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(B) Both 1 and 3
(C) Only 2
(D) All 1, 2 and 3
(E) None of these
Ans : (D)
11. The st ructure of the financial system in India can be divided into many segments. Which o f the following is not one of th ese
segments ?
(A) Industrial Finance
(B) Agriculture Finance
(C) Developmental Finance
(D) Government Finance
(E) Personal Finance
Ans : (E)
12. Which of the following statements about the changes in cropping patterns is/are correct ?
1. The Govt. of India can influence crop pat tern through legislative and administrative measures.
2. The Cropping patt ern normally depend s up on the climatic conditions of the area.
3. As 80% of the agro product s are being exported from India the cropping pattern depend s up on the WTO stipulations in the field.
(A) Only 1
(B) Only 2
(C) Both 1 and 2 are correct
(D) Only 2 and 3 are correct
(E) All 1, 2 and 3 are correct
Ans : (E)
13. The Head of the Hindu Undivided Family (HUF) is called
(A) Swami(B) Karta
(C) Bharta
(D) Agraj
(E) Jyesht hi
Ans : (B)
14. The Banking Industry and financial sector in India has come a long way in the pas t few years. Which of the following were the
major drawbacks of the banks in India, inherited from the British Raj owing to which the Govt. of India decided to nationalize them in
1969 and put them through a series of reforms again ?
1. Interlocking of directorship of big bu siness houses .
2. Paucity o f credit to s ocially and economically important s ectors of the eco nomy.
3. Shortage of trained manpower to handle the major task of economic development.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (D)
15. A national policy to provide rural credit was launched by the Govt. of India in general and by RBI and NABARD in particular.
Which of the following cannot be considered as on e of the objectives of this National Policy ?
1. To ensu re timely and increased flow of credit to the rural sector.
2. To make available credit facilities to every region of th e coun try so that t here are no regional imbalances.
3. To estab lish a well organized net work of informal/non institutional credit sys tem in the coun try.
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3
Ans : (C)
16. Under Bharat Nirman Programme of the Govt. of India action is proposed in various areas. Which of the following is not one of
these areas ?
(A) Irrigation
(B) Rural Roads
(C) Rural Housing
(D) Rural Water Supply
(E) Rural Employment
Ans : (E)
17. Which of the following is the name of the legislation, which provides employment to the po ors in remote areas of the cou ntry ?
(A) NREGA
(B) POTA
(C) FEMA
(D) COFEPOSA
SAIL paper andbooks
SSC Sub-InspectorPapers and Books
TANCET MBA andMCA Books
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(E) None of these
Ans : (A)
18. The Reserve Bank of India issues coins and no tes of various deno minations. At present RBI does not iss ue coins of which of the
following denominations ?
(A) 10 paise
(B) 25 paise
(C) 50 paise
(D) 100 Rupee
(E) 500 Rupee
Ans : (A)
19. Many a times we come across a term Know Your Customer in area of banking transactions. Which of the following is the mainpurpose of iss uing Know Your Customer guidelines by the RBI ?
(A) To provide better cus tomer service
(B) To keep a check on money laundering
(C) To bring more and more people in the Income Tax net
(D) To make high value t ransactions fast er
(E) None of these
Ans : (B)
20. Which of the following is not correct abo ut the various targets set for 11th Five Year Plan ?
(Whole plan period 2007-12).
(A) Farm sector growth to be increased to 8%
(B) GDP growth rate to be increased to 10%
(C) Create 7 Crore new jobs
(D) Literacy rate is to be increased to 80%
(E) Reduction in unemployment amongst the educat ed you thAns : (A)
21. Many a times we come across a term read as GM in reference to certain crops. What is the full form of the term GM ?
(A) Geographically Moderated
(B) Genet ically Mod ified
(C) Globally Marketed
(D) Grown after M odifications
(E) None of these
Ans : (B)
22. Many a times we see a term in newspapers IPO. What is the full form of the same ?
(A) Indian Public Offer
(B) Institutional Purchase Offer
(C) Industrial Purchase Order
(D) Indian Purchase Offer
(E) Initial Public Offer
Ans : (E)
23. Which of the following is not the part of the Charter of the National Rural Health Mission (NRHM) ?
1. NRHM has to pay special attention t o 18 States, which have weak Public Health Indicators.
2. Mission provides for appointment of Accredited Social Health Activist (ASHA) in each one of four metros so that th ese metros
become free from Polio, Malaria, and HIV infectionsby 2010 ?
3. It aims at effective integration of Private Sector in health sector so that go vernment burden can be reduced to the level of mere
policy maker.
(A) Only 1
(B) Only 2
(C) Both 2 and 3
(D) Only 3
(E) Both 1 and 3
Ans : (C)
24. Who amongst the following had said small aim is crime ?
(A) Jawaharlal Nehru
(B) Lal Bahadur Shastri
(C) Smt. Ind ira Gandhi
(D) Dr. A. P. J. Kalam
(E) Dr. Manmohan Singh
Ans : (D)
25. The rate on which banks lend to RBI is known as
(A) CRR
(B) PLR
(C) Bank Rate
(D) REPO Rate
-
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(E) SLR
Ans : (A)
26. Which of the following name is not associated with the insurance bus iness in India ?
(A) Bajaj Allianz
(B) LIC
(C) GIC
(D) Tata AIG
(E) GE Money
Ans : (E)
27. Which of the following awards is given for excellence in the field of sports ?
(A) Kalidas Samman(B) Dhyanchand Award
(C) Shram Vir Award
(D) Shanti Swarup Bhatnagar Award
(E) None of these
Ans : (B)
28. Which of the following does n ot represent t he name of a bank working in India ?
(A) YES
(B) HDFC
(C) TATA
(D) Kotak Mahindra
(E) Axis
Ans : (C)
29. Who amongst the following addresses the nation on the Independence Day from the ramparts of th e Red Fort, Delhi ?
(A) President of India
(B) UPA Chair perso n
(C) Speaker of the Lok Sabha
(D) Prime Minister o f India
(E) None of these
Ans : (D)
30. Which of the following is considered an informal method of getting credit/finance ?
(A) Internet Banking
(B) Branch visits
(C) Going to money lenders
(D) Tele Banking
(E) All of these
Ans : (C)
31. Which of the cou ntries represent letter C in the ca tegory known as BRIC countries ?
(A) Canada
(B) Chile
(C) Cuba
(D) Croatia
(E) China
Ans : (E)
32. Nobel Prizes are not given for the performance in the area of
(A) Literature
(B) Physics
(C) Chemistry
(D) Music
(E) Medical Science
Ans : (D)
33. Which of the following co untries has not made any significant inves tment in India ?
(A) Japan
(B) USA
(C) Nepal
(D) Britain
(E) France
Ans : (C)
34. Twenty-20 matches are played in the game of
(A) Hockey
(B) Football
(C) Badminton
-
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43. Many a times we read in newspapers about Financial Inclusion. What does it really mean ?
[Pick up correct statement(s)]
1. Allow the merger and acquisition of banks so th at only few big banks exist and cont inue to cater to th e need of corporate s ector.
2. Expending the network of banks in such a way that peo ple from lower strata of society also g et the benefit of services provided by
banks .
3. Providing Insurance cover to each and every citizen so t hat he/s he can live a healthy and long life.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
Ans : (B)
44. Which of the following is not a gallantry Award ?
(A) Vir Chakra
(B) Jeevan Raksha Padak
(C) Ashok Chakra
(D) Mahavir Chakra
(E) Saraswati Samman
Ans : (E)
45. Heavy Water is normally used by which of the following industries ?
(A) Nuclear Power generation plants
(B) Pharma Industry
(C) Paper Industry
(D) Sugar plants
(E) None of theseAns : (A)
46. As per news items published in various newspapers, Italy h as o ffered its help in developing SMEs in India. What is t he full form
of SME ?
(A) Small and Monopolistic Economy
(B) Small and Medium Enterprises
(C) Speedy and Mechanical
(D) Small and Medium Level Economy
(E) None of these
Ans : (B)
47. Which of the following indexes is developed to measure life expectancy, level of literacy, education and standard of living of
peop le in a country ?
(A) Inflation
(B) Sensex
(C) Human Development Index
(D) SLR
(E) None of these
Ans : (C)
48. Which of the following is a type of tax levied by th e Govt. on goods and s ervices ?
(A) SAT
(B) NET
(C) PAN
(D) VAT
(E) None of these
Ans : (D)
49. Who amongst the following was made the Chairman of the National Land Reforms Council ?
(A) Smt. Sonia Gandh i
(B) Arjun Singh
(C) Pranav Mukherjee
(D) Kamal Nath
(E) Manmohan Singh
Ans : (E)
50. Which of the following is not a foreign bank working in India ?
(A) HSBC
(B) Barclays
(C) Standard Chartered
(D) Yes Bank
(E) All are foreign banks
Ans : (E)
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