alt. matrix docx

8/14/2019 alt. matrix docx

1/10

Feasibility

Criteria

Weight Partnering with ClearNexus Partnering with ACH Works Partnering with REPAY

Operational

Feasibility

Operational

feasibility is

dependent on

human

resources

available for the

project and

involves

projectingwhether the

system will be

used if it is

developed and

implemented.

Functionality:

35%

ClearNexus Business Solutions

offers a global business

process outsourcing platform

with the flexibility to addressall of your needs regardless of

industry. Our client business

types include those in the

financial, technology,

application processing, sales,

and loan industry. Whatever

your companies needs,

Provides online, realtime access to

positive and negative account

information

Helps to identify items with a highlikelihood of being returned

unpaid; process at the POS or

centrally.

Examples of ACH payments are

direct deposit of payroll, Social

Security and other government

benefits, Federal and State tax

Realtime Electronic Payments

(REPAY) is a full service provider of

electronic transaction processing

services for retail merchants,offering a comprehensive line of

solutions that include credit and

debit cards, gift cards, ACH, bank

account verification, remotely

created checks, Visa POS,

electronic bill payment and

instant funding. REPAY currently


2/10

Political:

ClearNexus Business Solutions

has the manpower and

resources to enhance your

business.

Score: 84

Internet marketing is a

paramount predictor of

payments and refunds, direct

payments of consumer mortgages,

loans, utility bills and insurance

premiums, business-to-business

payments, E-checks, E-commerceand Internet retail payments. In

short, ACH payments are an option

for virtually any business, public or

commercial entity that receives

payments.

ACH Payments include:

e-Commerce Payments

Business-to-business Payments

Direct Deposit of payroll, Social

Security and other government

benefits, and tax refunds

Direct Payment of consumer bills

such as mortgages, loans, utility

bills and insurance premiums

Federal, State and Local tax

payments.

Score: 87

Governed by the rules set forth by

the National Automated Clearing

processes for more than 5,000

merchant locations across all

product lines.

Score: 85

REPAYs management team has

proven to be successful on several


3/10

success for all businesses. As

new technologies are

developed and the importance

of the Internet continues to

grow, its vital for yourorganization to keep current.

Companies are moving toward

blended strategies of

traditional and Internet

marketing. Organizations are

now learning in order to

succeed they must adjust to

two-way marketing

communication.

Score: 83

House Association (NACHA), the

ACH Network provides for the

interbank clearing of electronic

payments for roughly 98% of the

depository financial institutions inthe United States. Through this

system, the Federal Reserve and

Electronic Payments Network act

as ACH Operators, providing the

central clearing facilities through

which financial institutions

transmit or receive ACH entries.

Score: 84

levels since inception by focusing

on sales, risk mitigation, merchant

support and utilization of its

proprietary software platform.

REPAY is one of the fastestgrowing companies in the United

States, currently ranked #330 on

the 2012 Inc. 500 List.

Score: 86

Technical

Feasibility

Technology:

35%

ClearNexus provides IT servicemanagement or IT services to

clients of all sizes. We provide

back office or operational

information technology

management to companies,

such as those in the financial,

technology, sales and travel

ACHWorks allows the clients theflexibility of integrating their

existing software utilizing the

Simple Object Access Protocol

(SOAP) and/or TCP/IP protocols.

The integration alternative allows

the use of any operating system or

platform (Windows/Linux/Solaris)

REPAYs BAV (Bank AccountVerification) Service:

Provides online, realtime access

to positive and negative account

information

Helps to identify items with a high

likelihood of being returned


4/10

Expertise:

industries.

Score: 85

ClearNexus knows the value of

software technology suited for

any industry and is dedicated

to providing the support

necessary for any software

need. As a Silver Certified

Microsoft Partner, ClearNexus

will provide your business

and/or any programming language

or developer tool that can provide

a client program for SOAP

ACH Integration Options:Web Service API using SOAP

(Simple Object Access Protocol)

TCP/IP Client Program with built-in

Scripting Commands

HTTPS Post Interface

core: 87

ACHWorks is a provider of

sophisticated payment technology

that facilitates the processing of

commercial transactions through

the Automated Clearing House

(ACH) Network. Our proprietary

unpaid; process at the POS or

centrally

Helps answer the following

questions:

Does the check writers accountexist?

Is the account in a closed, NSF or

other highrisk status?

Is the MICR line data (Account &

ABA numbers) valid?

Score: 87

REPAYis a good alternative to

retrieving funds from the bank.

The process is the only realtime

solution for the consumer finance

and collections industries. Their

process is quicker, less costly and


5/10

world class solutions. Our

consulting team is certified

with Microsoft technology and

is capable of providing on-site

consultation, training,installation, and integration

services. Our project and

resourced based consultants

are available for on-site or

remote support.

Our expertise covers:

Windows

Office Exchange SharePoint Office Communications

Server (OCS)

Microsoft OfficeSharePoint Service (MOSS)

App-V Soft Grid Active Directory System Center

Configuration Manager

(SCCM)

SQL 2000/2005 MOM/SCOM

systems and software provide

businesses secure and robust

access to the ACH Network, either

through flexible interface and

integration to existing accountingplatforms, as a function of

software provided by our

corporate partners or by way of

the most basic stand-alone

systems. Highly intricate programs

translate an array of electronically

funded transactions into seamless

automated payments for our

clients. Our systems facilitate a full

menu of ACH payments applicable

to a diverse number of business

environments.

more efficient than most methods

of collecting past due debt.


6/10

Score: 88 Score: 86 Score: 84

Schedule

Feasibility: 30% Less than 4 months

Score: 85

Less than 5 months

Score: 86

Less than 6 months

Score: 83

Ranking 100%

85 = 2nd 86= chosen alternative 84 = 3rd

(note: no rounding off)

Characteristics Candidate 1 Candidate 2 Candidate 3

Portion of System

Computerized

Brief description of

that portion of the

system that would

be computerized in

this candidate

Outsourcing Packaged Software Packaged Software


7/10

Benefits

Brief description of

the business

benefits that wouldbe realized for this

candidate

Reports are more

accessible and easy to

understand.

Candidate 2 Provides online,

realtime access to positive

and negative accountinformation

Setup with Candidate 3 is very quick and

easy, and REPAYs customer service

always immediately answers anyquestions or concerns that our lenders

may have.

Servers and

Workstations

A description of

the servers and

workstations

needed to support

this candidate.

Microsoft Windows 8 Microsoft Windows 8 Microsoft Windows 8

Software Tools

Needed

Software tools

needed to design

and build the

candidate (e.g.

DBMS, language).Not generally

applicable if

application

software packages

are to be

purchased.

Lender suite LM solution Web-based CRM solution


8/10

Application

Software

A description of

the software to bepurchased, built,

accessed or some

combination of

these techniques.

Custom Solution Customized Packaged

Software

Custom Packaged software

Methods of Data

Processing

Generally, some

combination of

online, batch,

deferred batch,

remote batch, and

real-time.

Loan Management

System: real-time;

Loan Management System:

real-time;

Loan Management System: real-time;

Output Devices and

Implications

A description of

output devices thatwould be used,

special output

requirements (e.g.

network,

preprinted forms,

etc.) and output

considerations (e.g.

Printer and ComputerMonitor

Printer and ComputerMonitor

Printer and Computer Monitor


9/10

timing constraints).

Input Devices and

Implications

A description of

input methods to

be used, input

devices (e.g.

keyboard, mouse,

etc.). Special input

requirements (new

or revised forms

from which datawould be input),

and timing

considerations (e.g.

timing of actual

inputs).

Keyboard and Mouse Keyboard and Mouse Keyboard and Mouse

Storage Devices

and Implications

A description of

what data would

be stored, what

data would be

accessed from

existing stores,

what storage

media would be

used, how much

Loan Management System

entries will be stored in at

least 80.0 GB of storage

space with at least 512

MB RAM; data will be

stored in an indexed

sequential organization

Loan Management System

entries will be stored in at

least 80.0 GB of storage

space with at least 512 MB

RAM; data will be stored in

an indexed sequential

organization

Loan Management System entries will be

stored in at least 80.0 GB of storage space

with at least 512 MB RAM; data will be

stored in an indexed sequential

organization


10/10

storage capacity

would be needed,

and how data

would be

organized.

Pantojan, Aillynne Mae

Quijano, Edelyn

Cordenillo, Precy Claire

Policarpio, Wilbur Chad

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