monsoon likely to be contained.

Ÿ Equity valuations are likely to be boosted by the improving banking

system liquidity (surplus of Rs340bn as of 1-Jun'19) along with

declining crude oil prices and rising hopes of a rate cut post weak Q4

GDP numbers.

Ÿ Having won a second mandate comfortably, the NDA government

is likely to stick to their existing policy orientation aimed at increasing

Mr. Sachin Relekar

CIO - Equity

₹

2

EQUITY

DEBT

formalization of the economy (tighter enforcement of GST, RERA,

Benami Act), infrastructure spending (roads, rail), and fixing the rural

economy.

Ÿ Having said this, we do not expect the rural demand slowdown to

reverse immediately given continued contraction in farmers profitability

led by low prices as well as muted global food prices.

Ÿ We also expect the fiscal overhang and liquidity challenges to

continue in the near term.

Ÿ All the above, coupled with reasonably high valuations (despite the

correction), make us stay cautious on the market.

Ÿ We preferred a bottom-up approach and pick all-weather stocks,

with visibility of strong earnings growth.

Market Review

Ÿ The month started on a negative note due to liquidity deficit in the system. The onset of general elections from April 11, higher-than expected auction cut-off yields on shorter tenure securities, and caution ahead of the release of the Consumer Price Index (CPI) print led to hardening of bond yields by April end which continued in May as well.

Ÿ Further concerns regarding oil supply, trade tensions kept bonds under pressure as higher crude oil prices and trade tension could stoke inflation and would have lowered the possibility of a rate cut in coming months.

Ÿ However, the second half was an encouraging one, first with the election results that gave a thumping majority to the incumbent government and secondly with regards to GDP data for Q4 of last year indicating RBI to take some concrete steps to push up growth.

Ÿ With a stable government at the Centre and the forecast of a near-normal monsoon, market sentiment improved.

Ÿ Additionally, various measures adopted by RBI, NHB and SBI to improve liquidity in the system also brought the yields down.

Ÿ Tariff measures announced by Trump pushed Crude towards 60 dollars and Govt bond yield to below 7%. Spread for NBFCs/HFCs over Govt bond also narrowed.

Ÿ Inflation control has been a major success in the last 9-12 months. Inflation is consistently below 4 percent.

Outlook

Ÿ Considering Oil is close to $60 and rupee below 70, we expect a 25

bps rate cut.

Ÿ Further with Inflation consistently printing below 4% and dismal

GDP figures for Q4 of last financial year, could lead to change in stance

from Neutral to Accommodative.

Mr. Marzban Irani

CIO - Fixed Income

RISKOMETER

Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Large Cap Fund

LIC MF Multicap Fund

LIC MF Large & Mid Cap Fund

LIC MF Infrastructure Fund

LIC MF Tax Plan

LIC MF Index Fund-Sensex Plan

LIC MF Index Fund-Nifty Plan

LIC MF Exchange Traded Fund - Nifty 50

LIC MF Exchange Traded Fund - Sensex


3

Ÿ Long Term Capital GrowthŸ A Fund that primarily invest in large-cap stockŸ Risk - Moderately High

Ÿ Long Term Capital Appreciation and Current Income.

Ÿ Investing in Large, Mid & Small-cap stocksŸ Risk - Moderately High

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large and mid-cap

stocksŸ Risk - Moderately High

Ÿ Capital appreciation over long termŸ Investment predominantly in a portfolio of equity

and equity related securities of companies engaged in banking and financial services.

Ÿ Risk - High

Ÿ Long Term Capital GrowthŸ Investment in equity and equity related instruments

of companies directly or indirectly engaged in infrastructure sector.

Ÿ Risk - High

Ÿ Long Term Capital GrowthŸ Investing in equity and equity related securities.Ÿ Risk - Moderately High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of S&P BSE Sensex

Index stocks subject to tracking error.

Ÿ Risk - Moderately High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of NIFTY 50 Index

stocks subject to tracking errors.


Ÿ Long Term InvestmentŸ Investment in securities covered by NIFTY 50

Index, subject to tracking errors.Ÿ Risk - Moderately High

Ÿ Long Term InvestmentŸ Investment in securities covered by S&P BSE

SENSEX, subject to tracking errors.Ÿ Risk - Moderately High

Ÿ Long Term InvestmentŸ Investment in equity and equity related securities

and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors.


LIC MF Banking & Financial Services Fund

Investors understand that their principal will be at moderately high risk.

RISKOMETER

Investors understand that their principal will be at high risk.

RISKOMETER

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

LIC MF Arbitrage FundŸ Income over a short term investment horizon.

Ÿ Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment of the equity market.

• Risk - Moderately Low

Investors understand that their principal will be at moderately low risk.

RISKOMETER

LIC MF Liquid Fund Ÿ Regular income for short termŸ Investment in debt / money market instruments

with maturity of upto 91 days. Ÿ Risk - Low

Investors understand that their principal will be at low risk.

RISKOMETER

Name Of The SchemeThe Product Is Suitable For Investors Who Are Seeking *

Riskometer

LIC MF Government SecuritiesFund

LIC MF Debt Hybrid Fund

LIC MF Bond Fund

LIC MF Children’s Gift Fund

LIC MF Banking & PSU Debt Fund

LIC MF Savings Fund

RISKOMETER

LIC MF Equity Hybrid Fund

SchemeLIC MF Unit Linked Insurance

4

Ÿ Long term capital appreciation with current income.Ÿ A fund that invests both in stocks and fixed income

instruments. Ÿ Risk - Moderately High

Ÿ Long term capital appreciation and current income.Ÿ Investment in equity and equity related securiries,

fixed income securities (debt and money market securities).


Ÿ Long term capital appreciation and current incomeŸ Investment in sovereign securities issued by

Central State Government.Ÿ Risk - Moderate

Ÿ Medium term capital appreciation with current income

Ÿ A fund that invests predominantly in debt instruments with marginal equity exposure.

Ÿ Risk - Moderate

Ÿ Income over medium to long termŸ To generate income/capital appreciation through

investments in Debt and Money market instruments.

Ÿ Risk - Moderate

Ÿ Long term capital appreciation and current income

Ÿ A fund that invests both in stocks and fixed income instruments.


Ÿ Regular income for medium term capital appreciation with current income

Ÿ An income fund that invests predominantly in debt and money market instruments issued by Banks, PSU’s, PFIs and Municipal Bonds.

Ÿ Risk - Moderate

Ÿ Regular Income for short termŸ A fund that focuses on low duration securities.Ÿ Risk - Moderate

*Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Investors understand that their principal will be at moderately high risk.

RISKOMETER

Investors understand that their principal will be at moderate risk.

RISKOMETER

LIC MF G-Sec Long Term Exchange Traded Fund Ÿ Medium to long term regular income

Ÿ Investment in securities in line with Nifty 8-13 yr G-Sec Index to generate comparable returns subject to tracking errors.

Ÿ Risk - Moderate

LIC MF Short Term Debt FundŸ Generation of reasonable returns over short to

medium term.

Ÿ Investment in Debt securities and money market instruments.

Ÿ Risk - Moderate

Investors understand that their principal will be at moderate risk.

RISKOMETER

To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of

equity and equity related securities of Large Cap companies including derivatives. However there can be no

assurance that the investment objective of the scheme will be achieved.

stAbove returns are as on 31 May, 2019. Past performance may or may not be sustained in the future. # Nifty 100 TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested

systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment

internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative

purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for

since inception, hence performance for such period is not available.

SCHEME PERFORMANCE

SIP PERFORMANCE

PORTFOLIO AS ON 31.05.2019

INVESTMENT OBJECTIVESCHEME FEATURES

SECTOR ALLOCATION (% of NAV)

Company % of NAV Company % of NAV

SIP Investments 1 Year 3 Years 7 Years5 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 8,40,0006,00,000 12,00,000 NA

Market Value as on May 31, 2019 ( ) ₹ 1,28,821 4,15,667 12,50,4197,51,867 20,63,549 NA

Returns (CAGR) (%) 13.98 9.58 11.188.97 10.46 NA

Benchmark Returns (CAGR) (%) #

Additional Benchmark Returns (CAGR) (%) ##

14.00

16.44

12.88 13.47

14.19 13.27

12.04

12.36

12.51

12.17

NA

NA

5

Scheme Nifty 100 TRI* Nifty 100 TRI* Nifty 50 TRI** Nifty 50 TRI** Scheme

1 Year 7.33 10.03 12.43 10,733 11,003 11,243

3 Years 10.87 14.91 14.99 13,629 15,171 15,203

5 Years 11.45 12.32 11.92 17,206 17,888 17,571

Since Inception 4.12 NA 10.36 27,181 NA 1,14,738

CAGR (%)Value of lumpsum investment of 10,000/- invested ₹

on inception datePeriod

stAbove returns are as on 31 May, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option.

Mr. Sachin Relekar is managing the above scheme from 5th March, 2015 and total no. of schemes managed by him is 8. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was

launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark.

The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 29(3).

Factsheet June, 2019

Scheme Type: An open ended equity scheme predominantly investing in Large Cap stocks.

Date of allotment: September 01, 1994

Fund Size:

AUM as on 31/05/2019: ₹ 289.57 Cr

Average AUM for May 2019: ₹ 277.20 Cr

Benchmark: Nifty 100 TRI

Minimum Investment: ₹ 5,000/-

Fund Manager:Name: Mr. Sachin Relekar;Experience: 13+ years

NAV as on May 31, 2019:NAV Regular Plan Direct Plan

Growth ₹ 27.1808 ₹ 28.7953

Dividend ₹ 17.2392 ₹ 19.9289

Expense Ratio:Regular: 2.63% Direct: 1.56%(for detailed bifurcation on TER, please see page no 33)

Annual Portfolio Turnover Ratio: 0.30 times

Risk Measures:Standard Deviation 3.57Portfolio Beta 0.97Sharpe Ratio 0.1338

Load Structure:Entry Load - NIL

Exit Load

Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.

Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.

Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

23.28%

19.88%

11.94%

9.97%

6.96%

4.58%

3.02%

2.48%

2.25%

2.17%

1.45%

0.66%

0.61%

0.46%

0.34%

Banks

Finance

Software

Consumer Non Durables

Auto

Petroleum Products

Retailing

Consumer Durables

Cement

Construction Project

Non - Ferrous Metals

Transportation

Ferrous Metals

Auto Ancillaries

Pharmaceuticals

Equity Holdings

Auto 6.96%

Maruti Suzuki India Ltd. 3.13%

Mahindra & Mahindra Ltd. 2.94%

Ashok Leyland Ltd. 0.89%

Auto Ancillaries 0.46%

Motherson Sumi Systems Ltd. 0.46%

Banks 23.28%

HDFC Bank Ltd. 9.32%

ICICI Bank Ltd. 7.00%

Kotak Mahindra Bank Ltd. 6.97%

Cement 2.25%

Shree Cements Ltd. 2.25%

Construction Project 2.17%

Larsen & Toubro Ltd. 2.17%

Consumer Durables 2.48%

Titan Company Ltd. 2.48%

Consumer Non Durables 9.97%

Hindustan Unilever Ltd. 3.63%

Britannia Industries Ltd. 2.90%

Nestle India Ltd. 1.86%

Asian Paints Ltd.

Top 10 holdings

1.58%

Ferrous Metals 0.61%

Tata Steel Ltd. 0.60%

Tata Steel Ltd.-Partly paid 0.01%

Finance 19.88%

Bajaj Finserv Ltd. 6.56%

HDFC Ltd. 6.00%

Bajaj Finance Ltd. 5.78%

L&T Finance Holdings Ltd. 1.54%

Non - Ferrous Metals 1.45%

Hindalco Industries Ltd. 1.45%

Petroleum Products 4.58%

Reliance Industries Ltd. 4.58%

Pharmaceuticals 0.34%

Piramal Enterprises Ltd. 0.34%

Retailing 3.02%

Avenue Supermarts Ltd. 3.02%

Software 11.94%

Tata Consultancy Services Ltd. 6.21%

Infosys Ltd. 5.73%

Transportation 0.66%

InterGlobe Aviation Ltd. 0.66%

Equity Holdings Total 90.03%

Cash & Other Receivables Total 9.97%

Grand Total 100.00%

An open ended pure growth scheme seeking to provide capital growth by investing mainly in mix of equity

instruments. The investment portfolio of the scheme will be constantly monitored and reviewed to optimize

capital growth. However, there is no assurance that the investment objective of the Schemes will be realized.





returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 12,00,0008,40,000 NA

Market Value as on May 31, 2019 ( ) ₹ 1,27,875 3,98,391 6,96,942 18,22,28411,29,875 NA

Returns (CAGR) (%) 12.45 6.71 5.94 8.108.34 NA



11.44

16.44

10.91

14.19

11.24

12.36

12.2313.30

12.1713.27

NA

NA

SCHEME FEATURES INVESTMENT OBJECTIVE


SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Scheme

1 Year 8.01 6.46 12.43 10,801 10,646 11,243

3 Years 8.25 14.35 14.99 12,686 14,954 15,203

5 Years 7.17 12.35 11.92 14,144 17,910 17,571


PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date


Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 8. Past performance may or may not be sustained in the


launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.* Benchmark, ** Additional Benchmark.

The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 29(2).

Nifty 500 TRI* Nifty 500 TRI* Nifty 50 TRI** Nifty 50 TRI**

Scheme Type: An open ended equity scheme investing across Large Cap, Mid Cap, Small Cap stocks

Date of Allotment: April 15, 1993

Fund Size:

AUM as on 31/05/2019: ₹ 285.67 Cr

: 275.57 CrAverage AUM for May 2019 ₹



Fund Manager:Name: Mr. Yogesh PatilExperience: years11+


Growth ₹ 4 . ₹ .7 6792 49 8377

5 6046 9 2093Dividend ₹ 1 . ₹ 1 .




6

Load Structure:

Entry Load - NIL

Exit Load





28.23%

15.74%

14.54%

4.96%

4.66%

4.09%

2.61%

2.47%

2.30%

2.29%

1.97%

1.60%

1.41%

0.97%

0.46%

0.44%

0.40%

Banks


Software

Finance

Auto

Transportation


Petroleum Products

Auto Ancillaries

Pharmaceuticals

Gas

Cement

Fertilisers

Power

Chemicals


Industrial Products

Equity HoldingsAuto 4.66%Hero MotoCorp Ltd. 1.62%Maruti Suzuki India Ltd. 1.20%Ashok Leyland Ltd. 1.04%Mahindra & Mahindra Ltd. 0.80%Auto Ancillaries 2.30%MRF Ltd. 1.59%Exide Industries Ltd. 0.71%Banks 28.23%HDFC Bank Ltd. 8.60%ICICI Bank Ltd. 5.85%Kotak Mahindra Bank Ltd. 5.12%Axis Bank Ltd. 3.36%The Federal Bank Ltd. 1.74%City Union Bank Ltd. 1.62%State Bank of India 1.00%Karur Vysya Bank Ltd. 0.94%Cement 1.60%Ambuja Cements Ltd. 0.97%Grasim Industries Ltd. 0.63%Chemicals 0.46%Tata Chemicals Ltd. 0.23%Navin Fluorine International Ltd. 0.23%

Construction Project 2.61%Ashoka Buildcon Ltd. 1.76%Sadbhav Engineering Ltd. 0.85%

Consumer Non Durables 15.74%Nestle India Ltd. 3.40%Hindustan Unilever Ltd. 3.18%Britannia Industries Ltd. 1.70%Marico Ltd. 1.37%Asian Paints Ltd. 1.36%Dabur India Ltd. 1.36%Kansai Nerolac Paints Ltd. 1.17%Emami Ltd. 0.91%

ITC Ltd. 0.73%

Colgate Palmolive (India) Ltd. 0.56%

Fertilisers 1.41%

Coromandel International Ltd. 1.41%

Finance 4.96%

HDFC Ltd. 3.25%

SBI Life Insurance Co. Ltd. 1.27%

Equitas Holdings Ltd. 0.44%

Gas 1.97%Petronet LNG Ltd. 1.25%

Indraprastha Gas Ltd. 0.72%

Industrial Products 0.40%

Bharat Forge Ltd. 0.40%

Non - Ferrous Metals 0.44%Hindalco Industries Ltd. 0.44%

Petroleum Products 2.47%Reliance Industries Ltd. 2.47%

Pharmaceuticals 2.29%Sanofi India Ltd. 1.69%

Aurobindo Pharma Ltd. 0.60%

Power 0.97%Power Grid Corporation of India Ltd. 0.97%

Software 14.54%Infosys Ltd. 5.46%


Larsen & Toubro Infotech Ltd. 1.89%

HCL Technologies Ltd. 1.24%

Oracle Financial Services Software Ltd. 0.41%

Tech Mahindra Ltd. 0.40%

Transportation 4.09%Container Corporation Of India Ltd. 2.39%

Transport Corporation Of India Ltd. 1.70%



Grand Total 100.00%

Top 10 holdings

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked

instruments of large cap and midcap companies.

stAbove returns are as on 31 May, 2019. Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method

(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is

for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the

scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000 - - - 5,10,000

Market Value as on May 31, 2019 ( ) ₹ 1,24,765 4,07,145 - - - 6,38,359

Returns (CAGR) (%) 7.48 8.17 - - - 10.55



8.34 9.64

16.44 14.19

- -

- -

-

-

11.31

13.35



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty LargeMidcap 250 TRI* Nifty LargeMidcap 250 TRI*SchemeNifty 50 TRI**

Nifty 50 TRI**

1 Year 1.44 3.46 12.43 10,144 10,346 11,243

3 Years 15.34 14.72 14.99 15,345 15,096 15,203

5 Years NA NA NA NA NA NA

Since Inception 9.93 10.04 8.86 14,972 15,034 14,363

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- ₹invested on inception date


Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 8. Date of allotment is 25th Feb’2015, hence returns are

available for 1yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. NA :

Not Available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the

index.

Scheme Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks

Date of Allotment: February 25, 2015

Fund Size:

AUM as on 31/05/2019: ₹ 481.95 Cr


Benchmark: Nifty LargeMidcap 250 TRI


Fund Manager:Name: Mr. Sachin RelekarExperience: 13+ years


Growth ₹ 14.9718 ₹ 15.7832

Dividend ₹ 13.1754 ₹ 13.9468




7

Load Structure:

Entry Load - NIL

Exit Load





23.84%

16.28%

8.62%

5.67%

5.57%

4.77%

4.63%

4.56%

4.30%

3.47%

2.49%

1.93%

1.65%

0.64%

0.47%

0.47%

Finance

Banks

Software

Chemicals


Retailing

Consumer Durables

Auto Ancillaries

Pharmaceuticals

Auto

Petroleum Products

Construction

Industrial Products

Textile Products

Power

Services

Equity Holdings

Auto 3.47%




Exide Industries Ltd. 2.07%

Jamna Auto Industries Ltd. 0.85%

Balkrishna Industries Ltd. 0.84%

Tube Investments Of India Ltd. 0.43%


Banks 16.28%


City Union Bank Ltd. 5.27%


Chemicals 5.67%

Tata Chemicals Ltd. 3.30%

Vinati Organics Ltd. 2.37%

Construction 1.93%

Brigade Enterprises Ltd. 1.79%

Simplex Infrastructures Ltd. 0.14%


Bata India Ltd. 2.83%

Voltas Ltd. 1.60%

VIP Industries Ltd. 0.20%


Kansai Nerolac Paints Ltd. 2.60%

Emami Ltd. 0.97%

Procter & Gamble Hygiene&HealthCare Ltd. 0.88%


Bombay Burmah Trading Corp Ltd. 0.48%

Finance 23.84%



HDFC Ltd. 4.14%

Cholamandalam Investment & Fin Co Ltd. 3.11%

Max Financial Services Ltd. 2.59%

Cholamandalam Financial Holdings Ltd. 2.35%


Motilal Oswal Financial Services Ltd. 0.29%


Supreme Industries Ltd. 1.65%




Torrent Pharmaceuticals Ltd. 2.01%

Sanofi India Ltd. 1.77%


Power 0.47%

Tata Power Company Ltd. 0.47%

Retailing 4.77%


Aditya Birla Fashion and Retail Ltd. 2.36%

Services 0.47%

Quess Corp Ltd. 0.47%

Software 8.62%


Infosys Ltd. 2.78%

Info Edge (India) Ltd. 2.24%

Textile Products 0.64%

K.P.R. Mill Ltd. 0.64%



Grand Total 100.00%

Top 10 holdings

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a

portfolio that in invested substantially in equity and equity related securities of companies engaged in

banking and financial services sector. However there can be no assurance that the investment objective of

the scheme will be achieved.



SCHEME PERFORMANCE

74.91%

22.98%

Banks

Finance

Company % of NAV


SchemeNifty Financial Services TRI*

Nifty Financial Services TRI*

Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 8.15 21.61 12.43 10,815 12,161

18,847

11,243

15,070

3 Years 13,759 19,235 15,203

5 Years NA

11.22

NA

24.37

NA

14.99

NA NA NA

Since Inception 4.00 16.37 10.31 11,783

PeriodCAGR (%)

Value of lumpsum investment of 10,000/-₹invested on inception date


Mr. Yogesh Patil is managing the above scheme from 4th October 2018 and total no. of schemes managed by him is 8. Date of allotment is 27th March'2015, hence returns are

available only for 1 yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance.

The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is

benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme investing in banking & financial companies

Date of Allotment: March 27, 2015

Fund Size:

AUM as on 31/05/2019: ₹ 62.06 Cr


Benchmark: Nifty Financial Services TRI




Growth ₹ . ₹ .11 7830 12 3012

11 7815 12 2732Dividend ₹ . ₹ .




stAbove returns are as on 31 May, 2019. Past performance may or may not be sustained in the future. # Nifty Financial Services TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR

returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative

purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the

subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception

Total Amount Invested ( )₹ 1,20,000 3,60,000

1,35,826 3,97,786

25.46 6.60

35.25 23.75

16.44 14.19

- -- 5,00,000

Market Value as on May 31, 2019 ( ) ₹ - -- 5,83,175

Returns (CAGR) (%) - -- 7.34



-

-

--

--

22.04

13.57

SIP PERFORMANCE

8

Load Structure:

Entry Load - NIL

Exit Load





Equity Holdings

Banks 74.91%




Axis Bank Ltd. 10.75%


The Federal Bank Ltd. 5.49%

IndusInd Bank Ltd. 2.39%

Karur Vysya Bank Ltd. 2.11%

DCB Bank Ltd. 1.37%

Finance 22.98%

HDFC Ltd. 7.63%

Cholamandalam Investment & Finance Company Ltd. 3.82%

ICICI Lombard General Insurance Co. Ltd. 3.53%


Equitas Holdings Ltd. 1.96%






Grand Total 100.00%

Top 10 holdings

stAbove returns are as on 31 May, 2019. Past performance may or may not be sustained in the future. # Nifty Infrastructure TRI, ## Nifty 50 TRI. Assuming ₹ 10,000/- invested

systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method (investment



returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the scheme is


The investment objective of the scheme is to generate long-term growth from a portfolio of equity / equity

related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,

there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000

1,32,527

20.01

16.09

16.44

3,60,000 6,00,000 8,40,000 13,40,00012,00,000

Market Value as on May 31, 2019 ( ) ₹ 4,06,447 7,18,532 11,80,521 21,01,79117,94,659

Returns (CAGR) (%) 8.06 7.15 9.57 7.787.81



6.01

14.19

4.89 6.26

12.36 13.27

3.814.16

12.5212.17



SCHEME PERFORMANCE

SIP PERFORMANCE



SchemeNifty Infrastructure

TRI*Nifty Infrastructure

TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 4.06 2.37 12.43 10,406 10,237 11,243

3 Years 10.97 8.45 14.99 13,665 12,756 15,203

5 Years 7.71 2.62 11.92 14,503 11,384 17,571

Since Inception 3.63 -0.49 10.17 14,912 9,464 29,554

PeriodCAGR (%)



Mr. Sachin Relekar managing the above scheme from 1st March 2013 and total no. of schemes managed by him is 8. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, **

Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended equity scheme

investing in infrastructure companies.


Fund Size:

AUM as on 31/05/2019: ₹ 57.53 Cr


Benchmark: Nifty Infrastructure TRI


Fund Manager:

Name: Mr. Sachin Relekar

Experience: years13+


Growth ₹ ₹ 14.9118 15.9168

14.9127 15.7708Dividend ₹ ₹




9


Exit Load





29.33%

14.56%

7.73%

7.54%

6.33%

4.71%

4.68%

4.09%

3.34%

3.09%

1.91%

1.78%

Banks

Cement

Construction

Petroleum Products


Industrial Products

Transportation

Telecom - Services

Finance


Minerals/Mining

Power

Equity Holdings

Banks 29.33%




State Bank of India 4.24%

Cement 14.56%

The Ramco Cements Ltd. 6.25%

JK Lakshmi Cement Ltd. 3.31%

Ultratech Cement Ltd. 2.65%

ACC Ltd. 2.34%

Construction 7.73%

KNR Constructions Ltd 4.50%




Sadbhav Engineering Ltd. 3.22%


Finance 3.34%

HDFC Ltd. 3.34%


SKF India Ltd. 4.71%

Minerals/Mining 1.91%

Coal India Ltd. 1.91%





Indian Oil Corporation Ltd. 1.21%

Power 1.78%


Telecom - Services 4.09%

Bharti Airtel Ltd. 4.09%


Container Corporation Of India Ltd. 2.50%




Grand Total 100.00%

Top 10 holdings





returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for


To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in

the stock markets. However, there is no assurance that the investment objective of the Schemes will be

realized.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA

NA

NA

NA

NA

Market Value as on May 31, 2019 ( ) ₹ 1,26,405 4,16,275 7,68,683 13,21,245 22,07,820

Returns (CAGR) (%) 10.09 9.68 9.86 12.73 11.73



11.44

16.44

10.91

14.19

11.24 13.30

12.36 13.27

12.23

12.17



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty 500 TRI* Nifty 500 TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 3.31 6.46 12.43 10,331

14,435

10,646 11,243

3 Years 13.02 14.35 14.99 14,954 15,203

5 Years 13.12 12.35 11.92 18,538 17,910 17,571

Since Inception 9.00 14.80 13.38 67,657 2,13,746 1,61,902

PeriodCAGR (%)



Mr. Sachin Relekar is managing the above scheme from 5th March 2015 and total no. of schemes managed by him is 8. Past performance may or may not be sustained in the

future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *Benchmark,

**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 29(6).

Scheme Type: An open ended equity linked

saving scheme with a statutory lock in of 3 years

and tax benefit.

Date of Allotment: March 31,1997

Fund Size:

AUM as on 31/05/2019: ₹ 227.18 Cr


Load Structure:Entry Load: Nil

Exit Load: Nil (Subject to lock-in period of 3

years)


Minimum Investment: ₹ 500/-

Fund Manager:

Name: Mr. Sachin Relekar

Experience: years13+


Growth ₹ ₹ 67.6571 71.9185

17.5980 18.8323Dividend ₹ ₹




10 Factsheet June, 2019

21.92%

19.67%

11.83%

9.24%

5.79%

4.25%

3.84%

3.59%

3.57%

3.22%

2.24%

1.38%

1.18%

0.85%

0.74%

0.67%

0.50%

0.48%

Banks

Finance

Software


Chemicals

Auto

Retailing

Consumer Durables

Petroleum Products

Auto Ancillaries

Construction


Pharmaceuticals

Textile Products

Industrial Products

Power

Ferrous Metals

Services

Equity Holdings

Auto 4.25%







Tube Investments Of India Ltd. 0.50%


Banks 21.92%





Chemicals 5.79%



Construction 2.24%




Bata India Ltd. 2.44%

Voltas Ltd. 0.82%

VIP Industries Ltd. 0.33%





Emami Ltd. 1.10%

Asian Paints Ltd. 0.93%


Bombay Burmah Trading Corp Ltd. 0.14%



Tata Steel Ltd.-Partly paid 0.00%

Finance 19.67%



Cholamandalam Investment & Fin Co Ltd. 2.95%


HDFC Ltd. 1.86%




SKF India Ltd. 0.74%








Power 0.67%


Retailing 3.84%


Aditya Birla Fashion and Retail Ltd. 0.86%

Services 0.48%

Quess Corp Ltd. 0.48%

Software 11.83%


Infosys Ltd. 5.12%

Info Edge (India) Ltd. 1.54%





Grand Total 100.00%

Top 10 holdings

stAbove returns are as on 31 May, 2019. Past performance may or may not be sustained in the future. # S&P BSE SENSEX TRI, ## NIFTY 50 TRI. Assuming ₹ 10,000/- invested





benchmarked to the Total Return variant of the index. NA : Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex, performance for such period is not available.

The main investment objective of the fund is to generate returns commensurate with the performance of the

index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking

errors. However, there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 19,70,000

14.47

Market Value as on May 31, 2019 ( ) ₹ 1,29,776 4,41,864 7,93,828 12,76,179 20,89,108 53,70,269

Returns (CAGR) (%) 15.52 13.80 11.15 11.75 10.69 11.24



17.11

16.44

15.53

14.19

12.93 13.62

12.36 13.27

12.44

14.0512.17



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 12.01 13.70 12.43 11,201 11,370 11,243

3 Years 13.83 15.65 14.99 14,749 15,470 15,203

5 Years

Since Inception

10.03 11.91 11.92 16,137 17,566 17,571

13.51 17.62 17.51 80,868 1,45,446 1,43,176

PeriodCAGR (%)





Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 29(5).

Scheme Type: An open ended scheme replicating/tracking S&P BSE Sensex Index

Date of Allotment: December 05, 2002

Fund Size:

AUM as on 31/05/2019: ₹ 19.87 Cr


Load Structure:Entry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units

Benchmark: S&P BSE Sensex TRI




Growth ₹ ₹ 73.3606 75.8688

25.1455 25.4560Dividend ₹ ₹



Risk Measures:Tracking Error 0.24%


33.48%

14.11%

11.30%

10.64%

10.57%

6.44%

4.68%

2.27%

1.46%

1.20%

1.08%

0.95%

0.83%

0.72%

Banks

Software

Finance

Petroleum Products


Auto


Power

Telecom - Services

Oil

Pharmaceuticals

Ferrous Metals

Minerals/Mining


Equity Holdings

Auto 6.44%



Bajaj Auto Ltd. 0.97%

Hero MotoCorp Ltd. 0.84%

Tata Motors Ltd. 0.79%

Tata Motors Ltd (DVR) 0.10%

Banks 33.48%







Yes Bank Ltd. 0.67%




ITC Ltd. 5.87%





Finance 11.30%

HDFC Ltd. 9.28%





Vedanta Ltd. 0.72%

Oil 1.20%

Oil & Natural Gas Corporation Ltd. 1.20%




Sun Pharmaceutical Ind Ltd. 1.08%

Power 2.27%

NTPC Ltd. 1.21%

Power Grid Corporation of India Ltd. 1.06%

Software 14.11%

Infosys Ltd. 6.92%







Grand Total 100.00%

Top 10 holdings

stAbove returns are as on 31 May, 2019. Past performance may or may not be sustained in the future. # NIFTY 50 TRI, ## S&P BSE SENSEX TRI. Assuming ₹ 10,000/- invested





benchmarked to the Total Return variant of the index.. NA: Since TRI data is not available prior to 31/05/2007 for S&P BSE Sensex, performance for such period is not

available.

The main investment objective of the fund is to generate returns commensurate with the performance of the

index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However,

there is no assurance that the investment objective of the Schemes will be realized.



14.47


Returns (CAGR) (%) 15.10 12.43 10.68 11.59 10.65 10.81



16.44

17.11

14.19

15.53

12.36 13.27

12.93 13.62

12.17 14.05

12.44



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 11.04 12.43 13.70 11,104 11,243 11,370

3 Years 13.12 14.99 15.65 14,474 15,203 15,470

5 Years 10.32 11.92 11.91 16,347 17,571 17,566

Since Inception 12.73 17.51 17.62 72,145 1,43,176 1,45,446

PeriodCAGR (%)





**Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 29(4).

Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index


Fund Size:

AUM as on 31/05/2019: ₹ 28.32 Cr


Load Structure:Entry Load: NilExit Load: 1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units





Growth ₹ ₹ 65.4755 67.6723

4 1536 4 9364Dividend ₹ 2 . ₹ 2 .





29.04%

13.76%

10.94%

10.68%

9.63%

5.88%

4.01%

2.17%

2.00%

1.74%

1.34%

1.24%

1.20%

1.10%

1.05%

0.85%

0.73%

0.65%

0.64%

0.45%

0.40%

Banks

Software

Petroleum Products

Finance


Auto

Construction ProjectPharmaceuticals

Power

CementFerrous Metals

Telecom - Services


OilConsumer Durables

Minerals/Mining

Pesticides

Transportation

Gas

Tele-Equipment & Accessories

Media & Entertainment

Equity HoldingsAuto 5.88%Maruti Suzuki India Ltd. 1.91%Mahindra & Mahindra Ltd. 1.24%Bajaj Auto Ltd. 0.81%Hero MotoCorp Ltd. 0.72%Tata Motors Ltd. 0.65%Eicher Motors Ltd. 0.54%Banks 29.04%HDFC Bank Ltd. 10.84%ICICI Bank Ltd. 5.69%Kotak Mahindra Bank Ltd. 4.24%Axis Bank Ltd. 3.26%State Bank of India 2.76%IndusInd Bank Ltd. 1.69%Yes Bank Ltd. 0.56%Cement 1.74%Ultratech Cement Ltd. 1.03%Grasim Industries Ltd. 0.71%Construction Project 4.01%Larsen & Toubro Ltd. 4.01%Consumer Durables 1.05%Titan Company Ltd. 1.05%

Consumer Non Durables 9.63%ITC Ltd. 4.98%Hindustan Unilever Ltd. 2.66%Asian Paints Ltd. 1.31%Britannia Industries Ltd. 0.68%

Ferrous Metals 1.34%Tata Steel Ltd. 0.78%JSW Steel Ltd. 0.57%Finance 10.68%HDFC Ltd. 7.46%Bajaj Finance Ltd. 1.69%Bajaj Finserv Ltd. 1.01%Indiabulls Housing Finance Ltd. 0.52%Gas 0.64%GAIL (India) Ltd. 0.64%

Media & Entertainment 0.40%

Zee Entertainment Enterprises Ltd. 0.40%




Vedanta Ltd. 0.61%


Oil 1.10%


Pesticides 0.73%

UPL Ltd. 0.73%




Bharat Petroleum Corporation Ltd. 0.64%



Dr. Reddy's Laboratories Ltd. 0.66%

Cipla Ltd. 0.58%

Power 2.00%

NTPC Ltd. 1.12%


Software 13.76%

Infosys Ltd. 5.84%




Wipro Ltd. 0.89%

Telecom - Equipment & Accessories 0.45%

Bharti Infratel Ltd. 0.45%




Adani Ports & Special Economic Zone Ltd. 0.65%



Grand Total 100.00%

Top 10 holdings

The investment objective of the scheme is to provide returns that closely correspond to the total returns of

securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 12.30

14.81

12.43

14.99

13.70

15.65

11,230

15,135

11,243

15,203

11,370

15,4703 Years

NA NA NA NA NA NA5 Years

Since Inception 13.70 13.96 14.31 15,729 15,860 16,031

PeriodCAGR (%)



Mr. Sachin Relekar is managing the above scheme from 20th November 2015 and total no. of schemes managed by him is 8. Date of allotment is 20th Nov'2015, hence returns

are available only for 1 year, 3 years & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of

performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the



Date of Allotment: November 20, 2015

Fund Size:

AUM as on 31/05/2019: ₹ 530.60 Cr


Load Structure:Entry Load: Exit Load: Nil Nil

Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).


Minimum Investment: For Subscription / Redemption of units

directly with Mutual Fund : 50,000 units.

For Purchase through Stock Exchange: 1 unit

Fund Manager:Name: Mr. Sachin RelekarExperience: years13+

NAV as on May 31, 2019:NAV Regular Plan

Growth ₹ 123.5793

Expense Ratio: Regular: 0.10%(for detailed bifurcation on TER, please see page no 33)




29.03%

13.78%

10.91%

10.72%

9.64%

5.96%

4.01%

2.23%

1.97%

1.79%

1.36%

1.25%

1.24%

1.08%

1.06%

0.85%

0.77%

0.66%

0.65%

0.48%

0.42%

Banks

Software

Petroleum Products

Finance


Auto


Pharmaceuticals

Power

Cement

Ferrous Metals

Telecom - Services


Consumer Durables

Oil

Minerals/Mining

Pesticides

Gas

Transportation


Media & Entertainment

Equity Holdings

Auto 5.96%






Eicher Motors Ltd. 0.56%

Banks 29.03%







Yes Bank Ltd. 0.57%

Cement 1.79%


Grasim Industries Ltd. 0.73%






ITC Ltd. 4.94%






JSW Steel Ltd. 0.56%

Finance 10.72%

HDFC Ltd. 7.47%



Indiabulls Housing Finance Ltd. 0.54%

Gas 0.66%

GAIL (India) Ltd. 0.66%






Vedanta Ltd. 0.63%


Oil 1.06%


Pesticides 0.77%

UPL Ltd. 0.77%








Cipla Ltd. 0.60%

Power 1.97%

NTPC Ltd. 1.09%


Software 13.78%

Infosys Ltd. 5.83%




Wipro Ltd. 0.90%









Grand Total 100.00%

Top 10 holdings

The investment objective of the scheme is to provide returns that, closely correspond to the total returns of

the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same

proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be

achieved.



SCHEME PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 13.77 13.70 12.43 11,377

15,453

11,370

15,470

11,243

15,2033 Years 15.61 15.65 14.99


Since Inception 14.04 14.08 13.76 15,842 15,861 15,703

PeriodCAGR (%)



Mr. Sachin Relekar is managing the above scheme from 30th November 2015 and total no. of schemes managed by him is 8. Date of allotment is 30th Nov'2015, hence returns

are available only for 1 year, 3 years & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of

performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the


Scheme Type: An open ended scheme replicating/tracking Sensex Index


Fund Size:

AUM as on 31/05/2019: ₹ 399.16 Cr




Benchmark: S&P BSE Sensex TRI


directly with Mutual Fund : 2,000 units.




Growth ₹ 414.2124





33.50%

14.14%

11.29%

10.61%

10.59%

6.48%

4.69%

2.27%

1.45%

1.20%

1.09%

0.95%

0.85%

0.74%

Banks

Software

Finance


Petroleum Products

Auto


Power

Telecom - Services

Oil

Pharmaceuticals

Ferrous Metals

Minerals/Mining


Equity Holdings

Auto 6.48%







Banks 33.50%







Yes Bank Ltd. 0.67%




ITC Ltd. 5.89%





Finance 11.29%

HDFC Ltd. 9.27%





Vedanta Ltd. 0.74%

Oil 1.20%






Power 2.27%

NTPC Ltd. 1.22%


Software 14.14%

Infosys Ltd. 6.93%







Grand Total 100.00%

Top 10 holdings


securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 100 TRI* NIFTY 100 TRI*NIFTY 50 TRI** NIFTY 50 TRI**Scheme

1 Year 9.71

14.60

10.03

14.91

12.43

14.99

10,971

15,050

11,003

15,171

11,243

15,2033 Years


Since Inception 16.51 16.93 17.02 16,321 16,509 16,548

PeriodCAGR (%)



Mr. Sachin Relekar is managing the above scheme from 17th March, 2016 and total no. of schemes managed by him is 8. Date of allotment is 17th Mar'2016, hence returns are

available only for 1 year & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The

Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is




Fund Size:

AUM as on 31/05/2019: ₹ 330.58 Cr






directly with Mutual Fund : 2,00,000 units.




Growth ₹ 124.0714





25.69%

12.13%11.50%

10.76%10.00%

5.60%3.64%3.50%

2.59%1.84%

1.31%1.30%1.27%1.20%1.12%0.92%0.90%0.88%0.77%0.68%0.53%0.42%0.37%0.34%0.24%0.19%0.17%

BanksSoftwareFinance

Consumer Non DurablesPetroleum Products

AutoPharmaceuticals

Construction ProjectCement

PowerConsumer Durables

Ferrous MetalsTelecom - Services

Non - Ferrous MetalsTransportation

OilMinerals/Mining

GasAuto Ancillaries

PesticidesIndustrial Capital Goods


Media & EntertainmentChemicals

RetailingTextile Products

Construction

Equity Holdings

Auto 5.60%






Eicher Motors Ltd. 0.51%




Bosch Ltd. 0.30%


MRF Ltd. 0.21%

Banks 25.69%







Yes Bank Ltd. 0.51%

Bank of Baroda 0.27%

Bandhan Bank Ltd. 0.10%

Cement 2.59%


Grasim Industries Ltd. 0.64%

Shree Cements Ltd. 0.45%

Ambuja Cements Ltd. 0.32%

ACC Ltd. 0.27%

Chemicals 0.34%

Pidilite Industries Ltd. 0.34%

Construction 0.17%

DLF Ltd. 0.17%





Havells India Ltd. 0.34%


ITC Ltd. 4.32%




Godrej Consumer Products Ltd. 0.49%

Dabur India Ltd. 0.42%

Marico Ltd. 0.36%


United Spirits Ltd. 0.28%

United Breweries Ltd. 0.25%




JSW Steel Ltd. 0.52%

Steel Authority of India Ltd. 0.10%

Finance 11.50%

HDFC Ltd. 6.55%



Indiabulls Housing Finance Ltd. 0.47%

HDFC Life Insurance Co Ltd. 0.34%

Shriram Transport Finance Company Ltd. 0.32%

ICICI Lombard General Insurance Co. Ltd. 0.31%

Bajaj Holdings & Investment Ltd. 0.31%

ICICI Prudential Life Insurance Co Ltd. 0.22%



General Insurance Corporation of India 0.10%

HDFC Asset Management Company Ltd. 0.07%

The New India Assurance Co. Ltd. 0.05%

Gas 0.88%

GAIL (India) Ltd. 0.57%

Petronet LNG Ltd. 0.31%

Industrial Capital Goods 0.53%

Siemens Ltd. 0.21%

Bharat Heavy Electricals Ltd. 0.18%

ABB India Ltd. 0.13%





NMDC Ltd. 0.15%


Vedanta Ltd. 0.55%


Hindustan Zinc Ltd. 0.11%

Oil 0.92%


Pesticides 0.68%

UPL Ltd. 0.68%





Hindustan Petroleum Corporation Ltd. 0.46%




Cipla Ltd. 0.54%

Aurobindo Pharma Ltd. 0.34%

Lupin Ltd. 0.34%


Divi's Laboratories Ltd. 0.33%

Biocon Ltd. 0.19%

Cadila Healthcare Ltd. 0.12%

Power 1.84%

NTPC Ltd. 0.94%


NHPC Ltd. 0.11%

Retailing 0.24%


Software 12.13%

Infosys Ltd. 5.07%




Wipro Ltd. 0.79%

Oracle Financial Services Software Ltd. 0.14%





Vodafone Idea Ltd. 0.18%


Page Industries Ltd. 0.19%







Grand Total 100.00%

Top 10 holdings


securities as represented by Nifty 8-13 yr G-Sec Index, subject to tracking errors. However there is no

assurance that the objective of the scheme will be achieved.

Company Rating % of NAV

97.49%

2.51%

Sovereign

Cash & Other Receivables

97.49%

2.51%

>365 days




SCHEME PERFORMANCE

MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)

Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*

1 Year 12.83 13.21 12.20 11,283 11,321 11,220

3 Years 7.65 7.99 6.75 12,476 12,595 12,165


Since Inception 7.98 8.31 7.44 14,057 14,251 13,748

PeriodCAGR (%)


stAbove returns are as on 31 May, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of

schemes managed by him is 10. Date of allotment is 24th Dec'2014, hence returns are available for 1 yr, 3 yrs & since inception. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The

Mutual Fund is not guaranteeing or promising or forecasting any returns. * Benchmark, ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended scheme replicating/tracking Nifty 8-13 Yr G-Sec Index


Fund Size:

AUM as on 31/05/2019: ₹ 77.88 Cr



Benchmark: Nifty 8-13 yr G-Sec Index

Minimum Investment:For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units.

Fund Manager:Name: Mr. Marzban IraniExperience: years17+


Growth ₹ 18.8498


Risk Measures:

Tracking Error: 1.48 %

Portfolio Metrics:Average Maturity 9.57 yearsMacaulay Duration 6.84 yearsYTM 7.19%


Government Bond And Treasury Bill

Government Bond

7.17% Govt of India Red 08-01-2028 SOV 42.23%





Government Bond Total 97.49%

Government Bond And Treasury Bill Total 97.49%

Cash & Other Receivables 2.51%

Grand Total 100.00%

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according

to the selection of plan by investing in equities and debt. However, there is no assurance that the investment

objective of the Schemes will be realized.

stAbove returns are as on 31 May, 2019. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 -Aggressive Index, ## Nifty 50 TRI. Assuming ₹

10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of

the Index are not available for since inception, hence performance for such period is not available.

Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross Dividend ( ) / Unit₹

Regular Dividend

May 28, 2019

May 14, 2019

February 26, 2019

May 28, 2019

May 14, 2019

February 26, 2019

10.0000

10.0000

10.0000

13.8843

13.2892

13.1015

0.1100

0.1100

0.1100

Direct Dividend

10.0000

10.0000

10.0000

14.8531

14.2042

13.9626

0.1100

0.1100

0.1100

17.67%

6.33%

2.83%

73.17%


Up to 365 days

Equity Instruments

>365 days



NA

NA

NA

NA


Returns (CAGR) (%) 14.84 7.51 6.75 8.30 8.19



12.65

16.44

10.49

14.19

10.64 11.92

12.36 13.27

11.25

12.17



SCHEME PERFORMANCE

SIP PERFORMANCEMATURITY PROFILE (% of NAV)

DIVIDEND HISTORY



SchemeCRISIL Hybrid 35+65 -

Aggressive Index*CRISIL Hybrid 35+65 -

Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 9.73 9.42 12.43 10,973 10,942 11,243

3 Years 8.95 12.42 14.99 12,931 14,208 15,203

5 Years 7.78 11.51 11.92 14,553 17,253 17,571

Since Inception 8.59 NA 14.52 1,03,992 NA 4,73,824

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested on ₹inception date

stAbove returns as on 31 May, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr.

Yogesh Patil (Equity Portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,

2016. Total no. of schemes managed by Mr. Yogesh Patil is 8 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index. For complete detailed, please refer page no 29(1).

After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.

Scheme Type: An open ended hybrid scheme investing predominantly in equity and equity related instruments.

Date of Allotment: January 01, 1991

Fund Size:

AUM as on 31/05/2019: ₹ 353.31 Cr


Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index


Fund Manager:Name: Mr. (Equity) &Yogesh Patil Mr. Marzban Irani (Debt)Experience: years & 1 years respectively11+ 7+


Growth ₹ 103.9921 ₹ 110.3263

Dividend ₹ 13.9261 ₹ 14.8989

Expense Ratio: Regular: 2.47%; Direct: 1.56%

(for detailed bifurcation on TER, please see page no 33)


Risk Measures:Standard Deviation 2.97Portfolio Beta 1.13 Sharpe Ratio 0.0987

17


Exit Load





26.76%11.82%

10.42%6.61%

3.29%2.79%2.49%

1.89%1.30%1.29%1.22%1.22%0.86%0.74%0.46%

BanksSoftware

Consumer Non DurablesFinance

AutoTransportation

PharmaceuticalsCement

Auto AncillariesConstruction ProjectPetroleum Products

GasChemicals

PowerFertilisers

Equity HoldingsAuto 3.29%Maruti Suzuki India Ltd. 1.26%Ashok Leyland Ltd. 0.88%Mahindra & Mahindra Ltd. 0.74%Hero MotoCorp Ltd. 0.41%

Auto Ancillaries 1.30%MRF Ltd. 0.72%Exide Industries Ltd. 0.57%

Banks 26.76%HDFC Bank Ltd. 7.99%ICICI Bank Ltd. 6.04%Kotak Mahindra Bank Ltd. 3.89%Axis Bank Ltd. 3.15%The Federal Bank Ltd. 2.54%City Union Bank Ltd. 1.42%State Bank of India 1.23%Karur Vysya Bank Ltd. 0.50%Cement 1.89%Grasim Industries Ltd. 1.15%Ultratech Cement Ltd. 0.44%Ambuja Cements Ltd. 0.29%Chemicals 0.86%Navin Fluorine International Ltd. 0.53%Tata Chemicals Ltd. 0.33%Construction Project 1.29%Ashoka Buildcon Ltd. 1.29%Consumer Non Durables 10.42%Hindustan Unilever Ltd. 2.63%Nestle India Ltd. 2.51%Britannia Industries Ltd. 1.03%Asian Paints Ltd. 1.02%Dabur India Ltd. 0.96%Marico Ltd. 0.74%Emami Ltd. 0.64%Kansai Nerolac Paints Ltd. 0.49%Colgate Palmolive (India) Ltd. 0.42%Fertilisers 0.46%Coromandel International Ltd. 0.46%Finance 6.61%HDFC Ltd. 3.08%SBI Life Insurance Co. Ltd. 1.32%ICICI Lombard General Insurance Co. Ltd. 1.28%Equitas Holdings Ltd. 0.94%Gas 1.22%Petronet LNG Ltd. 1.22%

Petroleum Products 1.22%Reliance Industries Ltd. 1.22%

Pharmaceuticals 2.49%Sanofi India Ltd. 1.18%Aurobindo Pharma Ltd. 0.79%Cadila Healthcare Ltd. 0.52%

Power 0.74%Power Grid Corporation of India Ltd. 0.74%Software 11.82%Infosys Ltd. 4.84%Tata Consultancy Services Ltd. 4.69%Larsen & Toubro Infotech Ltd. 1.63%Oracle Financial Services Software Ltd. 0.33%Tech Mahindra Ltd. 0.32%Transportation 2.79%Container Corporation Of India Ltd. 2.06%Transport Corporation Of India Ltd. 0.73%


Corporate DebtNon-Convertible DebenturesState Bank of India 4.30%Export Import Bank of India 1.48%NTPC Ltd. 1.47%Sundaram BNP Paribas Home Finance Ltd. 1.41%Power Grid Corporation of India Ltd. 0.25%Non-Convertible Debentures Total 8.91%Corporate Debt Total 8.91%

Money Market InstrumentsCertificate of DepositAxis Bank Ltd. 2.83%Certificate of Deposit Total 2.83%Money Market Instruments Total 2.83%

Government Bond And Treasury BillGovernment Bond7.32% Govt of India Red 28-01-2024 2.88%8.60% Govt of India Red 02-06-2028 1.76%6.79% Govt of India Red 26-12-2029 1.53%7.37% Govt of India Red 16-04-2023 1.01%7.59% Govt of India Red 20-03-2029 0.58%7.72% Govt of India Red 25-05-2025 0.57%7.59% Govt of India Red 11-01-2026 0.26%7.88% Govt of India Red 19-03-2030 0.07%6.97% Govt of India Red 06-09-2026 0.07%7.17% Govt of India Red 08-01-2028 0.02%8.15% Govt of India Red 24-11-2026 0.01%6.68% Govt of India Red 17-09-2031 0.00%Government Bond Total 8.76%



Grand Total 100.00%

Top 10 holdings

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-

term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities

and the secondary objective is to generate consistent returns by investing in debt and money market

securities. However there can be no assurance that the investment objective of the scheme will be achieved.



SCHEME PERFORMANCE

SECTOR ALLOCATION (% of NAV)Scheme CRISIL Hybrid 35+65 -

Aggressive Index*CRISIL Hybrid 35+65 -

Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 5.90 9.42 12.43 10,590 10,942 11,243

3 Years 4.78 12.42 14.99 11,505 14,208 15,203

5 Years 7.70 11.51 11.92 14,495 17,253 17,571


PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹

invested on inception date


Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the above scheme from 10th August,

2016. Total no. of schemes managed by Mr. Yogesh Patil is 8 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)


Fund Size:

AUM as on 31/05/2019: ₹ 14.06 Cr


Load Structure:Entry Load: NilExit Load: Nil

Lock-in Period:- Lock-in-period for at least 5

years or till the child attains age of majority

whichever is earlier on every Business Day.





Growth ₹ 17.5179 ₹ 18.6235




Risk Measures (Equity portion):Standard Deviation 2.79

1.06Portfolio Beta Sharpe Ratio 0.- 0120


18

stAbove returns are as on 31 May, 2019. Past performance may or may not be sustained in the future. # CRISIL Hybrid 35+65 Aggressive Index, ## NIFTY 50 TRI. Assuming ₹

10,000/- invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The

performance of the scheme is benchmarked to the Total Return variant of the index.




Returns (CAGR) (%) 12.62 3.74 4.97 7.25 6.89 4.02



12.65 10.49 10.64 11.92 11.25

16.44 14.19 12.36 13.27 12.17

NA

14.79

SIP PERFORMANCE


32.01%

16.49%

14.40%

6.22%

4.85%

3.85%

2.99%

2.24%

1.75%

1.52%

1.35%

1.35%

0.85%

Banks

Software


Auto

Finance

Petroleum Products

Gas

Transportation

Pharmaceuticals

Fertilisers

Cement

Power

Auto Ancillaries

Equity Holdings

Auto 6.22%







Banks 32.01%





The Federal Bank Ltd. 3.48%



Karur Vysya Bank Ltd. 0.99%

Cement 1.35%




Dabur India Ltd. 2.59%



Marico Ltd. 1.56%


ITC Ltd. 1.19%

Fertilisers 1.52%

Coromandel International Ltd. 1.52%

Finance 4.85%


ICICI Lombard Gen Insurance Co. Ltd. 1.97%

Gas 2.99%


Indraprastha Gas Ltd. 1.27%






Power 1.35%


Software 16.49%


Infosys Ltd. 4.61%








Grand Total 100.00%

Top 10 holdings

The investment objective of the scheme is to generate income by taking advantage of arbitrage opportunities

that potentially exists between cash and derivative market and within the derivative segment of the equity

market along with investments in debt securities & money market instruments. However, there can be no

assurance that the investment objective of the scheme will be realized.




Scheme Type: An open ended scheme investing in arbitrage opportunities.

Date of Allotment: January 25, 2019

Fund Size:

AUM as on 31/05/2019: ₹ 160.10 Cr


Load Structure:Entry Load: NilExit Load: Ÿ For redemption/switch out of units within 15

days from the date of allotment: 0.50% of applicable NAV.

Ÿ For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil

Benchmark: Nifty 50 Arbitrage Index






19

LIC MF

An open ended scheme investing in arbitrage opportunities

RBITRAGE FUND

NAV as on :May 31, 2019

NAV Regular Plan Direct Plan

Growth ₹ 10.2298 ₹ 10.2530

Weekly Dividend ₹ 10.1386 ₹ 10.1542

Monthly Dividend ₹ 10.1993 ₹ 10.2224

Company Company% of NAV % of NAV% of NAV (hedged)

% of NAV (hedged)


Weekly * 0.0161April, 2019

Weekly Direct * April, 2019 0.0140

DIVIDEND HISTORY



10.19%

10.05%

8.93%

7.35%

4.70%

4.50%

3.51%

3.46%

3.24%

2.85%

2.81%

2.54%

2.43%

2.10%

1.60%

1.25%

1.18%

0.76%

0.73%

0.60%

0.13%

0.12%


Software

Banks

Telecom - Services

Cement

Finance

Construction ProjectAuto Ancillaries

Pharmaceuticals

Industrial Capital Goods

Petroleum Products

OilAuto

Ferrous Metals

Chemicals

Gas

Power

Minerals/Mining

Textile Products

Industrial Products


Consumer Durables

Equity Holdings

Auto 2.43% -2.43%

Maruti Suzuki India Ltd. 1.48% -1.48%

Ashok Leyland Ltd. 0.62% -0.62%

Mahindra & Mahindra Ltd. 0.32% -0.32%

Auto Ancillaries 3.46% -3.47%

Exide Industries Ltd. 3.46% -3.47%

Banks 8.93% -8.90%

HDFC Bank Ltd. 7.88% -7.85%

State Bank of India 0.59% -0.60%

IndusInd Bank Ltd. 0.24% -0.24%

Bank of India 0.21% -0.21%

Cement 4.70% -4.72%

ACC Ltd. 3.45% -3.47%

Grasim Industries Ltd. 1.25% -1.25%

Chemicals 1.60% -1.60%

Tata Chemicals Ltd. 1.60% -1.60%

Construction Project 3.51% -3.51%

Larsen & Toubro Ltd. 2.77% -2.78%

NCC Ltd. 0.73% -0.73%

Consumer Durables 0.12% -0.12%

Titan Company Ltd. 0.12% -0.12%

Consumer Non Durables 10.19% -10.20%

Tata Global Beverages Ltd. 3.29% -3.29%

ITC Ltd. 2.67% -2.68%

Marico Ltd. 1.69% -1.70%

Godrej Industries Ltd. 1.29% -1.30%

Hindustan Unilever Ltd. 1.24% -1.23%

Ferrous Metals 2.10% -2.10%

Tata Steel Ltd. 1.88% -1.88%

Steel Authority of India Ltd. 0.23% -0.23%

Finance 4.50% -4.52%

Bajaj Finance Ltd. 2.33% -2.34%

HDFC Ltd. 1.36% -1.37%

REC Ltd. 0.81% -0.81%

Gas 1.25% -1.25%

Petronet LNG Ltd. 1.25% -1.25%

Industrial Capital Goods 2.85% -2.86%

Bharat Electronics Ltd. 2.09% -2.10%

Bharat Heavy Electricals Ltd. 0.76% -0.76%

Industrial Products 0.60% -0.60%

Bharat Forge Ltd. 0.60% -0.60%

Minerals/Mining 0.76% -0.76%

NMDC Ltd. 0.76% -0.76%

Non - Ferrous Metals 0.13% -0.13%

Hindalco Industries Ltd. 0.13% -0.13%

Oil 2.54% -2.55%

Oil & Natural Gas Co Ltd. 2.54% -2.55%

Petroleum Products 2.81% -2.73%

Hindustan Petroleum Co Ltd. 2.81% -2.73%

Pharmaceuticals 3.24% -3.25%

Cadila Healthcare Ltd. 1.78% -1.79%

Aurobindo Pharma Ltd. 0.76% -0.76%

Cipla Ltd. 0.70% -0.70%

Power 1.18% -1.18%

CESC Ltd. 0.87% -0.87%

Tata Power Company Ltd. 0.31% -0.30%

Software 10.05% -10.00%

Tata Consultancy Services Ltd. 9.71% -9.66%

Tech Mahindra Ltd. 0.34% -0.34%

Telecom - Services 7.35% -7.38%

Vodafone Idea Ltd. 5.96% -5.98%

Bharti Airtel Ltd. 1.33% -1.33%

Tata Communications Ltd. 0.07% -0.07%

Textile Products 0.73% -0.73%

SRF Ltd. 0.40% -0.40%

Arvind Ltd. 0.33% -0.33%

Equity Holdings Total 74.99% -74.98%

Fixed Deposits

Margin Fixed Deposit


Margin Fixed Deposit Total 16.68%

Fixed Deposits Total 16.68%


Grand Total 100.00%

Top 10 holdings

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s

80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

stAbove returns are as on 31 May, 2019. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 - Aggressive Index, ## Nifty 50 TRI. Assuming ₹

10,000/- invested systematically on the 15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Dividend re-investment Option. Load is not taken into consideration for computation of performance. Returns for

dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. The above investment simulation is for

illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are

not available for since inception, hence performance for such period is not available.

75.18%

5.65%

2.85%

16.32%Up to 365 days

Equity Instruments


>365 days



NA

NA

NA

NA


Returns (CAGR) (%) 12.67 9.41 8.52 9.67 9.01



13.79

17.92

10.68

14.47

10.81 11.94

12.63 13.29

11.28

12.23



SCHEME PERFORMANCE

SIP PERFORMANCE

MATURITY PROFILE (% of NAV)



Scheme CRISIL Hybrid 35+65 - Aggressive Index* CRISIL Hybrid 35+65 - Aggressive Index*SchemeNifty 50TRI**

Nifty 50 TRI**

1 Year 5.18 9.42 12.43 10,518 10,942 11,243

3 Years 10.68 12.42 14.99 13,560 14,208 15,203

5 Years 9.91 11.51 11.92 16,045 17,253 17,571

Since Inception 9.54 NA NA 1,53,525 NA NA

PeriodCAGR (%)


stAbove returns are as on 31 May, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Dividend Re-

investment option. Mr. Sachin Relekar (equity portfolio) is managing the above scheme from 5th March 2015 & Mr. Marzban Irani (debt portfolio) is managing the above scheme

from 10th August, 2016. Total no. of schemes managed by Mr. Sachin Relekar is 8 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future.

Load is not taken into consideration for computation of performance. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution

tax, if any, at the then prevailing NAV. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the

benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. NA : Not

Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open-ended insurance linked tax saving scheme

Date of Allotment: June 19, 1989

Fund Size:

AUM as on 31/05/2019: ₹ 287.17 Cr



Liquidity: Repurchase after lock-in period of 3 years from the date of Investment.


Minimum Investment:

₹10,000/- under Single Premium Option,

₹10,000/-under Regular Premium-Yearly Option,

₹3,000/-under Regular Premium-Quarterly

Option

₹1,000/-under Regular Premium-Monthly Option

Fund Manager:Name: Mr. Sachin Relekar (Equity) & Mr. Marzban Irani (Debt)Experience: years & 1 years respectively13+ 7+


Dividend ₹ 18.9703 ₹ 19.9435 Expense Ratio:

Regular: 2.43%; Direct: 1.41%(for detailed bifurcation on TER, please see page no 33)


Risk Measures:Standard Deviation 13 3.Portfolio Beta 1.26Sharpe Ratio 0.1260


21.51%

17.44%

6.28%

5.51%

5.10%

4.82%

4.45%

2.35%

1.79%

1.50%

1.19%

1.02%

0.73%

0.66%

0.65%

0.17%

0.01%

Banks

Finance

Chemicals

Software

Petroleum Products


Auto

Auto Ancillaries

Construction

Retailing


Consumer Durables

Pharmaceuticals

Power

Industrial Products

Textile Products

Ferrous Metals

Equity Holdings

Auto 4.45%








Banks 21.51%





Chemicals 6.28%



Construction 1.79%



Bajaj Electricals Ltd. 1.02%







Tata Steel Ltd. - Partly Paid 0.01%

Finance 17.44%



HDFC Ltd. 3.95%




Motilal Oswal Financial Services Ltd. 0.02%


Supreme Industries Ltd. 0.65%








Power 0.66%


Retailing 1.50%


Software 5.51%


Infosys Ltd. 1.89%




Corporate Debt

Non-Convertible Debentures


Blue Dart Express Ltd. 0.00%

Non-Convertible Debentures Total 2.85%

Corporate Debt Total 2.85%


Treasury Bill

364 Days TBill Red 05-12-2019 8.44%

182 Days TBill Red 05-09-2019 7.88%

Treasury Bill Total 16.32%



Grand Total 100.00%

Top 10 holdings

The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors

through investments in sovereign securities issued by the central and /or state Government and/or any

security unconditionally guaranteed by the central/ state government for repayment of Principal and interest

and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that

the investment objective of the Schemes will be realized.



Quarterly (Regular) 10.0000 0.1500

10.0000 0.1500

December 28, 2017

September 29, 2017

June 29, 2017

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.4179

10.8006

10.9665

0.1500

Quarterly (Direct) 10.0000 0.1500

10.0000 0.1500

10.0000 10.9575

10.9013

11.2701

0.1500

Quarterly (PF) December 27, 2012 10.0000 11.1882 0.2500

March 28, 2013 10.0000 10.1606 1.0000

June 26, 2013 10.0000 10.0868 0.3000

91.23%

8.77%

>365 days


91.23%

8.77%

Sovereign




SCHEME PERFORMANCE

DIVIDEND HISTORY


RATING PROFILE (% of NAV)

Scheme I-Sec Composite Index*

Crisil 10 yr Gilt Index**

Crisil 10 yr Gilt Index**

Scheme I-Sec Composite Index*

1 Year 11.52 12.20 11,152 11,220

3 Years 7.52 6.75 12,430 12,165

5 Years 8.44 8.23 14,999 14,859

Since Inception 7.48 NA

9.58

8.58

12.61

NA 40,802 NA

15,805

12,800

11,261

NA

PeriodCAGR (%)



Mr. Marzban Irani is managing the above scheme from 10th August, 2016 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the


launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark.

NA : Not Available.


Scheme Type: An open ended debt scheme investing in government securities across maturity.


Fund Size:

AUM as on 31/05/2019: ₹ 40.53 Cr



Exit Load: 0.25% if exit within 30 days from date of

allotment of units

Benchmark: I-Sec Composite Index



Expense Ratio:Regular: 1.42%; Direct: 0.51%(for detailed bifurcation on TER, please see page no 33)

Portfolio Metrics:Average Maturity 8.60 yearsMacaulay Duration 6.13 yearsYTM 7.24%


NAV Regular Plan Direct Plan PF

Growth ₹ 40.8021 ₹ 43.0289 ₹ 23.5658

Dividend ₹ 11.7612 ₹ 12.4107 ₹ 15.2494



Government Bond

7.26% Govt Of India Red 14-01-2029 SOV 25.06%






Treasury Bill

8.25% Gujarat Sdl Red 02-01-2029 38.29%


Government Bond and Treasury Bill Total 91.23%


Grand Total 100.00%

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of

quality debt securities and money market instruments. It also seeks to generate capital appreciation by

investing some percentage in a mix of equity instruments. However, there is no assurance that the

investment objective of the Schemes will be realized.

The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.


Yearly 10.0000

10.0000

March 26, 2019

March 27, 2018

April 28, 2017

10.0000 10.8612

11.2243

11.3750

0.8400

0.6000

0.6000

Yearly Direct 10.0000

10.0000

0.6000

March 26, 2019

March 27, 2018

April 28, 2017

10.0000 11.3539

11.6343

11.7005

0.8400

0.6000

Monthly 10.0000

10.0000

May 27, 2019

April 30, 2019

March 25, 2019

10.0000 10.7630

10.7447

10.7121

0.0600

0.0600

0.0200

Monthly Direct 10.0000

10.0000

10.0000

May 27, 2019

April 30, 2019

March 25, 2019

10.6039

10.5809

10.5345

0.0600

0.0600

0.1000

Quarterly 10.0000

June 28, 2018

March 27, 2018

Dec 28, 2017

10.0000

10.0000

10.3585

10.5986

10.8000

0.1500

0.1500

0.1500

Quarterly Direct 10.0000

June 28, 2018

March 27, 2018

Dec 28, 2017

10.0000

10.0000

10.8458

11.0687

11.2582

0.1500

0.1500

0.1500

52.38%

24.81%

15.93%

6.88%

Up to 365 days

>365 days

Equity Instruments




SCHEME PERFORMANCE



DIVIDEND HISTORY


Scheme CRISIL Hybrid 85+15-Conservative Index*

CRISIL Hybrid 85+15-Conservative Index*

CRISIL 10 year Gilt Index**

CRISIL 10 year Gilt Index**Scheme

1 Year 6.87 10.46 12.20 10,687 11,046 11,220

3 Years 6.12 9.03 6.75 11,952 12,960 12,165

5 Years 6.68 9.63 8.23 13,825 15,845 14,859

Since Inception 8.44 NA NA 54,914 NA NA

Period

CAGR (%) Value of lumpsum investment of 10,000/- ₹invested on inception date


Mr. Yogesh Patil (equity portfolio) is managing the scheme from 4th October 2018 & Mr. Marzban Irani (debt portfolio) is managing the scheme from 10th August, 2016. Total no.

of schemes managed by Mr. Yogesh Patil is 8 and by Mr. Marzban Irani is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for

computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark

index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the


43.41%

26.79%

15.93%

6.99%

6.88%

AAA/A1+ and Equivalent

Sovereign

Equity Instruments


AA+/AA


Scheme Type: An open ended hybrid scheme investing predominantly In debt instruments


Fund Size:

AUM as on 31/05/2019: ₹ 71.32 Cr


Benchmark: Crisil Hybrid 85 + 15 - Conservative Index


Fund Manager:Name: Mr. Marzban Irani (Debt) & Mr. Yogesh Patil (Equity); Experience: 17+ years & 11+ years respectively


Portfolio Metrics:Average Maturity 3.56 yearsMacaulay Duration 2.35 yearsYTM 7.17 %



Growth ₹ 54.9142 ₹ 57.5738


Quarterly Dividend ₹ 11.0974 ₹ 11.6805

Yearly Dividend ₹ 11.0669 ₹ 11.5928

22


Exit Load





Equity Holdings

Auto 0.98%



Banks 4.60%






Marico Ltd. 0.31%

Gas 0.69%






Software 5.51%

Infosys Ltd. 3.10%




Corporate DebtNon-Convertible Debentures

HDFC Ltd. 7.09%


NHPC Ltd. 7.01%

Sundaram BNP Paribas Home Finance Ltd. 6.99%

Indian Railway Finance Corporation Ltd. 5.73%

NTPC Ltd. 1.47%



Money Market Instruments

Certificate of Deposit

Small Industries Development Bank of India 8.40%


Certificate of Deposit Total 15.04%

Money Market Instruments Total 15.04%

Government Bond And Treasury BillGovernment Bond

7.32% Govt of India Red 28-01-2024 14.28%

7.26% Govt of India Red 14-01-2029 7.12%

7.37% Govt of India Red 16-04-2023 1.43%

8.30% Govt of India Red 02-07-2040 0.93%

7.59% Govt of India Red 11-01-2026 0.18%

8.15% Govt of India Red 24-11-2026 0.09%


Treasury Bill

182 Days TBill Red 05-09-2019 2.76%




Grand Total 100.00%

LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its

investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the

investment objective of the Schemes will be realized.


Daily * 10.0000 0.2000

10.0000 0.2000

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.1018

10.1514

10.4690

0.1700

Daily Direct * June 29, 2016 10.0000 10.5374 0.2000

September 28, 2016 10.0000 10.9559 0.2000

January 3, 2017 10.0000 11.0619 0.2000


87.21%

9.01%

3.78%

>365 days


Up to 365 days

50.85%

40.15%

9.01%

AAA / A1+ and Equivalent

Sovereign




SCHEME PERFORMANCE

DIVIDEND HISTORY



SchemeCRISIL Composite Bond Fund Index*

CRISIL 10 year Gilt Index**

CRISIL 10 year Gilt Index**Scheme

CRISIL Composite Bond Fund Index*

1 Year 9.81 10.68 12.20 10,981 11,068 11,220

3 Years 6.80 7.95 6.75 12,183 12,579 12,165

5 Years 7.39 8.98 8.23 14,285 15,377 14,859

Since Inception 8.39 NA NA 49,933 NA NA

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date




launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark.

NA : Not Available.


Scheme Type: An open ended medium term debt scheme investing in instruments with Macaulay Duration of the portfolio is between 4 years and 7 years (please refer page no 25 of SID)

Date of Allotment: June 23,1999

Fund Size:

AUM as on 31/05/2019: ₹ 265.96 Cr



Exit Load: 1% if redeemed or switched out on or

before completion of 1 year from the date of

allotment of units.

Benchmark: Crisil Composite Bond Fund Index







Growth ₹ 49.9326 ₹ 51.6362

Dividend ₹ 10.9449 ₹ 12.4802


Corporate Debt


Indian Railway Finance Corporation Ltd. CRISIL AAA 6.15%

NTPC Ltd. CRISIL AAA 5.79%

NABARD CRISIL AAA 5.68%

L&T Infra Debt Fund Ltd. CRISIL AAA 5.62%

India Infradebt Ltd. ICRA AAA 5.58%

State Bank of India CRISIL AAA 3.78%

Small Industries Development Bank of India ICRA AAA 1.90%

HDFC Ltd. CRISIL AAA 1.90%

State Bank of India ICRA AAA 1.90%

Reliance Industries Ltd. CRISIL AAA 1.85%



Government Bond And Treasury BillGovernment Bond








8.97% Govt of India Red 05-12-2030 0.56%





State Government Bond

8.30% Gujarat Sdl Red 13-03-2029 SOV 9.76%


7.51% Maharashtra Sdl Red 24-05-2027 SOV 9.32%


7.98% Gujarat Sd Red 11-05-2026 SOV 0.21%

State Government Bond Total 32.92%

Government Bond & Treasury Bill Total 50.85%


Grand Total 100.00%

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.


Daily *

May,2019

April,2019

March,2019

0.0754

0.0797

0.0466

Daily Direct *

January,2019

December,2018

November,2018

0.0351

0.0533

0.0858

Weekly *

May,2019

April,2019

March,2019

0.0774

0.0511

0.0890

Weekly Direct *

May,2019

April,2019

March,2019

0.1268

0.0698

0.0942

Monthly

May 27, 2019

April 30, 2019

March 25, 2019

10.0000

10.0000

10.0000

10.1877

10.1194

10.1319

0.0600

0.0600

0.0700

Monthly Direct

May 27, 2019

April 30, 2019

March 25, 2019

10.0000

10.0000

10.0000

10.2910

10.2159

10.1876

0.0600

0.0360

0.1300

79.31%

14.15%

7.65%

-1.12%

Up to 91 days


> 365 Days

> 91 days up to 365 Days

85.48%

16.09%

-1.57%

AAA/ A1+ and Equivalent

Sovereign




SCHEME PERFORMANCE

DIVIDEND HISTORY



SchemeCRISIL Short TermBond Fund Index*

CRISIL Short TermBond Fund Index*

CRISIL 1 year T-Bill Index**

CRISIL 1 year T-Bill Index**

Scheme

1 Year 9.67 9.24 7.86 10,967 10,924 10,786

3 Years 7.55 7.64 6.79 12,442 12,470 12,180

5 Years 7.26 8.25 7.31 14,205 14,874 14,238

Since Inception 7.56 8.07 6.51 23,986 25,408 21,315

PeriodCAGR (%)





Additional Benchmark.

* Dividend under Daily and Weekly Plan are cumulative dividend declared during the month. After payment of the dividend, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither dividend distribution nor that the dividends be paid regularly. For complete dividend history please visit www.licmf.com.


Scheme Type: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds.

Date of Allotment: May 31, 2007

Fund Size:

AUM as on 31/05/2019: ₹ 451.58 Cr



Benchmark: CRISIL Short Term Bond Fund Index


Fund Manager:Name: Mr. Marzban Irani Experience: 17+ years





Growth ₹ 23.9856 ₹ 25.0456

Daily Dividend ₹ 10.2525 ₹ 10.7229




Corporate Debt


National Highways Authority of India CRISIL AAA 8.99%


NABARD CRISIL AAA 7.78%

Power Grid Corporation of India Ltd. CRISIL AAA 6.16%



National Housing Bank CARE AAA 4.45%

Export Import Bank of India CRISIL AAA 3.47%

State Bank of India CRISIL AAA 3.34%

Bharat Petroleum Corporation Ltd. CRISIL AAA 3.34%

REC Ltd. CRISIL AAA 3.34%

Housing & Urban Development Corp Ltd. ICRA AAA 3.33%

ONGC Mangalore Petrochemicals Ltd. FITCH AAA 3.32%

NHPC Ltd. ICRA AAA 2.21%


Indiabulls Housing Finance Ltd. CARE AAA 2.17%



Money Market InstrumentsCertificate of Deposit

Bank of Baroda ICRA A1+ 4.43%

Axis Bank Ltd. CRISIL A1+ 3.20%

Small Industries Development Bank of India CRISIL A1+ 0.88%


Commercial Paper

Oil & Natural Gas Corporation Ltd. ICRA A1+ 4.41%

Commercial Paper Total 4.41%


Government Bond & Treasury BillGovernment Bond






Cash & Other Receivables -1.57%

Grand Total 100.00%

The primary investment objective of the scheme is to generate returns commensurate with risk from a

portfolio constituted of Debt securities and/or Money Market instruments. However, there can be no

assurance that the investment objective of the scheme will be achieved.

83.73%

10.59%

5.68%Cash & Other Receivables

> 365 Days

Up to 365 Days






Scheme Type: An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years. (please refer page no 33 of SID)

Date of Allotment: February 1, 2019

Fund Size:

AUM as on 31/05/2019: ₹ 183.47 Cr



Benchmark: CRISIL Short Term Bond Fund Index


Fund Manager:Name: Mr. Marzban Irani Experience: 17+ years





Growth ₹ 10.3512 ₹ 10.3869

Dividend ₹ 10.3512 ₹ 10.3869

25

71.34%

17.46%

5.68%

5.52%


Sovereign


AA+/AA


Corporate Debt


HDFC Ltd. CRISIL AAA 8.26%


State Bank of India CRISIL AA+ 5.52%


Bharat Petroleum Corporation Ltd. CRISIL AAA 5.49%

REC Ltd. CRISIL AAA 5.48%

National Highways Authority of India CRISIL AAA 5.44%

L&T Infra Debt Fund Ltd. CRISIL AAA 5.43%

India Infradebt Ltd. ICRA AAA 5.39%











Commercial Paper




Government Bond & Treasury Bill

Government Bond







Grand Total 100.00%

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Schemes will be realized.


Daily *

May,2019

April,2019

March,2019

0.0200

0.0750

0.0519

Daily Direct *

May,2019

April,2019

March,2019

0.0225

0.0444

0.0999

Weekly *

May,2019

April,2019

March,2019

0.0565

0.0306

0.0460

Weekly Direct *

May,2019

April,2019

March,2019

0.0641

0.0731

0.0583

Monthly 10.0000

May 27, 2019

April 30, 2019

March 25, 2019

10.0000

10.0000

10.2162

10.2894

10.2813

0.0600

0.0600

0.0500

Monthly Direct July 24, 2013 10.0000 10.0500 0.0025

August 27, 2013 10.0000 10.1434 0.0913

September 1, 2013 10.0000 10.0631 0.1319

52.76%

27.58%

18.49%

1.17%

Up to 91 days

> 365 Days

> 91 days up to 365 Days




SCHEME PERFORMANCE



DIVIDEND HISTORY

85.68%

6.99%

6.16%

1.17%


A4+/BBB-


AA+/AA

SchemeCRISIL Low

Duration Debt Index*CRISIL Low

Duration Debt Index*CRISIL 1 Year T-Bill Index**

CRISIL 1 Year T-Bill Index**

Scheme

1 Year 7.14 8.89 7.86 10,714 10,889 10,786

3 Years 7.07 7.90 6.79 12,274 12,563 12,180

5 Years 7.46 8.38 7.31 14,337 14,957 14,238

Since Inception 6.81 7.34 6.04 28,681 31,046 25,524

PeriodCAGR (%)



Mr. Rahul Singh is managing the above scheme from 7th September, 2015 and total no. of schemes managed by him is 2. Past performance may or may not be sustained in the


**Additional Benchmark.


Scheme Type: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months (please refer page no 24 of SID)


Fund Size:

AUM as on 31/05/2019: ₹ 1300.39 Cr


Load Structure:Entry Load: Nil Exit Load*: Ÿ 1.00% if units are redeemed or switched out on

or before completion of 3 months from the date of allotment of units.

Ÿ 0.50% if units are redeemed or switched out after 3 months but on or before 6 months from the date of allotment of units.

Ÿ Nil after 6 months from the date of allotment of units.

*w.e.f. 7th June 2019

Benchmark: CRISIL Low Duration Debt Index


Fund Manager:Name: Mr. Rahul Singh

12+ yearsExperience:


Portfolio Metrics:Average Maturity 254 daysMacaulay Duration 243 daysYTM 7.86 %



Growth ₹ 28.6807 ₹ 30.0052

Daily Dividend ₹ 10.1493 ₹ 10.0807


Monthly Dividend ₹ 10.2279 ₹ 15. 6822

26



Corporate Debt



Dewan Housing Finance Corporation Ltd. CARE BBB- 4.12%

Cholamandalam Investment & Finance Company Ltd. ICRA AA+ 3.83%

L&T Infrastructure Finance Co. Ltd. CARE AAA 3.82%

Power Finance Corporation Ltd. CRISIL AAA 3.48%

L&T Housing Finance Ltd. ICRA AAA 2.67%

Bajaj Finance Ltd. CRISIL AAA 1.97%


State Bank of India CRISIL AA+ 1.56%

Sundaram BNP Paribas Home Finance Ltd. CARE AA+ 0.77%

Indiabulls Housing Finance Ltd. CARE AAA 0.76%





NABARD CRISIL A1+ 9.25%

The South Indian Bank Ltd. CARE A1+ 7.62%

Small Industries Development Bank of India CRISIL A1+ 5.54%

IndusInd Bank Ltd. CRISIL A1+ 5.51%


HDFC Bank Ltd. CARE A1+ 3.65%


Export Import Bank of India CRISIL A1+ 1.86%


Commercial Paper

IDFC First Bank Ltd. ICRA A1+ 9.40%

Piramal Enterprises Ltd. CRISIL A1+ 7.67%

HDFC Ltd. CRISIL A1+ 7.40%

Dewan Housing Finance Corporation Ltd. CRISIL A4+ 2.87%




Grand Total 100.00%

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through

judicious mix of investment in money market instruments and quality debt instruments. However, there is no

assurance that the investment objective of the Schemes will be realized.


Daily *

May,2019

April,2019

March,2019

6.6219

6.1689

7.0429

Daily Direct *

May,2019

April,2019

March,2019

6.7547

6.2949

7.1725

84.98%

10.37%

4.65%

Up to 60 days

> 60 Days




SCHEME PERFORMANCE

DIVIDEND HISTORY



97.95%

1.90%


Sovereign


SchemeCRISIL Liquid Fund Index*

CRISIL Liquid Fund Index*



Scheme

1 Year

7 Days

7.42

7.22

7.73

7.60

7.86

14.27

10,742

10,014

10,773

10,015

10,786

10,027

3 Years

15 Days

7.05

7.21

7.19

7.97

6.79

11.25

12,266

10,030

12,316

10,033

12,180

10,046

5 Years

1 Month

7.61

7.12

7.65

8.06

7.31

9.02

14,438

10,061

14,465

10,068

14,238

10,077

Since Inception 7.38 NA 6.07 34,067 NA 27,556

PeriodCAGR (%)

invested on inception date

stAbove returns are as on 31 May, 2019. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 5th October, 2015 and total no. of schemes managed by him is 2. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. * Benchmark, ** Additional Benchmark. NA : Not Available.


Scheme Type: An open-ended liquid scheme


Fund Size:

AUM as on 31/05/2019: ₹ 8,801.21 Cr

: 10,189.83 CrAverage AUM for May 2019 ₹


Benchmark: Crisil Liquid Fund Index


Fund Manager:Name: Mr. Rahul Singh

12+ yearsExperience:


Portfolio Metrics:Average Maturity 29 daysMacaulay Duration 28 daysYTM 6.88 %



Growth ₹ 3406.6821 ₹ 3429.3736

Dividend ₹ 1098.0000 ₹ 1098.0000

27

Company CompanyRating Rating% of NAV % of NAV




Bank of India ICRA A1+ 5.04%

IDFC First Bank Ltd. ICRA A1+ 4.87%

IndusInd Bank Ltd. CRISIL A1+ 3.46%

Bank of Baroda ICRA A1+ 3.45%

Canara Bank CRISIL A1+ 2.83%


RBL Bank Ltd. ICRA A1+ 1.14%

Indian Bank FITCH A1+ 1.13%

ICICI Bank Ltd. ICRA A1+ 1.13%

The South Indian Bank Ltd. CARE A1+ 1.13%


Commercial Paper

NABARD CRISIL A1+ 7.33%

Reliance Jio Infocomm Ltd. CRISIL A1+ 5.71%

National Housing Bank CRISIL A1+ 4.58%

Shriram City Union Finance Ltd. ICRA A1+ 4.53%

PNB Housing Finance Ltd. CRISIL A1+ 3.37%

HDFC Ltd. CRISIL A1+ 3.34%

Aditya Birla Finance Ltd. ICRA A1+ 3.11%

Chambal Fertilizers & Chem Ltd. CRISIL A1+ 2.84%

Trapti Trading & Inv Pvt Ltd. ICRA A1+ 2.82%

L & T Finance Ltd. ICRA A1+ 2.81%

Chennai Petroleum Co Ltd. CRISIL A1+ 2.67%

Export Import Bank of India CRISIL A1+ 2.32%

Axis Finance Ltd. CRISIL A1+ 2.25%

Aditya Birla Housing Finance Ltd. ICRA A1+ 2.21%

Tata Capital Housing Finance Ltd. CRISIL A1+ 1.99%

NTPC Ltd. ICRA A1+ 1.91%

TGS Investment & Trade Pvt Ltd. ICRA A1+ 1.70%

Fedbank Financial Services Ltd. CRISIL A1+ 1.69%

TVS Credit Services Ltd. CRISIL A1+ 1.68%

Reliance Industries Ltd. CRISIL A1+ 1.42%

Aditya Birla Capital Ltd. ICRA A1+ 1.41%

Bajaj Finance Ltd. CRISIL A1+ 1.14%

Turquoise Investment & Fin (P) Ltd. CRISIL A1+ 1.13%

SBI Cards & Payment Ser Pvt. Ltd. CRISIL A1+ 1.13%

Hinduja Leyland Finance Ltd. CRISIL A1+ 1.12%

Piramal Enterprises Ltd. CRISIL A1+ 1.08%

REDINGTON (INDIA) Ltd. CRISIL A1+ 0.84%

TV18 Broadcast Ltd. ICRA A1+ 0.84%

CEAT Ltd. CARE A1+ 0.57%

Nissan Renault Fin Serv Ind Pvt Ltd. ICRA A1+ 0.56%

JM Financial Capital Ltd. CRISIL A1+ 0.56%


Reliance Retail Ltd. CRISIL A1+ 0.06%



Government Bond & Treasury Bill

Treasury Bill

91 Days TBill Red 21-06-2019 SOV 1.90%




Grand Total 100.00%

Comparative Performance Of Open Ended Schemes st(as on 31 May, 2019)

Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Different

plans shall have a different expense structure. The performance details provided herein are of Regular plan - Dividend Re-investment option for LIC MF ULIS & Regular Plan - Growth option for others schemes . Since

respective schemes have not completed relevant period (1yr, 3yr or 5yr) after allotment or units were not available throughout the respective period, no returns are available. In case, the start/end date of the concerned

period is a nonbusiness date, the NAV of the previous date is considered for computation of returns. The performance of the scheme is benchmarked to the Total Return variant of the index. As the scheme was launched

before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. Since the LIC MF Arbitrage Fund & LIC MF Short Term Debt Fund are in existence for less than 1

year, as per SEBI regulation performance of the scheme cannot be shown.NA : Not Available. # Benchmark. ## Additional Benchmark.

1 Year 3 Years 5 Years Since Inception

LIC MF Multi Cap Fund 8.01 8.25 6.167.17

Nifty 500 TRI # 6.46 14.35 NA12.35

NIFTY 50 TRI ## 12.43 14.99 12.8411.92

LIC MF Banking & Financial Services Fund 8.15 NA11.22 4.00

Nifty Financial Services TRI # 21.61 NA24.37 16.37

NIFTY 50 TRI ## 12.43 NA14.99 10.31

LIC MF Index Fund - Sensex Plan 12.01 13.83 13.5110.03

S&P BSE Sensex TRI # 13.70 15.65 17.6211.91

NIFTY 50 TRI ## 12.43 14.99 17.5111.92

LIC MF Index Fund - Nifty Plan 11.04 13.12 12.7310.32

NIFTY 50 TRI # 12.43 14.99 17.5111.92

S&P BSE Sensex TRI ## 13.70 15.65 17.6211.91

LIC MF Equity Hybrid Fund 9.73 8.95 8.597.78

CRISIL Hybrid 35+65 - Aggressive Index # 9.42 12.42 NA11.51

NIFTY 50 TRI ## 12.43 14.99 14.5211.92

LIC MF Debt Hybrid Fund 6.87 6.12 8.446.68

CRISIL Hybrid 85+15 - Conservative Index # 10.46 9.03 NA9.63

CRISIL 10 year Gilt Index ## 12.20 6.75 NA8.23

LIC MF Children's Gift Fund 5.90 4.78 3.247.70


NIFTY 50 TRI ## 12.43 14.99 16.7211.92

LIC MF G-Sec Long Term Exchange Traded Fund 12.83 7.65 7.98NA

Nifty 8-13 yr G-Sec Index # 13.21 7.99 8.31NA

CRISIL 10 year Gilt Index ## 12.20 6.75 7.44NA

LIC MF Equity Hybrid Fund 9.73 8.95 8.597.78


NIFTY 50 TRI ## 12.43 14.99 14.5211.92

LIC MF Unit Linked Insurance Scheme 5.18 10.68 9.549.91


NIFTY 50 TRI ## 12.43 14.99 NA11.92

LIC MF Government Securities Fund 11.52 7.52 7.488.44

I-Sec Composite Index # 12.61 8.58 NA9.58


LIC MF Debt Hybrid Fund 6.87 6.12 8.446.68

CRISIL Hybrid 85+15 - Conservative Index # 10.46 9.03 NA9.63


LIC MF Bond Fund 9.81 6.80 8.397.39

CRISIL Composite Bond Fund Index # 10.68 7.95 NA8.98


LIC MF Children's Gift Fund 5.90 4.78 3.247.70


NIFTY 50 TRI ## 12.43 14.99 16.7211.92

LIC MF Banking & PSU Debt Fund 9.67 7.55 7.567.26

CRISIL Short Term Bond Fund Index # 9.24 7.64 8.078.25

CRISIL 1 Year T-Bill Index ## 7.86 6.79 6.517.31

LIC MF Large Cap Fund 7.33 10.87 4.1211.45

Nifty 100 TRI # 10.03 14.91 NA12.32

NIFTY 50 TRI ## 12.43 14.99 10.3611.92

LIC MF Large & Mid Cap Fund 1.44 15.34 9.93NA

Nifty LargeMidcap 250 TRI # 3.46 14.72 10.04NA

NIFTY 50 TRI ## 12.43 14.99 8.86NA

LIC MF Infrastructure Fund 4.06 10.97 3.637.71

Nifty Infrastructure TRI # 2.37 8.45 -0.492.62

NIFTY 50 TRI ## 12.43 14.99 10.1711.92

LIC MF Tax Plan 3.31 13.02 9.0013.12

Nifty 500 TRI # 6.46 14.35 14.8012.35

NIFTY 50 TRI ## 12.43 14.99 13.3811.92

LIC MF Exchange Traded Fund - Nifty 50 12.30 14.81 13.70NA

NIFTY 50 TRI # 12.43 14.99 13.96NA

S&P BSE Sensex TRI ## 13.70 15.65 14.31NA

LIC MF Exchange Traded Fund - Sensex 13.77 15.61 14.04NA

S&P BSE Sensex TRI # 13.70 15.65 14.08NA

NIFTY 50 TRI ## 12.43 14.99 13.76NA

LIC MF Exchange Traded Fund - Nifty 100 9.71 14.60 16.51NA

NIFTY 100 TRI # 10.03 14.91 16.93NA

NIFTY 50 TRI ## 12.43 14.99 17.02NA

LIC MF Unit Linked Insurance Scheme 5.18 10.68 9.549.91

Crisil Hybrid 35 + 65 - Aggressive Index # 9.42 12.42 NA11.51

NIFTY 50 TRI ## 12.43 14.99 NA11.92

LIC MF Savings Fund 7.14 7.07 6.817.46

CRISIL Low Duration Debt Index # 8.89 7.90 7.348.38


LIC MF Liquid Fund 7.42 7.05 7.387.61

Crisil Liquid Fund Index # 7.73 7.19 NA7.65


October 5, 2015

CAGR (%)

March 5, 2015

November 20, 2015

November 30, 2015

March 17, 2016

March 5, 2015

September 7, 2015

August 10, 2016

August 10, 2016

August 10, 2016

March 5, 2015

March 5, 2015

March 1, 2013

Funds managed by Mr. Sachin Relekar

Funds managed by Mr. Rahul Singh

August 10, 2016

August 10, 2016

August 10, 2016

August 10, 2016

August 10, 2016

November 12, 2001

May 31, 2007

September 1, 1994

February 25, 2015

December 24, 2014

January 1, 1991

June 19, 1989

December 10, 1999

June 9, 2003

March 18, 2002

Scheme managed by the current Fund Manager since

October 4, 2018

October 4, 2018

October 4, 2018

October 4, 2018

October 4, 2018

October 4, 2018

October 4, 2018

Funds managed by Mr. Yogesh Patil

March 24, 2008

March 31, 1997

November 20, 2015

November 30, 2015

March 17, 2016

June 19, 1989

June 23, 1999

Date of Inception

April 15, 1993

June 1, 1998

March 27,2015

December 5, 2002

December 5, 2002

January 1, 1991

June 1, 1998

November 12, 2001

Funds managed by Mr. Marzban Irani


29

Disclaimer for Index TRI

As TRI data is not available since inception of LIC MF Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 1-Jan-1991 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

(1) LIC MF Equity Hybrid Fund

(2) LIC MF Multi Cap Fund

(3) LIC MF Large Cap Fund

(4) LIC MF Index Fund - Nifty

(5) LIC MF Index Fund - Sensex

(6) LIC MF Tax Plan

As TRI data is not available since inception of LIC MF Multicap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 15-Apr-1993 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Large Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 01-Sep-1994 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Index Fund - Nifty Plan, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 05-Dec-2002 to date 31-May-2007 and TRI values since date 31-May-2007

As TRI data is not available since inception of LIC MF Index Fund - Sensex Plan, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 05-Dec-2002 to date 31-May-2007 and TRI values since date 31-May-2007

As TRI data is not available since inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 31-Mar-1997 to date 30-Jun-1999 and TRI values since date 30-Jun-1999As TRI data is not available since Inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 500 PRI values from date 31-Mar-1997 to date 26-Nov-1998 and TRI values since date 26-Nov-1998

The benchmark of LIC MF Large Cap Fund, LIC MF Multi Cap Fund, LIC MF Large & Mid Cap Fund, LIC MF Banking and Financial Services Fund, LIC MF

Infrastructure Fund, LIC MF Tax Plan, LIC MF Banking & PSU Debt Fund, LIC MF Savings Fund have been changed w.e.f. 4th June, 2018. For further details, please

visit www.licmf.com


Summary : Key Features of the Schemes st(as on 31 May, 2019)

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to

visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information

Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested

to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance

Scheme.

Scheme Name LIC MF Multi Cap Fund LIC MF Large Cap Fund LIC MF Large & Mid Cap FundLIC MF Banking & Financial ServicesFund

Scheme TypeAn Open Ended Equity Scheme Investing Across Large Cap, Mid Cap, Small Cap Stocks

An Open Ended Equity Scheme Predominantly Investing In Large Cap Stocks

An Open Ended Equity Scheme Investing In Both Large Cap And Mid Cap Stocks

An Open Ended Equity Scheme Investing In Banking & Financial Companies

Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP/DP RP/DP RP/DP RP/DP

Option Available Growth/Dividend Growth/Dividend Growth/Dividend Growth/Dividend

Benchmark Nifty 500 TRI Nifty 100 TRI Nifty LargeMidcap 250 TRI Nifty Financial Services TRI

Min Investment Amt ₹ 5000 ₹ 5000 ₹ 5000 ₹ 5000

Min Additional Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500

Min Redemption Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amountthereafter, 2) Monthly - ₹ 1000/- & in

1) Daily - ₹ 300/- & in multiples of ₹ 1/-

multiples of ₹ 1/- thereafter, 3) Quarterly -

₹ 3000/- & in multiples of ₹ 1/- thereafter.

thereafter, 2) Monthly - ₹ 1000/- & in












Fund Manager Mr. Yogesh Patil Mr. Sachin Relekar Mr. Sachin Relekar Mr. Yogesh Patil

Entry Load NIL NIL NIL NIL

Exit Load

1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units

1% if redeemed or switched out on or before completion of 1 month from the date of allotments of units

Riskometer Risk - Moderately High Risk - Moderately High Risk - Moderately High Risk - High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

Scheme Name LIC MF Infrastructure Fund LIC MF Tax Plan LIC MF Index Fund - Nifty Plan LIC MF Index Fund - Sensex Plan

Scheme Type An Open Ended Equity Scheme Investing In Infrastructure Companies

An Open Ended Equity Linked Saving Scheme With A Statutory Lock In Of 3 Years And Tax Benefit

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking S & P Bse Sensex

Allotment Date March 24, 2008 March 31, 1997 December 5, 2002 December 5, 2002

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus


Option Available Growth/Dividend Growth/Dividend Growth/Dividend Growth/Dividend

Benchmark Nifty Infrastructure TRI Nifty 500 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt ₹ 5000 ₹ 500 ₹ 5000 ₹ 5000

Min Additional Amt ₹ 500 ₹ 500 ₹ 500 ₹ 500


SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount

Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Mr. Yogesh Patil Mr. Yogesh Patil


Exit Load NIL (subject to lock-in period of 3 years)

Riskometer Risk - High Risk - Moderately High Risk - Moderately High Risk - Moderately High

Facility Available SIP/STP/SWP SIP SIP/STP/SWP SIP/STP/SWP

















30

















Summary : Key Features of the Schemes st(as on 31 May, 2019)

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to

visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information

Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested

to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. *Lock-in Period:- at least 5 years or till the child attains age of majority whichever is earlier on every Business Day.

). #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme NameLIC MF Exchange Traded Fund - Nifty 100


LIC MF Exchange Traded Fund - Sensex

Scheme TypeAn Open Ended Scheme Replicating/Tracking Nifty 100 Index

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking Sensex Index

Allotment Date March 17, 2016 November 20, 2015 November 30, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP RP RP

Option Available Growth Growth Growth

Benchmark Nifty 100 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt

For Subscription / Redemption of units directly with MF : 2,00,000 units. For purchase through Stock Exchange : 1 unit

For Subscription / Redemption of units directly with MF : 50,000 units. For purchase through Stock Exchange : 1 unit

For Subscription/ Redemption of units directly with MF : 2,000 units. For purchase through Stock Exchange : 1 unit

Min Additional Amt

Min Redemption Amt

SIP dates

SIP Frequency

Min SIP Amount

Fund Manager Mr. Sachin Relekar Mr. Sachin Relekar Mr. Sachin Relekar

Entry Load NIL

- - -

-

-

- - -

- -

- -

-

-

-

-

-

-

NIL NIL

Exit Load NIL NIL NIL

Riskometer Risk - Moderately High Risk - Moderately High Risk - Moderately High

Facility Available

Scheme Name LIC MF Equity Hybrid Fund LIC MF Debt Hybrid FundLIC MF Unit Linked InsuranceScheme

LIC MF Children's Gift Fund

Scheme TypeAn Open Ended Hybrid Scheme Investing Predominantly In Equity And Equity Related Instruments

An Open Ended Hybrid Scheme Investing Predominantly In Debt Instruments

An Open-Ended Insurance Linked Tax Saving Scheme

An Open Ended Fund For Investment For Children Having A Lock-In for at least 5 Years Or Till The Child Attains Age Of Majority (Whichever Is Earlier)

Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001

Ideal Investment Horizon 3 Years Plus 1 Year Plus 3 Years Plus 5 Years Plus


Option Available Growth/Dividend Growth/Dividend Dividend Reinvestment Growth

Benchmark Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive IndexCrisil Hybrid 85 + 15 - Conservative Index

Min Investment Amt ₹ 5000 ₹ 5000

₹ 10,000/- under Single Premium Option, ₹ 10,000/- under Regular Premium - Yearly option, ₹ 1,000/- under Regular Premium - Monthly Option

₹ 5000

Min Additional Amt ₹ 500 ₹ 500 ₹ 500


SIP dates Any day# Any day# 15th Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount1) Monthly - ₹ 1000/- 2) Quarterly - ₹ 3000/-

Fund ManagerMr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt)

Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity)

Mr. Sachin Relekar (Equity), Mr. Marzban Irani (Debt)

Mr. Marzban Irani (Debt), Mr. Yogesh Patil (Equity)


Exit Load NIL (subject to lock-in period of 3 years) NIL *

Riskometer Risk - Moderately High Risk - Moderate Risk - Moderately High Risk - Moderately High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP













LIC MF Government Securities Fund

An Open Ended Debt Scheme Investing in Government Securities Across Maturity

December 10, 1999

3 Years Plus

RP/DP

Growth/Dividend/PF

I-Sec Composite Index

₹ 10000

₹ 500

₹ 500

Any day#

Monthly / Quarterly

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - ₹ 3000/- & in multiples of ₹ 1/- thereafter

Mr. Marzban Irani

NIL

0.25% if exit within 30 days from the date of allotment of units

Risk - Moderate

SIP/STP

LIC MF G-Sec Long Term Exchange Traded

Fund

An Open Ended Scheme Replicating / Tracking Nifty 8-13 Yr G-Sec Index

December 24, 2014

3 Years Plus

RP

-

-

-

-

-

-

Growth

Nifty 8-13 yr G-Sec Index

For Subscription / Redemption of units directly with MF : 1,00,000 units. For purchase through Stock Exchange : 1 unit

Mr. Marzban Irani

NIL

NIL

Risk - Moderate

31








Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name

Scheme Name

LIC MF Liquid Fund

LIC MF Arbitrage Fund LIC MF Short Term Debt Fund

LIC MF Savings Fund LIC MF Banking & PSU Debt Fund

Scheme Type

Scheme Type

An Open-Ended Liquid Scheme

An open ended scheme investing in arbitrage opportunities An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Please refer Page No 33 of SID)

An Open Ended Low Duration Debt Scheme Investing In Instruments With Macaulay Duration Of The Portfolio Is Between 6 Months And 12 Months

An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds

Allotment Date

Allotment Date

March 18, 2002

January 25, 2019 February 01, 2019

June 09, 2003 May 31, 2007

Ideal Investment Horizon

Ideal Investment Horizon

1 Day Plus

1 Year Plus 3 Years Plus

6 Months Plus 3 Years Plus

Plan Available

Plan Available

RP/DP

RP/DP RP/DP

RP/DP RP/DP

Option Available

Option Available

Growth/Dividend

Growth/Dividend Growth/Dividend

Growth/Dividend Growth/Dividend

Benchmark

Benchmark

Crisil Liquid Fund Index

Nifty 50 Arbitrage Index Crisil Short Term Bond Fund Index

CRISIL Low Duration Debt Index CRISIL Short Term Bond Fund Index

Min Investment Amt

Min Investment Amt

₹ 5000

₹ 5000 ₹ 5000

₹ 5000 ₹ 5000

Min Additional Amt

Min Additional Amt

₹ 500

₹ 500 ₹ 500

₹ 500 ₹ 500

Min Redemption Amt

Min Redemption Amt

₹ 500

₹ 500 ₹ 500

₹ 500 ₹ 500

SIP dates

SIP dates

Any day#

Any day# Any day#

Any day# Any day#

SIP Frequency

SIP Frequency

Monthly / Quarterly

Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Monthly / Quarterly Monthly / Quarterly

Min SIP Amount

Min SIP Amount

1) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 2) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter,2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter

1) Daily - ₹ 300/- & in multiples of ₹ 1/- thereafter,2) Monthly - ₹ 1000/- & in multiples of ₹ 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ₹ 1/- thereafter




Fund Manager

Fund Manager

Mr. Rahul Singh Mr. Rahul Singh Mr. Marzban Irani

Entry Load

Entry Load

NIL

NIL NIL

NIL

NIL NIL

Exit Load

Exit Load

NIL See below note* NIL

Riskometer

Riskometer

Risk - Low

Risk - Moderately Low Risk - Moderate

Risk - Moderate Risk - Moderate

Facility Available

*LIC MF Savings FundExit Load w.e.f.7th June 2019 :

Facility Available

SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP

LIC MF Bond Fund

An Open Ended Medium Term Debt Scheme Investing in Instruments With Macaulay Duration Of The Portfolio is Between 4 Years And 7 Years

June 23, 1999

3 Years Plus

RP/DP

Growth/Dividend

Crisil Composite Bond Fund Index

₹ 5000

₹ 500

₹ 500

Any day#

Monthly / Quarterly

Mr. Marzban Irani

NIL

Risk - Moderate

SIP/STP/SWP

1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units

32

Mr. Yogesh Patil (Equity), Mr. Marzban Irani (Debt) Mr. Marzban Irani

Ÿ For redemption/switch out of units within 15 days from the date of allotment: 0.50% of applicable NAV.

Ÿ For redemption/switch out of units between 15 days to 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil


Ÿ 1.00% if units are redeemed or switched out on or before completion of 3 months from the date of allotment of units.

Ÿ 0.50% if units are redeemed or switched out after 3 months but on or before 6 months from the date of allotment of units.

Ÿ Nil after 6 months from the date of allotment of units.

Total Expense Ratios st(as on 31 May, 2019)

1. Base TER excludes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax (GST) on investment and advisory fees as per

applicable rate.

2. Additional Expenses not exceeding 0.30% in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996.

3. Additional Expenses not exceeding 0.05% in terms of Regulation 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996.

4. Present GST rate is 18%.

5. Percentages mentioned above are annualized.

6. Base TER of direct plan shall have a lower expense ratio excluding distribution expenses, commission, etc., and no commission shall be paid from such plans.

Scheme NameBase TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Base TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Regular Plan Direct Plan

LIC MF Banking & Financial Services Fund 2.25 - 0.05

0.16 2.46

1.29 - 0.05 0.15 1.49

LIC MF Equity Hybrid Fund 2.20 -

0.05

0.22

2.47

1.29

- 0.05 0.22 1.56

LIC MF Infrastructure Fund 2.25 -

0.05

0.18

2.48

1.17

- 0.05 0.15 1.37

LIC MF Large & Mid Cap Fund 2.25

0.30

0.15

0.15

0.05

0.18

2.78

1.34

- 0.05 0.18 1.57

LIC MF Large Cap Fund 2.25

0.05

0.18

2.63

1.33

- 0.05 0.18 1.56

LIC MF Multicap Fund 2.25 -

0.05

0.17

2.47

1.32

- 0.05 0.17 1.54

LIC MF Tax Plan 2.25

-

0.18

2.58

1.31

- - 0.18 1.49

LIC MF Index Fund- Sensex Plan 1.00

- 0.04

0.05

1.09

0.49

- 0.040.05 0.58

LIC MF Index Fund-Nifty Plan 1.00

-

- 0.02

1.02

0.45

- - 0.02 0.47

LIC MF Children's Gift Fund 2.24 -

-

0.09

2.33

1.30

- - 0.08 1.38

LIC MF Unit Linked Insurance Scheme 2.25 -

-

0.18

2.43

1.25

- - 0.16 1.41

LIC MF ETF-Nifty 100 0.25

-

- -

0.25

-

- - - -

LIC MF ETF-Nifty 50 0.10

-

- -

0.10

-

- - - -

LIC MF ETF-Sensex 0.10 - - - 0.10 - - - - -

LIC MF G-Sec Long Term ETF 0.25 - - 0.01 0.26 - - - - -

LIC MF Banking & PSU Debt Fund 0.79 - - 0.03 0.82 0.24 - - 0.03 0.27

LIC MF Bond Fund 1.07 - - - 1.07 0.17 - - - 0.17

LIC MF Debt Hybrid Fund 2.00 - 0.05 0.19 2.24 1.00 - 0.05 0.14 1.19

LIC MF Govt. Securities Fund 1.35 - 0.05 0.02 1.42 0.44 - 0.05 0.02 0.51

LIC MF Liquid Fund 0.24 -

-

-

-

0.01 0.25 0.10 -

-

-

-

0.01 0.11

LIC MF Savings Fund

LIC MF Arbitrage Fund

LIC MF Short Term Debt Fund

0.79

1.00

1.37

-

-

-

-

-

-

0.03

0.02

0.03

0.82

1.02

1.40

0.25

0.35

0.32

-

-

-

-

-

-

0.03

0.02

0.03

0.28

0.37

0.35

33

GLOSSARY OF TERMS

Application Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme

Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc..

Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification.

AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-year Gsec.

Beta: Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.

Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit Load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.

Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses.


GLOSSARY OF TERMS

BRANCH OFFICES

Ahmedabad: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, Ahmedabad 380006. Tel.: 079-26588301/40380568. Bangalore: No.4, Canara Mutual Building (Opp. Cash

Pharmacy), 2nd Floor, Residency Rd, Bangalore 560025. Tel.: 080-22118478/22295598. Bhubaneswar: Plot no-2B&2C, Ground floor, Behind Ram Mandir, Unit-3, Kharavel Nagar,

Bhubaneswar 751001, Odisha. Tel.: 9439455522. Chandigarh: S.C.O.-20-30, Jeevan Prakash Building, Ground Floor, LIC Divisional Office, Sector-17B, Chandigarh 160017. Tel.: 0172-

4622030. Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai 600002. Tel.: 044-28411984/28555883. Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road,

Coimbatore-641018. Tel.: 0422-4393014 Ernakulam: 11th Floor, Jeevan Prakash, M.G. Road, Ernakulam, Kochi 682011. Tel.: 0484-2367643. Ghatkopar: LIC Mutual Fund Asset

Management Limited, Office No. 19, Ground Floor, Zest Business Centre, MG Road, Near Doshi Nursing Home, Ghatkopar East, Mumbai, Maharashtra - 400 077. Guwahati: LIC Mutual Fund

Asset Management Limited, Jeevan Prakash Building, Ground Floor, S. S. Road, Fancy Bazar, Guwahati - 781 001. Hyderabad: House No. 5-9-57, 4th Floor, Jeevan Jyoti Building,

Basheerbagh, Hyderabad 500029. Tel.: 040-23244445/23210572. Indore: U.V. House, 1st Floor, Snehil 9/1-A South Tukoganj, Indore 452001. Tel.: 0731-2520262. Jaipur: LIC Divisional

Office-1 Campus, Ground Floor, Jeevan Nidhi-II (Investment Building), Bhawani Singh Road, Ambedkar Circle, Jaipur 302005. Tel.: 0141-2743620. Kanpur: Jeevan Vikas, Ground Floor,

16/98, M.G. Road, Kanpur 208001. Tel.: 0512-2360240/3244949. Kolkata: Ground Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, Kolkata 700072. Tel.: 033-22129455.

Lucknow: 7th Floor, Jeevan Bhavan 2, Naval Kishore Road, Hazrat Ganj, Lucknow 226001. Tel.: 0522-2231186/4045203. Mangalore: LIC Mutual Fund Asset Management Limited, No. 6,

Ground Floor, Popular Building, K S Rao Road, Mangalore - 575 001. Tel. No.: 0824-2411482. Mumbai: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400020. Tel.:

022-22885971/22817163 / 2nd Floor, Jeevan Chintamani, Near R.T.O., Eastern Express Highway, Thane - 400 604. Tel.: 022-25804738. Nagpur: Jeevan Seva Bldg., Mount Road, Sadar,

Nagpur 440001. Tel.: 0712-2542497. Nashik: Shop No.2, Ground Floor, Rajvee Enclave, New Pandit Colony, Nashik 422002. Tel.: 0253-2579507. New Delhi: 7th Floor, Jeevan Prakash, 25

K.G. Marg, New Delhi 110001. Tel.: 011-23359190/23314396. Patna: LIC Mutual Fund Asset Management Limited, Office No. 212, Adison Arcade, Fraser Road, Near Maurya Hotel, Dist.

Patna - 800001. Pune: LIC of India, Pune D.O.-I, 6/7, Shivaji Nagar, University Road, Pune 411005. Tel.: 020-25537301. Raipur: C-29/A, Sector 1, Besides City Centre Mall, Devendra Nagar,

Raipur 492001 C.G. Tel.: 0771-2236780/4051137. Rajkot: LIC of India Bldg., Jeevan Prakash, Tagore Marg, Rajkot 360002. Tel.: 0281- 2461522.

Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities.

Holdings: The holdings or the portfolio is a mutual fund’s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.

Macaulay Duration: Macaulay Duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price.

Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.

NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.

Portfolio Yield: Disclosure only required for Debt Funds.

Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA (http://www.fimmda.org) for last day of the month.

Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.

Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years.

SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc.

Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk.

Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.


KARVY OFFICES

Investment Manager:LIC MUTUAL FUND ASSET MANAGEMENT LIMITED

Fax : +91 22 2283 5606 E-mail: [email protected]

Agartala: Bidurkarta Chowmuhani, J N Bari Road, Tripura (West), Agartala, Tripura 799001. Agra: 1st Floor, Deepak Wasan Plaza, Behind Holiday Inn, Opp Megdoot Furnitures, Sanjay Place, Agra, Uttar Pradesh 282002. Ahmedabad: 201/202 Shail Complex, Opp Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad, Gujarat 380006. Ajmer: S.no.1&2, 2nd Floor, Ajmer Tower, Kutchery Road, Ajmer, Rajasthan 305001. Akola: Yamuna Tarang Complex, Shop No 30, Ground Floor, N.H. No 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola, Maharashthra 444004. Aligarh: 1st Floor, Kumar Plaza, Aligarh, Uttar Pradesh 202001. Allahabad: RSA Towers, 2nd Floor, Above Sony TV Showroom, 57, S P Marg, Civil Lines, Allahabad, Uttar Pradesh 211001. Alleppy: X1v 172, JP Towers, Mullackal, KSRTC Bus Stand, Alleppy, Kerala 688011. Alwar: 101,Saurabh Tower, Opp. UIT, Near Bhagat Singh Circle, Road No.2, Alwar, Rajasthan 301001. Amaravathi: Shop No. 21, 2nd Floor, Gulshan Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi, Maharashthra 444601. Ambala: 6349, Nicholson Road, Adjacent KOS HospitalambalaCant, Ambala, Haryana 133001. Amritsar: 72-A, Taylor’s Road, Opp Aga Heritage Club, Amritsar, Punjab 143001. Anand: B-42 Vaibhav Commercial Center, Nr TVS Down Town Shrow Room, Grid Char Rasta, Anand, Gujarat 380001. Ananthapur: #15/149, 1st Floor, S R Towers, Subash Road, Opp. To Lalitha Kala Parishad, Anantapur, Andhra Pradesh 515001. Ankleshwar: L/2 Keval Shopping Center, Old National Highway, Ankleshwar, Ankleshwar, Gujarat 393002. Asansol: 114/71 G T Road, Near Sony Centre, Bhanga Pachil, Asansol, West Bengal 713303. Aurangabad: Ramkunj Niwas, Railway Station Road, Near Osmanpura Circle, Aurangabad, Maharashthra 431005. Azamgarh: 1st Floor, Alkal Building, Opp. Nagaripalika Civil Line, Azamgarh, Uttar Pradesh 276001. Malleshwaram, Bangalore: No.337, GF-3, Karuna Complex, Sampige Road, Opp New Vegetable Market, Malleshwaram, Bangalore 560003; Koramangala, Bangalore: No. 408, Cita Bldg, I Floor, Next To Vodafone Office, Koramangala, Bangalore 560095; Bangalore: 59, Skanda Puttanna Road, Basavanagudi, Bangalore, Karnataka 560004. Balasore: M.S Das Street, Gopalgaon, Balasore, Orissa, Balasore, Orissa 756001. Bankura: Ambika Market Complex (Ground Floor), Nutanganj, Post & Dist Bankura, Bankura, West Bengal 722101. Bareilly: 1st Floor, 165, Civil Lines, Opp.Hotel Bareilly Palace, Near Railway Station, Bareilly, Uttar Pradesh 243001. Barhampore (WB): Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (WB), West Bengal 742101. Baroda: SB-5, Mangaldeep Complex, Opp. Masonic Hall, Productivity Road, Alkapuri, Baroda, Gujarat 390007. Begusarai: Near Hotel Diamond Surbhi Complex, O.C Township Gate, Kapasiya Chowk, Begusarai, Bihar 851117. Belgaum: CTS No 3939/ A2 A1, Above Raymonds Show Room, Beside Harsha Appliances, Club Road, Belgaum, Karnataka 590001. Bellary: No. 1, KHB Colony, Gandhi Nagar, Bellary, Karnataka 583103. Berhampur (OR): Opp Divya Nandan Kalyan Mandap, 3rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (OR), Orissa 760001. Betul: 107, 1st Floor, Hotel Utkarsh, J. H. College Road, Betul, Madhya Pradesh 460001. Bhagalpur: 2nd Floor, Chandralok Complex, Ghantaghar, Radha Rani Sinha Road, Bhagalpur, Bihar 812001. Bharuch: Shop No 147-148, Aditya Complex, Near Kasak Circle, Bharuch, Gujarat 392001. Bhatinda: #2047-A, 2nd Floor, The Mall Road, Above Max New York Life Insurance, New Delhi, Punjab 151001. Bhavnagar: Krushna Darshan Complex, Parimal Chowk, Office No. 306-307, 3rd Floor, Above Jed Blue Show Room, Bhavnagar, Gujarat 364002. Bhilai: Shop No-1, First Floor, Plot No-1, Commercial Complex, Nehru Nagar-East, Bhilai, Chatisgarh 490020. Bhilwara: Shop No. 27-28, 1st Floor, Heera Panna Market, Pur Road, Bhilwara, Rajasthan 311001. Bhopal: Kay Kay Business Centre, 133, Zone I, MP Nagar, Above City Bank, Bhopal, Madhya Pradesh 462011. Bhubaneswar: A/181, Back Side Of Shivam Honda Show Room, Saheed Nagar, Bhubaneswar, Orissa 751007. Bikaner: 70-71, 2nd Floor, Dr. Chahar Building, Panchsati Circle, Sadul Ganj, Bikaner, Rajasthan 334001. Bilaspur: Shop No-201 & 202, 1st Floor, V R Plaza, Link Road, Bilaspur, C.G., Bilaspur, Chatisgarh 495001. (Bhishm) Bokaro: B-1, 1st Floor, City Centre, Sector-4, Near Sona Chandi Jwellars, Bokaro, Jharkhand 827004. Burdwan: 63 GT Road, Halder Complex, 1st Floor, Burdwan, West Bengal 713101. Calicut: 2nd Floor, Soubhagya Shopping Complex, Arayidathpalam, Mavoor Road, Calicut, Kerala 673004. Chandigarh: SCO 2423-2424, 1st Floor, Sector 22-C, Chandigarh, Union Territory 160022. Chandrapur: Rauts Raghuvanshi Complex, Shop No-1, Office No-2, 1st Floor, Beside Azad Garden Main Road, Chandrapur, Maharashtra 442402. Chennai: F-11, Akshaya Plaza, 1st Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai, Tamil Nadu 600002. T Nagar, Chennai: G1, Ground Floor, No 22, Vijayaraghava Road, Swathi Court, T Nagar, Chennai 600017; Adayar, Chennai: New No 51, Gandhi Nagar, First Main Road, Adyar, Chennai 600020; Annanagar, Chennai: T 92, Ground Floor, 3rd Avenue Main Road, Annanagar, Chennai 600040; Chinsura: J C Ghosh Saranu, Bhanga Gara, Chinsurah, Hooghly, Chinsurah, West Bengal 712101. Cochin: Ali Arcade, 1st Floor, Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm, Kerala 682036. Coimbatore: 3rd Floor, Jaya Enclave, 1057 Avinashi Road, Coimbatore, Tamil Nadu 641018. Cuttack: PO-Buxi Bazar, Cuttack, Opp Dargha Bazar Police Station, Dargha Bazar, Cuttack, Orissa 753001. Darbhanga: Jaya Complex, 2nd Floor, Above Furniture Planet, Donar Chowk, Darbhanga, Bihar 846003. Davangere: #15/9, 1st Floor, Sobagu Complex, 2nd Main Road (AVK College Road) P J Extension, Davangere, Karnataka 577002. Dehradun: Kaulagarh Road, Near Sirmaur Margabove, Reliance Webworld, Dehradun, Uttaranchal 248001. Deoria: 1st Floor, 1st Floor, Opp. Zila Panchayat, Civil Lines, Deoria, Uttar Pradesh 274001. Dewas: 27 RMO House, Station Road, Above Maa Chamunda Gaes Agency, Dewas, Madhya Pradesh 455001. Dhanbad: 208 New Market, 2nd Floor, Bank More, Dhanbad, Jharkhand 826001. Dharwad: G, 7&8 Banashankari Avenue, Opp NTTF, P B Road, Dharwad, Karnatka 580001. Dhule: Ground Floor, Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot Finance, Opp Bhavasar General Store, Dhule, Maharashthra 424001. Dindigul: No 9 Old No 4/B, New Agraharam, Palani Road, Dindigul, Tamil Nadu 624001. Durgapur: MWAV-16 Bengal Ambuja, 2nd Floor City Centre, 16 Dt Burdwan, Durgapur, West Bengal 713216. Eluru: D.No 23B-5-93/1, Savithri Complex, Edaravari Street, Near Dr. Prabhavathi Hospital, R.R. Pet, Eluru, Andhra Pradesh 534002. Erode: No. 4, Veerappan Traders Complex, KMY Salai, Sathy Road, Opp. Erode Bus Stand, Erode, Tamil Nadu 638003. Faridabad: A-2B, 1st Floor, Nehru Groundnit, Faridabad, Haryana 121001. Ferozpur: The Mall Road, Chawla Bulding, 1st Floor, Opp. Centrail Jail, Near Hanuman Mandir, Ferozepur, Punjab 152002. Gandhidham: 204, 2nd Floor, Bhagwati Chamber, Kutchkala Road, Gandhidham, Gujarat 382007. Gandhinagar: Plot No 945/2, Sector 7/C, Opp Pathika, Gandhinagar, Gujarat 382007. Gaya: 1st Floor, Lal Bhawan, Tower Chowk, Near Kiran Cinema, Gaya, Bihar 823001. Ghaziabad: 1st Floorc-7, Lohia Nagar, Ghaziabad, Uttar Pradesh 201001. Ghazipur: 2nd Floor, Shubhra Hotel Complex, Mahaubagh, Ghazipur, Uttar Pradesh 233001. Gonda: Shri Market, Sahabgunj, Station Road, Gonda, Uttar Pradesh 271001. Gorakhpur: Above V.I.P. House Ajdacent, A.d. Girls College, Bank Road, Gorakpur, Uttar Pradesh 273001. Gulbarga: CTS No 2913, 1st Floor, Asian Towers, Jagath Station, Main Road, Next To Adithya Hotel, Gulbarga, Karnataka 585105. Guntur: D No 6-10-27, Srinilayam, Arundelpet, 10/1, Guntur, Andhra Pradesh 522002. Gurgaon: Shop No.18, Ground Floor, Sector-14, Opp. AKD Tower, Near Huda Office, Gurgaon, Haryana 122001. Guwahati: 54 Sagarika Bhawan, 2nd Floor, R G Barooah Road, Aidc, Near Baskin Robbins, Guwahati, Assam 781024. Gwalior: 2nd Floor, Rajeev Plaza, Jayendra Ganj, Lashkar, Gwalior, Madhya Pradesh 474009. Haldwani: Above Kapilaz, Sweet House, Opp Lic Building, Pilikothi, Haldwani, Uttaranchal 263139. Haridwar: 8, Govind Puri, Opp. LIC-2, Above Vijay Bank, Main Road, Ranipur More, Haridwar, Uttaranchal 249401. Hassan: St Anthony’s Complex, Ground Floor, H.N. Pura Road, Hassan, Karnataka 573201. Hissar: SCO-71, 1st Floor, Red Square Market, Hissar, Haryana 125001. Hoshiarpur: 1st Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab 146001. Hubli: 22nd & 23rd, 3rd Floor, Eureka Junction, Travellers Bunglow, Hubli, Karnataka 580029. Hyderabad: 8-2-596, Avenue 4, Karvy Plaza, Street No 1, Banjara Hills, Hyderabad, Andhra Pradesh 500034. Indore: 2nd Floor, 203-205 Balaji Corporates, Above ICICI Bank, 19/1 New Palasia, Nearcurewell Hospital, Janjeerwala Square Indore, Indore, Madhya Pradesh 452001. Jabalpur: Grover Chamber, 43 Naya Bazar Malviya Chowk, Opp Shyam Market, Jabalpur, Madhya Pradesh 482002. Jaipur: S16/A 3rd Floor, Land Mark Building, Opp Jai Club, Mahaver Marg, C Scheme, Jaipur, Rajasthan 302001. Jalandhar: Arora Prime Tower, Lowe Ground Floor, Office No 3, Plot No 28, Jalandhar, Punjab 144001. Jalgaon: 113, Navi Peth, B/H Mahalaxmi Dairy, Jalgaon, Maharashthra 425001. Jalpaiguri: D B C Road, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri, West Bengal 735101. Jammu: 5 A/D Extension 2, Near Panama Chowk Petrol Pump, Panama Chowk, Jammu, Jammu & Kashmir 180012. Jamnagar: 136-137-138 Madhav Palaza, Opp SBI Bank, Nr Lal Bunglow, Jamnagar, Gujarat 361001. Jamshedpur: 2nd Floor, R R Square, SB Shop Area, Near Reliance Foot Print & Hotel-BS Park Plaza, Main Road, Jamshedpur, Jharkhand 831001. Jaunpur: R N Complex, 1-1-9-G, In Front Of Pathak Honda, Ummarpur, Jaunpur, Uttar Pradesh 222002. Jhansi: 371/01, Narayan Plaza, Gwalior Road, Near Jeevan Shah Chauraha, Jhansi, Uttar Pradesh 284001. Jodhpur: 203, Modi Arcade, Chopasni Road, Jodhpur, Rajasthan 342001. Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat 362001. Kannur: 2nd Floor, Prabhath Complex, Fort Road, Nr. ICICI Bank, Kannur, Kerala 670001. Kanpur: 15/46, B, Ground Floor, Opp Muir Mills, Civil Lines, Kanpur, Uttar Pradesh 208001. Karaikudi: No. 2, Gopi Arcade, 100 Feet Road, Karaikudi, Tamil Nadu 630001. Karimnagar: H.No.4-2-130/131, Above Union Bank, Jafri Road, Rajeev Chowk, Karimnagar, Andhra Pradesh 505001. Karnal: 18/369, Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal, Haryana 132001. Karur: No.6, Old No.1304, Thiru-Vika Road, Near G.R. Kalyan Mahal, Karur, Tamil Nadu 639001. Kharagpur: 180 Malancha Road, Beside Axis Bank Ltd, Kharagpur, West Bengal 721304. Kolhapur: 605/1/4 E Ward, Shahupuri, 2nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur, Maharashtra 416001. Kolkata: 166 A Rashbihari Avenue, 2nd Floor, Opp Fortish Hospital, Kolkata, West Bengal 700029. Kollam: Sree Vigneswara Bhavan, Shastri Junction, Kadapakada, Kollam, Kerala 691001. Korba: 1st Floor, City Centre, 97 IRCC, Transport Nagar, Korba, Chatisgarh 495677. Kota: 29, Ist Floor, Near Lala Lajpat Rai Circle, Shopping Centre, Kota, Rajasthan 324007. Kottayam: 1st Floor, Csiascension Square, Railway Station Road, Collectorate P O, Kottayam, Kerala 686002. Kurnool: Shop No.43, 1st Floor, S V Complex, Railway Station Road, Near SBI Main Branch, Kurnool, Andhra Pradesh 518004. Lucknow: 24, Prem Nagar, Ashok Marg, Lucknow, Uttar Pradesh 226001. Ludhiana: SCO-136, 1st Floor, Above Airtel Showroom, Feroze Gandhi Market, Ludhiana, Punjab 141001. Madurai: Rakesh Towers, 30-C, 1st Floor, Bye Pass Road, Opp Nagappa Motors, Madurai, Tamil Nadu 625010. Malappuram: First Floor, Cholakkal Building, Near U P School, UP Hil, Malappuram, Kerala 676505. Malda: Sahis Tuli, Under Ward No.6, No.1 Govt Colony, English Bazar Municipality, Malda, West Bengal 732101. Mandi: 149/11, School Bazaar, Mandi, Uttar Pradesh 175001. Mangalore: Mahendra Arcade, Opp Court Road, Karangal Padi, Mangalore, Karnataka 575003. Margoa: 2nd Floor, Dalal Commercial Complex, Pajifond, Margao, Goa 403601. Mathura: Ambey Crown, 2nd Floor, In Front Of BSA College, Gaushala Road, Mathura, Uttar Pradesh 281001. Meerut: 1st Floor, Medi Centreopp ICICI Bank, Hapur Road, Near Bachha Park, Meerut, Uttar Pradesh 250002. Mehsana: Ul/47, Apollo Enclave, Opp Simandhar Temple, Modhera Cross Road, Mehsana, Gujarat 384002. Mirzapur: Above HDFC Bank, Dankeenganj, UP, Mirzapur, Uttar Pradesh 231001. Moga: 1st Floor, Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab 142001. Moradabad: Om Arcade, Parker Road, Above Syndicate Bank, Chowk Tari Khana, Moradabad, Uttar Pradesh 244001. Morena: Moti Palace, Near Ramjanki Mandir, Near Ramjanki Mandir, Morena, Madhya Pradesh 476001. Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind BSE Bldg, Fort, Maharashtra 400001. Andheri: 6 & 7, Andheri Industrial Estate, Veera Desai Road, Andheri (West), Mumbai 400053. Borivali: Gomati Smuti, Ground Floor, Jambli Gully, Near Railway Station, Borivali (West), Mumbai 400092. Chembur: Shop No 4 , Ground Floor, Shram Saflya Bldg., N G Acharya Marg, Chembur, Mumbai 400071. Muzaffarpur: 1st Floor, Uma Market, Thana Gumtimoti Jheel, Muzaffarpur, Bihar 842001. Mysore: L-350, Silver Tower, Ashoka Road, Opp. Clock Tower, Mysore, Karnataka 570001. Nadiad: 104/105, Near Paras Cinema, City Point Nadiad, Nadiad, Gujarat 387001. Nagerkoil: 3A, South Car Street, Parsans Complex, Nagercoil, Tamil Nadu 629001. Nagpur: Plot No 2/1, House No 102/1, Mata Mandir Road, Mangaldeep Appartment, Opp Khandelwal Jewelers, Dharampeth, Nagpur, Maharashtra 440010. Namakkal: 105/2, Arun Towers, Paramathi Street, Namakkal, Tamil Nadu 637001. Nanded: Shop No.4, Santakripa Market, G G Road, Opp. Bank Of India, Nanded, Maharashtra 431601. Nasik: F-1, Suyojit Sankul, Sharanpur Road, Nasik, Maharashtra 422002. Navsari: 1/1 Chinmay Aracade, Opp Sattapir Rd, Tower Rd, Navsari, Gujarat 396445. Nellore: 16-2-230, Room No 27, 2nd Floor, Keizen Heights, Gandhi Nagar, Pogathota, Nellore, Andhra Pradesh 524001. New Delhi: 305 New Delhi House, 27 Barakhamba Road, New Delhi, New Delhi 110001. Nizamabad: H No 5-6-430, Above Bank Of Baroda, First Floor, Beside HDFC Bank, Hyderabad Road, Nizamabad, Andhra Pradesh 503003. Noida: 307 Jaipuria Plazad, 68 A, 2nd Floor, Opp Delhi Public School, Sector 26, Noida, Uttar Pradesh 201301. Palghat: No 20&21, Metro Complex H.P.O. Road Palakkad, Kerala 678001. Panipat: 1st Floor, Krishna Tower, Above Amertex, G.T. Road, Panipat, Haryana 132103. Panjim: City Business Centre, Coelho Pereira Building, Room No 18, 19 & 20, Dada Vaidya Road, Panjim, Goa 403001. Pathankot: 1st Floor, 9 A, Improvement Trust Building, Patel Chowk, Pathankot, Punjab 145001. Patiala: SCO 27 D, Chotti Baradari, Near Car Bazaar, Patiala, Punjab 147001. Patna: 3A, 3rd Floor Anand Tower, Exhibition Road, Opp ICICI Bank, Patna, Bihar 800001. Pollachi: 146/4, Ramanathan Building, 1st Floor, New Scheme Road, Pollachi, Tamil Nadu 642002. Pondicherry: No 7, Thiayagaraja Street, Pondicherry, Pondicherry 605001. Proddatur: Shop No 4, Araveti Complex, Mydukur Road, Beside Syndicate Bank, Proddatur, Andhra Pradesh 16360. Pudukottai: Sundaram Masilamani Towers, TS No. 5476-5479, PM Road, Old Tirumayam Salai, Near Anna Statue, Jublie Arts, Pudukottai,Tamil Nadu 622001. Pune: Office #16, Ground Floor, Shrinath Plaza, Near Dyaneshwar Paduka Chowk, F C Road, Pune, Maharashtra 411005. Raipur: Shop No. 31, Third Floor, Millenium Plaza, Above Indian House, Behind Indian Coffee House, Raipur, Chatisgarh 492001. Rajahmundry: D.No.6-1-4, Rangachary Street, T. Nagar, Near Axis Bank Street, Rajahmundry, Andhra Pradesh 533101. Rajapalayam: Sri Ganapathy Complex, 14B/5/18, T P Mills Road, Virudhungar Dist, Rajapalayam, Tamil Nadu 626117. Rajkot: 104, Siddhi Vinyak Com., Opp Ramkrishna Ashram, Dr Yagnik Road, Rajkot, Rajkot, Gujarat 360001. Ranchi: Room No 307, 3rd Floor, Commerce Tower, Beside Mahabir Tower, Ranchi, Jharkhand 834001. Ratlam: 1 Nagpal Bhawan, Free Ganj Road, Do Batti, Near Nokia Care, Ratlam, Madhya Pradesh 457001. Renukoot: Shop No. 18, Near Complex Birla Market, Renukoot, Uttar Pradesh 231217. Rewa: 1st Floor, Angoori Building, Besides Allahabad Bank, Trans University Road, Civil Lines, Rewa, Madhya Pradesh 485001. Rohtak: 1st Floor, Ashoka Plaza, Delhi Road, Rohtak, Haryana 124001. Roorkee: Shree Ashadeep Complex, 16, Civil Lines, Near Income Tax Office, Roorkee, Uttaranchal 247667. Rourkela: 1st Floor, Sandhu Complex, Kachery Road, Uditnagar, Rourekla, Orissa 769012. Sagar: Above Poshak Garments, 5 Civil Lines, Infront Of Income Tax Office, Sagar, Madhya Pradesh 470002. Saharanpur: 18 Mission Market, Court Road, Saharanpur, Uttar Pradesh 247001. Salem: No 40, Brindavan Road, Fairlands, Near Perumal Koil, Salem, Tamil Nadu 636016. Sambalpur: Ground Floor, Quality Massion, Infront Of Bazaar Kolkata, Nayapara, Sambalpur, Orissa 768001. Secunderabad: 1st Floor, Thirumala Complex, Paradise Circle, S.D Road, Opp. Hotel Kamat, Secunderabad 500003. Satna: 1st Floor, Gopal Complex, Near Bus Stand, Rewa Road, Satna, Madhya Pradesh 485001. Shaktinagar: 1st/A-375, V V Colony, Dist Sonebhadra, Shaktinagar, Uttar Pradesh 231222. Shillong: Annex Mani Bhawan, Lower Thana Road, Near R K M L P School, Shillong, Meghalaya 793001. Shimla: Triveni Building, By Pas Chowk Khallini, Shimla, Himachal Pradesh 171002. Shimoga: Sri Matra Naika Complex, 1st Floor, Above Shimoga Diagnostic Centre, LLR Road, Durgigudi, Shimoga, Karnataka 577201. Shivpuri: 1st Floor, M.P.R.P. Building, Near Bank Of India, Shivpuri, Madhya Pradesh 473551. Sikar: First Floor, Super Tower, Behind Ram Mandir, Near Taparya Bagichi, Sikar, Rajasthan 332001. Silchar: N.N. Dutta Road, Chowchakra Complex, Premtala, Silchar, Assam 788001. Siliguri: Nanak Complex, Sevoke Road, Siliguri, West Bengal 734001. Sitapur: 12/12-A, Sura Complex, Arya Nagar, Opp Mal Godam, Sitapur, Uttar Pradesh 261001. Sivakasi: 363, Thiruthangal Road, Opp TNEB, Sivakasi, Tamil Nadu 626123. Solan: Sahni Bhawan, Adjacent Anand Cinema Complex, The Mall, Solan, Himachal Pradesh 173212. Solapur: Block No 06, Vaman Nagar, Opp D-Mart, Jule Solapur, Solapur, Maharashtra 413004. Sonepat: 205 R Model Town, Above Central Bank Of India, Sonepat, Haryana 131001. Sri Ganganagar: 35E Block, Opp Sheetla Mata Vaateka, Sri Ganganagar, Rajasthan 335001. Srikakulam: D.No-4-1-28/1, Venkateswara Colony, Near Income Tax Office, Srikakulam, Andhra Pradesh 532001. Sultanpur: Rama Shankar Complex, Civil Lines, Faizabad Road, Sultanpur, Uttar Pradesh 228001. Surat: G-5 Empire State Buliding, Nr Udhna Darwaja, Ring Road, Surat, Gujarat 395002. Thanjavur: No. 70, Nalliah Complex, Srinivasam Pillai Road, Tanjore, Tamil Nadu 613001. Thodupuzha: First Floor, Pulimoottil Pioneer, Pala Road, Thodupuzha, Kerala 685584. Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli, Tamil Nadu 627001. Tirupathi: D No 203, 2nd Floor, Padmavathi Nilayam, Nokia Care Upstairs, Tilak Road, Tirupathi, Andhra Pradesh 517501. Tirupur: First Floor, 244 A, Kamaraj Road, Opp To Cotton Market Complex, Tirupur, Tamil Nadu 641604. Tiruvalla: 2nd Floor, Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla, Kerala 689107. Trichur: 2nd Floor, Brothers Complex, Naikkanal Junction, Shornur Road, Near Dhanalakshmi Bank H O, Thrissur, Kerala 680001. Trichy: 60, Sri Krishna Arcade, Thennur High Road, Trichy, Tamil Nadu 20017. Trivandrum: 2nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum, Kerala 695010. Tuticorin: 4-B, A34-A37, Mangalmal Mani Nagar, Opp. Rajaji Park, Palayamkottai Road, Tuticorin, Tamil Nadu 628003. Udaipur: 201-202, Madhav Chambers, Opp G P O, Chetak Circle, Udaipur, Rajasthan 313001. Ujjain: 101 Aashta Tower, 13/1 Dhanwantri Marg, Freeganj, Ujjain, Madhya Pradesh 456010. Valsad: Shop No 2, Phiroza Corner, Opp Next Show Room, Tithal Road, Valsad, Gujarat 396001. Vapi: Shop No-12, Ground Floor, Sheetal Appatment, Near K P Tower, Vapi, Gujarat 396195. Varanasi: D-64/132, 1st Floor, Anant Complex, Sigra, Varanashi, Uttar Pradesh 221010. Vellore: 1, M N R Arcade, Officers Line, Krishna Nagar, Vellore, Tamil Nadu 632001. Vijayanagaram: Soubhagya, 19-6-1/3, 2nd Floor, Near Fort Branch, Opp Three Temples, Vizianagaram, Andhra Pradesh 535002. Vijayawada: 39-10-7, Opp Municipal Water Tank, Labbipet, Vijayawada, Andhra Pradesh 520010. Visakhapatnam: Door No 48-8-7, Dwaraka Diamond, Ground Floor, Srinagar, Visakhapatnam, Andhra Pradesh 530016. Warangal: 5-6-95, 1st Floor, Opp B.Ed Collage, Lashkar Bazar, Chandra Complex, Hanmakonda, Warangal, Andhra Pradesh 506001. Yamuna Nagar: Jagdhari Road, Above UCO Bank, Near D.A.V. Girls College, Yamuna Nagar, Haryana 135001.

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An Investment that Adds wings to your dreams...Above returns are as on 31st May, 2019. Past...

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