Agile Banking - What Banks can learn from Fintechs

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Agile Banking – what banks can learn from Fintechs Christoph Schmiedinger borisgloger consulting GmbH Vienna, 19.07.2016

Transcript of Agile Banking - What Banks can learn from Fintechs

Page 1: Agile Banking - What Banks can learn from Fintechs

Agile Banking –what banks can learn from Fintechs

Christoph Schmiedingerborisgloger consulting GmbH

Vienna, 19.07.2016

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Success Factors

of Fintechs

Spirit Trial and Error Specialization

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How to achieve those success factors in well-established and large banks?

Agile Principles

Short Iterations

Selforganizing Teams

Focus on Customer and User

Software-development

OrganizationalDevelopment

Hardware-development

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Spirit Trial and Error

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Spirit

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“Don‘t move information to authority –move authority to the information.“

David Marquet – Turn the ship around

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Spirit Trial and Error

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Prototyping

Source: scanrail, carmenmsaa, Galovtsik Gabor / 123RF Lizenzfreie Bilder

Short Iterations

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Agile Business Models

Source: Lean Enterprise (Jez Humble et. al)

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Focus on the User

Source: nyul / 123RF Lizenzfreie Bilder

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“Incubator“-Modell

1) Set the seed 2) Growing up 3) Transfer into the system

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Selbst sicher zum Erfolg.


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