Metropolitan Life Ins. Co. v. Massachusetts, 471 U.S. 724 (1985)
All Solutions of Life Ins
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Age of Insured 28
1.12
1.06
$7,237,390.03
Required Sum Asssured for Term
PlanYears left to Age 60 3
Current Monthly Expenses 40000
Rate of Return 12%
Required SA for Term plan 7237390
Rate of Inflation 6%
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1
0 #NUM! #NUM!
5.660377
0.055186
5.518629
2
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Term Trop-Aviva
Term Plan
ED Difference 12%30 57318 22877 34441 38573.9229 57318 22877 34441 81776.71
28 57318 22877 34441 130163.84
27 57318 22877 34441 184357.42
26 57318 22877 34441 245054.23
25 57318 22877 34441 313034.65
24 57318 22877 34441 389172.73
23 57318 22877 34441 474447.38
22 57318 22877 34441 569954.98
21 57318 22877 34441 676923.5020 57318 22877 34441 796728.24
19 57318 22877 34441 930909.55
18 57318 22877 34441 1081192.62
17 57318 22877 34441 1249509.65
16 57318 22877 34441 1438024.73
15 57318 22877 34441 1649161.62
14 57318 22877 34441 1885634.93
13 57318 22877 34441 2150485.04
12 57318 22877 34441 2447117.17
11 57318 22877 34441 2779345.1510 57318 22877 34441 3151440.49
9 57318 22877 34441 3568187.27
8 57318 22877 34441 4034943.66
7 57318 22877 34441 4557710.82
6 57318 22877 34441 5143210.04
5 57318 22877 34441 5798969.16
4 57318 22877 34441 6533419.38
3 57318 22877 34441 7356003.63
2 57318 22877 34441 8277297.98
1 57318 22877 34441 9309147.661507004.86 9309147.66
Term plan v/s Trop
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112
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Term
Term plan of
LIC
Term plan
of ED Difference 12%30 27865 15809 12056 13502.72
29 27865 15809 12056 28625.77
28 27865 15809 12056 45563.58
27 27865 15809 12056 64533.93
26 27865 15809 12056 85780.72
25 27865 15809 12056 109577.13
24 27865 15809 12056 136229.10
23 27865 15809 12056 166079.31
22 27865 15809 12056 199511.55
21 27865 15809 12056 236955.6620 27865 15809 12056 278893.05
19 27865 15809 12056 325862.94
18 27865 15809 12056 378469.21
17 27865 15809 12056 437388.24
16 27865 15809 12056 503377.55
15 27865 15809 12056 577285.57
14 27865 15809 12056 660062.56
13 27865 15809 12056 752772.79
12 27865 15809 12056 856608.25
11 27865 15809 12056 972903.9610 27865 15809 12056 1103155.15
9 27865 15809 12056 1249036.49
8 27865 15809 12056 1412423.59
7 27865 15809 12056 1595417.14
6 27865 15809 12056 1800369.91
5 27865 15809 12056 2029917.02
4 27865 15809 12056 2287009.79
3 27865 15809 12056 2574953.68
2 27865 15809 12056 2897450.84
1 27865 15809 12056 3258647.66
Term plan of LIC V/S EDELWEISS
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112
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Year ofpolicy
Term
Endowment
Assurance -
814 of LIC
Term planof ED
Difference 12%
1 30 150375 7,657 142,718 159,844
2 29 150375 7,657 142,718 338,870
3 28 150375 7,657 142,718 539,378
4 27 150375 7,657 142,718 763,948
5 26 150375 7,657 142,718 1,015,466
6 25 150375 7,657 142,718 1,297,166
7 24 150375 7,657 142,718 1,612,670
8 23 150375 7,657 142,718 1,966,0349 22 150375 7,657 142,718 2,361,802
10 21 150375 7,657 142,718 2,805,063
11 20 150375 7,657 142,718 3,301,515
12 19 150375 7,657 142,718 3,857,540
13 18 150375 7,657 142,718 4,480,289
14 17 150375 7,657 142,718 5,177,768
15 16 150375 7,657 142,718 5,958,945
16 15 150375 7,657 142,718 6,833,862
17 14 150375 7,657 142,718 7,813,770
18 13 150375 7,657 142,718 8,911,26619 12 150375 7,657 142,718 10,140,462
20 11 150375 7,657 142,718 11,517,162
21 10 150375 7,657 142,718 13,059,066
22 9 150375 7,657 142,718 14,785,998
23 8 150375 7,657 142,718 16,720,162
24 7 150375 7,657 142,718 18,886,425
25 6 150375 7,657 142,718 21,312,640
26 5 150375 7,657 142,718 24,030,001
27 4 150375 7,657 142,718 27,073,446
28 3 150375 7,657 142,718 30,482,10329 2 150375 7,657 142,718 34,299,800
30 1 150375 7,657 142,718 38,575,620
38,575,620
Endowment Plan V/S Term
Plan
Maturity Value
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5000000
Bonus in
endowment plan
at 48 per 1000
240000 112
480000
720000
960000
1200000
1440000
1680000
19200002160000
2400000
2640000
2880000
3120000
3360000
3600000
3840000
4080000
43200004560000
4800000
5040000
5280000
5520000
5760000
6000000
6240000
6480000
67200006960000
7200000
12200000
Sum Assured
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Premium
Paying Term Cash Flow1 -20150
2 -20150
3 -20150
4 -20150
5 -20150
6 -20150
7 -20150
8 -20150
9 -20150
10 -2015011 -20150
12 -20150
13 -20150
14 -20150
15 -20150
16 -20150
17 -20150
18 -20150
19 -20150
20 -2015021 -20150
22 -20150
23 -20150
24 -20150
25 -20150
26 -20150
27 -20150
28 -20150
29 -20150
30 -2015031 0
32 0
33 0
34 2000000
35 0
36 0
37 0
IRR Table
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38 0
39 0
40 0
41 0
42 0
43 0
44 045 0
46 0
47 0
48 0
49 0
50 0
51 0
IRR 5.97%
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Years Age
Premium of
Traditional
Plan
Sum
Assured
Accrued
Bonus /
Return per
1000 SA
Premium
of Term
Plan401 30 200000 2000000 80000 7000
2 31 200000 2000000 160000 7000
3 32 200000 2000000 240000 7000
4 33 200000 2000000 320000 7000
5 34 200000 2000000 400000 7000
6 35 200000 2000000 480000 7000
7 36 200000 2000000 560000 7000
8 37 200000 2000000 640000 7000
9 38 200000 2000000 720000 7000
10 39 200000 2000000 800000 7000
11 40 200000 2000000 880000 7000
12 41 200000 2000000 960000 7000
13 42 200000 2000000 1040000 7000
14 43 200000 2000000 1120000 7000
15 44 200000 2000000 1200000 7000
16 45 200000 2000000 1280000 7000
17 46 200000 2000000 1360000 7000
18 47 200000 2000000 1440000 7000
19 48 200000 2000000 1520000 7000
20 49 200000 2000000 1600000 700021 50 200000 2000000 1680000 7000
22 51 200000 2000000 1760000 7000
23 52 200000 2000000 1840000 7000
24 53 200000 2000000 1920000 7000
25 54 200000 2000000 2000000 7000
26 55 200000 2000000 2080000 7000
27 56 200000 2000000 2160000 7000
28 57 200000 2000000 2240000 7000
29 58 200000 2000000 2320000 7000
30 59 200000 2000000 2400000 7000
4400000
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Sum
Assured
Difference
Amount
Investment
Return on
Investment
at the rate
of9% 109.005000000 193000 210370
5000000 193000 439673
5000000 193000 689614
5000000 193000 962049
5000000 193000 1259004
5000000 193000 1582684
5000000 193000 1935495
5000000 193000 2320060
5000000 193000 2739235
5000000 193000 3196137
5000000 193000 3694159
5000000 193000 4237003
5000000 193000 4828704
5000000 193000 5473657
5000000 193000 6176656
5000000 193000 6942925
5000000 193000 7778158
5000000 193000 8688562
5000000 193000 9680903
5000000 193000 107625545000000 193000 11941554
5000000 193000 13226664
5000000 193000 14627434
5000000 193000 16154273
5000000 193000 17818528
5000000 193000 19632565
5000000 193000 21609866
5000000 193000 23765124
5000000 193000 26114355
5000000 193000 28675017
28675017
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Age of Insured 30
Sum Assured 10000000
Year IRR1 166566.67%
2 3932.79%
3 1050.49%4 511.14%
5 317.50%
6 223.82%
7 170.17%
8 135.97%
9 112.49%
10 95.49%
11 82.66%
12 72.67%
13 64.69%
14 58.18%
15 52.78%
16 48.23%
17 44.35%
18 41.01%
19 38.10%
20 35.54%21 33.28%
22 31.27%
23 29.47%
24 27.86%
25 26.39%
26 25.06%
IRR of Term Plan
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27 23.84%
28 22.73%
29 21.71%
30 20.77%
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Premium of Term Plan 6000
Year IRR31 19.90%
32 19.09%
33 18.34%34 17.65%
35 16.99%
36 16.38%
37 15.81%
38 15.28%
39 14.77%
40 14.29%
41 13.85%
42 13.42%
43 13.02%
44 12.64%
45 12.28%
46 11.93%
47 11.61%
48 11.29%
49 11.00%
50 10.71%51 10.44%
52 10.19%
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No
of
Year
s Age
Sum assured
Received1 36 -6000 -6000 -6000 -6000 -6000 -6000 -6000
2 37 10000000 -6000 -6000 -6000 -6000 -6000 -6000
3 38 0 10000000 -6000 -6000 -6000 -6000 -6000
4 39 0 0 10000000 -6000 -6000 -6000 -6000
5 40 0 0 0 10000000 -6000 -6000 -6000
6 41 0 0 0 0 10000000 -6000 -6000
7 42 0 0 0 0 0 10000000 -6000
8 43 0 0 0 0 0 0 10000000
9 44 0 0 0 0 0 0 0
10 45 0 0 0 0 0 0 0
11 46 0 0 0 0 0 0 0
12 47 0 0 0 0 0 0 0
13 48 0 0 0 0 0 0 0
14 49 0 0 0 0 0 0 0
15 50 0 0 0 0 0 0 0
16 51 0 0 0 0 0 0 0
17 52 0 0 0 0 0 0 0
18 53 0 0 0 0 0 0 0
19 54 0 0 0 0 0 0 0
20 55 0 0 0 0 0 0 0
21 56 0 0 0 0 0 0 022 57 0 0 0 0 0 0 0
23 58 0 0 0 0 0 0 0
24 59 0 0 0 0 0 0 0
25 60 0 0 0 0 0 0 0
26 61 0 0 0 0 0 0 0
27 62 0 0 0 0 0 0 0
28 63 0 0 0 0 0 0 0
29 64 0 0 0 0 0 0 0
30 65 0 0 0 0 0 0 0
31 0 0 0 0 0 0 0
32 0 0 0 0 0 0 033 0 0 0 0 0 0 0
34 0 0 0 0 0 0 0
35 0 0 0 0 0 0 0
36 0 0 0 0 0 0 0
37 0 0 0 0 0 0 0
38 0 0 0 0 0 0 0
39 0 0 0 0 0 0 0
40 0 0 0 0 0 0 0
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41 0 0 0 0 0 0 0
42 0 0 0 0 0 0 0
43 0 0 0 0 0 0 0
44 0 0 0 0 0 0 0
45 0 0 0 0 0 0 0
46 0 0 0 0 0 0 0
47 0 0 0 0 0 0 048 0 0 0 0 0 0 0
49 0 0 0 0 0 0 0
50 0 0 0 0 0 0 0
51 0 0 0 0 0 0 0
52 0 0 0 0 0 0 0
53 0 0 0 0 0 0 0
IRR 166566.67% 3932.79% 1050.49% 511.14% 317.50% 223.82% 170.17%
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-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 0 10000000 -6000 -6000 -6000 -6000 -6000 -6000
0 0 0 10000000 -6000 -6000 -6000 -6000 -6000
0 0 0 0 10000000 -6000 -6000 -6000 -6000
0 0 0 0 0 10000000 -6000 -6000 -6000
0 0 0 0 0 0 10000000 -6000 -6000
0 0 0 0 0 0 0 10000000 -6000
0 0 0 0 0 0 0 0 10000000
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
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0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
135.97% 112.49% 95.49% 82.66% 72.67% 64.69% 58.18% 52.78% 48.23%
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-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 0 10000000 -6000 -6000 -6000 -6000 -6000 -6000
0 0 0 10000000 -6000 -6000 -6000 -6000 -60000 0 0 0 10000000 -6000 -6000 -6000 -6000
0 0 0 0 0 10000000 -6000 -6000 -6000
0 0 0 0 0 0 10000000 -6000 -6000
0 0 0 0 0 0 0 10000000 -6000
0 0 0 0 0 0 0 0 10000000
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
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0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
44.35% 41.01% 38.10% 35.54% 33.28% 31.27% 29.47% 27.86% 26.39%
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-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 0 10000000 -6000 -6000 -6000 -6000 -6000 -6000
0 0 0 10000000 -6000 -6000 -6000 -6000 -6000
0 0 0 0 10000000 -6000 -6000 -6000 -6000
0 0 0 0 0 10000000 -6000 -6000 -60000 0 0 0 0 0 10000000 -6000 -6000
0 0 0 0 0 0 0 10000000 -6000
0 0 0 0 0 0 0 0 10000000
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
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0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
25.06% 23.84% 22.73% 21.71% 20.77% 19.90% 19.09% 18.34% 17.65%
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-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 0 10000000 -6000 -6000 -6000 -6000 -6000 -6000
0 0 0 10000000 -6000 -6000 -6000 -6000 -6000
0 0 0 0 10000000 -6000 -6000 -6000 -6000
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0 0 0 0 0 10000000 -6000 -6000 -6000
0 0 0 0 0 0 10000000 -6000 -6000
0 0 0 0 0 0 0 10000000 -6000
0 0 0 0 0 0 0 0 10000000
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 00 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
16.99% 16.38% 15.81% 15.28% 14.77% 14.29% 13.85% 13.42% 13.02%
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-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
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8/12/2019 All Solutions of Life Ins
28/28
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
-6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 10000000 -6000 -6000 -6000 -6000 -6000 -6000 -6000
0 0 10000000 -6000 -6000 -6000 -6000 -6000 -60000 0 0 10000000 -6000 -6000 -6000 -6000 -6000
0 0 0 0 10000000 -6000 -6000 -6000 -6000
0 0 0 0 0 10000000 -6000 -6000 -6000
0 0 0 0 0 0 10000000 -6000 -6000
0 0 0 0 0 0 0 10000000 -6000
0 0 0 0 0 0 0 0 10000000
12.64% 12.28% 11.93% 11.61% 11.29% 11.00% 10.71% 10.44% 10.19%