Agenda SLBC Mizoram March 2017 - slbcne.nic.inslbcne.nic.in/repo/mizoram/March 2017...

AGENDA ITEMS FOR SLBC MEETING FOR THE QUARTER ENDED MARCH, 2017 QUARTER

Agenda – 1: Adoption of minutes: The minutes of State Level Bankers' Committee meeting held on 23/03/2017 for the quarter ended December 2016 was circulated to all members. Since there is no request for amendment the house may adopt the minutes. Agenda-2: Review of GOI/RBI instructions regarding financial inclusion:

a) Promotion of Digital Payments / function to mark the culmination of 100 Digidhan melas .

Following the Government of India, National Institution for Transforming India, NITI Aayog, New Delhi’s instruction to states the function to mark the culmination of 100 Digidhan melas was organized at the I&PR Auditorium, Aizawl on 21.04.2017 and Pu Lalmalsawma, IAS, Chief Secretary was the Chief Guest. Representatives from Merchants Association, Banks and the line departments of Government address the gathering. People from all walks of life, bankers, merchants, teachers, government servants and NGOs were present at the function.

b) Celebration of Financial Literacy Week

Following the RBI’s instruction a Celebration of Fibnancial Literacy Week was observed from 5th june, 2017 to 9th June, 2017. The main opening function was organized by the RBI at Aizawl on 5th June, 2017 wherein Pu Lalmalsawma, IAS, Cghief Secreatry was the Chief Guest. All rural branches of banks conducted one Financial Literacy Camp during the week. The Financial Literacy Centers in the state conducted special camps on each of the five days in backward/unbanked areas.

Agenda-3: Follow up action on the decision of SLBC meeting dated 23.03.2017: No. Action to be taken Action taken report 1 Credit target Under NERLP:

The MRB Head Office in particular is requested to issue instruction to its branches to sanction loans under NRLM of NERLP since most of the SHGs are having account with branches of MRB.

MRB since sanctioned loan to 30 SHGs amounting to Rs.36.50 lakhs during the year.

2 Credit target Under MzSRLM: Since the achievement is very

low the house requested the banks to which targets were given to finance all eligible loan applications sourced by MzSRLM to achieve the target.

While MRB has sanctioned 47 loans amounting to Rs. 37.09 lakhs out of the target of 93 loans and an amount of Rs.45.50, MCAB sanctioned 4 loans amounting to Rs.3.80 against the target of 4 loans and an amount of Rs.2.00 lakhs whereas the SBI who is having a target of 6 loans amounting to Rs.3.00 lakhs could not sanction loan as the SHGs did not turn up.

3 Credit target and achievement of PMEGP:

No loan has been sanctioned till

date by the following banks: i) Central Bank of India, ii)

Syndicate bank, iii) ICICI Bank, iv) Axis Bank,

v) HDFC Bank, vi) Federal bank, vii) IndusInd bank, viii) Yes bank,

vi) HDFC Bank, vi) Federal bank, vii) IndusInd bank, viii) Yes bank,

ix) Punjab & Sind Bank and x) South Indian bank.

Representatives of these banks who are present in the meeting told that the loan will be sanctioned within March, 2017.

The following banks do not sanction any loan during the year under the scheme:

ICICI Bank, HDFC Bank, Federal Bank, IndusInd Bank, Yes Bank and South Indian Bank.

4 Credit target and achievement under SEP of NULM for 2016-17: Since the achievement is very low and some banks have not sanctioned any loan the house requested banks to finance all eligible applicants under NULM sourced by MzSULM.

The total achievement under the scheme as reported by the bank is 289 units amounting to Rs. 490.11 lakhs.

5 Requests for opening of branch at other centers: There were application pending for opening of bank branch at the following villages. The authorities of the concerned banks will appraise the house on the status of the proposals. i) Bukpui (Kolasib Dist.): MRB ii) Tuipuibari (Mamit Dist.):MRB iii) Sakawrdai (Aizawl Dist): MRB iv) N.Kanghmun (Mamit Dist.): MCAB v) Kawrtethawveng (Mamit dist.):SBI vi) Rajivnagar village (Mamit Dist.): SBI vii) West Phaileng Dist.): SBI viii) Longpuighat (Lawngtlai Dist.): SBI

Necessary survey on feasibility and viability of the villages had been done in respect of the above villages. However, The MCAB told that they will consider appointment of BC for N. kanghmun villagwe.

New Application for Opening of a Branch: Proposal has also been received from the Home Department and Finance Departments and also from the Chief Minister’s Office for opening of a branch at:

i) Sainik School, Chhingchhip, Serchhip district.(SSA=SBI) ii) Bukpui village, Kolasib district (SSA=MRB) and iii) Teikhang village, Champhai district (SSA= MRB)

Agenda – 4: Development in Banking operation in the State: Deposits: There is an increase of in aggregate deposits of Rs.623.29 crores during the quarter ended March, 2017 over the December, 2016 quarter and an increase of Rs.1479.25 crores over March, 2016. (Bank-wises position is shown at Annexure-I). Advances: There is an increase of Rs.122.22 crores during the quarter ended March, 2017 over the December, 2016 quarter and an increase of Rs.311.52 crores over March, 2016. (Bank-wises position is shown at Annexure-I). CD Ratio in the State as on 31.03.2017: There has been a slight decrease to 39.88% as on March, 2017 from 41.61% on December, 2016. (Bank-wise position of deposits, advances and CD ratio are shown at Annexure-I). Rs. In lakh Financial year 2016-17 Deposit Advance CD Ratio March 2017 790243.93 315112.61 39.88% December 2016 727915.18 302890.26 41.61% September 2016 727288.17 289567.16 39.81% June 2016 649470.92 285407.75 43.94% March 2016 642318.55 283861.04 44.19% Banks with lwess than 20% CD ratio are as under:

i) Yes Bank, ii) ICICI Bank, iii) Federal Bank, iv) South Indian Bank and iv) Axis Bank.

District- wise CD ratio for March 2017 quarter: The District-wise CD ratio is given below. (Bank-wise details at Annexure – II)

(Rs.in lakh) District Deposit Advance CD Ratio

of March 2017

CD Ratio of

Dec 2016

CD Ratio of

Sept. 2016

CD Ratio of

June 2016

CD Ratio

of March 2016

AIZAWL 609156.15 198875.48 32.65% 34.57% 31.84% 35.90% 39.90%

LUNGLEI 56501.42 31208.35 55.23% 51.58% 56.29% 62.06% 62.83%

KOLASIB 26251.64 11298.21 43.04% 47.43% 47.14% 44.82% 44.55%

MAMIT 15622.67 6934.90 44.39% 42.55% 51.27% 49.99% 52.34%

LAWNGTLAI 20033.09 22053.10 110.08% 118.53% 131.75% 126.30% 145.45%

SAIHA 14881.60 17150.54 115.25% 110.88% 107.79% 116.73% 128.10%

CHAMPAI 28680.67 17881.27 62.35% 60.82% 67.72% 65.25% 71.54%

SERCHHIP 19116.68 9710.76 50.80% 48.61% 57.25% 54.53% 53.30%

Total 790243.93 317226.38 40.14% 41.61% 39.81% 44.96% 47.54%

Priority Sector Advances as on 31.03.2017: (See details at Annexure-III) (Rs. In lakh) Total Advances Priority sector advances Percentage Stipulated Benchmark

315112.61 181406.30 57.56% 40% i) There is a negative growth of Rs.56360.03 lakh during the quarter ended March, 2017 over December 2016. Meanwhile, Vijaya Bank, HDFC Bank, IndusInd Bank and South Indian Bank do not upload their Priority Sector advances to the SLBC site which may be the reason for huge difference of the data. ii) There is positive growth of Rs.295.21 crores during March, 2017 over March, 2016. The percentage of growth is 19.47. Agenda – 5: Agricultural Advances as on 31.03.2017

a) Total Agricultural Advances (Annexure – IV) (Rs. in lakh)

Total advance Total AGL Advance Percentage Stipulated Benchmark 315112.61 17494.99 5.55% 18%

There is a negative growth of Rs. 12,230.56 lakh during the quarter ended March, 2017 over December 2016. The agriculture advances of MRB, MCAB and SBI has decreased substantially during the quarter. Meanwhile, Bank of Maharashtra, Punjab National Bank, Vijaya Bank, ICICI Bank and South Indian Bank do not upload their Priority Sector advances to the SLBC site which may be the reason for huge difference of the data. b) Agl. loans sanctioned during the FY 2016-17: Crop Loans 6156.00 Term Loans 4197.81 Total 10353.81 New KCC issued 6126 Cumulative position of KCC 25360 (Annexure – V) Agenda – 6: Review of Performance under of Annual Credit Plan (ACP) Total of ACP Particulars As on March of FY 15-16 As on March of FY 16-17 Target 91671.00 110373.73 Achievement 103180.76 126875.97 Percentage 112.55% 114.98% Summary Segment Wise: Rs. In Lakh Segment Target Achieved percentage Agriculture 14888.83 10353.81 69.54% Crop Loan* 6156.00 4173.66 67.80% MSE 13343.64 24593.09 184.31% Services 44257.26 44977.71 101.63% Priority Total 72489.73 79924.61 110.26% Non priority 37849.00 46951.36 124.05% Total 110338.73 126875.97 114.98% * Included in Agriculture.

The position of district-wise achievement of ACP as on 31.03.2017 is as under: (Bank-wise details at Annexure-VI)

Br

no Name of

District

Total Priority Sector Non Priority Sector

Target for 2016-17

Achiev 2016-17 %

Target for

2016-17 Achiev

2016-17 %

98 Aizawl 50541.00 53883.19 106.61 30700.00 31333.24 102.06 15 Serchhip 2315.00 3198.88 138.18 890.00 1342.65 150.86 21 Champhai 4290.00 4944.91 115.27 2105.00 2368.01 112.49 16 Kolasib 4168.31 3792.53 90.98 764.00 2085.55 272.98 10 Mamit 2901.42 1881.12 64.83 970.00 693.89 71.54 21 Lunglei 3170.00 7893.60 249.01 1020.00 4878.70 487.30

12 Lawngtlai 2518.00 2324.04 92.30 600.00 2183.79 363.97

7 Saiha 2586.00 2006.34 77.58 800.00 2065.53 258.19 200 TOTAL 72489.73 79924.61 110.26 37849.00 46951.36 124.05

Agenda - 7: Review of progress in financing MSME sector: Overall growth details: Rs.115.14 crores over December, 2016 and Rs.109.88 crores over March, 2016. (Bank-wise details at Annexure-VII) The Sub-Segment-wise growth is as under: (Amount in lakhs)

Sub-Segment Outstanding as on March, 2016

Outstanding as on March, 2017

Growth% (YoY)

Micro Enterprise 27863.69 30795.07 10.52% Small Enterprise 5894.98 14758.45 150.35% Medium Enterprise 1715.95 909.59 -53.01% Total 35474.62 46463.11 30.98%

Agenda -8:

Review of performance under MUDRA (PMMY) Loan:

As many as 6929 loans amounting to rs.94.57 crores were sactioned during the year under the scheme. (Bank-wise details at Annexure-VIII)

The Sub-Segment-wise details are shown below: (Amount in lakhs) Sl.No. Sub-Segment No. of loan sanctioned Amount of loan sanctioned 1 Sishu 3595 1800.79 2 Kishore 3036 5860.21 3 Tarun 298 1795.70 TOTAL 3929 9456.70

Agenda 9:

Review of loan sanctioned under Stand Up India (SUI) scheme:

As many as 53 loans amounting to Rs.10.98 crores were sanctioned during the year under the scheme. (Bank-wise details at Annexure-IX)

The Sub-Segment-wise details are shown below: (Amount in lakhs) Sl.No. Sub-Segment No. of loan sanctioned Amount of loan sanctioned 1 SC 1 21.30 2 SCST 4 75.00 3 ST 48 1008.77 TOTAL 53 1098.07 Loan to Women 16 406.20

Agenda – 10:

Security related issues on banking:

The DGP, Mizoram will appraise the house on issues relating to security on banking services. Agenda – 11:

a) Roadmap for providing banking services in every village having population below 2000-Progress for the Quarter ended March, 2017

No. of alloted villages

Out of Roadmap prepared for less than 2000, No. of villages where banking outlet opened upto the end of the reporting Quarter*

Branches

BC

Fixed Location

Visits every Week

Visits once in a fortnight

Visits more than once

in a fortnight

BCs Sub-total = 6+7+8+9 Other

modes

Grand Total =

5+10+11

662 17 18 24 49 2 93 0 110 *Details in the Annexure - X

b) Opening of bank branches at villages having population above 2000: In terms of the RBI Roadmap for providing banking facilities to villages having above 2000 population, as per Census of 2011, there are 18 villages where bank branch is yet to be opened. (Details at Annexure – XI) Agenda – 11: Financial Literacy Campaign/Financial Literacy Centres Report Out of 67 rural branches of banks only 21 branches have conducted 21 Financial Literacy Camps during the quarter. Besides the above as many as 8 Special Financial Literacy Camps were conducted by Financial Literacy Centres (LDMs). (Details at Annexure - Loose.)

Agenda–12:

Credit Linkage to Housing for all (HFA):

(a) Pradhan Mantri Gramin Awas Yojana (PMAY-G): As many as 1720 applicants were shortlisted by the Rural development Department, Government of Mizoram. The list of the applicants has been sent to respective banks on 18/02/2017. The Department concerned will appraise the house on the status of remaining (others) applications. (b) Pradhan Mantri Awaj Yojana (PMAY-Urban) The Credit Link Subsidy scheme (CLSS) under Pradhan Mantri Awaj Yojana (Urban) is to be implemented from this year. The UD&PA Department conducted a one-day Workshop for bankers to give awareness on the scheme. The Director of UD & PA Department, Government of Mizoram will appraise the house on the subject. Agenda – 13: Social Security Schemes

The status of Social security Schemes under PMJDY i.e. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY) and loans under Pradhan Mantri Jan Dhan Yojana (PMJDY) in respect of the state is as under: (Bank-wise details at Annexure-XII)

State PMJJBY PMSBY APY PMJDY Account Nos

TOTAL 23572 42092 772 228134

Agenda – 14: RSETI

There is only one RSETI in the state i.e. SBI-RSETI which is functioning at the MKVIB’s MDTC, Zemabawk. There is a proposal for construction of buildings for the RSETI at IGC, Luangmual. The Director, SBI-RSETI, Aizawl will appraise the house on the present status.

The MzSRLM will also appraise the status of reimbursement of training expenses to the RSETI.

Agenda – 15:

Aadhaar and Mobile number Seeding etc.

A special drive is observed by banks throughout the state with a view to enable account holders for digital payments, for seeding of Aadhaar and mobile number in all operative, individual savings bank accounts on voluntary basis. The state rank at No. 12 on mobile seeding with 86.60% while in aadhaar seeding our position is 29 with 60.30% as on 26.05.2017. Agenda – 16: Recovery under Bakijai cases

As many as 8 cases amounting to Rs.4.77 Lakhs were settled under Bakijai cases during the quarter and there are 1514 pending cases at the end of the quarter. (Bank-wise details at Annexure – XIII). Agenda – 17: Any other with the permission of the chair

(Agenda sheet continuation) 17.1. Credit Target for finance to Self Help Groups (SEP) Under MzSRLM for FY 2017-18: (Details of Bank-wise and Branch-wise target to be made at district level DCC Meetings)

Sl. No.

District Self Help Groups Target Fresh Loan Renewal/Repeat/ Enhancement Total Loan Amount (in lakhs)

1 Serchhip 193 11 204 215.00 2 Kolasib 226 14 240 254.00 3 Champhai 98 0 98 98.00 4 Lawngtlai 45 0 45 45.00 5 Saiha 48 0 48 48.00 6 Mamit 90 0 90 90.00 TOTAL 700 25 725 750.00

17.2. Credit Target for finance to Self Help Groups under NERLP for FY 2017-18: (Details of Bank-wise and Branch-wise target to be made at district level DCC Meetings)

Sl. No.

District Self Help Groups Loan Amount (in lakhs) Fresh Loan Renewal/Repeat/ Enhancement Total Target

1 Aizawl 500 0 500 500.00 2 Lunglei 472 28 500 500.00 972 28 1000 1000.00

17.3. Target for Finance under PMEGP scheme Margin Money (MM) for FY 2017-18:

(Margin Money (amount in lakhs)

Sl. No. District Agency Total KVIC KVIB DIC

1 Aizawl 118.00 0 260.00 378.00 2 Kolasib 124.00 0 24.00 148.00 3 Serchhip 131.70 0 22.00 153.70 4 Champhai 0 100.00 26.00 126.00 5 Mamit 0 88.00 20.00 108.00 6 Lunglei 0 101.70 28.00 129.70 7 Siaha 0 0 97.00 94.00 8 Lawngtlai 0 84.00 24.26 108.26 TOTAL 373.70 373.70 198.26 1245.66

(Details of District-wise/Bank-wise and Branch-wise target shown separately on the loose sheet) 17.4. Annual Credit Plan (ACP) for FY 2017-18: (District-Wise/Bank-wise Details in the attached sheets)

(Amount in lakhs) Segment Achievement of 2016-17 Target for FY 2017-18 Agriculture 10353.81 15745.00 Crop Loan* 4337.36 7495.00 MSE 24484.43 33735.00 Services 36545.88 59117.00 Priority Total 71178.56 106897.00 Non priority 46477.18 59855.00 Total 71178.56 166752.00

Annexure - I

Profile Public Bank Private Bank RRBs Co-op BanksNEDFi & RIDF & MIDC & SIDBI

Total

Branch Network 83 18 84 15 4 204

Aggregate Deposite(D) 458020.11 72323 182443.8 77457.07 0 790243.9

Aggregate Advances(A) 153924.96 18094.85 95443.28 45535.75 0 312998.8

C:D Ratio(CDR2) 33.61 25.02 52.31 58.79 39.61

Priority Sector Advances 71646.47 1850.64 74932.43 32976.78 0 181406.3

% to Total Advances 46.55 10.23 78.51 72.42 0 57.96

Adv. to Agriculture 11643.04 428.35 12444.93 12292.53 0 36808.85

% to Total Advances 7.56 0.59 13.04 27 0 11.76

Adv. to SSI Sector 7625.75 1418.97 6151.09 2751.03 0 17946.84


Recovery % of Priority Sector Advances 81 92 74 53 0 76

Overdues % of Priority Sector Advances 19 8 26 47 0 24

Profile Public Bank Private Bank RRBs Co-op Banks NEDFi & RIDF Total

Branch Network 91 93 1 4 189 323

Aggregate Deposite(D) 407985.39 67262.24 180549.7 71190.18 0 726987.5

Aggregate Advances(A) 147124.82 19130.84 91114.66 44511.51 0 301881.8

C:D Ratio(CDR2) 36.06 28.44 50.47 62.52 41.53

Priority Sector Advances 130602.95 4300.5 69732.48 32730.2 0 237366.1


Adv. to Agriculture 16116.3 211.99 11138.07 12257.53 0 39723.89


Adv. to SSI Sector 9121.59 4076.81 6012.96 2637.62 0 21848.98


Recovery % of Priority Sector Advances 66 95 77 59 0 69

Overdues % of Priority Sector Advances 34 5 23 41 0 31

Details of Banking Profile of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Details of Banking Profile of Mizoram in the Last Quarter (Rs In Lakhs)

Sl No.Bank Name

RuralSemi

UrbanUrban

Total (R+SU+U)

BCOther Modes

ATM No Rural

ATM No Semi-Urban

ATM No Urban

Total ATM No

1 BOB 0 0 2 2 1 0 0 0 2 22 BOI 0 0 3 3 0 0 0 0 3 33 BOM 0 0 1 1 0 0 0 0 0 04 CAN 0 4 1 5 0 0 0 4 1 55 CBI 0 0 1 1 1 0 1 0 0 16 CBI 0 0 1 1 1 0 0 0 1 17 IDBI 0 3 2 5 1 0 0 3 2 58 IND 0 1 0 1 0 0 0 0 0 09 IOB 0 0 1 1 0 0 0 0 1 1

10 PNB 0 0 1 1 0 0 0 0 2 211 PSB 0 0 1 1 0 0 0 0 1 112 SBI 16 11 17 44 15 0 12 19 54 8513 SYN 0 1 1 2 1 0 0 0 1 114 UBI 0 5 3 8 1 0 0 1 7 815 UCO 0 1 2 3 1 0 0 1 3 416 UNI 0 0 1 1 0 0 0 0 2 217 VJB 0 1 2 3 1 0 0 1 4 5

Public Total 16 27 40 83 23 0 13 29 84 1261 HDFC 0 4 3 7 0 0 0 5 5 102 FED 0 0 1 1 0 0 0 0 2 23 ICICI 0 0 2 2 0 0 0 0 2 24 INDUS 0 0 1 1 1 0 0 0 1 15 AXIS 0 1 2 3 1 0 1 1 5 76 YES 0 0 1 1 0 0 0 0 1 17 SIB 0 0 1 1 1 0 0 0 2 28 BANDHAN 0 1 1 2 0 0 0 1 1 2

Private Total 0 6 12 18 3 0 1 7 19 271 MZRB 50 15 19 84 23 0 0 0 0 0

RRB Total 50 15 19 84 23 0 0 0 0 01 MCAB 0 7 7 14 2 0 0 1 3 42 MUCO 0 0 1 1 0 0 0 0 0 0

Grand Total 66 55 79 200 51 0 14 37 106 157

Total 64 54 76 194 88 5 33 59 151 243

Details of Branch Network of Mizoram in the FY2016-2017 as on date 31-03-2017

Last Quarter Data

Sl No. Bank NameDeposit

Amount (D)Advances

Amount (A)

Credit Utilize (CU)

Total Credit (TC)

CDR1 CDR2

Investment

Amount (I)

TC + I CDR3

1 BOB 1837.00 552.00 0 552.00 30.05 30.05 0 552.00 30.052 BOI 2876.00 1461.00 0 1461.00 50.80 50.80 0 1461.00 50.803 BOM 427.83 434.63 0 434.63 101.59 101.59 0 434.63 101.594 CAN 2011.95 4247.29 0 4247.29 211.10 211.10 0 4247.29 211.105 CBI 5421.49 1539.31 0 1539.31 28.39 28.39 0 1539.31 28.396 IDBI 17245.00 5687.00 0 5687.00 32.98 32.98 0 5687.00 32.987 IND 13.03 5.80 0 5.80 44.51 44.51 0 5.80 44.518 IOB 623.80 488.41 0 488.41 78.30 78.30 0 488.41 78.309 PNB 2900.00 4100.00 0 4100.00 141.38 141.38 0 4100.00 141.38

10 PSB 142.00 155.45 0 155.45 109.47 109.47 0 155.45 109.4711 SBI 373900.00 115500.00 0 115500.00 30.89 30.89 0 115500.00 30.8912 SYN 3569.00 1253.00 0 1253.00 35.11 35.11 0 1253.00 35.1113 UBI 11255.60 4944.79 0 4944.79 43.93 43.93 0 4944.79 43.9314 UCO 9746.55 5603.14 0 5603.14 57.49 57.49 0 5603.14 57.4915 UNI 1353.95 497.18 0 497.18 36.72 36.72 0 497.18 36.7216 VJB 24696.91 7455.96 0 7455.96 30.19 30.19 0 7455.96 30.19

Public Total 458020.11 153924.96 0 153924.96 33.61 33.61 0 153924.96 33.611 HDFC 30432.45 6887.84 0 6887.84 22.63 22.63 0 6887.84 22.632 FED 3265.52 288.32 0 288.32 8.83 8.83 0 288.32 8.833 ICICI 3562.24 91.38 0 91.38 2.57 2.57 0 91.38 2.574 INDUS 2225.00 4733.00 0 4733.00 212.72 212.72 0 4733.00 212.725 AXIS 25180.23 4854.84 0 4854.84 19.28 19.28 0 4854.84 19.286 YES 2722.06 0.00 0 0.00 0.00 0.00 0 0.00 0.007 SIB 1590.14 155.47 0 155.47 9.78 9.78 0 155.47 9.788 BANDHAN 3345.36 1084.00 0 1084.00 32.40 32.40 0 1084.00 32.40

Private Total 72323.00 18094.85 0 18094.85 25.02 25.02 0 18094.85 25.021 MZRB 182443.75 95443.28 0 95443.28 52.31 52.31 89125.4 184568.67 101.16

RRB Total 182443.75 95443.28 0 95443.28 52.31 52.31 89125.4 184568.67 101.161 MCAB 72406.25 42308.16 0 42308.16 58.43 58.43 0 42308.16 58.432 MUCO 5050.82 3227.59 0 3227.59 63.90 63.90 1948.61 5176.20 102.48

All Total 790243.93 312998.84 0 312998.84 39.61 39.61 91074 404072.84 51.131 NEDFI 0 2113.77 0 2113.77 0 2113.77

Grand Total 790243.93 315112.61 0 315112.61 39.88 39.88 91074 406186.61 51.40

Total 726987.50 298576.31 3305.52 301881.83 41.07 41.53 79582.3 381464.16 52.47

Bank Wise Business and Credit Deposit Ratio of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Annexure-IIDistrict-wise (BANK-WISE)CD Ratio for the Financial year 2016-17 as on 31.03.2017

(Rs.in lacs)Sl.No. DISTRICT No. of br Name of Bank Deposit Advance CD Ratio

1 Aizawl 21 SBI 299600.00 74400.00 24.832 2 UCO 9382.90 5495.64 58.573 3 VJB 24696.91 7455.96 30.194 3 UBI 10773.28 4532.29 42.075 1 SYN 3395.00 928.00 27.336 1 CBI 5421.49 1539.31 28.397 2 BOB 1837.00 552.00 30.058 1 PNB 2900.00 4100.00 141.389 2 IDBI 15084.00 4526.00 30.01

10 2 AXIS 24182.51 4782.60 19.7811 2 ICICI 3562.24 91.38 2.5712 3 HDFC 24979.15 5592.16 22.3913 1 CAN 1261.62 2126.05 168.5214 3 BOI 2876.00 1461.00 50.8015 1 YES 2722.06 0.00 0.0016 1 FED 3265.52 288.32 8.8317 1 INDUS 2225.00 4733.00 212.7218 1 BOM 427.83 434.63 101.5919 1 SIB 1590.14 155.47 9.7820 1 P&SB 142.00 155.45 109.4721 1 UNI 1353.95 497.18 36.7222 1 IOB 623.80 488.41 78.3023 1 BB 2035.94 477.26 23.4424 1 IND 13.03 5.80 44.5125 33 MRB 108467.00 39910.68 36.8026 7 MCAB 51286.96 28805.53 56.1727 1 MUCO 5050.82 3227.59 63.9028 1 NEDFI 0 2113.77 #DIV/0!

99 TOTAL 609156.15 198875.48 32.65

District-wise (BANK-WISE)CD Ratio for the Financial year 2016-17 as on 31.03.2017

Sl.No. DISTRICT No. of br Name of Bank Deposit Advance CD Ratio1 Serchhip 3 SBI 7000.00 3000.00 42.862 1 MCAB 2049.32 946.8 46.203 10 MRB 10022.04 5686.46 56.744 1 UBI 45.32 77.50 171.01

15 TOTAL 19116.68 9710.76 50.80


Sl.No. DISTRICT No. of br Name of Bank Deposit Advance CD Ratio1 Champai 5 SBI 11900.00 6800.00 57.142 1 MCAB 3372.03 2682.74 79.563 11 MRB 11024.97 7356.18 66.724 1 HDFC 1214.89 432.05 35.565 1 CAN 228.78 320.80 140.226 1 IDBI 924.00 287.00 31.067 1 UBI 16.00 2.50 15.63

21 TOTAL 28680.67 17881.27 62.35


Sl.No. DISTRICT No. of br Name of Bank Deposit Advance CD Ratio1 Mamit 3 SBI 8000.00 2700.00 33.752 1 MCAB 975.06 868.83 89.113 6 MRB 6647.61 3366.07 50.64

10 TOTAL 15622.67 6934.90 44.39


Sl.No. DISTRICT No. of br Name of Bank Deposit Advance CD Ratio1 Kolasib 4 SBI 10500.00 3500.00 33.332 1 MCAB 2863.67 1496.27 52.253 6 MRB 10760.19 5180.35 48.144 1 UCO 363.65 107.50 29.565 1 CAN 187.71 154.35 82.236 1 CBI 0.00 0.00 #DIV/0!7 1 UBI 267.00 253.00 94.768 1 BB 1309.42 606.74 46.34

16 TOTAL 26251.64 11298.21 43.04


Sl.No. DISTRICT No. of br Name of Bank Deposit Advance CD Ratio1 Lunglei 5 SBI 23700.00 11600.00 48.952 1 MCAB 5887.08 2914.56 49.513 9 MRB 23475.23 13650.88 58.154 1 HDFC 1099.07 343.41 31.255 1 AXIS 997.72 72.24 7.246 1 CAN 201.32 1573.26 781.477 1 IDBI 848.00 676.00 79.728 1 SYN 174.00 325.00 186.789 1 UBI 119.00 53.00 44.54

21 TOTAL 56501.42 31208.35 55.23


Sl.No. DISTRICT No. of br Name of Bank Deposit Advance CD Ratio1 Lawngtlai 2 SBI 7900.00 7700.00 97.472 1 MCAB 2874.05 2102.99 73.173 6 MRB 7599.76 12106.83 159.314 1 HDFC 1491.76 43.95 2.955 1 CAN 132.52 72.83 54.966 1 UBI 35.00 26.50 75.71

12 TOTAL 20033.09 22053.10 110.08


Sl.No. DISTRICT No. of br Name of Bank Deposit Advance CD Ratio1 Siaha 1 SBI 5300.00 5800.00 109.432 1 HDFC 1647.57 476.27 28.913 1 IDBI 389.00 198.00 50.904 3 MRB 4446.95 8185.83 184.085 1 MCAB 3098.08 2490.44 80.39

7 TOTAL 14881.60 17150.54 115.25

SUMMARY OF DISTRICTWISE CD RATIO AS ON 31.03.2017No. of br* DISTRICT Deposit Advance CD Ratio

98 Aizawl 609156.15 198875.48 32.6515 Serchhip 19116.68 9710.76 50.8021 Champhai 28680.67 17881.27 62.3516 Mamit 15622.67 6934.90 44.3910 Kolasib 26251.64 11298.21 43.0421 Lunglei 56501.42 31208.35 55.2312 Lawngtlai 20033.09 22053.10 110.087 Siaha 14881.60 17150.54 115.25

200 Total 790243.93 315112.61 39.88790243.93 315112.61 39.88

*Nos. Of branches as on 31.03.2017Grand Total

Target for 2016-17

Achiv2016-17 % Target for

2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 %

21 SBI 320.00 1248.90 390.28 270.00 1244.43 460.90 2590.00 6596.95 254.71 6755.00 4541.50 67.23 9665.00 12387.35 128.17 16300.00 18664.79 114.51

2 UCO 250.00 219.88 87.95 115.00 63.88 55.55 240.00 249.74 104.06 745.00 761.00 102.15 1235.00 1230.62 99.65 100.00 125.00 125.00

3 VJB 250.00 358.82 143.53 25.00 20.00 80.00 1850.00 3588.43 193.97 2670.00 4907.72 183.81 4770.00 8854.97 185.64 1600.00 772.49 48.28

3 UBI 275.00 222.00 80.73 280.00 198.00 70.71 1095.00 1513.44 138.21 1365.00 1885.69 138.15 2735.00 3621.13 132.40 340.00 560.42 164.83

1 SYN 25.00 16.81 67.24 25.00 1.75 7.00 170.00 450.00 264.71 330.00 317.00 96.06 525.00 783.81 149.30 50.00 217.00 434.00

1 CBI 300.00 269.44 89.81 230.00 245.74 106.84 160.00 143.24 89.53 1130.00 1084.11 95.94 1590.00 1496.79 94.14 110.00 129.15 117.41

2 BOB 35.00 45.00 128.57 35.00 24.00 68.57 100.00 122.00 122.00 145.00 191.00 131.72 280.00 358.00 127.86 190.00 197.00 103.68

1 PNB 321.00 31.16 9.71 96.00 0.00 0.00 30.00 147.55 491.83 60.00 148.79 247.98 411.00 327.50 79.68 35.00 177.83 508.09

2 IDBI 575.00 73.39 12.76 550.00 21.43 3.90 220.00 109.12 49.60 855.00 439.19 51.37 1650.00 621.70 37.68 25.00 28.49 113.96

2 AXIS 110.00 48.00 43.64 25.00 48.00 192.00 760.00 136.00 17.89 25.00 2.10 8.40 895.00 186.10 20.79 930.00 120.27 12.93

2 ICICI 50.00 42.75 85.50 25.00 0.00 0.00 25.00 0.00 0.00 25.00 0.00 0.00 100.00 42.75 42.75 210.00 79.94 38.07

3 HDFC 70.00 0.00 0.00 25.00 0.00 0.00 160.00 191.99 119.99 25.00 0.00 0.00 255.00 191.99 75.29 1730.00 1343.27 77.65

1 CAN 675.00 140.31 20.79 150.00 118.31 78.87 310.00 335.50 108.23 2130.00 200.00 9.39 3115.00 675.81 21.70 130.00 70.00 53.85

3 BOI 75.00 36.00 48.00 25.00 20.38 81.52 120.00 1235.00 1029.17 715.00 0.00 0.00 910.00 1271.00 139.67 140.00 214.00 152.86

1 YES 25.00 0.00 0.00 25.00 0.00 0.00 25.00 0.00 0.00 25.00 0.00 0.00 75.00 0.00 0.00 25.00 2.00 8.00

1 FED 25.00 0.90 3.60 25.00 0.90 3.60 25.00 110.00 440.00 35.00 24.00 68.57 85.00 134.90 158.71 25.00 50.00 200.00

1 INDUS 140.00 0.00 0.00 25.00 0.00 0.00 450.00 0.00 0.00 25.00 7001.00 ####### 615.00 7001.00 1138.37 170.00 0.00 0.00

1 BOM 25.00 0.00 0.00 25.00 0.00 0.00 25.00 20.45 81.80 85.00 68.06 80.07 135.00 88.51 65.56 25.00 33.60 134.40

1 SIB 25.00 0.00 0.00 25.00 0.00 0.00 85.00 19.00 22.35 50.00 20.00 40.00 160.00 39.00 24.38 90.00 165.00 183.33

1 P&SB 25.00 0.00 0.00 25.00 0.00 0.00 25.00 0.00 0.00 30.00 1.00 3.33 80.00 1.00 1.25 25.00 0.00 0.00

1 UNI 25.00 8.93 35.72 25.00 0.00 0.00 90.00 157.72 175.24 120.00 79.89 66.58 235.00 246.54 104.91 300.00 386.86 128.95

1 IOB 25.00 1.66 6.64 25.00 0.38 1.52 220.00 259.01 117.73 100.00 167.25 167.25 345.00 427.92 124.03 50.00 62.95 125.90

1 BAN 0.00 83.86 #DIV/0! 0.00 10.00 #DIV/0! 0.00 341.90 #DIV/0! 0.00 51.50 #DIV/0! 0.00 477.26 #DIV/0! 0.00 51.26 #DIV/0!

1 INDIAN 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 5.00 #DIV/0! 0.00 5.00 #DIV/0! 0.00 0.00 #DIV/0!

33 MRB 2400.00 1058.27 44.09 400.00 221.88 55.47 510.00 1427.34 279.87 12000.00 6492.72 54.11 14910.00 8978.33 60.22 7200.00 5483.61 76.16

7 MCAB 435.00 626.63 144.05 70.00 82.75 118.21 300.00 270.16 90.05 4700.00 2983.27 63.47 5435.00 3880.06 71.39 700.00 1914.76 273.54

1 MUCO 25.00 17.60 70.40 0.00 0.00 #DIV/0! 25.00 14.00 56.00 280.00 522.55 186.63 330.00 554.15 167.92 200.00 483.55 241.78

98 TOTAL 6506.00 4550.31 69.94 2546.00 2321.83 91.20 9610.00 17438.54 181.46 34425.00 31894.34 92.65 50541.00 53883.19 106.61 30700.00 31333.24 102.06

Bank-Wise/District wise Achievement of ACP Target of Mizoram state for the financial year 2016-2017 upto March 2017. Annexure - VI than the the last year actual achievement with minimum amount of 25 lacs. The Target is 88% of the potential linked credit plan.1. NAME OF THE DISTRICT : AIZAWL AMT IN LAKHS

Br

no Bank

AGRI (ATL + CROP) Croploan (which is included in AGRI) MSME Services & Others Total PSA Non Priority Sector

Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17

Achiv2016-17 %

Target for

2016-17

Achiv2016-17 %

3 SBI 150.00 179.11 119.41 120.00 179.11 149.26 180.00 198.79 110.44 200.00 124.44 62.22 530.00 502.34 94.78 620.00 837.87 135.14

1 MCAB 120.00 80.74 67.28 60.00 9.10 15.17 55.00 74.50 135.45 275.00 146.88 53.41 450.00 302.12 67.14 25.00 177.60 710.40

10 MRB 350.00 344.87 98.53 175.00 24.80 14.17 370.00 75.15 20.31 475.00 1860.40 391.66 1195.00 2280.42 190.83 220.00 320.80 145.82

1 UBI 40.00 12.00 30.00 30.00 4.00 13.33 50.00 77.50 155.00 50.00 24.50 49.00 140.00 114.00 81.43 25.00 6.38 25.52

15 TOTAL 660.00 616.72 93.44 385.00 217.01 56.37 655.00 425.94 65.03 1000.00 2156.22 215.62 2315.00 3198.88 138.18 890.00 1342.65 150.86

Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17

Achiv2016-17 %

Target for

2016-17

Achiv2016-17 %

5 SBI 380.00 355.71 93.61 90.00 350.71 389.68 95.00 841.03 885.29 575.00 636.51 110.70 1050.00 1833.25 174.60 1555.00 1163.19 74.80

1 MCAB 200.00 285.05 142.53 125.00 15.78 12.62 125.00 61.72 49.38 200.00 466.10 233.05 525.00 812.87 154.83 60.00 156.50 260.83

11 MRB 695.00 456.94 65.75 400.00 50.10 12.53 320.00 126.80 39.63 1205.00 1420.28 117.87 2220.00 2004.02 90.27 370.00 856.50 231.49

1 HDFC 70.00 39.00 55.71 30.00 0.08 0.27 30.00 173.00 576.67 80.00 0.58 0.73 180.00 212.58 118.10 40.00 176.82 442.05

1 CAN 70.00 22.20 31.71 30.00 1.54 5.13 30.00 37.99 126.63 60.00 22.00 36.67 160.00 82.19 51.37 40.00 15.00 37.50

1 IDBI 70.00 0.00 0.00 30.00 0.00 0.00 30.00 0.00 0.00 55.00 0.00 0.00 155.00 0.00 0.00 40.00 0.00 0.00

1 UBI 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0!

21 TOTAL 1485.00 1158.90 78.04 705.00 418.21 59.32 630.00 1240.54 196.91 2175.00 2545.47 117.03 4290.00 4944.91 115.27 2105.00 2368.01 112.49

Bank-Wise/District wise Achievement of ACP Target of Mizoram state for the financial year 2016-2017 upto March 2017 . than the the last year actual achievement with minimum amount of 25 lacs. The Target is 88% of the potential linked credit plan. 2. NAME OF THE DISTRICT : SERCHHIP

Br

no Name of Banks


Bank-Wise/District wise Achievement of ACP Target of Mizoram state for the financial year 2016-2017 upto March 2017 . than the the last year actual achievement with minimum amount of 25 lacs. The Target is 88% of the potential linked credit plan. 3. NAME OF THE DISTRICT : CHAMPHAI

Br

no Name of Banks

AGRI (ATL + CROP) Croploan (which is included in AGRI) MSME Services Sector Total Priority Sector Non Priority Sector

*Name of banks where *(Star) marked means no data for March 2017 was received and the data as on 30th September/December 2016, 2016 was repeated.

Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17

Achiv2016-17 %

Target for

2016-17

Achiv2016-17 %

4 SBI 815.23 372.15 45.65 530.00 372.15 70.22 218.43 218.46 100.01 263.60 312.95 118.72 1297.26 903.56 69.65 290.00 950.53 327.77

1 MCAB 225.30 109.30 48.51 100.00 22.75 22.75 70.73 7.10 10.04 81.45 247.13 303.41 377.48 363.53 96.30 101.00 206.20 204.16

6 MRB 892.47 386.50 43.31 380.00 41.20 10.84 329.11 80.59 24.49 436.75 1010.10 231.28 1658.33 1477.19 89.08 273.00 820.36 300.50

1 UCO 101.86 45.23 44.40 50.00 29.32 58.64 66.67 33.01 49.51 65.40 28.21 43.13 233.93 106.45 45.51 25.00 25.00 100.00

1 CAN 102.10 2.53 2.48 40.00 2.03 5.08 67.57 50.00 74.00 65.20 34.00 52.15 234.87 86.53 36.84 25.00 0.00 0.00

1 CBI 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0!

1 UBI 105.05 50.21 47.80 40.00 8.00 20.00 67.57 131.60 194.76 61.40 66.72 108.66 234.02 248.53 106.20 25.00 4.46 17.84

1 BANDHAN 10.35 265.93 2569.37 10.00 0.00 0.00 66.67 267.66 401.47 55.40 73.15 132.04 132.42 606.74 458.19 25.00 79.00 316.00

16 TOTAL 2252.36 1231.85 54.69 1150.00 475.45 41.34 886.75 788.42 88.91 1029.20 1772.26 172.20 4168.31 3792.53 90.98 764.00 2085.55 272.98

Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17

Achiv2016-17 %

Target for

2016-17

Achiv2016-17 %

3 SBI 522.49 89.47 17.12 165.00 89.47 54.22 216.19 176.02 81.42 234.13 169.22 72.28 972.81 434.71 44.69 700.00 420.39 60.06

1 MCAB 210.57 44.60 21.18 85.00 6.10 7.18 71.97 62.32 86.59 79.30 146.63 184.91 361.84 253.55 70.07 60.00 72.30 120.50

6 MRB 749.41 322.50 43.03 150.00 22.40 14.93 373.73 90.10 24.11 443.63 780.26 175.88 1566.77 1192.86 76.13 210.00 201.20 95.81

10 TOTAL 1482.47 456.57 30.80 400.00 117.97 29.49 661.89 328.44 49.62 757.06 1096.11 144.79 2901.42 1881.12 64.83 970.00 693.89 71.54

Bank-Wise/District wise Achievement of ACP Target of Mizoram state for the financial year 2016-2017 upto March 2017 . than the the last year actual achievement with minimum amount of 25 lacs. The Target is 88% of the potential linked credit plan.4. NAME OF THE DISTRICT : KOLASIB

Br

no Name of Banks


Bank-Wise/District wise Achievement of ACP Target of Mizoram state for the financial year 2016-2017 upto March 2017 . than the the last year actual achievement with minimum amount of 25 lacs. The Target is 88% of the potential linked credit plan.5. NAME OF THE DISTRICT : MAMIT

Br

no Name of Banks


Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17

Achiv2016-17 %

Target for

2016-17

Achiv2016-17 %

5 SBI 368.00 255.94 69.55 168.00 254.94 151.75 70.00 2223.23 3176.04 580.00 268.27 46.25 1018.00 2747.44 269.89 400.00 2384.97 596.24

1 MCAB 115.00 96.78 84.16 30.00 9.25 30.83 100.00 109.85 109.85 180.00 414.40 230.22 395.00 621.03 157.22 120.00 222.50 185.42

9 MRB 242.00 630.00 260.33 42.00 62.70 149.29 150.00 230.10 153.40 485.00 1960.80 404.29 877.00 2820.90 321.65 340.00 1938.26 570.08

1 HDFC 70.00 42.75 61.07 10.00 0.00 0.00 20.00 9.16 45.80 85.00 0.00 0.00 175.00 51.91 29.66 30.00 116.51 388.37

1 AXIS 23.00 0.00 0.00 8.00 0.00 0.00 20.00 0.00 0.00 85.00 2.10 2.47 128.00 2.10 1.64 30.00 51.46 171.53

1 CAN 68.00 9.00 13.24 8.00 0.00 0.00 20.00 560.30 2801.50 85.00 50.00 58.82 173.00 619.30 357.98 30.00 17.00 56.67

1 IDBI 67.00 48.00 71.64 7.00 4.00 57.14 20.00 321.00 1605.00 85.00 279.00 328.24 172.00 648.00 376.74 30.00 23.00 76.67

1 SYN 22.00 17.00 77.27 7.00 0.00 0.00 20.00 97.00 485.00 85.00 208.00 244.71 127.00 322.00 253.54 30.00 117.00 390.00

1 UBI 15.00 7.00 46.67 5.00 3.00 60.00 20.00 33.34 166.70 70.00 20.58 29.40 105.00 60.92 58.02 10.00 8.00 80.00

21 TOTAL 990.00 1106.47 111.76 285.00 333.89 117.15 440.00 3583.98 814.54 1740.00 3203.15 184.09 3170.00 7893.60 249.01 1020.00 4878.70 478.30

Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17

Achiv2016-17 %

Target for

2016-17

Achiv2016-17 %

2 SBI 453.00 146.50 32.34 245.00 145.80 59.51 30.00 150.90 503.00 435.00 62.41 14.35 918.00 359.81 39.19 200.00 639.99 320.00

1 MCAB 165.00 98.16 59.49 75.00 9.00 12.00 50.00 88.50 177.00 350.00 448.20 128.06 565.00 634.86 112.36 100.00 288.70 288.70

6 MRB 160.00 442.30 276.44 50.00 31.20 62.40 150.00 210.12 140.08 296.00 630.40 212.97 606.00 1282.82 211.69 100.00 1240.10 1240.10

1 HDFC 50.00 0.00 0.00 35.00 0.00 0.00 20.00 0.00 0.00 152.00 0.00 0.00 222.00 0.00 0.00 100.00 0.00 0.00

1 CAN 35.00 2.90 8.29 20.00 0.00 0.00 20.00 31.65 158.25 152.00 12.00 7.89 207.00 46.55 22.49 100.00 15.00 15.00

1 UBI 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0! 0.00 0.00 #DIV/0!

12 TOTAL 863.00 689.86 79.94 425.00 186.00 43.76 270.00 481.17 178.21 1385.00 1153.01 83.25 2518.00 2324.04 92.30 600.00 2183.79 363.97

Bank-Wise/District wise Achievement of ACP Target of Mizoram state for the financial year 2016-2017 upto March 2017 . than the the last year actual achievement with minimum amount of 25 lacs. The Target is 88% of the potential linked credit plan. 6. NAME OF THE DISTRICT : LUNGLEI

Br

no Name of Banks


Bank-Wise/District wise Achievement of ACP Target of Mizoram state for the financial year 2016-2017 upto March 2017 . than the the last year actual achievement with minimum amount of 25 lacs. The Target is 88% of the potential linked credit plan.7. NAME OF THE DISTRICT : LAWNGTLAI

Br

no Name of Banks


Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17

Achiv2016-17 %

Target for

2016-17

Achiv2016-17 %

1 SBI 210.00 55.70 26.52 120.00 49.70 41.42 60.00 106.87 178.12 380.00 295.65 77.80 650.00 458.22 70.50 250.00 724.15 289.66

1 HDFC 55.00 0.00 0.00 30.00 0.00 0.00 25.00 0.00 0.00 182.00 0.00 0.00 262.00 0.00 0.00 100.00 186.58 186.58

1 IDBI 55.00 44.79 81.44 30.00 14.40 48.00 25.00 32.80 131.20 182.00 0.00 0.00 262.00 77.59 29.61 100.00 69.50 69.50

3 MRB 215.00 298.28 138.73 50.00 19.10 38.20 50.00 143.59 287.18 645.00 430.80 66.79 910.00 872.67 95.90 200.00 910.10 455.05

1 MCAB 115.00 144.36 125.53 30.00 20.10 67.00 30.00 22.80 76.00 357.00 430.70 120.64 502.00 597.86 119.10 150.00 175.20 116.80

7 TOTAL 650.00 543.13 83.56 260.00 103.30 39.73 190.00 306.06 161.08 1746.00 1157.15 66.27 2586.00 2006.34 77.58 800.00 2065.53 258.19

Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17

Achiv2016-17 %

Target for

2016-17

Achiv2016-17 %

98 Aizawl 6506.00 4550.31 69.94 2546.00 2321.83 91.20 9610.00 17438.54 181.46 34425.00 31894.34 92.65 50541.00 53883.19 106.61 30700.00 31333.24 102.06

15 Serchhip 660.00 616.72 93.44 385.00 217.01 56.37 655.00 425.94 65.03 1000.00 2156.22 215.62 2315.00 3198.88 138.18 890.00 1342.65 150.86

21 Champhai 1485.00 1158.90 78.04 705.00 418.21 59.32 630.00 1240.54 196.91 2175.00 2545.47 117.03 4290.00 4944.91 115.27 2105.00 2368.01 112.49

16 Kolasib 2252.36 1231.85 54.69 1150.00 475.45 41.34 886.75 788.42 88.91 1029.20 1772.26 172.20 4168.31 3792.53 90.98 764.00 2085.55 272.98

10 Mamit 1482.47 456.57 30.80 400.00 117.97 29.49 661.89 328.44 49.62 757.06 1096.11 144.79 2901.42 1881.12 64.83 970.00 693.89 71.54

21 Lunglei 990.00 1106.47 111.76 285.00 333.89 117.15 440.00 3583.98 814.54 1740.00 3203.15 184.09 3170.00 7893.60 249.01 1020.00 4878.70 478.30

12 Lawngtlai 863.00 689.86 79.94 425.00 186.00 43.76 270.00 481.17 178.21 1385.00 1153.01 83.25 2518.00 2324.04 92.30 600.00 2183.79 363.97

7 Saiha 650.00 543.13 83.56 260.00 103.30 39.73 190.00 306.06 161.08 1746.00 1157.15 66.27 2586.00 2006.34 77.58 800.00 2065.53 258.19

200 TOTAL 14888.83 10353.81 69.54 6156.00 4173.66 67.80 13343.64 24593.09 184.31 44257.26 44977.71 101.63 72489.73 79924.61 110.26 37849.00 46951.36 124.05

Bank-Wise/District wise Achievement of ACP Target of Mizoram state for the financial year 2016-2017 upto March 2017 . than the the last year actual achievement with minimum amount of 25 lacs. The Target is 88% of the potential linked credit plan.8. NAME OF THE DISTRICT : SAIHA

Br

no Name of Banks


Summary of district wise achievement of ACP Target of Mizoram for the financial 2016-17 uptoMarch 2017

Br

no Name of Banks


Bank-Wise/District wise Achievement of ACP Target of Mizoram state for the financial year 2016-2017 upto March 2017 .

Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17


2016-17Achiv

2016-17 % Target for 2016-17

Achiv2016-17 %

Target for

2016-17

Achiv2016-17 %

14 MCAB 1585.87 1485.62 93.68 575 174.83 30.41 802.70 696.95 86.83 6222.75 5283.31 84.90 8611.32 7465.88 86.70 1316 3213.76 244.211 MUCO 25 17.6 70.4 0 0 #DIV/0! 25.00 14 56 280 522.55 186.63 330 554.15 167.92 200 483.55 241.78

15 TOTAL 1610.87 1503.22 93.32 575 174.83 30.41 827.70 710.95 85.89 6502.75 5805.86 89.28 8941.32 8020.03 89.7 1516 3697.31 243.893 AXIS 133 48 36.09 33 48 145.45 780.00 136 17.44 110 4.2 3.82 1023 188.2 18.4 960 171.73 17.892 ICICI 50 42.75 85.5 25 0 0 25.00 0 0 25 0 0 100 42.75 42.75 210 79.94 38.077 HDFC 315 81.75 25.95 130 0.08 0.06 255.00 374.15 146.73 524 0.58 0.11 1094 456.48 41.73 2000 1823.18 91.161 YES 25 0 0 25 0 0 25.00 0 0 25 0 0 75 0 0 25 2 81 FED 25 0.9 3.6 25 0.9 3.6 25.00 110 440 35 24 68.57 85 134.9 158.71 25 50 2001 INDUS 140 0 0 25 0 0 450.00 0 0 25 7001 28004 615 7001 1138.37 170 0 01 SIB 25 0 0 25 0 0 85.00 19 22.35 50 20 40 160 39 24.38 90 165 183.332 BB 10.35 349.79 3379.61 10 10 100 66.67 609.56 914.29 55.4 124.65 225 132.42 1084 818.61 25 130.26 521.04

18 TOTAL 723.35 523.19 72.33 298 58.98 19.79 1711.67 1248.71 72.95 849.4 7174.43 844.65 3284.42 8946.33 272.39 3505 2422.11 69.144 SBI 3218.72 2703.48 83.99 1708 2686.31 157.28 3459.62 10512.25 303.86 9422.73 6410.95 68.04 16101.07 19626.68 121.9 20315 25785.88 126.933 UCO 351.86 265.11 75.35 165 93.2 56.48 306.67 282.75 92.2 810.4 789.21 97.39 1468.93 1337.07 91.02 125 150 1203 VJB 250 358.82 143.53 25 20 80 1850.0 3588.43 193.97 2670 4907.72 183.81 4770 8854.97 185.64 1600 772.49 48.287 UBI 435.05 291.21 66.94 355 213 60 1232.57 1755.88 137.98 1546.4 1997.49 129.17 3214.02 4044.58 125.84 400 579.26 144.822 SYN 47 33.81 71.94 32 1.75 5.47 190.00 547 287.89 415 525 126.51 652 1105.81 169.6 80 334 417.52 CBI 300 269.44 89.81 230 245.74 106.84 160.00 143.24 89.53 1130 1084.11 95.94 1590 1496.79 94.14 110 129.15 117.412 BOB 35 45 128.57 35 24 68.57 100.00 122 122 145 191 131.72 280 358 127.86 190 197 103.681 PNB 321 31.16 9.71 96 0 0 30.00 147.55 491.83 60 148.79 247.98 411 327.5 79.68 35 177.83 508.095 IDBI 767 166.18 21.67 617 39.83 6.46 295.00 462.92 156.92 1177 718.19 61.02 2239 1347.29 60.17 195 120.99 62.055 CAN 950.1 176.94 18.62 248 121.88 49.15 447.57 1015.44 226.88 2492.2 318 12.76 3889.87 1510.38 38.83 325 117 363 BOI 75 36 48 25 20.38 81.52 120.00 1235 1029.17 715 0 0 910 1271 139.67 140 214 152.861 BOM 25 0 0 25 0 0 25.00 20.45 81.8 85 68.06 80.07 135 88.51 65.56 25 33.6 134.41 P&SB 25 0 0 25 0 0 25.00 0 0 30 1 3.33 80 1 1.25 25 0 01 UNI* 25 8.93 35.72 25 0 0 90.00 157.72 175.24 120 79.89 66.58 235 246.54 104.91 300 386.86 128.951 IOB 25 1.66 6.64 25 0.38 1.52 220.00 259.01 117.73 100 167.25 167.25 345 427.92 124.03 50 62.95 125.91 INDIAN 0 0 #DIV/0! 0 0 #DIV/0! 0 0 #DIV/0! 0 5 #DIV/0! 0 5 #DIV/0! 0 0 #DIV/0!

81 TOTAL 6850.73 4387.74 64.05 3636 3466.47 95.34 8551.43 20249.64 235.7 20918.73 17406.66 83.21 36320.89 42044.04 115.76 23915 29061.01 121.5284 MRB 5703.88 3939.66 69.07 1647 473.38 28.74 2252.84 2383.79 105.81 15986.38 14585.76 91.24 23943.1 20909.21 87.33 8913 11770.93 132.06

Grand Total 14888.83 10353.81 69.54 6156.00 4173.66 67.80 13343.64 24593.09 184.31 44257.26 44972.71 101.62 72489.73 79919.61 110.25 37849.00 46951.36 124.05

Services Sector Total Priority Sector Non Priority SectorName of BanksB

r no

Croploan (which is included in AGRI) AGRI (ATL + CROP) MSME

Annexure - III

Sl No. Bank Name No. of A/C Total O/SDemand Raised

Recovery Amount

%Overdues Amount

Over-dues %

Gross NPA Amount

Gross NPA %

1 BOB 0 355.00 54.13 37.3 69 16.83 31 31.20 92 BOI 0 1466.00 0 0 0 0 03 BOM 130 408.96 166.11 0.43 0 165.68 100 178.02 444 CAN 1396 2845.44 25.10 5.80 23 19.30 77 1302.07 465 CBI 671 1410.16 204.00 119.60 59 84.40 41 45.37 36 IDBI 163 119.65 0 0 0 0 07 IND 2 6.00 0 0 0 0 08 IOB 111 489.74 5.71 0.30 5 5.41 95 11.30 29 PNB 5355 4026.21 0 0 0 151.55 4

10 PSB 48 148.07 6.98 5.29 76 1.69 24 41.46 2811 SBI 20263 54192.00 26715.00 21883.21 82 4831.79 18 3607.00 712 SYN 223 483.00 0 0 0 135.50 2813 UBI 789 4363.62 177.00 58.00 33 119 67 563.00 1314 UCO 978 1323.69 168.86 72.96 43 95.90 57 95.90 715 UNI 16 8.93 1.70 1.70 100 0 0 0 0

Public Total 30145 71646.47 27524.59 22184.59 81 5340.00 19 6162.37 91 FED 20 24.44 0 0 0 0 02 ICICI 13 18.21 0 0 0 0 03 AXIS 77 930.65 93.82 85.91 92 7.91 8 1.34 04 YES 0 0 0 0 0 05 BANDHAN 2402 877.34 0 0 0 0 0

Private Total 2512 1850.64 93.82 85.91 92 7.91 8 1.34 01 MZRB 46515 74932.43 14496.81 10685.59 74 3811.22 26 4613.76 6

RRB Total 46515 74932.43 14496.81 10685.59 74 3811.22 26 4613.76 61 MCAB 8576 31506.76 4834.11 2745.92 57 2088.19 43 1489.65 52 MUCO 413 1470.02 387.11 41.61 11 345.50 89 371.4 25

All Banks Total 88161 181406.3 47336.44 35743.62 76 11592.82 24 12638.52 7Grand Total 88161 181406.3 47336.44 35743.62 76 11592.82 24 12638.52 7

Total 102823 237366.13 32841.28 22506.00 69 10335.28 31 21573.01 9

Analysis of Total Priority Sector Advances of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No. Bank NameNo. of

A/CTotal O/S

Demand Raised

Recovery Amount

%Overdues Amount

Over-dues %

Gross NPA Amount

GrossNPA %

1 BOB 0 42.00 5.38 3.59 67 1.79 33 2.98 72 BOI 0 30.00 0 0 0 0 03 CAN 867 552.95 10.17 0 0 10.17 100 142.21 264 CBI 385 269.44 62 7.60 12 54.40 88 4.56 25 IDBI 163 119.65 0 0 0 0 06 IOB 4 1.33 0 0 0 0 07 PNB 4858 3140.05 0 0 0 1.55 08 PSB 0 0 0 0 0 09 SBI 8593 5482.00 653.00 457.21 70 195.79 30 868.00 16

10 SYN 26 31.00 0 0 0 14.50 4711 UBI 172 642.00 42.00 12.00 29 30.00 71 98.00 1512 UCO 978 1323.69 168.86 72.96 43 95.90 57 95.90 713 UNI 16 8.93 1.70 1.70 100 0 0 0 0

Public Total 16062 11643.04 943.11 555.06 59 388.05 41 1227.70 111 FED 1 0.83 0 0 0 0 02 ICICI 2 1.91 0 0 0 0 03 AXIS 53 106.01 0 0 0 0 04 YES 0 0 0 0 0 05 BANDHAN 1109 319.60 0 0 0 0 0

Private Total 1165 428.35 0 0 0 0 0 0 01 MZRB 19092 12444.93 995.60 557.53 56 438.07 44 2258.77 18



Total 42756 39723.89 4508.26 2856.73 63 1651.53 37 6327.22 16

Analysis of Priority Sector Advances Under AGRICULTURE of Mizoram in the FY2016-2017 as on date 31-03-(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

No. of A/C

Total O/SDemand Raised

Recovery Amount

%Overdues Amount

Overdues %

GrossNPA Amount

Gross NPA %

1 BOB 0 24.00 2.95 2.03 69 0.92 31 2.21 92 BOI 0 11.00 0 0 0 0 03 CAN 0 0 0 0 0 04 CBI 361 245.74 56.00 5.60 10 50.4 90 0 05 IDBI 58 31.80 0 0 0 0 06 IND 0 0 0 0 0 07 IOB 1 0.38 0 0 0 0.38 1008 PNB 4854 3132.05 0 0 0 1.55 09 PSB 0 0 0 0 0 0

10 SBI 8126 4946.00 1978.00 1200.00 61 778 39 169 311 SYN 2 11.24 0 0 0 2 1812 UBI 110 88.02 12.00 4.00 33 8 67 23 2613 UCO 320 81.34 9.46 1.95 21 7.51 79 7.51 914 UNI 0 0 0 0 0 0

Public Total 13832 8571.57 2058.41 1213.58 59 844.83 41 205.65 21 ICICI 0 0 0 0 0 02 AXIS 0 0 0 0 0 03 YES 0 0 0 0 0 0

Private Total 0 0 0 0 0 0 0 0 01 MZRB 2667 1241.98 86.93 53.9 62 33.03 38 97.35 8

RRB Total 2667 1241.98 86.93 53.9 62 33.03 38 97.35 81 MCAB 943 6352.15 632.13 357.65 57 274.48 43 289.34 52 MUCO 0 0 0 0 0 0

Grand Total 17442 16165.70 2777.47 1625.13 59 1152.34 41 592.34 4

Total 13425 16402.75 1457.59 1058.96 73 398.63 27 499.78 3

Analysis of Priority Sector Advances Under CROPLOAN of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No. Bank Name No. of A/C

Total O/S Demand Raised

Recovery Amount

% Overdues Amount

Overdues %

Gross NPA Amount

Gross NPA %

1 BOB 0 122.00 16.47 10.08 61 6.39 39 11.22 92 BOI 0 175.00 0 0 0 0 03 BOM 32 29.61 0 0 0 11.91 404 CAN 529 2292.49 14.93 5.80 39 9.13 61 1159.86 515 CBI 57 138.96 32.00 18.00 56 14.00 44 9.87 76 IOB 69 259.01 5.71 0.3 5 5.41 95 5.71 27 PNB 231 300.05 0 0 0 75.00 258 PSB 36 64.78 2.99 2.14 72 0.85 28 25.21 399 SBI 642 2156.00 942.00 714.00 76 228.00 24 514.00 24

10 SYN 147 320.00 0 0 0 96.00 3011 UBI 460 1767.85 67.00 34.00 51 33.00 49 123.00 712 UNI 0 0 0 0 0 0

Public Total 2203 7625.75 1081.10 784.32 73 296.78 27 2031.78 271 FED 19 23.61 0 0 0 0 02 ICICI 11 16.30 0 0 0 0 03 AXIS 15 821.32 93.82 85.91 92 7.91 8 1.34 04 YES 0 0 0 0 0 0

5 BANDHAN 1293 557.74 0 0 0 0 0Private Total 1338 1418.97 93.82 85.91 92 7.91 8 1.34 0

1 MZRB 5554 6151.09 1107.20 708.61 64 398.59 36 574.92 9RRB Total 5554 6151.09 1107.20 708.61 64 398.59 36 574.92 9

1 MCAB 1397 2661.49 781.39 461.38 59 320.01 41 471.16 182 MUCO 25 89.54 24.83 1.56 6 23.27 94 22.52 25


Total 9482 21848.98 3833.32 2546.41 66 1286.91 34 3279.17 15

Analysis of Priority Sector Advances Under INDUSTRY of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

No. of A/C Total O/SDemand Raised

Recovery Amount

%Overdues Amount

Overdues %

Gross NPA Amount

Gross NPA %

1 BOB 0 191.00 32.28 23.63 73 8.65 27 17.00 92 BOI 0 1261.00 0 0 0 0 03 BOM 98 379.35 166.11 0.43 0 165.68 100 166.11 444 CAN 0 0 0 0 0 05 CBI 229 1001.76 110.00 94.00 85 16.00 15 30.94 36 IND 2 6 0 0 0 0 07 IOB 38 229.40 0 0 0 5.59 28 PNB 266 586.11 0 0 0 75.00 139 PSB 12 83.29 3.99 3.15 79 0.84 21 16.25 20

10 SBI 11028 46554.00 25120.00 20712 82 4408 18 2225.00 511 SYN 50 132.00 0 0 0 25.00 1912 UBI 157 1953.77 68.00 12.00 18 56.00 82 342.00 18

Public Total 11880 52377.68 25500.38 20845.21 82 4655.17 18 2902.89 61 ICICI 0 0 0 0 0 02 AXIS 9 3.32 0 0 0 0 03 YES 0 0 0 0 0 0

Private Total 9 3.32 0 0 0 0 0 0 01 MZRB 21869 56336.41 12394.01 9419.45 76 2974.56 24 1780.07 3


Grand Total 38015 126650.63 40848.73 32230.44 79 8618.29 21 5131.22 4

Total 50585 175793.26 24499.70 17102.86 70 7396.84 30 11966.62 7

Analysis of Priority Sector Advances Under SERVICES of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Annexure - IV

Sl No.Bank Name

Agriculture Term Loan No

Agriculture Term Loan Amount

Croploan No

Croploan Amount

Total AGL Loan No

Total AGL Loan Amount

1 BOB 0 42.00 0 24.00 0 66.002 BOI 0 19.00 0 11.00 0 30.003 CAN 651 432.57 216 120.36 867 552.934 CBI 24 23.70 361 245.74 385 269.445 IDBI 0 0 0 0 0 06 IND 0 0 0 0 0 07 IOB 3 1.33 1 0.38 4 1.718 PSB 0 0 0 0 0 09 SBI 467 536.00 8126 4946.00 8593 5482.00

10 SYN 43 64.00 1 1.00 44 65.0011 UBI 62 553.32 110 88.02 172 641.3412 UCO 658 1242.35 320 81.34 978 1323.6913 UNI 3 2.38 0 0 3 2.38

Public Total 1911 2916.65 9135 5517.84 11046 8434.491 HDFC 21 27.34 3 92.82 24 120.162 FED 0 0 1 0.01 1 0.013 INDUS 0 0 0 0 0 04 AXIS 0 0 0 0 0 05 YES 0 0 0 0 0 0

Private Total 21 27.34 4 92.83 25 120.171 MZRB 5666 6170.05 2667 1241.98 8333 7412.03RRB Total 5666 6170.05 2667 1241.98 8333 7412.03

1 MCAB 372 1285.79 158 172.83 530 1458.622 MUCO 73 69.68 0 0 73 69.68

Grand Total 8043 10469.51 11964 7025.48 20007 17494.99

Last Total 18794 22011.89 13027 16210.05 31821 38221.94

Details of Agriculture Loan of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No. Bank Name TargetAchievement no. of Micro

Achievement amt of Micro

O/S No. of Micro

O/S Amt of Micro

Achievement No. of Small

Achievement Amt of Small

O/S No. of Small

O/S Amt of Small

Achievement No. of Medium

Achievement Amt

of Medium

O/S No. of Medium

O/S Amt of Medium

SME Achievement during the Qtr

Total O/S at the end of Qtr

1 BOI 0 0 1065.00 0 0 0 0 0 0 0 0 0 0 1065.00 02 CAN 0 42 64.41 449 1077.4 0 0 64 1394.42 0 0 0 0 64.41 2471.823 CBI 160 17 60.64 110 341.32 3 23.00 21 258.96 0 0 0 0 83.64 600.284 IDBI 0 118 176.00 114 223.58 0 0 2 210.00 0 0 0 0 176.00 433.585 IOB 0 25 90.50 23 81.42 40 136.00 36 120.35 3 60.00 3 50.10 286.50 251.876 PNB 0 17 10.50 231 454.11 8 20.90 15 88.00 0 0 0 0 31.40 542.117 PSB 0 0 0 34 62.90 0 0 2 1.88 0 0 0 0 0 64.788 SBI 0 0 7800.48 3349 14330.00 0 2502.00 185 4076.00 0 0 3 574.00 10302.48 18980.009 SYN 0 18 9.00 215 370.00 0 0 0 0 0 0 0 0 9.00 370.00

10 UBI 0 56 290.00 320 927.00 75 239.00 152 767.00 0 0 0 0 529.00 1694.0011 UCO 500 96 192.75 326 2299.51 41 90.00 75 985.75 0 0 0 0 282.75 3285.2612 UNI 90 96 177.70 96 96.51 0 0 0 0 0 0 0 0 177.7 96.5113 VJB 0 17 218.30 383 1236.65 4 139.00 137 3092.47 0 0 1 285.49 357.30 4614.61

Public Total 750 502 10155.28 5650 21500.40 171 3149.90 689 10994.83 3 60.00 7 909.59 13365.18 33404.821 HDFC 0 14 144.34 104 2557.79 13 73.87 55 831.67 0 0 0 0 218.21 3389.462 FED 0 2 8.30 15 18.40 0 0 0 0 0 0 0 0 8.30 18.403 ICICI 0 11 16.53 11 16.53 0 0 0 0 0 0 0 0 16.53 16.534 INDUS 450 0 0 0 0 0 0 0 0 0 0 0 0 0 05 AXIS 0 0 0 15 821.32 0 0 0 0 0 0 0 0 0 821.326 YES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Private Total 450 27 169.17 145 3414.04 13 73.87 55 831.67 0 0 0 0 243.04 4245.711 MZRB 2000 1700 3801.43 3855 3219.14 716 2475.27 1699 2931.95 0 0 0 0 6276.70 6151.09

RRB Total 2000 1700 3801.43 3855 3219.14 716 2475.27 1699 2931.95 0 0 0 0 6276.70 6151.091 MCAB 0 265 696.95 1397 2661.49 0 0 0 0 0 0 0 0 696.95 2661.492 MUCO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Grand Total 3200 2494 14822.83 11047 30795.07 900 5699.04 2443 14758.45 3 60.00 7 909.59 20581.87 46463.11

Total 2115 1044 4016.41 5955 25449.57 548 5339.38 3840 10225.95 29 546.00 1428 3230.00 9901.79 38905.52

Financing Under MSME Sector of Mizoram in the FY2016-2017 as on date 31-03-2017 Annexure - VII(Rs In Lakhs)

Last Quarter Data

Annexure - V

Sl No.Bank Name

TargetCurrent Year Number of

Cards issued

Current Year Limit Sanctioned

Cumilative Position Number of Cards

issued

Cumilative Position Limit

Sanctioned

1 CAN 0 0 0 222 122.212 CBI 300 12 7.35 361 245.743 IDBI 0 0 0 0 04 IND 0 0 0 0 05 IOB 0 1 1.50 0 06 PSB 0 0 0 0 07 SBI 2888 3735 2703.51 7713 47658 SYN 0 2 2.00 2 2.009 UBI 0 53 88.02 90 363.78

10 UCO 0 35 19.97 36 21.6111 UNI 0 0 0 9 4.9012 VJB 0 0 0 0 0

Public Total 3188 3838 2822.35 8433 5525.241 HDFC 1 24 42.75 24 120.162 FED 0 1 0.90 1 0.903 ICICI 0 0 0 0 04 AXIS 0 0 0 0 05 YES 0 0 0 0 0

Private Total 1 25 43.65 25 121.061 MZRB 3070 2105 1469.96 13426 6274.89

RRB Total 3070 2105 1469.96 13426 6274.891 MCAB 0 158 172.83 3476 1802.102 MUCO 0 0 0 0 0

Grand Total 6259 6126 4508.79 25360 13723.29

Total 4958 3098 2706.88 13269 8381.67

Financing Under Kisan Credit Card(KCC) of Mizoram in the Year 2016-2017 and Quarter 4(Rs. In Lakhs)

Last Quarter Data

Sl No.Bank Name

TargetApplicatio

n Received

Sanctioned Number

Sanctioned Amount

Disbursed Number

Disbursed Amount

Pending Sanction

Pending Disbursed

Returned/ Reject

1 CAN 0 4 4 0.6 4 0.6 0 0 02 IDBI 0 85 85 145.19 85 145.19 0 0 03 IND 0 0 0 0 0 0 0 0 04 IOB 0 8 8 15.95 8 15.95 0 0 05 PSB 0 0 0 0 0 0 0 0 06 SBI 0 0 0 0 0 0 0 0 07 SYN 0 0 0 0 0 0 0 0 08 UBI 0 0 0 0 0 0 0 0 09 UCO 0 0 0 0 0 0 0 0 0

10 UNI 0 0 0 0 0 0 0 0 0Public Total 0 97 97 161.74 167 161.74 0 0 0

1 FED 0 0 0 0 0 0 0 0 02 AXIS 0 0 0 0 0 0 0 0 03 YES 0 0 0 0 0 0 0 0 0

Private Total 0 0 0 0 0 0 0 0 01 MZRB 0 0 0 0 0 0 0 0 0

RRB Total 0 0 0 0 0 0 0 0 01 MCAB 0 0 0 0 0 0 0 0 02 MUCO 0 0 0 0 0 0 0 0 0

Grand Total 0 97 97 161.74 167 161.74 0 0 0

Total 0 0 0 0 0 0 0 0 0

Performance Position Under DIR Scheme in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

Target No

Target Amount

Sanctio ned No

Sanctio ned

Amount

Disbur sed No

Disbur sed

Amount

Cumu lative

No

Cumula tive

Amount

NPA No

NPA Amount

1 BOI 0 0 0 11.00 0 0 0 0 02 CAN 0 0 27 470.49 5 2.40 27 470.49 0 03 IDBI 0 0 0 0 0 0 0 0 0 04 IND 0 0 0 0 0 0 0 0 0 05 IOB 0 0 0 0 0 0 2 3.31 0 06 PNB 0 0 2 7.00 2 3.00 35 132.82 1 1.907 PSB 0 0 0 0 0 0 2 5.42 0 08 SBI 0 0 8 30.76 8 12.53 413 1979.00 16 74.009 SYN 0 0 2 3.50 2 1.70 6 10.75 2 2.90

10 UBI 0 0 1 2.50 1 2.50 3 11.75 0 011 UCO 0 0 0 0 0 0 20 118.71 10 62.1412 UNI 0 4 2 8.00 2 8.00 2 5.67 0 013 VJB 0 0 4 15.20 4 10.88 13 23.00 1 1.05

Public Total 0 4 46 548.45 24 41.01 523 2760.92 30 141.991 FED 0 0 0 0 0 0 0 0 0 02 AXIS 0 0 0 0 0 0 0 0 0 03 YES 0 0 0 0 0 0 0 0 0 0

Private Total 0 0 0 0 0 0 0 0 0 01 MZRB 18 63 17 67.71 17 23.50 35 93.52 5 13.10

RRB Total 18 63 17 67.71 17 23.50 35 93.52 5 13.101 MCAB 0 0 0 0 0 0 30 32.70 0 02 MUCO 10 50 0 0 0 0 0 0 0 0

Grand Total 28 117 63 616.16 41 64.51 588 2887.14 35 155.09

Total 141 271.33 36 190.02 36 95.24 664 2294.4 40 202.78

Education Loan Scheme of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs. In Lakhs)

Last Quarter Data

Annexure - VIII

BANK NAME

SISH

U N

O

SISH

U A

MT

(S

AN

CT

ION

ED

)

SISH

U A

MT

(D

ISB

UR

SED

)

KIS

HO

RE

NO

KIS

HO

RE

AM

T

(SA

NC

TIO

NE

D)

KIS

HO

RE

AM

T

(DIS

BU

RSE

D)

TA

RU

N N

O

TA

RU

N A

MT

(S

AN

CT

ION

ED

)

TA

RU

N A

MT

(D

ISB

UR

SED

)

TO

TA

L A

C

TO

TA

L A

MT

(S

AN

CT

ION

ED

)

TO

TA

L A

MT

(S

AN

CT

ION

ED

)

AS

ON

DA

TE

MUCO 0 0 0 0 0 0 0 0 0 0 0 0 31/03/2017

IOB 16 7.60 7.60 52 104.55 104.55 5 43 43 73 155.15 155.15 31/03/2017

AXIS 0 0 0 0 0 0 0 0 0 0 0 0 31/03/2017

BOB 68 37.40 37.40 6 17.90 17.90 2 20.00 20.00 76 75.30 75.30 31/03/2017

UNI 20 9.39 9.39 21 57.87 57.15 1 9.50 8.62 42 76.76 75.16 31/03/2017

ICICI 3 1.50 1.50 6 9.05 9.05 1 5.60 5.60 10 16.15 16.15 31/03/2017

FED 4 2.00 2.00 0 0 0 2 17.00 17.00 6 19.00 17.00 31/03/2017

IDBI 8 4.10 4.10 14 38.9 37.8 8 59.00 59.00 30 102.00 100.90 31/03/2017

SYN 50 26.50 26.50 22 51 51 1 3.00 3.00 73 80.50 80.50 31/03/2017

VJB 24 12.00 12.00 3 3.43 3.43 0 0 0 27 15.43 15.43 31/03/2017

MCAB 280 138.17 138.17 0 0 0 0 0 0 280 138.17 138.17 31/03/2017

SIB 6 26.50 26.60 0 0 0 0 0 0 6 26.50 26.60 31/03/2017

PNB 9 2.67 2.67 8 14.20 14.20 3 19.00 19.00 20 35.87 35.87 31/03/2017

UBI 219 134.00 136.00 88 295.00 295.00 78 58.00 58.00 385 487.00 489.00 31/03/2017

CBI 41 15.55 15.55 6 15.80 15.80 2 14.00 14.00 49 45.35 45.35 31/03/2017

BANDHAN 1389 613.00 613.00 0 0 0 0 0 0 1389 613.00 613.00 31/03/2017

SBI 472 232.00 232.00 299 863.00 742.00 141 1141.00 1117.00 912 2236.00 2091.00 31/03/2017

PSB 0 0 0 0 0 0 0 0 0 0 0 0 31/03/2017

HDFC 0 0 0 1 1.80 1.80 0 0 0 1 1.80 1.80 31/03/2017

UCO 12 4.82 4.82 15 25.72 25.72 0 0 0 27 30.54 30.54 31/03/2017

YES 0 0 0 0 0 0 0 0 0 0 0 0 31/03/2017

BOM 12 6 6 6 7.35 7.35 0 0 0 18 13.35 13.35 31/03/2017

BOI 91 43.20 43.20 67 201.03 201.03 22 167.10 167.10 180 411.33 411.33 31/03/2017

IND 0 0 0 2 5.00 5.00 0 0 0 2 5.00 5.00 31/03/2017

MZRB 871 484.39 426.98 2420 4148.61 3517.32 32 239.50 167.10 3323 4872.50 4111.40 31/03/2017

Total 3595 1800.79 1745.48 3036 5860.21 5106.10 298 1795.70 1698.42 6929 9456.70 8548.00

(Rs. In Lakhs)MUDRA SCHEME PROGRESS of Mizoram in the FY2016-2017 as on date 31-03-2017

Sl No.Bank Name

TargetApplicatio

n Received

Sanctioned Number

Sanctioned Amount

Disbursed Number

Disbursed Amount

Pending Sanction

Pending Disbursed

Returned/ Reject

1 IDBI 0 0 0 0 0 0 0 0 02 IND 0 0 0 0 0 0 0 0 03 IOB 0 0 0 0 0 0 0 0 04 SBI 0 0 0 0 0 0 0 0 05 UBI 0 0 0 0 0 0 0 0 06 UCO 0 0 0 0 0 0 0 0 07 UNI 0 0 0 0 0 0 0 0 0

Public Total 0 0 0 0 0 0 0 0 01 HDFC 0 0 0 0 0 0 0 0 02 ICICI 0 0 0 0 0 0 0 0 03 AXIS 0 0 0 0 0 0 0 0 04 YES 0 0 0 0 0 0 0 0 0

Private Total 0 0 0 0 0 0 0 0 01 MZRB 0 8 8 13 8 11.80 0 0 0

RRB Total 0 8 8 13 8 11.80 0 0 01 MUCO 0 0 0 0 0 0 0 0 0

Grand Total 0 8 8 13 8 11.80 0 0 0

Total 29 29 0 0 0 0 0 0 0

Performance Under NRLM of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

TargetApplicatio

n Received

Sanctioned Number

Sanctioned Amount

Disbursed

Number

Disbursed

Amount

Pending Sanction

Pending Disbursed

Returned/ Reject

1 IDBI 0 0 0 0 0 0 0 0 02 IND 0 0 0 0 0 0 0 0 03 PNB 2 2 0 0 0 0 0 0 04 SBI 0 26 26 43.13 26 43.13 0 0 05 UBI 5 10 1 2 1 2 9 0 06 UCO 0 0 0 0 0 0 0 0 07 UNI 0 0 0 0 0 0 0 0 0

Public Total 7 38 27 45.13 27 45.13 9 0 01 HDFC 0 0 0 0 0 0 0 0 02 YES 0 0 0 0 0 0 0 0 0

Private Total 0 0 0 0 0 0 0 0 01 MZRB 172 262 262 444.98 262 306.16 0 0 0

RRB Total 172 262 262 444.98 262 306.16 0 0 01 MUCO 0 0 0 0 0 0 0 0 0

Grand Total 179 300 289 490.11 289 351.29 9 0 0

Total 179 203 189 315.09 186 109.04 87 2 3

Performance Under NULM of Mizoram in the FY 2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

TargetApplicatio

n Received

Sanctioned Number

Sanctioned Amount

Disbursed Number

Disbursed Amount

Pending Sanction

Pending Disbursed

Returned/ Reject

1 BOB 4 14 8 36 8 9 0 0 62 BOM 3 8 3 11.4 3 4.4 0 0 53 CAN 0 51 17 38.47 17 15.1 3 3 314 CBI 6 16 7 34.5 7 13.85 0 0 95 IDBI 3 39 12 13.6 12 13.6 0 0 06 IND 0 0 0 0 0 0 0 0 07 IOB 6 11 7 57.5 7 14.38 0 0 48 PNB 6 20 13 60.8 13 60.8 0 0 79 PSB 5 8 1 3.85 1 0.95 7 0 0

10 SBI 174 197 174 480.81 174 102.15 0 0 2311 SYN 3 9 3 9.25 3 8 0 0 612 UBI 25 58 30 125.63 30 69 0 0 2813 UCO 0 35 23 49.25 23 18.17 0 0 1214 UNI 5 13 4 19.95 4 17.22 0 0 11

Public Total 240 479 302 941.01 302 346.62 10 3 1421 FED 1 1 1 0.3 1 0.3 0 0 02 ICICI 0 0 0 0 0 0 0 0 03 AXIS 0 22 5 12.82 5 12.82 8 8 84 YES 0 0 0 0 0 0 0 0 0

Private Total 1 23 6 13.12 6 13.12 8 8 81 MZRB 0 229 229 387.43 229 221.44 0 0 0

RRB Total 0 229 229 387.43 229 221.44 0 0 01 MUCO 0 0 0 0 0 0 0 0 0Grand Total 241 731 537 1341.56 537 581.18 18 11 150

Total 255 1076 224 522.21 108 97.55 779 72 22

Performance Under PMEGP of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

TargetApplicatio

n Received

Sanctioned

Number

Sanctioned Amount

Disbursed

Number

Disbursed Amount

Pending Sanction

Pending Disbursed

Returned/ Reject

1 CAN 0 0 0 0 0 0 0 0 02 IDBI 0 3 3 3.90 3 3.90 0 0 03 IND 0 0 0 0 0 0 0 0 04 IOB 0 3 3 47.00 3 33.00 0 0 05 PSB 0 0 0 0 0 0 0 0 06 SBI 0 36 36 359.11 36 359.11 0 0 07 UBI 0 0 0 0 0 0 0 0 07 UNI 0 0 0 0 0 0 0 0 0

Public Total 0 42 42 410.01 42 396.01 0 0 01 AXIS 0 0 0 0 0 0 0 0 02 YES 0 0 0 0 0 0 0 0 0

Private Total 0 0 0 0 0 0 0 0 01 MZRB 0 0 0 0 0 0 0 0 0

RRB Total 0 0 0 0 0 0 0 0 01 MCAB 0 8 8 38.24 8 38.24 0 0 02 MUCO 0 0 0 0 0 0 0 0 0

Grand Total 0 50 50 448.25 50 434.25 0 0 0

Total 0 18 18 112.97 628 112.97 0 0 0

Performance Position Under TRANSPORT OPERATOR Scheme in the Year 2016-2017 and Quarter 4(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

Target

Current Year

Deposit Number

Current Year

Deposit Amount

Current Year

Credit Linkage Under NRLM

Number

Current Year

Credit Linkage Under NRLM

Amount

Current Year

Credit Linkage

Direct SHG Number

Current Year

Credit Linkage

Direct SHG Amount

Current Year

Credit linkage Total

Number

Current Year

Credit linkage Total

Amount

Cumilative

Position Deposit Number

Cumilative Position

Deposit linkage Amount

Cumilative Position Credit

Linkage Under NRLM

Number


Linkage Under NRLM

Amount


Linkage Direct SHG

Number


Linkage Direct SHG

Amount


linkage Total

Number


linkage Total

Amount

1 CAN 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 02 IDBI 0 2 0.40 0 0 0 0 0 0 0 0 0 0 30 8.00 30 8.003 IND 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 04 IOB 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 05 PSB 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 06 SBI 76 6 6.00 0 0 3 7.00 3 7.00 32 32.00 0 0 14 22.00 17 22.007 SYN 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 08 UBI 0 0 0 0 0 0 0 0 0 0 0 0 0 23 76.00 23 76.009 UCO 0 0 0 0 0 0 0 0 0 0 0 0 0 6 5.21 6 5.21

10 UNI 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 010 VJB 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Public Total 76 8 6.40 0 0 3 7.00 3 7.00 32 32.00 0 0 73 111.21 76 111.211 HDFC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 02 ICICI 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 03 AXIS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 04 YES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Private Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 01 MZRB 311 301 51.36 8 13.00 293 700.19 301 713.19 428 291.95 94 69.01 420 940.78 514 1009.79

RRB Total 311 301 51.36 8 13.00 293 700.19 301 713.19 428 291.95 94 69.01 420 940.78 514 1009.791 MCAB 0 31 0.40 4 3.8 14 53.41 18 57.21 726 23.98 4 3.80 38 101.30 42 105.102 MUCO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Grand Total 387 340 58.16 12 16.80 310 760.60 322 777.40 1186 347.93 98 72.81 531 1153.29 632 1226.10

Total 387 165 10.81 41 54.90 140 275.30 181 330.20 797 288.73 100 56.08 174 356.70 274 412.78

Financing Under SELF HELP GROUP of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter

Sl No.Bank Name

Target

Current Year

Deposit linkages Number

Current Year

Deposit linkage Amount

Current Year

Credit Linkage Number

Current Year

Credit Linkage Amount

Cumilative

Position Deposit linkages Number

Cumilative

Position Deposit linkage Amount

Cumilative

Position Credit

Linkage Number

Cumilative

Position Credit

Linkage Amount

1 CAN 0 0 0 0 0 0 0 0 02 IND 0 0 0 0 0 0 0 0 03 IOB 0 0 0 0 0 0 0 0 04 PSB 0 0 0 0 0 0 0 0 05 SBI 0 0 0 0 0 0 0 0 06 SYN 0 0 0 0 0 0 0 0 07 UBI 0 0 0 0 0 0 0 0 08 UCO 0 0 0 0 0 0 0 0 0

Public Total 0 0 0 0 0 0 0 0 01 ICICI 0 0 0 0 0 0 0 0 02 AXIS 0 0 0 0 0 0 0 0 03 YES 0 0 0 0 0 0 0 0 0

Private Total 0 0 0 0 0 0 0 0 01 MZRB 333 185 7.84 185 429.66 1063 14.4 1063 1255.76

RRB Total 333 185 7.84 185 429.66 1063 14.4 1063 1255.761 MUCO 0 0 0 0 0 0 0 0 0

Grand Total 333 185 7.84 185 429.66 1063 14.4 1063 1255.76

Total 333 132 5.65 130 248.89 1390 24.4 1388 1920.84

Financing Under Joint Liabilities Group Scheme of Mizoram in the FY2016-2017 as on date 31-03-2017

(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

Number Of

Account

Total Outstandi

ng

Number of Loan Granted During the Year

Amount of Loan Granted During the Year

1 CAN 0 0 0 02 CBI 0 0 0 03 IDBI 46 398.37 31 292.384 IND 0 0 0 05 IOB 0 0 0 06 PSB 0 0 0 07 SBI 0 0 0 08 UBI 3 18 3 189 UCO 2 6.4 0 0

10 UNI 0 0 0 0Public Total 51 422.77 34 310.38

1 HDFC 0 0 0 02 ICICI 0 0 0 03 AXIS 0 0 0 04 YES 0 0 0 0

Private Total 0 0 0 01 MZRB 6893 36861.91 1882 7669.51

RRB Total 6893 36861.91 1882 7669.511 MCAB 0 0 0 02 MUCO 0 0 0 0

Grand Total 6944 37284.68 1916 7979.89

Total 6803 37288.72 1396 5732.15

Financial Position Under RURAL HOUSING of Mizoram in the Year 2016-2017 and Quarter 4(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

Number Of

Account

Total Outstandi

ng

Number of Loan Granted During

the Year

Amount of Loan Granted During

the Year1 CAN 0 0 0 02 IOB 0 0 0 03 PSB 0 0 0 04 SBI 2 30.20 2 30.005 UBI 0 0 0 06 UNI 0 0 0 0

Public Total 2 30.20 2 38.081 HDFC 0 0 0 02 ICICI 0 0 0 03 AXIS 0 0 0 04 YES 0 0 0 0

Private Total 0 0 0 01 MZRB 0 0 0 0

RRB Total 0 0 0 01 MCAB 0 0 0 02 MUCO 0 0 0 0

Grand Total 2 30.20 2 38.08

Total 2 38.08 2 38.08

Financial Position Under TEA SECTOR of Mizoram in the Year 2016-2017 (Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

Education Loan No

Education Loan

Amount

Agri-Clinic Agri

Business cntre No

Agri-Clinic Agri

Business cntre

Amount

Dairy Entrepren

urs Developm

ent Scheme

No

Dairy Entrepren

urs Developm

ent Scheme Amount

Rural Go Down No

Rural Go Down

Amount

Cold Storage

No

Cold Storage Amount

Dairy/Poultry

Venture No

Dairy/Poultry

Venture Amount

Venture Capital for

Agri No

Venture Capital for

Agri Amount

1 BOI 0 11 0 0 0 0 0 0 0 0 0 0 0 02 CAN 0 0 0 0 0 0 0 0 0 0 0 0 0 03 CBI 41 112.3 0 0 0 0 0 0 0 0 1 0.45 0 04 IDBI 0 0 0 0 0 0 0 0 0 0 38 33.84 0 05 IND 0 0 0 0 0 0 0 0 0 0 0 0 0 06 IOB 2 6.65 0 0 0 0 0 0 0 0 0 0 0 07 PSB 2 5.42 0 0 0 0 0 0 0 0 0 0 0 08 SBI 555 1846 3 1 56 71.00 0 0 0 0 82 85.00 0 09 UBI 3 11.75 0 0 0 0 0 0 0 0 0 0 0 0

10 UCO 20 126.12 0 0 185 746.00 0 0 0 0 1 0.54 0 011 UNI 2 5.67 0 0 0 0 0 0 0 0 0 0 0 0

Public Total 625 2124.91 3 1.00 241 817 0 0 0 0 122 119.83 0 01 HDFC 1 3.27 0 0 0 0 0 0 0 0 0 0 0 02 ICICI 0 0 0 0 0 0 0 0 0 0 0 0 0 03 AXIS 0 0 0 0 0 0 0 0 0 0 0 0 0 04 YES 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Private Total 1 3.27 0 0 0 0 0 0 0 0 0 0 0 01 MZRB 35 93.52 0 0 94 226.97 0 0 0 0 4078 3888.02 0 0

RRB Total 35 93.52 0 0 94 226.97 0 0 0 0 4078 3888.02 0 01 MCAB 11 12.31 0 0 0 0 0 0 0 0 0 0 0 02 MUCO 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Grand Total 661 2221.70 3 1.00 335 1043.97 0 0 0 0 4200 4007.85 0 0

Total 703 2292.03 3 1.00 341 928.91 0 0 0 0 270 219.91 0 0

Details Of Special Scheme of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Annexure - IX

NOS. AMT NOS. AMT NOS. AMT NOS. AMT NOS. AMT NOS. AMT NOS. AMT NOS. AMT1 AXIS BANK LTD 3 0 0.002 BANDHAN BANK LTD 2 0 0.003 BANK OF BARODA 2 0 0.004 BANK OF INDIA 3 1 15.00 1 15.00 0 0.005 BANK OF MAHARASHTRA 1 0 0.006 CANARA BANK 5 0 0.007 CENTRAL BANK OF INDIA 2 0 0.008 FEDERAL BANK LTD. 1 0 0.009 HDFC BANK LTD 7 0 0.00

10 ICICI BANK LTD. 2 0 0.0011 IDBI BANK 5 4 82.50 4 82.50 3 67.5012 INDIAN BANK 1 0 0.0013 INDIAN OVERSEAS BANK 1 0 0.0014 INDUSIND BANK LTD 1 1 14.41 1 14.41 0 0.0015 MC APEX BANK LTD 14 0 0.0016 MIZORAM RURAL BANK 84 0 0.0017 MUCO BANK LTD 1 0 0.0018 PUNJAB NATIONAL BANK 1 0 0.0019 PUNJAB & SIND BANK 1 0 0.0020 STATE BANK OF INDIA 44 1 21.30 4 75.00 32 662.61 37 758.91 11 313.7021 SOUTH INDIA BANK LTD. 1 0 0.0022 SYNDICATE BANK 2 0 0.0023 UCO BANK 3 1 50.00 1 50.00 0 0.0024 UNITED BANK OF INDIA 8 9 177.25 9 177.25 2 25.0025 UNION BANK OF INDIA 1 0 0.0026 VIJAYA BANK 3 0 0.0027 YES BANK LTD 1 0 0.00

TOTAL 200 0 0.00 0 0.00 0 0.00 1 21.30 4 75.00 48 1001.77 53 1098.07 16 406.20

ST TOTAL FEMALE

STAND UP INDIA LOAN SANCTIONED 2016-17BANK BRANCHES IN MIZORAM AS ON 31/03/2017

SL. NO.

BANK NO. OF BRS

GENERAL MINORITY OBC SC SCST

Sl No. Bank NameNon Priority

Sector Total O/S

Non Priority Sector Total

NPA

Priority Sector(PSA)

Weaker Sector(WSA)

PSA To T. Adv (%)

WSA To PSA (%)

WSA To T. Adv (%)

1 BOB 228.00 0 324.00 273.00 58.7 84.26 49.462 BOI 174.77 0 1286.23 0 88.04 0 03 BOM 85.75 126.56 37109.00 287.61 99.77 0.78 0.774 CAN 615.96 0 3631.33 0 85.50 0 05 CBI 129.15 0 1410.16 784.34 91.61 55.62 50.956 IDBI 154.70 0 919.96 906.36 85.60 98.52 84.347 IND 0 0 5.00 5.00 100.00 100.00 100.008 IOB 80.00 0 510.30 0 86.45 0 09 PNB 145.81 1.90 3827.71 3934.77 96.33 102.8 99.02

10 PSB 0 0 0 011 SBI 61308.00 477 54192.00 102590.00 46.92 189.31 88.8212 SYN 217.00 34.70 783.81 0 78.32 0 013 UBI 581.00 0 4363.00 4363 88.25 100 88.2514 UCO 530.14 74.32 5073.00 4252.36 90.54 83.82 75.8915 UNI 386.86 4.49 110.32 0 22.19 0 0

Public Total 64637.14 718.97 113545.82 117396.44 36.03 103.39 37.261 HDFC 3374.55 140.18 3513.29 347.79 51.01 9.9 5.052 FED 263.88 0 24.44 0 8.48 0 03 AXIS 3928.19 0 930.65 198.61 19.15 21.34 4.094 YES 0 0 0 05 SIB 105.63 0 49.84 0 32.06 0 06 BANDHAN 112.47 0 877.34 963.78 88.64 109.85 97.37

Private Total 7784.72 140.18 5395.56 1510.18 10.23 81.63 8.351 MZRB 20510.85 619.54 74932.44 95443.28 78.51 127.37 100.00

RRB Total 20510.85 619.54 74932.44 95443.28 78.51 127.37 100.001 MCAB 8222.45 1681.85 34085.71 34085.71 80.57 100 80.572 MUCO 1405.44 68.90 1822.15 1822.15 56.46 100 56.46

All Banks Total 102560.60 3229.44 229781.68 250257.76 72.92 108.91 79.42Grand Total 102560.60 2805.52 229781.68 250257.76 72.92 108.91 79.42

Total 40639.01 3705.23 202832.74 20181.4 83.31 9.95 8.29

Segregation of Advances of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Annexure - XII

Sl No. Bank Name TOTAL PMSBY SUBCRIBERS8

TOTAL PMJJBY SUBSCRIBERS*

TOTAL APY SUBSCRIBERS*

TOTAL PMJDY ACCOUNT

1 BOB* 168 61 3 2052 BOI 372 296 58 11823 BOM* 145 94 2 2754 CAN* 997 498 8 50145 CBI 326 251 18 306 IDBI* 388 308 4 6217 IND 0 0 0 198 IOB 890 512 12 15279 PNB* 64 49 1 771

10 PSB* 417 210 0 121411 SBI 18446 11747 241 4068112 SYN* 1124 387 4 505413 UBI 660 465 80 211514 UCO* 473 411 2 267815 UNI 99 75 17 98816 VJB* 1619 489 7 985Public Total 26188 15853 457 633591 HDFC 2947 1282 160 26532 FED 166 98 23 2643 ICICI* 0 0 0 1254 INDUS 65 9 0 4995 AXIS* 168 61 3 2366 YES 30 25 1 07 SIB 34 22 0 508 BANDHAN 0 0 0 0

Private Total 3410 1497 187 38271 MZRB 35090 20153 578 210491

RRB Total 35090 20153 578 2104911 MCAB 1973 1411 0 128312 MUCO 0 22 0 0

Coop Total 1973 1433 0 12831All Banks Total 42092 23572 772 228134

(Rs In Lakhs)

Bank Wise Position of Sociasl Security Schemes of Mizoram in the FY2016-2017 as on date 31-03-2017

Sl No.Bank Name

Minority communit

y No

Minority Community

AmountSC/ST No

SC/ST Amount

Women Benificiari

es No

Women Benificiari

es Amount

Physically Handicapp

ed No

Physically Handicapp

ed Amount

1 BOM 89 402.482 CAN 0 0 807 1094.443 IDBI 424 1100.00 300 897.00 125 329.00 0 04 IND 2 5.00 2 5.00 0 0 0 05 IOB 160 487.50 161 488.41 53 157.26 2 4.386 PSB 60 149.43 59 141.37 24 45.61 0 07 SBI 47780 1113072.00 43128 102590.00 19521 40980.00 0 08 SYN 133 600.30 403 1026.00 212 712.00 0 09 UBI 879 4944.79 868 4944.70 320 2037.00 0 0

10 UCO 1924 5603.10 2352 5581.14 1223 2734.75 0 011 UNI 161 326.31 99 118.0212 VJB 794 6349.36

Public Total 52406 1133040.3 47273 115673.62 22384 48208.08 2 4.381 HDFC 2 1.59 114 343.59 497 916.87 0 02 FED 29 27.03 28 25.74 39 58.23 ICICI 2 4.72 19 38.02 23 10.65 0 04 AXIS 0 0 13 64.32 8 12.52 0 05 YES 0 0 0 0 0 0 0 0

Private Total 33 33.34 174 471.67 567 998.24 0 01 MZRB 58437 95443.28 58437 95443.28 35146 50374.61 1 1.18

RRB Total 58437 95443.28 58437 95443.28 35146 50374.61 1 1.181 MCAB 11654 42308.16 11654 42308.16 0 0 0 02 MUCO 1635 3227.59 635 1439.88 0 0

Grand Total 124167 1274057.6 117542 253906.73 58732 101020.8 3 5.56

Total 124332 272295.90 120099 258724.33 63309 116791.3 0 0

Details of Advances to Sensitive Sector of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No. Bank NameWomen Lending Number

Women Lending Amount

Women Out

standing Number

Women Out standing Amount

SC Lendin

g Numbe

r

SC Lendin

g Amoun

t

SC Out standin

g Numbe

r

SC Out standing Amount

ST Lending Number

ST Lending Amount

ST Outstan ding

Number

ST Outstanding

Amount

Phy. Handi capped Lending Number

Phy. Handi

capped Lending Amount

Phy. Handi capped Out

standing Number

Phy. Handi capped

Out standing Amount

Total Lending Number

Total Lending Amount

Total Out standing Number

Total Out standing Amount

1 IOB 57 177.30 53 157.26 2 5 1 0.91 167 592.30 160 487.50 2 5 2 4.38 228 779.60 216 650.05

2 UBI 43 173.50 320 2037.00 0 0 0 0 205 1154.76 868 4944.70 0 0 0 0 248 1328.26 1188 6981.7

3 UCO 1241 3049.91 1223 2734.75 0 0 0 0 2398 5647.82 2352 5581.14 0 0 0 0 3639 8697.73 3575 8315.89

4 PSB 0 0 24 45.61 0 0 0 0 2 2.69 59 141.37 0 0 0 0 2 2.69 83 186.98

5 UNI 99 183.83 99 118.02 158 395.72 158 309.21

6 CAN 807 1094.44 807 1094.44 1156 1652.89 1156 1652.89

7 IND 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

8 IND 0 0 0 0.00 0 0 0 0 2 5.00 2 5.00 0 0 0 0 2 5.0 2 5.00

9 SYN 18 95.00 212 712.00 1 40 34 76.00 402 986.00 0 0 0 0 615 1738.00

10 IDBI 85 208.00 125 329.00 1 1 1 1 187 463.00 299 896.00 0 0 0 0 273 672.00 425 1226.00

11 SBI 19521 40980.00 19521 40980.00 0 0 0 0 43128 108927.00 43128 102590.00 0 0 0 0 62649 149907.00 62649 143570.00

Public Total 21871 45961.98 22384 48208.08 3 6 3 41.91 47437 118917.18 48584 117593.81 2 5 2 4.38 67041 161392.28 68753 162673.62

1 HDFC 181 518.99 497 916.87 0 0 2 0.83 16 94.66 112 342.76 0 0 0 0 197 613.65 611 1260.46

2 AXIS 6 9.78 8 12.52 0 0 0 0 8 52.16 13 64.32 0 0 0 0 14 61.94 21 76.84

3 YES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4 ICICI 23 10.65 23 10.65 0 0 0 0 6 21.50 19 38.02 0 0 0 0 29 32.15 42 48.67

5 FED 5 2.77 39 58.20 0 0 1 0.31 18 10.40 27 25.43

Private Total 215 542.19 567 998.24 0 0 3 1.14 48 178.72 171 470.53 0 0 0 0 240 707.74 674 1385.97

1 MZRB 5021 8619.98 35146 50374.61 0 0 0 0 16929 29868.04 58437 95443.28 1 1.2 1 1.18 21951 38489.22 93584 145819.07

RRB Total 5021 8619.98 35146 50374.61 0 0 0 0 16929 29868.04 58437 95443.28 1 1.2 1 1.18 21951 38489.22 93584 145819.07

1 MCAB 935 3821.73 0 0 0 0 0 0 2302 10125.17 11654 42308.16 0 0 0 0 3237 13946.90 11654 42308.16

2 MUCO 635 1439.88 635 1439.88 1635 3227.59 1635 3227.59 0 0 0 0

Grand Total 28677 60385.76 58732 101020.81 3 6 6 43.05 68351 162316.70 120481 259043.37 3 6.2 3 5.56 92469 214536.14 174665 352186.82

Total 27468 58317.36 63309 116791.33 0 0 4 41.98 63326 157884.06 121309 266648.09 0 0 0 0 89189 205948.44 182838 372623.86

Details of Advances to OTHER SENSITIVE SECTORS of 4 in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No. Bank Name

Lending

Number of

Muslim

Lending Amount of

Muslim

Outstanding

Number of

Muslim

Outstanding Amount of

Muslim

Lending Number of Christian

Lending Amount of Chriatian

Outstanding Number of Christian

Outstanding Amount of Christian

Lending Numbe

r of Sikh

Lending Amoun

t of Sikh

Outstanding

Number of Sikh

Outstanding

Amount of Sikh

Lending Number

of Budhist

Lending Amount of

Budhist

Outstanding

Number of

Budhist

Outstanding Amount of

Budhist

Lending

Number of Zoroastrian

Lending

Amount of Zoroastrian

Outstandin

g Number of Zoroastrian

Outstandin

g Amount of Zoroastrian

Lending

Number of Jain

Lending

Amount of Jain

Outstandin

g Number of Jain

Outstandin

g Amount of Jain

Total Lending No

Total Lending AmtTotal

Outstanding No

Total Outstanding Amt

1 BOM 0 0 0 0 4 12.10 89 402.48 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4 12.10 89 402.48

2 CAN 0 0 0 0 1600 4147.29 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1600 4147.29 0 0

3 IDBI 1 1 1 1.00 239 588.00 423 1099.00 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 240 589.00 424 1100.0

4 IND 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5 IOB 0 0 0 0 167 592.30 160 487.50 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 167 592.30 160 487.50

6 PSB 0 0 1 8.06 2 2.69 58 139.71 0 0 0 0 0 0 1 1.66 0 0 0 0 0 0 0 0 2 2.69 60 149.43

7 SBI 20 24.00 20 22.00 47630 1112012.00 47630 1110237.00 0 0 0 0 130 2812.00 130 2813.0 0 0 0 0 0 0 0 0 47780 1114848.00 47780 1113072.00

8 SYN 1 0.60 3 2.30 14 33.47 130 598.00 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 15 34.07 133 600.30

9 UBI 3 33.50 11 102.04 205 1155.00 868 4842.75 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 208 1188.50 879 4944.79

10 UCO 21 34.00 19 29.00 1914 5712.00 1905 5574.10 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1935 5746.00 1924 5603.10

11 UNI 1 5.00 1 4.93 158 395.72 158 309.21 0 0 0 0 2 14.00 2 12.17 0 0 0 0 0 0 0 0 161 414.72 161 326.31

12 VJB 2 40.67 3 40.80 183 3993.66 791 6308.56 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 185 4034.33 794 6349.36

Public Total 49 138.77 59 210.13 52116 1128644.23 52212 1129998.31 0 0 0 0 132 2826.00 133 2826.83 0 0 0 0 0 0 0 0 52297 1131609.00 52404 1133035.27

1 AXIS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2 FED 1 1.50 1 1.29 18 10.40 28 25.74 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 19 11.90 29 27.03

3 HDFC 0 0 1 1.01 0 0 0 0 0 0 0 0 0 0 1 0.58 0 0 0 0 0 0 0 0 0 0 2 1.59

4 ICICI 1 3 2 4.72 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 3.00 2 4.72

5 YES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Private Total 2 4.50 4 7.02 18 10.40 28 25.74 0 0 0 0 0 0 1 0.58 0 0 0 0 0 0 0 0 20 14.90 33 33.34

1 MZRB 0 0 0 0 16929 29868.04 58437 95443.28 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 16929 29868.04 58437 95443.28

RRB Total 0 0 0 0 16929 29868.04 58437 95443.28 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 16929 29868.04 58437 95443.28

1 MCAB 0 0 0 0 2302 10125.17 11654 42308.16 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2302 10125.17 11654 42308.16

2 MUCO 0 0 0 0 1635 3227.59 1635 3227.59 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1635 3227.59 1635 3227.59

Grand Total 51 143.27 63 217.15 73000 1171875.43 123966 1271003.08 0 0 0 0 132 2826.00 134 2827.41 0 0 0 0 0 0 0 0 73183 1174844.70 124163 1274047.64

Total 44 96.50 57 168.44 67658 160557.59 124064 268921.61 0 0 0 0 125 2800.00 127 2803.03 0 0 0 0 0 0 0 0 67827 163454.09 124248 271893.08

Advances Details of Minority Community of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Sl No. Bank NameAgl & Allied Target

amtAgl & Allied Achv

noAgl & Allied Achv

amtAgl & Allied OS

NoAgl & Allied

OS amt1 BOB 35 0 42 0 02 BOI 0 0 30 0 03 BOM 0 0 0 0 04 CAN 0 0 83 811 531.715 CBI 300 0 269.44 385 269.446 IND 0 0 0 0 07 IOB 25 3 1.33 3 1.338 PSB 0 0 0 0 09 SBI 3218.72 0 2703.51 8579 5461

10 SYN 0 0 0 0 011 UBI 445.05 0 300.71 172 642.312 UCO 351.86 0 265.21 978 1323.6913 UNI 25 0 9 16 8.93

Public Total 4400.63 3 3704.2 10944 8238.41 HDFC 153.14 0 42.75 24 120.162 FED 0 0 0.01 1 0.833 ICICI 0 0 0 2 1914 AXIS 0 0 0 53 106.015 YES 0 0 0 0 06 YES 0 0 0 0 07 SIB 0 0 29 1 298 BANDHAN 0 0 0 1109 319.6

Private Total 153.14 0 71.76 1190 766.61 MZRB 4371.9 0 3839.86 19092 12444.93

RRB Total 4371.9 0 3839.86 19092 12444.931 MCAB 495 0 1267.92 3176 12001.532 MUCO 50 0 5 73 69.69

Grand Total 9470.67 3 8888.74 34475 33521.15

Total 13898.01 0 9137.66 44146 39666.11

MIS Report on Agriculture & Allied(Direct and Indirect) of Mizoram in the FY2016-2017 as on date 31-03-2017

(Rs. In Lakhs)

Last Quarter Data

Sl No. Bank Name

Heavy Indust

ries Target no

Heavy Indust

ries Target amt

Heavy Indust

ries achv no

Heavy Indust

ries achv amt

Heavy Indust

ries os no

Heavy Indust

ries os

amt

Medium

Industries

target no

Medium Industries target amt

Medium

Industries achv no

Medium Industries achv amt

Medium Industries os no

Medium Industries

os amt

Education

target no

Education Target

amt

Education achv no

Education achv

amt

Education os

no

Education os amt

Housing

Target no

Housing Target Amt

Housing Achv No

Housing Achv amt

Housing os no

Housing os amt

Other target no

Other target amt

Other achv no

Other Achv Amt

Other os no

Other os amtTotal

Target No

Total Target Amt

Total Achv No

Total Achv Amt Total OS No Total OS Amt

1 CAN 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 18 478.78 0 0 0 0 108 151.7 0 0 0 0 126 630.48

2 IOB 0 0 0 0 0 0 0 50.00 20 160 18 144.18 0 0 0 0 2 3.31 0 0 0 0 7 102.26 0 0 0 0 78 238.66 0 50.0 20 160 105 488.41

3 PSB 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4 SBI 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 4 35 0 0 130 3680.44 1264 15363.00 0 0 0 0 27 480 0 0 130 3680.44 1295 15878.00

5 SYN 4 8 7 160.00 480 1062

6 UBI 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 122 580 122 580.00

7 UCO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3 124.00 5 152.00 0 0 0 0 27 264.27 0 0 3 124 32 416.27

8 UNI 4.00 2 8.00 2 5.67 80.0 10 103.00 10 98.52 105 367.79 105 280.98

Public Total 0 0 0 0 0 0 0 50.00 20 160.00 22 152.18 0 4.00 2 8.00 8 43.98 0 80.0 143 3907.44 1311 16354.56 0 0 105 367.79 947 3057.61 0 50.00 153 3964.44 1680 17993.16

1 HDFC 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 146 724.68 606 1823.18 2814 3374.55 146 724.68 606 1823.18 2814 3374.55

2 FED 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 57 263.39 101 263.88 57 263.39 101 263.88

3 ICICI 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 71 7994 61 7317 0 0 71 7994 61 7317.00

4 AXIS 112 3928.19

5 YES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 2 0 0 0 0 2 2 0 0

6 SIB 0 0 0 0 0 0 0 0 23 92.99 23 92.99 0 0 0 0 0 0 0 0 1 12.65 1 12.65 0 0 0 0 0 0 0 0 24 105.64 24 105.64

7 BANDHAN 38 112.47

Private Total 0 0 0 0 0 0 0 0 23 92.99 23 92.99 0 0 0 0 0 0 0 0 1 12.65 1 12.65 146 724.68 736 10082.57 3126 14996.09 146 724.68 760 10188.21 3000 11061.07

1 MZRB 0 0 0 0 0 0 55 412.50 11 190.78 12 369.94 0 0 0 0 0 0 5 250.00 10 334.00 11 292.86 2880 7200.00 4857 10190.63 11899 19848.05 2940 7862.50 4878 10715.41 11922 20510.85

RRB Total 0 0 0 0 0 0 55 412.50 11 190.78 12 369.94 0 0 0 0 0 0 5 250.00 10 334.00 11 292.86 2880 7200.00 4857 10190.63 11899 19848.05 2940 7862.50 4878 10715.41 11922 20510.85

1 MCAB 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 43 864.00 194 1207.29 0 0 736 2501.25 2497 7015.16 0 0 779 3365.25 2691 8222.45

2 MUCO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 400 800.00 62 89.36 1145 1405.44 400 800.00 62 89.36 1145 1405.44

Grand Total 0 0 0 0 0 0 55 462.50 54 443.77 57 615.11 0 4.00 2 8.00 8 43.98 5 330.00 197 5118.09 1517 17867.36 3426 8724.68 6496 23231.6 19614 46322.35 3486 9437.18 6632 28322.67 20438 59192.97

Total 0 0 0 0 0 0 55 412.50 24 246.00 411 1109.00 0 4.00 2 8.00 13 15.73 5 330.00 126 2277.73 1008 6773.66 3616 8801.68 5214 11259.52 19916 41057.54 3676 9464.18 5244 13305.43 21219 48479.71

MIS Report on Agriculture & Allied(Direct and Indirect) of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs. In Lakhs)

Last Quarter Data

Sl No.Bank Name

MSE Target No

MSE Target AmtMSE Achv

NoMSE Achv

AmtMSE OS

NoMSE OS Amt(6A)

1 BOB 0 100.00 0 122.00 0 02 BOI 0 0 0 1119.00 0 03 BOM 0 0 0 0 31 35.524 CAN 0 0 0 241.81 529 2292.495 CBI 0 600.00 0 606.28 188 606.286 IND 0 0 0 5.00 2 5.007 IOB 0 220.00 56 360.00 69 259.018 PSB 0 0 0 3.85 41 72.549 SBI 0 3459.62 0 10303.54 3678 17519.00

10 SYN 0 0 0 0 138 285.0011 UBI 0 1232.00 0 1767.88 480 1767.8812 UCO 0 306.67 0 282.75 226 3285.2613 UNI 0 90.00 0 177.70 96 96.51

Public Total 0 6008.29 56 14989.81 5478 26224.491 HDFC 0 378.07 0 218.22 159 3389.462 FED 0 0 0 8.30 19 23.613 ICICI 0 0 0 0 11 1630.004 AXIS 0 0 0 0 15 821.325 YES 0 0 0 0 0 06 YES 0 0 0 0 0 07 SIB 0 0 0 0 0 0

8 BANDHAN 0 0 0 0 1293 557.74Private Total 0 378.07 0 226.52 1497 6422.13

1 MZRB 0 2505.20 0 2206.65 5554 6151.09RRB Total 0 2505.20 0 2206.65 5554 6151.09

1 MCAB 0 265.00 0 696.95 1397 2661.492 MUCO 0 100.00 0 2.00 25 89.54

Grand Total 0 9256.56 56 18121.93 13951 41548.74

Total 0 12821.74 0 32904.92 16364 68429.6

MIS Report on MSE of Mizoram in the FY-2016-2017 as on date 31-03-2017(Rs. In Lakhs)

Last Quarter Data

Sl No. Bank Name

Education

TargetNo

Education Target

Amt

Education Achv No

Education Achv Amt

Education OS No

Education OS Amt

Housing

Target No

Housing

Target Amt

Housing Achv

No

Housing Achv

Amt

Housing OS No

Housing OS AmtOther Target

No

Other Target Amt

Other Achv No

Other Achv Amt

Other OS No

Other OS AmtTotal

Target NoTotal Target

AmtTotal

Achv NoTotal Achv Amt

Total OS No

Total OS Amt

1 BOB 0 0 0 0 0 0 0 0 0 0 0 0 0 145.00 0 191 0 0 0 245.00 0 313.00 0 0

2 BOI 0 11 0 0 0 0 0 0 0 0 12700 0 0 0 0 0 0 0 0 11.00 0 1119.00 12700 0

3 BOM 0 0 0 0 0 0 0 0 0 0 19 157.35 0 0 0 0 98 379.35 0 0 0 0 148 572.22

4 CAN 0 0 0 0 27 470.49 0 0 0 0 84 702.06 0 0 0 0 0 0 0 0 0 241.81 640 3465.04

5 CBI 4 12 3 10.85 41 112.30 0 0 0 0 46 419.71 0 5 0 2.43 11 2.43 4 617.00 3 619.56 286 1140.72

6 IND 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5.00 2 5

7 IOB 0 0 0 0 2 3.31 0 0 4 70 7 102.26 0 100.00 29 180 33 122.12 0 320.00 89 610.00 111 486.7

8 PSB 0 0 0 0 2 5.47 0 0 0 0 6 67.24 0 0 0 0 2 1.29 0 0 0 3.85 51 146.54

9 SBI 0 0 8 30.76 409 1350.00 0 0 0 0 7274 26556.00 0 0 0 0 27 480.00 0 3459.62 8 10334.3 11388 45905

10 SYN 0 0 0 7 72 0 0 0 0 0 20 180.00 0 0 0 0 220 460.00 0 0 0 7 450 925

11 UBI 0 0 1 2.5 3 11.75 0 0 0 0 111 1514.72 0 0 0 0 122 1009.00 0 1232.00 1 1770.38 716 4303.35

12 UCO 0 0 0 0 20 120.32 0 0 0 0 88 556.00 0 0 0 0 234 401.96 0 306.67 0 282.75 568 4363.54

13 UNI 0 4 2 8 2 5.67 0 0 0 0 10 98.52 0 0 0 0 0 0 0 94 2 185.70 108 200.7

Public Total 4 27 14 59.11 578 2079.31 0 0 4 70 20365 30353.86 0 250.00 29 373.43 747 2856.15 4 6285.29 103 15492.35 27168 61513.81

1 HDFC 33 114.5 0 0 1 3.27 0 0 0 0 0 0 0 1026.50 0 0 5 0.4 33 1519.07 0 218.22 165 3393.13

2 FED 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 8.30 19 23.61

3 ICICI 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 11 1630

4 AXIS 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 9 3.32 0 0 0 0 24 824.64

5 YES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

6 YES 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

7 SIB 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 20.84 1 20.84 0 0 0 20.84 1 20.84

8 BANDHAN 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 38 112.47 0 0 0 0 1331 670.21

Private Total 33 114.5 0 0 1 3.27 0 0 0 0 0 0 0 1026.50 0 20.84 53 137.03 33 1519.07 0 247.36 1551 6562.43

1 MZRB 18 63 17 23.50 35 93.52 0 0 0 0 6893 36861.91 0 15189.90 0 13082.62 14941 30598.80 18 17758.1 17 15312.77 27423 73705.32

RRB Total 18 63 17 23.50 35 93.52 0 0 0 0 6893 36861.91 0 15189.90 0 13082.62 14941 30598.80 18 17758.1 17 15312.77 27423 73705.32

1 MCAB 0 0 0 0 11 12.31 0 0 0 0 1875 9215.21 0 369.00 0 1503.06 2056 7983.67 0 634 0 2200.01 5339 19872.68

2 MUCO 10 50 0 0 0 0 0 0 0 0 77 352.11 0 500.00 0 92.5 315 1311 10 650 0 94.50 417 1752.65

Grand Total 65 254.5 31 82.61 625 2188.41 0 0 4 70 29210 76783.09 0 17335.40 29 15072.45 18112 42886.65 65 26846.46 120 33346.99 61898 163406.89

Total 66 243.5 61 175.57 751 17860.39 0 0 0 0 24463 103057.5 0 6188.92 0 8823.01 19486 54580.03 66 19254.16 61 41903.5 61064 243927.51

MIS Report (Education & Housing & Others) of Mizoram in the FY-2016-2017 as on date 31-03-2017(Rs. In Lakhs)

Last Quarter Data

Sl No.Bank Name

TargetCurrent Quarter Number of A/C

Cumulative Position No of A/C

OD Number

OD Amount

1 IDBI 0 167 1910 0 02 IND 0 50 50 0 03 IND 0 50 50 0 04 IOB 0 0 1518 0 05 PSB 0 2 3 0 06 SBI 0 74 40681 0 07 SYN 0 35 480 1 18 UBI 1245 56 2349 0 0

ASCB Total 1245 434 47041 1 11 MZRB 0 0 0 0 0

RRB Total 0 0 0 0 01 MCAB 0 2130 5087 0 02 MUCO 0 16 16 0 0

Grand Total 1245 2580 52144 1 1

Total 1246 3033 66964 217 21

Progress under Financial Inclusion:: Opening of No Frills A/C of Mizoram in the FY2016-(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

Number Of

Account

Total Outstandi

ng

Demand Raised

Recovery Amount

Recovery %

Overdues

1 CAN 0 0 0 0 02 IDBI 0 0 0 0 03 IND 0 0 0 0 04 IOB 0 0 0 0 05 PSB 0 0 0 0 06 SBI 350 1420.00 460.00 85.45 18.58 374.557 UBI 105 137.08 29.00 7.60 26.00 21.48 UNI 23 60.34 17.00 16.50 97.00 0.5

Public Total 478 1617.42 506.00 109.55 21.65 396.451 HDFC 0 0 0 0 02 ICICI 11 16.30 0 0 03 YES 0 0 0 0 0

Private Total 11 16.30 0 0 0 01 MZRB 249 368.95 66.41 36.39 55.00 30.02

RRB Total 249 368.95 66.41 36.39 55.00 30.021 MCAB 400 466.89 273.12 142.93 52.00 130.192 MUCO 0 0 0 0 0

Grand Total 1138 2469.56 845.53 288.87 34.16 556.66

Total 1062 1724.68 682.1 257.02 38 425.08

Recovery Position Under PMEGP of Mizoram in the FY2016-2017 as on date 31-03-(Rs In Lakhs)

Last Quarter Data

Sl No.Bank Name

Number of

Pending Cases At

the Begining

Of the Quarter

Amount of

Pending Cases At

the Begining

Of the Quarter

Number of Cases

add during

The Quarter

Amount of Casses

Add during the

Quarter

Number of Cases Settled during

The Quarter

Amount of Cases settled

during the quarter

Number of

Pending Cases at the close

of the Quarter

Amount of

Pending Cases at the clase

of the Quarter

1 CAN 0 0 0 0 0 0 0 02 IDBI 0 0 0 0 0 0 0 03 IND 0 0 0 0 0 0 0 04 IOB 0 0 0 0 0 0 0 05 PSB 0 0 0 0 0 0 0 06 SBI 1169 1176.34 0 0 0 0 1169 1176.347 UBI 18 18.86 0 0 0 0 18 18.868 UCO 70 30.5 0 0 0 0 70 30.59 UNI 1 0.7 1 0.7 0 0 1 0.7

10 VJB 5 4.93 0 0 0 0 5 4.93Public Total 1263 1231.33 1 0.7 0 0 1263 1231.33

1 HDFC 0 0 0 0 0 0 0 02 ICICI 0 0 0 0 0 0 0 03 AXIS 0 0 0 0 0 0 0 04 YES 0 0 0 0 0 0 0 0

Private Total 0 0 0 0 0 0 0 01 MZRB 84 27.04 16 9.2 8 4.77 92 31.47

RRB Total 84 27.04 16 9.2 8 4.77 92 31.471 MCAB 82 205.41 0 0 0 0 82 205.412 MUCO 77 134.53 0 0 0 0 77 134.53

Grand Total 1506 1598.31 17 9.9 8 4.77 1514 1602.74

Total 1348 1703.78 1 0.7 0 0 1317 1566.34

Financing Under BAKIJAI cases of Mizoram in the FY2016-2017 as on date 31-03-2017(Rs In Lakhs)

Last Quarter Data

Annexure - VII

1 2 3 4 5 6 7 8 9 10 11 121 Mamit SBI 25 0 0 0 0 0

MRB 42 3 0 0 0 3MCAB 12 0 0 0 0 0

2 Kolasib SBI 7 0 0 0 0 0MRB 16 1 0 0 0 1MCAB 7 0 0 0 0 0

3 Aizawl SBI 2 0 8 8 0 8MRB 5 5 0 0 0 5VIJ 5 0 0 0 0 0IDBI 8 0 0 0 0 0UBI 9 0 0 0 0 0AXIS 10 0 4 0 0 0SYN 9 0 3 2 0 0 5 0 5CBI 5 0 0 0 0 0BOB 5 0 0 0 0 0PNB 0 0 0 0 0 0HDFC 0 0 0 0 0 0UCO 2 0 0 1 1 0 1ICICI 0 0 0 0 0 0CAN 9 0 0 0 0 0BOI 0 0 0 0 0 0YES 0 0 0 0 0 0FED 6 0 0 0 0 0INDUSIND 4 0 1 3 4 0 4BOM 8 0 0 0 0 0

4 Champhai SBI 26 0 0 0 0 0MRB 31 2 1 8 9 18 0 20HDFC 7 0 0 0 0 0MCAB 11 0 0 0 0 0

5 Serchhip SBI 5 1 0 0 0 1MRB 25 1 0 0 0 1MCAB 0 0 0 0 0 0

6 Lunglei SBI 43 0 1 1 0 1MRB 62 2 0 6 12 18 0 20HDFC 11 0 0 0 0 0MCAB 38 0 0 0 0 0

7 Lawngtlai SBI 60 0 0 0 0 0MRB 63 1 0 4 17 2 23 0 24MCAB 32 0 0 0 0 0

8 Saiha SBI 11 0 0 0 0 0MRB 21 1 0 3 8 11 0 12HDFC 10 0 0 0 0 0MCAB 10 0 0 0 0 0TOTAL 662 17 18 24 49 2 93 0 110

Grand Total = 5+10+11

Roadmap for providing banking services in every village having population below 2000 -Progress for the Quarter ended-March 2017

Name of State/UT: MIZORAM

Sl No

Name of District

Name of Sch. Comm. Bank selected for allotment of

villages with < 2000 population

No. of alloted villages

Out of Roadmap prepared for less than 2000, No. of villages where banking outlet opened upto the end of the reporting Quarter

Branches

BC

Fixed Location

Visits every Week

Visits once in a fortnight

Visits more than once in a

fortnight

BCs-Sub total =

6+7+8+9Other modes

Annexure - XIVILLAGES WITH POPULATION FROM 2000 TO 5000.

SL NO DIST NAME OF VILLAGE POPULATION BANK/BRANCH ALLOTED TO1 MAMIT KAWRTHAH 2812 MRB SBI2 KAWRTETHAWVENG 2008 SBI3 RAJIBNAGAR 3530 SBI4 DAMPARENGPUI 2156 MRB5 W.PHAILENG 4377 MRB MRB6 SILSURI 3349 MRB7 MARPARANORTH 2129 MRB8 KOLASIB N.THINGDAWL 3111 MRB9 HORTOKI 2544 MRB

10 SAIPHAI 2052 SBI11 SAIPUM 2359 SBI12 AIZAWL LOWER SAKAWRDAI 2505 VJB13 RATU 2176 MRB UCO14 KHAWRUHLIAN 2111 MRB UCO15 PHUAIBUANG 2134 BOB16 SESAWNG 2722 MRB SBI17 SELLING 2289 SBI,MRB SBI18 THINGSULTHLIAH 3402 MRB BOM19 TLUNGVEL 2529 MRB INDUS20 CHAMPAI NGOPA 4155 SBI,MRB MRB21 KHAWLKULH 3094 MRB SBI22 ZOKHAWTHAR 2632 SBI SBI23 HNAHLAN 3157 MRB MCAB24 VAPHAI 2252 HDFC25 S.KHAWBUNG 2097 MRB MRB26 FARKAWN 2700 MRB27 SIALHAWK 2279 MRB MRB28 SERCHHIP E.LUNGDAR 3022 MRB MRB29 KHAWLAILUNG 2318 MRB MRB30 BAKTAWNG 3220 MRB MRB31 CHHINGCHHIP 3741 MRB SBI32 KEITUM 2022 MRB33 LUNGLEI MAR'S' 2511 SBI34 TUICHAWNG 2464 MCAB35 LUNGSEN 2344 MRB MRB36 HAULAWNG 2227 MRB MCAB37 PANGZAWL 2428 MRB SBI38 CHERHLUN 2235 SBI39 THINGSAI 2241 SBI40 LAWNGTLAI KAMALNAGAR-II 2714 SBI SBI41 KAMALNAGAR-III 2199 MRB SBI42 S.BUNGTLANG 2186 MRB MRB43 SANGAU 2590 MRB MRB43 43 25

SBI 7 VJB 1 HDFC 1 TOTALMRB 7 BOB 1 MCAB 1 18

BANK BRANCH TO BE OPENED BY

Annexure - Loose

StateQuarter endedYear

LDM DDM LDO Local Govt NGO BC Others

03001 0 N/A AIZAWL N/A N/A 0 X X X X X X X03101 1 04.02.2017 CHAMPHAI CHAMPHAI KHUANGPHAH 60 Y N N Y Y N Y89601 0 0 KOLASIB N/A N/A 089801 0 0 LAWNGTLAI N/A N/A 003201 0 0 LUNGLEI N/A N/A 003301 0 0 MAMIT N/A N/A 0

89701 6 28.03.2017 SERCHHIP SERCHHIP

1) Vengchung, 2) Darnam Veng, 3) P&E Veng, 4Venglai, 5) New serchhip, 6) Bazar veng

861 Y N N Y Y Y Y

03401 0 0 SIAHA N/A N/A 0Notes

1 Reporting of camps should be done for all FLCs 2 If any FLC has not conducted a camp, Nil may be reported for that particular FLC 3 The date of each camp may be separately reported and not clubbed together in one cell4 Indicate only Y or N for the stakeholders colums - Do not write names, numbers etc. Only for others, you may give the institution/organization name5 Sample entries have been filled for guidance

2017

Village

QUARTERLY REPORT ON CONDUCT OF SPECIAL CAMPS BY FLCs (FOR PEOPLE NEWLY INDUCTED INTO THE FINANCIAL SYSTEM)

Date of camp BlockFLC Code

PART A

No of participantsDistrictS.No of camp

Stakeholders present (Indicate Y/N)

MIZORAMMARCH

State MIZORAMQuarter ended MARCHYear 2017

Target Group Addressed

LDM DDM LDOLocal Govt

NGO BC Others1. Farmers 2. Small entrepreneurs

3. Students 4.SHGs 5. Senior citizens 6. Others

03001 1 N/A AIZAWL N/A N/A 0 X X X X X X X X03101 2 16&23-09-2016 CHAMPHAI CHAMPHAI SESIH & KHAWZAWL 189 Y N N Y Y N Y Y89601 0 0 KOLASIB N/A N/A 0 089801 0 0 LAWNGTLAI N/A N/A 0 003201 0 0 LUNGLEI N/A N/A 0 003301 0 0 MAMIT N/A N/A 0 089701 1 22-09-2016 SERCHHIP EAST LUNGDAR KHAWLAILUNG 250 Y N Y Y Y Y Y Y03401 0 0 SIAHA N/A N/A 0 0

Notes1 Reporting of camps should be done for all FLCs 2 If any FLC has not conducted a camp, Nil may be reported for that particular FLC 3 The date of each camp may be separately reported and not clubbed together in one cell4 Indicate only Y or N for the stakeholders colums - Do not write names, numbers etc. Only for others, you may give the institution/organization name5 Sample entries have been filled for guidance6 To fill in the target groups, please use the number coding of 1 to 6 as given for example 1-Farmers,2-Small Entrepreneurs etc

PART BQUARTERLY REPORT ON CONDUCT OF TARGET GROUP SPECIFIC CAMPS BY FLCs

FLC Code Date of camp DistrictS.No of camp Block VillageNo of

participants

Stakeholders present (Indicate Y/N)

State MIZORAMQuarter ended MARCHYear 2017

AIZAWL 17 4 3CHAMPHAI 12 3 3KOLASIB 5 2 3LAWNGTLAI 5 2 3LUNGLEI 8 3 3MAMIT 10 3 3SERCHHIP 9 3 3SIAHA 1 1 3TOTAL 67 21

PART C

No of target specific camps conducted during the quarter

QUARTERLY REPORT ON CONDUCT OF SPECIAL CAMPS BY RURAL BRANCHES OF BANKS

District No of rural branches in districtNo of special camps

conducted during the quarter

Annex II

Sr. State District

No. of Rural Branches in the State

No. Rural Branches which have conducted Literacy camps as per RBI guidelines using standardized financial literacy material of RBI

No. of literacy camps as per RBI guidelines using standardized financial literacy material of RBI

No. of persons participated

Out of persons participated, no. of persons already having bank account at the time of attending the camp

Out of persons participated, no. of persons opened bank account after attending the camp

1 Aizawl 17 4 4 310 248 352 Mamit 10 3 3 175 142 153 Kolasib 5 2 2 116 98 84 Champhai 12 3 3 214 184 145 Serchhip 9 3 3 198 152 326 Lunglei 8 3 3 174 132 117 Lawngtlai 5 2 2 184 143 208 Saiha 1 1 1 84 57 10

TOTAL 67 21 21 1455 1156 145

Rural Branches- Report of conduct of Financial Literacy Camp for the quarter ended March 2017

Mizoram

FLC Code* District Date of

opening

Location (Metro, Urban, Semi-

urban or rural)

Premises (Bank branch, LDM office, RSETI, Independent)

Address of FLC Sponsor Bank

Whether Run by

Trust or run directly by sponsor

Name(s) of FL Counsellor(s) Contact No(s) Email FLC

Helpline

Database on FINANCIAL LITERACY CENTRES PART D

urban or rural) Independent) sponsor bank

03001 AIZAWL URBAN LDM OFFICE TUIKHUAHTLANG, AIZAWL SBI SBI RALTE RALKHUMA 2323441 [email protected]

03101 CHAMPHAI SEMI URBAN LDM OFFICE C/O SBI, CHAMPHAI BRANCH SBI SBI SHARMA Shiva P 8811097191 [email protected]

89601 KOLASIB SEMI URBAN LDM OFFICE C/O SBI, KOLASIB BRANCH SBI SBI PK SUTRADHAR 9401035304 [email protected]

89801 LAWNGTLAI N/A N/A N/A N/A N/A N/A N/A03201 LUNGLEI SEMI URBAN LDM OFFICE C/O SBI, LUNGLEI BRANCH SBI SBI SHEKHAR BASAK 9435101598 [email protected]

03301 MAMIT N/A N/A N/A N/A N/A N/A N/A89701 SERCHHIP N/A N/A N/A N/A N/A N/A N/A03401 SIAHA N/A N/A N/A N/A N/A N/A N/A

*Note: FLC Code will be a unique five digit code with the first three digits being the district code (Refer sheet titled District Master) and the last two digits represent the FLC Code to be given by SLBC Convener banks starting from 01 and running sequentially thereafter for each district (For eg. if there are four FLCs in a district, the FLC code will be in the form xxx01, xxx02, xxx03 and xxx04 where xxx represents the district code as per district

master sheet)

MINUTES OF THE SLBC MEETING AT AIZAWL ON 29/06/2017 Page 1

Minutes of the State Level Bankers’ Committee (SLBC) Meeting of Mizoram For the quarter ended March 2017

The SLBC meeting of Mizoram for the quarter ended March, 2017 was held at the Conference Hall, New Secretariat, Aizawl on 29.06.2017 at 12:00 noon under the Chairmanship of Shri. Lalmalsawma, IAS, Chief Secretary, Govt. of Mizoram. Shri Dibyendu Chaudhuri, Regional Manager, SBI and Convener SLBC welcomed the Chairman and other senior government officials. He also welcomed the new GM NABARD, Shri R.K. Srivastava who was representing NABARD in SLBC for the first time, AGM from RBI, all Banker participants in the meeting. He thanked the chairman for allowing holding of the meeting in spite of his busy schedule and that too on the last available day. He also mentioned about non-receipt of SLBC data in time from some of the member banks. He said that the meeting will try to focus on the pertinent points and be brief to avoid the stress of avoidable lingering discussions. After that he requested the Chief Secretary for his opening remarks. The Chief Secretary thanked the SLBC Convener and told the house that the meeting is for the quarter ending March 2017 and has been convened rather late. He welcomed the participants on behalf of the Government of Mizoram as well as on his own behalf. He told that we have been discussing several issues in this forum one of which is the CD ratio. He shared with the house about the Chief Minister’s address of the Mizoram Cooperative Apex Bank’s 24th Conference held the day before in which he raised similar concern and he expressed his desire that all the banks are maintaining a favorable CD ratio. He also read out a letter from the Finance Minister, Pu Lalsawta, who wanted to share with the meeting on ‘Loan to Farmers/Entrepreneurs under national Livelihood Mission scheme’. The Finance Minister wanted the meeting to discuss matters of non-sanctioning of loans by banks under the schemes. The Chairman requested all bankers present to take note of the matter and sincerely try to improve the situation at their respective banks as far as possible. Thereafter, Shri Dibyendu Chaudhuri, Regional Manager, SBI and Convener SLBC thanked the chairman for his opening remarks then proceeded with the agenda items. Agenda – 1: Adoption of minutes of the last meeting:

The Convener SLBC informed the house that the minutes of State Level Bankers' Committee meeting for the quarter ended September 2016 held on 23/03/2017 was circulated to all members. Since no request for amendment of the minutes was received, the house adopted the minutes. Agenda-2: Review of GOI instructions regarding financial inclusion: Promotion of Digital Payments / Organising of DigidhanMela etc.

The meeting was appraised on the observance of a function to mark the culmination of

Digidhan mela which was organized at the I&PR Auditorium, Aizawl on 21.04.2017 where all banks operating in Mizoram (Aizawl) participated. The house was also told about Celebration of Financial Literacy Week was observed in the state from 5th june, 2017 to 9th June, 2017. While discussing the Celebration of Financial Literacy Week the DGM, NABARD told the house that rural branches now can avail the reimbursement facility offered by NABARD to purchase hand-hold projector for use at FLCS and asked banks to utilize the facility.

Action: MCAB/MRB & SBI


Agenda-3: Follow up action on the decision of SLBC meeting:

a) Credit achievement of Government Sponsored Schemes under NRLM FY 2016-17:

The achievement on credit under NRLM is very low. The NERLP representative told that many loan applications are pending mostly with MRB branches. Most of the SHGs under NRLM maintained their bank account mainly with the MRB, HDFC & SBI. The house requested these three banks to sanction loans under these schemes to achieve the target during this year. Meanwhile, the NERLP was requested to provide the list of branches where loan applications are pending with list of SHGs (applicants) to MRB (HO).

Action: NERLP, HDFC, MRB, SBI

The NERLP representative told that Branch Managers at rural centers do not know the RBI

instructions on NRLM. Meanwhile, the representative from MzSRLM also told that bank managers at rural areas do not know the categorization of districts which led to problems with reimbursement of interest subvention. The RBI instruction has clearly mentioned which district is under category-I and category-II. The Commercial Banks and Cooperative Banks will lend to all the women SHGs in Rural areas at the rate of 7% and additional subvention claims of 3% in the 250 districts which includes Aizawl, Serchhip and Lunglei districts in Mizoram. For the purpose of Interest Subvention of additional 3% on prompt repayment, a SHG account will be considered prompt payee if it satisfies the criteria specified by Reserve Bank of India (RBI). For category II districts, comprising of districts other than the above 250 districts, all women S.H.Gs under DAY- NRLM will be eligible for interest subvention to avail the loan facility at an interest rate of 7%. He requested the controlling offices of banks to provide the RBI instructions to their branch managers at rural centers in this regard. Meanwhile, the NERLP was requested to provide the list of branches where loan applications are pending with list of SHGs (applicants) to MRB (HO).

Considering the low level of awareness among the branch managers at rural centers the

house decided that ‘One day training on NRLM’ should be conducted for bankers at Aizawl to coincide with the next SLBC meeting for sensitizing the scheme to the branch managers and NABARD is has been entrusted to convene training.

It was also decided to conduct a ‘District level workshop for Bank Managers on NRLM

schemes’ in each districts of the state with MzSRLM as the convener.

Action: NABARD, MzSRLM, NERLP, HDFC, MRB, SBI & MCAB,

b) Credit achievement of Government Sponsored Schemes under PMEGP: The achievement as on date as reported by State KVIC office is 488 loans with margin

money of Rs.488.42 lakhs only out of the annual target is 655 and Rs.1310.74 lakhs which is 74.50% and 37.26% respectively. Pu C. Lalbiakthanga, Addl. Director of Industries told the house that achievement was too low whereas the achievement last year was more than 100%. He also brought it to the notice of the house that some private banks did not sanction any loan during the year under review.

Representatives of these banks who are present in the meeting told that they will sanction

the loan during the current year (2017-18) and clear the back log.

Action: ICICI Bank, HDFC Bank, Federal Bank, IndusInd Bank, Yes Bank and South Indian Bank.


c. Credit target and achievement under NULM for 2016-17:

The achievement under Self Employment Program (SEP) for the FY 2016-17 as reported by the bank is 289 units amounting to Rs. 490.11 lakhs out of the target of 200 units and with an amount Rs.2000.00 lakhs. Since the achievement is very low and some banks have not sanctioned any loan the house requested banks to finance all eligible applications under NULM sourced by MzSULM in the current Financial Year.

Action: All Banks d) Requests for opening of branch at other centers:

The present position of applications for opening of bank branch at the following villages is as under: (i) Bukpui village, Kolasib District (Population - 996) (ii) Tuipuibari village, Mamit District (Population -1159) (iii) Sakawrdai village, Aizawl district (Population - 2505)

The MRB told having done survey of the villages and will open the Branch at Sakawrdai and Tuipuibari villages within this financial year. They also told to find ways for appointment of BC for Bukpui villages.

Action: MRB (iv) N. Kanghmun village, Mamit district (Population -858)

The MCAB told that they will consider appointment of BC/CSP instead of brick and mortar branch.

Action: MCAB

(v) Kawrtethawveng village, Mamit district (Population - 2008) (vi) Rajivnagar village, Mamit district(Population - 3530) (vii) West Phaileng village, Mamit district (Population - 4377) (viii) Longpuighat village,(Lawngtlai district Population - 945)

SBI having undertaken necessary survey of these villages and told that it may consider appointment of BC/CSP for Kawrtethawveng & Longpuighat villages as the population is very less. In the case of Rajivnagar village, the SBI representative told that the village is more or less a part of Tuipuibari village and since MRB is planning to open a branch at Tuipuibari village it will not be viable to open two branches in such adjoining villages. They also told that MRB branch is already functioning at West Phaileng village and there is no justification for opening of another bank branch.

Action: SBI

ATM at Darlawn village: The Regional Manager of SBI reported to the house that ATM has been installed at Darlawn village and inaugurated on 14th May, 2017 which is a significant development for the area. Agenda – 4: CD Ratio:

The CD ratio of the state as on 31.03.2017 stood at 39.88% which indicates a slight decrease of 1.73% over that of % 41.61% in the last quarter. The CD ratio for March 2017 quarter is given below:


(Rs.in lakh) Financial year 2016-17 Deposit Advance CD Ratio March 2017 790243.93 315112.61 39.88% December 2016 727915.18 302890.26 41.61% September 2016 727288.17 289567.16 39.81% June 2016 649470.92 285407.75 43.94% Financial year 2015-16 March 2016 642318.55 283861.04 44.19%

The CD ratio of banks like Yes bank, ICICI Bank, Federal Bank, South Indian Bank and Axis

Bank were less than 20%. As there have been no improvement in the CD ratio the house decided that the SLBC should write to controllers of these banks to extend loans to more people of the state. The South Indian bank told that their CD ratio will increase substantially during the current year as they are going to finance building projects. All the low CD ratio banks mentioned above individually told the house that they will have CD ratio above 20% by the end of September, 2017.

Action: Yes bank, ICICI Bank, Federal Bank, South Indian Bank and Axis Bank Priority Sector Advances:

The total lending under Priority Sector (PS) advances at the end of the quarter were Rs.181,406.30 lakhs out of the total advances of Rs. 315,112.61 lakhs. The percentage of PS advance is 57.56 as against the benchmark of 40%. Agenda – 5: Agricultural Advances:

Agriculture advances at the end of March 2017 was Rs.17,494.99 lakhs out of a total advance of Rs.315,112.61 lakhs which is 5.55% whereas the benchmark is 18%. The house requested bankers to extend more loans under agriculture during the FY 2017-18 to achieve the stipulated bench mark.

Action: All Banks

It was decided to constitute a Sub-Committee of SLBC for improvement of agriculture advance with NABARD as the convener. Members for the said sub-committee will be from NABARD, Agriculture Department, Horticulture Department, Fisheries Department, Revenue Department, MRB, MCAB, SBI and HDFC Bank.

Action: NABARD

Agenda – 6: Review of Performance under of Annual Credit Plan (ACP)

The overall achievement of ACP as on 31.03.2017 is 114.98% which is 2.43 less than last year on YOY basis. The Percentage of achievement under Priority Sector is 110.26% whereas under Non-Priority Sector the achievement is 124.05%. Agenda - 7: Review of progress in financing MSME sector: The overall growth under MSME sector was reported as on 31.03.2017 is Rs.115.14 crores over December, 2016 and Rs.109.88 crores over March, 2016. Agenda -8: Review of performance under MUDRA (PMMY) Loan:

As many as 6929 PMMY loans amounting to Rss.94.57 crores were sanctioned during the year under the scheme.


Agenda 9: Review of loan sanctioned under Stand Up India (SUI) scheme:

As many as 53 loans amounting to Rs.10.98 crores were sanctioned during the year under the scheme. Meanwhile the loan sanctioned to SC/ST sub-head with 4 loans was not understood as there was SC and ST sub-heads separately with more number of achievements. The Assistant Manager, SIDBI was told the house that she will look into the matter and clarify.

Action: SIDBI

Agenda -10: Security related issues on banking:

The representative of DGP, Mizoram told that there is no issue relating to security on banking services. He however told non-receipt of reimbursement of the cost of security guards provided to currency chest branches particularly from SBI. He said that Mizoram being a peaceful state has been punished by way of non-payment of reimbursement of security guards. He asked the SBI to pay for the same as early as possible. The Regional Manager, SBI in-turn requested the police authorities to provide all pending bills relating to treasury remittances to them so that the matter may be acted upon.

Action: SBI & Police Department The representative of DGP, Mizoram also told that CCTVs at ATM booths were not working

properly and request bankers to rectify the problems to enable easy identification of miscreants who stole money through the ATMs.

Action: All Banks having ATM in the state

Agenda – 11: Progress Roadmap for providing banking services in every village having population below 2000-

The house was told that out of 662 villages with less than 2000 population as per PMJDY SSA allotment (August 2014), banking services have been provided to 110 villages like branches, fixed located and periodically visited. The house request banks to give more incentives to BCs to them a boost. The RBI representative told the house that last time the number of covered villages was shown as 293 and now the reduced figure is quite difficult to reconcile with. She said that once the number of covered villages has been reported it should not be reduced later. If there are non-functioning BCs, that is the banks’ job to activate them. The house decided to maintain the data reported earlier. Banks are, therefore, requested to provide the correct data while uploading the SLBC data.

Action: All Banks

The house was told that there are 18 villages having above 2000 population where bank branch is yet to be opened (i.e. SBI=7, MRB=7, VJB=1, BOB=1, HDFC=1, & MCAB=1). The concerned banks are requested to expedite opening of branches in these villages.

Action: SBI, MRB, VJB, BOB, HDFC & MCAB.

Agenda – 12: Financial Literacy Campaign/Financial Literacy Centres Report

The house was told that out of 67 rural branches of banks only 21 branches have conducted 21 Financial Literacy Camps during the quarter. Besides the above as many as 8 Special Financial Literacy Camps/Town Hall Meetings were conducted by Financial Literacy Centers (FLCs) by LDMs. As per the instructions all rural branches of banks and LDMs should conduct at least one FLC every month. The RD Department representative told that they are conducting FLC and request the SLBC to provide a Resource Person. The Chief Manager, Lead Bank, Aizawl told that he had already given his name for inclusion as Resource Person.

Action: Banks, LDMs & Secretary, RD Department


Agenda–13: Credit Linkage to Housing for all –

(a) Pradhan Mantri Awas Yojana- Gramin (PMAY-G):

The RD Department told the house that as many as 1720 applications had been sent to respective banks on 18/02/2017 and sending of more loan applications is unlikely. Moreover, he said not received fund for the FY 2017-18 from the Ministry of RD as yet on date. The house requested banks to sanction housing loans to the beneficiaries identified by the department.

Action: All Banks

(b) Pradhan Mantri Awas Yojana (PMAY-Urban) The Credit Link Subsidy scheme (CLSS) under Pradhan Mantri Awas Yojana (Urban) is to be implemented from this year. The representative from UD & PA Department told the house that out of the target of 1000 dwelling units for 2016-17 only 169 units have been financed so far and the remaining are to be carried forward in the FY 2017-18. Besides this, the target for FY 20117-18 has been fixed at 2000 dwelling units including the brought forwarded from last FY. He also said that a new guideline for MIG category has been launched for the beneficiaries having an income up to 18.00 lakhs and the target allotted to the state under this is 800 dwelling units and seek approval of the house. After deliberation on the subject the house approved the target both under EWS/LIG and MIG for the FY 2017-18. Banks are requested to sanction loans as per the scheme. He also said that a separate committee is required to pursue the implementation of requested for formation of ‘Sub-Committee for schemes under UD & PA Department’. The house approved the request and decided to constitute a ‘Sub-Committee with UD&PA Department as convener and banks as members.

Action: UD&PA Department / Banks

Agenda–14: Social Security Schemes

The participants told that the position of subscribers of Social security Schemes under PMJDY i.e. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (APY) is very with low compare to the number of savings bank account holders in the state. The house request banks to step up efforts to market the schemes to increase coverage. The Chief Manager (Lead Bank) Aizawl told the house that they are going to organize special campaign for enrolment to APY scheme from the muster roll staff of some big departments under the state government.

The Chief Manager (Lead Bank) at Champhai and Aizawl told the house that the Social Security Schemes are always included in the topic of discussion at all FLCs and will continue to do so.

Action: Banks / LDMs Agenda – 15: RSETI

There is a only one RSETI in Mizoram at IGC, Luangmual. The Director, SBI-RSETI Aizawl told the house that the SBI LHO had already advised the project architect to submit the detailed estimate for the project. After receiving the detailed estimate it will be vetted by bank’s engineer and after that it will be forwarded to Lead Bank Department, LHO, Guwahati for necessary approval from the competent authority. The house requested the Director of RSETI to closely follow up the matter. Meanwhile the Director of RSETI told the house that credit linkage is very low i.e. 28% only whereas the national percentage is 54. He requested all banks to sanction PMMY loan applications sourced by the RSETI.

Action: RSETI


The Director of RSETI also told the house that proposal for purchase of equipments had been submitted to SBI, RBO, Aizawl and are waiting for sanction. The cost of these items will be reimbursed by NABARD in due course for which NABARD had already given its approval.

Action: SBI(RBO)/NABARD/RSETI

Reimbursement of training cost:

Regarding claim for reimbursement of training cost, the representative of MzSRLM told the

house having received a claim of Rs.25.77 lakhs relating to the period from 2011-2017 for training conducted by RSETI. After scrutiny the claim amount was reduced to Rs.16.56 lakhs as the actual eligible for reimbursement. The reason for reduction of the amount is due to training of people other than from BPL family and also training given to candidates from non-rural centers. He also told the house that they will put up the claim for obtaining administrative approval and thereafter reimburse to the RSETI.

Action: MzSRLM / RSETI

Agenda – 16: Aadhaar and Mobile number Seeding etc drive on campaign mode:

The house was told that a special drive is observed by banks throughout the state with a view to enable account holders for digital payments, for seeding of Aadhaar and mobile number in all operative, individual savings bank accounts on voluntary basis. The state rank at No. 12 on mobile seeding with 86.60% while in aadhaar seeding our position is 29 with 60.30% as on 26.05.2017. The house requested Banks to continue the campaign until all Aadhaar card holders completed seeding into their Savings Bank accounts.

Action: All Banks

Agenda – 17: Recovery under Bakijai cases

The house was told that there are as many as 8 cases amounting to Rs.4.77 Lakhs were settled under Bakijai cases during the quarter and there are 1514 pending cases at the end of the quarter. The house requested banks to utilize Bakijai scheme for recovery of loan in a more beneficial way.

Action: All Banks

Agenda – 18: Annual Credit Target for finance to Self Help Groups (SEP) etc.

a) Under MzSRLM for FY 2017-18:

The draft district-wise target for financing 725 SHG under MzSRLM amounting to Rs.750.00 lakhs for Serchhip, Kolasib, Champhai, Lawngtlai, Saiha and Mamit districts was approved after discussion. The house request all banks to achieve the target for the year.

(Details of Bank-wise and Branch-wise target to be made at respective district level DCC Meetings)

Action: Canara Bank/CBI/MCAB/MRB/SBI/UBI


b) Under NERLP for FY 2017-18

The draft district-wise target for financing 1000 SHG under NERLP amounting to Rs.1000.00 lakhs for Aizawl District and Lunglei districts was approved after discussion in spite of some reservation from the MRB. The house requests all banks to achieve the target for the year.

(Details of Bank-wise and Branch-wise target to be made at respective district level DCC Meetings)

Action: MCAB/MRB/SBI/HDFC Bank

Agenda – 19: Target for Finance under PMEGP scheme for FY 2017-18: The draft district-wise target under PMEGP with Margin Money amounting to Rs.1245.66 lakhs was approved after discussion. The house request all banks to achieve the target for the year.

Action: All Banks

Agenda – 20: Annual Credit Plan (ACP) for FY 2017-18: The Bank-wise/district-wise ACP target put up was discussed by the house. While the target under MSE and Services was approved in principle, the NABARD representative told that they want the target under Crop Loan and other agricultural activities is made as per the Potential-Credit Link Plan (PLP) for the FY 2017-18 for each district. The house, therefore, requested the SLBC convener to prepare revised target for Agriculture segment in consultation with NABARD and put up the revised ACP to the next SLBC meeting for approval. Meanwhile, the house requested all banks to increase their lending under agriculture to achieve the target set for the year.

Action: SLBC Convener/NABARD/All banks

The meeting ended with a vote of thanks offered by Shri Ralte Ralkhuma, Chief Manager (Lead Bank) & Nodal Officer (SLBC), Aizawl. ===============================================================

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Agenda SLBC Mizoram March 2017 - slbcne.nic.inslbcne.nic.in/repo/mizoram/March 2017...

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Transcript of Agenda SLBC Mizoram March 2017 - slbcne.nic.inslbcne.nic.in/repo/mizoram/March 2017...