Financial Services Consulting, Answering Your Financial Concerns
ALL YOUR CONCERNS REPORT
Transcript of ALL YOUR CONCERNS REPORT
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All Your Concerns Report
Report Prepared By;
Team Cyber Astro
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Dear XYZ
Please find our analysis for your “All Your Concerns Report”.
We thank you for giving us this opportunity to analyse your birth chart. The accuracy of the
predictions depends on the accuracy of the time of birth given to us by you. Kindly note that as per
Vedic Astrology the stars will control only 75% of your life and the critical 25% will be your own
efforts. We wish you luck and pray to God that you overcome all obstacles in your life.
With Warm Regards
Dr J N Pandey
Chief Astrologer
Team Cyber Astro
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Table of Content
Sr. No. Content Details. Page Nos.
1. Your Personal Birth Details. 4
2. Highlights of your Vedic Birth Chart 5 to 9
� Your birth chart. 5
� Brief Description of your Birth Chart. 5
� Natal status of planets in your birth chart. 6
� Significance & status of each house in your birth chart. 7 to 9
3. Most Redeeming Features in Your Horoscope. 10
4 Most Challenging Aspects in Your Horoscope. 11
5 Present dasha astrological signatures as per your Horoscope. 12 to 13
6 Present Transit Signatures with respect to slow moving planets 14
� Transit of Saturn
� Transit of Jupiter
� Transit of Rahu
� Transit of Ketu
7 Addressing Your Concerns. 15 to 24
� Concern No.-1 15
� Concern No.-2 16
� Concern No.-3 17
� Concern No.-4 18
� Concern No.-5 19
� Concern No.-6 20
� Concern No.-7 21
� Concern No.-8 22
� Concern No.-9 23
� Concern No.-10 24
8. Suggestion of astrological remedies to enhance prosperity
& happiness in life. 25
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Your Personal Birth Detail
Name XYZ
Date Of Birth MM/DD/YYYY
Time Of Birth HH:MM:SS
Place of Birth City, Country
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Highlights of your Vedic Birth Chart
� Your Vedic Birth Chart
� Brief Description of your Birth Chart
Ascendant (Lagna) Cancer.
Ascendant Lord: Moon.
Vedic Sun Sign (Rashi): Aquarius
Vedic Moon Sign (Rashi): Aries.
Birth Star (Nakshatra): Bharani with 3rd
phase.
Strong Planet (s): Jupiter & Saturn
Weak Planet (s): Mercury.
Exalted Planet(s): None.
Debilitated Planet(s): None.
Own House Planet(s): None.
Mooltrikon Planet(s): None.
Retrograde Planet(s): Saturn
Combust Planet(s): None
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� Natal status of planets in your birth chart
We have listed above the natal promise of all the 9 Vedic planets in the chart based on their status
in the chart. There are likely to be lot of contradictions about their significance in different aspects
of life. The same planet may be beneficial for a particular aspect in one’s life by it’s house
location but it can be inauspicious for the same aspects in life because of the lordship of houses in
the chart. One planet can be beneficial for a particular aspect in life and can promise great success
and at the same time another planet can be most inauspicious and promise complete failure for the
same aspects in life.
Usually different astrological effects do not cancel or neutralize each other. Both the positive as
well as the negative effects can affect a person’s life.
How much positive and how much negative will depend on the planet’s strength, it’s functionality
whether auspicious or inauspicious, and it’s dignity in the chart, and also it’s strength in the chart.
These calculations are complex and are not only made for the natal chart but is also made on the
different divisional charts which are derived from the natal chart. An astrologer has to examine all
these quantitative and qualitative aspects of each planet in the chart, before he can make a final
judgment about each planet on how much positive and how much negative effects the planet will
be responsible for different aspects of life in a person. His experience will also play a key role to
arrive at a final judgment.
We give below in a table the strength of each planet in the chart and what will be the overall role of
the planet in a person’s life as per the astrologer’s judgment.
Planet
Dignity
(Based on
Sign
location) Lordship
Functional
Status
Auspicious /
Inauspicious
House
Location
Planet Natal Strengths Final
Judgement
by
Astrologer Sadbal Vimsopakabal
Ashtakavarga
Natal
Strength
Sun
Great
enemy
II Neutral
VIII 1.02 9 5 Mixed
Moon Friend I Auspicious X 1.04 13 7 Challenging
Mars
Great
Friend
V & X Most Auspicious
XII 1.13 7 5 Mixed
Mercury Enemy III &
XII
Inauspicious VIII 0.76 10 7 Very Good
Jupiter
Great
Friend
VI & IX Auspicious
X 1.49 18 4
Most
Challenging
Venus Neutral IV & XI Inauspicious VII 1.04 11 3 Mixed
Saturn Neutral VII &
VIII
Inauspicious I 1.41 10 2 Good
Rahu Neutral
Inauspicious IV ----- 10 ---- Mixed
Ketu Neutral ---- Most Auspicious X ----- 13 ----- Good
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� Significance & status of each house in your birth chart
In the explanation of your horoscope chart, we have indicated the different houses in your chart. It
is the houses which relate to different aspects in a person’s life. A house is most influenced by the
planets located in a particular house. Next the house is influenced by lord or the ruling planet of a
particular house. A house is also influenced by the planets which aspect the house in the natal
chart. There are 2 different methods to measure the strength of each house in the chart
quantitatively. Given below are two tables. Table 1 indicates which aspects of life are signified by
a specific house and also the natural planet(s) signifier (Karaka) of each house.
Table 2 gives each house and it’s strength as well as the planets which influence each house in
your chart either by location, lordship or by aspects in your birth chart. It also gives the final
judgement of the astrologer and it’s overall status in your life for each house in your natal chart.
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House Table 1
House Sign
NO
Sign
Name
Natural
Signifier Attributes of each of the 12 house
I 4 Cancer Sun Physical Self, appearance, basic disposition, behavior,
general well being.
II 5 Leo Jup
Finances, liquid assets, accumulation of wealth, general
family happiness, food & drink, speech, spiritual status of
knowledge, precious metals/gems, concentration,
truthfulness etc.
III 6 Virgo Mar
Determination, courage, physical strength, siblings, friends,
neighbors, art, dance, drama, music, voice, singing,
memory, communications, writing etc.
IV 7 Libra Mon
Feelings, mother, the home, emotions, and happiness in
general, academic education, knowledge, fixed assets,
hobbies, leisure time, comforts, houses, boats, vehicles.
V 8 Scorpio Jup Intelligence, progeny, pregnancy, inclination
towards education/spiritual authorship
VI 9 Sagittarius Sat, Mar
Services & defence, health or short term diseases,
competition, rivals, opposition, litigation, enemies,
intimidation, calamities from the opposite sex etc.
VII 10 Capricorn Jup
Marriage, love affairs including extramarital, cohabitation,
marriage like relationships, length of mate’s life, business
partnerships, trade, foreign residence etc.
VIII 11 Aquarius Sat
Unknown & the chronic, longevity, hidden things,
scandalous behavior, embarrassment, shyness, accusations,
desire for knowledge of the unknown or mystical matters,
extravagance, unearned wealth such as lotteries, wills,
legacies, money from insurances claims etc.
IX 12 Pisces Jup, Sun
Luck & knowledge, god, guru, philosophy, religion, father,
relationship with father, bosses, ethics, law, dharma (right
action), long distance travel, good fortune, spiritual
knowledge &
practices.
X 1 Aries Mer, Jup
Career, life purpose, profession, fame, father’s reputation or
position in the world, father’s health and longevity,
righteous action, compassion etc.
XI 2 Taurus Sun
Opportunities, cash flow, profits, fulfilment of dreams and
desires, hopes, friends, wishes elder sibling, influential
friends etc.
XII 3 Gemini Jup, Sat
Liberation, enlightenment, sexual pleasures, detention,
confinement (hospitals, prisons, long term mediation etc.)
pilgrimages or journeys to foreign land and expenditure:
house of decrease.
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House Table 2
House
Number
Planets
Located Lordship
Planets
Aspecting
House
Strength
(AB) X
House
Strength
(BB) Y
Astrologer
Remarks
I As, Sa Mo Ve 28 .3.57 Good
II ---- Su Su, Ma,
Me, Ju 31 4.34 Mixed
III ----- Me Sa 34 3.20 Good
IV Ra Ve Mo, Ju, Ke 26 4.07 Challenging
V ----- Ma ------ 31 4.30 Very Good
VI ----- Ju Ma, Ju 34 6.33 Challenging
VII Ve Sa Ma, Sa 22 4.41 Extremely
Challenging
VIII Su, Me Sa ------ 33 4.31 Mixed
IX ----- Ju ------ 23 5.77 Excellent
X Mo, Ju,
Ke Ma Sa, Ra 32 4.28 Excellent
XI ----- Ve ------ 29 3.57 Excellent
XII Ma Me ------- 24 3.21 Good
Remarks:
If the A. B. score is 28 or more, that house and the aspects of life, the house signifies flourish well.
Greater the score, better the results. If the A. B. score is less then 28, the individual faces
difficulties and suffers in life in those aspects, which the house signifies. The lower the score
greater will be the difficulties and obstacles in life.
House strength by method B (Bhava Bal) signifies if the score strength of a house is more than 7.5,
the aspects signified by that house flourishes more in our life.
Greater the score, better the results. The lower score greater will be the difficulties and obstacles in
life. Final remark is the considered judgment about each houses made by our astrologer, who has
analysed your chart.
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Most Redeeming Features in Your Horoscope
Jupiter the lord of 9th house and lord of 6th house in your chart is located in your 10th house.
Jupiter is very powerful and beneficial in your chart. It is Vargottam in your chart also. When lord
of 9th house is located in 10th house, it creates a “Raj Yoga” for your profession. Your career is
the most important aspect in your life. You will enjoy a successful career and achieve a high
position in life.
You will be most successful if you are concerned with educating the general public or raising their
level of consciousness.
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Most Challenging Aspects In Your Horoscope
1) Mars, which is supposed to be the Yogakaraka in your chart and is supposed to be the most
functionally beneficial planet in your chart is very weak and ineffective being placed in 12
house of the chart. Mars is the 5 lord and 12 lord in your chart. Stagnation in career is
mainly due to the weakness of Mars in your chart, in spite of the Raj Yoga created by
Jupiter. It must be strengthened by Gem therapy to make it effective.
2) Saturn, the lord of 7th house and lord of 8th house is functionally the most inauspicious
planet in your chart. The problem is worse because it is also retrograde and located in
ascendant of your chart. From ascendant, it aspects the third house, the house of initiative
and efforts. It aspects the 7th house, the house of spouse and marital life. It also aspects the
10th house, the house of profession and career.
Saturn will play mischief in all the three areas of life. Further retrograde Saturn in Ascendant
will make you prone to chronic health problems throughout your life.
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Present dasha Astrological Signatures as per your Horoscope
� Vimshottari Dasha System
According to Vedic astrology, theoretical life span of an individual is taken to be 120 years. This
entire life span is divided into different main periods of planets and within this main period, there
are sub-periods of all the planets and then each sub-period can be divided into sub-sub-periods of
planets. This follows a predetermined sequence, the starting point of which is determined by the
longitude of Moon at the time of birth.
This is unique to Vedic astrology and is called Dasa Vichar or period analysis. The effects of the
planets become most operative during the Main Dasa or the sub-Dasa. Transit effects and the
relation between the Main planet and the sub-planet also determine whether the good effects will
be more predominant or the bad ones.
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You are passing through the main period of Rahu from October 2, 2006 and will continue for 18
years till October 2, 2024. Rahu is located in 4th house, the house of domestic bliss,
properties/assets etc. in your chart. It is casting aspect on your 10th house, the house of career.
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Present Transit Signatures with respect to slow moving planets
� Transit of Saturn
Saturn is transiting in sign Sagittarius in your chart. It is the sixth house in your birth chart. The
transit of Saturn would be supportive for the matters related to profession. You would gain an
upper hand on professional competitors. You would be getting better work responsibilities and you
would be able to show your productivity at work place. As per Ashtakavarga calculation, the planet
Saturn has got 5 points out of 8 points. It means Saturn would play a supportive role for you during
this transit.
� Transit of Jupiter
Jupiter is transiting in sign Virgo in your chart. It is the 3rd
house in your chart. Transit of Jupiter in
third house would be supportive for the matters related to ambitions, efforts and new ventures.
You would like to take initiatives due to the support of this transit. As per Ashtakavarga
calculation, planet Jupiter has got 4 points out of 8 points. It signifies that transit of Jupiter would
be 50% favorable for the matters related to efforts and ambitions.
� Transit of Rahu
Rahu is transiting in sign Leo in your chart. It is the 2nd
House in your chart. Transit of Rahu in
second house indicates that it would mainly influence the wealth aspect of your life. There would
be a possibility of conflicts in the family. Please avoid using harsh words during this transit, as it
may hurt the sentiments of people around you. You are advised not to trust someone blindly during
this transit of Rahu.
� Transit of Ketu
Ketu is transiting in sign Aquarius in your chart, which is the eighth house in your chart. During
this transit of Ketu, you must remain careful related to your health aspect, as there are chances of
expenses on account of health. You must also remain cautious in matters related to family and
finances.
With this perspective about your chart, I shall now proceed to attend to all your specific concerns.
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ADDRESSING YOUR CONCERNS
� Concern No.-1
Currently I am working at Bangalore and residing here with my wife and son. I am thinking of
purchasing own house/flat. But my parents are residing at my native in Kerala near Cochin and
they prefer that I settle down at Cochin, rather than they moving to Bangalore. My wife is also
from Kochin. Please advise me whether settling in Bangalore or settling at Cochin will be better.
Also let me know when I will have my own house.
Analysis:
You are now passing through the main period of Rahu till October 02, 2024. In your chart, Rahu is
positioned in the 4th house. You will surely be able to buy a house of your own. Rahu positioned in
the 4th house combined with the fact that your 10th Lord Mars is positioned in the 12th house
indicates that it would be more beneficial for you to buy a house in Bangalore, your current place
of residence rather than in your native place. Rahu positioned in the 4th house generally indicates
some trouble at home and so it is more favorable for you to reside away from native home, in
which case the malefic effect will be reduced to a great extent. Similarly, your 10th Lord Mars
positioned in the 12th indicates a general dissatisfaction in job. However if you are working away
from home the malefic effect is reduced to a very great extent and could also confers some good
benefits. Hence, it would be advisable to work away from native place and so considering the
above two points, it would be advisable to construct a house in Bangalore for the present. Saturn is
at present in transit over your 2nd house and aspects your 4th house till September 2009 and so
could cause some delay in purchasing of your own flat. You will be passing through the sub-period
of Rahu-Jupiter from June 15, 2009 till November 08, 2011 and within this period, you will have a
flat of your own.
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� Concern No.-2
My general health has been going down for the last 2 years. Work pressure and family related
stress looks to be major contributing factors. Please let me know when I will be able to better
health and peace of mind?
Analysis:
Saturn was in transit over your ascendant and Natal Saturn, positioned in the ascendant from
September 2004 till July 2007. This is said to be a period of „Saturn Return‟. This transit could
have marked a very important transformation in life. This could have been a very eventful period in
your life, but not without its challenges covering every aspects of your life. Moreover Rahu is in
transit over your 8 house till May 2008. Hence the combined effect could have caused health and
related mental problems. Rahu will cross over to your 7th house in May 2008 and then your health
could show some improvement. However you are now passing through the sub-period of Rahu-
Rahu till June 15, 2009 and therefore you will be subjected to some nagging health and other
related problems till June 2009. You should take good care of your health and exercise patience in
all dealings. You may take lessons in meditation or other such mental relaxation techniques, which
will offer very good mental solace.
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� Concern No.-3
I have not got a promotion in my job for quite long. Recently I had changed my job. Can I expect a
promotion and good hike in pay in the next 3-4 months? If not when can I expect them?
Analysis:
In your chart, Moon is positioned in the 10th house and this could sometimes give you an
inclination to change jobs often. You should therefore try to guard against this tendency if it exists.
Jupiter would be in transit over your 6th house, the house of service from November 2007 till
December 2008. This period is good for any kind of work and fulfilling duties that contribute to
your personal growth. During this period, improvement in service through promotion or a new job
with better opportunities and more responsibility is indicated. Favors from superiors and
subordinates will put you in good position. Hence this period will be highly favorable for your
service and will confer enjoyment and fulfillment of desires. However Saturn has been in transit
over Leo from November 2006 till January 2007 and is again in transit over Leo from July 2007 till
September 2009. During this transit, it is positioned opposite to your Natal Sun. Hence this could
have caused or could cause a temporary disassociation from service or a change in job. You should
therefore exercise caution till September 2009.
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� Concern No. 4
Will it be wiser for my career if I relocate to Cochin. If at all I have to relocate when will be the
good time for that?
Analysis:
It would not at all be advisable for you to relocate to Cochin. As mentioned above, in your chart,
your 10th Lord Mars is positioned in the 12th house. This indicates a general dissatisfaction in
service, but the malefic effect will be very much less if you are working away from hometown.
This indicates that you will do well if you are stationed away from hometown. If you choose to
work near hometown, the malefic effect and the sense of dissatisfaction will be stronger.
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� Concern No. 5
During the last 6-8 months, my relations with my in-laws are not going well and often my wife
quarrels with me also. My in-laws are mostly staying with me for caring for our son. I am coming
under a lot of mental stress due to this. When will there be peace at home.
Analysis:
As mentioned above Saturn was in transit over Natal Saturn till July 2007. Rahu is at present in
transit over your 8 house. The combined effect has brought on a lot of mental stress. In your birth
chart, Rahu is positioned in the 4th house. This is not very auspicious for peace at home and
indicates quarrels and troubles at home. You should exercise patience till June 2009, when your
present sub-period of Rahu-Rahu will come to an end. After that, you will find your life to be very
much peaceful and happy. There will also be good harmony at home from then onwards.
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� Concern No. 6
I have been living away from my parents for the last 14 years or more, except for the regular visits
to my native. They are getting aged and waiting for my younger brother's marriage to happen.
When will I be able to live with my parents again and look after them?
Analysis:
As mentioned above, your 10th Lord Mars positioned in the 12th house indicates that it would be
beneficial for you to work away from native place. You should therefore be prepared to stay away
from native place for quite some time that is till you decide to retire from service. It does not mean
that you will be cut off from your parents completely. Of course, you will be going home during
holidays as you have been doing till now. You should therefore try to adjust yourself with this fact
and enjoy both sides of your career and parents‟ care.
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� Concern No. 7
My married life has been quite stressful for the last 2 years or so. When will I have grater peace
and stability in married life?
Analysis:
In your chart, Mars is positioned in the 12th house. This is termed Manglik as per Vedic Astrology
and is not conducive for marital harmony unless the spouse is also Manglik in which case the
affliction gets neutralized. Moreover in your chart Rahu is positioned in the 4th house. This
indicates quarrels at home. This makes the 7th house, the house of marriage a slightly challenging
one in your chart. Rahu will be in transit over your 7th house from May 2008 till November 2009
and this period could cause quarrels and misunderstandings with your spouse. Jupiter will be in
transit over your 7th house from December 2008 onwards and the transit of Jupiter will bring a lot
of peace and happiness at home. You should therefore exercise tact, patience and understanding
when dealing with your spouse to maintain a happy married life especially till December 2008.
You will be passing through the sub-period of Rahu-Jupiter from June 2009 and then onwards,
your life will take a turn for the better. You should therefore exercise caution in all spheres till June
2009.
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� Concern No. 8
When can I expect to have my second child?
Analysis:
From your chart, it seems that there is a high possibility of your having a second child between
December 2008 and December 2009. Of course much also depends on your spouse’s chart.
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� Concern No. 9
Let me know the better times and bad times as far as career are concerned?
Analysis:
Good times:
1) From June 2009 till November 2011.
2) From April 2018 till April 2021.
3) From March 2022 till September 2023.
Bad times:
1) From November 2011 till September 2014.
2) September 2023 till October 2024.
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� Concern No. 10
Let me know the better times and bad times as far as finances are concerned. Also let me know any
specific area/business from which I can gain most profit and time periods.
Analysis:
Good times;
Same as the good times for career stated above.
Bad times:
1) September 2014 till April 2017.
2) April 2021 till March 2022.
Considering all the above points, it would be necessary for you to exercise extreme caution and
patience in all dealings till June 2009. You should take decisions only after considering all the pros
and cons thoroughly. You should not take any whimsical decisions. By tact and caution, you can
turn this period to your advantage.
You are now passing through the main period of Rahu till October 02, 2024. Rahu due to its transit
effect over various houses can cause some challenges or changes. You will therefore have to put in
extra efforts to realize your full potentials and fulfill your ambitions. This does not mean that the
entire period will be bad, but there could be some sub-periods causing stress.
Next you will be passing through the main period of Jupiter for 16 years from October 02, 2024 till
October 02, 2040. On the whole, this will be a very beneficial and favorable period. Jupiter being
lord of the 9th house and positioned in the 10th house will confer very good professional and all
round benefits. You will be able to fulfill many of your ambitions. You will gain good mental
peace and a sense of fulfillment.
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Suggestion of astrological remedies to enhance prosperity & happiness
in life
1) To augment the strength of your 5th and 10th Lord Mars, which is ill positioned in the 12th
house, you should wear a deep Red Coral of 8 to 9 carats mounted on a gold ring, worn on
the right ring finger, inaugurated any Tuesday midmorning after bath & prayers. This will
enhance your career potentials and all round luck factor.
2) You should wear a Hanuman Kavach, which is a great protector against the effect of being
Manglik and the evil effect of Saturn’s transit.
In order to know more about the remedies given above, please click on the links below;
� Red Coral; https://www.cyberastro.com/remedies/gems_redcoral.asp
� Hanuman Kavach; https://www.cyberastro.com/remedies/hanuman_kavach.asp
May God grant you peace, prosperity and happiness in life!
With Warm Regards,
Dr J N Pandey.