Amaia Payment Schemes
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Transcript of Amaia Payment Schemes
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7/31/2019 Amaia Payment Schemes
1/6
FINANCING SCHEME
SCHEME TERM within RS month
CASH SPOT CASH 10% of the SP
SPOT 20%, 80% in 23 mos 7% of the 20% SFDP
SPOT 10%, 90% in 23 mos 5% of the 10% SFDP
100% in 24 months no discount
SPOT 20%, 80% in 10 yrs
SPOT 20%, 80% in 5 yrs
SPOT 10%, 10% in 6mos, 80% in 10 yrs
SPOT 10%, 10% in 6mos, 80% in 5 yrs
SPOT 5%, 15% in 9mos, 80% in 10 yrs
SPOT 5%, 15% in 9mos, 80% in 5 yrs
20% DP in 12 mos, 80% in 10 yrs
20% DP in 12 mos, 80% in 5 yrsSPOT 20%, 80% Balance 20% of the 20% SFDP
SPOT 10%, 10% in 6mos, 80% Balance
SPOT 10%, 10% in 6mos, 80% Balance
5% DP in 6 mos (SEC bank & HSBC)
10% DP in 12 mos, 90% Balance
20% DP in 12 mos, 80% Balance
SPOT 10%, 90% Balance 10% of the 10% SFDP
SPOT 5%, 95% Balance
SPOT 5%, 5% in 6 mos, 90% Balance
5% DP in 6 mos, 95% Balance
10% DP in 12 mos, 90% Balance
PAG-IBIG
DEFERRED
IN-HOUSE
BANK FINANCING
(BPI still follows 20/80
scheme)
20% of the 20% SFDP
10% of the 10% SFDP
5% of the 5% SFDP
no discount
no discount
5% of the 5% SFDP
10% of the 10% SFDP
no discount
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7/31/2019 Amaia Payment Schemes
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within 30 Days OC payable within
7% of the SP with Balance
5% of the 20% SFDP 23 mos
3% of the 10% SFDP 23 mos
no discount 24 mos
15% of the 20% SFDP
7% of the 10% SFDP 24 mos
24 mos
24 mos
30 mos
36 mos
3% of the 5% SFDP
no discount
5 yrs or 10 yrs
SPREAD during DP
period and
Loanable amount
15% of the 20% SFDP
7% of the 10% SFDP
no discount
3% of the 5% SFDP
7% of the 10% SFDP
no discount
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7/31/2019 Amaia Payment Schemes
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FINANCING SCHEME
DISCOUNT
within RS month / 30 Days
CASH SPOT CASH 9% of the SP
SPOT 10%, 90% in 23 mos 10% of the 10% SFDP
100% in 24 months no discount
SPOT 10%, 90% in 10 yrs 10% of the 10% SFDP
SPOT 10%, 90% in 5 yrs 10% of the 10% SFDP
10% DP in 12 mos, 90% in 10 yrs no discount
10% DP in 12 mos, 90% in 5 yrs no discount
SPOT 10%, 90% Balance 20% of the 10% SFDP
SPOT 10%, 7% in 12 mos, 83% Balance 10% of the 10% SFDP
SPOT 10%, 10% in 29 mos, 80% Balance 3% of the 10% SFDP
7% DP in 12 mos, 93% Balance (RCBC only) no discount
15% DP in 24 mos, 85% Balance no discount
20% DP in 30 mos, 80% Balance no discount
SCHEME TERM
BANK FINANCING
(BPI still follows 20/80
scheme)
DEFERRED
INHOUSE
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7/31/2019 Amaia Payment Schemes
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with Balance
23 mos
24 mos
OC payable within
5 yrs or 10 yrs
SPREAD during DP
period and Loanable
amount
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7/31/2019 Amaia Payment Schemes
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FINANCING SCHEME
DISCOUNT
within RS month / 30 Days
CASH SPOT CASH 9% of the SP
SPOT 10%, 90% in 23 mos 10% of the 10% SFDP
100% in 24 months no discount
SPOT 10%, 90% in 10 yrs
SPOT 10%, 90% in 5 yrs
10% DP in 12 mos, 90% in 10 yrs
10% DP in 12 mos, 90% in 5 yrs
SPOT 10%, 90% Balance 10% of the 10% SFDP
7% DP in 12 mos, 93% Balance (RCBC only)
7% DP in 12 mos, 93% Balance (RCBC only)
(Fixed P7.5k DP in 12 mos)
7% DP in 16 mos, 93% Balance (RCBC only)
10% DP in 12 mos, 90% Balance
no discount
SCHEME TERM
BANK FINANCING
(BPI still follows 20/80
scheme)
DEFERRED
INHOUSE
no discount
10% of the 10% SFDP
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7/31/2019 Amaia Payment Schemes
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with Balance
23 mos
24 mos
OC payable within
5 yrs or 10 yrs
SPREAD during DP
period and Loanable
amount