All about Reward Health at Work

Who are Reward Health?

At Reward Health, the health and happiness of your employees is our priority. We are Vitality’s biggest exclusives partner (which means we only provide Vitality insurance to our clients, because we’re so passionate about it being the best).

Our ambition is to change the health of the UK workforce.

As as well as offering market leading Vitality insurance to your employees, we also provide a complete wellbeing solution at no extra cost.

We have a network of over 300 consultants who can visit businesses nationwide to help employees take steps to improve their health as part of their Vitality insurance solution.

Health insurance just got exciting.

Reward Health @ Work on a pageWe help you to make your workplace a FANTASTIC place to be - where people are healthy, happy and productive.

We provide Vitality private medical insurance so that employees have the best possible protection if things go wrong. But we also help your employees to be well at work. It’s not just health insurance, it’s a complete wellbeing solution at no extra upfront cost. It includes:

Engagement Day – support for your employees to set up and engage with their rewards and incentives to get the most from their cover and bene t from Vitality every day.

Wellbeing Day – these can include pop up wellbeing classes and talksto promote wellbeing and Vitality across your business (classes are complimentary for businesses with 30+ employees).

Wellbeing Toolkit and Champion Network – monthly communications and posters to inspire wellness as well as support to set up a network of champions within your business.

A Wellbeing Fund – receive a contribution for every employee who chooses to take out an individual policy, to spend on employee wellbeing†.

A Wellbeing Menu to spend your Wellbeing Fund on – access to a tailored programme of workshops and classes to improve employee wellbeing

With RH@W, health insurance is no longer a sunken business cost.

https://youtu.be/hMQ0xainx6E

What do we want to achieve?

We want to change lives at work by providing the nation’s best health and life insurance solutions

Be well at work with Reward Health

We ensure employee health insurance is no longer a sunken business cost

We enable employees to benefit from their health insurance every single day - health insurance no longer sits on the

shelf for a rainy day

We go further. We provide HEALTH INSURANCE, a BENEFITS PACKAGE AND a

holistic, measurable WELLBEING SOLUTION for all businesses at no extra

upfront cost

We help employers to CARE for and RETAIN employees, and create a

HEALTHIER and more PRODUCTIVE workplace

What problem are we helping to solve?

Average cost of absence per annum is £750 per employee. Presenteeism (not being at best at work) is 3-7 times this cost - £2250 per employee!

FTSE 100 companies are now publicly reviewed on their Wellbeing strategies via BITC Workwell (Business in the Community)

Government encourages all employers to invest in employee wellbeing - via the Department of Health’s Wellbeing pledges and David McLeod's Engage for Success

Roughly 78% of organisations expect wellbeing to be measured and formally reported on by 2018 (Robertson Cooper 2014)

Estimated £3 return for every £1 spent on employee wellbeing

In a 2014 poll by Investors in People:54% of employees believe their employer does not care about their health48% of employees say this has led them to being less motivated1/3 said they had considered looking for a new job as a result80% said they would feel more positive towards their

employers if they offered health and wellbeing initiatives

What problem are we helping to solve?

Traditional Insurance

Don’t claim Waste of money

Claim

Hopefully pays out

Vitality Insurance

Don’t claimHealthy Life Amazing Rewards

Claim Best cover available

Vitality is turning the insurance industry on it’s head. You are rewarded for taking steps to improve your health. In this way, it’s focused on prevention, not simply cure. From weekly Starbucks and cinema tickets for being active, to up to 40% of BA flights, you’ll benefit from your cover every single day...

How Vitality works...

Earning Vitality Status Requirements

800

1,600

2,400Single

1,200

2,400

3,600Couple / Family*

Earn points, increase status, increase your rewards

* NOTE: Points for couples shown is from July 2015

You don’t need to make huge changes to get rewardsSmall Changes make a massive difference

Vitality makes it easier, cheaper and more rewarding to be healthy

The annial savings from rewards can be more than the cost of your annual insurance premium!

EXTENDED CANCER COVER - Included in our offer, it covers all costs associated with cancer. There are no limits on the use of biological therapies, hormone or bisphosphonate therapy and we provide pain relief at the end stages of cancer

FULL COVER PROMISE - When Vitality say Full Cover they mean it. Unlike other insurance providers, there’s no set time or money limit, and we’ll pay all consultants’ and anesthetists' fees in full as long as your consultant is recognised by us and the treatment is covered on your plan.

VITALITY GP - avoid waiting up to two weeks to see a GP and be referred for treatment via your smartphone or laptop on a video call with a VitalityGP

CASHBACK FOR BEING A NON SMOKER - receive between £40 and £150 per year depending on your Vitality status, subject to a Vitality health check.

Market leading

Personal Healthcare

Personal Healthcare

Vitality GP

Watch video

VitalityLife business protection • Shareholder or Partnership protection - keep control of your

business if a shareholder or business partner dies or suffers a severe illness

• Key person cover - protect your profits if you lose an employee through death, disability or severe illness

• Loan protection - cover your business loans if a shareholder or a business partner dies or suffers a severe illness

• Relevant Life Policy cover - save nearly 50% tax! A cost-effective alternative or ‘top-up’ to group death in service benefit with access discount and rewards

Business Protection

The RH@W offer

All employees + insured employees

Wellbeing Talks

Pop up wellbeing workshops

Wellbeing & engagement days

Wellbeing communications -

email, posters

Reward Health internal champions to motivate teams

Internal step and points competitions

Wellbeing fund generated when employees take out

personal plans

Reward Health menu of wellbeing services to spend wellbeing

fund on

Wellbeing day - let’s bring our energy to you

www.rewardhealthatwork.co.uk

Gym Membership

Bikes & Trainers

Champneys

Coffee & Cinema

£26k

Absence alone can cost £750 per employee PA and presenteeism can be 3 x this amount. Creating a healthier workforce will significantly reduce costs. This saving represents a 10% reduction in presenteeism for insured employees. It excludes the additional benefits from encouraging wellbeing across the whole org

Providing much more value than simply insurance=

Holidays

Productivity and

wellbeing

Presenteeism

Turnover

Employee engagement

& CSR£Cos

tc.£10k

in value£63.9k

• Wellbeing days

• Workshops• Talks

• Supported Champions

• Comms tool kit

Wellbeing days with pop up workshops,engagement sessions,internal champion set up and support,communications tool kits, incentive prizes

Cashback

Wellbeing fund

£7.8k

Wellbeing fund generated at 20% per employee who takes out a personal policy. In example, 30 employees take out £50 per month life policy = c.£260 per employee paid over 4 years

c.£14k

62 employeescomprehensive Private Medical Cover

62 peopleengaging with Vitality rewards saving £1030.92 per year(see next slide for breakdown)

• 4 Starbucks a month @£2.50 = £10 per month. Earn just 9 points per week to qualify (less than 12,500 steps!)

• 1 pair of half price running trainers @£70 = £5.80 per month. You can choose any pair once a year from Sweatshop, available online

• Cinema once a month (you can go up to four times) = £9 per month (£9 a ticket). Earn just 9 points per week to qualify (less than 12,500 steps!)

• Lloyds cashback on toiletries (up to 50% cashback when you have completed your free Road to Pharmacy health check, including online purchases and up to a maximum of £25 cashback per month – 10% cashback for Bronze Vitality status, 20% Silver, 40% Gold, 50% Platinum) = £10 per month

= £34.80 total savings per month

Example monthly employee savings

Other rewards:• 1 half price bike @ £500 (bikes can be up to £1000, including sale items. You can

have one bike every three years) = £41.60 per month over three years = £13.86 per month

• 1 two night stay at Champneys – 75% off the classic spa break @£530 (this includes two treatments, dinner bed and breakfast) = saving of £402 = £33.50 per month – you can stay up to three nights three times a year

• 1 BA flight @ gold status = £3.75 per month – entitled to two flights per year to European destinations including taxes and charges (Bronze members get 5% off, Silver 20%, Gold 30% and Platinum 40%). Typical flight £150 including taxes and charges. Save 30% at gold = £45/12 = £3.75

= £85.91 total savings per month OR £1030.92 per year

And we haven’t included non smoker cash back, 50% off Virgin gym, itunes and national trust vouchers, up to 25% cashback and Mr and Mrs Smith hotels, half price Executive health screenings, 50% off additional wearable tech and up to 50% off Eurostar!

Example monthly employee savings

Award Winning Insurance

Life Cover

Income Protection

Children’s Serious Illness

Cover

Serious Illness Cover

Personal Healthcare

Corporate Healthcare

Why take out your Vitality policy with Reward Health at work?

Expert Advice - At RH@W we only provide Vitality insurance because we believe passionately that it is the best cover that you can get on the market, and for this reason, we are experts in writing a policy that provides the most value for your business

  Free wellbeing solution as part of your cover - Unlike other insurance

brokers our support doesn’t stop when your cover is live. It’s our mission to change lives in the UK workplace. So work with you over the course of the year to deliver a free wellbeing solution to your business.

Certified Consultat

Why take out your Vitality policy with Reward Health at Work?

A personalised service - Your own dedicated consultant

We have a network of 300 consultants nationwide, which means we can come to you, wherever you may be located, to help deliver employee wellbeing activities. What’s more, you’ll be assigned your own Reward Health at Work Consultant to work with you to help your employees get the most out of the cover and be inspired to be well at work.

Join our network

By joining our Reward Health at Work family you join our extended network of businesses improving employee wellbeing across the UK. Join our quarterly webinar to be inspired by what other companies are doing to help and support employees to be well and happy at work.

I am your Reward Health at Work consultantCharlotte Rookecharlotte.rooke@ rewardhealth.co.uk07412 569 245

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