NEW TWELFTH GRADE ALABAMA OCCUPATIONAL DIPLOMACONSUMER MATH IV, SCIENCE CONNECTIONS IV,

EMPLOYMENT ENGLISH IV, AND AMERICAN GOVERNMENT/ ECONOMICS IV

Correlated to

AGS EVERYDAY LIFE SKILLS TEXTBOOK

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Abbreviation Key

SE= Student Edition pages that correlate to a curriculum standard

TE= Teacher’s Edition pages that correlate to a curriculum standard(The entire student text is contained within the TE)

TRL= Teacher’s Resource Library (Teacher’s Resource CD-ROM)

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ALABAMA TWELFTH GRADE CONSUMER MATH IV AGS EVERYDAY LIFE SKILLSNumber Sense, Number Systems, Number Theory1. Compare the financial aspects of various jobs.

Salaries Fringe benefits Job-related expenses; Examples: uniforms, transportation costs Retirement plans; Examples: IRAs, savings bonds, tax-deferred savings, pension funds, 401-K

programs, profit-sharing plans

SE: pp. 203-205, 330-331, 372-373, 375

2. Compare banking services provided by area banks/credit unions. Checking accounts; Examples: check cashing charges, monthly fees, overdraft charges SE: pp. 181-183 Savings accounts; Examples: interest rates, fees for dormant accounts SE: pp. 178-181 Certificates of deposit; Example: interest rates SE: p. 204 Electronic banking; Examples: on-line account provisions and fees, ATM fees SE: pp. 184-185, 205 Loans; Example: interest rates: compound, simple, fixed, variable SE: pp. 190-192

3. Demonstrate the ability to write checks and maintain a checkbook. SE: pp. 181-1834. Reconcile a bank statement.

Checking Savings

SE: pp. 176, 179-183, 203-205, 207

5. Identify financial and other considerations associated with credit. Advantages and disadvantages of buying on credit SE: pp. 190-194 Interest charges SE: pp. 192-193 Risks; Examples: lost or stolen credit cards, excessive debt accumulation SE: pp. 191-194 Credit reports SE: p. 194

6. Solve consumer-related problems. Unit cost; Example: comparison shopping SE: pp. 195-197 Amount of change from purchase SE: pp. 173-174 Cost of multiple purchases Discounts and savings on purchases Monthly payments on installment loans SE: pp. 190-192 Deductions for discount coupons Interest on loans SE: pp. 190-193 Sales tax SE: p. 201 Total cost of catalog purchases (including taxes and shipping) Layaway charges

ALABAMA TWELFTH GRADE CONSUMER MATH IV AGS EVERYDAY LIFE SKILLS7. Verify the amounts reported on a pay stub for a given pay period. Pp. 186-189

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Gross pay Net pay Deductions; Examples: FICA, federal and state income taxes, union dues, insurance costs,

retirement plan deductions, worker’s compensation, credit union deductions8. Calculate total salary for a given pay period.

Regular wages- Hourly- Weekly- Monthly- Yearly

Overtime pay; Examples: time-and-a-half, double time Tips Commissions

9. Evaluate various types of insurance based on need and cost. Health SE: pp. 35-37 Renters/homeowners SE: pp. 72-74, 85 Life Auto SE: pp. 74-75 Disability

10. Compute costs associated with automobiles and other means of transportation. Gasoline Insurance SE: pp. 74-75, 101, 176 Repairs SE: pp. 101-102, 176 Public transportation; Examples: bus tickets, taxi fares SE: pp. 176, 334-337 Car pooling SE: pp. 176, 336

11. Compute costs associated with leisure time and traveling. Examples: cost of meals, tips, hotel charges, admission costs for attractions, transportation expenses.

SE: pp. 176-177, 283-287

12. Compare advantages and disadvantages of various housing options. Lease to purchase Loan purchase; Examples: fixed rate leans, variable rate loans Rental agreements SE: pp. 61-62 Sublease agreements

ALABAMA TWELFTH GRADE CONSUMER MATH IV AGS EVERYDAY LIFE SKILLS13. Develop a monthly budget based on given income and typical real-life expenditures.

HousingSE: pp. 175-177

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Utilities; Examples: telephone, gas, water Transportation; Example: automobile Food Clothing Insurance; Examples: home, life, auto, health Savings and/or investments Health and grooming items Medical expenses Recreation; Examples: cable TV, movies Education Retirement Budget adjustments; Examples: loss of income, pay increase/decrease, bonus

14. Compare advantages and disadvantages of various methods of automobile acquisition. Leasing Purchasing by cash Purchasing by loan

15. Use estimation to determine whether results are reasonable.16. Use the most appropriate method of calculation for a given situation. Examples: paper and pencil,

mental calculation, calculatorSE: pp. 173-174

Geometry, spatial sense, measurement17. Apply appropriate formulas for perimeter, circumference, surface area, area, and volume in real-life

situations. Examples: determining amount of carpet and molding needed for a room, calculating number of feet of fencing needed to enclose a given area

18. Determine measurements from scale drawings. Blueprints; Example: using blueprint scale to determine the dimensions of a room Maps; Example: using map scale to calculate mileage between two cities—actual and estimated

19. Construct graphs based on budget information.Examples: circle graphs, bar graphs

TE: pp. 158, 261, 280, 344

20. Solve consumer problems related to measurement.Examples: distance, length, elapsed time

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ALABAMA TWELFTH GRADE CONSUMER MATH IV AGS EVERYDAY LIFE SKILLSPatterns, Functions, Algebra21. Assess the impact of appreciation and depreciation on the value of purchased items.

Examples: appliances, vehicles, homes22. Utilize mathematical skills required for success in various vocations.

Examples: nursing, fast food management, electrical work, carpentryTE: Logical/Mathematical: pp. 310, 383TE: Career Connection: pp. 32, 73, 158, 180, 224, 261, 399TE: Environmental Connection: p. 387

Probability, Statistics, Discrete Mathematics23. Analyze data from charts, circle graphs, single- and multiple-bar graphs, tables, single- and multiple-

line graphs, and tally charts.TE: pp. 158, 261, 280, 344

24. Exhibit proficiency in describing real-life data using measures of central tendency and dispersion. Mean Median Mode Range

25. Demonstrate the ability to make decisions using probability and statistics in real-life situations.Examples: advertising, investing, forecasting

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ALABAMA TWELFTH GRADE SCIENCE CONNECTIONS IV AGS EVERYDAY LIFE SKILLSProcess and Application StandardsNature and Processes of ScienceStudents will:1. Identify problems that can be answered through scientific investigation.

Identifying question/problem Collecting information Planning experiment Performing investigation Recording results Drawing conclusions Making presentations

2. Apply science as a body of knowledge and an investigative process. Exploring new phenomena Verifying previous results Drawing conclusions based on experiences, Knowledge, and data Developing answers to questions/solutions to problems; Example: conducting experiments

and/or inquiries3. Exhibit scientific process/thinking skills.

Observing Interpreting Sorting Classifying Measuring Communicating Predicting Recognizing cause and effect Planning procedures for investigations Keeping accurate records Communicating or displaying results and conclusions; Examples: weather journal, oral

presentations4. Demonstrate correct care and safe use of instruments, equipment, and living organisms. Examples:

microscopes, thermometers, calculators, plants, fish5. Collect data and construct graphs, tables, and charts using tools such as computers or calculators TE: pp. 158, 261, 280, 344

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ALABAMA TWELFTH GRADE SCIENCE CONNECTIONS IV AGS EVERYDAY LIFE SKILLS6. Choose appropriate technology to retrieve relevant information sources or Internet sites. SE: Pp. 52, 59-60, 73, 77-78, 84-85, 94, 110, 140,

154, 165, 166, 205, 213, 221-27, 231, 232, 233, 236, 237, 270, 290, 296, 315, 329, 333, 371, 376, 388, 400, 415

7. Compare the steps in solving an everyday problem to those of scientific inquiry. Example: comparing erosion of identical soil banks with different slopes

8. Use written and oral communication skills to describe and explain scientific phenomena and ideas.9. Choose appropriate technology to retrieve relevant information such as electronic information sources

or Internet sites.SE: Pp. 52, 59-60, 73, 77-78, 84-85, 94, 110, 140, 154, 165, 166, 205, 213, 221-27, 231, 232, 233, 236, 237, 270, 290, 296, 315, 329, 333, 371, 376, 388, 400, 415

SCIENTIFIC KNOWLEDGE STANDARDSPhysical ScienceProperties and Changes in Matter10. Determine the relationship between certain natural elements and their impact on human health

TE: Personal Journal: p. 22Environmental Connection: pp. 17, 64, 125, 197, 267, 356, 413Current Day: p. 43Background Information: p. 17Global Connection: p. 44

11. Explain energy changes from one form to another in real life situations. Example: electric power-plant (heat to electrical), radio (electrical to sound), windmill (wind to mechanical), solar panel (converts sunlight to electrical energy)

12. Relate the physical and chemical properties of different types of matter in specific intended uses.Example: malleability of gold for jewelry, electrical resistance & high melting point of tungsten for light bulb filaments, viscosity (fluidity) for petroleum products)

Interaction13. Explain the effects of heat on particles of matter. Example: heat increases particle motion: steam

lifting lid from a boiling pot of water, placing a bottle under hot water to loosen the lidForces and motionsExplain how simple machines can be used for specific tasks.

Levers; Examples: wheelbarrows, broom Pulley Inclined planes; Example: screw Wedge; Example: ax Wheel/axle

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ALABAMA TWELFTH GRADE SCIENCE CONNECTIONS IV AGS EVERYDAY LIFE SKILLS14. Describe first, second, and third class levers in terms of difference in location of effort force,

resistance force, and fulcrum. Examples: 1st class--see-saw, 2nd class--wheelbarrow, 3rd class--broomEarth and SpaceEarth Within the Universe15. Relate the earth’s motion to time in everyday life situations.

Time Zones; Examples: traveling, phoning Day Night

16. Describe changes to the earth’s surface caused by natural and man-made forces and their potential long-term effects. Water Wind Gravity Glaciers Earthquakes Volcanoes

SE: pp. 106-111

Life, Science-BiologyMatter, Energy & Organization17. Describe positive/negative factors (behavioral, genetic, environmental) that influence life activities.

Digestion Respiration Excretion Ingestion Growth Movement Reproduction

SE: pp. 24-53

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ALABAMA TWELFTH GRADE SCIENCE CONNECTIONS IV AGS EVERYDAY LIFE SKILLSHeredity/Reproduction18. Describe the role of probability in the study of heredity.Cell19. Explain how simple components of the immune system attack blood-borne pathogens and foreign

materials in the human body. Examples: foreign matter/pathogens=transplanted tissue, drugs, viruses, bacteria

SE: pp. 25-30

Environmental Processes/Issues20. Explain the concept of ecosystem balance and how humans might affect that balance.

TE: Environmental Connection: pp. 17, 64, 108, 125, 150, 197, 230, 267, 279, 313, 413

21. Explain how matter and energy are related in the ecosystem through the following cycles: Water cycle Carbon cycle Oxygen cycle Nitrogen cycle

22. Describe efforts to reduce workplace pollution. Examples: air, water, soil, noise TE: Environmental Connection: pp. 17, 64, 150, 230, 267, 413Global Connection: p. 70

23. Explain how water use is affected by water pollution. TE: Environmental Connection: p. 12524. Describe factors (biotic and abiotic) that affect the ability of the environment to support life. Examples: biotic=other animals, plants, viruses, abiotc=minerals, gases, water

TE: Environmental Connection: pp. 17, 64

25. Identify methods of stewardship of environmental resources that ensure substantial quality of life for future generations.

SE: p. 68TE: Environmental Connection: pp. 17, 64, 108, 125, 150, 197, 230, 268, 279, 313, 413Global Connection: p. 70

Health Nutrition & Safety26. Analyze legally required (OSHA) safety precautions and procedures in the workplace.

Examples: fire safety, proper storage and use of chemicals, proper handling of hot/cold liquids and materials, emergency plans

SE: pp. 97, 111, 309, 310, 333

27. Prioritize health practices that prevent and/or reduce the spread of bacterial or viral infections/diseases.Examples: using antibacterial cleaning/disinfecting agents, washing hands regularly, using appropriate safety devises (masks and gloves)

SE: pp. 27-30, 41-44, 251, 260-263, 271

28. Identify behavioral and environmental workplace factors that affect human health SE: pp. 349-361, 374-377

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ALABAMA TWELFTH GRADE SCIENCE CONNECTIONS IV AGS EVERYDAY LIFE SKILLS29. Describe the functions of nutrients as they relate to a healthy life style.

Water SE: pp. 125-126 Carbohydrates SE: pp. 120-121 Fats SE: p. 122 Proteins SE: p. 123

30. Analyze eating habits in terms of nutritional needs and effects on health SE: pp. 114-130

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ALABAMA TWELFTH GRADE EMPLOYMENT ENGLISH IV AGS EVERYDAY LIFE SKILLSStudents will:1. Comprehend a variety of reading materials by applying appropriate strategies.

Identifying main ideaSE: pp. 1-452

Matching organizational structure to a graphic organizer SE: pp. 118, 121, 125, 128, 133, 152-154, 176, 180, 187, 193, 231, 234-235, 258, 277, 278, 286-287, 296, 319, 324, 333, 367, 383

Recognizing figurative language2. Exhibit the habit of reading for a substantial amount of time daily, including assigned and self-

selected materials at their independent and instructional levels. Community; Examples: newspapers, transportation schedules, and leases and credit agreements Employment; Example: memoranda, work manuals, employment related materials The opportunity to explore this concept can be

found in the SE on pp. 330-377 Leisure; Examples: books, magazines

3. Read for pleasure and research selections regarding careers. Careers: SE: pp. 300-3374. Apply critical and creative thinking when selecting non-print or printed media for viewing or reading.

Examples: selecting age appropriate videos, movies, and television programs using rating scales; selecting newspapers and magazines

5. Listen effectively and respond appropriately in a wide range of circumstances. Examples: interpreting body language, voice tone, and figurative language

SE: pp. 178, 231, 241, 245, 313, 342-43, 350-351, 353-354, 367

6. Formulate strategies to locate, select, and evaluate community response for leisure and employment. Public Library

SE: pp. 292, 309-310, 331

Community Agencies; Examples: employment office, social security office, and health department

SE: p. 322

Internet; Examples: travel and jobs Online Resources: SE: pp. 52, 84, 110, 140, 166, 206, 236, 270, 296, 333, 370, 400, 415; and pp. 59-60, 73, 77-78, 85, 94, 221, 222-227, 231-233, 237

7. Apply appropriate learning strategies of one’s learning style. Examples: mnemonic devices, skimming, predicting, underlining, highlighting, summarizing, outlining, taking notes

SE: pp. 390, 395-396, 416-419;Test-Taking Tips: pp. 54, 86, 112, 142, 168, 208, 238, 272, 298, 338, 378, 402, 420

8. Interpret and evaluate oral and written material. Examples: advertisements, fine print SE: pp. 58-59, 619. Express opinions appropriately in group discussions. SE: pp. 349-35810. Restate others’ positions as expressed in lecture, speech, film, informal debate, and group discussion. The opportunity to explore this concept through

listening can be found in the SE on pp. 78-79, 148, 244-245, 250-251, 341-358, 362-363, 367, 413.

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ALABAMA TWELFTH GRADE EMPLOYMENT ENGLISH IV AGS EVERYDAY LIFE SKILLS11. Respond appropriately to difference in opinion. Examples: group discussion, conference, debates,

media advertisements, and editorialsSE: pp. 242-243, 245-248, 350-354, 377

12. Use available modern technology for a variety of communication purposes. Examples: e-mail. Internet, databases, multimedia presentation programs

Online Resources: SE: pp. 52, 84, 110, 140, 166, 206, 236, 270, 296, 333, 370, 400, 415; and pp. 59-60, 73, 77-78, 85, 94, 221, 222-227, 231-233, 237

13. Exhibit appropriate job interview skills. Using appropriate communication skills SE: pp. 311-313, 327-328, 337 Exhibiting personal behaviors that are important to a job SE: pp. 327-328 Choosing proper attire for a job interview SE: p. 327 Practicing appropriate answers to questions asked on an interview TE: p. 327 Practicing questions one might ask during an interview; Examples: hours, benefits,

salary/wages, working conditions, job tasks/responsibilitiesTE: p. 327

14. Ask and answer questions coherently and concisely. Example: job interview questions SE: pp. 327-32815. Write for a variety of purposes.

Personal Resume SE: pp. 317-320 Letter of introduction SE: p. 320 Business letters and forms Application form SE: pp. 326-327, 389-391, 401 Letter of resignation

16. Apply language concepts in student writing. Capitalization

- First word in a sentence- First word in a quotation- Proper nouns and adjectives (e.g., pronoun I, days of the week, month of the year, holidays,

abbreviations)- Parts of a letter

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ALABAMA TWELFTH GRADE EMPLOYMENT ENGLISH IV AGS EVERYDAY LIFE SKILLS Punctuation

- Commas to separate items in a series- Commas to set off nonessential appositives- Commas with introductory elements- Commas before coordinate conjunctions in compound sentences- Colons to introduce list- Quotation marks with direct quotation- Semicolon between independent clauses with no conjunction- Apostrophes for possession- Underlining or italics for book titles

Grammar, Usage, and Spelling- Adverb and adjective forms- Appropriate tense with no awkward shifts- Subject-verb agreement- Pronoun-antecedent agreement- Variety and precision in word choice- Special usage problems such as word choice involving redundancy and commonly confused

words (e.g. hair, hare) and other spellings- Sentence structure- Examples: Complete sentence without run-ons, fragments, “stringy” or “on-and-on” sentences- Structural variety

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ALABAMA TWELFTH GRADE AMERICAN GOVERNMENT/ECONOMICS IV AGS EVERYDAY LIFE SKILLSRepresentative DemocracyStudents will:1. Discuss fundamental characteristics of American democracy.

Rights of the individual; Examples: Right to life; liberty; justice; privacy; private ownershipThe opportunity to explore this concept can be found in the SE on pp. 429-452.

Freedoms of the individual; Examples: Freedom to participate in the political process; of worship; of assembly; of expression

The opportunity to explore this concept can be found in the SE on pp. 429-452.

Responsibilities of the individual; Examples: To respect human life; respect the rights of others; demonstrate self-control

The opportunity to explore this concept can be found in the SE on pp. 429-452.

Beliefs Concerning Societal and Governmental Responsibilities; Examples: Nonconforming minorities are protected; Government is elected by the people; High degree of political worth by the citizens; Government guarantees civil liberties; Government works for the common good

The opportunity to explore this concept can be found in the SE on pp. 429-452.

2. Explain the function, purpose and organization of the three branches of government. Executive Judicial Legislative

SE: pp. 433-443

3. Analyze basic documents associated with the founding of American democracy. The Declaration of Independence The Constitution and Preamble The Bill of Rights

SE: pp. 429-452

4. Compare the American government with other systems. Examples: monarchy, dictatorship, theocracy

Federalism5. Differentiate the relationship among national, state and local government. SE: pp. 442-4436. Describe the organization and the operation of Alabama governments.

State County Municipal

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ALABAMA TWELFTH GRADE AMERICAN GOVERNMENT/ECONOMICS IV AGS EVERYDAY LIFE SKILLSPolitical and Civic Life7. Explain the American political system.

Organization and functions of political parties, campaigns, and elections- Nomination- Primary elections- Referendum- People’s initiate- Appointment- Voting

SE: pp. 288-290, 296

8. Examine the legal rights of citizens. Terms relating to the court/legal systems Rights of a person being questioned by police or under arrest Procedures a person should follow for various encounters with the police Procedures for obtaining legal aid

9. Analyze the relationship between rights and responsibilities of citizens. Personal responsibilities

- Getting an education- Choosing a career- Providing for one’s self and one’s family- Saving for the future- Behaving in a civil manner

SE: pp. 148, 171, 288-297

Civic Responsibilities- Obeying the law- Paying taxes- Being informed- Monitoring public officials- Participating in the political process- Serving on a jury- Serving in the armed forces

SE: pp. 148, 288-297

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ALABAMA TWELFTH GRADE AMERICAN GOVERNMENT/ECONOMICS IV AGS EVERYDAY LIFE SKILLS10. Identify important personal documents and where they should be stored.

Birth certificate Death certificate Marriage license Will Driver’s license Financial records Insurance policies Automobile titles Warranties

Warranties: SE: p. 199

11. Recognize methods used in deceptive and fraudulent practices. Bait and switch Games of chance Swindles Flimflams Land deals

12. Assess the impact of court decisions, government agencies, Acts of the U.S. Congress, and the Alabama legislature on individual civil rights Women Multi-cultural populations Minorities Individuals with disabilities

SE: pp. 165-166, 332, 447-448

International Relations13. Describe U.S. Foreign policy and national security interests.14. Compare America’s economic and humanitarian role in the world community.Basic Economic Concepts15. Explain the basic elements of economics.

Supply and demand Wise consumer decisions about purchases SE: pp. 195-197, 207 Productive resources Economic goods and services Cost/benefit analysis SE: p. 195

16. Compare the market economic system of the United States to a traditional economic system and command economic system of other nations.

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ALABAMA TWELFTH GRADE AMERICAN GOVERNMENT/ECONOMICS IV AGS EVERYDAY LIFE SKILLS17. Describe the ways economic systems answer the basic economic questions.

What and how much to produce? How is it produced? For whom is it produced?

Market Participants18. Evaluate the role of consumers in a market economy. SE: pp. 171-181, 190-19819. Analyze the cost and benefits of consumer decisions. Example: making purchases, going into debt,

savings, investingSE: pp. 171-181, 190-198

20. Evaluate the factors that influence the levels of household consumption and saving. Taxes Interest rates

SE: pp. 179, 200-202, 207

21. Identify consumer rights. Advertisement Contract Conditional sales contract Complaints SE: pp. 206, 236 Warranties SE: p. 199 Liability

22. Describe the basic elements of the labor market Civilian labor force Supply of labor Demand for labor Wage determinant

23. Assess the impact of labor unions on the American economy. Labor Union defined: SE: p. 34524. Evaluate the impact of government regulation on business and labor relations.

Wager Act Taft-Hartley Office of Safety and Health Administrations SE: pp. 97, 111 Equal Opportunities Employment Act Wage and hour Americans With Disabilities Act SE: pp. 165-166, 332 Child labor laws

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ALABAMA TWELFTH GRADE AMERICAN GOVERNMENT/ECONOMICS IV AGS EVERYDAY LIFE SKILLS25. Evaluate the cause of variations in wages.

Occupations Education Skills Location Gender Race

SE: pp. 301-310, 314-319, 330-331

26. Analyze the cost and benefits of entrepreneurial decisions. Going into business Employing resources Expanding production Developing new products and reproduction techniques Shutting down production

27. Explain the functions of the government in the American economy. Providing a legal system Promoting competition Ensuring economic stability

28. Describe taxation at the federal, state and local levels. SE: pp. 200-20729. Analyze the costs and benefits of public policy decisions. Examples: income redistribution, tax

increases/cuts, deficit financing, providing public goods, regulations/deregulation of business, growth in government expenditures, use of price controls

30. Describe a method by which the United States measures domestic output and national income. Gross National Product

31. Analyze the cause and costs of unemployment and inflation.32. Explain the role of money in the economy.

Functions Types Money Supply Impact

33. Describe the structure and functions of the American banking system. SE: pp. 178-189

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